Magnolia Bank Mortgage Lending & HMDA Data, 2016

In 2016, Magnolia Bank of Hodgenville, KY reported 6,107 mortgage applications totaling $1.0 billion, up 11% from 2015. The average application was for $163,755, and applicants reported an average income of $72,649. 77% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Louisville/Jefferson County, KY-IN (1,073), Atlanta-Sandy Springs-Roswell, GA (358) and Columbia, SC (288) (applications in parentheses).

Mortgage Company & Address Magnolia Bank
Po Box 188
Hodgenville, KY 42748
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 6,107
Total Mortgage Loan Application Amount $1,000,054,000
Average Mortgage Loan Application Amount $163,755
Highest Mortgage Loan Application Amount $600,000
Average Applicant Income $72,649
Highest Applicant Income $1,643,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Magnolia Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Magnolia Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson, Kentucky 603 $ 95,220,000 $ 157,910 $ 66,000
Aiken, South Carolina 203 $ 32,160,000 $ 158,423 $ 81,000
Warren, Kentucky 158 $ 27,555,000 $ 174,398 $ 73,000
Bullitt, Kentucky 134 $ 20,893,000 $ 155,917 $ 58,000
Lexington, South Carolina 133 $ 25,779,000 $ 193,827 $ 91,000
Clark, Indiana 110 $ 15,234,000 $ 138,490 $ 56,000
Nelson, Kentucky 103 $ 14,614,000 $ 141,883 $ 66,000
Richland, South Carolina 99 $ 18,506,000 $ 186,929 $ 104,000
Troup, Georgia 91 $ 12,310,000 $ 135,274 $ 59,000
Carroll, Georgia 85 $ 11,105,000 $ 130,647 $ 61,000
Haralson, Georgia 82 $ 12,313,000 $ 150,158 $ 84,000
Horry, South Carolina 80 $ 13,826,000 $ 172,825 $ 78,000
Florence, South Carolina 74 $ 12,236,000 $ 165,351 $ 70,000
Harrison, Mississippi 71 $ 10,398,000 $ 146,450 $ 66,000
Madison, Georgia 70 $ 11,560,000 $ 165,142 $ 63,000
Simpson, Kentucky 70 $ 9,473,000 $ 135,328 $ 63,000
Madison, Mississippi 65 $ 14,743,000 $ 226,815 $ 94,000
Jackson, Georgia 58 $ 10,454,000 $ 180,241 $ 91,000
Hardin, Kentucky 58 $ 8,234,000 $ 141,965 $ 90,000
Haywood, North Carolina 58 $ 8,317,000 $ 143,396 $ 65,000
Floyd, Indiana 54 $ 8,125,000 $ 150,462 $ 62,000
Effingham, Georgia 52 $ 9,345,000 $ 179,711 $ 81,000
Lowndes, Georgia 52 $ 8,051,000 $ 154,826 $ 78,000
Oldham, Kentucky 50 $ 10,416,000 $ 208,320 $ 78,000
Allen, Kentucky 49 $ 6,762,000 $ 138,000 $ 59,000
Buncombe, North Carolina 48 $ 8,825,000 $ 183,854 $ 87,000
Newton, Georgia 46 $ 7,213,000 $ 156,804 $ 92,000
Shelby, Kentucky 45 $ 7,093,000 $ 157,622 $ 61,000
Barren, Kentucky 44 $ 5,632,000 $ 128,000 $ 50,000
Franklin, Ohio 44 $ 8,108,000 $ 184,272 $ 73,000
Kershaw, South Carolina 44 $ 5,797,000 $ 131,750 $ 58,000
Denton, Texas 43 $ 8,834,000 $ 205,441 $ 92,000
Daviess, Kentucky 41 $ 6,501,000 $ 158,560 $ 75,000
Fayette, Kentucky 41 $ 6,952,000 $ 169,560 $ 74,000
St. Louis, Missouri 36 $ 7,394,000 $ 205,388 $ 89,000
Muskingum, Ohio 35 $ 4,624,000 $ 132,114 $ 43,000
Boyle, Kentucky 34 $ 4,683,000 $ 137,735 $ 69,000
Calloway, Kentucky 34 $ 4,350,000 $ 127,941 $ 66,000
Edmonson, Kentucky 34 $ 4,743,000 $ 139,500 $ 62,000
Lowndes, Mississippi 33 $ 4,684,000 $ 141,939 $ 66,000
Cape Girardeau, Missouri 33 $ 5,320,000 $ 161,212 $ 66,000
Brevard, Florida 31 $ 4,996,000 $ 161,161 $ 55,000
Taylor, Kentucky 31 $ 3,447,000 $ 111,193 $ 109,000
Clarendon, South Carolina 30 $ 4,812,000 $ 160,400 $ 98,000
Sumter, South Carolina 30 $ 4,576,000 $ 152,533 $ 84,000
Adair, Kentucky 29 $ 3,343,000 $ 115,275 $ 44,000
Newberry, South Carolina 29 $ 5,016,000 $ 172,965 $ 86,000
Scott, Missouri 28 $ 3,733,000 $ 133,321 $ 71,000
Spencer, Kentucky 27 $ 4,948,000 $ 183,259 $ 71,000
