Main Street Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Main Street Financial 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Main Street Financial 9953 Crosspoint Blvd. Indianapolis, IN 46256 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 |
| Total Number of Mortgage Applications | 2,303 |
| Total Mortgage Loan Application Amount | $341,414,000 |
| Average Mortgage Loan Application Amount | $149,000 |
| Highest Mortgage Loan Application Amount | $840,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $854,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Main Street Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Main Street Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Main Street Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Main Street Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Main Street Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Main Street Financial's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Rock Island County Illinois | 146 | $ 12,835,000 | $ 87,000 | $ 41,000 |
| Marion County Indiana | 111 | $ 15,584,000 | $ 140,000 | $ 70,000 |
| Scott County Iowa | 102 | $ 12,316,000 | $ 120,000 | $ 56,000 |
| Palm Beach County Florida | 90 | $ 14,616,000 | $ 162,000 | $ 85,000 |
| Hamilton County Indiana | 84 | $ 18,569,000 | $ 221,000 | $ 123,000 |
| Duval County Florida | 77 | $ 11,544,000 | $ 149,000 | $ 73,000 |
| Broward County Florida | 68 | $ 12,269,000 | $ 180,000 | $ 93,000 |
| Orange County Florida | 61 | $ 8,049,000 | $ 131,000 | $ 50,000 |
| Tulsa County Oklahoma | 56 | $ 9,303,000 | $ 166,000 | $ 72,000 |
| Marion County Florida | 44 | $ 4,919,000 | $ 111,000 | $ 50,000 |
| Lee County Florida | 38 | $ 4,567,000 | $ 120,000 | $ 75,000 |
| Osceola County Florida | 38 | $ 4,034,000 | $ 106,000 | $ 42,000 |
| Pinellas County Florida | 34 | $ 4,943,000 | $ 145,000 | $ 83,000 |
| Orleans County Louisiana | 34 | $ 3,923,000 | $ 115,000 | $ 53,000 |
| Ingham County Michigan | 34 | $ 4,325,000 | $ 127,000 | $ 75,000 |
| Monroe County Michigan | 33 | $ 4,119,000 | $ 124,000 | $ 60,000 |
| Winnebago County Illinois | 32 | $ 3,851,000 | $ 120,000 | $ 26,000 |
| Lancaster County Nebraska | 28 | $ 4,952,000 | $ 176,000 | $ 67,000 |
| St. Lucie County Florida | 24 | $ 2,435,000 | $ 101,000 | $ 44,000 |
| Mercer County Illinois | 24 | $ 2,411,000 | $ 100,000 | $ 54,000 |
| Clinton County Michigan | 24 | $ 3,364,000 | $ 140,000 | $ 62,000 |
| Cook County Illinois | 23 | $ 4,830,000 | $ 210,000 | $ 84,000 |
| Collier County Florida | 20 | $ 4,289,000 | $ 214,000 | $ 71,000 |
| Polk County Florida | 20 | $ 2,351,000 | $ 117,000 | $ 52,000 |
| Shelby County Tennessee | 20 | $ 3,087,000 | $ 154,000 | $ 65,000 |
| Johnson County Indiana | 19 | $ 2,574,000 | $ 135,000 | $ 84,000 |
| Clinton County Iowa | 19 | $ 1,855,000 | $ 97,000 | $ 48,000 |
| Muscatine County Iowa | 19 | $ 1,814,000 | $ 95,000 | $ 45,000 |
| Guilford County North Carolina | 19 | $ 2,937,000 | $ 154,000 | $ 65,000 |
