Magnolia Bank, Incorporated
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Magnolia Bank, Incorporated 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Magnolia Bank, Incorporated
794 Old Elizabethtown Rd
Magnolia, KY 42748
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 5,490
Total Mortgage Loan Application Amount $890,336,000
Average Mortgage Loan Application Amount $149,000
Highest Mortgage Loan Application Amount $1,531,000
Average Applicant Income $76,666
Highest Applicant Income $804,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Magnolia Bank, Incorporated. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Magnolia Bank, Incorporated's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down Magnolia Bank, Incorporated's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Magnolia Bank, Incorporated serves its applicants.

Each category highlights the total number of mortgage applications processed by Magnolia Bank, Incorporated, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Magnolia Bank, Incorporated's mortgage activity for 2015.

Mortgage Loan Application Totals for Magnolia Bank, Incorporated by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson County Kentucky 378 $ 59,610,000 $ 157,000 $ 69,000
Lexington County South Carolina 201 $ 34,671,000 $ 172,000 $ 89,000
Warren County Kentucky 194 $ 34,003,000 $ 175,000 $ 76,000
Troup County Georgia 114 $ 15,426,000 $ 135,000 $ 53,000
Richland County South Carolina 104 $ 17,297,000 $ 166,000 $ 96,000
Nelson County Kentucky 97 $ 15,394,000 $ 158,000 $ 66,000
Clark County Indiana 87 $ 12,127,000 $ 139,000 $ 57,000
Carroll County Georgia 86 $ 11,088,000 $ 128,000 $ 60,000
Bullitt County Kentucky 84 $ 13,574,000 $ 161,000 $ 60,000
Horry County South Carolina 84 $ 13,511,000 $ 160,000 $ 72,000
Cape Girardeau County Missouri 80 $ 13,060,000 $ 163,000 $ 76,000
Aiken County South Carolina 79 $ 11,981,000 $ 151,000 $ 98,000
Simpson County Kentucky 72 $ 9,042,000 $ 125,000 $ 57,000
Denton County Texas 72 $ 14,947,000 $ 207,000 $ 102,000
Tarrant County Texas 71 $ 11,419,000 $ 160,000 $ 68,000
Hardin County Kentucky 65 $ 9,541,000 $ 146,000 $ 83,000
Haralson County Georgia 63 $ 8,418,000 $ 133,000 $ 67,000
Allen County Kentucky 58 $ 7,397,000 $ 127,000 $ 59,000
Kershaw County South Carolina 52 $ 8,034,000 $ 154,000 $ 70,000
Collin County Texas 51 $ 12,353,000 $ 242,000 $ 106,000
Madison County Georgia 50 $ 8,210,000 $ 164,000 $ 74,000
Fayette County Kentucky 50 $ 8,860,000 $ 177,000 $ 83,000
St. Louis County Missouri 46 $ 9,353,000 $ 203,000 $ 80,000
Franklin County Ohio 46 $ 7,541,000 $ 163,000 $ 82,000
Dallas County Texas 46 $ 9,182,000 $ 199,000 $ 106,000
Oldham County Kentucky 44 $ 8,824,000 $ 200,000 $ 76,000
Harris County Texas 44 $ 8,178,000 $ 185,000 $ 92,000
Summit County Ohio 42 $ 5,325,000 $ 126,000 $ 59,000
Lowndes County Georgia 41 $ 5,498,000 $ 134,000 $ 66,000
Daviess County Kentucky 39 $ 5,809,000 $ 148,000 $ 65,000
Jackson County Georgia 37 $ 6,156,000 $ 166,000 $ 69,000
Edmonson County Kentucky 37 $ 4,858,000 $ 131,000 $ 60,000
Brevard County Florida 36 $ 4,887,000 $ 135,000 $ 59,000
Floyd County Indiana 36 $ 5,936,000 $ 164,000 $ 65,000
Graves County Kentucky 35 $ 4,301,000 $ 122,000 $ 63,000
Shelby County Kentucky 35 $ 6,148,000 $ 175,000 $ 74,000
Barren County Kentucky 34 $ 4,349,000 $ 127,000 $ 68,000
Travis County Texas 29 $ 7,718,000 $ 266,000 $ 137,000
Larue County Kentucky 28 $ 2,029,000 $ 72,000 $ 63,000
Taylor County Kentucky 27 $ 3,226,000 $ 119,000 $ 61,000
Florence County South Carolina 27 $ 3,904,000 $ 144,000 $ 48,000
Crittenden County Kentucky 26 $ 2,942,000 $ 113,000 $ 68,000
Macomb County Michigan 26 $ 4,380,000 $ 168,000 $ 51,000
Pulaski County Missouri 26 $ 5,716,000 $ 219,000 $ 84,000
Scott County Missouri 26 $ 3,113,000 $ 119,000 $ 63,000
Muskingum County Ohio 26 $ 3,334,000 $ 128,000 $ 50,000
Hart County Kentucky 25 $ 2,918,000 $ 116,000 $ 68,000
Robeson County North Carolina 25 $ 3,783,000 $ 151,000 $ 81,000
