Main Street Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Main Street Financial 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Main Street Financial 9953 Crosspoint Blvd. Indianapolis, IN 46256 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 |
| Total Number of Mortgage Applications | 2,303 |
| Total Mortgage Loan Application Amount | $341,414,000 |
| Average Mortgage Loan Application Amount | $149,000 |
| Highest Mortgage Loan Application Amount | $840,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $854,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Main Street Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Main Street Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Main Street Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Main Street Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Main Street Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Main Street Financial's mortgage activity for 2011.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 285 | $ 29,096,000 | $ 105,500 | $ 49,500 |
| INDIANAPOLIS-CARMEL, IN | 260 | $ 46,961,000 | $ 180,000 | $ 97,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 108 | $ 13,904,000 | $ 128,000 | $ 50,000 |
| JACKSONVILLE, FL | 106 | $ 16,815,000 | $ 158,000 | $ 74,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 90 | $ 14,616,000 | $ 162,000 | $ 85,000 |
| TULSA, OK | 78 | $ 12,128,000 | $ 155,000 | $ 67,000 |
| LANSING-EAST LANSING, MI | 72 | $ 9,249,000 | $ 128,000 | $ 66,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 68 | $ 12,269,000 | $ 180,000 | $ 93,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 67 | $ 9,212,000 | $ 137,000 | $ 69,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 56 | $ 6,684,000 | $ 119,000 | $ 50,000 |
| OCALA, FL | 44 | $ 4,919,000 | $ 111,000 | $ 50,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 43 | $ 8,975,000 | $ 208,000 | $ 94,000 |
| CAPE CORAL-FORT MYERS, FL | 38 | $ 4,567,000 | $ 120,000 | $ 75,000 |
| OKLAHOMA CITY, OK | 36 | $ 6,069,000 | $ 168,000 | $ 73,000 |
| ROCKFORD, IL | 34 | $ 4,053,000 | $ 119,000 | $ 29,000 |
| MONROE, MI | 33 | $ 4,119,000 | $ 124,000 | $ 60,000 |
| GREENSBORO-HIGH POINT, NC | 28 | $ 4,158,000 | $ 148,000 | $ 61,000 |
| LINCOLN, NE | 28 | $ 4,952,000 | $ 176,000 | $ 67,000 |
| PORT ST. LUCIE, FL | 28 | $ 3,484,000 | $ 124,000 | $ 52,000 |
| SAVANNAH, GA | 28 | $ 4,923,000 | $ 175,000 | $ 73,000 |
| MEMPHIS, TN-MS-AR | 21 | $ 3,217,000 | $ 142,000 | $ 54,000 |
| TERRE HAUTE, IN | 21 | $ 1,896,000 | $ 90,000 | $ 45,000 |
| LAKELAND-WINTER HAVEN, FL | 20 | $ 2,351,000 | $ 117,000 | $ 52,000 |
| NAPLES-MARCO ISLAND, FL | 20 | $ 4,289,000 | $ 214,000 | $ 71,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 20 | $ 3,838,000 | $ 191,000 | $ 106,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 17 | $ 3,512,000 | $ 206,000 | $ 112,000 |
| HARRISBURG-CARLISLE, PA | 17 | $ 2,158,000 | $ 126,000 | $ 58,000 |
| MOBILE, AL | 17 | $ 2,628,000 | $ 154,000 | $ 38,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 16 | $ 3,184,000 | $ 199,000 | $ 86,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 14 | $ 1,868,000 | $ 133,000 | $ 56,000 |
| HOT SPRINGS, AR | 12 | $ 2,280,000 | $ 190,000 | $ 78,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 12 | $ 2,124,000 | $ 177,000 | $ 72,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 12 | $ 2,035,000 | $ 169,000 | $ 85,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 10 | $ 1,495,000 | $ 149,000 | $ 44,000 |
| HUNTSVILLE, AL | 10 | $ 1,966,000 | $ 196,000 | $ 85,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 10 | $ 2,128,000 | $ 212,000 | $ 81,000 |
| ANDERSON, IN | 9 | $ 972,000 | $ 108,000 | $ 47,000 |
| IOWA CITY, IA | 9 | $ 1,131,000 | $ 125,000 | $ 54,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 8 | $ 1,609,000 | $ 201,000 | $ 95,000 |