| Mobile County Alabama | 17 | $ 2,628,000 | $ 154,000 | $ 38,000 |
| Miami-Dade County Florida | 16 | $ 3,184,000 | $ 199,000 | $ 86,000 |
| Boone County Indiana | 16 | $ 5,081,000 | $ 317,000 | $ 174,000 |
| Jefferson County Louisiana | 16 | $ 2,090,000 | $ 130,000 | $ 47,000 |
| Hillsborough County Florida | 15 | $ 2,365,000 | $ 157,000 | $ 60,000 |
| Sublette County Wyoming | 15 | $ 3,742,000 | $ 249,000 | $ 93,000 |
| Brevard County Florida | 14 | $ 1,868,000 | $ 133,000 | $ 56,000 |
| Hendricks County Indiana | 14 | $ 2,620,000 | $ 187,000 | $ 85,000 |
| Eaton County Michigan | 14 | $ 1,560,000 | $ 111,000 | $ 50,000 |
| Travis County Texas | 14 | $ 3,044,000 | $ 217,000 | $ 120,000 |
| Henry County Illinois | 13 | $ 1,534,000 | $ 118,000 | $ 50,000 |
| Garland County Arkansas | 12 | $ 2,280,000 | $ 190,000 | $ 78,000 |
| Manatee County Florida | 12 | $ 2,745,000 | $ 228,000 | $ 97,000 |
| Chatham County Georgia | 12 | $ 1,745,000 | $ 145,000 | $ 82,000 |
| Cleveland County Oklahoma | 12 | $ 2,072,000 | $ 172,000 | $ 99,000 |
| Oklahoma County Oklahoma | 12 | $ 2,367,000 | $ 197,000 | $ 68,000 |
| Cumberland County Pennsylvania | 12 | $ 1,338,000 | $ 111,000 | $ 49,000 |
| Clay County Florida | 11 | $ 1,339,000 | $ 121,000 | $ 48,000 |
| Pasco County Florida | 11 | $ 1,257,000 | $ 114,000 | $ 55,000 |
| Bryan County Georgia | 11 | $ 2,447,000 | $ 222,000 | $ 79,000 |
| Vigo County Indiana | 11 | $ 939,000 | $ 85,000 | $ 48,000 |
| Davidson County North Carolina | 11 | $ 1,244,000 | $ 113,000 | $ 34,000 |
| Harris County Texas | 11 | $ 1,833,000 | $ 166,000 | $ 68,000 |
| Washington County Virginia | 10 | $ 2,128,000 | $ 212,000 | $ 81,000 |
| Columbia County Florida | 9 | $ 1,235,000 | $ 137,000 | $ 131,000 |
| St. Johns County Florida | 9 | $ 2,252,000 | $ 250,000 | $ 137,000 |
| Madison County Indiana | 9 | $ 972,000 | $ 108,000 | $ 47,000 |
| Randolph County North Carolina | 9 | $ 1,221,000 | $ 135,000 | $ 53,000 |
| Indian River County Florida | 8 | $ 1,331,000 | $ 166,000 | $ 91,000 |
| Sarasota County Florida | 8 | $ 1,093,000 | $ 136,000 | $ 119,000 |
| DuPage County Illinois | 8 | $ 1,728,000 | $ 216,000 | $ 99,000 |
| Hancock County Indiana | 8 | $ 1,130,000 | $ 141,000 | $ 66,000 |
| Wayne County Michigan | 8 | $ 1,609,000 | $ 201,000 | $ 95,000 |
| Logan County Ohio | 8 | $ 909,000 | $ 113,000 | $ 54,000 |
| Rogers County Oklahoma | 8 | $ 981,000 | $ 122,000 | $ 57,000 |
| Madison County Alabama | 7 | $ 1,381,000 | $ 197,000 | $ 82,000 |
| Hernando County Florida | 7 | $ 647,000 | $ 92,000 | $ 38,000 |
| Nassau County Florida | 7 | $ 1,458,000 | $ 208,000 | $ 57,000 |
| Dubuque County Iowa | 7 | $ 744,000 | $ 106,000 | $ 45,000 |
| Jackson County Iowa | 7 | $ 893,000 | $ 127,000 | $ 55,000 |
| Johnson County Iowa | 7 | $ 959,000 | $ 137,000 | $ 57,000 |
| Shiawassee County Michigan | 7 | $ 795,000 | $ 113,000 | $ 43,000 |