Trigg County Kentucky 24 $ 3,028,000 $ 126,000 $ 54,000
Effingham County Georgia 23 $ 3,944,000 $ 171,000 $ 66,000
Pulaski County Kentucky 23 $ 2,551,000 $ 110,000 $ 51,000
Wilson County North Carolina 23 $ 3,518,000 $ 152,000 $ 83,000
Greenville County South Carolina 22 $ 3,839,000 $ 174,000 $ 68,000
Newton County Georgia 20 $ 3,545,000 $ 177,000 $ 83,000
Vermilion County Illinois 20 $ 2,182,000 $ 109,000 $ 55,000
Adair County Kentucky 20 $ 1,934,000 $ 96,000 $ 46,000
St. Francois County Missouri 20 $ 2,534,000 $ 126,000 $ 60,000
Buncombe County North Carolina 20 $ 3,316,000 $ 165,000 $ 75,000
Hawkins County Tennessee 20 $ 2,373,000 $ 118,000 $ 49,000
Spokane County Washington 19 $ 3,247,000 $ 170,000 $ 69,000
Washington County Florida 18 $ 2,280,000 $ 126,000 $ 60,000
McCracken County Kentucky 18 $ 2,510,000 $ 139,000 $ 71,000
Franklin County Missouri 18 $ 2,481,000 $ 137,000 $ 53,000
White County Georgia 17 $ 2,721,000 $ 160,000 $ 63,000
Boyle County Kentucky 17 $ 3,217,000 $ 189,000 $ 137,000
Laclede County Missouri 17 $ 2,032,000 $ 119,000 $ 47,000
St. Charles County Missouri 17 $ 3,644,000 $ 214,000 $ 86,000
Lincoln County North Carolina 17 $ 3,199,000 $ 188,000 $ 79,000
Jefferson County Alabama 16 $ 2,868,000 $ 179,000 $ 68,000
Clarke County Georgia 16 $ 2,297,000 $ 143,000 $ 64,000
Russell County Kentucky 16 $ 1,546,000 $ 96,000 $ 58,000
Medina County Ohio 16 $ 2,189,000 $ 136,000 $ 55,000
Paulding County Georgia 15 $ 2,032,000 $ 135,000 $ 51,000
Cuyahoga County Ohio 15 $ 2,276,000 $ 151,000 $ 74,000
Shelby County Alabama 14 $ 2,251,000 $ 160,000 $ 61,000
Kenton County Kentucky 14 $ 2,141,000 $ 152,000 $ 55,000
Wayne County Michigan 14 $ 2,190,000 $ 156,000 $ 59,000
Rutherford County North Carolina 14 $ 2,434,000 $ 173,000 $ 86,000
Wake County North Carolina 14 $ 2,970,000 $ 212,000 $ 100,000
Beaufort County South Carolina 14 $ 3,165,000 $ 226,000 $ 143,000
Lancaster County South Carolina 14 $ 1,945,000 $ 138,000 $ 53,000
Douglas County Georgia 13 $ 1,796,000 $ 138,000 $ 51,000
Fort Bend County Texas 13 $ 2,615,000 $ 201,000 $ 104,000
Oconee County Georgia 12 $ 3,043,000 $ 253,000 $ 95,000
Richmond County Georgia 12 $ 981,000 $ 81,000 $ 102,000
Harrison County Indiana 12 $ 1,705,000 $ 142,000 $ 47,000
Calloway County Kentucky 12 $ 1,691,000 $ 140,000 $ 72,000
Campbell County Kentucky 12 $ 2,022,000 $ 168,000 $ 59,000
Metcalfe County Kentucky 12 $ 1,402,000 $ 116,000 $ 51,000
Jefferson County Missouri 12 $ 1,871,000 $ 155,000 $ 67,000
Stark County Ohio 12 $ 1,570,000 $ 130,000 $ 68,000
Georgetown County South Carolina 12 $ 2,550,000 $ 212,000 $ 128,000
Marion County South Carolina 12 $ 1,249,000 $ 104,000 $ 43,000
Newberry County South Carolina 12 $ 1,789,000 $ 149,000 $ 86,000
Davidson County Tennessee 12 $ 2,635,000 $ 219,000 $ 162,000
Chambers County Alabama 11 $ 1,037,000 $ 94,000 $ 46,000
Adams County Colorado 11 $ 2,466,000 $ 224,000 $ 67,000
Greene County Indiana 11 $ 1,099,000 $ 99,000 $ 46,000
Marion County Indiana 11 $ 1,486,000 $ 135,000 $ 53,000
Logan County Kentucky 11 $ 1,357,000 $ 123,000 $ 60,000
Mercer County Kentucky 11 $ 1,772,000 $ 161,000 $ 60,000
Delaware County Ohio 11 $ 2,306,000 $ 209,000 $ 70,000
Portage County Ohio 11 $ 1,616,000 $ 146,000 $ 69,000
Monroe County Pennsylvania 11 $ 1,831,000 $ 166,000 $ 81,000
Berkeley County South Carolina 11 $ 2,790,000 $ 253,000 $ 96,000
Montgomery County Texas 11 $ 2,150,000 $ 195,000 $ 81,000
Williamson County Texas 11 $ 2,527,000 $ 229,000 $ 95,000
Mercer County West Virginia 11 $ 1,289,000 $ 117,000 $ 50,000
Jefferson County Colorado 10 $ 2,496,000 $ 249,000 $ 74,000
Madison County Florida 10 $ 1,604,000 $ 160,000 $ 69,000
Hart County Georgia 10 $ 1,619,000 $ 161,000 $ 104,000
Jefferson County Indiana 10 $ 1,339,000 $ 133,000 $ 75,000
Johnson County Kansas 10 $ 2,204,000 $ 220,000 $ 120,000
Jessamine County Kentucky 10 $ 1,708,000 $ 170,000 $ 75,000
Catawba County North Carolina 10 $ 2,047,000 $ 204,000 $ 106,000
Perry County Ohio 10 $ 1,533,000 $ 153,000 $ 79,000