Collin, Texas 27 $ 6,007,000 $ 222,481 $ 104,000
Washington, Florida 26 $ 3,842,000 $ 147,769 $ 71,000
Henderson, North Carolina 26 $ 5,156,000 $ 198,307 $ 79,000
Lincoln, North Carolina 26 $ 4,544,000 $ 174,769 $ 77,000
Tarrant, Texas 26 $ 4,999,000 $ 192,269 $ 69,000
Travis, Texas 26 $ 7,744,000 $ 297,846 $ 111,000
Greenville, South Carolina 25 $ 5,841,000 $ 233,640 $ 86,000
Rankin, Mississippi 24 $ 4,083,000 $ 170,125 $ 71,000
Summit, Ohio 24 $ 2,488,000 $ 103,666 $ 53,000
Berkeley, South Carolina 24 $ 4,764,000 $ 198,500 $ 83,000
St. Francois, Missouri 23 $ 2,637,000 $ 114,652 $ 45,000
Douglas, Georgia 22 $ 3,277,000 $ 148,954 $ 70,000
Graves, Kentucky 22 $ 2,850,000 $ 129,545 $ 65,000
Wilson, North Carolina 22 $ 4,174,000 $ 189,727 $ 86,000
Harrison, Indiana 21 $ 3,442,000 $ 163,904 $ 51,000
Beaufort, South Carolina 21 $ 4,536,000 $ 216,000 $ 104,000
Hall, Georgia 20 $ 4,023,000 $ 201,150 $ 99,000
Pulaski, Kentucky 20 $ 2,352,000 $ 117,600 $ 62,000
DeSoto, Mississippi 20 $ 3,233,000 $ 161,650 $ 66,000
Jackson, Mississippi 20 $ 2,950,000 $ 147,500 $ 59,000
Pulaski, Missouri 20 $ 3,679,000 $ 183,950 $ 88,000
Elbert, Georgia 19 $ 1,860,000 $ 97,894 $ 42,000
Vermilion, Illinois 19 $ 1,934,000 $ 101,789 $ 70,000
Jefferson, Indiana 19 $ 2,332,000 $ 122,736 $ 58,000
Crittenden, Kentucky 19 $ 2,193,000 $ 115,421 $ 61,000
Larue, Kentucky 19 $ 3,087,000 $ 162,473 $ 54,000
Franklin, Georgia 18 $ 2,450,000 $ 136,111 $ 56,000
Heard, Georgia 18 $ 2,254,000 $ 125,222 $ 51,000
White, Georgia 18 $ 2,965,000 $ 164,722 $ 79,000
Russell, Kentucky 18 $ 1,772,000 $ 98,444 $ 52,000
Chambers, Alabama 17 $ 1,916,000 $ 112,705 $ 47,000
Walton, Georgia 17 $ 2,750,000 $ 161,764 $ 52,000
Delaware, Ohio 17 $ 4,267,000 $ 251,000 $ 91,000
Lancaster, South Carolina 17 $ 2,011,000 $ 118,294 $ 54,000
Oconee, Georgia 16 $ 4,365,000 $ 272,812 $ 84,000
Washington, Missouri 16 $ 1,778,000 $ 111,125 $ 47,000
Cuyahoga, Ohio 16 $ 3,106,000 $ 194,125 $ 100,000
Lauderdale, Mississippi 15 $ 2,245,000 $ 149,666 $ 51,000
Hart, Georgia 14 $ 2,470,000 $ 176,428 $ 74,000
Lincoln, Kentucky 14 $ 1,636,000 $ 116,857 $ 56,000
McCracken, Kentucky 14 $ 2,084,000 $ 148,857 $ 83,000
St. Charles, Missouri 14 $ 3,317,000 $ 236,928 $ 92,000
Gaston, North Carolina 14 $ 2,425,000 $ 173,214 $ 84,000
Clarke, Georgia 13 $ 1,889,000 $ 145,307 $ 58,000
Scott, Indiana 13 $ 1,872,000 $ 144,000 $ 49,000
Hart, Kentucky 13 $ 932,000 $ 71,692 $ 67,000
Pemiscot, Missouri 13 $ 1,713,000 $ 131,769 $ 65,000
Robeson, North Carolina 13 $ 1,862,000 $ 143,230 $ 70,000
Rutherford, North Carolina 13 $ 2,302,000 $ 177,076 $ 131,000
Stark, Ohio 13 $ 1,915,000 $ 147,307 $ 60,000
Anderson, South Carolina 13 $ 2,627,000 $ 202,076 $ 73,000
Coweta, Georgia 12 $ 2,093,000 $ 174,416 $ 69,000
Oglethorpe, Georgia 12 $ 1,845,000 $ 153,750 $ 67,000
Boone, Kentucky 12 $ 1,753,000 $ 146,083 $ 51,000
Hinds, Mississippi 12 $ 1,938,000 $ 161,500 $ 97,000
Franklin, Missouri 12 $ 1,853,000 $ 154,416 $ 61,000
Catawba, North Carolina 12 $ 2,131,000 $ 177,583 $ 129,000
Orangeburg, South Carolina 12 $ 1,891,000 $ 157,583 $ 70,000
Harris, Texas 12 $ 2,090,000 $ 174,166 $ 91,000
Banks, Georgia 11 $ 1,752,000 $ 159,272 $ 89,000
Fannin, Georgia 11 $ 2,297,000 $ 208,818 $ 143,000
Harris, Georgia 11 $ 1,737,000 $ 157,909 $ 62,000
Paulding, Georgia 11 $ 1,859,000 $ 169,000 $ 63,000
Marshall, Kentucky 11 $ 1,373,000 $ 124,818 $ 51,000
Charleston, South Carolina 11 $ 2,829,000 $ 257,181 $ 104,000
York, South Carolina 11 $ 2,015,000 $ 183,181 $ 66,000
Calhoun, Alabama 10 $ 927,000 $ 92,700 $ 52,000
Cleburne, Alabama 10 $ 1,342,000 $ 134,200 $ 55,000
Henry, Kentucky 10 $ 1,611,000 $ 161,100 $ 72,000
