Magnolia Bank Mortgage Lending & HMDA Data, 2015

In 2015, Magnolia Bank of Hodgenville, KY reported 5,490 mortgage applications totaling $890.3 million, up 63% from 2014. The average application was for $162,174, and applicants reported an average income of $73,966. 73% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Louisville/Jefferson County, KY-IN (699), Columbia, SC (369) and Bowling Green, KY (295) (applications in parentheses).

Mortgage Company & Address Magnolia Bank
Po Box 188
Hodgenville, KY 42748
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 5,490
Total Mortgage Loan Application Amount $890,336,000
Average Mortgage Loan Application Amount $162,174
Highest Mortgage Loan Application Amount $1,531,000
Average Applicant Income $73,966
Highest Applicant Income $804,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Magnolia Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Magnolia Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson, Kentucky 378 $ 59,610,000 $ 157,698 $ 69,000
Lexington, South Carolina 201 $ 34,671,000 $ 172,492 $ 89,000
Warren, Kentucky 194 $ 34,003,000 $ 175,273 $ 76,000
Troup, Georgia 114 $ 15,426,000 $ 135,315 $ 53,000
Richland, South Carolina 104 $ 17,297,000 $ 166,317 $ 96,000
Nelson, Kentucky 97 $ 15,394,000 $ 158,701 $ 66,000
Clark, Indiana 87 $ 12,127,000 $ 139,390 $ 57,000
Carroll, Georgia 86 $ 11,088,000 $ 128,930 $ 60,000
Bullitt, Kentucky 84 $ 13,574,000 $ 161,595 $ 60,000
Horry, South Carolina 84 $ 13,511,000 $ 160,845 $ 72,000
Cape Girardeau, Missouri 80 $ 13,060,000 $ 163,250 $ 76,000
Aiken, South Carolina 79 $ 11,981,000 $ 151,658 $ 98,000
Simpson, Kentucky 72 $ 9,042,000 $ 125,583 $ 57,000
Denton, Texas 72 $ 14,947,000 $ 207,597 $ 102,000
Tarrant, Texas 71 $ 11,419,000 $ 160,830 $ 68,000
Hardin, Kentucky 65 $ 9,541,000 $ 146,784 $ 83,000
Haralson, Georgia 63 $ 8,418,000 $ 133,619 $ 67,000
Allen, Kentucky 58 $ 7,397,000 $ 127,534 $ 59,000
Kershaw, South Carolina 52 $ 8,034,000 $ 154,500 $ 70,000
Collin, Texas 51 $ 12,353,000 $ 242,215 $ 106,000
Madison, Georgia 50 $ 8,210,000 $ 164,200 $ 74,000
Fayette, Kentucky 50 $ 8,860,000 $ 177,200 $ 83,000
St. Louis, Missouri 46 $ 9,353,000 $ 203,326 $ 80,000
Franklin, Ohio 46 $ 7,541,000 $ 163,934 $ 82,000
Dallas, Texas 46 $ 9,182,000 $ 199,608 $ 106,000
Oldham, Kentucky 44 $ 8,824,000 $ 200,545 $ 76,000
Harris, Texas 44 $ 8,178,000 $ 185,863 $ 92,000
Summit, Ohio 42 $ 5,325,000 $ 126,785 $ 59,000
Lowndes, Georgia 41 $ 5,498,000 $ 134,097 $ 66,000
Daviess, Kentucky 39 $ 5,809,000 $ 148,948 $ 65,000
Jackson, Georgia 37 $ 6,156,000 $ 166,378 $ 69,000
Edmonson, Kentucky 37 $ 4,858,000 $ 131,297 $ 60,000
Brevard, Florida 36 $ 4,887,000 $ 135,750 $ 59,000
Floyd, Indiana 36 $ 5,936,000 $ 164,888 $ 65,000
Graves, Kentucky 35 $ 4,301,000 $ 122,885 $ 63,000
Shelby, Kentucky 35 $ 6,148,000 $ 175,657 $ 74,000
Barren, Kentucky 34 $ 4,349,000 $ 127,911 $ 68,000
Travis, Texas 29 $ 7,718,000 $ 266,137 $ 137,000
Larue, Kentucky 28 $ 2,029,000 $ 72,464 $ 63,000
Taylor, Kentucky 27 $ 3,226,000 $ 119,481 $ 61,000
Florence, South Carolina 27 $ 3,904,000 $ 144,592 $ 48,000
Crittenden, Kentucky 26 $ 2,942,000 $ 113,153 $ 68,000
Macomb, Michigan 26 $ 4,380,000 $ 168,461 $ 51,000
Pulaski, Missouri 26 $ 5,716,000 $ 219,846 $ 84,000
Scott, Missouri 26 $ 3,113,000 $ 119,730 $ 63,000
Muskingum, Ohio 26 $ 3,334,000 $ 128,230 $ 50,000
Hart, Kentucky 25 $ 2,918,000 $ 116,720 $ 68,000
Robeson, North Carolina 25 $ 3,783,000 $ 151,320 $ 81,000
Trigg, Kentucky 24 $ 3,028,000 $ 126,166 $ 54,000
Effingham, Georgia 23 $ 3,944,000 $ 171,478 $ 66,000
Pulaski, Kentucky 23 $ 2,551,000 $ 110,913 $ 51,000
