Magnolia Bank, Incorporated
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Magnolia Bank, Incorporated 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Magnolia Bank, Incorporated
794 Old Elizabethtown Rd
Magnolia, KY 42748
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 6,107
Total Mortgage Loan Application Amount $1,000,054,000
Average Mortgage Loan Application Amount $160,000
Highest Mortgage Loan Application Amount $600,000
Average Applicant Income $84,000
Highest Applicant Income $1,643,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Magnolia Bank, Incorporated. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Magnolia Bank, Incorporated's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Magnolia Bank, Incorporated's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Magnolia Bank, Incorporated serves its applicants.

Each category highlights the total number of mortgage applications processed by Magnolia Bank, Incorporated, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Magnolia Bank, Incorporated's mortgage activity for 2016.

Mortgage Loan Application Totals for Magnolia Bank, Incorporated by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson County Kentucky 603 $ 95,220,000 $ 157,000 $ 66,000
Aiken County South Carolina 203 $ 32,160,000 $ 158,000 $ 81,000
Warren County Kentucky 158 $ 27,555,000 $ 174,000 $ 73,000
Bullitt County Kentucky 134 $ 20,893,000 $ 155,000 $ 58,000
Lexington County South Carolina 133 $ 25,779,000 $ 193,000 $ 91,000
Clark County Indiana 110 $ 15,234,000 $ 138,000 $ 56,000
Nelson County Kentucky 103 $ 14,614,000 $ 141,000 $ 66,000
Richland County South Carolina 99 $ 18,506,000 $ 186,000 $ 104,000
Troup County Georgia 91 $ 12,310,000 $ 135,000 $ 59,000
Carroll County Georgia 85 $ 11,105,000 $ 130,000 $ 61,000
Haralson County Georgia 82 $ 12,313,000 $ 150,000 $ 84,000
Horry County South Carolina 80 $ 13,826,000 $ 172,000 $ 78,000
Florence County South Carolina 74 $ 12,236,000 $ 165,000 $ 70,000
Harrison County Mississippi 71 $ 10,398,000 $ 146,000 $ 66,000
Madison County Georgia 70 $ 11,560,000 $ 165,000 $ 63,000
Simpson County Kentucky 70 $ 9,473,000 $ 135,000 $ 63,000
Madison County Mississippi 65 $ 14,743,000 $ 226,000 $ 94,000
Jackson County Georgia 58 $ 10,454,000 $ 180,000 $ 91,000
Hardin County Kentucky 58 $ 8,234,000 $ 141,000 $ 90,000
Haywood County North Carolina 58 $ 8,317,000 $ 143,000 $ 65,000
Floyd County Indiana 54 $ 8,125,000 $ 150,000 $ 62,000
Effingham County Georgia 52 $ 9,345,000 $ 179,000 $ 81,000
Lowndes County Georgia 52 $ 8,051,000 $ 154,000 $ 78,000
Oldham County Kentucky 50 $ 10,416,000 $ 208,000 $ 78,000
Allen County Kentucky 49 $ 6,762,000 $ 138,000 $ 59,000
Buncombe County North Carolina 48 $ 8,825,000 $ 183,000 $ 87,000
Newton County Georgia 46 $ 7,213,000 $ 156,000 $ 92,000
Shelby County Kentucky 45 $ 7,093,000 $ 157,000 $ 61,000
Barren County Kentucky 44 $ 5,632,000 $ 128,000 $ 50,000
Franklin County Ohio 44 $ 8,108,000 $ 184,000 $ 73,000
Kershaw County South Carolina 44 $ 5,797,000 $ 131,000 $ 58,000
Denton County Texas 43 $ 8,834,000 $ 205,000 $ 92,000
Daviess County Kentucky 41 $ 6,501,000 $ 158,000 $ 75,000
Fayette County Kentucky 41 $ 6,952,000 $ 169,000 $ 74,000
St. Louis County Missouri 36 $ 7,394,000 $ 205,000 $ 89,000
Muskingum County Ohio 35 $ 4,624,000 $ 132,000 $ 43,000
Boyle County Kentucky 34 $ 4,683,000 $ 137,000 $ 69,000
Calloway County Kentucky 34 $ 4,350,000 $ 127,000 $ 66,000
Edmonson County Kentucky 34 $ 4,743,000 $ 139,000 $ 62,000
Lowndes County Mississippi 33 $ 4,684,000 $ 141,000 $ 66,000
Cape Girardeau County Missouri 33 $ 5,320,000 $ 161,000 $ 66,000
Brevard County Florida 31 $ 4,996,000 $ 161,000 $ 55,000
Taylor County Kentucky 31 $ 3,447,000 $ 111,000 $ 109,000
Clarendon County South Carolina 30 $ 4,812,000 $ 160,000 $ 98,000
Sumter County South Carolina 30 $ 4,576,000 $ 152,000 $ 84,000
Adair County Kentucky 29 $ 3,343,000 $ 115,000 $ 44,000
Newberry County South Carolina 29 $ 5,016,000 $ 172,000 $ 86,000