Meade, Kentucky 10 $ 1,051,000 $ 105,100 $ 61,000
Licking, Ohio 10 $ 1,751,000 $ 175,100 $ 76,000
Chatham, Georgia 9 $ 1,441,000 $ 160,111 $ 80,000
Anderson, Kentucky 9 $ 1,303,000 $ 144,777 $ 64,000
Casey, Kentucky 9 $ 1,169,000 $ 129,888 $ 45,000
Livingston, Kentucky 9 $ 907,000 $ 100,777 $ 45,000
Marion, Kentucky 9 $ 921,000 $ 102,333 $ 39,000
Metcalfe, Kentucky 9 $ 755,000 $ 83,888 $ 43,000
Laclede, Missouri 9 $ 1,166,000 $ 129,555 $ 59,000
Jackson, North Carolina 9 $ 1,424,000 $ 158,222 $ 98,000
Guernsey, Ohio 9 $ 1,373,000 $ 152,555 $ 53,000
Darlington, South Carolina 9 $ 1,572,000 $ 174,666 $ 62,000
Knox, Tennessee 9 $ 1,577,000 $ 175,222 $ 93,000
Dallas, Texas 9 $ 1,159,000 $ 128,777 $ 72,000
Lee, Alabama 8 $ 1,819,000 $ 227,375 $ 84,000
Randolph, Alabama 8 $ 1,255,000 $ 156,875 $ 94,000
Adams, Colorado 8 $ 1,780,000 $ 222,500 $ 53,000
Gwinnett, Georgia 8 $ 1,744,000 $ 218,000 $ 134,000
Meriwether, Georgia 8 $ 903,000 $ 112,875 $ 57,000
Monroe, Kentucky 8 $ 1,084,000 $ 135,500 $ 38,000
Scott, Kentucky 8 $ 1,411,000 $ 176,375 $ 58,000
Charles, Maryland 8 $ 2,034,000 $ 254,250 $ 67,000
Prince George's, Maryland 8 $ 2,082,000 $ 260,250 $ 25,000
Clark, Nevada 8 $ 1,793,000 $ 224,125 $ 70,000
Sumner, Tennessee 8 $ 1,384,000 $ 173,000 $ 51,000
Burnet, Texas 8 $ 1,614,000 $ 201,750 $ 81,000
Spotsylvania, Virginia 8 $ 1,699,000 $ 212,375 $ 117,000
Marshall, Alabama 7 $ 1,144,000 $ 163,428 $ 67,000
Barrow, Georgia 7 $ 823,000 $ 117,571 $ 52,000
Jasper, Georgia 7 $ 876,000 $ 125,142 $ 90,000
Stephens, Georgia 7 $ 1,254,000 $ 179,142 $ 110,000
Marion, Indiana 7 $ 942,000 $ 134,571 $ 60,000
Johnson, Kansas 7 $ 1,833,000 $ 261,857 $ 82,000
Jessamine, Kentucky 7 $ 1,490,000 $ 212,857 $ 439,000
Logan, Kentucky 7 $ 962,000 $ 137,428 $ 62,000
Mercer, Kentucky 7 $ 1,010,000 $ 144,285 $ 57,000
Trigg, Kentucky 7 $ 991,000 $ 141,571 $ 65,000
Forrest, Mississippi 7 $ 1,124,000 $ 160,571 $ 83,000
Lamar, Mississippi 7 $ 1,567,000 $ 223,857 $ 151,000
Oktibbeha, Mississippi 7 $ 1,323,000 $ 189,000 $ 90,000
Jefferson, Missouri 7 $ 1,038,000 $ 148,285 $ 51,000
New Madrid, Missouri 7 $ 910,000 $ 130,000 $ 87,000
St. Louis City, Missouri 7 $ 1,197,000 $ 171,000 $ 45,000
Ste. Genevieve, Missouri 7 $ 1,428,000 $ 204,000 $ 89,000
Stoddard, Missouri 7 $ 687,000 $ 98,142 $ 59,000
New Hanover, North Carolina 7 $ 1,477,000 $ 211,000 $ 121,000
Wake, North Carolina 7 $ 1,197,000 $ 171,000 $ 67,000
Washington, Ohio 7 $ 1,011,000 $ 144,428 $ 45,000
Dorchester, South Carolina 7 $ 1,323,000 $ 189,000 $ 74,000
Edgefield, South Carolina 7 $ 829,000 $ 118,428 $ 64,000
Fairfield, South Carolina 7 $ 954,000 $ 136,285 $ 80,000
Stafford, Virginia 7 $ 2,073,000 $ 296,142 $ 126,000
Berrien, Georgia 6 $ 676,000 $ 112,666 $ 67,000
Rockdale, Georgia 6 $ 826,000 $ 137,666 $ 82,000
Breckinridge, Kentucky 6 $ 712,000 $ 118,666 $ 88,000
Caldwell, Kentucky 6 $ 859,000 $ 143,166 $ 76,000
Clark, Kentucky 6 $ 856,000 $ 142,666 $ 53,000
Garrard, Kentucky 6 $ 685,000 $ 114,166 $ 45,000
Green, Kentucky 6 $ 779,000 $ 129,833 $ 65,000
Washington, Mississippi 6 $ 720,000 $ 120,000 $ 72,000
Medina, Ohio 6 $ 988,000 $ 164,666 $ 97,000
Georgetown, South Carolina 6 $ 1,227,000 $ 204,500 $ 103,000
Fort Bend, Texas 6 $ 1,288,000 $ 214,666 $ 119,000
Jefferson, Texas 6 $ 920,000 $ 153,333 $ 80,000
Prince William, Virginia 6 $ 2,209,000 $ 368,166 $ 113,000
Shelby, Alabama 5 $ 1,092,000 $ 218,400 $ 80,000
Weld, Colorado 5 $ 1,165,000 $ 233,000 $ 51,000
Hillsborough, Florida 5 $ 1,332,000 $ 266,400 $ 93,000
Holmes, Florida 5 $ 735,000 $ 147,000 $ 60,000
Bryan, Georgia 5 $ 1,029,000 $ 205,800 $ 119,000