Wilson, North Carolina 23 $ 3,518,000 $ 152,956 $ 83,000
Greenville, South Carolina 22 $ 3,839,000 $ 174,500 $ 68,000
Newton, Georgia 20 $ 3,545,000 $ 177,250 $ 83,000
Vermilion, Illinois 20 $ 2,182,000 $ 109,100 $ 55,000
Adair, Kentucky 20 $ 1,934,000 $ 96,700 $ 46,000
St. Francois, Missouri 20 $ 2,534,000 $ 126,700 $ 60,000
Buncombe, North Carolina 20 $ 3,316,000 $ 165,800 $ 75,000
Hawkins, Tennessee 20 $ 2,373,000 $ 118,650 $ 49,000
Spokane, Washington 19 $ 3,247,000 $ 170,894 $ 69,000
Washington, Florida 18 $ 2,280,000 $ 126,666 $ 60,000
McCracken, Kentucky 18 $ 2,510,000 $ 139,444 $ 71,000
Franklin, Missouri 18 $ 2,481,000 $ 137,833 $ 53,000
White, Georgia 17 $ 2,721,000 $ 160,058 $ 63,000
Boyle, Kentucky 17 $ 3,217,000 $ 189,235 $ 137,000
Laclede, Missouri 17 $ 2,032,000 $ 119,529 $ 47,000
St. Charles, Missouri 17 $ 3,644,000 $ 214,352 $ 86,000
Lincoln, North Carolina 17 $ 3,199,000 $ 188,176 $ 79,000
Jefferson, Alabama 16 $ 2,868,000 $ 179,250 $ 68,000
Clarke, Georgia 16 $ 2,297,000 $ 143,562 $ 64,000
Russell, Kentucky 16 $ 1,546,000 $ 96,625 $ 58,000
Medina, Ohio 16 $ 2,189,000 $ 136,812 $ 55,000
Paulding, Georgia 15 $ 2,032,000 $ 135,466 $ 51,000
Cuyahoga, Ohio 15 $ 2,276,000 $ 151,733 $ 74,000
Shelby, Alabama 14 $ 2,251,000 $ 160,785 $ 61,000
Kenton, Kentucky 14 $ 2,141,000 $ 152,928 $ 55,000
Wayne, Michigan 14 $ 2,190,000 $ 156,428 $ 59,000
Rutherford, North Carolina 14 $ 2,434,000 $ 173,857 $ 86,000
Wake, North Carolina 14 $ 2,970,000 $ 212,142 $ 100,000
Beaufort, South Carolina 14 $ 3,165,000 $ 226,071 $ 143,000
Lancaster, South Carolina 14 $ 1,945,000 $ 138,928 $ 53,000
Douglas, Georgia 13 $ 1,796,000 $ 138,153 $ 51,000
Fort Bend, Texas 13 $ 2,615,000 $ 201,153 $ 104,000
Oconee, Georgia 12 $ 3,043,000 $ 253,583 $ 95,000
Richmond, Georgia 12 $ 981,000 $ 81,750 $ 102,000
Harrison, Indiana 12 $ 1,705,000 $ 142,083 $ 47,000
Calloway, Kentucky 12 $ 1,691,000 $ 140,916 $ 72,000
Campbell, Kentucky 12 $ 2,022,000 $ 168,500 $ 59,000
Metcalfe, Kentucky 12 $ 1,402,000 $ 116,833 $ 51,000
Jefferson, Missouri 12 $ 1,871,000 $ 155,916 $ 67,000
Stark, Ohio 12 $ 1,570,000 $ 130,833 $ 68,000
Georgetown, South Carolina 12 $ 2,550,000 $ 212,500 $ 128,000
Marion, South Carolina 12 $ 1,249,000 $ 104,083 $ 43,000
Newberry, South Carolina 12 $ 1,789,000 $ 149,083 $ 86,000
Davidson, Tennessee 12 $ 2,635,000 $ 219,583 $ 162,000
Chambers, Alabama 11 $ 1,037,000 $ 94,272 $ 46,000
Adams, Colorado 11 $ 2,466,000 $ 224,181 $ 67,000
Greene, Indiana 11 $ 1,099,000 $ 99,909 $ 46,000
Marion, Indiana 11 $ 1,486,000 $ 135,090 $ 53,000
Logan, Kentucky 11 $ 1,357,000 $ 123,363 $ 60,000
Mercer, Kentucky 11 $ 1,772,000 $ 161,090 $ 60,000
Delaware, Ohio 11 $ 2,306,000 $ 209,636 $ 70,000
Portage, Ohio 11 $ 1,616,000 $ 146,909 $ 69,000
Monroe, Pennsylvania 11 $ 1,831,000 $ 166,454 $ 81,000
Berkeley, South Carolina 11 $ 2,790,000 $ 253,636 $ 96,000
Montgomery, Texas 11 $ 2,150,000 $ 195,454 $ 81,000
Williamson, Texas 11 $ 2,527,000 $ 229,727 $ 95,000
Mercer, West Virginia 11 $ 1,289,000 $ 117,181 $ 50,000
Jefferson, Colorado 10 $ 2,496,000 $ 249,600 $ 74,000
Madison, Florida 10 $ 1,604,000 $ 160,400 $ 69,000
Hart, Georgia 10 $ 1,619,000 $ 161,900 $ 104,000
Jefferson, Indiana 10 $ 1,339,000 $ 133,900 $ 75,000
Johnson, Kansas 10 $ 2,204,000 $ 220,400 $ 120,000
Jessamine, Kentucky 10 $ 1,708,000 $ 170,800 $ 75,000
Catawba, North Carolina 10 $ 2,047,000 $ 204,700 $ 106,000
Perry, Ohio 10 $ 1,533,000 $ 153,300 $ 79,000
Los Angeles, California 9 $ 4,111,000 $ 456,777 $ 80,000
Sacramento, California 9 $ 2,833,000 $ 314,777 $ 161,000
