Magnolia Bank Mortgage Lending & HMDA Data, 2020
In 2020, Magnolia Bank of Hodgenville, KY reported 20,252 mortgage applications totaling $4.9 billion, up 34% from 2019. The average application was for $240,246, and applicants reported an average income of $95,177. 61% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Louisville/Jefferson County, KY-IN (1,315), Atlanta-Sandy Springs-Roswell, GA (917) and Washington-Arlington-Alexandria, DC-VA-MD-WV (353) (applications in parentheses).
| Mortgage Company & Address | Magnolia Bank Po Box 188 Hodgenville, KY 42748 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 20,252 |
| Total Mortgage Loan Application Amount | $4,865,480,000 |
| Average Mortgage Loan Application Amount | $240,246 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $95,177 |
| Highest Applicant Income | $2,984,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Magnolia Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 3,305 | $ 646,285,000 | $ 195,547 | $ 82,511 |
| Louisville/Jefferson County, KY-IN | 1,315 | $ 280,915,000 | $ 213,623 | $ 89,158 |
| Atlanta-Sandy Springs-Roswell, GA | 917 | $ 202,425,000 | $ 220,747 | $ 86,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 353 | $ 125,035,000 | $ 354,206 | $ 115,124 |
| Asheville, NC | 322 | $ 74,940,000 | $ 232,732 | $ 92,000 |
| Phoenix-Mesa-Scottsdale, AZ | 309 | $ 80,175,000 | $ 259,466 | $ 87,000 |
| Augusta-Richmond County, GA-SC | 307 | $ 60,995,000 | $ 198,680 | $ 91,957 |
| Charlotte-Concord-Gastonia, NC-SC | 300 | $ 73,720,000 | $ 245,733 | $ 105,466 |
| Columbia, SC | 287 | $ 59,005,000 | $ 205,592 | $ 95,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 260 | $ 66,560,000 | $ 256,000 | $ 78,000 |
| Jackson, MS | 235 | $ 60,675,000 | $ 258,191 | $ 114,000 |
| Bowling Green, KY | 233 | $ 49,805,000 | $ 213,755 | $ 96,000 |
| Tampa-St. Petersburg-Clearwater, FL | 219 | $ 55,215,000 | $ 252,123 | $ 95,000 |
| New York-Jersey City-White Plains, NY-NJ | 208 | $ 81,180,000 | $ 390,288 | $ 147,961 |
| Savannah, GA | 202 | $ 43,480,000 | $ 215,247 | $ 98,000 |
| Raleigh, NC | 199 | $ 52,895,000 | $ 265,804 | $ 118,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 195 | $ 40,685,000 | $ 208,641 | $ 85,641 |
| Riverside-San Bernardino-Ontario, CA | 190 | $ 56,670,000 | $ 298,263 | $ 91,000 |
| Las Vegas-Henderson-Paradise, NV | 182 | $ 49,450,000 | $ 271,703 | $ 81,000 |
| Los Angeles-Long Beach-Glendale, CA | 180 | $ 72,530,000 | $ 402,944 | $ 113,000 |
| St. Louis, MO-IL | 180 | $ 39,240,000 | $ 218,000 | $ 94,633 |
| Elizabethtown-Fort Knox, KY | 178 | $ 31,780,000 | $ 178,539 | $ 96,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 174 | $ 45,540,000 | $ 261,724 | $ 90,109 |
| Kansas City, MO-KS | 171 | $ 40,845,000 | $ 238,859 | $ 101,520 |
| Athens-Clarke County, GA | 170 | $ 34,520,000 | $ 203,058 | $ 87,000 |
| Dallas-Plano-Irving, TX | 169 | $ 44,315,000 | $ 262,218 | $ 136,000 |
| Indianapolis-Carmel-Anderson, IN | 169 | $ 37,555,000 | $ 222,218 | $ 97,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 168 | $ 44,630,000 | $ 265,654 | $ 89,595 |
| Orlando-Kissimmee-Sanford, FL | 162 | $ 39,670,000 | $ 244,876 | $ 101,000 |
| Columbus, OH | 160 | $ 33,480,000 | $ 209,250 | $ 84,000 |
| Boston, MA | 159 | $ 61,805,000 | $ 388,710 | $ 97,000 |
| Florence, SC | 156 | $ 30,810,000 | $ 197,500 | $ 90,000 |
| Daphne-Fairhope-Foley, AL | 151 | $ 33,975,000 | $ 225,000 | $ 76,000 |
| Houston-The Woodlands-Sugar Land, TX | 151 | $ 35,775,000 | $ 236,920 | $ 134,000 |
| Denver-Aurora-Lakewood, CO | 150 | $ 48,670,000 | $ 324,466 | $ 110,000 |
| Jacksonville, FL | 148 | $ 36,850,000 | $ 248,986 | $ 104,000 |
| Fort Worth-Arlington, TX | 143 | $ 35,915,000 | $ 251,153 | $ 121,000 |
| Greenville-Anderson-Mauldin, SC | 136 | $ 29,240,000 | $ 215,000 | $ 85,000 |