Scott County Missouri 28 $ 3,733,000 $ 133,000 $ 71,000
Spencer County Kentucky 27 $ 4,948,000 $ 183,000 $ 71,000
Collin County Texas 27 $ 6,007,000 $ 222,000 $ 104,000
Washington County Florida 26 $ 3,842,000 $ 147,000 $ 71,000
Henderson County North Carolina 26 $ 5,156,000 $ 198,000 $ 79,000
Lincoln County North Carolina 26 $ 4,544,000 $ 174,000 $ 77,000
Tarrant County Texas 26 $ 4,999,000 $ 192,000 $ 69,000
Travis County Texas 26 $ 7,744,000 $ 297,000 $ 111,000
Greenville County South Carolina 25 $ 5,841,000 $ 233,000 $ 86,000
Rankin County Mississippi 24 $ 4,083,000 $ 170,000 $ 71,000
Summit County Ohio 24 $ 2,488,000 $ 103,000 $ 53,000
Berkeley County South Carolina 24 $ 4,764,000 $ 198,000 $ 83,000
St. Francois County Missouri 23 $ 2,637,000 $ 114,000 $ 45,000
Douglas County Georgia 22 $ 3,277,000 $ 148,000 $ 70,000
Graves County Kentucky 22 $ 2,850,000 $ 129,000 $ 65,000
Wilson County North Carolina 22 $ 4,174,000 $ 189,000 $ 86,000
Harrison County Indiana 21 $ 3,442,000 $ 163,000 $ 51,000
Beaufort County South Carolina 21 $ 4,536,000 $ 216,000 $ 104,000
Hall County Georgia 20 $ 4,023,000 $ 201,000 $ 99,000
Pulaski County Kentucky 20 $ 2,352,000 $ 117,000 $ 62,000
DeSoto County Mississippi 20 $ 3,233,000 $ 161,000 $ 66,000
Jackson County Mississippi 20 $ 2,950,000 $ 147,000 $ 59,000
Pulaski County Missouri 20 $ 3,679,000 $ 183,000 $ 88,000
Elbert County Georgia 19 $ 1,860,000 $ 97,000 $ 42,000
Vermilion County Illinois 19 $ 1,934,000 $ 101,000 $ 70,000
Jefferson County Indiana 19 $ 2,332,000 $ 122,000 $ 58,000
Crittenden County Kentucky 19 $ 2,193,000 $ 115,000 $ 61,000
Larue County Kentucky 19 $ 3,087,000 $ 162,000 $ 54,000
Franklin County Georgia 18 $ 2,450,000 $ 136,000 $ 56,000
Heard County Georgia 18 $ 2,254,000 $ 125,000 $ 51,000
White County Georgia 18 $ 2,965,000 $ 164,000 $ 79,000
Russell County Kentucky 18 $ 1,772,000 $ 98,000 $ 52,000
Chambers County Alabama 17 $ 1,916,000 $ 112,000 $ 47,000
Walton County Georgia 17 $ 2,750,000 $ 161,000 $ 52,000
Delaware County Ohio 17 $ 4,267,000 $ 251,000 $ 91,000
Lancaster County South Carolina 17 $ 2,011,000 $ 118,000 $ 54,000
Oconee County Georgia 16 $ 4,365,000 $ 272,000 $ 84,000
Washington County Missouri 16 $ 1,778,000 $ 111,000 $ 47,000
Cuyahoga County Ohio 16 $ 3,106,000 $ 194,000 $ 100,000
Lauderdale County Mississippi 15 $ 2,245,000 $ 149,000 $ 51,000
Hart County Georgia 14 $ 2,470,000 $ 176,000 $ 74,000
Lincoln County Kentucky 14 $ 1,636,000 $ 116,000 $ 56,000
McCracken County Kentucky 14 $ 2,084,000 $ 148,000 $ 83,000
St. Charles County Missouri 14 $ 3,317,000 $ 236,000 $ 92,000
Gaston County North Carolina 14 $ 2,425,000 $ 173,000 $ 84,000
Clarke County Georgia 13 $ 1,889,000 $ 145,000 $ 58,000
Scott County Indiana 13 $ 1,872,000 $ 144,000 $ 49,000
Hart County Kentucky 13 $ 932,000 $ 71,000 $ 67,000
Pemiscot County Missouri 13 $ 1,713,000 $ 131,000 $ 65,000
Robeson County North Carolina 13 $ 1,862,000 $ 143,000 $ 70,000
Rutherford County North Carolina 13 $ 2,302,000 $ 177,000 $ 131,000
Stark County Ohio 13 $ 1,915,000 $ 147,000 $ 60,000
Anderson County South Carolina 13 $ 2,627,000 $ 202,000 $ 73,000
Coweta County Georgia 12 $ 2,093,000 $ 174,000 $ 69,000
Oglethorpe County Georgia 12 $ 1,845,000 $ 153,000 $ 67,000
Boone County Kentucky 12 $ 1,753,000 $ 146,000 $ 51,000
Hinds County Mississippi 12 $ 1,938,000 $ 161,000 $ 97,000
Franklin County Missouri 12 $ 1,853,000 $ 154,000 $ 61,000
Catawba County North Carolina 12 $ 2,131,000 $ 177,000 $ 129,000
Orangeburg County South Carolina 12 $ 1,891,000 $ 157,000 $ 70,000
Harris County Texas 12 $ 2,090,000 $ 174,000 $ 91,000
Banks County Georgia 11 $ 1,752,000 $ 159,000 $ 89,000
Fannin County Georgia 11 $ 2,297,000 $ 208,000 $ 143,000
Harris County Georgia 11 $ 1,737,000 $ 157,000 $ 62,000
Paulding County Georgia 11 $ 1,859,000 $ 169,000 $ 63,000
Marshall County Kentucky 11 $ 1,373,000 $ 124,000 $ 51,000
Charleston County South Carolina 11 $ 2,829,000 $ 257,000 $ 104,000
York County South Carolina 11 $ 2,015,000 $ 183,000 $ 66,000
Calhoun County Alabama 10 $ 927,000 $ 92,000 $ 52,000