Hall, Georgia 9 $ 1,703,000 $ 189,222 $ 67,000
Harris, Georgia 9 $ 1,485,000 $ 165,000 $ 73,000
Jasper, Georgia 9 $ 1,074,000 $ 119,333 $ 63,000
Vanderburgh, Indiana 9 $ 1,131,000 $ 125,666 $ 114,000
Boone, Kentucky 9 $ 1,559,000 $ 173,222 $ 72,000
Marshall, Kentucky 9 $ 1,272,000 $ 141,333 $ 55,000
Spencer, Kentucky 9 $ 1,563,000 $ 173,666 $ 64,000
Ste. Genevieve, Missouri 9 $ 801,000 $ 89,000 $ 61,000
Charleston, South Carolina 9 $ 1,824,000 $ 202,666 $ 89,000
Orangeburg, South Carolina 9 $ 1,291,000 $ 143,444 $ 53,000
Sevier, Tennessee 9 $ 1,861,000 $ 206,777 $ 94,000
Bexar, Texas 9 $ 1,648,000 $ 183,111 $ 73,000
Carroll, Virginia 9 $ 1,278,000 $ 142,000 $ 62,000
Spotsylvania, Virginia 9 $ 1,989,000 $ 221,000 $ 105,000
Calhoun, Alabama 8 $ 1,104,000 $ 138,000 $ 51,000
Elbert, Georgia 8 $ 1,376,000 $ 172,000 $ 87,000
Meriwether, Georgia 8 $ 1,196,000 $ 149,500 $ 60,000
Oglethorpe, Georgia 8 $ 1,011,000 $ 126,375 $ 61,000
Grayson, Kentucky 8 $ 1,002,000 $ 125,250 $ 68,000
Lincoln, Kentucky 8 $ 961,000 $ 120,125 $ 66,000
Henderson, North Carolina 8 $ 1,321,000 $ 165,125 $ 58,000
Johnston, North Carolina 8 $ 1,895,000 $ 236,875 $ 88,000
Mecklenburg, North Carolina 8 $ 1,382,000 $ 172,750 $ 96,000
Anderson, South Carolina 8 $ 1,601,000 $ 200,125 $ 75,000
Saluda, South Carolina 8 $ 1,189,000 $ 148,625 $ 97,000
Sumner, Tennessee 8 $ 929,000 $ 116,125 $ 50,000
Grayson, Virginia 8 $ 934,000 $ 116,750 $ 52,000
Riverside, California 7 $ 1,319,000 $ 188,428 $ 212,000
Jackson, Florida 7 $ 664,000 $ 94,857 $ 53,000
Barrow, Georgia 7 $ 755,000 $ 107,857 $ 58,000
Lanier, Georgia 7 $ 703,000 $ 100,428 $ 49,000
Stephens, Georgia 7 $ 690,000 $ 98,571 $ 89,000
Cook, Illinois 7 $ 2,388,000 $ 341,142 $ 117,000
Bartholomew, Indiana 7 $ 735,000 $ 105,000 $ 39,000
Jackson, Indiana 7 $ 646,000 $ 92,285 $ 31,000
Ohio, Kentucky 7 $ 775,000 $ 110,714 $ 47,000
Pendleton, Kentucky 7 $ 949,000 $ 135,571 $ 50,000
Baltimore, Maryland 7 $ 1,382,000 $ 197,428 $ 62,000
Harnett, North Carolina 7 $ 1,307,000 $ 186,714 $ 97,000
Licking, Ohio 7 $ 1,261,000 $ 180,142 $ 84,000
Raleigh, West Virginia 7 $ 838,000 $ 119,714 $ 69,000
Weld, Colorado 6 $ 1,502,000 $ 250,333 $ 84,000
Banks, Georgia 6 $ 1,064,000 $ 177,333 $ 87,000
Bryan, Georgia 6 $ 1,193,000 $ 198,833 $ 78,000
Coweta, Georgia 6 $ 1,274,000 $ 212,333 $ 81,000
Franklin, Georgia 6 $ 811,000 $ 135,166 $ 52,000
Heard, Georgia 6 $ 808,000 $ 134,666 $ 39,000
Butler, Kentucky 6 $ 1,011,000 $ 168,500 $ 69,000
Caldwell, Kentucky 6 $ 856,000 $ 142,666 $ 46,000
Garrard, Kentucky 6 $ 778,000 $ 129,666 $ 63,000
Meade, Kentucky 6 $ 774,000 $ 129,000 $ 47,000
Wayne, Kentucky 6 $ 510,000 $ 85,000 $ 45,000
Montgomery, Maryland 6 $ 1,628,000 $ 271,333 $ 81,000
Lincoln, Missouri 6 $ 1,338,000 $ 223,000 $ 55,000
New Madrid, Missouri 6 $ 498,000 $ 83,000 $ 59,000
Brunswick, North Carolina 6 $ 838,000 $ 139,666 $ 65,000
Gaston, North Carolina 6 $ 1,070,000 $ 178,333 $ 48,000
Wilkes, North Carolina 6 $ 1,132,000 $ 188,666 $ 66,000
Guernsey, Ohio 6 $ 949,000 $ 158,166 $ 108,000
Colleton, South Carolina 6 $ 1,240,000 $ 206,666 $ 95,000
Spartanburg, South Carolina 6 $ 849,000 $ 141,500 $ 52,000
Grayson, Texas 6 $ 1,131,000 $ 188,500 $ 102,000
Fredericksburg, Virginia 6 $ 1,487,000 $ 247,833 $ 99,000
Orange, California 5 $ 2,383,000 $ 476,600 $ 83,000
Placer, California 5 $ 1,724,000 $ 344,800 $ 127,000
Berrien, Georgia 5 $ 700,000 $ 140,000 $ 41,000
Chatham, Georgia 5 $ 840,000 $ 168,000 $ 56,000
Columbia, Georgia 5 $ 1,607,000 $ 321,400 $ 206,000
Forsyth, Georgia 5 $ 1,159,000 $ 231,800 $ 143,000
Gwinnett, Georgia 5 $ 984,000 $ 196,800 $ 111,000
