Magnolia Bank
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Magnolia Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Magnolia Bank
794 Old Elizabethtown Rd
Hodgenville, KY 42748
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 20,252
Total Mortgage Loan Application Amount $4,865,480,000
Average Mortgage Loan Application Amount $217,800
Highest Mortgage Loan Application Amount $3,505,000
Average Applicant Income $94,200
Highest Applicant Income $2,984,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Magnolia Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Watonwan County Minnesota 1 $ 165,000 $ 165,000 $ 31,000
Chickasaw County Mississippi 1 $ 175,000 $ 175,000 $ 123,000
Clarke County Mississippi 1 $ 405,000 $ 405,000 $ 158,000
Franklin County Mississippi 1 $ 175,000 $ 175,000 $ 62,000
George County Mississippi 1 $ 205,000 $ 205,000 $ 77,000
Grenada County Mississippi 1 $ 185,000 $ 185,000 $ 0
Jefferson Davis County Mississippi 1 $ 95,000 $ 95,000 $ 37,000
Marshall County Mississippi 1 $ 245,000 $ 245,000 $ 80,000
Simpson County Mississippi 1 $ 105,000 $ 105,000 $ 76,000
Smith County Mississippi 1 $ 285,000 $ 285,000 $ 126,000
Walthall County Mississippi 1 $ 145,000 $ 145,000 $ 46,000
Wayne County Mississippi 1 $ 165,000 $ 165,000 $ 48,000
Barry County Missouri 1 $ 95,000 $ 95,000 $ 31,000
Barton County Missouri 1 $ 75,000 $ 75,000 $ 103,000
Benton County Missouri 1 $ 165,000 $ 165,000 $ 30,000
Carroll County Missouri 1 $ 35,000 $ 35,000 $ 44,000
Carter County Missouri 1 $ 85,000 $ 85,000 $ 58,000
Cooper County Missouri 1 $ 155,000 $ 155,000 $ 35,000
Dallas County Missouri 1 $ 215,000 $ 215,000 $ 0
Iron County Missouri 1 $ 95,000 $ 95,000 $ 73,000
Jasper County Missouri 1 $ 265,000 $ 265,000 $ 0
Knox County Missouri 1 $ 75,000 $ 75,000 $ 77,000
Laclede County Missouri 1 $ 205,000 $ 205,000 $ 144,000
Lafayette County Missouri 1 $ 185,000 $ 185,000 $ 0
Lawrence County Missouri 1 $ 165,000 $ 165,000 $ 0
Maries County Missouri 1 $ 65,000 $ 65,000 $ 32,000
McDonald County Missouri 1 $ 175,000 $ 175,000 $ 113,000
Mercer County Missouri 1 $ 125,000 $ 125,000 $ 36,000
Montgomery County Missouri 1 $ 235,000 $ 235,000 $ 81,000
Phelps County Missouri 1 $ 215,000 $ 215,000 $ 0
Shannon County Missouri 1 $ 165,000 $ 165,000 $ 49,000
Texas County Missouri 1 $ 225,000 $ 225,000 $ 201,000
Webster County Missouri 1 $ 195,000 $ 195,000 $ 0
Beaverhead County Montana 1 $ 205,000 $ 205,000 $ 62,000
Carbon County Montana 1 $ 165,000 $ 165,000 $ 59,000
Dawson County Montana 1 $ 85,000 $ 85,000 $ 33,000
Judith Basin County Montana 1 $ 245,000 $ 245,000 $ 0
Sanders County Montana 1 $ 295,000 $ 295,000 $ 58,000
Silver Bow County Montana 1 $ 155,000 $ 155,000 $ 30,000
Stillwater County Montana 1 $ 205,000 $ 205,000 $ 79,000
Valley County Montana 1 $ 155,000 $ 155,000 $ 74,000
Adams County Nebraska 1 $ 165,000 $ 165,000 $ 59,000
Cuming County Nebraska 1 $ 205,000 $ 205,000 $ 69,000
Keith County Nebraska 1 $ 475,000 $ 475,000 $ 115,000
Madison County Nebraska 1 $ 155,000 $ 155,000 $ 44,000