Cleburne County Alabama 10 $ 1,342,000 $ 134,000 $ 55,000
Henry County Kentucky 10 $ 1,611,000 $ 161,000 $ 72,000
Meade County Kentucky 10 $ 1,051,000 $ 105,000 $ 61,000
Licking County Ohio 10 $ 1,751,000 $ 175,000 $ 76,000
Chatham County Georgia 9 $ 1,441,000 $ 160,000 $ 80,000
Anderson County Kentucky 9 $ 1,303,000 $ 144,000 $ 64,000
Casey County Kentucky 9 $ 1,169,000 $ 129,000 $ 45,000
Livingston County Kentucky 9 $ 907,000 $ 100,000 $ 45,000
Marion County Kentucky 9 $ 921,000 $ 102,000 $ 39,000
Metcalfe County Kentucky 9 $ 755,000 $ 83,000 $ 43,000
Laclede County Missouri 9 $ 1,166,000 $ 129,000 $ 59,000
Jackson County North Carolina 9 $ 1,424,000 $ 158,000 $ 98,000
Guernsey County Ohio 9 $ 1,373,000 $ 152,000 $ 53,000
Darlington County South Carolina 9 $ 1,572,000 $ 174,000 $ 62,000
Knox County Tennessee 9 $ 1,577,000 $ 175,000 $ 93,000
Dallas County Texas 9 $ 1,159,000 $ 128,000 $ 72,000
Lee County Alabama 8 $ 1,819,000 $ 227,000 $ 84,000
Randolph County Alabama 8 $ 1,255,000 $ 156,000 $ 94,000
Adams County Colorado 8 $ 1,780,000 $ 222,000 $ 53,000
Gwinnett County Georgia 8 $ 1,744,000 $ 218,000 $ 134,000
Meriwether County Georgia 8 $ 903,000 $ 112,000 $ 57,000
Monroe County Kentucky 8 $ 1,084,000 $ 135,000 $ 38,000
Scott County Kentucky 8 $ 1,411,000 $ 176,000 $ 58,000
Charles County Maryland 8 $ 2,034,000 $ 254,000 $ 67,000
Prince George's County Maryland 8 $ 2,082,000 $ 260,000 $ 25,000
Clark County Nevada 8 $ 1,793,000 $ 224,000 $ 70,000
Sumner County Tennessee 8 $ 1,384,000 $ 173,000 $ 51,000
Burnet County Texas 8 $ 1,614,000 $ 201,000 $ 81,000
Spotsylvania County Virginia 8 $ 1,699,000 $ 212,000 $ 117,000
Marshall County Alabama 7 $ 1,144,000 $ 163,000 $ 67,000
Barrow County Georgia 7 $ 823,000 $ 117,000 $ 52,000
Jasper County Georgia 7 $ 876,000 $ 125,000 $ 90,000
Stephens County Georgia 7 $ 1,254,000 $ 179,000 $ 110,000
Marion County Indiana 7 $ 942,000 $ 134,000 $ 60,000
Johnson County Kansas 7 $ 1,833,000 $ 261,000 $ 82,000
Jessamine County Kentucky 7 $ 1,490,000 $ 212,000 $ 439,000
Logan County Kentucky 7 $ 962,000 $ 137,000 $ 62,000
Mercer County Kentucky 7 $ 1,010,000 $ 144,000 $ 57,000
Trigg County Kentucky 7 $ 991,000 $ 141,000 $ 65,000
Forrest County Mississippi 7 $ 1,124,000 $ 160,000 $ 83,000
Lamar County Mississippi 7 $ 1,567,000 $ 223,000 $ 151,000
Oktibbeha County Mississippi 7 $ 1,323,000 $ 189,000 $ 90,000
Jefferson County Missouri 7 $ 1,038,000 $ 148,000 $ 51,000
New Madrid County Missouri 7 $ 910,000 $ 130,000 $ 87,000
St. Louis City County Missouri 7 $ 1,197,000 $ 171,000 $ 45,000
Ste. Genevieve County Missouri 7 $ 1,428,000 $ 204,000 $ 89,000
Stoddard County Missouri 7 $ 687,000 $ 98,000 $ 59,000
New Hanover County North Carolina 7 $ 1,477,000 $ 211,000 $ 121,000
Wake County North Carolina 7 $ 1,197,000 $ 171,000 $ 67,000
Washington County Ohio 7 $ 1,011,000 $ 144,000 $ 45,000
Dorchester County South Carolina 7 $ 1,323,000 $ 189,000 $ 74,000
Edgefield County South Carolina 7 $ 829,000 $ 118,000 $ 64,000
Fairfield County South Carolina 7 $ 954,000 $ 136,000 $ 80,000
Stafford County Virginia 7 $ 2,073,000 $ 296,000 $ 126,000
Berrien County Georgia 6 $ 676,000 $ 112,000 $ 67,000
Rockdale County Georgia 6 $ 826,000 $ 137,000 $ 82,000
Breckinridge County Kentucky 6 $ 712,000 $ 118,000 $ 88,000
Caldwell County Kentucky 6 $ 859,000 $ 143,000 $ 76,000
Clark County Kentucky 6 $ 856,000 $ 142,000 $ 53,000
Garrard County Kentucky 6 $ 685,000 $ 114,000 $ 45,000
Green County Kentucky 6 $ 779,000 $ 129,000 $ 65,000
Washington County Mississippi 6 $ 720,000 $ 120,000 $ 72,000
Medina County Ohio 6 $ 988,000 $ 164,000 $ 97,000
Georgetown County South Carolina 6 $ 1,227,000 $ 204,000 $ 103,000
Fort Bend County Texas 6 $ 1,288,000 $ 214,000 $ 119,000
Jefferson County Texas 6 $ 920,000 $ 153,000 $ 80,000
Prince William County Virginia 6 $ 2,209,000 $ 368,000 $ 113,000
Shelby County Alabama 5 $ 1,092,000 $ 218,000 $ 80,000
Weld County Colorado 5 $ 1,165,000 $ 233,000 $ 51,000
Hillsborough County Florida 5 $ 1,332,000 $ 266,000 $ 93,000
