Magnolia Bank
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Magnolia Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Magnolia Bank 794 Old Elizabethtown Rd Hodgenville, KY 42748 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 6,107 |
| Total Mortgage Loan Application Amount | $1,000,054,000 |
| Average Mortgage Loan Application Amount | $160,000 |
| Highest Mortgage Loan Application Amount | $600,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $1,643,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cecil County Maryland | 1 | $ 197,000 | $ 197,000 | $ 70,000 |
| Howard County Maryland | 1 | $ 377,000 | $ 377,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 347,000 | $ 347,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Clare County Michigan | 1 | $ 204,000 | $ 204,000 | $ 56,000 |
| Grand Traverse County Michigan | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Livingston County Michigan | 1 | $ 238,000 | $ 238,000 | $ 131,000 |
| Adams County Mississippi | 1 | $ 172,000 | $ 172,000 | $ 108,000 |
| Attala County Mississippi | 1 | $ 123,000 | $ 123,000 | $ 65,000 |
| Coahoma County Mississippi | 1 | $ 276,000 | $ 276,000 | $ 118,000 |
| Copiah County Mississippi | 1 | $ 142,000 | $ 142,000 | $ 36,000 |
| Covington County Mississippi | 1 | $ 177,000 | $ 177,000 | $ 90,000 |
| Humphreys County Mississippi | 1 | $ 149,000 | $ 149,000 | $ 40,000 |
| Itawamba County Mississippi | 1 | $ 143,000 | $ 143,000 | $ 61,000 |
| Jefferson Davis County Mississippi | 1 | $ 159,000 | $ 159,000 | $ 70,000 |
| Kemper County Mississippi | 1 | $ 242,000 | $ 242,000 | $ 76,000 |
| Lee County Mississippi | 1 | $ 124,000 | $ 124,000 | $ 42,000 |
| Lincoln County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 147,000 |
| Noxubee County Mississippi | 1 | $ 54,000 | $ 54,000 | $ 38,000 |
| Pontotoc County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Smith County Mississippi | 1 | $ 388,000 | $ 388,000 | $ 475,000 |
| Tippah County Mississippi | 1 | $ 108,000 | $ 108,000 | $ 35,000 |
| Wayne County Mississippi | 1 | $ 103,000 | $ 103,000 | $ 45,000 |
| Webster County Mississippi | 1 | $ 83,000 | $ 83,000 | $ 61,000 |
| Carter County Missouri | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Hickory County Missouri | 1 | $ 107,000 | $ 107,000 | $ 205,000 |
| Iron County Missouri | 1 | $ 78,000 | $ 78,000 | $ 18,000 |
| Madison County Missouri | 1 | $ 184,000 | $ 184,000 | $ 85,000 |
| Maries County Missouri | 1 | $ 320,000 | $ 320,000 | $ 91,000 |
| Montgomery County Missouri | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Lancaster County Nebraska | 1 | $ 123,000 | $ 123,000 | $ 60,000 |
| Hillsborough County New Hampshire | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Union County New Jersey | 1 | $ 184,000 | $ 184,000 | $ 0 |
| San Juan County New Mexico | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Queens County New York | 1 | $ 270,000 | $ 270,000 | $ 70,000 |
| Suffolk County New York | 1 | $ 196,000 | $ 196,000 | $ 77,000 |
| Ashe County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 165,000 |
| Caldwell County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 24,000 |
| Cleveland County North Carolina | 1 | $ 127,000 | $ 127,000 | $ 52,000 |
| Dare County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 97,000 |
| Franklin County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 68,000 |
| Johnston County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 60,000 |
| Lenoir County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 33,000 |
| McDowell County North Carolina | 1 | $ 296,000 | $ 296,000 | $ 117,000 |
| Moore County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| Polk County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 63,000 |
| Rockingham County North Carolina | 1 | $ 163,000 | $ 163,000 | $ 54,000 |
| Sampson County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 54,000 |
| Stanly County North Carolina | 1 | $ 241,000 | $ 241,000 | $ 102,000 |
| Swain County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 51,000 |
| Transylvania County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 83,000 |
| Warren County North Carolina | 1 | $ 383,000 | $ 383,000 | $ 308,000 |
| Watauga County North Carolina | 1 | $ 284,000 | $ 284,000 | $ 367,000 |