Irwin, Georgia 5 $ 643,000 $ 128,600 $ 68,000
Jennings, Indiana 5 $ 705,000 $ 141,000 $ 55,000
Green, Kentucky 5 $ 407,000 $ 81,400 $ 43,000
Henry, Kentucky 5 $ 348,000 $ 69,600 $ 27,000
Livingston, Kentucky 5 $ 575,000 $ 115,000 $ 67,000
Scott, Kentucky 5 $ 727,000 $ 145,400 $ 67,000
Butler, Missouri 5 $ 730,000 $ 146,000 $ 95,000
St. Louis City, Missouri 5 $ 606,000 $ 121,200 $ 70,000
Washington, Missouri 5 $ 691,000 $ 138,200 $ 56,000
Burke, North Carolina 5 $ 554,000 $ 110,800 $ 59,000
Cumberland, North Carolina 5 $ 724,000 $ 144,800 $ 65,000
Belmont, Ohio 5 $ 497,000 $ 99,400 $ 54,000
Fairfield, Ohio 5 $ 736,000 $ 147,200 $ 76,000
Pickens, South Carolina 5 $ 638,000 $ 127,600 $ 72,000
Anderson, Tennessee 5 $ 586,000 $ 117,200 $ 34,000
Knox, Tennessee 5 $ 819,000 $ 163,800 $ 65,000
Brazoria, Texas 5 $ 751,000 $ 150,200 $ 134,000
Wise, Texas 5 $ 739,000 $ 147,800 $ 72,000
Hanover, Virginia 5 $ 1,014,000 $ 202,800 $ 68,000
Stafford, Virginia 5 $ 1,380,000 $ 276,000 $ 107,000
Tazewell, Virginia 5 $ 583,000 $ 116,600 $ 64,000
Henry, Alabama 4 $ 929,000 $ 232,250 $ 106,000
Houston, Alabama 4 $ 497,000 $ 124,250 $ 45,000
St. Clair, Alabama 4 $ 508,000 $ 127,000 $ 55,000
San Diego, California 4 $ 1,762,000 $ 440,500 $ 169,000
Bay, Florida 4 $ 689,000 $ 172,250 $ 104,000
Brooks, Georgia 4 $ 549,000 $ 137,250 $ 53,000
Bulloch, Georgia 4 $ 609,000 $ 152,250 $ 72,000
Fulton, Georgia 4 $ 884,000 $ 221,000 $ 83,000
Tift, Georgia 4 $ 434,000 $ 108,500 $ 69,000
Walton, Georgia 4 $ 624,000 $ 156,000 $ 53,000
Jackson, Illinois 4 $ 441,000 $ 110,250 $ 47,000
Monroe, Indiana 4 $ 432,000 $ 108,000 $ 51,000
Scott, Indiana 4 $ 517,000 $ 129,250 $ 52,000
Warrick, Indiana 4 $ 660,000 $ 165,000 $ 106,000
Anderson, Kentucky 4 $ 743,000 $ 185,750 $ 62,000
Clinton, Kentucky 4 $ 483,000 $ 120,750 $ 166,000
Franklin, Kentucky 4 $ 863,000 $ 215,750 $ 88,000
Marion, Kentucky 4 $ 556,000 $ 139,000 $ 66,000
Oakland, Michigan 4 $ 949,000 $ 237,250 $ 112,000
Callaway, Missouri 4 $ 547,000 $ 136,750 $ 68,000
Greene, Missouri 4 $ 368,000 $ 92,000 $ 68,000
Mississippi, Missouri 4 $ 452,000 $ 113,000 $ 62,000
Alleghany, North Carolina 4 $ 523,000 $ 130,750 $ 47,000
Iredell, North Carolina 4 $ 528,000 $ 132,000 $ 57,000
Surry, North Carolina 4 $ 469,000 $ 117,250 $ 53,000
Clinton, Ohio 4 $ 605,000 $ 151,250 $ 80,000
Hamilton, Ohio 4 $ 630,000 $ 157,500 $ 91,000
Lorain, Ohio 4 $ 766,000 $ 191,500 $ 90,000
Allegheny, Pennsylvania 4 $ 613,000 $ 153,250 $ 56,000
York, South Carolina 4 $ 806,000 $ 201,500 $ 66,000
Hancock, Tennessee 4 $ 408,000 $ 102,000 $ 72,000
Cooke, Texas 4 $ 407,000 $ 101,750 $ 37,000
Galveston, Texas 4 $ 418,000 $ 104,500 $ 92,000
McLennan, Texas 4 $ 896,000 $ 224,000 $ 132,000
Fairfax, Virginia 4 $ 1,288,000 $ 322,000 $ 78,000
Henrico, Virginia 4 $ 598,000 $ 149,500 $ 46,000
Prince William, Virginia 4 $ 1,300,000 $ 325,000 $ 52,000
Roanoke, Virginia 4 $ 862,000 $ 215,500 $ 75,000
Wythe, Virginia 4 $ 595,000 $ 148,750 $ 67,000
Lee, Alabama 3 $ 578,000 $ 192,666 $ 66,000
Randolph, Alabama 3 $ 928,000 $ 309,333 $ 160,000
San Bernardino, California 3 $ 735,000 $ 245,000 $ 71,000
Charlotte, Florida 3 $ 301,000 $ 100,333 $ 138,000
Gulf, Florida 3 $ 735,000 $ 245,000 $ 228,000
Cobb, Georgia 3 $ 438,000 $ 146,000 $ 52,000
Cook, Georgia 3 $ 457,000 $ 152,333 $ 56,000
Wilcox, Georgia 3 $ 315,000 $ 105,000 $ 44,000
Hancock, Indiana 3 $ 412,000 $ 137,333 $ 36,000
Johnson, Indiana 3 $ 579,000 $ 193,000 $ 89,000
St. Joseph, Indiana 3 $ 315,000 $ 105,000 $ 82,000
Washington, Indiana 3 $ 480,000 $ 160,000 $ 51,000
Casey, Kentucky 3 $ 367,000 $ 122,333 $ 40,000
Christian, Kentucky 3 $ 391,000 $ 130,333 $ 57,000