Los Angeles County California 9 $ 4,111,000 $ 456,000 $ 80,000
Sacramento County California 9 $ 2,833,000 $ 314,000 $ 161,000
Hall County Georgia 9 $ 1,703,000 $ 189,000 $ 67,000
Harris County Georgia 9 $ 1,485,000 $ 165,000 $ 73,000
Jasper County Georgia 9 $ 1,074,000 $ 119,000 $ 63,000
Vanderburgh County Indiana 9 $ 1,131,000 $ 125,000 $ 114,000
Boone County Kentucky 9 $ 1,559,000 $ 173,000 $ 72,000
Marshall County Kentucky 9 $ 1,272,000 $ 141,000 $ 55,000
Spencer County Kentucky 9 $ 1,563,000 $ 173,000 $ 64,000
Ste. Genevieve County Missouri 9 $ 801,000 $ 89,000 $ 61,000
Charleston County South Carolina 9 $ 1,824,000 $ 202,000 $ 89,000
Orangeburg County South Carolina 9 $ 1,291,000 $ 143,000 $ 53,000
Sevier County Tennessee 9 $ 1,861,000 $ 206,000 $ 94,000
Bexar County Texas 9 $ 1,648,000 $ 183,000 $ 73,000
Carroll County Virginia 9 $ 1,278,000 $ 142,000 $ 62,000
Spotsylvania County Virginia 9 $ 1,989,000 $ 221,000 $ 105,000
Calhoun County Alabama 8 $ 1,104,000 $ 138,000 $ 51,000
Elbert County Georgia 8 $ 1,376,000 $ 172,000 $ 87,000
Meriwether County Georgia 8 $ 1,196,000 $ 149,000 $ 60,000
Oglethorpe County Georgia 8 $ 1,011,000 $ 126,000 $ 61,000
Grayson County Kentucky 8 $ 1,002,000 $ 125,000 $ 68,000
Lincoln County Kentucky 8 $ 961,000 $ 120,000 $ 66,000
Henderson County North Carolina 8 $ 1,321,000 $ 165,000 $ 58,000
Johnston County North Carolina 8 $ 1,895,000 $ 236,000 $ 88,000
Mecklenburg County North Carolina 8 $ 1,382,000 $ 172,000 $ 96,000
Anderson County South Carolina 8 $ 1,601,000 $ 200,000 $ 75,000
Saluda County South Carolina 8 $ 1,189,000 $ 148,000 $ 97,000
Sumner County Tennessee 8 $ 929,000 $ 116,000 $ 50,000
Grayson County Virginia 8 $ 934,000 $ 116,000 $ 52,000
Riverside County California 7 $ 1,319,000 $ 188,000 $ 212,000
Jackson County Florida 7 $ 664,000 $ 94,000 $ 53,000
Barrow County Georgia 7 $ 755,000 $ 107,000 $ 58,000
Lanier County Georgia 7 $ 703,000 $ 100,000 $ 49,000
Stephens County Georgia 7 $ 690,000 $ 98,000 $ 89,000
Cook County Illinois 7 $ 2,388,000 $ 341,000 $ 117,000
Bartholomew County Indiana 7 $ 735,000 $ 105,000 $ 39,000
Jackson County Indiana 7 $ 646,000 $ 92,000 $ 31,000
Ohio County Kentucky 7 $ 775,000 $ 110,000 $ 47,000
Pendleton County Kentucky 7 $ 949,000 $ 135,000 $ 50,000
Baltimore County Maryland 7 $ 1,382,000 $ 197,000 $ 62,000
Harnett County North Carolina 7 $ 1,307,000 $ 186,000 $ 97,000
Licking County Ohio 7 $ 1,261,000 $ 180,000 $ 84,000
Raleigh County West Virginia 7 $ 838,000 $ 119,000 $ 69,000
Weld County Colorado 6 $ 1,502,000 $ 250,000 $ 84,000
Banks County Georgia 6 $ 1,064,000 $ 177,000 $ 87,000
Bryan County Georgia 6 $ 1,193,000 $ 198,000 $ 78,000
Coweta County Georgia 6 $ 1,274,000 $ 212,000 $ 81,000
Franklin County Georgia 6 $ 811,000 $ 135,000 $ 52,000
Heard County Georgia 6 $ 808,000 $ 134,000 $ 39,000
Butler County Kentucky 6 $ 1,011,000 $ 168,000 $ 69,000
Caldwell County Kentucky 6 $ 856,000 $ 142,000 $ 46,000
Garrard County Kentucky 6 $ 778,000 $ 129,000 $ 63,000
Meade County Kentucky 6 $ 774,000 $ 129,000 $ 47,000
Wayne County Kentucky 6 $ 510,000 $ 85,000 $ 45,000
Montgomery County Maryland 6 $ 1,628,000 $ 271,000 $ 81,000
Lincoln County Missouri 6 $ 1,338,000 $ 223,000 $ 55,000
New Madrid County Missouri 6 $ 498,000 $ 83,000 $ 59,000
Brunswick County North Carolina 6 $ 838,000 $ 139,000 $ 65,000
Gaston County North Carolina 6 $ 1,070,000 $ 178,000 $ 48,000
Wilkes County North Carolina 6 $ 1,132,000 $ 188,000 $ 66,000
Guernsey County Ohio 6 $ 949,000 $ 158,000 $ 108,000
Colleton County South Carolina 6 $ 1,240,000 $ 206,000 $ 95,000
Spartanburg County South Carolina 6 $ 849,000 $ 141,000 $ 52,000
Grayson County Texas 6 $ 1,131,000 $ 188,000 $ 102,000
Fredericksburg County Virginia 6 $ 1,487,000 $ 247,000 $ 99,000
Orange County California 5 $ 2,383,000 $ 476,000 $ 83,000
Placer County California 5 $ 1,724,000 $ 344,000 $ 127,000
Berrien County Georgia 5 $ 700,000 $ 140,000 $ 41,000
Chatham County Georgia 5 $ 840,000 $ 168,000 $ 56,000
Columbia County Georgia 5 $ 1,607,000 $ 321,000 $ 206,000