Holmes County Florida 5 $ 735,000 $ 147,000 $ 60,000
Bryan County Georgia 5 $ 1,029,000 $ 205,000 $ 119,000
Fulton County Georgia 5 $ 804,000 $ 160,000 $ 169,000
Habersham County Georgia 5 $ 690,000 $ 138,000 $ 47,000
Cook County Illinois 5 $ 1,449,000 $ 289,000 $ 61,000
Hamilton County Indiana 5 $ 1,084,000 $ 216,000 $ 95,000
Washington County Indiana 5 $ 1,067,000 $ 213,000 $ 106,000
Franklin County Kentucky 5 $ 725,000 $ 145,000 $ 83,000
Grayson County Kentucky 5 $ 857,000 $ 171,000 $ 101,000
Kenton County Kentucky 5 $ 608,000 $ 121,000 $ 59,000
Montgomery County Maryland 5 $ 1,249,000 $ 249,000 $ 18,000
Macomb County Michigan 5 $ 753,000 $ 150,000 $ 36,000
Hancock County Mississippi 5 $ 646,000 $ 129,000 $ 64,000
Neshoba County Mississippi 5 $ 607,000 $ 121,000 $ 62,000
Stone County Mississippi 5 $ 791,000 $ 158,000 $ 64,000
Camden County Missouri 5 $ 1,092,000 $ 218,000 $ 74,000
Lincoln County Missouri 5 $ 853,000 $ 170,000 $ 42,000
Phelps County Missouri 5 $ 783,000 $ 156,000 $ 98,000
Nash County North Carolina 5 $ 1,046,000 $ 209,000 $ 83,000
Clermont County Ohio 5 $ 1,009,000 $ 201,000 $ 47,000
Fairfield County Ohio 5 $ 923,000 $ 184,000 $ 97,000
Portage County Ohio 5 $ 748,000 $ 149,000 $ 58,000
Union County Ohio 5 $ 912,000 $ 182,000 $ 81,000
Pickens County South Carolina 5 $ 741,000 $ 148,000 $ 59,000
Wise County Texas 5 $ 894,000 $ 178,000 $ 71,000
Fredericksburg County Virginia 5 $ 1,443,000 $ 288,000 $ 138,000
Henrico County Virginia 5 $ 976,000 $ 195,000 $ 34,000
King George County Virginia 5 $ 1,024,000 $ 204,000 $ 113,000
Louisa County Virginia 5 $ 1,137,000 $ 227,000 $ 70,000
Baldwin County Alabama 4 $ 575,000 $ 143,000 $ 69,000
Jefferson County Alabama 4 $ 639,000 $ 159,000 $ 75,000
Madison County Alabama 4 $ 992,000 $ 248,000 $ 132,000
San Diego County California 4 $ 1,356,000 $ 339,000 $ 48,000
El Paso County Colorado 4 $ 882,000 $ 220,000 $ 100,000
Jefferson County Colorado 4 $ 1,334,000 $ 333,000 $ 58,000
Pueblo County Colorado 4 $ 812,000 $ 203,000 $ 70,000
Broward County Florida 4 $ 759,000 $ 189,000 $ 47,000
Cobb County Georgia 4 $ 805,000 $ 201,000 $ 113,000
Henry County Georgia 4 $ 651,000 $ 162,000 $ 123,000
Tift County Georgia 4 $ 457,000 $ 114,000 $ 91,000
Greene County Indiana 4 $ 323,000 $ 80,000 $ 40,000
Jackson County Indiana 4 $ 715,000 $ 178,000 $ 95,000
Jennings County Indiana 4 $ 528,000 $ 132,000 $ 62,000
Lake County Indiana 4 $ 683,000 $ 170,000 $ 19,000
Baltimore County Maryland 4 $ 1,175,000 $ 293,000 $ 44,000
Baltimore City County Maryland 4 $ 657,000 $ 164,000 $ 39,000
St. Mary's County Maryland 4 $ 1,150,000 $ 287,000 $ 79,000
Wayne County Michigan 4 $ 424,000 $ 106,000 $ 27,000
Clarke County Mississippi 4 $ 383,000 $ 95,000 $ 44,000
Clay County Mississippi 4 $ 309,000 $ 77,000 $ 31,000
Lafayette County Mississippi 4 $ 706,000 $ 176,000 $ 46,000
Panola County Mississippi 4 $ 490,000 $ 122,000 $ 73,000
Butler County Missouri 4 $ 872,000 $ 218,000 $ 74,000
Dunklin County Missouri 4 $ 526,000 $ 131,000 $ 84,000
Greene County Missouri 4 $ 509,000 $ 127,000 $ 59,000
Marion County Missouri 4 $ 301,000 $ 75,000 $ 38,000
Warren County Missouri 4 $ 601,000 $ 150,000 $ 49,000
Carteret County North Carolina 4 $ 931,000 $ 232,000 $ 112,000
Iredell County North Carolina 4 $ 1,161,000 $ 290,000 $ 125,000
Pender County North Carolina 4 $ 1,090,000 $ 272,000 $ 137,000
Belmont County Ohio 4 $ 555,000 $ 138,000 $ 46,000
Hamilton County Ohio 4 $ 735,000 $ 183,000 $ 8,000
Perry County Ohio 4 $ 949,000 $ 237,000 $ 113,000
Monroe County Pennsylvania 4 $ 628,000 $ 157,000 $ 44,000
Chesterfield County South Carolina 4 $ 537,000 $ 134,000 $ 84,000
Jasper County South Carolina 4 $ 732,000 $ 183,000 $ 55,000
Laurens County South Carolina 4 $ 708,000 $ 177,000 $ 102,000
Spartanburg County South Carolina 4 $ 401,000 $ 100,000 $ 53,000
Hardin County Texas 4 $ 686,000 $ 171,000 $ 93,000
Hays County Texas 4 $ 787,000 $ 196,000 $ 69,000
Llano County Texas 4 $ 1,135,000 $ 283,000 $ 156,000
Chesterfield County Virginia 4 $ 669,000 $ 167,000 $ 53,000
