Magnolia Bank
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Magnolia Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Magnolia Bank 794 Old Elizabethtown Rd Hodgenville, KY 42748 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,969 |
| Total Mortgage Loan Application Amount | $297,729,000 |
| Average Mortgage Loan Application Amount | $109,000 |
| Highest Mortgage Loan Application Amount | $1,402,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $1,793,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Warren County Kentucky | 189 | $ 25,438,000 | $ 134,000 | $ 68,000 |
| Jefferson County Kentucky | 182 | $ 32,233,000 | $ 177,000 | $ 105,000 |
| Nelson County Kentucky | 112 | $ 14,548,000 | $ 129,000 | $ 67,000 |
| Lexington County South Carolina | 85 | $ 13,137,000 | $ 154,000 | $ 77,000 |
| Hardin County Kentucky | 81 | $ 13,321,000 | $ 164,000 | $ 93,000 |
| Boyle County Kentucky | 73 | $ 10,192,000 | $ 139,000 | $ 72,000 |
| Richland County South Carolina | 59 | $ 10,695,000 | $ 181,000 | $ 93,000 |
| Larue County Kentucky | 55 | $ 5,316,000 | $ 96,000 | $ 76,000 |
| Greenville County South Carolina | 49 | $ 9,635,000 | $ 196,000 | $ 102,000 |
| Kershaw County South Carolina | 49 | $ 8,540,000 | $ 174,000 | $ 82,000 |
| Mercer County Kentucky | 38 | $ 4,628,000 | $ 121,000 | $ 72,000 |
| Daviess County Kentucky | 35 | $ 5,310,000 | $ 151,000 | $ 79,000 |
| Lincoln County Kentucky | 33 | $ 4,159,000 | $ 126,000 | $ 71,000 |
| Pickens County South Carolina | 28 | $ 4,302,000 | $ 153,000 | $ 73,000 |
| Adair County Kentucky | 27 | $ 3,175,000 | $ 117,000 | $ 66,000 |
| Allen County Kentucky | 27 | $ 2,916,000 | $ 108,000 | $ 59,000 |
| Boone County Kentucky | 26 | $ 4,551,000 | $ 175,000 | $ 83,000 |
| Fayette County Kentucky | 25 | $ 4,291,000 | $ 171,000 | $ 62,000 |
| McCracken County Kentucky | 25 | $ 3,792,000 | $ 151,000 | $ 106,000 |
| Taylor County Kentucky | 24 | $ 2,619,000 | $ 109,000 | $ 44,000 |
| Trigg County Kentucky | 24 | $ 3,397,000 | $ 141,000 | $ 76,000 |
| Bullitt County Kentucky | 23 | $ 3,841,000 | $ 167,000 | $ 64,000 |
| Butler County Kentucky | 23 | $ 2,132,000 | $ 92,000 | $ 59,000 |
| Graves County Kentucky | 23 | $ 2,943,000 | $ 127,000 | $ 73,000 |
| Harnett County North Carolina | 23 | $ 3,216,000 | $ 139,000 | $ 65,000 |
| Simpson County Kentucky | 22 | $ 2,358,000 | $ 107,000 | $ 54,000 |
| Robeson County North Carolina | 20 | $ 3,898,000 | $ 194,000 | $ 103,000 |
| Calloway County Kentucky | 19 | $ 3,381,000 | $ 177,000 | $ 131,000 |
| Newberry County South Carolina | 19 | $ 2,418,000 | $ 127,000 | $ 64,000 |
| Edmonson County Kentucky | 16 | $ 2,106,000 | $ 131,000 | $ 77,000 |
| Kenton County Kentucky | 16 | $ 2,608,000 | $ 163,000 | $ 92,000 |
| Hart County Kentucky | 15 | $ 746,000 | $ 49,000 | $ 62,000 |
| Oldham County Kentucky | 15 | $ 3,592,000 | $ 239,000 | $ 135,000 |
| Russell County Kentucky | 13 | $ 1,929,000 | $ 148,000 | $ 90,000 |
| Colleton County South Carolina | 13 | $ 1,835,000 | $ 141,000 | $ 76,000 |
| Clark County Indiana | 12 | $ 1,688,000 | $ 140,000 | $ 64,000 |
| Ohio County Kentucky | 12 | $ 1,133,000 | $ 94,000 | $ 140,000 |
| Pulaski County Kentucky | 12 | $ 2,239,000 | $ 186,000 | $ 76,000 |
| Harris County Georgia | 11 | $ 1,557,000 | $ 141,000 | $ 62,000 |
| Jessamine County Kentucky | 11 | $ 1,836,000 | $ 166,000 | $ 64,000 |
| Johnston County North Carolina | 11 | $ 1,604,000 | $ 145,000 | $ 97,000 |
| Barren County Kentucky | 10 | $ 1,282,000 | $ 128,000 | $ 119,000 |
| Lincoln County North Carolina | 10 | $ 1,658,000 | $ 165,000 | $ 64,000 |
| Horry County South Carolina | 10 | $ 1,275,000 | $ 127,000 | $ 45,000 |
