Magnolia Bank, Incorporated
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Magnolia Bank, Incorporated 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Magnolia Bank, Incorporated 794 Old Elizabethtown Rd Magnolia, KY 42748 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,459 |
| Total Mortgage Loan Application Amount | $214,942,000 |
| Average Mortgage Loan Application Amount | $118,000 |
| Highest Mortgage Loan Application Amount | $1,462,000 |
| Average Applicant Income | $72,333 |
| Highest Applicant Income | $985,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Magnolia Bank, Incorporated. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Magnolia Bank, Incorporated's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Magnolia Bank, Incorporated's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Magnolia Bank, Incorporated serves its applicants.
Each category highlights the total number of mortgage applications processed by Magnolia Bank, Incorporated, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Magnolia Bank, Incorporated's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nelson County Kentucky | 104 | $ 13,983,000 | $ 134,000 | $ 68,000 |
| Warren County Kentucky | 100 | $ 15,329,000 | $ 153,000 | $ 87,000 |
| Jefferson County Kentucky | 99 | $ 16,313,000 | $ 164,000 | $ 92,000 |
| Hardin County Kentucky | 97 | $ 16,181,000 | $ 166,000 | $ 95,000 |
| Lexington County South Carolina | 88 | $ 13,321,000 | $ 151,000 | $ 78,000 |
| Larue County Kentucky | 50 | $ 5,540,000 | $ 110,000 | $ 68,000 |
| Kershaw County South Carolina | 47 | $ 7,401,000 | $ 157,000 | $ 90,000 |
| Richland County South Carolina | 42 | $ 8,614,000 | $ 205,000 | $ 121,000 |
| Boyle County Kentucky | 38 | $ 6,480,000 | $ 170,000 | $ 142,000 |
| Adair County Kentucky | 32 | $ 3,704,000 | $ 115,000 | $ 53,000 |
| Daviess County Kentucky | 31 | $ 4,486,000 | $ 144,000 | $ 94,000 |
| Taylor County Kentucky | 29 | $ 3,534,000 | $ 121,000 | $ 35,000 |
| Pickens County South Carolina | 29 | $ 3,987,000 | $ 137,000 | $ 69,000 |
| Pulaski County Kentucky | 22 | $ 2,617,000 | $ 118,000 | $ 33,000 |
| Edmonson County Kentucky | 21 | $ 2,758,000 | $ 131,000 | $ 58,000 |
| Graves County Kentucky | 21 | $ 2,439,000 | $ 116,000 | $ 61,000 |
| McCracken County Kentucky | 20 | $ 2,901,000 | $ 145,000 | $ 68,000 |
| Newberry County South Carolina | 19 | $ 2,882,000 | $ 151,000 | $ 102,000 |
| Fayette County Kentucky | 18 | $ 3,326,000 | $ 184,000 | $ 56,000 |
| Jessamine County Kentucky | 17 | $ 4,146,000 | $ 243,000 | $ 94,000 |
| Knox County Kentucky | 17 | $ 1,865,000 | $ 109,000 | $ 34,000 |
| Lincoln County Kentucky | 17 | $ 2,117,000 | $ 124,000 | $ 62,000 |
| Clark County Indiana | 16 | $ 2,058,000 | $ 128,000 | $ 65,000 |
| Allen County Kentucky | 16 | $ 1,628,000 | $ 101,000 | $ 59,000 |
| Hart County Kentucky | 16 | $ 979,000 | $ 61,000 | $ 66,000 |
| Laurel County Kentucky | 16 | $ 1,810,000 | $ 113,000 | $ 34,000 |
| Mercer County Kentucky | 15 | $ 2,070,000 | $ 138,000 | $ 66,000 |
| Greenville County South Carolina | 15 | $ 1,726,000 | $ 115,000 | $ 48,000 |
| Bullitt County Kentucky | 14 | $ 2,089,000 | $ 149,000 | $ 61,000 |
| Madison County Kentucky | 14 | $ 1,771,000 | $ 126,000 | $ 54,000 |
| Boone County Kentucky | 13 | $ 2,155,000 | $ 165,000 | $ 93,000 |
| Vanderburgh County Indiana | 11 | $ 1,614,000 | $ 146,000 | $ 43,000 |
| Oldham County Kentucky | 11 | $ 2,981,000 | $ 271,000 | $ 96,000 |
| Russell County Kentucky | 11 | $ 1,462,000 | $ 132,000 | $ 96,000 |
| Robeson County North Carolina | 10 | $ 1,665,000 | $ 166,000 | $ 97,000 |
| Calloway County Kentucky | 9 | $ 1,591,000 | $ 176,000 | $ 139,000 |