Hampton County Virginia 4 $ 748,000 $ 187,000 $ 60,000
Orange County Virginia 4 $ 592,000 $ 148,000 $ 48,000
Cullman County Alabama 3 $ 555,000 $ 185,000 $ 119,000
Lamar County Alabama 3 $ 300,000 $ 100,000 $ 54,000
St. Clair County Alabama 3 $ 472,000 $ 157,000 $ 79,000
Talladega County Alabama 3 $ 359,000 $ 119,000 $ 59,000
Bay County Florida 3 $ 593,000 $ 197,000 $ 115,000
Leon County Florida 3 $ 648,000 $ 216,000 $ 99,000
Palm Beach County Florida 3 $ 909,000 $ 303,000 $ 93,000
Volusia County Florida 3 $ 625,000 $ 208,000 $ 117,000
Brooks County Georgia 3 $ 297,000 $ 99,000 $ 55,000
Columbia County Georgia 3 $ 716,000 $ 238,000 $ 247,000
DeKalb County Georgia 3 $ 709,000 $ 236,000 $ 137,000
Houston County Georgia 3 $ 450,000 $ 150,000 $ 61,000
Lanier County Georgia 3 $ 525,000 $ 175,000 $ 79,000
Lumpkin County Georgia 3 $ 540,000 $ 180,000 $ 72,000
Morgan County Georgia 3 $ 583,000 $ 194,000 $ 89,000
Muscogee County Georgia 3 $ 601,000 $ 200,000 $ 106,000
Rabun County Georgia 3 $ 731,000 $ 243,000 $ 151,000
Screven County Georgia 3 $ 395,000 $ 131,000 $ 64,000
Will County Illinois 3 $ 592,000 $ 197,000 $ 35,000
Bartholomew County Indiana 3 $ 451,000 $ 150,000 $ 80,000
Spencer County Indiana 3 $ 369,000 $ 123,000 $ 51,000
Vanderburgh County Indiana 3 $ 362,000 $ 120,000 $ 44,000
Butler County Kentucky 3 $ 397,000 $ 132,000 $ 54,000
Carroll County Kentucky 3 $ 253,000 $ 84,000 $ 40,000
Lyon County Kentucky 3 $ 434,000 $ 144,000 $ 76,000
Madison County Kentucky 3 $ 807,000 $ 269,000 $ 85,000
Ohio County Kentucky 3 $ 274,000 $ 91,000 $ 36,000
Washington County Kentucky 3 $ 454,000 $ 151,000 $ 64,000
Woodford County Kentucky 3 $ 592,000 $ 197,000 $ 84,000
Calvert County Maryland 3 $ 1,015,000 $ 338,000 $ 99,000
Washington County Maryland 3 $ 691,000 $ 230,000 $ 10,000
Plymouth County Massachusetts 3 $ 1,007,000 $ 335,000 $ 91,000
Oakland County Michigan 3 $ 525,000 $ 175,000 $ 29,000
Jones County Mississippi 3 $ 571,000 $ 190,000 $ 62,000
Leflore County Mississippi 3 $ 607,000 $ 202,000 $ 100,000
Monroe County Mississippi 3 $ 382,000 $ 127,000 $ 76,000
Newton County Mississippi 3 $ 515,000 $ 171,000 $ 74,000
Sunflower County Mississippi 3 $ 295,000 $ 98,000 $ 67,000
Union County Mississippi 3 $ 399,000 $ 133,000 $ 44,000
Yazoo County Mississippi 3 $ 604,000 $ 201,000 $ 96,000
Dallas County Missouri 3 $ 604,000 $ 201,000 $ 58,000
Mississippi County Missouri 3 $ 324,000 $ 108,000 $ 58,000
Perry County Missouri 3 $ 427,000 $ 142,000 $ 67,000
Brunswick County North Carolina 3 $ 703,000 $ 234,000 $ 123,000
Mecklenburg County North Carolina 3 $ 543,000 $ 181,000 $ 64,000
Union County North Carolina 3 $ 716,000 $ 238,000 $ 15,000
Coshocton County Ohio 3 $ 372,000 $ 124,000 $ 51,000
Greene County Ohio 3 $ 588,000 $ 196,000 $ 26,000
Madison County Ohio 3 $ 247,000 $ 82,000 $ 20,000
Noble County Ohio 3 $ 278,000 $ 92,000 $ 39,000
Greenwood County South Carolina 3 $ 530,000 $ 176,000 $ 59,000
Saluda County South Carolina 3 $ 549,000 $ 183,000 $ 80,000
Loudon County Tennessee 3 $ 546,000 $ 182,000 $ 92,000
Shelby County Tennessee 3 $ 421,000 $ 140,000 $ 128,000
Warren County Tennessee 3 $ 389,000 $ 129,000 $ 84,000
Bexar County Texas 3 $ 485,000 $ 161,000 $ 72,000
Grayson County Texas 3 $ 361,000 $ 120,000 $ 169,000
Williamson County Texas 3 $ 937,000 $ 312,000 $ 161,000
Salt Lake County Utah 3 $ 589,000 $ 196,000 $ 0
Fairfax County Virginia 3 $ 758,000 $ 252,000 $ 43,000
Virginia Beach County Virginia 3 $ 587,000 $ 195,000 $ 38,000
Spokane County Washington 3 $ 405,000 $ 135,000 $ 95,000
Pendleton County West Virginia 3 $ 610,000 $ 203,000 $ 46,000
Russell County Alabama 2 $ 168,000 $ 84,000 $ 34,000
Maricopa County Arizona 2 $ 492,000 $ 246,000 $ 96,000
San Bernardino County California 2 $ 471,000 $ 235,000 $ 122,000
Mesa County Colorado 2 $ 427,000 $ 213,000 $ 51,000
Hartford County Connecticut 2 $ 503,000 $ 251,000 $ 51,000
Charlotte County Florida 2 $ 400,000 $ 200,000 $ 78,000
Escambia County Florida 2 $ 312,000 $ 156,000 $ 97,000
Jackson County Florida 2 $ 237,000 $ 118,000 $ 42,000