Fulton, Georgia 5 $ 804,000 $ 160,800 $ 169,000
Habersham, Georgia 5 $ 690,000 $ 138,000 $ 47,000
Cook, Illinois 5 $ 1,449,000 $ 289,800 $ 61,000
Hamilton, Indiana 5 $ 1,084,000 $ 216,800 $ 95,000
Washington, Indiana 5 $ 1,067,000 $ 213,400 $ 106,000
Franklin, Kentucky 5 $ 725,000 $ 145,000 $ 83,000
Grayson, Kentucky 5 $ 857,000 $ 171,400 $ 101,000
Kenton, Kentucky 5 $ 608,000 $ 121,600 $ 59,000
Montgomery, Maryland 5 $ 1,249,000 $ 249,800 $ 18,000
Macomb, Michigan 5 $ 753,000 $ 150,600 $ 36,000
Hancock, Mississippi 5 $ 646,000 $ 129,200 $ 64,000
Neshoba, Mississippi 5 $ 607,000 $ 121,400 $ 62,000
Stone, Mississippi 5 $ 791,000 $ 158,200 $ 64,000
Camden, Missouri 5 $ 1,092,000 $ 218,400 $ 74,000
Lincoln, Missouri 5 $ 853,000 $ 170,600 $ 42,000
Phelps, Missouri 5 $ 783,000 $ 156,600 $ 98,000
Nash, North Carolina 5 $ 1,046,000 $ 209,200 $ 83,000
Clermont, Ohio 5 $ 1,009,000 $ 201,800 $ 47,000
Fairfield, Ohio 5 $ 923,000 $ 184,600 $ 97,000
Portage, Ohio 5 $ 748,000 $ 149,600 $ 58,000
Union, Ohio 5 $ 912,000 $ 182,400 $ 81,000
Pickens, South Carolina 5 $ 741,000 $ 148,200 $ 59,000
Wise, Texas 5 $ 894,000 $ 178,800 $ 71,000
Fredericksburg, Virginia 5 $ 1,443,000 $ 288,600 $ 138,000
Henrico, Virginia 5 $ 976,000 $ 195,200 $ 34,000
King George, Virginia 5 $ 1,024,000 $ 204,800 $ 113,000
Louisa, Virginia 5 $ 1,137,000 $ 227,400 $ 70,000
Baldwin, Alabama 4 $ 575,000 $ 143,750 $ 69,000
Jefferson, Alabama 4 $ 639,000 $ 159,750 $ 75,000
Madison, Alabama 4 $ 992,000 $ 248,000 $ 132,000
San Diego, California 4 $ 1,356,000 $ 339,000 $ 48,000
El Paso, Colorado 4 $ 882,000 $ 220,500 $ 100,000
Jefferson, Colorado 4 $ 1,334,000 $ 333,500 $ 58,000
Pueblo, Colorado 4 $ 812,000 $ 203,000 $ 70,000
Broward, Florida 4 $ 759,000 $ 189,750 $ 47,000
Cobb, Georgia 4 $ 805,000 $ 201,250 $ 113,000
Henry, Georgia 4 $ 651,000 $ 162,750 $ 123,000
Tift, Georgia 4 $ 457,000 $ 114,250 $ 91,000
Greene, Indiana 4 $ 323,000 $ 80,750 $ 40,000
Jackson, Indiana 4 $ 715,000 $ 178,750 $ 95,000
Jennings, Indiana 4 $ 528,000 $ 132,000 $ 62,000
Lake, Indiana 4 $ 683,000 $ 170,750 $ 19,000
Baltimore, Maryland 4 $ 1,175,000 $ 293,750 $ 44,000
Baltimore City, Maryland 4 $ 657,000 $ 164,250 $ 39,000
St. Mary's, Maryland 4 $ 1,150,000 $ 287,500 $ 79,000
Wayne, Michigan 4 $ 424,000 $ 106,000 $ 27,000
Clarke, Mississippi 4 $ 383,000 $ 95,750 $ 44,000
Clay, Mississippi 4 $ 309,000 $ 77,250 $ 31,000
Lafayette, Mississippi 4 $ 706,000 $ 176,500 $ 46,000
Panola, Mississippi 4 $ 490,000 $ 122,500 $ 73,000
Butler, Missouri 4 $ 872,000 $ 218,000 $ 74,000
Dunklin, Missouri 4 $ 526,000 $ 131,500 $ 84,000
Greene, Missouri 4 $ 509,000 $ 127,250 $ 59,000
Marion, Missouri 4 $ 301,000 $ 75,250 $ 38,000
Warren, Missouri 4 $ 601,000 $ 150,250 $ 49,000
Carteret, North Carolina 4 $ 931,000 $ 232,750 $ 112,000
Iredell, North Carolina 4 $ 1,161,000 $ 290,250 $ 125,000
Pender, North Carolina 4 $ 1,090,000 $ 272,500 $ 137,000
Belmont, Ohio 4 $ 555,000 $ 138,750 $ 46,000
Hamilton, Ohio 4 $ 735,000 $ 183,750 $ 8,000
Perry, Ohio 4 $ 949,000 $ 237,250 $ 113,000
Monroe, Pennsylvania 4 $ 628,000 $ 157,000 $ 44,000
Chesterfield, South Carolina 4 $ 537,000 $ 134,250 $ 84,000
Jasper, South Carolina 4 $ 732,000 $ 183,000 $ 55,000
Laurens, South Carolina 4 $ 708,000 $ 177,000 $ 102,000
Spartanburg, South Carolina 4 $ 401,000 $ 100,250 $ 53,000
Hardin, Texas 4 $ 686,000 $ 171,500 $ 93,000
Hays, Texas 4 $ 787,000 $ 196,750 $ 69,000
Llano, Texas 4 $ 1,135,000 $ 283,750 $ 156,000
Chesterfield, Virginia 4 $ 669,000 $ 167,250 $ 53,000
Hampton, Virginia 4 $ 748,000 $ 187,000 $ 60,000
Orange, Virginia 4 $ 592,000 $ 148,000 $ 48,000