| Chicago-Naperville, IL | 130 | $ 33,530,000 | $ 257,923 | $ 106,000 |
| New York-Newark, NY | 113 | $ 33,815,000 | $ 299,247 | $ 126,088 |
| Cleveland-Elyria, OH | 112 | $ 18,760,000 | $ 167,500 | $ 83,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 112 | $ 36,550,000 | $ 326,339 | $ 95,000 |
| Huntsville, AL | 109 | $ 27,365,000 | $ 251,055 | $ 110,000 |
| Baltimore-Columbia-Towson, MD | 105 | $ 30,685,000 | $ 292,238 | $ 104,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 105 | $ 31,465,000 | $ 299,666 | $ 77,971 |
| Providence-Warwick, RI-MA | 104 | $ 29,490,000 | $ 283,557 | $ 81,807 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 103 | $ 28,155,000 | $ 273,349 | $ 91,000 |
| Nassau County-Suffolk County, NY | 102 | $ 36,470,000 | $ 357,549 | $ 146,000 |
| San Diego-Carlsbad, CA | 102 | $ 41,010,000 | $ 402,058 | $ 123,000 |
| Charleston-North Charleston, SC | 100 | $ 25,250,000 | $ 252,500 | $ 98,000 |
| Pensacola-Ferry Pass-Brent, FL | 95 | $ 19,235,000 | $ 202,473 | $ 92,000 |
| Colorado Springs, CO | 94 | $ 25,400,000 | $ 270,212 | $ 82,000 |
| Beaumont-Port Arthur, TX | 87 | $ 16,555,000 | $ 190,287 | $ 100,000 |
| Columbia, MO | 85 | $ 17,255,000 | $ 203,000 | $ 79,000 |
| Ogden-Clearfield, UT | 85 | $ 22,895,000 | $ 269,352 | $ 85,000 |
| Warren-Troy-Farmington Hills, MI | 85 | $ 20,575,000 | $ 242,058 | $ 90,000 |
| Memphis, TN-MS-AR | 83 | $ 18,905,000 | $ 227,771 | $ 96,817 |
| Cambridge-Newton-Framingham, MA | 78 | $ 26,660,000 | $ 341,794 | $ 97,000 |
| Sumter, SC | 75 | $ 13,815,000 | $ 184,200 | $ 90,000 |
| Gulfport-Biloxi-Pascagoula, MS | 74 | $ 15,530,000 | $ 209,864 | $ 94,000 |
| Little Rock-North Little Rock-Conway, AR | 74 | $ 15,010,000 | $ 202,837 | $ 87,000 |
| Cincinnati, OH-KY-IN | 72 | $ 14,810,000 | $ 205,694 | $ 80,069 |
| Richmond, VA | 72 | $ 17,630,000 | $ 244,861 | $ 87,000 |
| Salt Lake City, UT | 71 | $ 20,125,000 | $ 283,450 | $ 80,000 |
| Clarksville, TN-KY | 69 | $ 13,725,000 | $ 198,913 | $ 90,913 |
| Albuquerque, NM | 68 | $ 14,050,000 | $ 206,617 | $ 66,000 |
| Akron, OH | 67 | $ 11,295,000 | $ 168,582 | $ 74,000 |
| Bridgeport-Stamford-Norwalk, CT | 67 | $ 23,035,000 | $ 343,805 | $ 104,000 |
| San Antonio-New Braunfels, TX | 66 | $ 15,170,000 | $ 229,848 | $ 79,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 66 | $ 16,640,000 | $ 252,121 | $ 86,000 |
| Fayetteville, NC | 64 | $ 13,310,000 | $ 207,968 | $ 94,000 |
| Oklahoma City, OK | 64 | $ 14,950,000 | $ 233,593 | $ 85,000 |
| Reno, NV | 64 | $ 18,750,000 | $ 292,968 | $ 80,000 |
| Lexington-Fayette, KY | 62 | $ 12,850,000 | $ 207,258 | $ 96,000 |
| Miami-Miami Beach-Kendall, FL | 62 | $ 17,110,000 | $ 275,967 | $ 102,000 |
| Boise City, ID | 61 | $ 15,315,000 | $ 251,065 | $ 70,000 |
| Newark, NJ-PA | 58 | $ 16,930,000 | $ 291,896 | $ 138,034 |
| Oakland-Hayward-Berkeley, CA | 58 | $ 24,790,000 | $ 427,413 | $ 115,000 |
| Montgomery County-Bucks County-Chester County, PA | 57 | $ 14,415,000 | $ 252,894 | $ 90,000 |
| Anaheim-Santa Ana-Irvine, CA | 56 | $ 25,350,000 | $ 452,678 | $ 141,000 |
| Austin-Round Rock, TX | 55 | $ 16,865,000 | $ 306,636 | $ 130,000 |
| Tacoma-Lakewood, WA | 55 | $ 16,155,000 | $ 293,727 | $ 94,000 |
| Tucson, AZ | 55 | $ 12,425,000 | $ 225,909 | $ 79,000 |
| Santa Rosa, CA | 53 | $ 22,345,000 | $ 421,603 | $ 118,000 |
| Birmingham-Hoover, AL | 50 | $ 13,150,000 | $ 263,000 | $ 93,000 |
| New Orleans-Metairie, LA | 50 | $ 10,760,000 | $ 215,200 | $ 72,000 |
| Spartanburg, SC | 50 | $ 10,450,000 | $ 209,000 | $ 75,000 |
| Cape Coral-Fort Myers, FL | 49 | $ 11,305,000 | $ 230,714 | $ 95,000 |
| Lakeland-Winter Haven, FL | 49 | $ 10,865,000 | $ 221,734 | $ 78,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 47 | $ 10,075,000 | $ 214,361 | $ 82,000 |