Lyon, Kentucky 3 $ 344,000 $ 114,666 $ 55,000
McCreary, Kentucky 3 $ 265,000 $ 88,333 $ 35,000
Monroe, Kentucky 3 $ 265,000 $ 88,333 $ 49,000
Union, Kentucky 3 $ 574,000 $ 191,333 $ 93,000
Washington, Kentucky 3 $ 382,000 $ 127,333 $ 73,000
Whitley, Kentucky 3 $ 388,000 $ 129,333 $ 66,000
Orleans, Louisiana 3 $ 596,000 $ 198,666 $ 20,000
Anne Arundel, Maryland 3 $ 657,000 $ 219,000 $ 70,000
Charles, Maryland 3 $ 878,000 $ 292,666 $ 126,000
Worcester, Massachusetts 3 $ 618,000 $ 206,000 $ 83,000
Anoka, Minnesota 3 $ 745,000 $ 248,333 $ 102,000
Hinds, Mississippi 3 $ 515,000 $ 171,666 $ 68,000
Camden, Missouri 3 $ 654,000 $ 218,000 $ 86,000
Clay, Missouri 3 $ 825,000 $ 275,000 $ 99,000
Dunklin, Missouri 3 $ 218,000 $ 72,666 $ 28,000
Jackson, Missouri 3 $ 534,000 $ 178,000 $ 116,000
Phelps, Missouri 3 $ 683,000 $ 227,666 $ 95,000
Warren, Missouri 3 $ 384,000 $ 128,000 $ 43,000
Clark, Nevada 3 $ 801,000 $ 267,000 $ 18,000
Forsyth, North Carolina 3 $ 690,000 $ 230,000 $ 76,000
Haywood, North Carolina 3 $ 539,000 $ 179,666 $ 80,000
New Hanover, North Carolina 3 $ 436,000 $ 145,333 $ 44,000
Ashtabula, Ohio 3 $ 339,000 $ 113,000 $ 32,000
Carroll, Ohio 3 $ 461,000 $ 153,666 $ 66,000
Coshocton, Ohio 3 $ 398,000 $ 132,666 $ 44,000
Greene, Ohio 3 $ 906,000 $ 302,000 $ 86,000
Montgomery, Ohio 3 $ 346,000 $ 115,333 $ 13,000
Noble, Ohio 3 $ 292,000 $ 97,333 $ 43,000
Dorchester, South Carolina 3 $ 543,000 $ 181,000 $ 36,000
Oconee, South Carolina 3 $ 565,000 $ 188,333 $ 140,000
Sumter, South Carolina 3 $ 369,000 $ 123,000 $ 39,000
Henry, Tennessee 3 $ 438,000 $ 146,000 $ 76,000
Roane, Tennessee 3 $ 703,000 $ 234,333 $ 73,000
Robertson, Tennessee 3 $ 389,000 $ 129,666 $ 63,000
Rutherford, Tennessee 3 $ 646,000 $ 215,333 $ 91,000
El Paso, Texas 3 $ 635,000 $ 211,666 $ 133,000
Hays, Texas 3 $ 779,000 $ 259,666 $ 85,000
Kaufman, Texas 3 $ 599,000 $ 199,666 $ 72,000
Midland, Texas 3 $ 846,000 $ 282,000 $ 105,000
Caroline, Virginia 3 $ 633,000 $ 211,000 $ 94,000
Chesapeake, Virginia 3 $ 706,000 $ 235,333 $ 37,000
Chesterfield, Virginia 3 $ 717,000 $ 239,000 $ 77,000
Fauquier, Virginia 3 $ 859,000 $ 286,333 $ 71,000
Orange, Virginia 3 $ 699,000 $ 233,000 $ 73,000
Portsmouth, Virginia 3 $ 466,000 $ 155,333 $ 44,000
Virginia Beach, Virginia 3 $ 643,000 $ 214,333 $ 70,000
Nicholas, West Virginia 3 $ 443,000 $ 147,666 $ 56,000
Jackson, Alabama 2 $ 336,000 $ 168,000 $ 48,000
Russell, Alabama 2 $ 169,000 $ 84,500 $ 56,000
Talladega, Alabama 2 $ 192,000 $ 96,000 $ 29,000
Tuscaloosa, Alabama 2 $ 378,000 $ 189,000 $ 56,000
Yuma, Arizona 2 $ 265,000 $ 132,500 $ 94,000
Fresno, California 2 $ 439,000 $ 219,500 $ 0
Delta, Colorado 2 $ 298,000 $ 149,000 $ 33,000
Denver, Colorado 2 $ 277,000 $ 138,500 $ 60,000
Fairfield, Connecticut 2 $ 484,000 $ 242,000 $ 75,000
Litchfield, Connecticut 2 $ 425,000 $ 212,500 $ 65,000
Broward, Florida 2 $ 402,000 $ 201,000 $ 290,000
Collier, Florida 2 $ 501,000 $ 250,500 $ 184,000
Hamilton, Florida 2 $ 313,000 $ 156,500 $ 71,000
Hernando, Florida 2 $ 260,000 $ 130,000 $ 113,000
Hillsborough, Florida 2 $ 449,000 $ 224,500 $ 95,000
Holmes, Florida 2 $ 163,000 $ 81,500 $ 39,000
Lee, Florida 2 $ 307,000 $ 153,500 $ 100,000
Martin, Florida 2 $ 284,000 $ 142,000 $ 67,000
St. Lucie, Florida 2 $ 500,000 $ 250,000 $ 58,000
Walton, Florida 2 $ 580,000 $ 290,000 $ 125,000
Cherokee, Georgia 2 $ 455,000 $ 227,500 $ 70,000
DeKalb, Georgia 2 $ 338,000 $ 169,000 $ 74,000
Greene, Georgia 2 $ 185,000 $ 92,500 $ 67,000
Lee, Georgia 2 $ 276,000 $ 138,000 $ 74,000
Lumpkin, Georgia 2 $ 327,000 $ 163,500 $ 50,000
Polk, Georgia 2 $ 191,000 $ 95,500 $ 27,000