Cullman, Alabama 3 $ 555,000 $ 185,000 $ 119,000
Lamar, Alabama 3 $ 300,000 $ 100,000 $ 54,000
St. Clair, Alabama 3 $ 472,000 $ 157,333 $ 79,000
Talladega, Alabama 3 $ 359,000 $ 119,666 $ 59,000
Bay, Florida 3 $ 593,000 $ 197,666 $ 115,000
Leon, Florida 3 $ 648,000 $ 216,000 $ 99,000
Palm Beach, Florida 3 $ 909,000 $ 303,000 $ 93,000
Volusia, Florida 3 $ 625,000 $ 208,333 $ 117,000
Brooks, Georgia 3 $ 297,000 $ 99,000 $ 55,000
Columbia, Georgia 3 $ 716,000 $ 238,666 $ 247,000
DeKalb, Georgia 3 $ 709,000 $ 236,333 $ 137,000
Houston, Georgia 3 $ 450,000 $ 150,000 $ 61,000
Lanier, Georgia 3 $ 525,000 $ 175,000 $ 79,000
Lumpkin, Georgia 3 $ 540,000 $ 180,000 $ 72,000
Morgan, Georgia 3 $ 583,000 $ 194,333 $ 89,000
Muscogee, Georgia 3 $ 601,000 $ 200,333 $ 106,000
Rabun, Georgia 3 $ 731,000 $ 243,666 $ 151,000
Screven, Georgia 3 $ 395,000 $ 131,666 $ 64,000
Will, Illinois 3 $ 592,000 $ 197,333 $ 35,000
Bartholomew, Indiana 3 $ 451,000 $ 150,333 $ 80,000
Spencer, Indiana 3 $ 369,000 $ 123,000 $ 51,000
Vanderburgh, Indiana 3 $ 362,000 $ 120,666 $ 44,000
Butler, Kentucky 3 $ 397,000 $ 132,333 $ 54,000
Carroll, Kentucky 3 $ 253,000 $ 84,333 $ 40,000
Lyon, Kentucky 3 $ 434,000 $ 144,666 $ 76,000
Madison, Kentucky 3 $ 807,000 $ 269,000 $ 85,000
Ohio, Kentucky 3 $ 274,000 $ 91,333 $ 36,000
Washington, Kentucky 3 $ 454,000 $ 151,333 $ 64,000
Woodford, Kentucky 3 $ 592,000 $ 197,333 $ 84,000
Calvert, Maryland 3 $ 1,015,000 $ 338,333 $ 99,000
Washington, Maryland 3 $ 691,000 $ 230,333 $ 10,000
Plymouth, Massachusetts 3 $ 1,007,000 $ 335,666 $ 91,000
Oakland, Michigan 3 $ 525,000 $ 175,000 $ 29,000
Jones, Mississippi 3 $ 571,000 $ 190,333 $ 62,000
Leflore, Mississippi 3 $ 607,000 $ 202,333 $ 100,000
Monroe, Mississippi 3 $ 382,000 $ 127,333 $ 76,000
Newton, Mississippi 3 $ 515,000 $ 171,666 $ 74,000
Sunflower, Mississippi 3 $ 295,000 $ 98,333 $ 67,000
Union, Mississippi 3 $ 399,000 $ 133,000 $ 44,000
Yazoo, Mississippi 3 $ 604,000 $ 201,333 $ 96,000
Dallas, Missouri 3 $ 604,000 $ 201,333 $ 58,000
Mississippi, Missouri 3 $ 324,000 $ 108,000 $ 58,000
Perry, Missouri 3 $ 427,000 $ 142,333 $ 67,000
Brunswick, North Carolina 3 $ 703,000 $ 234,333 $ 123,000
Mecklenburg, North Carolina 3 $ 543,000 $ 181,000 $ 64,000
Union, North Carolina 3 $ 716,000 $ 238,666 $ 15,000
Coshocton, Ohio 3 $ 372,000 $ 124,000 $ 51,000
Greene, Ohio 3 $ 588,000 $ 196,000 $ 26,000
Madison, Ohio 3 $ 247,000 $ 82,333 $ 20,000
Noble, Ohio 3 $ 278,000 $ 92,666 $ 39,000
Greenwood, South Carolina 3 $ 530,000 $ 176,666 $ 59,000
Saluda, South Carolina 3 $ 549,000 $ 183,000 $ 80,000
Loudon, Tennessee 3 $ 546,000 $ 182,000 $ 92,000
Shelby, Tennessee 3 $ 421,000 $ 140,333 $ 128,000
Warren, Tennessee 3 $ 389,000 $ 129,666 $ 84,000
Bexar, Texas 3 $ 485,000 $ 161,666 $ 72,000
Grayson, Texas 3 $ 361,000 $ 120,333 $ 169,000
Williamson, Texas 3 $ 937,000 $ 312,333 $ 161,000
Salt Lake, Utah 3 $ 589,000 $ 196,333 $ 0
Fairfax, Virginia 3 $ 758,000 $ 252,666 $ 43,000
Virginia Beach, Virginia 3 $ 587,000 $ 195,666 $ 38,000
Spokane, Washington 3 $ 405,000 $ 135,000 $ 95,000
Pendleton, West Virginia 3 $ 610,000 $ 203,333 $ 46,000
Russell, Alabama 2 $ 168,000 $ 84,000 $ 34,000
Maricopa, Arizona 2 $ 492,000 $ 246,000 $ 96,000
San Bernardino, California 2 $ 471,000 $ 235,500 $ 122,000
Mesa, Colorado 2 $ 427,000 $ 213,500 $ 51,000
Hartford, Connecticut 2 $ 503,000 $ 251,500 $ 51,000
Charlotte, Florida 2 $ 400,000 $ 200,000 $ 78,000
Escambia, Florida 2 $ 312,000 $ 156,000 $ 97,000
Jackson, Florida 2 $ 237,000 $ 118,500 $ 42,000
Okaloosa, Florida 2 $ 311,000 $ 155,500 $ 116,000
Pinellas, Florida 2 $ 564,000 $ 282,000 $ 93,000
Sarasota, Florida 2 $ 565,000 $ 282,500 $ 139,000