Forsyth County Georgia 5 $ 1,159,000 $ 231,000 $ 143,000
Gwinnett County Georgia 5 $ 984,000 $ 196,000 $ 111,000
Irwin County Georgia 5 $ 643,000 $ 128,000 $ 68,000
Jennings County Indiana 5 $ 705,000 $ 141,000 $ 55,000
Green County Kentucky 5 $ 407,000 $ 81,000 $ 43,000
Henry County Kentucky 5 $ 348,000 $ 69,000 $ 27,000
Livingston County Kentucky 5 $ 575,000 $ 115,000 $ 67,000
Scott County Kentucky 5 $ 727,000 $ 145,000 $ 67,000
Butler County Missouri 5 $ 730,000 $ 146,000 $ 95,000
St. Louis City County Missouri 5 $ 606,000 $ 121,000 $ 70,000
Washington County Missouri 5 $ 691,000 $ 138,000 $ 56,000
Burke County North Carolina 5 $ 554,000 $ 110,000 $ 59,000
Cumberland County North Carolina 5 $ 724,000 $ 144,000 $ 65,000
Belmont County Ohio 5 $ 497,000 $ 99,000 $ 54,000
Fairfield County Ohio 5 $ 736,000 $ 147,000 $ 76,000
Pickens County South Carolina 5 $ 638,000 $ 127,000 $ 72,000
Anderson County Tennessee 5 $ 586,000 $ 117,000 $ 34,000
Knox County Tennessee 5 $ 819,000 $ 163,000 $ 65,000
Brazoria County Texas 5 $ 751,000 $ 150,000 $ 134,000
Wise County Texas 5 $ 739,000 $ 147,000 $ 72,000
Hanover County Virginia 5 $ 1,014,000 $ 202,000 $ 68,000
Stafford County Virginia 5 $ 1,380,000 $ 276,000 $ 107,000
Tazewell County Virginia 5 $ 583,000 $ 116,000 $ 64,000
Henry County Alabama 4 $ 929,000 $ 232,000 $ 106,000
Houston County Alabama 4 $ 497,000 $ 124,000 $ 45,000
St. Clair County Alabama 4 $ 508,000 $ 127,000 $ 55,000
San Diego County California 4 $ 1,762,000 $ 440,000 $ 169,000
Bay County Florida 4 $ 689,000 $ 172,000 $ 104,000
Brooks County Georgia 4 $ 549,000 $ 137,000 $ 53,000
Bulloch County Georgia 4 $ 609,000 $ 152,000 $ 72,000
Fulton County Georgia 4 $ 884,000 $ 221,000 $ 83,000
Tift County Georgia 4 $ 434,000 $ 108,000 $ 69,000
Walton County Georgia 4 $ 624,000 $ 156,000 $ 53,000
Jackson County Illinois 4 $ 441,000 $ 110,000 $ 47,000
Monroe County Indiana 4 $ 432,000 $ 108,000 $ 51,000
Scott County Indiana 4 $ 517,000 $ 129,000 $ 52,000
Warrick County Indiana 4 $ 660,000 $ 165,000 $ 106,000
Anderson County Kentucky 4 $ 743,000 $ 185,000 $ 62,000
Clinton County Kentucky 4 $ 483,000 $ 120,000 $ 166,000
Franklin County Kentucky 4 $ 863,000 $ 215,000 $ 88,000
Marion County Kentucky 4 $ 556,000 $ 139,000 $ 66,000
Oakland County Michigan 4 $ 949,000 $ 237,000 $ 112,000
Callaway County Missouri 4 $ 547,000 $ 136,000 $ 68,000
Greene County Missouri 4 $ 368,000 $ 92,000 $ 68,000
Mississippi County Missouri 4 $ 452,000 $ 113,000 $ 62,000
Alleghany County North Carolina 4 $ 523,000 $ 130,000 $ 47,000
Iredell County North Carolina 4 $ 528,000 $ 132,000 $ 57,000
Surry County North Carolina 4 $ 469,000 $ 117,000 $ 53,000
Clinton County Ohio 4 $ 605,000 $ 151,000 $ 80,000
Hamilton County Ohio 4 $ 630,000 $ 157,000 $ 91,000
Lorain County Ohio 4 $ 766,000 $ 191,000 $ 90,000
Allegheny County Pennsylvania 4 $ 613,000 $ 153,000 $ 56,000
York County South Carolina 4 $ 806,000 $ 201,000 $ 66,000
Hancock County Tennessee 4 $ 408,000 $ 102,000 $ 72,000
Cooke County Texas 4 $ 407,000 $ 101,000 $ 37,000
Galveston County Texas 4 $ 418,000 $ 104,000 $ 92,000
McLennan County Texas 4 $ 896,000 $ 224,000 $ 132,000
Fairfax County Virginia 4 $ 1,288,000 $ 322,000 $ 78,000
Henrico County Virginia 4 $ 598,000 $ 149,000 $ 46,000
Prince William County Virginia 4 $ 1,300,000 $ 325,000 $ 52,000
Roanoke County Virginia 4 $ 862,000 $ 215,000 $ 75,000
Wythe County Virginia 4 $ 595,000 $ 148,000 $ 67,000
Lee County Alabama 3 $ 578,000 $ 192,000 $ 66,000
Randolph County Alabama 3 $ 928,000 $ 309,000 $ 160,000
San Bernardino County California 3 $ 735,000 $ 245,000 $ 71,000
Charlotte County Florida 3 $ 301,000 $ 100,000 $ 138,000
Gulf County Florida 3 $ 735,000 $ 245,000 $ 228,000
Cobb County Georgia 3 $ 438,000 $ 146,000 $ 52,000
Cook County Georgia 3 $ 457,000 $ 152,000 $ 56,000
Wilcox County Georgia 3 $ 315,000 $ 105,000 $ 44,000
Hancock County Indiana 3 $ 412,000 $ 137,000 $ 36,000
Johnson County Indiana 3 $ 579,000 $ 193,000 $ 89,000
St. Joseph County Indiana 3 $ 315,000 $ 105,000 $ 82,000