| Forsyth County North Carolina | 7 | $ 1,012,000 | $ 144,000 | $ 85,000 |
| Wagoner County Oklahoma | 7 | $ 1,079,000 | $ 154,000 | $ 54,000 |
| Seminole County Florida | 6 | $ 1,493,000 | $ 248,000 | $ 110,000 |
| Volusia County Florida | 6 | $ 1,109,000 | $ 184,000 | $ 69,000 |
| Knox County Illinois | 6 | $ 523,000 | $ 87,000 | $ 34,000 |
| Whiteside County Illinois | 6 | $ 729,000 | $ 121,000 | $ 57,000 |
| Tippecanoe County Indiana | 6 | $ 788,000 | $ 131,000 | $ 36,000 |
| Des Moines County Iowa | 6 | $ 602,000 | $ 100,000 | $ 76,000 |
| Rowan County North Carolina | 6 | $ 658,000 | $ 109,000 | $ 17,000 |
| Canadian County Oklahoma | 6 | $ 834,000 | $ 139,000 | $ 51,000 |
| Laramie County Wyoming | 6 | $ 1,238,000 | $ 206,000 | $ 43,000 |
| Alachua County Florida | 5 | $ 826,000 | $ 165,000 | $ 66,000 |
| Walton County Florida | 5 | $ 868,000 | $ 173,000 | $ 144,000 |
| Effingham County Georgia | 5 | $ 731,000 | $ 146,000 | $ 41,000 |
| Warren County Illinois | 5 | $ 387,000 | $ 77,000 | $ 34,000 |
| Linn County Iowa | 5 | $ 551,000 | $ 110,000 | $ 67,000 |
| Louisa County Iowa | 5 | $ 435,000 | $ 87,000 | $ 34,000 |
| Washtenaw County Michigan | 5 | $ 1,023,000 | $ 204,000 | $ 81,000 |
| Becker County Minnesota | 5 | $ 688,000 | $ 137,000 | $ 55,000 |
| Creek County Oklahoma | 5 | $ 578,000 | $ 115,000 | $ 63,000 |
| Horry County South Carolina | 5 | $ 620,000 | $ 124,000 | $ 137,000 |
| El Paso County Texas | 5 | $ 1,295,000 | $ 259,000 | $ 142,000 |
| Jefferson County Alabama | 4 | $ 730,000 | $ 182,000 | $ 60,000 |
| Charlotte County Florida | 4 | $ 282,000 | $ 70,000 | $ 41,000 |
| Hendry County Florida | 4 | $ 188,000 | $ 47,000 | $ 45,000 |
| Martin County Florida | 4 | $ 1,049,000 | $ 262,000 | $ 101,000 |
| Cobb County Georgia | 4 | $ 547,000 | $ 136,000 | $ 65,000 |
| Lake County Illinois | 4 | $ 1,738,000 | $ 434,000 | $ 147,000 |
| Will County Illinois | 4 | $ 1,032,000 | $ 258,000 | $ 160,000 |
| Morgan County Indiana | 4 | $ 758,000 | $ 189,000 | $ 102,000 |
| Vermillion County Indiana | 4 | $ 427,000 | $ 106,000 | $ 51,000 |
| East Baton Rouge County Louisiana | 4 | $ 816,000 | $ 204,000 | $ 95,000 |
| Ionia County Michigan | 4 | $ 505,000 | $ 126,000 | $ 70,000 |
| Jackson County Michigan | 4 | $ 373,000 | $ 93,000 | $ 40,000 |
| Macomb County Michigan | 4 | $ 634,000 | $ 158,000 | $ 106,000 |
| Oakland County Michigan | 4 | $ 636,000 | $ 159,000 | $ 77,000 |
| Bolivar County Mississippi | 4 | $ 695,000 | $ 173,000 | $ 107,000 |
| Boone County Missouri | 4 | $ 571,000 | $ 142,000 | $ 61,000 |
| Comanche County Oklahoma | 4 | $ 1,024,000 | $ 256,000 | $ 105,000 |
| Lincoln County Oklahoma | 4 | $ 571,000 | $ 142,000 | $ 56,000 |
| Dauphin County Pennsylvania | 4 | $ 615,000 | $ 153,000 | $ 79,000 |
| York County South Carolina | 4 | $ 482,000 | $ 120,000 | $ 76,000 |
| Limestone County Alabama | 3 | $ 585,000 | $ 195,000 | $ 93,000 |
| Sonoma County California | 3 | $ 1,222,000 | $ 407,000 | $ 289,000 |
