Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Mac-Clair Mortgage Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Mac-Clair Mortgage Corporation 4255 S Saginaw St Burton, MI 48529 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 3,415 |
Total Mortgage Loan Application Amount | $367,157,000 |
Average Mortgage Loan Application Amount | $115,083 |
Highest Mortgage Loan Application Amount | $572,000 |
Average Applicant Income | $49,708 |
Highest Applicant Income | $3,900,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Genesee County Michigan | 793 | $ 80,112,000 | $ 101,000 | $ 74,000 |
Lapeer County Michigan | 215 | $ 27,842,000 | $ 129,000 | $ 44,000 |
Wayne County Michigan | 113 | $ 13,190,000 | $ 116,000 | $ 41,000 |
Oakland County Michigan | 110 | $ 16,017,000 | $ 145,000 | $ 51,000 |
Montgomery County Ohio | 107 | $ 10,549,000 | $ 98,000 | $ 37,000 |
Ingham County Michigan | 106 | $ 9,767,000 | $ 92,000 | $ 40,000 |
Greene County Missouri | 97 | $ 8,239,000 | $ 84,000 | $ 33,000 |
Macomb County Michigan | 96 | $ 12,329,000 | $ 128,000 | $ 47,000 |
Lucas County Ohio | 77 | $ 7,751,000 | $ 100,000 | $ 49,000 |
Tuscola County Michigan | 71 | $ 6,255,000 | $ 88,000 | $ 38,000 |
Kent County Michigan | 51 | $ 5,821,000 | $ 114,000 | $ 54,000 |
Shiawassee County Michigan | 44 | $ 4,562,000 | $ 103,000 | $ 41,000 |
Greene County Ohio | 41 | $ 4,667,000 | $ 113,000 | $ 42,000 |
St. Clair County Michigan | 39 | $ 4,528,000 | $ 116,000 | $ 42,000 |
Saginaw County Michigan | 38 | $ 3,531,000 | $ 92,000 | $ 40,000 |
Christian County Missouri | 31 | $ 3,353,000 | $ 108,000 | $ 43,000 |
Miami County Ohio | 30 | $ 2,754,000 | $ 91,000 | $ 33,000 |
Hennepin County Minnesota | 28 | $ 4,623,000 | $ 165,000 | $ 60,000 |
Eaton County Michigan | 24 | $ 2,870,000 | $ 119,000 | $ 49,000 |
Midland County Michigan | 22 | $ 1,601,000 | $ 72,000 | $ 28,000 |
Jackson County Michigan | 21 | $ 1,802,000 | $ 85,000 | $ 43,000 |
Livingston County Michigan | 21 | $ 4,290,000 | $ 204,000 | $ 71,000 |
Clark County Ohio | 21 | $ 1,642,000 | $ 78,000 | $ 40,000 |
Newaygo County Michigan | 20 | $ 1,601,000 | $ 80,000 | $ 32,000 |
Sanilac County Michigan | 20 | $ 2,205,000 | $ 110,000 | $ 43,000 |
Dakota County Minnesota | 19 | $ 2,940,000 | $ 154,000 | $ 50,000 |
Pine County Minnesota | 19 | $ 2,297,000 | $ 120,000 | $ 44,000 |
Cuyahoga County Ohio | 19 | $ 2,058,000 | $ 108,000 | $ 39,000 |
Franklin County Ohio | 19 | $ 1,885,000 | $ 99,000 | $ 66,000 |
Iosco County Michigan | 17 | $ 1,185,000 | $ 69,000 | $ 60,000 |
Grand Traverse County Michigan | 16 | $ 2,056,000 | $ 128,000 | $ 52,000 |
Monroe County Michigan | 13 | $ 1,567,000 | $ 120,000 | $ 60,000 |
Ramsey County Minnesota | 13 | $ 1,785,000 | $ 137,000 | $ 72,000 |
Champaign County Illinois | 12 | $ 1,301,000 | $ 108,000 | $ 50,000 |
Clinton County Michigan | 12 | $ 1,650,000 | $ 137,000 | $ 62,000 |
Hamilton County Ohio | 12 | $ 1,181,000 | $ 98,000 | $ 36,000 |
Warren County Ohio | 12 | $ 1,311,000 | $ 109,000 | $ 56,000 |
Bay County Michigan | 11 | $ 1,098,000 | $ 99,000 | $ 39,000 |
Isabella County Michigan | 11 | $ 998,000 | $ 90,000 | $ 33,000 |
Madison County Ohio | 11 | $ 1,059,000 | $ 96,000 | $ 61,000 |
Butler County Ohio | 10 | $ 1,171,000 | $ 117,000 | $ 35,000 |
Darke County Ohio | 10 | $ 1,014,000 | $ 101,000 | $ 45,000 |