| Palm Bay-Melbourne-Titusville, FL | 47 | $ 11,845,000 | $ 252,021 | $ 86,000 |
| Worcester, MA-CT | 47 | $ 12,315,000 | $ 262,021 | $ 87,106 |
| Seattle-Bellevue-Everett, WA | 46 | $ 13,800,000 | $ 300,000 | $ 102,000 |
| Durham-Chapel Hill, NC | 45 | $ 11,235,000 | $ 249,666 | $ 99,000 |
| Knoxville, TN | 45 | $ 9,495,000 | $ 211,000 | $ 77,000 |
| Omaha-Council Bluffs, NE-IA | 45 | $ 10,575,000 | $ 235,000 | $ 107,311 |
| Camden, NJ | 43 | $ 9,225,000 | $ 214,534 | $ 86,000 |
| North Port-Sarasota-Bradenton, FL | 42 | $ 10,440,000 | $ 248,571 | $ 82,000 |
| New Haven-Milford, CT | 41 | $ 11,125,000 | $ 271,341 | $ 104,000 |
| Provo-Orem, UT | 41 | $ 11,265,000 | $ 274,756 | $ 79,000 |
| Urban Honolulu, HI | 41 | $ 17,625,000 | $ 429,878 | $ 104,000 |
| Valdosta, GA | 41 | $ 7,185,000 | $ 175,243 | $ 86,000 |
| Anchorage, AK | 40 | $ 12,750,000 | $ 318,750 | $ 163,000 |
| Baton Rouge, LA | 40 | $ 8,260,000 | $ 206,500 | $ 72,000 |
| Columbus, GA-AL | 38 | $ 7,940,000 | $ 208,947 | $ 75,473 |
| Salem, OR | 38 | $ 9,560,000 | $ 251,578 | $ 65,000 |
| Milwaukee-Waukesha-West Allis, WI | 37 | $ 8,965,000 | $ 242,297 | $ 106,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 37 | $ 15,015,000 | $ 405,810 | $ 217,000 |
| Portland-South Portland, ME | 37 | $ 9,055,000 | $ 244,729 | $ 72,000 |
| Des Moines-West Des Moines, IA | 36 | $ 7,780,000 | $ 216,111 | $ 92,000 |
| Wilmington, DE-MD-NJ | 36 | $ 8,700,000 | $ 241,666 | $ 77,444 |
| Hickory-Lenoir-Morganton, NC | 35 | $ 6,375,000 | $ 182,142 | $ 85,000 |
| Crestview-Fort Walton Beach-Destin, FL | 34 | $ 8,150,000 | $ 239,705 | $ 103,000 |
| Pittsburgh, PA | 34 | $ 7,950,000 | $ 233,823 | $ 102,000 |
| Fresno, CA | 33 | $ 8,815,000 | $ 267,121 | $ 91,000 |
| Hartford-West Hartford-East Hartford, CT | 33 | $ 7,905,000 | $ 239,545 | $ 89,000 |
| Philadelphia, PA | 33 | $ 7,765,000 | $ 235,303 | $ 86,000 |
| Washington-Baltimore-Arlington, DC | 33 | $ 12,435,000 | $ 376,818 | $ 115,000 |
| Elgin, IL | 32 | $ 6,770,000 | $ 211,562 | $ 92,000 |
| Rockingham County-Strafford County, NH | 32 | $ 9,510,000 | $ 297,187 | $ 101,000 |
| Winston-Salem, NC | 32 | $ 6,020,000 | $ 188,125 | $ 86,000 |
| Chattanooga, TN-GA | 31 | $ 6,515,000 | $ 210,161 | $ 75,645 |
| Salisbury, MD-DE | 31 | $ 6,995,000 | $ 225,645 | $ 67,064 |
| Bakersfield, CA | 30 | $ 7,240,000 | $ 241,333 | $ 78,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 30 | $ 8,170,000 | $ 272,333 | $ 91,000 |
| Tulsa, OK | 30 | $ 7,460,000 | $ 248,666 | $ 92,000 |
| Vallejo-Fairfield, CA | 30 | $ 10,440,000 | $ 348,000 | $ 101,000 |
| Wilmington, NC | 30 | $ 7,890,000 | $ 263,000 | $ 128,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 29 | $ 7,915,000 | $ 272,931 | $ 118,000 |
| Dayton-Springfield-Kettering, OH | 28 | $ 5,630,000 | $ 201,071 | $ 80,000 |
| Greensboro-High Point, NC | 28 | $ 6,240,000 | $ 222,857 | $ 94,000 |
| Port St. Lucie, FL | 28 | $ 7,300,000 | $ 260,714 | $ 81,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 27 | $ 6,195,000 | $ 229,444 | $ 80,259 |
| Cape Girardeau, MO-IL | 27 | $ 4,155,000 | $ 153,888 | $ 76,259 |
| Lake County-Kenosha County, IL-WI | 27 | $ 6,885,000 | $ 255,000 | $ 139,851 |
| Greeley, CO | 25 | $ 6,605,000 | $ 264,200 | $ 73,000 |
| Killeen-Temple, TX | 25 | $ 5,595,000 | $ 223,800 | $ 109,000 |
| Dover, DE | 24 | $ 5,720,000 | $ 238,333 | $ 104,000 |
| Lake Havasu City-Kingman, AZ | 24 | $ 5,280,000 | $ 220,000 | $ 75,000 |
| Tallahassee, FL | 24 | $ 5,520,000 | $ 230,000 | $ 103,000 |
| Albany-Schenectady-Troy, NY | 23 | $ 5,065,000 | $ 220,217 | $ 84,000 |
| Panama City, FL | 23 | $ 5,495,000 | $ 238,913 | $ 87,000 |
| El Paso, TX | 22 | $ 3,790,000 | $ 172,272 | $ 74,000 |
| Gary, IN | 22 | $ 4,620,000 | $ 210,000 | $ 87,000 |
| Hagerstown-Martinsburg, MD-WV | 21 | $ 4,195,000 | $ 199,761 | $ 58,571 |