Okaloosa County Florida 2 $ 311,000 $ 155,000 $ 116,000
Pinellas County Florida 2 $ 564,000 $ 282,000 $ 93,000
Sarasota County Florida 2 $ 565,000 $ 282,000 $ 139,000
St. Lucie County Florida 2 $ 259,000 $ 129,000 $ 41,000
Ben Hill County Georgia 2 $ 124,000 $ 62,000 $ 41,000
Bulloch County Georgia 2 $ 351,000 $ 175,000 $ 73,000
Butts County Georgia 2 $ 200,000 $ 100,000 $ 61,000
Cherokee County Georgia 2 $ 479,000 $ 239,000 $ 74,000
Cook County Georgia 2 $ 209,000 $ 104,000 $ 45,000
Dougherty County Georgia 2 $ 200,000 $ 100,000 $ 48,000
Fayette County Georgia 2 $ 186,000 $ 93,000 $ 89,000
Gilmer County Georgia 2 $ 292,000 $ 146,000 $ 68,000
Greene County Georgia 2 $ 237,000 $ 118,000 $ 49,000
Irwin County Georgia 2 $ 271,000 $ 135,000 $ 67,000
Polk County Georgia 2 $ 267,000 $ 133,000 $ 56,000
Richmond County Georgia 2 $ 268,000 $ 134,000 $ 29,000
Treutlen County Georgia 2 $ 543,000 $ 271,000 $ 72,000
Kane County Illinois 2 $ 338,000 $ 169,000 $ 50,000
LaPorte County Indiana 2 $ 487,000 $ 243,000 $ 66,000
Montgomery County Indiana 2 $ 284,000 $ 142,000 $ 20,000
St. Joseph County Indiana 2 $ 263,000 $ 131,000 $ 114,000
Sullivan County Indiana 2 $ 200,000 $ 100,000 $ 70,000
Wabash County Indiana 2 $ 290,000 $ 145,000 $ 66,000
Warrick County Indiana 2 $ 246,000 $ 123,000 $ 42,000
Crawford County Kansas 2 $ 449,000 $ 224,000 $ 51,000
Seward County Kansas 2 $ 315,000 $ 157,000 $ 0
Boyd County Kentucky 2 $ 182,000 $ 91,000 $ 60,000
Campbell County Kentucky 2 $ 295,000 $ 147,000 $ 52,000
Grant County Kentucky 2 $ 292,000 $ 146,000 $ 46,000
Harrison County Kentucky 2 $ 196,000 $ 98,000 $ 68,000
Henderson County Kentucky 2 $ 354,000 $ 177,000 $ 77,000
Rowan County Kentucky 2 $ 306,000 $ 153,000 $ 144,000
Union County Kentucky 2 $ 210,000 $ 105,000 $ 45,000
Wayne County Kentucky 2 $ 136,000 $ 68,000 $ 30,000
Anne Arundel County Maryland 2 $ 614,000 $ 307,000 $ 114,000
Bristol County Massachusetts 2 $ 415,000 $ 207,000 $ 36,000
Essex County Massachusetts 2 $ 569,000 $ 284,000 $ 66,000
Hampden County Massachusetts 2 $ 394,000 $ 197,000 $ 0
Suffolk County Massachusetts 2 $ 634,000 $ 317,000 $ 0
Worcester County Massachusetts 2 $ 579,000 $ 289,000 $ 55,000
Monroe County Michigan 2 $ 357,000 $ 178,000 $ 0
Bolivar County Mississippi 2 $ 236,000 $ 118,000 $ 59,000
Montgomery County Mississippi 2 $ 314,000 $ 157,000 $ 100,000
Pearl River County Mississippi 2 $ 269,000 $ 134,000 $ 45,000
Simpson County Mississippi 2 $ 389,000 $ 194,000 $ 115,000
Tate County Mississippi 2 $ 367,000 $ 183,000 $ 70,000
Warren County Mississippi 2 $ 258,000 $ 129,000 $ 72,000
Winston County Mississippi 2 $ 162,000 $ 81,000 $ 89,000
Barry County Missouri 2 $ 371,000 $ 185,000 $ 104,000
Bollinger County Missouri 2 $ 316,000 $ 158,000 $ 51,000
Clay County Missouri 2 $ 289,000 $ 144,000 $ 0
Jackson County Missouri 2 $ 595,000 $ 297,000 $ 147,000
Newton County Missouri 2 $ 304,000 $ 152,000 $ 0
Platte County Missouri 2 $ 373,000 $ 186,000 $ 23,000
Polk County Missouri 2 $ 327,000 $ 163,000 $ 25,000
Ripley County Missouri 2 $ 219,000 $ 109,000 $ 47,000
Saline County Missouri 2 $ 227,000 $ 113,000 $ 31,000
Alexander County North Carolina 2 $ 248,000 $ 124,000 $ 39,000
Avery County North Carolina 2 $ 117,000 $ 58,000 $ 63,000
Burke County North Carolina 2 $ 206,000 $ 103,000 $ 59,000
Cabarrus County North Carolina 2 $ 414,000 $ 207,000 $ 76,000
Harnett County North Carolina 2 $ 361,000 $ 180,000 $ 37,000
Madison County North Carolina 2 $ 349,000 $ 174,000 $ 39,000
Onslow County North Carolina 2 $ 519,000 $ 259,000 $ 305,000
Pitt County North Carolina 2 $ 421,000 $ 210,000 $ 118,000
Surry County North Carolina 2 $ 165,000 $ 82,000 $ 51,000
Knox County Ohio 2 $ 348,000 $ 174,000 $ 22,000
Pickaway County Ohio 2 $ 428,000 $ 214,000 $ 71,000
Barnwell County South Carolina 2 $ 208,000 $ 104,000 $ 38,000
Calhoun County South Carolina 2 $ 180,000 $ 90,000 $ 38,000
Cherokee County South Carolina 2 $ 172,000 $ 86,000 $ 75,000
Chester County South Carolina 2 $ 428,000 $ 214,000 $ 81,000