| Ventura County California | 3 | $ 1,363,000 | $ 454,000 | $ 211,000 |
| Lake County Florida | 3 | $ 328,000 | $ 109,000 | $ 41,000 |
| Leon County Florida | 3 | $ 604,000 | $ 201,000 | $ 54,000 |
| Kane County Illinois | 3 | $ 555,000 | $ 185,000 | $ 97,000 |
| Kendall County Illinois | 3 | $ 425,000 | $ 141,000 | $ 49,000 |
| Allen County Indiana | 3 | $ 521,000 | $ 173,000 | $ 83,000 |
| Clay County Indiana | 3 | $ 286,000 | $ 95,000 | $ 37,000 |
| Monroe County Indiana | 3 | $ 822,000 | $ 274,000 | $ 310,000 |
| Parke County Indiana | 3 | $ 317,000 | $ 105,000 | $ 47,000 |
| Sullivan County Indiana | 3 | $ 244,000 | $ 81,000 | $ 35,000 |
| Henry County Iowa | 3 | $ 293,000 | $ 97,000 | $ 51,000 |
| Keokuk County Iowa | 3 | $ 234,000 | $ 78,000 | $ 62,000 |
| St. Tammany County Louisiana | 3 | $ 412,000 | $ 137,000 | $ 40,000 |
| Lapeer County Michigan | 3 | $ 350,000 | $ 116,000 | $ 53,000 |
| Lenawee County Michigan | 3 | $ 342,000 | $ 114,000 | $ 50,000 |
| Hennepin County Minnesota | 3 | $ 534,000 | $ 178,000 | $ 82,000 |
| Caldwell County North Carolina | 3 | $ 481,000 | $ 160,000 | $ 89,000 |
| Medina County Ohio | 3 | $ 444,000 | $ 148,000 | $ 52,000 |
| Kay County Oklahoma | 3 | $ 344,000 | $ 114,000 | $ 36,000 |
| Muskogee County Oklahoma | 3 | $ 405,000 | $ 135,000 | $ 91,000 |
| Pottawatomie County Oklahoma | 3 | $ 382,000 | $ 127,000 | $ 75,000 |
| Washington County Oklahoma | 3 | $ 418,000 | $ 139,000 | $ 67,000 |
| Gibson County Tennessee | 3 | $ 164,000 | $ 54,000 | $ 42,000 |
| Campbell County Wyoming | 3 | $ 788,000 | $ 262,000 | $ 58,000 |
| Sweetwater County Wyoming | 3 | $ 541,000 | $ 180,000 | $ 82,000 |
| Baldwin County Alabama | 2 | $ 249,000 | $ 124,000 | $ 41,000 |
| Baker County Florida | 2 | $ 222,000 | $ 111,000 | $ 41,000 |
| Citrus County Florida | 2 | $ 312,000 | $ 156,000 | $ 457,000 |
| Flagler County Florida | 2 | $ 227,000 | $ 113,000 | $ 35,000 |
| Putnam County Florida | 2 | $ 132,000 | $ 66,000 | $ 22,000 |
| Fulton County Georgia | 2 | $ 441,000 | $ 220,000 | $ 0 |
| Boone County Illinois | 2 | $ 202,000 | $ 101,000 | $ 78,000 |
| LaSalle County Illinois | 2 | $ 287,000 | $ 143,000 | $ 42,000 |
| McHenry County Illinois | 2 | $ 405,000 | $ 202,000 | $ 131,000 |
| McLean County Illinois | 2 | $ 226,000 | $ 113,000 | $ 76,000 |
| Ogle County Illinois | 2 | $ 321,000 | $ 160,000 | $ 60,000 |
| Carroll County Indiana | 2 | $ 182,000 | $ 91,000 | $ 22,000 |
| Delaware County Indiana | 2 | $ 310,000 | $ 155,000 | $ 91,000 |
| Henry County Indiana | 2 | $ 240,000 | $ 120,000 | $ 33,000 |
| Howard County Indiana | 2 | $ 243,000 | $ 121,000 | $ 55,000 |
| Montgomery County Indiana | 2 | $ 264,000 | $ 132,000 | $ 174,000 |
| Putnam County Indiana | 2 | $ 290,000 | $ 145,000 | $ 97,000 |
| Cedar County Iowa | 2 | $ 161,000 | $ 80,000 | $ 63,000 |
| Washington County Iowa | 2 | $ 172,000 | $ 86,000 | $ 42,000 |
| West Baton Rouge County Louisiana | 2 | $ 429,000 | $ 214,000 | $ 77,000 |