Platte County Nebraska 1 $ 225,000 $ 225,000 $ 49,000
Scotts Bluff County Nebraska 1 $ 135,000 $ 135,000 $ 56,000
White Pine County Nevada 1 $ 325,000 $ 325,000 $ 0
Coos County New Hampshire 1 $ 185,000 $ 185,000 $ 62,000
Curry County New Mexico 1 $ 185,000 $ 185,000 $ 0
Quay County New Mexico 1 $ 105,000 $ 105,000 $ 73,000
Allegany County New York 1 $ 225,000 $ 225,000 $ 122,000
Cayuga County New York 1 $ 125,000 $ 125,000 $ 75,000
Delaware County New York 1 $ 115,000 $ 115,000 $ 46,000
Essex County New York 1 $ 205,000 $ 205,000 $ 236,000
Herkimer County New York 1 $ 165,000 $ 165,000 $ 0
Livingston County New York 1 $ 115,000 $ 115,000 $ 47,000
Schenectady County New York 1 $ 145,000 $ 145,000 $ 0
Schoharie County New York 1 $ 125,000 $ 125,000 $ 32,000
Seneca County New York 1 $ 285,000 $ 285,000 $ 75,000
Steuben County New York 1 $ 115,000 $ 115,000 $ 57,000
Warren County New York 1 $ 395,000 $ 395,000 $ 100,000
Wayne County New York 1 $ 405,000 $ 405,000 $ 80,000
Anson County North Carolina 1 $ 65,000 $ 65,000 $ 42,000
Bladen County North Carolina 1 $ 95,000 $ 95,000 $ 33,000
Camden County North Carolina 1 $ 265,000 $ 265,000 $ 90,000
Cherokee County North Carolina 1 $ 245,000 $ 245,000 $ 26,000
Greene County North Carolina 1 $ 125,000 $ 125,000 $ 45,000
Halifax County North Carolina 1 $ 255,000 $ 255,000 $ 96,000
Hertford County North Carolina 1 $ 205,000 $ 205,000 $ 0
Hyde County North Carolina 1 $ 295,000 $ 295,000 $ 56,000
Jones County North Carolina 1 $ 305,000 $ 305,000 $ 65,000
Macon County North Carolina 1 $ 285,000 $ 285,000 $ 455,000
Martin County North Carolina 1 $ 75,000 $ 75,000 $ 37,000
Mitchell County North Carolina 1 $ 175,000 $ 175,000 $ 56,000
Montgomery County North Carolina 1 $ 145,000 $ 145,000 $ 157,000
Perquimans County North Carolina 1 $ 175,000 $ 175,000 $ 0
Polk County North Carolina 1 $ 235,000 $ 235,000 $ 76,000
Scotland County North Carolina 1 $ 115,000 $ 115,000 $ 31,000
Surry County North Carolina 1 $ 115,000 $ 115,000 $ 64,000
Wilkes County North Carolina 1 $ 395,000 $ 395,000 $ 52,000
Bottineau County North Dakota 1 $ 515,000 $ 515,000 $ 207,000
Dunn County North Dakota 1 $ 195,000 $ 195,000 $ 157,000
Morton County North Dakota 1 $ 165,000 $ 165,000 $ 42,000
Stark County North Dakota 1 $ 175,000 $ 175,000 $ 115,000
Adams County Ohio 1 $ 75,000 $ 75,000 $ 51,000
Ashtabula County Ohio 1 $ 135,000 $ 135,000 $ 0
Athens County Ohio 1 $ 205,000 $ 205,000 $ 25,000
Brown County Ohio 1 $ 125,000 $ 125,000 $ 65,000
Carroll County Ohio 1 $ 265,000 $ 265,000 $ 103,000
Clinton County Ohio 1 $ 195,000 $ 195,000 $ 0
Crawford County Ohio 1 $ 165,000 $ 165,000 $ 42,000
Erie County Ohio 1 $ 155,000 $ 155,000 $ 46,000
Hancock County Ohio 1 $ 155,000 $ 155,000 $ 0
Henry County Ohio 1 $ 135,000 $ 135,000 $ 60,000
Hocking County Ohio 1 $ 235,000 $ 235,000 $ 137,000
Jefferson County Ohio 1 $ 105,000 $ 105,000 $ 124,000
Logan County Ohio 1 $ 115,000 $ 115,000 $ 67,000
Mercer County Ohio 1 $ 105,000 $ 105,000 $ 115,000