Colleton County South Carolina 2 $ 326,000 $ 163,000 $ 74,000
Dillon County South Carolina 2 $ 297,000 $ 148,000 $ 137,000
Campbell County Tennessee 2 $ 221,000 $ 110,000 $ 33,000
Davidson County Tennessee 2 $ 379,000 $ 189,000 $ 40,000
Hood County Texas 2 $ 415,000 $ 207,000 $ 99,000
Kaufman County Texas 2 $ 441,000 $ 220,000 $ 69,000
Montgomery County Texas 2 $ 502,000 $ 251,000 $ 65,000
Fauquier County Virginia 2 $ 633,000 $ 316,000 $ 84,000
Frederick County Virginia 2 $ 469,000 $ 234,000 $ 29,000
Lancaster County Virginia 2 $ 266,000 $ 133,000 $ 55,000
Norfolk County Virginia 2 $ 377,000 $ 188,000 $ 21,000
Cherokee County Alabama 1 $ 98,000 $ 98,000 $ 70,000
Elmore County Alabama 1 $ 102,000 $ 102,000 $ 100,000
Etowah County Alabama 1 $ 135,000 $ 135,000 $ 41,000
Houston County Alabama 1 $ 103,000 $ 103,000 $ 42,000
Mobile County Alabama 1 $ 270,000 $ 270,000 $ 0
Montgomery County Alabama 1 $ 53,000 $ 53,000 $ 84,000
Tuscaloosa County Alabama 1 $ 159,000 $ 159,000 $ 136,000
Carroll County Arkansas 1 $ 165,000 $ 165,000 $ 78,000
Chicot County Arkansas 1 $ 231,000 $ 231,000 $ 95,000
Independence County Arkansas 1 $ 152,000 $ 152,000 $ 79,000
Washington County Arkansas 1 $ 176,000 $ 176,000 $ 101,000
Riverside County California 1 $ 315,000 $ 315,000 $ 76,000
Sacramento County California 1 $ 417,000 $ 417,000 $ 84,000
Arapahoe County Colorado 1 $ 297,000 $ 297,000 $ 72,000
Boulder County Colorado 1 $ 211,000 $ 211,000 $ 36,000
Grand County Colorado 1 $ 324,000 $ 324,000 $ 323,000
Moffat County Colorado 1 $ 210,000 $ 210,000 $ 0
Litchfield County Connecticut 1 $ 217,000 $ 217,000 $ 0
Duval County Florida 1 $ 317,000 $ 317,000 $ 82,000
Gulf County Florida 1 $ 174,000 $ 174,000 $ 0
Hernando County Florida 1 $ 108,000 $ 108,000 $ 44,000
Lee County Florida 1 $ 112,000 $ 112,000 $ 204,000
Madison County Florida 1 $ 42,000 $ 42,000 $ 27,000
Manatee County Florida 1 $ 197,000 $ 197,000 $ 32,000
Polk County Florida 1 $ 148,000 $ 148,000 $ 87,000
Santa Rosa County Florida 1 $ 189,000 $ 189,000 $ 0
Walton County Florida 1 $ 406,000 $ 406,000 $ 217,000
Camden County Georgia 1 $ 279,000 $ 279,000 $ 72,000
Charlton County Georgia 1 $ 327,000 $ 327,000 $ 77,000
Clinch County Georgia 1 $ 129,000 $ 129,000 $ 35,000
Crisp County Georgia 1 $ 83,000 $ 83,000 $ 41,000
Dawson County Georgia 1 $ 200,000 $ 200,000 $ 100,000
Dodge County Georgia 1 $ 224,000 $ 224,000 $ 81,000
Echols County Georgia 1 $ 97,000 $ 97,000 $ 41,000
Forsyth County Georgia 1 $ 138,000 $ 138,000 $ 106,000
Jones County Georgia 1 $ 125,000 $ 125,000 $ 48,000
Lee County Georgia 1 $ 133,000 $ 133,000 $ 30,000
Lincoln County Georgia 1 $ 181,000 $ 181,000 $ 69,000
McDuffie County Georgia 1 $ 240,000 $ 240,000 $ 104,000
Monroe County Georgia 1 $ 76,000 $ 76,000 $ 35,000
Pike County Georgia 1 $ 113,000 $ 113,000 $ 32,000
Putnam County Georgia 1 $ 301,000 $ 301,000 $ 111,000
Spalding County Georgia 1 $ 155,000 $ 155,000 $ 110,000
Towns County Georgia 1 $ 208,000 $ 208,000 $ 86,000
Union County Georgia 1 $ 135,000 $ 135,000 $ 46,000
Upson County Georgia 1 $ 130,000 $ 130,000 $ 62,000
Wilcox County Georgia 1 $ 184,000 $ 184,000 $ 116,000
Wilkes County Georgia 1 $ 228,000 $ 228,000 $ 91,000
DuPage County Illinois 1 $ 280,000 $ 280,000 $ 75,000
McDonough County Illinois 1 $ 155,000 $ 155,000 $ 0
Brown County Indiana 1 $ 183,000 $ 183,000 $ 74,000
Crawford County Indiana 1 $ 276,000 $ 276,000 $ 136,000
Delaware County Indiana 1 $ 57,000 $ 57,000 $ 31,000
Elkhart County Indiana 1 $ 154,000 $ 154,000 $ 0
Hancock County Indiana 1 $ 157,000 $ 157,000 $ 48,000
Hendricks County Indiana 1 $ 74,000 $ 74,000 $ 66,000
Johnson County Indiana 1 $ 131,000 $ 131,000 $ 58,000
Kosciusko County Indiana 1 $ 150,000 $ 150,000 $ 34,000
Marshall County Indiana 1 $ 165,000 $ 165,000 $ 0
Martin County Indiana 1 $ 172,000 $ 172,000 $ 73,000
Monroe County Indiana 1 $ 114,000 $ 114,000 $ 28,000
Owen County Indiana 1 $ 51,000 $ 51,000 $ 33,000
Porter County Indiana 1 $ 270,000 $ 270,000 $ 0
Putnam County Indiana 1 $ 67,000 $ 67,000 $ 37,000