St. Lucie, Florida 2 $ 259,000 $ 129,500 $ 41,000
Ben Hill, Georgia 2 $ 124,000 $ 62,000 $ 41,000
Bulloch, Georgia 2 $ 351,000 $ 175,500 $ 73,000
Butts, Georgia 2 $ 200,000 $ 100,000 $ 61,000
Cherokee, Georgia 2 $ 479,000 $ 239,500 $ 74,000
Cook, Georgia 2 $ 209,000 $ 104,500 $ 45,000
Dougherty, Georgia 2 $ 200,000 $ 100,000 $ 48,000
Fayette, Georgia 2 $ 186,000 $ 93,000 $ 89,000
Gilmer, Georgia 2 $ 292,000 $ 146,000 $ 68,000
Greene, Georgia 2 $ 237,000 $ 118,500 $ 49,000
Irwin, Georgia 2 $ 271,000 $ 135,500 $ 67,000
Polk, Georgia 2 $ 267,000 $ 133,500 $ 56,000
Richmond, Georgia 2 $ 268,000 $ 134,000 $ 29,000
Treutlen, Georgia 2 $ 543,000 $ 271,500 $ 72,000
Kane, Illinois 2 $ 338,000 $ 169,000 $ 50,000
LaPorte, Indiana 2 $ 487,000 $ 243,500 $ 66,000
Montgomery, Indiana 2 $ 284,000 $ 142,000 $ 20,000
St. Joseph, Indiana 2 $ 263,000 $ 131,500 $ 114,000
Sullivan, Indiana 2 $ 200,000 $ 100,000 $ 70,000
Wabash, Indiana 2 $ 290,000 $ 145,000 $ 66,000
Warrick, Indiana 2 $ 246,000 $ 123,000 $ 42,000
Crawford, Kansas 2 $ 449,000 $ 224,500 $ 51,000
Seward, Kansas 2 $ 315,000 $ 157,500 $ 0
Boyd, Kentucky 2 $ 182,000 $ 91,000 $ 60,000
Campbell, Kentucky 2 $ 295,000 $ 147,500 $ 52,000
Grant, Kentucky 2 $ 292,000 $ 146,000 $ 46,000
Harrison, Kentucky 2 $ 196,000 $ 98,000 $ 68,000
Henderson, Kentucky 2 $ 354,000 $ 177,000 $ 77,000
Rowan, Kentucky 2 $ 306,000 $ 153,000 $ 144,000
Union, Kentucky 2 $ 210,000 $ 105,000 $ 45,000
Wayne, Kentucky 2 $ 136,000 $ 68,000 $ 30,000
Anne Arundel, Maryland 2 $ 614,000 $ 307,000 $ 114,000
Bristol, Massachusetts 2 $ 415,000 $ 207,500 $ 36,000
Essex, Massachusetts 2 $ 569,000 $ 284,500 $ 66,000
Hampden, Massachusetts 2 $ 394,000 $ 197,000 $ 0
Suffolk, Massachusetts 2 $ 634,000 $ 317,000 $ 0
Worcester, Massachusetts 2 $ 579,000 $ 289,500 $ 55,000
Monroe, Michigan 2 $ 357,000 $ 178,500 $ 0
Bolivar, Mississippi 2 $ 236,000 $ 118,000 $ 59,000
Montgomery, Mississippi 2 $ 314,000 $ 157,000 $ 100,000
Pearl River, Mississippi 2 $ 269,000 $ 134,500 $ 45,000
Simpson, Mississippi 2 $ 389,000 $ 194,500 $ 115,000
Tate, Mississippi 2 $ 367,000 $ 183,500 $ 70,000
Warren, Mississippi 2 $ 258,000 $ 129,000 $ 72,000
Winston, Mississippi 2 $ 162,000 $ 81,000 $ 89,000
Barry, Missouri 2 $ 371,000 $ 185,500 $ 104,000
Bollinger, Missouri 2 $ 316,000 $ 158,000 $ 51,000
Clay, Missouri 2 $ 289,000 $ 144,500 $ 0
Jackson, Missouri 2 $ 595,000 $ 297,500 $ 147,000
Newton, Missouri 2 $ 304,000 $ 152,000 $ 0
Platte, Missouri 2 $ 373,000 $ 186,500 $ 23,000
Polk, Missouri 2 $ 327,000 $ 163,500 $ 25,000
Ripley, Missouri 2 $ 219,000 $ 109,500 $ 47,000
Saline, Missouri 2 $ 227,000 $ 113,500 $ 31,000
Alexander, North Carolina 2 $ 248,000 $ 124,000 $ 39,000
Avery, North Carolina 2 $ 117,000 $ 58,500 $ 63,000
Burke, North Carolina 2 $ 206,000 $ 103,000 $ 59,000
Cabarrus, North Carolina 2 $ 414,000 $ 207,000 $ 76,000
Harnett, North Carolina 2 $ 361,000 $ 180,500 $ 37,000
Madison, North Carolina 2 $ 349,000 $ 174,500 $ 39,000
Onslow, North Carolina 2 $ 519,000 $ 259,500 $ 305,000
Pitt, North Carolina 2 $ 421,000 $ 210,500 $ 118,000
Surry, North Carolina 2 $ 165,000 $ 82,500 $ 51,000
Knox, Ohio 2 $ 348,000 $ 174,000 $ 22,000
Pickaway, Ohio 2 $ 428,000 $ 214,000 $ 71,000
Barnwell, South Carolina 2 $ 208,000 $ 104,000 $ 38,000
Calhoun, South Carolina 2 $ 180,000 $ 90,000 $ 38,000
Cherokee, South Carolina 2 $ 172,000 $ 86,000 $ 75,000
Chester, South Carolina 2 $ 428,000 $ 214,000 $ 81,000
Colleton, South Carolina 2 $ 326,000 $ 163,000 $ 74,000
Dillon, South Carolina 2 $ 297,000 $ 148,500 $ 137,000
Campbell, Tennessee 2 $ 221,000 $ 110,500 $ 33,000