Monroe County Ohio 1 $ 135,000 $ 135,000 $ 36,000
Ottawa County Ohio 1 $ 225,000 $ 225,000 $ 155,000
Perry County Ohio 1 $ 125,000 $ 125,000 $ 122,000
Pike County Ohio 1 $ 165,000 $ 165,000 $ 43,000
Preble County Ohio 1 $ 185,000 $ 185,000 $ 52,000
Van Wert County Ohio 1 $ 235,000 $ 235,000 $ 90,000
Adair County Oklahoma 1 $ 215,000 $ 215,000 $ 64,000
Bryan County Oklahoma 1 $ 245,000 $ 245,000 $ 0
Cherokee County Oklahoma 1 $ 105,000 $ 105,000 $ 96,000
Cotton County Oklahoma 1 $ 195,000 $ 195,000 $ 0
Custer County Oklahoma 1 $ 365,000 $ 365,000 $ 91,000
Garfield County Oklahoma 1 $ 345,000 $ 345,000 $ 162,000
Kay County Oklahoma 1 $ 65,000 $ 65,000 $ 17,000
McClain County Oklahoma 1 $ 275,000 $ 275,000 $ 28,000
McIntosh County Oklahoma 1 $ 125,000 $ 125,000 $ 143,000
Muskogee County Oklahoma 1 $ 165,000 $ 165,000 $ 0
Osage County Oklahoma 1 $ 165,000 $ 165,000 $ 91,000
Pontotoc County Oklahoma 1 $ 185,000 $ 185,000 $ 56,000
Curry County Oregon 1 $ 165,000 $ 165,000 $ 32,000
Hood River County Oregon 1 $ 255,000 $ 255,000 $ 53,000
Jefferson County Oregon 1 $ 195,000 $ 195,000 $ 66,000
Wallowa County Oregon 1 $ 205,000 $ 205,000 $ 60,000
Beaver County Pennsylvania 1 $ 265,000 $ 265,000 $ 63,000
Bedford County Pennsylvania 1 $ 475,000 $ 475,000 $ 0
Bradford County Pennsylvania 1 $ 105,000 $ 105,000 $ 30,000
Cambria County Pennsylvania 1 $ 155,000 $ 155,000 $ 52,000
Clearfield County Pennsylvania 1 $ 85,000 $ 85,000 $ 35,000
Clinton County Pennsylvania 1 $ 305,000 $ 305,000 $ 304,000
Elk County Pennsylvania 1 $ 185,000 $ 185,000 $ 75,000
Huntingdon County Pennsylvania 1 $ 165,000 $ 165,000 $ 39,000
Indiana County Pennsylvania 1 $ 215,000 $ 215,000 $ 72,000
Montour County Pennsylvania 1 $ 245,000 $ 245,000 $ 54,000
Union County Pennsylvania 1 $ 125,000 $ 125,000 $ 74,000
Allendale County South Carolina 1 $ 75,000 $ 75,000 $ 48,000
Cherokee County South Carolina 1 $ 195,000 $ 195,000 $ 62,000
Chester County South Carolina 1 $ 255,000 $ 255,000 $ 106,000
Jasper County South Carolina 1 $ 205,000 $ 205,000 $ 60,000
Union County South Carolina 1 $ 105,000 $ 105,000 $ 66,000
Beadle County South Dakota 1 $ 125,000 $ 125,000 $ 0
Brown County South Dakota 1 $ 255,000 $ 255,000 $ 0
Butte County South Dakota 1 $ 155,000 $ 155,000 $ 38,000
Charles Mix County South Dakota 1 $ 165,000 $ 165,000 $ 80,000
Davison County South Dakota 1 $ 225,000 $ 225,000 $ 0
Hutchinson County South Dakota 1 $ 165,000 $ 165,000 $ 75,000
Lincoln County South Dakota 1 $ 185,000 $ 185,000 $ 50,000
Minnehaha County South Dakota 1 $ 335,000 $ 335,000 $ 124,000
Bradley County Tennessee 1 $ 115,000 $ 115,000 $ 46,000
Carroll County Tennessee 1 $ 185,000 $ 185,000 $ 79,000
Claiborne County Tennessee 1 $ 135,000 $ 135,000 $ 49,000
Dyer County Tennessee 1 $ 235,000 $ 235,000 $ 70,000
Fayette County Tennessee 1 $ 265,000 $ 265,000 $ 139,000
Hardin County Tennessee 1 $ 195,000 $ 195,000 $ 78,000
Hawkins County Tennessee 1 $ 125,000 $ 125,000 $ 39,000
Houston County Tennessee 1 $ 235,000 $ 235,000 $ 0
Jackson County Tennessee 1 $ 155,000 $ 155,000 $ 73,000