| Yancey County North Carolina | 1 | $ 261,000 | $ 261,000 | $ 133,000 |
| Allen County Ohio | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Ashtabula County Ohio | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Butler County Ohio | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Clark County Ohio | 1 | $ 143,000 | $ 143,000 | $ 86,000 |
| Geauga County Ohio | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Lawrence County Ohio | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lorain County Ohio | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Marion County Ohio | 1 | $ 72,000 | $ 72,000 | $ 27,000 |
| Miami County Ohio | 1 | $ 208,000 | $ 208,000 | $ 72,000 |
| Preble County Ohio | 1 | $ 113,000 | $ 113,000 | $ 45,000 |
| Ross County Ohio | 1 | $ 170,000 | $ 170,000 | $ 138,000 |
| Scioto County Ohio | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Trumbull County Ohio | 1 | $ 117,000 | $ 117,000 | $ 50,000 |
| Tuscarawas County Ohio | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Warren County Ohio | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Wayne County Ohio | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 77,000 |
| Berks County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 24,000 |
| Bucks County Pennsylvania | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 303,000 | $ 303,000 | $ 107,000 |
| Philadelphia County Pennsylvania | 1 | $ 304,000 | $ 304,000 | $ 98,000 |
| Abbeville County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Lee County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 96,000 |
| Marion County South Carolina | 1 | $ 63,000 | $ 63,000 | $ 35,000 |
| Marlboro County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 56,000 |
| McCormick County South Carolina | 1 | $ 162,000 | $ 162,000 | $ 149,000 |
| Oconee County South Carolina | 1 | $ 153,000 | $ 153,000 | $ 93,000 |
| Union County South Carolina | 1 | $ 172,000 | $ 172,000 | $ 78,000 |
| Williamsburg County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| Anderson County Tennessee | 1 | $ 371,000 | $ 371,000 | $ 106,000 |
| Dyer County Tennessee | 1 | $ 111,000 | $ 111,000 | $ 46,000 |
| Greene County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 40,000 |
| Lake County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 59,000 |
| Macon County Tennessee | 1 | $ 264,000 | $ 264,000 | $ 125,000 |
| Monroe County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 149,000 |
| Montgomery County Tennessee | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Putnam County Tennessee | 1 | $ 202,000 | $ 202,000 | $ 86,000 |
| Rutherford County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 50,000 |
| Sevier County Tennessee | 1 | $ 281,000 | $ 281,000 | $ 88,000 |
| Williamson County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Bell County Texas | 1 | $ 88,000 | $ 88,000 | $ 47,000 |
| Chambers County Texas | 1 | $ 146,000 | $ 146,000 | $ 176,000 |
| Eastland County Texas | 1 | $ 143,000 | $ 143,000 | $ 191,000 |
| Ellis County Texas | 1 | $ 162,000 | $ 162,000 | $ 44,000 |
| Gregg County Texas | 1 | $ 142,000 | $ 142,000 | $ 80,000 |
| Hunt County Texas | 1 | $ 167,000 | $ 167,000 | $ 38,000 |
| Johnson County Texas | 1 | $ 150,000 | $ 150,000 | $ 108,000 |
| McLennan County Texas | 1 | $ 182,000 | $ 182,000 | $ 148,000 |
| Montague County Texas | 1 | $ 264,000 | $ 264,000 | $ 74,000 |
| Parker County Texas | 1 | $ 264,000 | $ 264,000 | $ 52,000 |
| Rockwall County Texas | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Terrell County Texas | 1 | $ 86,000 | $ 86,000 | $ 50,000 |
| Waller County Texas | 1 | $ 106,000 | $ 106,000 | $ 43,000 |
| Davis County Utah | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Wasatch County Utah | 1 | $ 273,000 | $ 273,000 | $ 0 |
| Amherst County Virginia | 1 | $ 266,000 | $ 266,000 | $ 214,000 |
| Chesapeake County Virginia | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| Culpeper County Virginia | 1 | $ 141,000 | $ 141,000 | $ 58,000 |
| Gloucester County Virginia | 1 | $ 179,000 | $ 179,000 | $ 38,000 |
| Hanover County Virginia | 1 | $ 190,000 | $ 190,000 | $ 47,000 |
| Isle of Wight County Virginia | 1 | $ 207,000 | $ 207,000 | $ 0 |