Davidson, Tennessee 2 $ 379,000 $ 189,500 $ 40,000
Hood, Texas 2 $ 415,000 $ 207,500 $ 99,000
Kaufman, Texas 2 $ 441,000 $ 220,500 $ 69,000
Montgomery, Texas 2 $ 502,000 $ 251,000 $ 65,000
Fauquier, Virginia 2 $ 633,000 $ 316,500 $ 84,000
Frederick, Virginia 2 $ 469,000 $ 234,500 $ 29,000
Lancaster, Virginia 2 $ 266,000 $ 133,000 $ 55,000
Norfolk, Virginia 2 $ 377,000 $ 188,500 $ 21,000
Cherokee, Alabama 1 $ 98,000 $ 98,000 $ 70,000
Elmore, Alabama 1 $ 102,000 $ 102,000 $ 100,000
Etowah, Alabama 1 $ 135,000 $ 135,000 $ 41,000
Houston, Alabama 1 $ 103,000 $ 103,000 $ 42,000
Mobile, Alabama 1 $ 270,000 $ 270,000 $ 0
Montgomery, Alabama 1 $ 53,000 $ 53,000 $ 84,000
Tuscaloosa, Alabama 1 $ 159,000 $ 159,000 $ 136,000
Carroll, Arkansas 1 $ 165,000 $ 165,000 $ 78,000
Chicot, Arkansas 1 $ 231,000 $ 231,000 $ 95,000
Independence, Arkansas 1 $ 152,000 $ 152,000 $ 79,000
Washington, Arkansas 1 $ 176,000 $ 176,000 $ 101,000
Riverside, California 1 $ 315,000 $ 315,000 $ 76,000
Sacramento, California 1 $ 417,000 $ 417,000 $ 84,000
Arapahoe, Colorado 1 $ 297,000 $ 297,000 $ 72,000
Boulder, Colorado 1 $ 211,000 $ 211,000 $ 36,000
Grand, Colorado 1 $ 324,000 $ 324,000 $ 323,000
Moffat, Colorado 1 $ 210,000 $ 210,000 $ 0
Litchfield, Connecticut 1 $ 217,000 $ 217,000 $ 0
Duval, Florida 1 $ 317,000 $ 317,000 $ 82,000
Gulf, Florida 1 $ 174,000 $ 174,000 $ 0
Hernando, Florida 1 $ 108,000 $ 108,000 $ 44,000
Lee, Florida 1 $ 112,000 $ 112,000 $ 204,000
Madison, Florida 1 $ 42,000 $ 42,000 $ 27,000
Manatee, Florida 1 $ 197,000 $ 197,000 $ 32,000
Polk, Florida 1 $ 148,000 $ 148,000 $ 87,000
Santa Rosa, Florida 1 $ 189,000 $ 189,000 $ 0
Walton, Florida 1 $ 406,000 $ 406,000 $ 217,000
Camden, Georgia 1 $ 279,000 $ 279,000 $ 72,000
Charlton, Georgia 1 $ 327,000 $ 327,000 $ 77,000
Clinch, Georgia 1 $ 129,000 $ 129,000 $ 35,000
Crisp, Georgia 1 $ 83,000 $ 83,000 $ 41,000
Dawson, Georgia 1 $ 200,000 $ 200,000 $ 100,000
Dodge, Georgia 1 $ 224,000 $ 224,000 $ 81,000
Echols, Georgia 1 $ 97,000 $ 97,000 $ 41,000
Forsyth, Georgia 1 $ 138,000 $ 138,000 $ 106,000
Jones, Georgia 1 $ 125,000 $ 125,000 $ 48,000
Lee, Georgia 1 $ 133,000 $ 133,000 $ 30,000
Lincoln, Georgia 1 $ 181,000 $ 181,000 $ 69,000
McDuffie, Georgia 1 $ 240,000 $ 240,000 $ 104,000
Monroe, Georgia 1 $ 76,000 $ 76,000 $ 35,000
Pike, Georgia 1 $ 113,000 $ 113,000 $ 32,000
Putnam, Georgia 1 $ 301,000 $ 301,000 $ 111,000
Spalding, Georgia 1 $ 155,000 $ 155,000 $ 110,000
Towns, Georgia 1 $ 208,000 $ 208,000 $ 86,000
Union, Georgia 1 $ 135,000 $ 135,000 $ 46,000
Upson, Georgia 1 $ 130,000 $ 130,000 $ 62,000
Wilcox, Georgia 1 $ 184,000 $ 184,000 $ 116,000
Wilkes, Georgia 1 $ 228,000 $ 228,000 $ 91,000
DuPage, Illinois 1 $ 280,000 $ 280,000 $ 75,000
McDonough, Illinois 1 $ 155,000 $ 155,000 $ 0
Brown, Indiana 1 $ 183,000 $ 183,000 $ 74,000
Crawford, Indiana 1 $ 276,000 $ 276,000 $ 136,000
Delaware, Indiana 1 $ 57,000 $ 57,000 $ 31,000
Elkhart, Indiana 1 $ 154,000 $ 154,000 $ 0
Hancock, Indiana 1 $ 157,000 $ 157,000 $ 48,000
Hendricks, Indiana 1 $ 74,000 $ 74,000 $ 66,000
Johnson, Indiana 1 $ 131,000 $ 131,000 $ 58,000
Kosciusko, Indiana 1 $ 150,000 $ 150,000 $ 34,000
Marshall, Indiana 1 $ 165,000 $ 165,000 $ 0
Martin, Indiana 1 $ 172,000 $ 172,000 $ 73,000
Monroe, Indiana 1 $ 114,000 $ 114,000 $ 28,000
Owen, Indiana 1 $ 51,000 $ 51,000 $ 33,000
Porter, Indiana 1 $ 270,000 $ 270,000 $ 0
Putnam, Indiana 1 $ 67,000 $ 67,000 $ 37,000
Shelby, Indiana 1 $ 56,000 $ 56,000 $ 53,000
Switzerland, Indiana 1 $ 86,000 $ 86,000 $ 29,000
Tipton, Indiana 1 $ 92,000 $ 92,000 $ 34,000
Vermillion, Indiana 1 $ 184,000 $ 184,000 $ 42,000
Warren, Indiana 1 $ 315,000 $ 315,000 $ 152,000