Lawrence County Tennessee 1 $ 135,000 $ 135,000 $ 27,000
Obion County Tennessee 1 $ 135,000 $ 135,000 $ 0
Polk County Tennessee 1 $ 105,000 $ 105,000 $ 51,000
Sequatchie County Tennessee 1 $ 115,000 $ 115,000 $ 46,000
Smith County Tennessee 1 $ 155,000 $ 155,000 $ 42,000
Stewart County Tennessee 1 $ 215,000 $ 215,000 $ 47,000
Unicoi County Tennessee 1 $ 225,000 $ 225,000 $ 0
Union County Tennessee 1 $ 235,000 $ 235,000 $ 51,000
Weakley County Tennessee 1 $ 165,000 $ 165,000 $ 0
Blanco County Texas 1 $ 515,000 $ 515,000 $ 117,000
Burnet County Texas 1 $ 135,000 $ 135,000 $ 113,000
Cass County Texas 1 $ 135,000 $ 135,000 $ 64,000
Chambers County Texas 1 $ 105,000 $ 105,000 $ 54,000
Comanche County Texas 1 $ 205,000 $ 205,000 $ 0
Concho County Texas 1 $ 265,000 $ 265,000 $ 93,000
Eastland County Texas 1 $ 85,000 $ 85,000 $ 28,000
Erath County Texas 1 $ 175,000 $ 175,000 $ 154,000
Grimes County Texas 1 $ 265,000 $ 265,000 $ 74,000
Howard County Texas 1 $ 185,000 $ 185,000 $ 0
Kendall County Texas 1 $ 445,000 $ 445,000 $ 53,000
Kleberg County Texas 1 $ 215,000 $ 215,000 $ 173,000
Lampasas County Texas 1 $ 355,000 $ 355,000 $ 39,000
Milam County Texas 1 $ 365,000 $ 365,000 $ 76,000
Mitchell County Texas 1 $ 155,000 $ 155,000 $ 56,000
Nacogdoches County Texas 1 $ 375,000 $ 375,000 $ 131,000
Panola County Texas 1 $ 135,000 $ 135,000 $ 93,000
Pecos County Texas 1 $ 265,000 $ 265,000 $ 149,000
Polk County Texas 1 $ 305,000 $ 305,000 $ 74,000
Red River County Texas 1 $ 305,000 $ 305,000 $ 150,000
Tom Green County Texas 1 $ 155,000 $ 155,000 $ 0
Val Verde County Texas 1 $ 325,000 $ 325,000 $ 70,000
Waller County Texas 1 $ 175,000 $ 175,000 $ 80,000
Iron County Utah 1 $ 175,000 $ 175,000 $ 0
Kane County Utah 1 $ 215,000 $ 215,000 $ 0
Morgan County Utah 1 $ 375,000 $ 375,000 $ 271,000
Sevier County Utah 1 $ 395,000 $ 395,000 $ 69,000
Summit County Utah 1 $ 745,000 $ 745,000 $ 133,000
Uintah County Utah 1 $ 185,000 $ 185,000 $ 61,000
Wasatch County Utah 1 $ 185,000 $ 185,000 $ 42,000
Franklin County Vermont 1 $ 165,000 $ 165,000 $ 0
Rutland County Vermont 1 $ 205,000 $ 205,000 $ 0
Washington County Vermont 1 $ 165,000 $ 165,000 $ 0
Accomack County Virginia 1 $ 225,000 $ 225,000 $ 216,000
Amherst County Virginia 1 $ 215,000 $ 215,000 $ 58,000
Appomattox County Virginia 1 $ 265,000 $ 265,000 $ 0
Botetourt County Virginia 1 $ 185,000 $ 185,000 $ 0
Brunswick County Virginia 1 $ 205,000 $ 205,000 $ 95,000
Buckingham County Virginia 1 $ 255,000 $ 255,000 $ 91,000
Campbell County Virginia 1 $ 145,000 $ 145,000 $ 24,000
Clarke County Virginia 1 $ 145,000 $ 145,000 $ 27,000
Craig County Virginia 1 $ 225,000 $ 225,000 $ 65,000
Danville County Virginia 1 $ 205,000 $ 205,000 $ 0
Fairfax City County Virginia 1 $ 855,000 $ 855,000 $ 0
Fluvanna County Virginia 1 $ 225,000 $ 225,000 $ 0
Fredericksburg County Virginia 1 $ 185,000 $ 185,000 $ 167,000
Gloucester County Virginia 1 $ 345,000 $ 345,000 $ 125,000
Goochland County Virginia 1 $ 265,000 $ 265,000 $ 56,000