Wood County Ohio | 9 | $ 1,086,000 | $ 120,000 | $ 53,000 |
Montcalm County Michigan | 8 | $ 609,000 | $ 76,000 | $ 31,000 |
Anoka County Minnesota | 8 | $ 1,083,000 | $ 135,000 | $ 45,000 |
Washington County Minnesota | 8 | $ 1,329,000 | $ 166,000 | $ 59,000 |
Champaign County Ohio | 8 | $ 731,000 | $ 91,000 | $ 20,000 |
Shelby County Ohio | 8 | $ 624,000 | $ 78,000 | $ 22,000 |
Lenawee County Michigan | 7 | $ 729,000 | $ 104,000 | $ 39,000 |
Pinellas County Florida | 6 | $ 1,120,000 | $ 186,000 | $ 71,000 |
St. Joseph County Indiana | 6 | $ 668,000 | $ 111,000 | $ 166,000 |
Clare County Michigan | 6 | $ 426,000 | $ 71,000 | $ 44,000 |
Washtenaw County Michigan | 6 | $ 686,000 | $ 114,000 | $ 70,000 |
McLeod County Minnesota | 5 | $ 614,000 | $ 122,000 | $ 50,000 |
Webster County Missouri | 5 | $ 602,000 | $ 120,000 | $ 57,000 |
St. Croix County Wisconsin | 5 | $ 619,000 | $ 123,000 | $ 55,000 |
Gladwin County Michigan | 4 | $ 418,000 | $ 104,000 | $ 51,000 |
Mecosta County Michigan | 4 | $ 592,000 | $ 148,000 | $ 135,000 |
Ogemaw County Michigan | 4 | $ 397,000 | $ 99,000 | $ 50,000 |
Osceola County Michigan | 4 | $ 276,000 | $ 69,000 | $ 60,000 |
Ottawa County Michigan | 4 | $ 403,000 | $ 100,000 | $ 48,000 |
Scott County Minnesota | 4 | $ 800,000 | $ 200,000 | $ 55,000 |
Licking County Ohio | 4 | $ 372,000 | $ 93,000 | $ 39,000 |
Union County Ohio | 4 | $ 384,000 | $ 96,000 | $ 23,000 |
Sarasota County Florida | 3 | $ 543,000 | $ 181,000 | $ 64,000 |
Kosciusko County Indiana | 3 | $ 256,000 | $ 85,000 | $ 42,000 |
Antrim County Michigan | 3 | $ 302,000 | $ 100,000 | $ 48,000 |
Barry County Michigan | 3 | $ 283,000 | $ 94,000 | $ 48,000 |
Huron County Michigan | 3 | $ 212,000 | $ 70,000 | $ 28,000 |
Leelanau County Michigan | 3 | $ 374,000 | $ 124,000 | $ 53,000 |
Muskegon County Michigan | 3 | $ 246,000 | $ 82,000 | $ 32,000 |
Isanti County Minnesota | 3 | $ 367,000 | $ 122,000 | $ 46,000 |
Dallas County Missouri | 3 | $ 184,000 | $ 61,000 | $ 19,000 |
Lake County Ohio | 3 | $ 378,000 | $ 126,000 | $ 56,000 |
Preble County Ohio | 3 | $ 294,000 | $ 98,000 | $ 37,000 |
Hillsborough County Florida | 2 | $ 295,000 | $ 147,000 | $ 36,000 |
Edgar County Illinois | 2 | $ 143,000 | $ 71,000 | $ 42,000 |
Elkhart County Indiana | 2 | $ 205,000 | $ 102,000 | $ 39,000 |
Vigo County Indiana | 2 | $ 100,000 | $ 50,000 | $ 54,000 |
Alcona County Michigan | 2 | $ 106,000 | $ 53,000 | $ 19,000 |
Allegan County Michigan | 2 | $ 147,000 | $ 73,000 | $ 33,000 |
Arenac County Michigan | 2 | $ 177,000 | $ 88,000 | $ 62,000 |
Benzie County Michigan | 2 | $ 140,000 | $ 70,000 | $ 26,000 |
Berrien County Michigan | 2 | $ 230,000 | $ 115,000 | $ 63,000 |
Cass County Michigan | 2 | $ 242,000 | $ 121,000 | $ 49,000 |
Emmet County Michigan | 2 | $ 233,000 | $ 116,000 | $ 92,000 |
Gratiot County Michigan | 2 | $ 283,000 | $ 141,000 | $ 59,000 |
Ionia County Michigan | 2 | $ 147,000 | $ 73,000 | $ 34,000 |
Montmorency County Michigan | 2 | $ 193,000 | $ 96,000 | $ 41,000 |
Oceana County Michigan | 2 | $ 268,000 | $ 134,000 | $ 44,000 |
Roscommon County Michigan | 2 | $ 255,000 | $ 127,000 | $ 30,000 |
Wexford County Michigan | 2 | $ 101,000 | $ 50,000 | $ 47,000 |
Meeker County Minnesota | 2 | $ 240,000 | $ 120,000 | $ 40,000 |
Sherburne County Minnesota | 2 | $ 317,000 | $ 158,000 | $ 42,000 |
Sibley County Minnesota | 2 | $ 194,000 | $ 97,000 | $ 32,000 |