| Floyd County Indiana | 8 | $ 1,170,000 | $ 146,000 | $ 73,000 |
| Grayson County Kentucky | 8 | $ 752,000 | $ 94,000 | $ 61,000 |
| Anderson County South Carolina | 8 | $ 809,000 | $ 101,000 | $ 48,000 |
| Marshall County Kentucky | 7 | $ 1,417,000 | $ 202,000 | $ 114,000 |
| Scott County Kentucky | 7 | $ 1,406,000 | $ 200,000 | $ 82,000 |
| Shelby County Kentucky | 7 | $ 1,177,000 | $ 168,000 | $ 65,000 |
| Wilkes County North Carolina | 7 | $ 1,008,000 | $ 144,000 | $ 52,000 |
| Beaufort County South Carolina | 7 | $ 1,484,000 | $ 212,000 | $ 96,000 |
| Virginia Beach County Virginia | 7 | $ 1,339,000 | $ 191,000 | $ 63,000 |
| Vanderburgh County Indiana | 6 | $ 849,000 | $ 141,000 | $ 71,000 |
| Garrard County Kentucky | 6 | $ 842,000 | $ 140,000 | $ 78,000 |
| Logan County Kentucky | 6 | $ 702,000 | $ 117,000 | $ 112,000 |
| Spartanburg County South Carolina | 6 | $ 1,232,000 | $ 205,000 | $ 70,000 |
| Madison County Kentucky | 5 | $ 747,000 | $ 149,000 | $ 69,000 |
| Meade County Kentucky | 5 | $ 597,000 | $ 119,000 | $ 103,000 |
| Dare County North Carolina | 5 | $ 1,111,000 | $ 222,000 | $ 143,000 |
| Charleston County South Carolina | 5 | $ 870,000 | $ 174,000 | $ 173,000 |
| Dorchester County South Carolina | 5 | $ 726,000 | $ 145,000 | $ 81,000 |
| Hamilton County Indiana | 4 | $ 875,000 | $ 218,000 | $ 43,000 |
| Anderson County Kentucky | 4 | $ 628,000 | $ 157,000 | $ 109,000 |
| Breckinridge County Kentucky | 4 | $ 380,000 | $ 95,000 | $ 124,000 |
| Campbell County Kentucky | 4 | $ 716,000 | $ 179,000 | $ 94,000 |
| Crittenden County Kentucky | 4 | $ 437,000 | $ 109,000 | $ 42,000 |
| Knox County Kentucky | 4 | $ 668,000 | $ 167,000 | $ 71,000 |
| Laurel County Kentucky | 4 | $ 746,000 | $ 186,000 | $ 75,000 |
| Pendleton County Kentucky | 4 | $ 411,000 | $ 102,000 | $ 62,000 |
| Caldwell County North Carolina | 4 | $ 625,000 | $ 156,000 | $ 74,000 |
| Sampson County North Carolina | 4 | $ 709,000 | $ 177,000 | $ 93,000 |
| Chesapeake County Virginia | 4 | $ 1,104,000 | $ 276,000 | $ 98,000 |
| Spotsylvania County Virginia | 4 | $ 853,000 | $ 213,000 | $ 156,000 |
| Jackson County Florida | 3 | $ 553,000 | $ 184,000 | $ 57,000 |
| Washington County Florida | 3 | $ 614,000 | $ 204,000 | $ 91,000 |
| Decatur County Georgia | 3 | $ 455,000 | $ 151,000 | $ 87,000 |
| Casey County Kentucky | 3 | $ 379,000 | $ 126,000 | $ 57,000 |
| Hopkins County Kentucky | 3 | $ 632,000 | $ 210,000 | $ 84,000 |
| Marion County Kentucky | 3 | $ 412,000 | $ 137,000 | $ 55,000 |
| Spencer County Kentucky | 3 | $ 629,000 | $ 209,000 | $ 47,000 |
| Beaufort County North Carolina | 3 | $ 577,000 | $ 192,000 | $ 110,000 |
| Cleveland County North Carolina | 3 | $ 592,000 | $ 197,000 | $ 60,000 |
| Berkeley County South Carolina | 3 | $ 501,000 | $ 167,000 | $ 68,000 |
| Florence County South Carolina | 3 | $ 502,000 | $ 167,000 | $ 55,000 |
| Marion County South Carolina | 3 | $ 356,000 | $ 118,000 | $ 52,000 |
| Oconee County South Carolina | 3 | $ 292,000 | $ 97,000 | $ 131,000 |
| Monterey County California | 2 | $ 586,000 | $ 293,000 | $ 95,000 |
| Holmes County Florida | 2 | $ 353,000 | $ 176,000 | $ 93,000 |
| Miller County Georgia | 2 | $ 185,000 | $ 92,000 | $ 39,000 |
| Allen County Indiana | 2 | $ 304,000 | $ 152,000 | $ 54,000 |
| Elkhart County Indiana | 2 | $ 351,000 | $ 175,000 | $ 171,000 |
| Hendricks County Indiana | 2 | $ 436,000 | $ 218,000 | $ 98,000 |
| Jasper County Indiana | 2 | $ 490,000 | $ 245,000 | $ 60,000 |
| Jefferson County Indiana | 2 | $ 274,000 | $ 137,000 | $ 167,000 |
| Lake County Indiana | 2 | $ 268,000 | $ 134,000 | $ 40,000 |