| Anoka County Minnesota | 2 | $ 260,000 | $ 130,000 | $ 48,000 |
| Mower County Minnesota | 2 | $ 266,000 | $ 133,000 | $ 79,000 |
| Wright County Minnesota | 2 | $ 455,000 | $ 227,000 | $ 64,000 |
| Stone County Mississippi | 2 | $ 219,000 | $ 109,000 | $ 37,000 |
| Cooper County Missouri | 2 | $ 138,000 | $ 69,000 | $ 43,000 |
| Douglas County Nebraska | 2 | $ 334,000 | $ 167,000 | $ 72,000 |
| Hall County Nebraska | 2 | $ 203,000 | $ 101,000 | $ 44,000 |
| Cabarrus County North Carolina | 2 | $ 469,000 | $ 234,000 | $ 110,000 |
| Delaware County Ohio | 2 | $ 331,000 | $ 165,000 | $ 66,000 |
| Hamilton County Ohio | 2 | $ 594,000 | $ 297,000 | $ 109,000 |
| Garfield County Oklahoma | 2 | $ 298,000 | $ 149,000 | $ 67,000 |
| Johnston County Oklahoma | 2 | $ 296,000 | $ 148,000 | $ 76,000 |
| McClain County Oklahoma | 2 | $ 225,000 | $ 112,000 | $ 58,000 |
| Noble County Oklahoma | 2 | $ 379,000 | $ 189,000 | $ 71,000 |
| Payne County Oklahoma | 2 | $ 207,000 | $ 103,000 | $ 40,000 |
| Allegheny County Pennsylvania | 2 | $ 214,000 | $ 107,000 | $ 99,000 |
| Bucks County Pennsylvania | 2 | $ 494,000 | $ 247,000 | $ 81,000 |
| Lancaster County Pennsylvania | 2 | $ 578,000 | $ 289,000 | $ 139,000 |
| Aiken County South Carolina | 2 | $ 355,000 | $ 177,000 | $ 49,000 |
| Dorchester County South Carolina | 2 | $ 284,000 | $ 142,000 | $ 50,000 |
| Hardeman County Tennessee | 2 | $ 173,000 | $ 86,000 | $ 20,000 |
| Bexar County Texas | 2 | $ 199,000 | $ 99,000 | $ 39,000 |
| Hays County Texas | 2 | $ 307,000 | $ 153,000 | $ 82,000 |
| Orange County Texas | 2 | $ 213,000 | $ 106,000 | $ 70,000 |
| Rock County Wisconsin | 2 | $ 159,000 | $ 79,000 | $ 0 |
| Crook County Wyoming | 2 | $ 470,000 | $ 235,000 | $ 68,000 |
| Natrona County Wyoming | 2 | $ 570,000 | $ 285,000 | $ 62,000 |
| Sheridan County Wyoming | 2 | $ 432,000 | $ 216,000 | $ 49,000 |
| Teton County Wyoming | 2 | $ 1,203,000 | $ 601,000 | $ 261,000 |
| Uinta County Wyoming | 2 | $ 391,000 | $ 195,000 | $ 47,000 |
| Lawrence County Alabama | 1 | $ 77,000 | $ 77,000 | $ 106,000 |
| Morgan County Alabama | 1 | $ 171,000 | $ 171,000 | $ 39,000 |
| Pulaski County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Los Angeles County California | 1 | $ 581,000 | $ 581,000 | $ 226,000 |
| San Joaquin County California | 1 | $ 161,000 | $ 161,000 | $ 141,000 |
| Bay County Florida | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Escambia County Florida | 1 | $ 63,000 | $ 63,000 | $ 24,000 |
| Gadsden County Florida | 1 | $ 176,000 | $ 176,000 | $ 62,000 |
| Levy County Florida | 1 | $ 98,000 | $ 98,000 | $ 44,000 |
| Madison County Florida | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Okaloosa County Florida | 1 | $ 69,000 | $ 69,000 | $ 8,000 |
| Okeechobee County Florida | 1 | $ 127,000 | $ 127,000 | $ 59,000 |
| Santa Rosa County Florida | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Taylor County Florida | 1 | $ 67,000 | $ 67,000 | $ 31,000 |