| Garrard County Kentucky | 9 | $ 1,435,000 | $ 159,000 | $ 70,000 |
| Ohio County Kentucky | 9 | $ 782,000 | $ 86,000 | $ 50,000 |
| Scott County Kentucky | 9 | $ 1,311,000 | $ 145,000 | $ 68,000 |
| Trigg County Kentucky | 9 | $ 1,128,000 | $ 125,000 | $ 63,000 |
| Whitley County Kentucky | 9 | $ 818,000 | $ 90,000 | $ 52,000 |
| Anderson County South Carolina | 9 | $ 1,238,000 | $ 137,000 | $ 47,000 |
| Barren County Kentucky | 8 | $ 1,019,000 | $ 127,000 | $ 56,000 |
| Butler County Kentucky | 8 | $ 807,000 | $ 100,000 | $ 60,000 |
| Clark County Kentucky | 8 | $ 947,000 | $ 118,000 | $ 40,000 |
| Harrison County Indiana | 7 | $ 752,000 | $ 107,000 | $ 40,000 |
| Kenton County Kentucky | 7 | $ 1,152,000 | $ 164,000 | $ 101,000 |
| Lincoln County North Carolina | 7 | $ 1,086,000 | $ 155,000 | $ 68,000 |
| Colleton County South Carolina | 7 | $ 1,210,000 | $ 172,000 | $ 179,000 |
| Breckinridge County Kentucky | 6 | $ 2,619,000 | $ 436,000 | $ 142,000 |
| Green County Kentucky | 6 | $ 526,000 | $ 87,000 | $ 16,000 |
| Marion County Kentucky | 6 | $ 532,000 | $ 88,000 | $ 49,000 |
| Greenwood County South Carolina | 6 | $ 626,000 | $ 104,000 | $ 43,000 |
| Anderson County Kentucky | 5 | $ 505,000 | $ 101,000 | $ 42,000 |
| Campbell County Kentucky | 5 | $ 1,116,000 | $ 223,000 | $ 126,000 |
| Grayson County Kentucky | 5 | $ 701,000 | $ 140,000 | $ 88,000 |
| Marshall County Kentucky | 5 | $ 649,000 | $ 129,000 | $ 79,000 |
| Simpson County Kentucky | 5 | $ 478,000 | $ 95,000 | $ 87,000 |
| Saluda County South Carolina | 5 | $ 750,000 | $ 150,000 | $ 94,000 |
| Floyd County Indiana | 4 | $ 542,000 | $ 135,000 | $ 79,000 |
| Casey County Kentucky | 4 | $ 444,000 | $ 111,000 | $ 42,000 |
| McCreary County Kentucky | 4 | $ 410,000 | $ 102,000 | $ 24,000 |
| Meade County Kentucky | 4 | $ 519,000 | $ 129,000 | $ 84,000 |
| Gaston County North Carolina | 4 | $ 481,000 | $ 120,000 | $ 41,000 |
| Harnett County North Carolina | 4 | $ 336,000 | $ 84,000 | $ 30,000 |
| Horry County South Carolina | 4 | $ 1,114,000 | $ 278,000 | $ 103,000 |
| Sumter County South Carolina | 4 | $ 428,000 | $ 107,000 | $ 96,000 |
| Franklin County Kentucky | 3 | $ 582,000 | $ 194,000 | $ 28,000 |
| Grant County Kentucky | 3 | $ 340,000 | $ 113,000 | $ 48,000 |
| Powell County Kentucky | 3 | $ 443,000 | $ 147,000 | $ 61,000 |
| Shelby County Kentucky | 3 | $ 415,000 | $ 138,000 | $ 66,000 |
| Trimble County Kentucky | 3 | $ 265,000 | $ 88,000 | $ 53,000 |
| Rutherford County North Carolina | 3 | $ 515,000 | $ 171,000 | $ 41,000 |
| Charleston County South Carolina | 3 | $ 869,000 | $ 289,000 | $ 142,000 |
| Gallatin County Kentucky | 2 | $ 117,000 | $ 58,000 | $ 80,000 |
| Jackson County Kentucky | 2 | $ 245,000 | $ 122,000 | $ 53,000 |
| Logan County Kentucky | 2 | $ 232,000 | $ 116,000 | $ 25,000 |
| Muhlenberg County Kentucky | 2 | $ 158,000 | $ 79,000 | $ 36,000 |
| Wayne County Kentucky | 2 | $ 168,000 | $ 84,000 | $ 33,000 |
| Woodford County Kentucky | 2 | $ 332,000 | $ 166,000 | $ 80,000 |
| Burke County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 37,000 |
| Cleveland County North Carolina | 2 | $ 348,000 | $ 174,000 | $ 52,000 |
| Wilkes County North Carolina | 2 | $ 317,000 | $ 158,000 | $ 36,000 |
| Butler County Ohio | 2 | $ 648,000 | $ 324,000 | $ 143,000 |
| Beaufort County South Carolina | 2 | $ 717,000 | $ 358,000 | $ 386,000 |
| Dorchester County South Carolina | 2 | $ 245,000 | $ 122,000 | $ 37,000 |
| Shelby County Tennessee | 2 | $ 267,000 | $ 133,000 | $ 55,000 |
| Sumner County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 165,000 |
| Williamson County Tennessee | 2 | $ 443,000 | $ 221,000 | $ 86,000 |