Pulaski, Georgia 2 $ 292,000 $ 146,000 $ 104,000
Rockdale, Georgia 2 $ 314,000 $ 157,000 $ 106,000
Kootenai, Idaho 2 $ 439,000 $ 219,500 $ 94,000
Madison, Illinois 2 $ 319,000 $ 159,500 $ 56,000
Williamson, Illinois 2 $ 324,000 $ 162,000 $ 105,000
Dubois, Indiana 2 $ 250,000 $ 125,000 $ 69,000
Elkhart, Indiana 2 $ 295,000 $ 147,500 $ 107,000
Lake, Indiana 2 $ 286,000 $ 143,000 $ 52,000
Lawrence, Indiana 2 $ 264,000 $ 132,000 $ 43,000
Crawford, Kansas 2 $ 431,000 $ 215,500 $ 103,000
Carroll, Kentucky 2 $ 255,000 $ 127,500 $ 45,000
Grant, Kentucky 2 $ 130,000 $ 65,000 $ 38,000
Hickman, Kentucky 2 $ 259,000 $ 129,500 $ 97,000
Muhlenberg, Kentucky 2 $ 257,000 $ 128,500 $ 43,000
Trimble, Kentucky 2 $ 231,000 $ 115,500 $ 34,000
Baltimore City, Maryland 2 $ 345,000 $ 172,500 $ 60,000
Prince George's, Maryland 2 $ 447,000 $ 223,500 $ 78,000
Middlesex, Massachusetts 2 $ 750,000 $ 375,000 $ 106,000
Suffolk, Massachusetts 2 $ 605,000 $ 302,500 $ 105,000
Ramsey, Minnesota 2 $ 297,000 $ 148,500 $ 116,000
Boone, Missouri 2 $ 367,000 $ 183,500 $ 51,000
Buchanan, Missouri 2 $ 461,000 $ 230,500 $ 67,000
Carter, Missouri 2 $ 272,000 $ 136,000 $ 57,000
Cole, Missouri 2 $ 228,000 $ 114,000 $ 22,000
Iron, Missouri 2 $ 237,000 $ 118,500 $ 80,000
Pemiscot, Missouri 2 $ 179,000 $ 89,500 $ 123,000
Platte, Missouri 2 $ 579,000 $ 289,500 $ 352,000
Ralls, Missouri 2 $ 94,000 $ 47,000 $ 23,000
Stoddard, Missouri 2 $ 162,000 $ 81,000 $ 52,000
Taney, Missouri 2 $ 480,000 $ 240,000 $ 81,000
Texas, Missouri 2 $ 318,000 $ 159,000 $ 70,000
Webster, Missouri 2 $ 257,000 $ 128,500 $ 84,000
Wright, Missouri 2 $ 293,000 $ 146,500 $ 62,000
Lewis and Clark, Montana 2 $ 311,000 $ 155,500 $ 0
Currituck, North Carolina 2 $ 363,000 $ 181,500 $ 229,000
Davie, North Carolina 2 $ 358,000 $ 179,000 $ 47,000
Madison, North Carolina 2 $ 441,000 $ 220,500 $ 67,000
Nash, North Carolina 2 $ 218,000 $ 109,000 $ 42,000
Pender, North Carolina 2 $ 538,000 $ 269,000 $ 70,000
Rowan, North Carolina 2 $ 470,000 $ 235,000 $ 95,000
Sampson, North Carolina 2 $ 289,000 $ 144,500 $ 55,000
Transylvania, North Carolina 2 $ 518,000 $ 259,000 $ 128,000
Vance, North Carolina 2 $ 314,000 $ 157,000 $ 62,000
Yancey, North Carolina 2 $ 218,000 $ 109,000 $ 55,000
Clermont, Ohio 2 $ 369,000 $ 184,500 $ 41,000
Geauga, Ohio 2 $ 371,000 $ 185,500 $ 65,000
Lake, Ohio 2 $ 451,000 $ 225,500 $ 56,000
Ottawa, Ohio 2 $ 371,000 $ 185,500 $ 56,000
Pickaway, Ohio 2 $ 175,000 $ 87,500 $ 38,000
Warren, Ohio 2 $ 347,000 $ 173,500 $ 82,000
Washington, Ohio 2 $ 263,000 $ 131,500 $ 74,000
Wayne, Ohio 2 $ 168,000 $ 84,000 $ 39,000
Northampton, Pennsylvania 2 $ 608,000 $ 304,000 $ 95,000
Calhoun, South Carolina 2 $ 217,000 $ 108,500 $ 30,000
Clarendon, South Carolina 2 $ 355,000 $ 177,500 $ 72,000
Darlington, South Carolina 2 $ 268,000 $ 134,000 $ 60,000
Fairfield, South Carolina 2 $ 214,000 $ 107,000 $ 79,000
Hampton, South Carolina 2 $ 209,000 $ 104,500 $ 35,000
Jasper, South Carolina 2 $ 620,000 $ 310,000 $ 113,000
Williamsburg, South Carolina 2 $ 228,000 $ 114,000 $ 57,000
Hamblen, Tennessee 2 $ 183,000 $ 91,500 $ 64,000
Maury, Tennessee 2 $ 402,000 $ 201,000 $ 80,000
Brazos, Texas 2 $ 274,000 $ 137,000 $ 159,000
Guadalupe, Texas 2 $ 388,000 $ 194,000 $ 78,000
Hidalgo, Texas 2 $ 290,000 $ 145,000 $ 59,000
Johnson, Texas 2 $ 411,000 $ 205,500 $ 72,000
Lubbock, Texas 2 $ 430,000 $ 215,000 $ 137,000
Nueces, Texas 2 $ 449,000 $ 224,500 $ 129,000
Parker, Texas 2 $ 510,000 $ 255,000 $ 157,000
Dinwiddie, Virginia 2 $ 407,000 $ 203,500 $ 76,000
Fluvanna, Virginia 2 $ 510,000 $ 255,000 $ 93,000
Galax, Virginia 2 $ 260,000 $ 130,000 $ 72,000