| Wakulla County Florida | 1 | $ 61,000 | $ 61,000 | $ 24,000 |
| Camden County Georgia | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Cherokee County Georgia | 1 | $ 161,000 | $ 161,000 | $ 54,000 |
| Clayton County Georgia | 1 | $ 68,000 | $ 68,000 | $ 22,000 |
| DeKalb County Georgia | 1 | $ 132,000 | $ 132,000 | $ 52,000 |
| Gwinnett County Georgia | 1 | $ 146,000 | $ 146,000 | $ 60,000 |
| Liberty County Georgia | 1 | $ 143,000 | $ 143,000 | $ 80,000 |
| Troup County Georgia | 1 | $ 171,000 | $ 171,000 | $ 34,000 |
| Carroll County Illinois | 1 | $ 86,000 | $ 86,000 | $ 28,000 |
| Champaign County Illinois | 1 | $ 417,000 | $ 417,000 | $ 280,000 |
| Fulton County Illinois | 1 | $ 74,000 | $ 74,000 | $ 35,000 |
| Lee County Illinois | 1 | $ 212,000 | $ 212,000 | $ 66,000 |
| Macon County Illinois | 1 | $ 141,000 | $ 141,000 | $ 52,000 |
| Macoupin County Illinois | 1 | $ 42,000 | $ 42,000 | $ 16,000 |
| Peoria County Illinois | 1 | $ 116,000 | $ 116,000 | $ 76,000 |
| Sangamon County Illinois | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Brown County Indiana | 1 | $ 110,000 | $ 110,000 | $ 174,000 |
| Clinton County Indiana | 1 | $ 86,000 | $ 86,000 | $ 47,000 |
| Decatur County Indiana | 1 | $ 158,000 | $ 158,000 | $ 69,000 |
| Fayette County Indiana | 1 | $ 124,000 | $ 124,000 | $ 44,000 |
| Fountain County Indiana | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Lake County Indiana | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Owen County Indiana | 1 | $ 106,000 | $ 106,000 | $ 60,000 |
| Porter County Indiana | 1 | $ 237,000 | $ 237,000 | $ 100,000 |
| Shelby County Indiana | 1 | $ 245,000 | $ 245,000 | $ 184,000 |
| Wayne County Indiana | 1 | $ 118,000 | $ 118,000 | $ 52,000 |
| Black Hawk County Iowa | 1 | $ 93,000 | $ 93,000 | $ 53,000 |
| Dickinson County Iowa | 1 | $ 76,000 | $ 76,000 | $ 33,000 |
| Harrison County Iowa | 1 | $ 69,000 | $ 69,000 | $ 25,000 |
| Lee County Iowa | 1 | $ 101,000 | $ 101,000 | $ 25,000 |
| Wapello County Iowa | 1 | $ 192,000 | $ 192,000 | $ 45,000 |
| Ascension County Louisiana | 1 | $ 218,000 | $ 218,000 | $ 67,000 |
| Bossier County Louisiana | 1 | $ 350,000 | $ 350,000 | $ 102,000 |
| St. Bernard County Louisiana | 1 | $ 97,000 | $ 97,000 | $ 30,000 |
| St. Charles County Louisiana | 1 | $ 42,000 | $ 42,000 | $ 29,000 |
| St. John the Baptist County Louisiana | 1 | $ 120,000 | $ 120,000 | $ 71,000 |
| Antrim County Michigan | 1 | $ 232,000 | $ 232,000 | $ 163,000 |
| Barry County Michigan | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Bay County Michigan | 1 | $ 97,000 | $ 97,000 | $ 35,000 |
| Branch County Michigan | 1 | $ 64,000 | $ 64,000 | $ 41,000 |
| Genesee County Michigan | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
| Grand Traverse County Michigan | 1 | $ 123,000 | $ 123,000 | $ 58,000 |
| Hillsdale County Michigan | 1 | $ 58,000 | $ 58,000 | $ 20,000 |
| Kalamazoo County Michigan | 1 | $ 99,000 | $ 99,000 | $ 50,000 |