| Stafford County Virginia | 2 | $ 609,000 | $ 304,000 | $ 116,000 |
| Collier County Florida | 1 | $ 286,000 | $ 286,000 | $ 777,000 |
| Escambia County Florida | 1 | $ 178,000 | $ 178,000 | $ 92,000 |
| Palm Beach County Florida | 1 | $ 411,000 | $ 411,000 | $ 305,000 |
| Massac County Illinois | 1 | $ 107,000 | $ 107,000 | $ 115,000 |
| Dubois County Indiana | 1 | $ 132,000 | $ 132,000 | $ 36,000 |
| Hamilton County Indiana | 1 | $ 143,000 | $ 143,000 | $ 112,000 |
| Morgan County Indiana | 1 | $ 147,000 | $ 147,000 | $ 117,000 |
| Scott County Indiana | 1 | $ 79,000 | $ 79,000 | $ 38,000 |
| Johnson County Iowa | 1 | $ 133,000 | $ 133,000 | $ 73,000 |
| Linn County Iowa | 1 | $ 148,000 | $ 148,000 | $ 54,000 |
| Carlisle County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 38,000 |
| Carroll County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 61,000 |
| Clay County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
| Crittenden County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Cumberland County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 146,000 |
| Estill County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 18,000 |
| Fleming County Kentucky | 1 | $ 237,000 | $ 237,000 | $ 107,000 |
| Greenup County Kentucky | 1 | $ 126,000 | $ 126,000 | $ 99,000 |
| Harrison County Kentucky | 1 | $ 236,000 | $ 236,000 | $ 130,000 |
| Henry County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 41,000 |
| Hickman County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Hopkins County Kentucky | 1 | $ 116,000 | $ 116,000 | $ 48,000 |
| Lee County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 113,000 |
| Lyon County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 66,000 |
| McLean County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Montgomery County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 22,000 |
| Owen County Kentucky | 1 | $ 417,000 | $ 417,000 | $ 239,000 |
| Pendleton County Kentucky | 1 | $ 181,000 | $ 181,000 | $ 61,000 |
| Rockcastle County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 53,000 |
| Rowan County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Spencer County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 39,000 |
| Washington County Kentucky | 1 | $ 250,000 | $ 250,000 | $ 113,000 |
| Wolfe County Kentucky | 1 | $ 183,000 | $ 183,000 | $ 100,000 |
| Buchanan County Missouri | 1 | $ 117,000 | $ 117,000 | $ 50,000 |
| Ashe County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 65,000 |
| Brunswick County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Carteret County North Carolina | 1 | $ 287,000 | $ 287,000 | $ 92,000 |
| Catawba County North Carolina | 1 | $ 371,000 | $ 371,000 | $ 93,000 |
| Craven County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 66,000 |
| Iredell County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 53,000 |
| Johnston County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 57,000 |
| Rowan County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 46,000 |
| Scotland County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 84,000 |
| Union County North Carolina | 1 | $ 131,000 | $ 131,000 | $ 137,000 |
| Wake County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 42,000 |
| Yancey County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 70,000 |
| Aiken County South Carolina | 1 | $ 159,000 | $ 159,000 | $ 216,000 |
| Darlington County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 83,000 |
| Georgetown County South Carolina | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Hampton County South Carolina | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Laurens County South Carolina | 1 | $ 139,000 | $ 139,000 | $ 120,000 |