Douglas, Kansas 1 $ 183,000 $ 183,000 $ 0
Sedgwick, Kansas 1 $ 148,000 $ 148,000 $ 0
Ballard, Kentucky 1 $ 256,000 $ 256,000 $ 130,000
Bourbon, Kentucky 1 $ 118,000 $ 118,000 $ 47,000
Carlisle, Kentucky 1 $ 138,000 $ 138,000 $ 43,000
Gallatin, Kentucky 1 $ 246,000 $ 246,000 $ 52,000
Greenup, Kentucky 1 $ 112,000 $ 112,000 $ 56,000
Hancock, Kentucky 1 $ 76,000 $ 76,000 $ 23,000
Hopkins, Kentucky 1 $ 77,000 $ 77,000 $ 1,409,000
Johnson, Kentucky 1 $ 104,000 $ 104,000 $ 43,000
McLean, Kentucky 1 $ 88,000 $ 88,000 $ 46,000
Nicholas, Kentucky 1 $ 64,000 $ 64,000 $ 52,000
Owen, Kentucky 1 $ 124,000 $ 124,000 $ 39,000
Trimble, Kentucky 1 $ 83,000 $ 83,000 $ 34,000
Penobscot, Maine 1 $ 201,000 $ 201,000 $ 0
Allegany, Maryland 1 $ 209,000 $ 209,000 $ 0
Carroll, Maryland 1 $ 266,000 $ 266,000 $ 90,000
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Mortgage Loan Application Detail Totals for Magnolia Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,365 $687,578,000 $157,000 $600,000 $71,000 $1,643,000
Refinancing 1,695 $305,727,000 $180,000 $576,000 $76,000 $1,004,000
Home Improvement 47 $6,749,000 $143,000 $344,000 $105,000 $948,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,973 $804,545,000 $161,000 $600,000 $73,000 $1,643,000
Not applicable 386 $67,904,000 $175,000 $526,000 $91,000 $948,000
Black or African American 324 $51,986,000 $160,000 $576,000 $57,000 $288,000
Not Provided 181 $31,999,000 $176,000 $407,000 $60,000 $477,000
Hispanic 138 $24,368,000 $176,000 $433,000 $69,000 $393,000
Asian 87 $17,007,000 $195,000 $450,000 $88,000 $432,000
American Indian or Alaskan Native 11 $1,345,000 $122,000 $279,000 $54,000 $133,000
Native Hawaiin or Other Pacific Islander 7 $900,000 $128,000 $275,000 $60,000 $130,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,937 $517,598,000 $176,000 $526,000 $93,000 $1,643,000
FHA-insured (Federal Housing Administration) 1,862 $288,738,000 $155,000 $576,000 $52,000 $458,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 798 $98,778,000 $123,000 $600,000 $45,000 $209,000
VA-guaranteed (Veterans Administration) 510 $94,940,000 $186,000 $482,000 $71,000 $298,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,724 $764,416,000 $161,000 $600,000 $73,000 $1,643,000
Application Denied By Financial Institution 438 $69,554,000 $158,000 $492,000 $62,000 $317,000
Application Approved But Not Accepted 399 $67,491,000 $169,000 $438,000 $68,000 $393,000
Loan Purchased By The Institution 376 $65,976,000 $175,000 $417,000 $91,000 $948,000
Application Withdrawn By Applicant 169 $32,468,000 $192,000 $453,000 $50,000 $312,000
File Closed For Incompleteness 1 $149,000 $149,000 $149,000 $67,000 $67,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 139 $21,539,000 $154,000 $424,000 $52,000 $232,000
Collateral 88 $14,767,000 $167,000 $492,000 $71,000 $237,000
Credit History 67 $10,960,000 $163,000 $339,000 $60,000 $210,000
Other 64 $10,125,000 $158,000 $429,000 $68,000 $317,000
Employment History 23 $3,733,000 $162,000 $293,000 $71,000 $310,000
Unverifiable Information 22 $3,374,000 $153,000 $342,000 $65,000 $205,000
Mortgage Insurance Denied 11 $1,301,000 $118,000 $316,000 $43,000 $83,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,082,000 $135,000 $306,000 $86,000 $142,000
Credit Application Incomplete 2 $232,000 $116,000 $130,000 $31,000 $36,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Magnolia Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Magnolia Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet with aggregated HMDA statistics today.

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