| Marion County Indiana | 2 | $ 232,000 | $ 116,000 | $ 57,000 |
| Caldwell County Kentucky | 2 | $ 154,000 | $ 77,000 | $ 48,000 |
| Carlisle County Kentucky | 2 | $ 254,000 | $ 127,000 | $ 202,000 |
| Clinton County Kentucky | 2 | $ 328,000 | $ 164,000 | $ 66,000 |
| Cumberland County Kentucky | 2 | $ 210,000 | $ 105,000 | $ 29,000 |
| Franklin County Kentucky | 2 | $ 216,000 | $ 108,000 | $ 33,000 |
| Henderson County Kentucky | 2 | $ 376,000 | $ 188,000 | $ 73,000 |
| Livingston County Kentucky | 2 | $ 425,000 | $ 212,000 | $ 51,000 |
| Powell County Kentucky | 2 | $ 291,000 | $ 145,000 | $ 61,000 |
| Washington County Kentucky | 2 | $ 171,000 | $ 85,000 | $ 44,000 |
| Woodford County Kentucky | 2 | $ 212,000 | $ 106,000 | $ 35,000 |
| Brunswick County North Carolina | 2 | $ 377,000 | $ 188,000 | $ 53,000 |
| Catawba County North Carolina | 2 | $ 478,000 | $ 239,000 | $ 217,000 |
| Columbus County North Carolina | 2 | $ 452,000 | $ 226,000 | $ 79,000 |
| Craven County North Carolina | 2 | $ 408,000 | $ 204,000 | $ 115,000 |
| New Hanover County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 104,000 |
| Wake County North Carolina | 2 | $ 555,000 | $ 277,000 | $ 324,000 |
| Calhoun County South Carolina | 2 | $ 248,000 | $ 124,000 | $ 61,000 |
| Hampton County South Carolina | 2 | $ 160,000 | $ 80,000 | $ 74,000 |
| Saluda County South Carolina | 2 | $ 389,000 | $ 194,000 | $ 93,000 |
| Sumter County South Carolina | 2 | $ 137,000 | $ 68,000 | $ 31,000 |
| Williamsburg County South Carolina | 2 | $ 140,000 | $ 70,000 | $ 34,000 |
| Wilson County Tennessee | 2 | $ 287,000 | $ 143,000 | $ 64,000 |
| Portsmouth County Virginia | 2 | $ 216,000 | $ 108,000 | $ 38,000 |
| Prince William County Virginia | 2 | $ 392,000 | $ 196,000 | $ 108,000 |
| Dale County Alabama | 1 | $ 176,000 | $ 176,000 | $ 95,000 |
| Los Angeles County California | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
| Riverside County California | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Brevard County Florida | 1 | $ 247,000 | $ 247,000 | $ 90,000 |
| Hillsborough County Florida | 1 | $ 133,000 | $ 133,000 | $ 116,000 |
| Manatee County Florida | 1 | $ 274,000 | $ 274,000 | $ 85,000 |
| Pinellas County Florida | 1 | $ 403,000 | $ 403,000 | $ 190,000 |
| Polk County Florida | 1 | $ 162,000 | $ 162,000 | $ 186,000 |
| Seminole County Florida | 1 | $ 214,000 | $ 214,000 | $ 48,000 |
| Calhoun County Georgia | 1 | $ 142,000 | $ 142,000 | $ 95,000 |
| Clarke County Georgia | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Coffee County Georgia | 1 | $ 112,000 | $ 112,000 | $ 81,000 |
| Early County Georgia | 1 | $ 321,000 | $ 321,000 | $ 173,000 |
| Houston County Georgia | 1 | $ 149,000 | $ 149,000 | $ 120,000 |
| Seminole County Georgia | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Lake County Illinois | 1 | $ 135,000 | $ 135,000 | $ 24,000 |
| Madison County Illinois | 1 | $ 116,000 | $ 116,000 | $ 41,000 |
| Peoria County Illinois | 1 | $ 121,000 | $ 121,000 | $ 56,000 |
| Bartholomew County Indiana | 1 | $ 172,000 | $ 172,000 | $ 105,000 |
| Brown County Indiana | 1 | $ 236,000 | $ 236,000 | $ 82,000 |
| Dearborn County Indiana | 1 | $ 171,000 | $ 171,000 | $ 79,000 |
| Fountain County Indiana | 1 | $ 170,000 | $ 170,000 | $ 105,000 |
| Grant County Indiana | 1 | $ 119,000 | $ 119,000 | $ 60,000 |
| Howard County Indiana | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Johnson County Indiana | 1 | $ 126,000 | $ 126,000 | $ 109,000 |
| LaGrange County Indiana | 1 | $ 209,000 | $ 209,000 | $ 87,000 |
| Monroe County Indiana | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Porter County Indiana | 1 | $ 193,000 | $ 193,000 | $ 73,000 |