| Lee County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 48,000 |
| Oconee County South Carolina | 1 | $ 189,000 | $ 189,000 | $ 130,000 |
| Orangeburg County South Carolina | 1 | $ 122,000 | $ 122,000 | $ 51,000 |
| Spartanburg County South Carolina | 1 | $ 103,000 | $ 103,000 | $ 24,000 |
| York County South Carolina | 1 | $ 201,000 | $ 201,000 | $ 151,000 |
| Anderson County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 80,000 |
| Campbell County Tennessee | 1 | $ 163,000 | $ 163,000 | $ 62,000 |
| Montgomery County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 35,000 |
| Denton County Texas | 1 | $ 210,000 | $ 210,000 | $ 112,000 |
| Tarrant County Texas | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Augusta County Virginia | 1 | $ 158,000 | $ 158,000 | $ 68,000 |
| Caroline County Virginia | 1 | $ 147,000 | $ 147,000 | $ 55,000 |
| Carroll County Virginia | 1 | $ 128,000 | $ 128,000 | $ 70,000 |
| Gloucester County Virginia | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| Harrisonburg County Virginia | 1 | $ 181,000 | $ 181,000 | $ 69,000 |
| Lee County Virginia | 1 | $ 68,000 | $ 68,000 | $ 51,000 |
| Norfolk County Virginia | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Rockbridge County Virginia | 1 | $ 172,000 | $ 172,000 | $ 11,000 |
Mortgage Loan Application Detail Totals for Magnolia Bank, Incorporated in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 927 | $144,948,000 | $156,000 | $1,462,000 | $85,000 | $985,000 |
| Home Purchase | 512 | $68,699,000 | $134,000 | $417,000 | $65,000 | $714,000 |
| Home Improvement | 20 | $1,295,000 | $64,000 | $289,000 | $67,000 | $199,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,310 | $193,774,000 | $147,000 | $1,462,000 | $82,000 | $985,000 |
| Not applicable | 71 | $9,454,000 | $133,000 | $417,000 | $0 | $0 |
| Not Provided | 41 | $5,910,000 | $144,000 | $417,000 | $89,000 | $498,000 |
| Black or African American | 18 | $2,784,000 | $154,000 | $285,000 | $71,000 | $150,000 |
| Hispanic | 7 | $1,133,000 | $161,000 | $290,000 | $89,000 | $285,000 |
| Asian | 7 | $1,019,000 | $145,000 | $226,000 | $91,000 | $369,000 |
| American Indian or Alaskan Native | 4 | $451,000 | $112,000 | $158,000 | $86,000 | $117,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $417,000 | $417,000 | $417,000 | $120,000 | $120,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,074 | $164,966,000 | $153,000 | $1,462,000 | $88,000 | $985,000 |
| FHA-insured (Federal Housing Administration) | 213 | $28,097,000 | $131,000 | $287,000 | $54,000 | $435,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 145 | $17,531,000 | $120,000 | $787,000 | $40,000 | $241,000 |
| VA-guaranteed (Veterans Administration) | 27 | $4,348,000 | $161,000 | $363,000 | $62,000 | $129,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,175 | $172,385,000 | $146,000 | $1,462,000 | $83,000 | $985,000 |
| Application Denied By Financial Institution | 106 | $18,043,000 | $170,000 | $748,000 | $73,000 | $521,000 |
| Loan Purchased By The Institution | 60 | $7,960,000 | $132,000 | $417,000 | $0 | $0 |
| Application Withdrawn By Applicant | 59 | $8,371,000 | $141,000 | $417,000 | $77,000 | $285,000 |
| Application Approved But Not Accepted | 51 | $7,054,000 | $138,000 | $324,000 | $69,000 | $203,000 |
| File Closed For Incompleteness | 8 | $1,129,000 | $141,000 | $261,000 | $83,000 | $160,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Magnolia Bank, Incorporated's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Magnolia Bank, Incorporated's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.