| Prescott Valley-Prescott, AZ | 21 | $ 5,395,000 | $ 256,904 | $ 66,000 |
| Shreveport-Bossier City, LA | 21 | $ 3,765,000 | $ 179,285 | $ 74,000 |
| Wichita, KS | 21 | $ 4,685,000 | $ 223,095 | $ 91,000 |
| Eugene, OR | 20 | $ 5,210,000 | $ 260,500 | $ 76,000 |
| Medford, OR | 20 | $ 4,900,000 | $ 245,000 | $ 82,000 |
| Montgomery, AL | 20 | $ 4,210,000 | $ 210,500 | $ 138,000 |
| Naples-Immokalee-Marco Island, FL | 20 | $ 6,650,000 | $ 332,500 | $ 186,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 20 | $ 10,250,000 | $ 512,500 | $ 122,000 |
| Gainesville, GA | 19 | $ 5,275,000 | $ 277,631 | $ 106,000 |
| Grand Rapids-Wyoming, MI | 19 | $ 3,625,000 | $ 190,789 | $ 76,000 |
| Youngstown-Warren-Boardman, OH-PA | 19 | $ 2,765,000 | $ 145,526 | $ 75,263 |
| Coeur D'Alene, ID | 18 | $ 4,260,000 | $ 236,666 | $ 64,000 |
| Jacksonville, NC | 18 | $ 3,740,000 | $ 207,777 | $ 75,000 |
| Madison, WI | 18 | $ 3,910,000 | $ 217,222 | $ 59,000 |
| Manchester-Nashua, NH | 18 | $ 4,780,000 | $ 265,555 | $ 69,000 |
| Olympia-Tumwater, WA | 18 | $ 4,860,000 | $ 270,000 | $ 92,000 |
| Springfield, MA | 18 | $ 3,410,000 | $ 189,444 | $ 64,000 |
| Stockton-Lodi, CA | 18 | $ 5,320,000 | $ 295,555 | $ 73,000 |
| Billings, MT | 17 | $ 3,875,000 | $ 227,941 | $ 71,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 17 | $ 3,705,000 | $ 217,941 | $ 89,000 |
| Harrisburg-Carlisle, PA | 17 | $ 4,125,000 | $ 242,647 | $ 87,000 |
| Lansing-East Lansing, MI | 17 | $ 3,425,000 | $ 201,470 | $ 79,000 |
| Las Cruces, NM | 17 | $ 3,615,000 | $ 212,647 | $ 61,000 |
| Modesto, CA | 17 | $ 4,185,000 | $ 246,176 | $ 75,000 |
| San Francisco-Redwood City-South San Francisco, CA | 17 | $ 8,615,000 | $ 506,764 | $ 148,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 17 | $ 6,705,000 | $ 394,411 | $ 105,000 |
| St. George, UT | 17 | $ 4,335,000 | $ 255,000 | $ 86,000 |
| Detroit-Dearborn-Livonia, MI | 16 | $ 2,980,000 | $ 186,250 | $ 91,000 |
| Mobile, AL | 16 | $ 2,910,000 | $ 181,875 | $ 66,000 |
| Ocala, FL | 16 | $ 3,660,000 | $ 228,750 | $ 88,000 |
| Springfield, MO | 16 | $ 3,500,000 | $ 218,750 | $ 76,000 |
| Auburn-Opelika, AL | 15 | $ 3,115,000 | $ 207,666 | $ 71,000 |
| Punta Gorda, FL | 15 | $ 3,505,000 | $ 233,666 | $ 69,000 |
| Bremerton-Silverdale, WA | 14 | $ 3,430,000 | $ 245,000 | $ 76,000 |
| Warner Robins, GA | 14 | $ 2,950,000 | $ 210,714 | $ 92,000 |
| Danville, IL | 13 | $ 1,805,000 | $ 138,846 | $ 77,000 |
| Evansville, IN-KY | 13 | $ 3,175,000 | $ 244,230 | $ 94,153 |
| Lancaster, PA | 13 | $ 2,985,000 | $ 229,615 | $ 52,000 |
| Macon-Bibb County, GA | 13 | $ 2,745,000 | $ 211,153 | $ 87,000 |
| Boulder, CO | 12 | $ 4,700,000 | $ 391,666 | $ 89,000 |
| California-Lexington Park, MD | 12 | $ 3,650,000 | $ 304,166 | $ 110,000 |
| Canton-Massillon, OH | 12 | $ 2,130,000 | $ 177,500 | $ 92,000 |
| Corpus Christi, TX | 12 | $ 2,500,000 | $ 208,333 | $ 74,000 |
| Fort Collins, CO | 12 | $ 2,980,000 | $ 248,333 | $ 81,000 |
| New Bern, NC | 12 | $ 2,660,000 | $ 221,666 | $ 144,000 |
| Salinas, CA | 12 | $ 5,040,000 | $ 420,000 | $ 98,000 |
| Santa Fe, NM | 12 | $ 3,020,000 | $ 251,666 | $ 103,000 |
| Spokane-Spokane Valley, WA | 12 | $ 2,980,000 | $ 248,333 | $ 63,000 |
| Visalia-Porterville, CA | 12 | $ 2,930,000 | $ 244,166 | $ 104,000 |
| Bloomington, IN | 11 | $ 2,255,000 | $ 205,000 | $ 89,000 |
| Cheyenne, WY | 11 | $ 2,605,000 | $ 236,818 | $ 54,000 |
| Chico, CA | 11 | $ 2,675,000 | $ 243,181 | $ 76,000 |
| Decatur, AL | 11 | $ 1,775,000 | $ 161,363 | $ 64,000 |
| Flint, MI | 11 | $ 2,185,000 | $ 198,636 | $ 65,000 |
| Fort Smith, AR-OK | 11 | $ 2,095,000 | $ 190,454 | $ 100,000 |
| Johnson City, TN | 11 | $ 2,465,000 | $ 224,090 | $ 86,000 |
| Lincoln, NE | 11 | $ 2,575,000 | $ 234,090 | $ 74,000 |
| Pueblo, CO | 11 | $ 2,575,000 | $ 234,090 | $ 61,000 |