| Kent County Michigan | 1 | $ 170,000 | $ 170,000 | $ 75,000 |
| Livingston County Michigan | 1 | $ 415,000 | $ 415,000 | $ 132,000 |
| Muskegon County Michigan | 1 | $ 133,000 | $ 133,000 | $ 23,000 |
| Otsego County Michigan | 1 | $ 58,000 | $ 58,000 | $ 38,000 |
| Roscommon County Michigan | 1 | $ 68,000 | $ 68,000 | $ 15,000 |
| Saginaw County Michigan | 1 | $ 184,000 | $ 184,000 | $ 60,000 |
| St. Joseph County Michigan | 1 | $ 80,000 | $ 80,000 | $ 108,000 |
| Van Buren County Michigan | 1 | $ 128,000 | $ 128,000 | $ 48,000 |
| Otter Tail County Minnesota | 1 | $ 73,000 | $ 73,000 | $ 84,000 |
| Ramsey County Minnesota | 1 | $ 78,000 | $ 78,000 | $ 95,000 |
| Wadena County Minnesota | 1 | $ 136,000 | $ 136,000 | $ 42,000 |
| DeSoto County Mississippi | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Sunflower County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Wayne County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 8,000 |
| Callaway County Missouri | 1 | $ 41,000 | $ 41,000 | $ 28,000 |
| St. Louis County Missouri | 1 | $ 288,000 | $ 288,000 | $ 115,000 |
| Buffalo County Nebraska | 1 | $ 124,000 | $ 124,000 | $ 56,000 |
| Jefferson County Nebraska | 1 | $ 66,000 | $ 66,000 | $ 31,000 |
| Sarpy County Nebraska | 1 | $ 133,000 | $ 133,000 | $ 73,000 |
| Santa Fe County New Mexico | 1 | $ 410,000 | $ 410,000 | $ 451,000 |
| Clay County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 266,000 |
| Edgecombe County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 61,000 |
| Haywood County North Carolina | 1 | $ 219,000 | $ 219,000 | $ 150,000 |
| Iredell County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 334,000 | $ 334,000 | $ 240,000 |
| Johnston County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 131,000 |
| Montgomery County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 113,000 |
| Nash County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 221,000 |
| Watauga County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 420,000 |
| Yadkin County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 28,000 |
| Champaign County Ohio | 1 | $ 102,000 | $ 102,000 | $ 54,000 |
| Montgomery County Ohio | 1 | $ 58,000 | $ 58,000 | $ 65,000 |
| Adair County Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 46,000 |
| Caddo County Oklahoma | 1 | $ 157,000 | $ 157,000 | $ 218,000 |
| Cherokee County Oklahoma | 1 | $ 359,000 | $ 359,000 | $ 106,000 |
| Delaware County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Haskell County Oklahoma | 1 | $ 153,000 | $ 153,000 | $ 63,000 |
| Jackson County Oklahoma | 1 | $ 143,000 | $ 143,000 | $ 36,000 |
| Kingfisher County Oklahoma | 1 | $ 91,000 | $ 91,000 | $ 99,000 |
| Le Flore County Oklahoma | 1 | $ 91,000 | $ 91,000 | $ 53,000 |
| Murray County Oklahoma | 1 | $ 118,000 | $ 118,000 | $ 79,000 |
| Osage County Oklahoma | 1 | $ 133,000 | $ 133,000 | $ 44,000 |