Washington County Indiana 3 $ 480,000 $ 160,000 $ 51,000
Casey County Kentucky 3 $ 367,000 $ 122,000 $ 40,000
Christian County Kentucky 3 $ 391,000 $ 130,000 $ 57,000
Lyon County Kentucky 3 $ 344,000 $ 114,000 $ 55,000
McCreary County Kentucky 3 $ 265,000 $ 88,000 $ 35,000
Monroe County Kentucky 3 $ 265,000 $ 88,000 $ 49,000
Union County Kentucky 3 $ 574,000 $ 191,000 $ 93,000
Washington County Kentucky 3 $ 382,000 $ 127,000 $ 73,000
Whitley County Kentucky 3 $ 388,000 $ 129,000 $ 66,000
Orleans County Louisiana 3 $ 596,000 $ 198,000 $ 20,000
Anne Arundel County Maryland 3 $ 657,000 $ 219,000 $ 70,000
Charles County Maryland 3 $ 878,000 $ 292,000 $ 126,000
Worcester County Massachusetts 3 $ 618,000 $ 206,000 $ 83,000
Anoka County Minnesota 3 $ 745,000 $ 248,000 $ 102,000
Hinds County Mississippi 3 $ 515,000 $ 171,000 $ 68,000
Camden County Missouri 3 $ 654,000 $ 218,000 $ 86,000
Clay County Missouri 3 $ 825,000 $ 275,000 $ 99,000
Dunklin County Missouri 3 $ 218,000 $ 72,000 $ 28,000
Jackson County Missouri 3 $ 534,000 $ 178,000 $ 116,000
Phelps County Missouri 3 $ 683,000 $ 227,000 $ 95,000
Warren County Missouri 3 $ 384,000 $ 128,000 $ 43,000
Clark County Nevada 3 $ 801,000 $ 267,000 $ 18,000
Forsyth County North Carolina 3 $ 690,000 $ 230,000 $ 76,000
Haywood County North Carolina 3 $ 539,000 $ 179,000 $ 80,000
New Hanover County North Carolina 3 $ 436,000 $ 145,000 $ 44,000
Ashtabula County Ohio 3 $ 339,000 $ 113,000 $ 32,000
Carroll County Ohio 3 $ 461,000 $ 153,000 $ 66,000
Coshocton County Ohio 3 $ 398,000 $ 132,000 $ 44,000
Greene County Ohio 3 $ 906,000 $ 302,000 $ 86,000
Montgomery County Ohio 3 $ 346,000 $ 115,000 $ 13,000
Noble County Ohio 3 $ 292,000 $ 97,000 $ 43,000
Dorchester County South Carolina 3 $ 543,000 $ 181,000 $ 36,000
Oconee County South Carolina 3 $ 565,000 $ 188,000 $ 140,000
Sumter County South Carolina 3 $ 369,000 $ 123,000 $ 39,000
Henry County Tennessee 3 $ 438,000 $ 146,000 $ 76,000
Roane County Tennessee 3 $ 703,000 $ 234,000 $ 73,000
Robertson County Tennessee 3 $ 389,000 $ 129,000 $ 63,000
Rutherford County Tennessee 3 $ 646,000 $ 215,000 $ 91,000
El Paso County Texas 3 $ 635,000 $ 211,000 $ 133,000
Hays County Texas 3 $ 779,000 $ 259,000 $ 85,000
Kaufman County Texas 3 $ 599,000 $ 199,000 $ 72,000
Midland County Texas 3 $ 846,000 $ 282,000 $ 105,000
Caroline County Virginia 3 $ 633,000 $ 211,000 $ 94,000
Chesapeake County Virginia 3 $ 706,000 $ 235,000 $ 37,000
Chesterfield County Virginia 3 $ 717,000 $ 239,000 $ 77,000
Fauquier County Virginia 3 $ 859,000 $ 286,000 $ 71,000
Orange County Virginia 3 $ 699,000 $ 233,000 $ 73,000
Portsmouth County Virginia 3 $ 466,000 $ 155,000 $ 44,000
Virginia Beach County Virginia 3 $ 643,000 $ 214,000 $ 70,000
Nicholas County West Virginia 3 $ 443,000 $ 147,000 $ 56,000
Jackson County Alabama 2 $ 336,000 $ 168,000 $ 48,000
Russell County Alabama 2 $ 169,000 $ 84,000 $ 56,000
Talladega County Alabama 2 $ 192,000 $ 96,000 $ 29,000
Tuscaloosa County Alabama 2 $ 378,000 $ 189,000 $ 56,000
Yuma County Arizona 2 $ 265,000 $ 132,000 $ 94,000
Fresno County California 2 $ 439,000 $ 219,000 $ 0
Delta County Colorado 2 $ 298,000 $ 149,000 $ 33,000
Denver County Colorado 2 $ 277,000 $ 138,000 $ 60,000
Fairfield County Connecticut 2 $ 484,000 $ 242,000 $ 75,000
Litchfield County Connecticut 2 $ 425,000 $ 212,000 $ 65,000
Broward County Florida 2 $ 402,000 $ 201,000 $ 290,000
Collier County Florida 2 $ 501,000 $ 250,000 $ 184,000
Hamilton County Florida 2 $ 313,000 $ 156,000 $ 71,000
Hernando County Florida 2 $ 260,000 $ 130,000 $ 113,000
Hillsborough County Florida 2 $ 449,000 $ 224,000 $ 95,000
Holmes County Florida 2 $ 163,000 $ 81,000 $ 39,000
Lee County Florida 2 $ 307,000 $ 153,000 $ 100,000
Martin County Florida 2 $ 284,000 $ 142,000 $ 67,000
St. Lucie County Florida 2 $ 500,000 $ 250,000 $ 58,000
Walton County Florida 2 $ 580,000 $ 290,000 $ 125,000
Cherokee County Georgia 2 $ 455,000 $ 227,000 $ 70,000
DeKalb County Georgia 2 $ 338,000 $ 169,000 $ 74,000