Harrisonburg County Virginia 1 $ 165,000 $ 165,000 $ 0
King and Queen County Virginia 1 $ 105,000 $ 105,000 $ 34,000
King George County Virginia 1 $ 365,000 $ 365,000 $ 0
King William County Virginia 1 $ 195,000 $ 195,000 $ 0
Lunenburg County Virginia 1 $ 155,000 $ 155,000 $ 54,000
Mathews County Virginia 1 $ 205,000 $ 205,000 $ 119,000
Montgomery County Virginia 1 $ 205,000 $ 205,000 $ 0
Poquoson County Virginia 1 $ 225,000 $ 225,000 $ 0
Richmond County Virginia 1 $ 345,000 $ 345,000 $ 116,000
Roanoke City County Virginia 1 $ 315,000 $ 315,000 $ 240,000
Shenandoah County Virginia 1 $ 205,000 $ 205,000 $ 0
Smyth County Virginia 1 $ 145,000 $ 145,000 $ 95,000
Southampton County Virginia 1 $ 335,000 $ 335,000 $ 100,000
Sussex County Virginia 1 $ 195,000 $ 195,000 $ 0
Westmoreland County Virginia 1 $ 505,000 $ 505,000 $ 54,000
Williamsburg County Virginia 1 $ 105,000 $ 105,000 $ 27,000
Douglas County Washington 1 $ 445,000 $ 445,000 $ 90,000
Franklin County Washington 1 $ 245,000 $ 245,000 $ 0
Jefferson County Washington 1 $ 295,000 $ 295,000 $ 54,000
Kittitas County Washington 1 $ 305,000 $ 305,000 $ 0
Klickitat County Washington 1 $ 345,000 $ 345,000 $ 0
Mason County Washington 1 $ 325,000 $ 325,000 $ 93,000
Okanogan County Washington 1 $ 375,000 $ 375,000 $ 19,000
Pacific County Washington 1 $ 135,000 $ 135,000 $ 47,000
Stevens County Washington 1 $ 115,000 $ 115,000 $ 38,000
Brooke County West Virginia 1 $ 175,000 $ 175,000 $ 0
Cabell County West Virginia 1 $ 265,000 $ 265,000 $ 0
Hardy County West Virginia 1 $ 185,000 $ 185,000 $ 53,000
Kanawha County West Virginia 1 $ 225,000 $ 225,000 $ 0
Lewis County West Virginia 1 $ 325,000 $ 325,000 $ 32,000
Lincoln County West Virginia 1 $ 185,000 $ 185,000 $ 0
Mineral County West Virginia 1 $ 115,000 $ 115,000 $ 0
Monroe County West Virginia 1 $ 105,000 $ 105,000 $ 56,000
Ohio County West Virginia 1 $ 125,000 $ 125,000 $ 57,000
Raleigh County West Virginia 1 $ 185,000 $ 185,000 $ 0
Wayne County West Virginia 1 $ 195,000 $ 195,000 $ 103,000
Webster County West Virginia 1 $ 385,000 $ 385,000 $ 356,000
Burnett County Wisconsin 1 $ 695,000 $ 695,000 $ 0
Chippewa County Wisconsin 1 $ 215,000 $ 215,000 $ 130,000
Door County Wisconsin 1 $ 335,000 $ 335,000 $ 45,000
Forest County Wisconsin 1 $ 235,000 $ 235,000 $ 70,000
Iowa County Wisconsin 1 $ 85,000 $ 85,000 $ 44,000
Juneau County Wisconsin 1 $ 75,000 $ 75,000 $ 37,000
Kewaunee County Wisconsin 1 $ 165,000 $ 165,000 $ 63,000
Monroe County Wisconsin 1 $ 215,000 $ 215,000 $ 61,000
Pierce County Wisconsin 1 $ 265,000 $ 265,000 $ 0
Polk County Wisconsin 1 $ 205,000 $ 205,000 $ 64,000
Portage County Wisconsin 1 $ 235,000 $ 235,000 $ 117,000
Shawano County Wisconsin 1 $ 235,000 $ 235,000 $ 158,000
Vilas County Wisconsin 1 $ 515,000 $ 515,000 $ 164,000
Waushara County Wisconsin 1 $ 205,000 $ 205,000 $ 38,000
Winnebago County Wisconsin 1 $ 175,000 $ 175,000 $ 60,000
Fremont County Wyoming 1 $ 265,000 $ 265,000 $ 54,000
Johnson County Wyoming 1 $ 175,000 $ 175,000 $ 32,000
Sheridan County Wyoming 1 $ 225,000 $ 225,000 $ 0