| Syracuse, NY | 11 | $ 2,285,000 | $ 207,727 | $ 79,000 |
| Atlantic City-Hammonton, NJ | 10 | $ 2,270,000 | $ 227,000 | $ 172,000 |
| Charlottesville, VA | 10 | $ 2,310,000 | $ 231,000 | $ 63,000 |
| Flagstaff, AZ | 10 | $ 3,180,000 | $ 318,000 | $ 93,000 |
| Gainesville, FL | 10 | $ 2,040,000 | $ 204,000 | $ 64,000 |
| Great Falls, MT | 10 | $ 1,830,000 | $ 183,000 | $ 33,000 |
| Hinesville, GA | 10 | $ 2,110,000 | $ 211,000 | $ 61,000 |
| Hot Springs, AR | 10 | $ 2,430,000 | $ 243,000 | $ 103,000 |
| Huntington-Ashland, WV-KY-OH | 10 | $ 1,800,000 | $ 180,000 | $ 71,000 |
| Idaho Falls, ID | 10 | $ 2,860,000 | $ 286,000 | $ 71,000 |
| Lawton, OK | 10 | $ 2,560,000 | $ 256,000 | $ 168,000 |
| Longview, TX | 10 | $ 1,780,000 | $ 178,000 | $ 90,000 |
| Rochester, NY | 10 | $ 2,220,000 | $ 222,000 | $ 306,000 |
| Santa Cruz-Watsonville, CA | 10 | $ 4,260,000 | $ 426,000 | $ 103,000 |
| Sebring, FL | 10 | $ 1,580,000 | $ 158,000 | $ 43,000 |
| Yuma, AZ | 10 | $ 1,550,000 | $ 155,000 | $ 63,000 |
| Bend-Redmond, OR | 9 | $ 3,305,000 | $ 367,222 | $ 81,000 |
| Lafayette, LA | 9 | $ 1,985,000 | $ 220,555 | $ 101,000 |
| Lake Charles, LA | 9 | $ 2,105,000 | $ 233,888 | $ 69,000 |
| Muskegon, MI | 9 | $ 1,675,000 | $ 186,111 | $ 65,000 |
| Rapid City, SD | 9 | $ 1,705,000 | $ 189,444 | $ 56,000 |
| Redding, CA | 9 | $ 2,075,000 | $ 230,555 | $ 57,000 |
| Rochester, MN | 9 | $ 2,055,000 | $ 228,333 | $ 47,000 |
| Tuscaloosa, AL | 9 | $ 1,595,000 | $ 177,222 | $ 69,000 |
| Waco, TX | 9 | $ 1,675,000 | $ 186,111 | $ 88,000 |
| York-Hanover, PA | 9 | $ 1,635,000 | $ 181,666 | $ 75,000 |
| Bangor, ME | 8 | $ 1,810,000 | $ 226,250 | $ 72,000 |
| Cedar Rapids, IA | 8 | $ 1,610,000 | $ 201,250 | $ 76,000 |
| Davenport-Moline-Rock Island, IA-IL | 8 | $ 1,600,000 | $ 200,000 | $ 69,125 |
| East Stroudsburg, PA | 8 | $ 1,740,000 | $ 217,500 | $ 220,000 |
| Fairbanks, AK | 8 | $ 1,770,000 | $ 221,250 | $ 80,000 |
| Fort Wayne, IN | 8 | $ 2,180,000 | $ 272,500 | $ 107,000 |
| Goldsboro, NC | 8 | $ 1,660,000 | $ 207,500 | $ 45,000 |
| Hanford-Corcoran, CA | 8 | $ 1,950,000 | $ 243,750 | $ 92,000 |
| Lewiston, ID-WA | 8 | $ 1,870,000 | $ 233,750 | $ 83,000 |
| Lynchburg, VA | 8 | $ 1,660,000 | $ 207,500 | $ 57,000 |
| Monroe, MI | 8 | $ 1,560,000 | $ 195,000 | $ 51,000 |
| Pine Bluff, AR | 8 | $ 1,290,000 | $ 161,250 | $ 51,000 |
| Sierra Vista-Douglas, AZ | 8 | $ 1,580,000 | $ 197,500 | $ 74,000 |
| South Bend-Mishawaka, IN-MI | 8 | $ 1,260,000 | $ 157,500 | $ 71,000 |
| The Villages, FL | 8 | $ 2,040,000 | $ 255,000 | $ 87,000 |
| Winchester, VA-WV | 8 | $ 1,920,000 | $ 240,000 | $ 112,000 |
| Yakima, WA | 8 | $ 1,490,000 | $ 186,250 | $ 58,000 |
| Albany, OR | 7 | $ 1,705,000 | $ 243,571 | $ 40,000 |
| Anniston-Oxford-Jacksonville, AL | 7 | $ 1,165,000 | $ 166,428 | $ 56,000 |
| Barnstable Town, MA | 7 | $ 2,755,000 | $ 393,571 | $ 118,000 |
| Bellingham, WA | 7 | $ 1,975,000 | $ 282,142 | $ 68,000 |
| Brunswick, GA | 7 | $ 1,235,000 | $ 176,428 | $ 66,000 |
| Florence-Muscle Shoals, AL | 7 | $ 1,965,000 | $ 280,714 | $ 128,000 |
| Grand Junction, CO | 7 | $ 1,565,000 | $ 223,571 | $ 53,000 |
| Green Bay, WI | 7 | $ 1,395,000 | $ 199,285 | $ 60,000 |
| Jefferson City, MO | 7 | $ 895,000 | $ 127,857 | $ 55,000 |
| McAllen-Edinburg-Mission, TX | 7 | $ 1,115,000 | $ 159,285 | $ 106,000 |
| Roanoke, VA | 7 | $ 1,445,000 | $ 206,428 | $ 116,000 |
| Santa Maria-Santa Barbara, CA | 7 | $ 2,215,000 | $ 316,428 | $ 122,000 |
| Sebastian-Vero Beach, FL | 7 | $ 2,105,000 | $ 300,714 | $ 104,000 |
| Springfield, OH | 7 | $ 1,305,000 | $ 186,428 | $ 71,000 |
| Toledo, OH | 7 | $ 1,135,000 | $ 162,142 | $ 96,000 |
| Albany, GA | 6 | $ 1,430,000 | $ 238,333 | $ 93,000 |
| Ames, IA | 6 | $ 1,140,000 | $ 190,000 | $ 69,000 |
| Carson City, NV | 6 | $ 1,770,000 | $ 295,000 | $ 89,000 |