Greene County Georgia 2 $ 185,000 $ 92,000 $ 67,000
Lee County Georgia 2 $ 276,000 $ 138,000 $ 74,000
Lumpkin County Georgia 2 $ 327,000 $ 163,000 $ 50,000
Polk County Georgia 2 $ 191,000 $ 95,000 $ 27,000
Pulaski County Georgia 2 $ 292,000 $ 146,000 $ 104,000
Rockdale County Georgia 2 $ 314,000 $ 157,000 $ 106,000
Kootenai County Idaho 2 $ 439,000 $ 219,000 $ 94,000
Madison County Illinois 2 $ 319,000 $ 159,000 $ 56,000
Williamson County Illinois 2 $ 324,000 $ 162,000 $ 105,000
Dubois County Indiana 2 $ 250,000 $ 125,000 $ 69,000
Elkhart County Indiana 2 $ 295,000 $ 147,000 $ 107,000
Lake County Indiana 2 $ 286,000 $ 143,000 $ 52,000
Lawrence County Indiana 2 $ 264,000 $ 132,000 $ 43,000
Crawford County Kansas 2 $ 431,000 $ 215,000 $ 103,000
Carroll County Kentucky 2 $ 255,000 $ 127,000 $ 45,000
Grant County Kentucky 2 $ 130,000 $ 65,000 $ 38,000
Hickman County Kentucky 2 $ 259,000 $ 129,000 $ 97,000
Muhlenberg County Kentucky 2 $ 257,000 $ 128,000 $ 43,000
Trimble County Kentucky 2 $ 231,000 $ 115,000 $ 34,000
Baltimore City County Maryland 2 $ 345,000 $ 172,000 $ 60,000
Prince George's County Maryland 2 $ 447,000 $ 223,000 $ 78,000
Middlesex County Massachusetts 2 $ 750,000 $ 375,000 $ 106,000
Suffolk County Massachusetts 2 $ 605,000 $ 302,000 $ 105,000
Ramsey County Minnesota 2 $ 297,000 $ 148,000 $ 116,000
Boone County Missouri 2 $ 367,000 $ 183,000 $ 51,000
Buchanan County Missouri 2 $ 461,000 $ 230,000 $ 67,000
Carter County Missouri 2 $ 272,000 $ 136,000 $ 57,000
Cole County Missouri 2 $ 228,000 $ 114,000 $ 22,000
Iron County Missouri 2 $ 237,000 $ 118,000 $ 80,000
Pemiscot County Missouri 2 $ 179,000 $ 89,000 $ 123,000
Platte County Missouri 2 $ 579,000 $ 289,000 $ 352,000
Ralls County Missouri 2 $ 94,000 $ 47,000 $ 23,000
Stoddard County Missouri 2 $ 162,000 $ 81,000 $ 52,000
Taney County Missouri 2 $ 480,000 $ 240,000 $ 81,000
Texas County Missouri 2 $ 318,000 $ 159,000 $ 70,000
Webster County Missouri 2 $ 257,000 $ 128,000 $ 84,000
Wright County Missouri 2 $ 293,000 $ 146,000 $ 62,000
Lewis and Clark County Montana 2 $ 311,000 $ 155,000 $ 0
Currituck County North Carolina 2 $ 363,000 $ 181,000 $ 229,000
Davie County North Carolina 2 $ 358,000 $ 179,000 $ 47,000
Madison County North Carolina 2 $ 441,000 $ 220,000 $ 67,000
Nash County North Carolina 2 $ 218,000 $ 109,000 $ 42,000
Pender County North Carolina 2 $ 538,000 $ 269,000 $ 70,000
Rowan County North Carolina 2 $ 470,000 $ 235,000 $ 95,000
Sampson County North Carolina 2 $ 289,000 $ 144,000 $ 55,000
Transylvania County North Carolina 2 $ 518,000 $ 259,000 $ 128,000
Vance County North Carolina 2 $ 314,000 $ 157,000 $ 62,000
Yancey County North Carolina 2 $ 218,000 $ 109,000 $ 55,000
Clermont County Ohio 2 $ 369,000 $ 184,000 $ 41,000
Geauga County Ohio 2 $ 371,000 $ 185,000 $ 65,000
Lake County Ohio 2 $ 451,000 $ 225,000 $ 56,000
Ottawa County Ohio 2 $ 371,000 $ 185,000 $ 56,000
Pickaway County Ohio 2 $ 175,000 $ 87,000 $ 38,000
Warren County Ohio 2 $ 347,000 $ 173,000 $ 82,000
Washington County Ohio 2 $ 263,000 $ 131,000 $ 74,000
Wayne County Ohio 2 $ 168,000 $ 84,000 $ 39,000
Northampton County Pennsylvania 2 $ 608,000 $ 304,000 $ 95,000
Calhoun County South Carolina 2 $ 217,000 $ 108,000 $ 30,000
Clarendon County South Carolina 2 $ 355,000 $ 177,000 $ 72,000
Darlington County South Carolina 2 $ 268,000 $ 134,000 $ 60,000
Fairfield County South Carolina 2 $ 214,000 $ 107,000 $ 79,000
Hampton County South Carolina 2 $ 209,000 $ 104,000 $ 35,000
Jasper County South Carolina 2 $ 620,000 $ 310,000 $ 113,000
Williamsburg County South Carolina 2 $ 228,000 $ 114,000 $ 57,000
Hamblen County Tennessee 2 $ 183,000 $ 91,000 $ 64,000
Maury County Tennessee 2 $ 402,000 $ 201,000 $ 80,000
Brazos County Texas 2 $ 274,000 $ 137,000 $ 159,000
Guadalupe County Texas 2 $ 388,000 $ 194,000 $ 78,000
Hidalgo County Texas 2 $ 290,000 $ 145,000 $ 59,000
Johnson County Texas 2 $ 411,000 $ 205,000 $ 72,000
Lubbock County Texas 2 $ 430,000 $ 215,000 $ 137,000
Nueces County Texas 2 $ 449,000 $ 224,000 $ 129,000