| LAFAYETTE, IN | 8 | $ 970,000 | $ 121,000 | $ 32,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 8 | $ 1,327,000 | $ 165,000 | $ 70,000 |
| SEBASTIAN-VERO BEACH, FL | 8 | $ 1,331,000 | $ 166,000 | $ 91,000 |
| WINSTON-SALEM, NC | 8 | $ 1,144,000 | $ 143,000 | $ 77,000 |
| BATON ROUGE, LA | 7 | $ 1,463,000 | $ 209,000 | $ 86,000 |
| DUBUQUE, IA | 7 | $ 744,000 | $ 106,000 | $ 45,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 6 | $ 951,000 | $ 177,000 | $ 93,000 |
| CHEYENNE, WY | 6 | $ 1,238,000 | $ 206,000 | $ 43,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 1,109,000 | $ 184,000 | $ 69,000 |
| GRAND RAPIDS-WYOMING, MI | 6 | $ 780,000 | $ 130,000 | $ 65,000 |
| ANN ARBOR, MI | 5 | $ 1,023,000 | $ 204,000 | $ 81,000 |
| CEDAR RAPIDS, IA | 5 | $ 551,000 | $ 110,000 | $ 67,000 |
| EL PASO, TX | 5 | $ 1,295,000 | $ 259,000 | $ 142,000 |
| GAINESVILLE, FL | 5 | $ 826,000 | $ 165,000 | $ 66,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 5 | $ 620,000 | $ 124,000 | $ 137,000 |
| TALLAHASSEE, FL | 5 | $ 841,000 | $ 168,000 | $ 50,000 |
| BIRMINGHAM-HOOVER, AL | 4 | $ 730,000 | $ 182,000 | $ 60,000 |
| BLOOMINGTON, IN | 4 | $ 928,000 | $ 232,000 | $ 247,000 |
| COLUMBIA, MO | 4 | $ 571,000 | $ 142,000 | $ 61,000 |
| JACKSON, MI | 4 | $ 373,000 | $ 93,000 | $ 40,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 4 | $ 1,738,000 | $ 434,000 | $ 147,000 |
| LAWTON, OK | 4 | $ 1,024,000 | $ 256,000 | $ 105,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4 | $ 536,000 | $ 112,000 | $ 48,500 |
| PUNTA GORDA, FL | 4 | $ 282,000 | $ 70,000 | $ 41,000 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 263,000 | $ 87,000 | $ 59,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 3 | $ 449,000 | $ 149,000 | $ 68,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 3 | $ 444,000 | $ 148,000 | $ 52,000 |
| FORT WAYNE, IN | 3 | $ 521,000 | $ 173,000 | $ 83,000 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 481,000 | $ 160,000 | $ 89,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 3 | $ 1,363,000 | $ 454,000 | $ 211,000 |
| PHILADELPHIA, PA | 3 | $ 637,000 | $ 212,000 | $ 92,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 3 | $ 357,000 | $ 119,000 | $ 45,000 |
| SANTA ROSA-PETALUMA, CA | 3 | $ 1,222,000 | $ 407,000 | $ 289,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 355,000 | $ 177,000 | $ 49,000 |
| BLOOMINGTON-NORMAL, IL | 2 | $ 226,000 | $ 113,000 | $ 76,000 |
| CASPER, WY | 2 | $ 570,000 | $ 285,000 | $ 62,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 2 | $ 594,000 | $ 297,000 | $ 109,000 |
| COLUMBUS, OH | 2 | $ 331,000 | $ 165,000 | $ 66,000 |
| DECATUR, AL | 2 | $ 248,000 | $ 124,000 | $ 72,000 |
| FORT SMITH, AR-OK | 2 | $ 277,000 | $ 138,000 | $ 62,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 508,000 | $ 254,000 | $ 61,000 |
| GARY, IN | 2 | $ 287,000 | $ 143,000 | $ 71,000 |
| GULFPORT-BILOXI, MS | 2 | $ 219,000 | $ 109,000 | $ 37,000 |
| JANESVILLE, WI | 2 | $ 159,000 | $ 79,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 227,000 | $ 113,000 | $ 49,000 |
| KOKOMO, IN | 2 | $ 243,000 | $ 121,000 | $ 55,000 |
| LANCASTER, PA | 2 | $ 578,000 | $ 289,000 | $ 139,000 |
| MUNCIE, IN | 2 | $ 310,000 | $ 155,000 | $ 91,000 |
| PALM COAST, FL | 2 | $ 227,000 | $ 113,000 | $ 35,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 128,000 | $ 64,000 | $ 28,000 |
| PITTSBURGH, PA | 2 | $ 214,000 | $ 107,000 | $ 99,000 |
| ROCKY MOUNT, NC | 2 | $ 337,000 | $ 168,000 | $ 141,000 |
| ST. LOUIS, MO-IL | 2 | $ 330,000 | $ 165,000 | $ 65,500 |
| ASHEVILLE, NC | 1 | $ 219,000 | $ 219,000 | $ 150,000 |
| BAY CITY, MI | 1 | $ 97,000 | $ 97,000 | $ 35,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 417,000 | $ 417,000 | $ 280,000 |
| CORPUS CHRISTI, TX | 1 | $ 200,000 | $ 200,000 | $ 165,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 69,000 | $ 69,000 | $ 8,000 |