| Warrick County Indiana | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Bell County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 28,000 |
| Boyd County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 134,000 |
| Carroll County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 40,000 |
| Gallatin County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Grant County Kentucky | 1 | $ 138,000 | $ 138,000 | $ 72,000 |
| Green County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 49,000 |
| Greenup County Kentucky | 1 | $ 126,000 | $ 126,000 | $ 6,000 |
| Hancock County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 71,000 |
| Harrison County Kentucky | 1 | $ 132,000 | $ 132,000 | $ 96,000 |
| McCreary County Kentucky | 1 | $ 143,000 | $ 143,000 | $ 32,000 |
| McLean County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Montgomery County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 62,000 |
| Muhlenberg County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 54,000 |
| Nicholas County Kentucky | 1 | $ 187,000 | $ 187,000 | $ 78,000 |
| Rockcastle County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 140,000 |
| Wayne County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 93,000 |
| Whitley County Kentucky | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 147,000 | $ 147,000 | $ 49,000 |
| Charles County Maryland | 1 | $ 290,000 | $ 290,000 | $ 60,000 |
| Howard County Maryland | 1 | $ 502,000 | $ 502,000 | $ 210,000 |
| Jackson County Mississippi | 1 | $ 128,000 | $ 128,000 | $ 38,000 |
| Sarpy County Nebraska | 1 | $ 247,000 | $ 247,000 | $ 68,000 |
| Cheshire County New Hampshire | 1 | $ 325,000 | $ 325,000 | $ 87,000 |
| Queens County New York | 1 | $ 400,000 | $ 400,000 | $ 100,000 |
| Avery County North Carolina | 1 | $ 237,000 | $ 237,000 | $ 190,000 |
| Chowan County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Currituck County North Carolina | 1 | $ 259,000 | $ 259,000 | $ 131,000 |
| Halifax County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 77,000 |
| Haywood County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 24,000 |
| Mecklenburg County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 128,000 |
| Onslow County North Carolina | 1 | $ 222,000 | $ 222,000 | $ 85,000 |
| Pasquotank County North Carolina | 1 | $ 177,000 | $ 177,000 | $ 89,000 |
| Perquimans County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 266,000 |
| Polk County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 69,000 |
| Washington County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
| Wayne County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Lawrence County Ohio | 1 | $ 156,000 | $ 156,000 | $ 119,000 |
| Chester County Pennsylvania | 1 | $ 218,000 | $ 218,000 | $ 84,000 |
| Aiken County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 53,000 |
| Fairfield County South Carolina | 1 | $ 256,000 | $ 256,000 | $ 146,000 |
| Greenwood County South Carolina | 1 | $ 114,000 | $ 114,000 | $ 39,000 |
| Jasper County South Carolina | 1 | $ 63,000 | $ 63,000 | $ 28,000 |
| Laurens County South Carolina | 1 | $ 230,000 | $ 230,000 | $ 174,000 |
| McCormick County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Orangeburg County South Carolina | 1 | $ 178,000 | $ 178,000 | $ 67,000 |
| York County South Carolina | 1 | $ 138,000 | $ 138,000 | $ 57,000 |
| Turner County South Dakota | 1 | $ 212,000 | $ 212,000 | $ 120,000 |
| Carter County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 104,000 |
| Claiborne County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 91,000 |