Gloucester, Virginia 2 $ 569,000 $ 284,500 $ 58,000
Harrisonburg, Virginia 2 $ 342,000 $ 171,000 $ 40,000
Louisa, Virginia 2 $ 451,000 $ 225,500 $ 119,000
Shenandoah, Virginia 2 $ 416,000 $ 208,000 $ 75,000
Westmoreland, Virginia 2 $ 621,000 $ 310,500 $ 87,000
Monongalia, West Virginia 2 $ 305,000 $ 152,500 $ 70,000
Upshur, West Virginia 2 $ 211,000 $ 105,500 $ 56,000
Coffee, Alabama 1 $ 164,000 $ 164,000 $ 74,000
DeKalb, Alabama 1 $ 74,000 $ 74,000 $ 25,000
Geneva, Alabama 1 $ 147,000 $ 147,000 $ 73,000
Hale, Alabama 1 $ 125,000 $ 125,000 $ 59,000
Limestone, Alabama 1 $ 226,000 $ 226,000 $ 60,000
Tallapoosa, Alabama 1 $ 82,000 $ 82,000 $ 27,000
Benton, Arkansas 1 $ 187,000 $ 187,000 $ 0
Saline, Arkansas 1 $ 184,000 $ 184,000 $ 68,000
Washington, Arkansas 1 $ 241,000 $ 241,000 $ 97,000
Alameda, California 1 $ 624,000 $ 624,000 $ 234,000
Amador, California 1 $ 400,000 $ 400,000 $ 143,000
Contra Costa, California 1 $ 309,000 $ 309,000 $ 0
El Dorado, California 1 $ 323,000 $ 323,000 $ 58,000
San Francisco, California 1 $ 553,000 $ 553,000 $ 0
Yolo, California 1 $ 157,000 $ 157,000 $ 35,000
Yuba, California 1 $ 289,000 $ 289,000 $ 48,000
Arapahoe, Colorado 1 $ 197,000 $ 197,000 $ 0
Boulder, Colorado 1 $ 214,000 $ 214,000 $ 75,000
Broomfield, Colorado 1 $ 151,000 $ 151,000 $ 70,000
El Paso, Colorado 1 $ 170,000 $ 170,000 $ 0
Pueblo, Colorado 1 $ 215,000 $ 215,000 $ 132,000
Teller, Colorado 1 $ 270,000 $ 270,000 $ 73,000
Hartford, Connecticut 1 $ 225,000 $ 225,000 $ 102,000
New Castle, Delaware 1 $ 222,000 $ 222,000 $ 69,000
District of Columbia, District Of Columbia 1 $ 343,000 $ 343,000 $ 0
Calhoun, Florida 1 $ 95,000 $ 95,000 $ 83,000
Clay, Florida 1 $ 126,000 $ 126,000 $ 115,000
Duval, Florida 1 $ 156,000 $ 156,000 $ 40,000
Flagler, Florida 1 $ 156,000 $ 156,000 $ 47,000
Gadsden, Florida 1 $ 245,000 $ 245,000 $ 62,000
Indian River, Florida 1 $ 149,000 $ 149,000 $ 49,000
Lake, Florida 1 $ 152,000 $ 152,000 $ 72,000
Leon, Florida 1 $ 164,000 $ 164,000 $ 28,000
Manatee, Florida 1 $ 200,000 $ 200,000 $ 176,000
Miami-Dade, Florida 1 $ 162,000 $ 162,000 $ 92,000
Monroe, Florida 1 $ 300,000 $ 300,000 $ 262,000
Osceola, Florida 1 $ 226,000 $ 226,000 $ 92,000
Pinellas, Florida 1 $ 417,000 $ 417,000 $ 35,000
Polk, Florida 1 $ 241,000 $ 241,000 $ 63,000
Sarasota, Florida 1 $ 157,000 $ 157,000 $ 40,000
Ben Hill, Georgia 1 $ 72,000 $ 72,000 $ 39,000
Bibb, Georgia 1 $ 154,000 $ 154,000 $ 60,000
Butts, Georgia 1 $ 108,000 $ 108,000 $ 69,000
Clayton, Georgia 1 $ 89,000 $ 89,000 $ 38,000
Colquitt, Georgia 1 $ 127,000 $ 127,000 $ 122,000
Crisp, Georgia 1 $ 188,000 $ 188,000 $ 65,000
Dawson, Georgia 1 $ 180,000 $ 180,000 $ 40,000
Dooly, Georgia 1 $ 78,000 $ 78,000 $ 61,000
Fannin, Georgia 1 $ 119,000 $ 119,000 $ 44,000
Gilmer, Georgia 1 $ 69,000 $ 69,000 $ 31,000
Glynn, Georgia 1 $ 417,000 $ 417,000 $ 180,000
Henry, Georgia 1 $ 230,000 $ 230,000 $ 183,000
Lincoln, Georgia 1 $ 76,000 $ 76,000 $ 62,000
Mitchell, Georgia 1 $ 145,000 $ 145,000 $ 49,000
Muscogee, Georgia 1 $ 80,000 $ 80,000 $ 28,000
Pickens, Georgia 1 $ 59,000 $ 59,000 $ 42,000
Sumter, Georgia 1 $ 80,000 $ 80,000 $ 24,000
Talbot, Georgia 1 $ 73,000 $ 73,000 $ 33,000
Thomas, Georgia 1 $ 56,000 $ 56,000 $ 47,000
Turner, Georgia 1 $ 77,000 $ 77,000 $ 28,000
Upson, Georgia 1 $ 110,000 $ 110,000 $ 86,000
Adams, Illinois 1 $ 162,000 $ 162,000 $ 80,000
Alexander, Illinois 1 $ 84,000 $ 84,000 $ 42,000
Bond, Illinois 1 $ 177,000 $ 177,000 $ 61,000
DuPage, Illinois 1 $ 173,000 $ 173,000 $ 78,000
Grundy, Illinois 1 $ 168,000 $ 168,000 $ 100,000
Kendall, Illinois 1 $ 239,000 $ 239,000 $ 90,000