Parker County Texas 2 $ 510,000 $ 255,000 $ 157,000
Dinwiddie County Virginia 2 $ 407,000 $ 203,000 $ 76,000
Fluvanna County Virginia 2 $ 510,000 $ 255,000 $ 93,000
Galax County Virginia 2 $ 260,000 $ 130,000 $ 72,000
Gloucester County Virginia 2 $ 569,000 $ 284,000 $ 58,000
Harrisonburg County Virginia 2 $ 342,000 $ 171,000 $ 40,000
Louisa County Virginia 2 $ 451,000 $ 225,000 $ 119,000
Shenandoah County Virginia 2 $ 416,000 $ 208,000 $ 75,000
Westmoreland County Virginia 2 $ 621,000 $ 310,000 $ 87,000
Monongalia County West Virginia 2 $ 305,000 $ 152,000 $ 70,000
Upshur County West Virginia 2 $ 211,000 $ 105,000 $ 56,000
Coffee County Alabama 1 $ 164,000 $ 164,000 $ 74,000
DeKalb County Alabama 1 $ 74,000 $ 74,000 $ 25,000
Geneva County Alabama 1 $ 147,000 $ 147,000 $ 73,000
Hale County Alabama 1 $ 125,000 $ 125,000 $ 59,000
Limestone County Alabama 1 $ 226,000 $ 226,000 $ 60,000
Tallapoosa County Alabama 1 $ 82,000 $ 82,000 $ 27,000
Benton County Arkansas 1 $ 187,000 $ 187,000 $ 0
Saline County Arkansas 1 $ 184,000 $ 184,000 $ 68,000
Washington County Arkansas 1 $ 241,000 $ 241,000 $ 97,000
Alameda County California 1 $ 624,000 $ 624,000 $ 234,000
Amador County California 1 $ 400,000 $ 400,000 $ 143,000
Contra Costa County California 1 $ 309,000 $ 309,000 $ 0
El Dorado County California 1 $ 323,000 $ 323,000 $ 58,000
San Francisco County California 1 $ 553,000 $ 553,000 $ 0
Yolo County California 1 $ 157,000 $ 157,000 $ 35,000
Yuba County California 1 $ 289,000 $ 289,000 $ 48,000
Arapahoe County Colorado 1 $ 197,000 $ 197,000 $ 0
Boulder County Colorado 1 $ 214,000 $ 214,000 $ 75,000
Broomfield County Colorado 1 $ 151,000 $ 151,000 $ 70,000
El Paso County Colorado 1 $ 170,000 $ 170,000 $ 0
Pueblo County Colorado 1 $ 215,000 $ 215,000 $ 132,000
Teller County Colorado 1 $ 270,000 $ 270,000 $ 73,000
Hartford County Connecticut 1 $ 225,000 $ 225,000 $ 102,000
New Castle County Delaware 1 $ 222,000 $ 222,000 $ 69,000
District of Columbia County District Of Columbia 1 $ 343,000 $ 343,000 $ 0
Calhoun County Florida 1 $ 95,000 $ 95,000 $ 83,000
Clay County Florida 1 $ 126,000 $ 126,000 $ 115,000
Duval County Florida 1 $ 156,000 $ 156,000 $ 40,000
Flagler County Florida 1 $ 156,000 $ 156,000 $ 47,000
Gadsden County Florida 1 $ 245,000 $ 245,000 $ 62,000
Indian River County Florida 1 $ 149,000 $ 149,000 $ 49,000
Lake County Florida 1 $ 152,000 $ 152,000 $ 72,000
Leon County Florida 1 $ 164,000 $ 164,000 $ 28,000
Manatee County Florida 1 $ 200,000 $ 200,000 $ 176,000
Miami-Dade County Florida 1 $ 162,000 $ 162,000 $ 92,000
Monroe County Florida 1 $ 300,000 $ 300,000 $ 262,000
Osceola County Florida 1 $ 226,000 $ 226,000 $ 92,000
Pinellas County Florida 1 $ 417,000 $ 417,000 $ 35,000
Polk County Florida 1 $ 241,000 $ 241,000 $ 63,000
Sarasota County Florida 1 $ 157,000 $ 157,000 $ 40,000
Ben Hill County Georgia 1 $ 72,000 $ 72,000 $ 39,000
Bibb County Georgia 1 $ 154,000 $ 154,000 $ 60,000
Butts County Georgia 1 $ 108,000 $ 108,000 $ 69,000
Clayton County Georgia 1 $ 89,000 $ 89,000 $ 38,000
Colquitt County Georgia 1 $ 127,000 $ 127,000 $ 122,000
Crisp County Georgia 1 $ 188,000 $ 188,000 $ 65,000
Dawson County Georgia 1 $ 180,000 $ 180,000 $ 40,000
Dooly County Georgia 1 $ 78,000 $ 78,000 $ 61,000
Fannin County Georgia 1 $ 119,000 $ 119,000 $ 44,000
Gilmer County Georgia 1 $ 69,000 $ 69,000 $ 31,000
Glynn County Georgia 1 $ 417,000 $ 417,000 $ 180,000
Henry County Georgia 1 $ 230,000 $ 230,000 $ 183,000
Lincoln County Georgia 1 $ 76,000 $ 76,000 $ 62,000
Mitchell County Georgia 1 $ 145,000 $ 145,000 $ 49,000
Muscogee County Georgia 1 $ 80,000 $ 80,000 $ 28,000
Pickens County Georgia 1 $ 59,000 $ 59,000 $ 42,000
Sumter County Georgia 1 $ 80,000 $ 80,000 $ 24,000
Talbot County Georgia 1 $ 73,000 $ 73,000 $ 33,000
Thomas County Georgia 1 $ 56,000 $ 56,000 $ 47,000
Turner County Georgia 1 $ 77,000 $ 77,000 $ 28,000
Upson County Georgia 1 $ 110,000 $ 110,000 $ 86,000
Adams County Illinois 1 $ 162,000 $ 162,000 $ 80,000
Alexander County Illinois 1 $ 84,000 $ 84,000 $ 42,000