| Chambersburg-Waynesboro, PA | 6 | $ 1,040,000 | $ 173,333 | $ 76,000 |
| Champaign-Urbana, IL | 6 | $ 960,000 | $ 160,000 | $ 77,000 |
| Eau Claire, WI | 6 | $ 1,290,000 | $ 215,000 | $ 103,000 |
| Elkhart-Goshen, IN | 6 | $ 830,000 | $ 138,333 | $ 64,000 |
| Homosassa Springs, FL | 6 | $ 1,370,000 | $ 228,333 | $ 54,000 |
| Kennewick-Richland, WA | 6 | $ 1,740,000 | $ 290,000 | $ 73,000 |
| Kingsport-Bristol-Bristol, TN-VA | 6 | $ 960,000 | $ 160,000 | $ 56,000 |
| Madera, CA | 6 | $ 1,510,000 | $ 251,666 | $ 58,000 |
| Merced, CA | 6 | $ 1,270,000 | $ 211,666 | $ 91,000 |
| Missoula, MT | 6 | $ 1,490,000 | $ 248,333 | $ 62,000 |
| Mount Vernon-Anacortes, WA | 6 | $ 1,690,000 | $ 281,666 | $ 113,000 |
| Norwich-New London, CT | 6 | $ 1,990,000 | $ 331,666 | $ 161,000 |
| Racine, WI | 6 | $ 980,000 | $ 163,333 | $ 80,000 |
| Reading, PA | 6 | $ 1,380,000 | $ 230,000 | $ 93,000 |
| Rockford, IL | 6 | $ 930,000 | $ 155,000 | $ 87,000 |
| St. Cloud, MN | 6 | $ 1,180,000 | $ 196,666 | $ 44,000 |
| Twin Falls, ID | 6 | $ 1,470,000 | $ 245,000 | $ 74,000 |
| Tyler, TX | 6 | $ 1,370,000 | $ 228,333 | $ 68,000 |
| Yuba City, CA | 6 | $ 1,410,000 | $ 235,000 | $ 79,000 |
| Alexandria, LA | 5 | $ 995,000 | $ 199,000 | $ 74,000 |
| Appleton, WI | 5 | $ 1,035,000 | $ 207,000 | $ 92,000 |
| Burlington-South Burlington, VT | 5 | $ 1,045,000 | $ 209,000 | $ 92,000 |
| College Station-Bryan, TX | 5 | $ 1,165,000 | $ 233,000 | $ 68,000 |
| Fargo, ND-MN | 5 | $ 975,000 | $ 195,000 | $ 74,400 |
| Grants Pass, OR | 5 | $ 1,445,000 | $ 289,000 | $ 45,000 |
| Hammond, LA | 5 | $ 1,195,000 | $ 239,000 | $ 68,000 |
| Hattiesburg, MS | 5 | $ 1,025,000 | $ 205,000 | $ 87,000 |
| Houma-Thibodaux, LA | 5 | $ 1,155,000 | $ 231,000 | $ 66,000 |
| Iowa City, IA | 5 | $ 1,015,000 | $ 203,000 | $ 121,000 |
| Kahului-Wailuku-Lahaina, HI | 5 | $ 1,705,000 | $ 341,000 | $ 78,000 |
| Kingston, NY | 5 | $ 925,000 | $ 185,000 | $ 67,000 |
| Lebanon, PA | 5 | $ 995,000 | $ 199,000 | $ 73,000 |
| Lewiston-Auburn, ME | 5 | $ 1,015,000 | $ 203,000 | $ 97,000 |
| Peoria, IL | 5 | $ 1,245,000 | $ 249,000 | $ 72,000 |
| Pittsfield, MA | 5 | $ 775,000 | $ 155,000 | $ 58,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 5 | $ 1,095,000 | $ 219,000 | $ 97,000 |
| Bay City, MI | 4 | $ 1,010,000 | $ 252,500 | $ 119,000 |
| Binghamton, NY | 4 | $ 790,000 | $ 197,500 | $ 90,000 |
| Corvallis, OR | 4 | $ 1,080,000 | $ 270,000 | $ 83,000 |
| Duluth, MN-WI | 4 | $ 750,000 | $ 187,500 | $ 51,000 |
| Farmington, NM | 4 | $ 520,000 | $ 130,000 | $ 39,000 |
| Glens Falls, NY | 4 | $ 740,000 | $ 185,000 | $ 54,000 |
| Grand Forks, ND-MN | 4 | $ 740,000 | $ 185,000 | $ 87,750 |
| Janesville-Beloit, WI | 4 | $ 780,000 | $ 195,000 | $ 45,000 |
| Joplin, MO | 4 | $ 830,000 | $ 207,500 | $ 72,000 |
| Kalamazoo-Portage, MI | 4 | $ 920,000 | $ 230,000 | $ 66,000 |
| Lawrence, KS | 4 | $ 790,000 | $ 197,500 | $ 96,000 |
| Lima, OH | 4 | $ 870,000 | $ 217,500 | $ 123,000 |
| Longview, WA | 4 | $ 1,140,000 | $ 285,000 | $ 80,000 |
| Manhattan, KS | 4 | $ 820,000 | $ 205,000 | $ 121,000 |
| Mankato-North Mankato, MN | 4 | $ 880,000 | $ 220,000 | $ 119,000 |
| Michigan City-La Porte, IN | 4 | $ 650,000 | $ 162,500 | $ 73,000 |
| Morristown, TN | 4 | $ 790,000 | $ 197,500 | $ 137,000 |
| Odessa, TX | 4 | $ 670,000 | $ 167,500 | $ 131,000 |
| Pocatello, ID | 4 | $ 950,000 | $ 237,500 | $ 63,000 |
| Sherman-Denison, TX | 4 | $ 720,000 | $ 180,000 | $ 84,000 |
| State College, PA | 4 | $ 1,310,000 | $ 327,500 | $ 153,000 |
| Terre Haute, IN | 4 | $ 800,000 | $ 200,000 | $ 52,000 |
| Texarkana, TX-AR | 4 | $ 820,000 | $ 205,000 | $ 70,500 |
| Trenton, NJ | 4 | $ 1,160,000 | $ 290,000 | $ 103,000 |
| Walla Walla, WA | 4 | $ 1,030,000 | $ 257,500 | $ 98,000 |
| Waterloo-Cedar Falls, IA | 4 | $ 710,000 | $ 177,500 | $ 72,000 |