Sublette County Wyoming 1 $ 175,000 $ 175,000 $ 193,000
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The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Magnolia Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,605 $2,133,775,000 $247,000 $1,135,000 $105,000 $2,984,000
Cash-out Refinancing 6,302 $1,596,300,000 $253,000 $3,505,000 $91,000 $2,100,000
Home Purchase 5,198 $1,108,170,000 $213,000 $1,365,000 $84,000 $1,386,000
Other Purpose 104 $18,850,000 $181,000 $525,000 $93,000 $392,000
Home Improvement 43 $8,385,000 $195,000 $525,000 $98,000 $367,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 15,255 $3,581,375,000 $234,000 $3,505,000 $93,000 $2,100,000
Black or African American 2,138 $543,010,000 $253,000 $935,000 $85,000 $1,417,000
Not Provided 1,141 $273,925,000 $240,000 $1,105,000 $99,000 $2,984,000
Hispanic 1,101 $283,415,000 $257,000 $1,005,000 $86,000 $800,000
Asian 449 $135,595,000 $301,000 $1,145,000 $119,000 $1,936,000
American Indian or Alaskan Native 116 $30,390,000 $261,000 $815,000 $84,000 $324,000
Native Hawaiian or Other Pacific Islander 35 $12,105,000 $345,000 $1,335,000 $96,000 $230,000
Not applicable 3 $505,000 $168,000 $245,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,979 $2,330,315,000 $233,000 $3,505,000 $104,000 $2,984,000
VA-guaranteed (Veterans Administration) 7,328 $1,953,270,000 $266,000 $1,805,000 $85,000 $2,100,000
FHA-insured (Federal Housing Administration) 2,074 $438,980,000 $211,000 $935,000 $71,000 $804,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 871 $142,915,000 $164,000 $435,000 $53,000 $161,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,260 $2,832,240,000 $231,000 $985,000 $94,000 $1,386,000
Application Withdrawn By Applicant 4,767 $1,230,185,000 $258,000 $3,505,000 $96,000 $2,984,000
Application Denied By Financial Institution 2,461 $608,735,000 $247,000 $1,805,000 $80,000 $900,000
File Closed For Incompleteness 655 $167,915,000 $256,000 $1,005,000 $103,000 $1,936,000
Application Approved But Not Accepted 104 $25,120,000 $241,000 $755,000 $102,000 $892,000
Loan Purchased By The Institution 5 $1,285,000 $257,000 $575,000 $114,000 $149,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 17,791 $4,256,745,000 $239,000 $3,505,000 $95,000 $2,984,000
Debt-To-Income Ratio 583 $153,945,000 $264,000 $865,000 $62,000 $315,000
Credit Application Incomplete 530 $135,210,000 $255,000 $1,365,000 $92,000 $900,000
Credit History 499 $116,655,000 $233,000 $905,000 $79,000 $660,000
Other 381 $91,905,000 $241,000 $1,805,000 $90,000 $658,000
Collateral 309 $73,715,000 $238,000 $1,335,000 $89,000 $549,000
Unverifiable Information 106 $26,120,000 $246,000 $515,000 $92,000 $430,000
Employment History 37 $8,115,000 $219,000 $595,000 $72,000 $210,000
Insufficient Cash (Downpayment, Closing Cost) 14 $2,850,000 $203,000 $445,000 $88,000 $382,000
Mortgage Insurance Denied 2 $220,000 $110,000 $135,000 $69,000 $83,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.

Download the Kentucky Lender List