| King William County Virginia | 1 | $ 115,000 | $ 115,000 | $ 112,000 |
| Lynchburg County Virginia | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Mathews County Virginia | 1 | $ 221,000 | $ 221,000 | $ 52,000 |
| Mecklenburg County Virginia | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Newport News County Virginia | 1 | $ 196,000 | $ 196,000 | $ 60,000 |
| Northumberland County Virginia | 1 | $ 417,000 | $ 417,000 | $ 216,000 |
| Petersburg County Virginia | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Pittsylvania County Virginia | 1 | $ 331,000 | $ 331,000 | $ 155,000 |
| Portsmouth County Virginia | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Prince George County Virginia | 1 | $ 233,000 | $ 233,000 | $ 87,000 |
| Richmond City County Virginia | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Roanoke City County Virginia | 1 | $ 173,000 | $ 173,000 | $ 124,000 |
| Southampton County Virginia | 1 | $ 216,000 | $ 216,000 | $ 84,000 |
| Westmoreland County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| York County Virginia | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Berkeley County West Virginia | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Harrison County West Virginia | 1 | $ 203,000 | $ 203,000 | $ 49,000 |
| Kanawha County West Virginia | 1 | $ 167,000 | $ 167,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Magnolia Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,365 | $687,578,000 | $157,000 | $600,000 | $71,000 | $1,643,000 |
| Refinancing | 1,695 | $305,727,000 | $180,000 | $576,000 | $76,000 | $1,004,000 |
| Home Improvement | 47 | $6,749,000 | $143,000 | $344,000 | $105,000 | $948,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,973 | $804,545,000 | $161,000 | $600,000 | $73,000 | $1,643,000 |
| Not applicable | 386 | $67,904,000 | $175,000 | $526,000 | $91,000 | $948,000 |
| Black or African American | 324 | $51,986,000 | $160,000 | $576,000 | $57,000 | $288,000 |
| Not Provided | 181 | $31,999,000 | $176,000 | $407,000 | $60,000 | $477,000 |
| Hispanic | 138 | $24,368,000 | $176,000 | $433,000 | $69,000 | $393,000 |
| Asian | 87 | $17,007,000 | $195,000 | $450,000 | $88,000 | $432,000 |
| American Indian or Alaskan Native | 11 | $1,345,000 | $122,000 | $279,000 | $54,000 | $133,000 |
| Native Hawaiin or Other Pacific Islander | 7 | $900,000 | $128,000 | $275,000 | $60,000 | $130,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,937 | $517,598,000 | $176,000 | $526,000 | $93,000 | $1,643,000 |
| FHA-insured (Federal Housing Administration) | 1,862 | $288,738,000 | $155,000 | $576,000 | $52,000 | $458,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 798 | $98,778,000 | $123,000 | $600,000 | $45,000 | $209,000 |
| VA-guaranteed (Veterans Administration) | 510 | $94,940,000 | $186,000 | $482,000 | $71,000 | $298,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,724 | $764,416,000 | $161,000 | $600,000 | $73,000 | $1,643,000 |
| Application Denied By Financial Institution | 438 | $69,554,000 | $158,000 | $492,000 | $62,000 | $317,000 |
| Application Approved But Not Accepted | 399 | $67,491,000 | $169,000 | $438,000 | $68,000 | $393,000 |
| Loan Purchased By The Institution | 376 | $65,976,000 | $175,000 | $417,000 | $91,000 | $948,000 |
| Application Withdrawn By Applicant | 169 | $32,468,000 | $192,000 | $453,000 | $50,000 | $312,000 |
| File Closed For Incompleteness | 1 | $149,000 | $149,000 | $149,000 | $67,000 | $67,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 139 | $21,539,000 | $154,000 | $424,000 | $52,000 | $232,000 |
| Collateral | 88 | $14,767,000 | $167,000 | $492,000 | $71,000 | $237,000 |
| Credit History | 67 | $10,960,000 | $163,000 | $339,000 | $60,000 | $210,000 |
| Other | 64 | $10,125,000 | $158,000 | $429,000 | $68,000 | $317,000 |
| Employment History | 23 | $3,733,000 | $162,000 | $293,000 | $71,000 | $310,000 |
| Unverifiable Information | 22 | $3,374,000 | $153,000 | $342,000 | $65,000 | $205,000 |
| Mortgage Insurance Denied | 11 | $1,301,000 | $118,000 | $316,000 | $43,000 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,082,000 | $135,000 | $306,000 | $86,000 | $142,000 |
| Credit Application Incomplete | 2 | $232,000 | $116,000 | $130,000 | $31,000 | $36,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.