| DALLAS-PLANO-IRVING, TX | 1 | $ 273,000 | $ 273,000 | $ 122,000 |
| DAYTON, OH | 1 | $ 58,000 | $ 58,000 | $ 65,000 |
| DECATUR, IL | 1 | $ 141,000 | $ 141,000 | $ 52,000 |
| FLINT, MI | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
| HINESVILLE-FORT STEWART, GA | 1 | $ 143,000 | $ 143,000 | $ 80,000 |
| JEFFERSON CITY, MO | 1 | $ 41,000 | $ 41,000 | $ 28,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1 | $ 581,000 | $ 581,000 | $ 226,000 |
| MUSKEGON-NORTON SHORES, MI | 1 | $ 133,000 | $ 133,000 | $ 23,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| PEORIA, IL | 1 | $ 116,000 | $ 116,000 | $ 76,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1 | $ 189,000 | $ 189,000 | $ 42,000 |
| RALEIGH-CARY, NC | 1 | $ 174,000 | $ 174,000 | $ 131,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 184,000 | $ 184,000 | $ 60,000 |
| SANTA FE, NM | 1 | $ 410,000 | $ 410,000 | $ 451,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 350,000 | $ 350,000 | $ 102,000 |
| SPRINGFIELD, IL | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| STOCKTON, CA | 1 | $ 161,000 | $ 161,000 | $ 141,000 |
| SUMTER, SC | 1 | $ 94,000 | $ 94,000 | $ 60,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 93,000 | $ 93,000 | $ 53,000 |
| YORK-HANOVER, PA | 1 | $ 93,000 | $ 93,000 | $ 41,000 |
Mortgage Loan Application Detail Totals for Main Street Financial in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,251 | $166,997,000 | $133,000 | $707,000 | $60,000 | $708,000 |
| Refinancing | 1,052 | $174,417,000 | $165,000 | $840,000 | $82,000 | $854,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,544 | $245,132,000 | $158,000 | $840,000 | $80,000 | $854,000 |
| Hispanic | 323 | $35,442,000 | $109,000 | $606,000 | $44,000 | $300,000 |
| Black or African American | 216 | $28,045,000 | $129,000 | $365,000 | $52,000 | $182,000 |
| Not Provided | 182 | $27,524,000 | $151,000 | $825,000 | $55,000 | $420,000 |
| Asian | 35 | $4,900,000 | $140,000 | $313,000 | $59,000 | $202,000 |
| American Indian or Alaskan Native | 2 | $153,000 | $76,000 | $93,000 | $25,000 | $50,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $218,000 | $218,000 | $218,000 | $67,000 | $67,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,194 | $149,553,000 | $125,000 | $428,000 | $50,000 | $233,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 874 | $161,896,000 | $185,000 | $840,000 | $103,000 | $854,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 162 | $17,912,000 | $110,000 | $247,000 | $40,000 | $111,000 |
| VA-guaranteed (Veterans Administration) | 73 | $12,053,000 | $165,000 | $417,000 | $62,000 | $178,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,297 | $200,295,000 | $154,000 | $840,000 | $77,000 | $708,000 |
| File Closed For Incompleteness | 757 | $110,827,000 | $146,000 | $797,000 | $63,000 | $854,000 |
| Application Denied By Financial Institution | 249 | $30,292,000 | $121,000 | $428,000 | $54,000 | $451,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 148 | $14,930,000 | $100,000 | $319,000 | $44,000 | $177,000 |
| Debt-To-Income Ratio | 33 | $4,714,000 | $142,000 | $417,000 | $54,000 | $451,000 |
| Collateral | 29 | $4,904,000 | $169,000 | $406,000 | $84,000 | $279,000 |
| Other | 16 | $2,371,000 | $148,000 | $428,000 | $77,000 | $218,000 |
| Credit Application Incomplete | 13 | $2,087,000 | $160,000 | $399,000 | $89,000 | $300,000 |
| Employment History | 5 | $452,000 | $90,000 | $148,000 | $24,000 | $46,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $417,000 | $104,000 | $137,000 | $38,000 | $83,000 |
| Unverifiable Information | 1 | $417,000 | $417,000 | $417,000 | $224,000 | $224,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Main Street Financial's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Main Street Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.