| Wenatchee, WA | 4 | $ 1,090,000 | $ 272,500 | $ 97,000 |
| Wichita Falls, TX | 4 | $ 820,000 | $ 205,000 | $ 113,000 |
| Abilene, TX | 3 | $ 445,000 | $ 148,333 | $ 65,000 |
| Altoona, PA | 3 | $ 515,000 | $ 171,666 | $ 78,000 |
| Amarillo, TX | 3 | $ 655,000 | $ 218,333 | $ 85,000 |
| Bismarck, ND | 3 | $ 705,000 | $ 235,000 | $ 59,000 |
| Bloomsburg-Berwick, PA | 3 | $ 535,000 | $ 178,333 | $ 43,000 |
| Burlington, NC | 3 | $ 725,000 | $ 241,666 | $ 86,000 |
| Carbondale-Marion, IL | 3 | $ 625,000 | $ 208,333 | $ 158,000 |
| Casper, WY | 3 | $ 665,000 | $ 221,666 | $ 112,000 |
| Columbus, IN | 3 | $ 545,000 | $ 181,666 | $ 50,000 |
| Dothan, AL | 3 | $ 465,000 | $ 155,000 | $ 40,000 |
| El Centro, CA | 3 | $ 885,000 | $ 295,000 | $ 76,000 |
| Greenville, NC | 3 | $ 645,000 | $ 215,000 | $ 81,000 |
| Ithaca, NY | 3 | $ 415,000 | $ 138,333 | $ 73,000 |
| Jonesboro, AR | 3 | $ 585,000 | $ 195,000 | $ 39,000 |
| Kokomo, IN | 3 | $ 605,000 | $ 201,666 | $ 84,000 |
| Logan, UT-ID | 3 | $ 665,000 | $ 221,666 | $ 69,000 |
| Morgantown, WV | 3 | $ 565,000 | $ 188,333 | $ 105,000 |
| Niles-Benton Harbor, MI | 3 | $ 1,025,000 | $ 341,666 | $ 49,000 |
| Owensboro, KY | 3 | $ 425,000 | $ 141,666 | $ 77,000 |
| Topeka, KS | 3 | $ 565,000 | $ 188,333 | $ 95,000 |
| Watertown-Fort Drum, NY | 3 | $ 565,000 | $ 188,333 | $ 127,000 |
| Wheeling, WV-OH | 3 | $ 475,000 | $ 158,333 | $ 112,333 |
| Williamsport, PA | 3 | $ 595,000 | $ 198,333 | $ 8,000 |
| Ann Arbor, MI | 2 | $ 500,000 | $ 250,000 | $ 111,000 |
| Bloomington, IL | 2 | $ 310,000 | $ 155,000 | $ 33,000 |
| Brownsville-Harlingen, TX | 2 | $ 440,000 | $ 220,000 | $ 232,000 |
| Charleston, WV | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Cleveland, TN | 2 | $ 220,000 | $ 110,000 | $ 48,000 |
| Dalton, GA | 2 | $ 220,000 | $ 110,000 | $ 84,000 |
| Decatur, IL | 2 | $ 260,000 | $ 130,000 | $ 83,000 |
| Erie, PA | 2 | $ 470,000 | $ 235,000 | $ 123,000 |
| Fond Du Lac, WI | 2 | $ 390,000 | $ 195,000 | $ 89,000 |
| Gadsden, AL | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Gettysburg, PA | 2 | $ 530,000 | $ 265,000 | $ 33,000 |
| Grand Island, NE | 2 | $ 470,000 | $ 235,000 | $ 74,000 |
| Jackson, MI | 2 | $ 250,000 | $ 125,000 | $ 47,000 |
| Jackson, TN | 2 | $ 620,000 | $ 310,000 | $ 112,000 |
| Kankakee, IL | 2 | $ 480,000 | $ 240,000 | $ 82,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 330,000 | $ 165,000 | $ 48,000 |
| Lafayette-West Lafayette, IN | 2 | $ 230,000 | $ 115,000 | $ 81,000 |
| Lubbock, TX | 2 | $ 290,000 | $ 145,000 | $ 105,000 |
| Mansfield, OH | 2 | $ 320,000 | $ 160,000 | $ 54,000 |
| Midland, MI | 2 | $ 430,000 | $ 215,000 | $ 126,000 |
| Midland, TX | 2 | $ 500,000 | $ 250,000 | $ 64,000 |
| Monroe, LA | 2 | $ 330,000 | $ 165,000 | $ 55,000 |
| Ocean City, NJ | 2 | $ 590,000 | $ 295,000 | $ 98,000 |
| Rocky Mount, NC | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Saginaw, MI | 2 | $ 550,000 | $ 275,000 | $ 81,000 |
| San Rafael, CA | 2 | $ 1,050,000 | $ 525,000 | $ 100,000 |
| Sioux Falls, SD | 2 | $ 520,000 | $ 260,000 | $ 87,000 |
| St. Joseph, MO-KS | 2 | $ 420,000 | $ 210,000 | $ 84,000 |
| Staunton-Waynesboro, VA | 2 | $ 610,000 | $ 305,000 | $ 95,000 |
| Wausau, WI | 2 | $ 280,000 | $ 140,000 | $ 41,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 280,000 | $ 140,000 | $ 124,000 |
| Battle Creek, MI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Beckley, WV | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Cumberland, MD-WV | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Dubuque, IA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Enid, OK | 1 | $ 345,000 | $ 345,000 | $ 162,000 |
| Harrisonburg, VA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Johnstown, PA | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Napa, CA | 1 | $ 1,295,000 | $ 1,295,000 | $ 292,000 |