Shelby County Indiana 1 $ 56,000 $ 56,000 $ 53,000
Switzerland County Indiana 1 $ 86,000 $ 86,000 $ 29,000
Tipton County Indiana 1 $ 92,000 $ 92,000 $ 34,000
Vermillion County Indiana 1 $ 184,000 $ 184,000 $ 42,000
Warren County Indiana 1 $ 315,000 $ 315,000 $ 152,000
Douglas County Kansas 1 $ 183,000 $ 183,000 $ 0
Sedgwick County Kansas 1 $ 148,000 $ 148,000 $ 0
Ballard County Kentucky 1 $ 256,000 $ 256,000 $ 130,000
Bourbon County Kentucky 1 $ 118,000 $ 118,000 $ 47,000
Carlisle County Kentucky 1 $ 138,000 $ 138,000 $ 43,000
Gallatin County Kentucky 1 $ 246,000 $ 246,000 $ 52,000
Greenup County Kentucky 1 $ 112,000 $ 112,000 $ 56,000
Hancock County Kentucky 1 $ 76,000 $ 76,000 $ 23,000
Hopkins County Kentucky 1 $ 77,000 $ 77,000 $ 1,409,000
Johnson County Kentucky 1 $ 104,000 $ 104,000 $ 43,000
McLean County Kentucky 1 $ 88,000 $ 88,000 $ 46,000
Nicholas County Kentucky 1 $ 64,000 $ 64,000 $ 52,000
Owen County Kentucky 1 $ 124,000 $ 124,000 $ 39,000
Trimble County Kentucky 1 $ 83,000 $ 83,000 $ 34,000
Penobscot County Maine 1 $ 201,000 $ 201,000 $ 0
Allegany County Maryland 1 $ 209,000 $ 209,000 $ 0
Carroll County Maryland 1 $ 266,000 $ 266,000 $ 90,000
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Mortgage Loan Application Detail Totals for Magnolia Bank, Incorporated in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,365 $687,578,000 $157,000 $600,000 $71,000 $1,643,000
Refinancing 1,695 $305,727,000 $180,000 $576,000 $76,000 $1,004,000
Home Improvement 47 $6,749,000 $143,000 $344,000 $105,000 $948,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,973 $804,545,000 $161,000 $600,000 $73,000 $1,643,000
Not applicable 386 $67,904,000 $175,000 $526,000 $91,000 $948,000
Black or African American 324 $51,986,000 $160,000 $576,000 $57,000 $288,000
Not Provided 181 $31,999,000 $176,000 $407,000 $60,000 $477,000
Hispanic 138 $24,368,000 $176,000 $433,000 $69,000 $393,000
Asian 87 $17,007,000 $195,000 $450,000 $88,000 $432,000
American Indian or Alaskan Native 11 $1,345,000 $122,000 $279,000 $54,000 $133,000
Native Hawaiin or Other Pacific Islander 7 $900,000 $128,000 $275,000 $60,000 $130,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,937 $517,598,000 $176,000 $526,000 $93,000 $1,643,000
FHA-insured (Federal Housing Administration) 1,862 $288,738,000 $155,000 $576,000 $52,000 $458,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 798 $98,778,000 $123,000 $600,000 $45,000 $209,000
VA-guaranteed (Veterans Administration) 510 $94,940,000 $186,000 $482,000 $71,000 $298,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,724 $764,416,000 $161,000 $600,000 $73,000 $1,643,000
Application Denied By Financial Institution 438 $69,554,000 $158,000 $492,000 $62,000 $317,000
Application Approved But Not Accepted 399 $67,491,000 $169,000 $438,000 $68,000 $393,000
Loan Purchased By The Institution 376 $65,976,000 $175,000 $417,000 $91,000 $948,000
Application Withdrawn By Applicant 169 $32,468,000 $192,000 $453,000 $50,000 $312,000
File Closed For Incompleteness 1 $149,000 $149,000 $149,000 $67,000 $67,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 139 $21,539,000 $154,000 $424,000 $52,000 $232,000
Collateral 88 $14,767,000 $167,000 $492,000 $71,000 $237,000
Credit History 67 $10,960,000 $163,000 $339,000 $60,000 $210,000
Other 64 $10,125,000 $158,000 $429,000 $68,000 $317,000
Employment History 23 $3,733,000 $162,000 $293,000 $71,000 $310,000
Unverifiable Information 22 $3,374,000 $153,000 $342,000 $65,000 $205,000
Mortgage Insurance Denied 11 $1,301,000 $118,000 $316,000 $43,000 $83,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,082,000 $135,000 $306,000 $86,000 $142,000
Credit Application Incomplete 2 $232,000 $116,000 $130,000 $31,000 $36,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Magnolia Bank, Incorporated's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Magnolia Bank, Incorporated's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet with aggregated HMDA statistics today.

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