McHenry, Illinois 1 $ 161,000 $ 161,000 $ 0
Will, Illinois 1 $ 203,000 $ 203,000 $ 77,000
Winnebago, Illinois 1 $ 68,000 $ 68,000 $ 139,000
Allen, Indiana 1 $ 116,000 $ 116,000 $ 0
Daviess, Indiana 1 $ 137,000 $ 137,000 $ 92,000
Gibson, Indiana 1 $ 66,000 $ 66,000 $ 173,000
Hamilton, Indiana 1 $ 85,000 $ 85,000 $ 27,000
Henry, Indiana 1 $ 113,000 $ 113,000 $ 60,000
Morgan, Indiana 1 $ 65,000 $ 65,000 $ 27,000
Porter, Indiana 1 $ 69,000 $ 69,000 $ 33,000
Posey, Indiana 1 $ 270,000 $ 270,000 $ 129,000
Ripley, Indiana 1 $ 138,000 $ 138,000 $ 35,000
Tippecanoe, Indiana 1 $ 170,000 $ 170,000 $ 62,000
Vigo, Indiana 1 $ 45,000 $ 45,000 $ 100,000
Warren, Indiana 1 $ 194,000 $ 194,000 $ 79,000
Rice, Kansas 1 $ 191,000 $ 191,000 $ 55,000
Seward, Kansas 1 $ 95,000 $ 95,000 $ 32,000
Ballard, Kentucky 1 $ 112,000 $ 112,000 $ 30,000
Bourbon, Kentucky 1 $ 186,000 $ 186,000 $ 57,000
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Mortgage Loan Application Detail Totals for Magnolia Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,795 $589,575,000 $155,000 $1,035,000 $70,000 $804,000
Refinancing 1,652 $295,882,000 $179,000 $1,531,000 $83,000 $728,000
Home Improvement 43 $4,879,000 $113,000 $329,000 $77,000 $282,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,705 $757,249,000 $160,000 $1,531,000 $75,000 $804,000
Black or African American 267 $41,617,000 $155,000 $401,000 $58,000 $181,000
Not Provided 202 $35,721,000 $176,000 $479,000 $75,000 $437,000
Hispanic 165 $27,298,000 $165,000 $511,000 $72,000 $298,000
Asian 111 $20,264,000 $182,000 $553,000 $73,000 $305,000
American Indian or Alaskan Native 24 $3,632,000 $151,000 $385,000 $68,000 $171,000
Native Hawaiian or Other Pacific Islander 8 $1,750,000 $218,000 $373,000 $73,000 $117,000
Not applicable 8 $2,805,000 $350,000 $1,500,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,836 $494,227,000 $174,000 $1,531,000 $92,000 $728,000
FHA-insured (Federal Housing Administration) 1,602 $246,964,000 $154,000 $553,000 $56,000 $804,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 676 $79,462,000 $117,000 $558,000 $44,000 $123,000
VA-guaranteed (Veterans Administration) 376 $69,683,000 $185,000 $759,000 $71,000 $223,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,017 $645,271,000 $160,000 $1,531,000 $72,000 $804,000
Application Denied By Financial Institution 525 $82,183,000 $156,000 $1,440,000 $62,000 $338,000
Loan Purchased By The Institution 400 $68,955,000 $172,000 $553,000 $102,000 $728,000
Application Approved But Not Accepted 329 $56,290,000 $171,000 $1,035,000 $77,000 $606,000
Application Withdrawn By Applicant 219 $37,637,000 $171,000 $600,000 $72,000 $391,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 155 $24,124,000 $155,000 $417,000 $53,000 $338,000
Collateral 133 $21,950,000 $165,000 $1,028,000 $73,000 $302,000
Credit History 90 $13,951,000 $155,000 $624,000 $63,000 $234,000
Other 73 $10,332,000 $141,000 $403,000 $65,000 $198,000
Unverifiable Information 34 $5,083,000 $149,000 $385,000 $55,000 $198,000
Employment History 25 $4,668,000 $186,000 $1,440,000 $55,000 $265,000
Insufficient Cash (Downpayment, Closing Cost) 12 $1,395,000 $116,000 $299,000 $46,000 $105,000
Mortgage Insurance Denied 2 $263,000 $131,000 $177,000 $90,000 $112,000
Credit Application Incomplete 1 $417,000 $417,000 $417,000 $129,000 $129,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Magnolia Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Magnolia Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet with aggregated HMDA statistics today.

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