Steele County Minnesota | 2 | $ 238,000 | $ 119,000 | $ 26,000 |
Barry County Missouri | 2 | $ 120,000 | $ 60,000 | $ 19,000 |
Lawrence County Missouri | 2 | $ 126,000 | $ 63,000 | $ 26,000 |
Polk County Missouri | 2 | $ 128,000 | $ 64,000 | $ 25,000 |
Stone County Missouri | 2 | $ 213,000 | $ 106,000 | $ 67,000 |
Taney County Missouri | 2 | $ 105,000 | $ 52,000 | $ 35,000 |
Wright County Missouri | 2 | $ 93,000 | $ 46,000 | $ 62,000 |
Auglaize County Ohio | 2 | $ 165,000 | $ 82,000 | $ 20,000 |
Delaware County Ohio | 2 | $ 181,000 | $ 90,000 | $ 27,000 |
Medina County Ohio | 2 | $ 358,000 | $ 179,000 | $ 70,000 |
Ottawa County Ohio | 2 | $ 345,000 | $ 172,000 | $ 87,000 |
Richland County Ohio | 2 | $ 231,000 | $ 115,000 | $ 29,000 |
Ross County Ohio | 2 | $ 195,000 | $ 97,000 | $ 42,000 |
Sandusky County Ohio | 2 | $ 158,000 | $ 79,000 | $ 53,000 |
Van Wert County Ohio | 2 | $ 227,000 | $ 113,000 | $ 109,000 |
Milwaukee County Wisconsin | 2 | $ 194,000 | $ 97,000 | $ 69,000 |
Pierce County Wisconsin | 2 | $ 409,000 | $ 204,000 | $ 75,000 |
Jefferson County Colorado | 1 | $ 111,000 | $ 111,000 | $ 34,000 |
Palm Beach County Florida | 1 | $ 189,000 | $ 189,000 | $ 54,000 |
Polk County Florida | 1 | $ 116,000 | $ 116,000 | $ 63,000 |
Lawrence County Illinois | 1 | $ 144,000 | $ 144,000 | $ 53,000 |
Piatt County Illinois | 1 | $ 49,000 | $ 49,000 | $ 17,000 |
St. Clair County Illinois | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
Tazewell County Illinois | 1 | $ 72,000 | $ 72,000 | $ 33,000 |
Allen County Indiana | 1 | $ 96,000 | $ 96,000 | $ 80,000 |
Fountain County Indiana | 1 | $ 88,000 | $ 88,000 | $ 96,000 |
Jasper County Indiana | 1 | $ 142,000 | $ 142,000 | $ 35,000 |
Lake County Indiana | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
Marion County Indiana | 1 | $ 152,000 | $ 152,000 | $ 50,000 |
Miami County Indiana | 1 | $ 53,000 | $ 53,000 | $ 28,000 |
Fayette County Kentucky | 1 | $ 121,000 | $ 121,000 | $ 55,000 |
Calhoun County Michigan | 1 | $ 154,000 | $ 154,000 | $ 54,000 |
Cheboygan County Michigan | 1 | $ 50,000 | $ 50,000 | $ 35,000 |
Gogebic County Michigan | 1 | $ 19,000 | $ 19,000 | $ 54,000 |
Kalkaska County Michigan | 1 | $ 51,000 | $ 51,000 | $ 18,000 |
Manistee County Michigan | 1 | $ 140,000 | $ 140,000 | $ 32,000 |
Marquette County Michigan | 1 | $ 53,000 | $ 53,000 | $ 0 |
Mason County Michigan | 1 | $ 83,000 | $ 83,000 | $ 28,000 |
Otsego County Michigan | 1 | $ 119,000 | $ 119,000 | $ 58,000 |
St. Joseph County Michigan | 1 | $ 76,000 | $ 76,000 | $ 26,000 |
Carlton County Minnesota | 1 | $ 132,000 | $ 132,000 | $ 38,000 |
Chisago County Minnesota | 1 | $ 169,000 | $ 169,000 | $ 44,000 |
Goodhue County Minnesota | 1 | $ 123,000 | $ 123,000 | $ 69,000 |
Kanabec County Minnesota | 1 | $ 84,000 | $ 84,000 | $ 50,000 |
St. Louis County Minnesota | 1 | $ 73,000 | $ 73,000 | $ 23,000 |
Wright County Minnesota | 1 | $ 108,000 | $ 108,000 | $ 29,000 |
Jackson County Missouri | 1 | $ 51,000 | $ 51,000 | $ 84,000 |
Platte County Missouri | 1 | $ 232,000 | $ 232,000 | $ 100,000 |
Allen County Ohio | 1 | $ 217,000 | $ 217,000 | $ 93,000 |
Erie County Ohio | 1 | $ 61,000 | $ 61,000 | $ 13,000 |
Fairfield County Ohio | 1 | $ 176,000 | $ 176,000 | $ 55,000 |
Fulton County Ohio | 1 | $ 126,000 | $ 126,000 | $ 106,000 |
Geauga County Ohio | 1 | $ 88,000 | $ 88,000 | $ 28,000 |