| Oshkosh-Neenah, WI | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Rome, GA | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| San Angelo, TX | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Utica-Rome, NY | 1 | $ 165,000 | $ 165,000 | $ 0 |
Mortgage Loan Application Detail Totals for Magnolia Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,605 | $2,133,775,000 | $247,000 | $1,135,000 | $105,000 | $2,984,000 |
| Cash-out Refinancing | 6,302 | $1,596,300,000 | $253,000 | $3,505,000 | $91,000 | $2,100,000 |
| Home Purchase | 5,198 | $1,108,170,000 | $213,000 | $1,365,000 | $84,000 | $1,386,000 |
| Other Purpose | 104 | $18,850,000 | $181,000 | $525,000 | $93,000 | $392,000 |
| Home Improvement | 43 | $8,385,000 | $195,000 | $525,000 | $98,000 | $367,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 15,255 | $3,581,375,000 | $234,000 | $3,505,000 | $93,000 | $2,100,000 |
| Black or African American | 2,138 | $543,010,000 | $253,000 | $935,000 | $85,000 | $1,417,000 |
| Not Provided | 1,141 | $273,925,000 | $240,000 | $1,105,000 | $99,000 | $2,984,000 |
| Hispanic | 1,101 | $283,415,000 | $257,000 | $1,005,000 | $86,000 | $800,000 |
| Asian | 449 | $135,595,000 | $301,000 | $1,145,000 | $119,000 | $1,936,000 |
| American Indian or Alaskan Native | 116 | $30,390,000 | $261,000 | $815,000 | $84,000 | $324,000 |
| Native Hawaiian or Other Pacific Islander | 35 | $12,105,000 | $345,000 | $1,335,000 | $96,000 | $230,000 |
| Not applicable | 3 | $505,000 | $168,000 | $245,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,979 | $2,330,315,000 | $233,000 | $3,505,000 | $104,000 | $2,984,000 |
| VA-guaranteed (Veterans Administration) | 7,328 | $1,953,270,000 | $266,000 | $1,805,000 | $85,000 | $2,100,000 |
| FHA-insured (Federal Housing Administration) | 2,074 | $438,980,000 | $211,000 | $935,000 | $71,000 | $804,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 871 | $142,915,000 | $164,000 | $435,000 | $53,000 | $161,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,260 | $2,832,240,000 | $231,000 | $985,000 | $94,000 | $1,386,000 |
| Application Withdrawn By Applicant | 4,767 | $1,230,185,000 | $258,000 | $3,505,000 | $96,000 | $2,984,000 |
| Application Denied By Financial Institution | 2,461 | $608,735,000 | $247,000 | $1,805,000 | $80,000 | $900,000 |
| File Closed For Incompleteness | 655 | $167,915,000 | $256,000 | $1,005,000 | $103,000 | $1,936,000 |
| Application Approved But Not Accepted | 104 | $25,120,000 | $241,000 | $755,000 | $102,000 | $892,000 |
| Loan Purchased By The Institution | 5 | $1,285,000 | $257,000 | $575,000 | $114,000 | $149,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 17,791 | $4,256,745,000 | $239,000 | $3,505,000 | $95,000 | $2,984,000 |
| Debt-To-Income Ratio | 583 | $153,945,000 | $264,000 | $865,000 | $62,000 | $315,000 |
| Credit Application Incomplete | 530 | $135,210,000 | $255,000 | $1,365,000 | $92,000 | $900,000 |
| Credit History | 499 | $116,655,000 | $233,000 | $905,000 | $79,000 | $660,000 |
| Other | 381 | $91,905,000 | $241,000 | $1,805,000 | $90,000 | $658,000 |
| Collateral | 309 | $73,715,000 | $238,000 | $1,335,000 | $89,000 | $549,000 |
| Unverifiable Information | 106 | $26,120,000 | $246,000 | $515,000 | $92,000 | $430,000 |
| Employment History | 37 | $8,115,000 | $219,000 | $595,000 | $72,000 | $210,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $2,850,000 | $203,000 | $445,000 | $88,000 | $382,000 |
| Mortgage Insurance Denied | 2 | $220,000 | $110,000 | $135,000 | $69,000 | $83,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Magnolia Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Magnolia Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.
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