Bond County Illinois 1 $ 177,000 $ 177,000 $ 61,000
DuPage County Illinois 1 $ 173,000 $ 173,000 $ 78,000
Grundy County Illinois 1 $ 168,000 $ 168,000 $ 100,000
Kendall County Illinois 1 $ 239,000 $ 239,000 $ 90,000
McHenry County Illinois 1 $ 161,000 $ 161,000 $ 0
Will County Illinois 1 $ 203,000 $ 203,000 $ 77,000
Winnebago County Illinois 1 $ 68,000 $ 68,000 $ 139,000
Allen County Indiana 1 $ 116,000 $ 116,000 $ 0
Daviess County Indiana 1 $ 137,000 $ 137,000 $ 92,000
Gibson County Indiana 1 $ 66,000 $ 66,000 $ 173,000
Hamilton County Indiana 1 $ 85,000 $ 85,000 $ 27,000
Henry County Indiana 1 $ 113,000 $ 113,000 $ 60,000
Morgan County Indiana 1 $ 65,000 $ 65,000 $ 27,000
Porter County Indiana 1 $ 69,000 $ 69,000 $ 33,000
Posey County Indiana 1 $ 270,000 $ 270,000 $ 129,000
Ripley County Indiana 1 $ 138,000 $ 138,000 $ 35,000
Tippecanoe County Indiana 1 $ 170,000 $ 170,000 $ 62,000
Vigo County Indiana 1 $ 45,000 $ 45,000 $ 100,000
Warren County Indiana 1 $ 194,000 $ 194,000 $ 79,000
Rice County Kansas 1 $ 191,000 $ 191,000 $ 55,000
Seward County Kansas 1 $ 95,000 $ 95,000 $ 32,000
Ballard County Kentucky 1 $ 112,000 $ 112,000 $ 30,000
Bourbon County Kentucky 1 $ 186,000 $ 186,000 $ 57,000
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Mortgage Loan Application Detail Totals for Magnolia Bank, Incorporated in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,795 $589,575,000 $155,000 $1,035,000 $70,000 $804,000
Refinancing 1,652 $295,882,000 $179,000 $1,531,000 $83,000 $728,000
Home Improvement 43 $4,879,000 $113,000 $329,000 $77,000 $282,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,705 $757,249,000 $160,000 $1,531,000 $75,000 $804,000
Black or African American 267 $41,617,000 $155,000 $401,000 $58,000 $181,000
Not Provided 202 $35,721,000 $176,000 $479,000 $75,000 $437,000
Hispanic 165 $27,298,000 $165,000 $511,000 $72,000 $298,000
Asian 111 $20,264,000 $182,000 $553,000 $73,000 $305,000
American Indian or Alaskan Native 24 $3,632,000 $151,000 $385,000 $68,000 $171,000
Native Hawaiian or Other Pacific Islander 8 $1,750,000 $218,000 $373,000 $73,000 $117,000
Not applicable 8 $2,805,000 $350,000 $1,500,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,836 $494,227,000 $174,000 $1,531,000 $92,000 $728,000
FHA-insured (Federal Housing Administration) 1,602 $246,964,000 $154,000 $553,000 $56,000 $804,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 676 $79,462,000 $117,000 $558,000 $44,000 $123,000
VA-guaranteed (Veterans Administration) 376 $69,683,000 $185,000 $759,000 $71,000 $223,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,017 $645,271,000 $160,000 $1,531,000 $72,000 $804,000
Application Denied By Financial Institution 525 $82,183,000 $156,000 $1,440,000 $62,000 $338,000
Loan Purchased By The Institution 400 $68,955,000 $172,000 $553,000 $102,000 $728,000
Application Approved But Not Accepted 329 $56,290,000 $171,000 $1,035,000 $77,000 $606,000
Application Withdrawn By Applicant 219 $37,637,000 $171,000 $600,000 $72,000 $391,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 155 $24,124,000 $155,000 $417,000 $53,000 $338,000
Collateral 133 $21,950,000 $165,000 $1,028,000 $73,000 $302,000
Credit History 90 $13,951,000 $155,000 $624,000 $63,000 $234,000
Other 73 $10,332,000 $141,000 $403,000 $65,000 $198,000
Unverifiable Information 34 $5,083,000 $149,000 $385,000 $55,000 $198,000
Employment History 25 $4,668,000 $186,000 $1,440,000 $55,000 $265,000
Insufficient Cash (Downpayment, Closing Cost) 12 $1,395,000 $116,000 $299,000 $46,000 $105,000
Mortgage Insurance Denied 2 $263,000 $131,000 $177,000 $90,000 $112,000
Credit Application Incomplete 1 $417,000 $417,000 $417,000 $129,000 $129,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Magnolia Bank, Incorporated's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Magnolia Bank, Incorporated's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet with aggregated HMDA statistics today.

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