Huron County Ohio | 1 | $ 74,000 | $ 74,000 | $ 28,000 |
Mercer County Ohio | 1 | $ 187,000 | $ 187,000 | $ 81,000 |
Pickaway County Ohio | 1 | $ 107,000 | $ 107,000 | $ 51,000 |
Pike County Ohio | 1 | $ 315,000 | $ 315,000 | $ 96,000 |
Seneca County Ohio | 1 | $ 57,000 | $ 57,000 | $ 27,000 |
Summit County Ohio | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
Wayne County Ohio | 1 | $ 93,000 | $ 93,000 | $ 12,000 |
Sumner County Tennessee | 1 | $ 142,000 | $ 142,000 | $ 37,000 |
Langlade County Wisconsin | 1 | $ 62,000 | $ 62,000 | $ 35,000 |
Polk County Wisconsin | 1 | $ 103,000 | $ 103,000 | $ 41,000 |
Waukesha County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 54,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase (one-to-four family) | 1,918 | $196,157,000 | $111,642 | $311,000 | $42,785 | $3,900,000 |
Refinancing (home purchase or home improvement, one-to-four family) | 1,497 | $171,000,000 | $119,900 | $572,000 | $59,400 | $744,000 |
Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
American Indian or Alaskan Native | 2,123 | $228,824,000 | $115,272 | $572,000 | $51,636 | $744,000 |
White | 683 | $75,243,000 | $115,600 | $415,000 | $47,700 | $225,000 |
Information not provided by applicant in mail or telephone application | 264 | $29,227,000 | $110,545 | $525,000 | $41,818 | $3,900,000 |
Hispanic | 198 | $19,211,000 | $104,000 | $234,000 | $45,666 | $180,000 |
Asian or Pacific Islander | 79 | $7,480,000 | $101,600 | $196,000 | $45,800 | $117,000 |
Black | 60 | $5,857,000 | $104,400 | $320,000 | $44,200 | $129,000 |
Not applicable | 5 | $848,000 | $161,666 | $252,000 | $64,333 | $103,000 |
Other | 3 | $467,000 | $154,500 | $212,000 | $54,000 | $63,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
FHA-insured (Federal Housing Administration) | 1,649 | $161,568,000 | $106,083 | $234,000 | $42,000 | $3,900,000 |
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,539 | $180,522,000 | $120,800 | $572,000 | $55,200 | $744,000 |
VA-guaranteed (Veterans Administration) | 174 | $20,173,000 | $111,250 | $208,000 | $32,625 | $102,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 53 | $4,894,000 | $93,000 | $164,000 | $40,500 | $66,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,982 | $218,814,000 | $120,300 | $572,000 | $51,200 | $468,000 |
Application Approved But Not Accepted | 611 | $64,297,000 | $112,153 | $294,000 | $45,615 | $228,000 |
Application Withdrawn By Applicant | 405 | $40,913,000 | $111,111 | $570,000 | $59,111 | $3,900,000 |
Application Denied By Financial Institution | 402 | $41,639,000 | $107,555 | $525,000 | $39,111 | $225,000 |
File Closed For Incompleteness | 15 | $1,494,000 | $94,600 | $185,000 | $29,600 | $82,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 110 | $11,878,000 | $115,800 | $269,000 | $45,600 | $123,000 |
Other | 95 | $9,484,000 | $92,166 | $215,000 | $35,333 | $90,000 |
Debt-To-Income Ratio | 63 | $6,425,000 | $115,000 | $314,000 | $42,166 | $203,000 |
Employment History | 23 | $1,880,000 | $80,200 | $153,000 | $29,800 | $71,000 |
Collateral | 7 | $608,000 | $80,750 | $165,000 | $37,750 | $74,000 |
Insufficient Cash (Downpayment, Closing Cost) | 2 | $169,000 | $84,000 | $125,000 | $39,000 | $58,000 |
Credit Application Incomplete | 1 | $58,000 | $58,000 | $58,000 | $111,000 | $111,000 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.