| Davidson County Tennessee | 1 | $ 404,000 | $ 404,000 | $ 112,000 |
| Henry County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 64,000 |
| Jefferson County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 45,000 |
| Knox County Tennessee | 1 | $ 198,000 | $ 198,000 | $ 30,000 |
| Robertson County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 79,000 |
| Rutherford County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 50,000 |
| Shelby County Tennessee | 1 | $ 171,000 | $ 171,000 | $ 56,000 |
| Anderson County Texas | 1 | $ 117,000 | $ 117,000 | $ 55,000 |
| Dallas County Texas | 1 | $ 250,000 | $ 250,000 | $ 131,000 |
| Augusta County Virginia | 1 | $ 214,000 | $ 214,000 | $ 53,000 |
| Fredericksburg County Virginia | 1 | $ 242,000 | $ 242,000 | $ 91,000 |
| Lee County Virginia | 1 | $ 158,000 | $ 158,000 | $ 49,000 |
| Suffolk County Virginia | 1 | $ 260,000 | $ 260,000 | $ 94,000 |
| Surry County Virginia | 1 | $ 157,000 | $ 157,000 | $ 46,000 |
| Clark County Washington | 1 | $ 182,000 | $ 182,000 | $ 83,000 |
| Raleigh County West Virginia | 1 | $ 199,000 | $ 199,000 | $ 90,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Magnolia Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,326 | $210,217,000 | $158,000 | $1,402,000 | $85,000 | $1,793,000 |
| Home Purchase | 627 | $87,012,000 | $138,000 | $417,000 | $71,000 | $1,072,000 |
| Home Improvement | 16 | $500,000 | $31,000 | $159,000 | $51,000 | $178,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,772 | $265,876,000 | $150,000 | $1,402,000 | $82,000 | $1,793,000 |
| Not Provided | 81 | $14,670,000 | $181,000 | $502,000 | $83,000 | $433,000 |
| Black or African American | 51 | $6,784,000 | $133,000 | $275,000 | $64,000 | $186,000 |
| Not applicable | 25 | $4,059,000 | $162,000 | $919,000 | $0 | $0 |
| Asian | 17 | $2,322,000 | $136,000 | $274,000 | $78,000 | $412,000 |
| American Indian or Alaskan Native | 13 | $2,510,000 | $193,000 | $417,000 | $95,000 | $226,000 |
| Hispanic | 9 | $1,420,000 | $157,000 | $236,000 | $155,000 | $577,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $88,000 | $88,000 | $88,000 | $60,000 | $60,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,459 | $227,266,000 | $155,000 | $1,402,000 | $90,000 | $1,793,000 |
| FHA-insured (Federal Housing Administration) | 300 | $43,582,000 | $145,000 | $502,000 | $60,000 | $418,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 168 | $18,991,000 | $113,000 | $325,000 | $42,000 | $94,000 |
| VA-guaranteed (Veterans Administration) | 42 | $7,890,000 | $187,000 | $315,000 | $70,000 | $190,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,655 | $249,086,000 | $150,000 | $1,402,000 | $83,000 | $1,793,000 |
| Application Withdrawn By Applicant | 153 | $24,919,000 | $162,000 | $502,000 | $76,000 | $414,000 |
| Application Denied By Financial Institution | 102 | $15,393,000 | $150,000 | $1,169,000 | $62,000 | $418,000 |
| Application Approved But Not Accepted | 44 | $6,086,000 | $138,000 | $417,000 | $76,000 | $577,000 |
| Loan Purchased By The Institution | 15 | $2,245,000 | $149,000 | $417,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 15 | $2,211,000 | $147,000 | $247,000 | $45,000 | $90,000 |
| Collateral | 9 | $1,193,000 | $132,000 | $300,000 | $57,000 | $106,000 |
| Credit History | 5 | $675,000 | $135,000 | $234,000 | $42,000 | $72,000 |
| Other | 3 | $629,000 | $209,000 | $414,000 | $60,000 | $84,000 |
| Employment History | 3 | $388,000 | $129,000 | $228,000 | $74,000 | $112,000 |
| Unverifiable Information | 1 | $298,000 | $298,000 | $298,000 | $30,000 | $30,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.