| Ottawa County Oklahoma | 1 | $ 152,000 | $ 152,000 | $ 65,000 |
| Pawnee County Oklahoma | 1 | $ 54,000 | $ 54,000 | $ 40,000 |
| Pittsburg County Oklahoma | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Pushmataha County Oklahoma | 1 | $ 132,000 | $ 132,000 | $ 70,000 |
| Sequoyah County Oklahoma | 1 | $ 186,000 | $ 186,000 | $ 72,000 |
| Stephens County Oklahoma | 1 | $ 174,000 | $ 174,000 | $ 91,000 |
| Multnomah County Oregon | 1 | $ 189,000 | $ 189,000 | $ 42,000 |
| Montgomery County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 115,000 |
| Perry County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| York County Pennsylvania | 1 | $ 93,000 | $ 93,000 | $ 41,000 |
| Berkeley County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Sumter County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 60,000 |
| Roane County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 168,000 |
| Brazoria County Texas | 1 | $ 291,000 | $ 291,000 | $ 118,000 |
| Dallas County Texas | 1 | $ 273,000 | $ 273,000 | $ 122,000 |
| Guadalupe County Texas | 1 | $ 158,000 | $ 158,000 | $ 58,000 |
| Hood County Texas | 1 | $ 81,000 | $ 81,000 | $ 48,000 |
| Jasper County Texas | 1 | $ 136,000 | $ 136,000 | $ 79,000 |
| Jefferson County Texas | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
| Nueces County Texas | 1 | $ 200,000 | $ 200,000 | $ 165,000 |
| Parker County Texas | 1 | $ 270,000 | $ 270,000 | $ 13,000 |
| Tarrant County Texas | 1 | $ 238,000 | $ 238,000 | $ 110,000 |
| Williamson County Texas | 1 | $ 161,000 | $ 161,000 | $ 56,000 |
| Buchanan County Virginia | 1 | $ 67,000 | $ 67,000 | $ 34,000 |
| Montgomery County Virginia | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Main Street Financial in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,251 | $166,997,000 | $133,000 | $707,000 | $60,000 | $708,000 |
| Refinancing | 1,052 | $174,417,000 | $165,000 | $840,000 | $82,000 | $854,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,544 | $245,132,000 | $158,000 | $840,000 | $80,000 | $854,000 |
| Hispanic | 323 | $35,442,000 | $109,000 | $606,000 | $44,000 | $300,000 |
| Black or African American | 216 | $28,045,000 | $129,000 | $365,000 | $52,000 | $182,000 |
| Not Provided | 182 | $27,524,000 | $151,000 | $825,000 | $55,000 | $420,000 |
| Asian | 35 | $4,900,000 | $140,000 | $313,000 | $59,000 | $202,000 |
| American Indian or Alaskan Native | 2 | $153,000 | $76,000 | $93,000 | $25,000 | $50,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $218,000 | $218,000 | $218,000 | $67,000 | $67,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,194 | $149,553,000 | $125,000 | $428,000 | $50,000 | $233,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 874 | $161,896,000 | $185,000 | $840,000 | $103,000 | $854,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 162 | $17,912,000 | $110,000 | $247,000 | $40,000 | $111,000 |
| VA-guaranteed (Veterans Administration) | 73 | $12,053,000 | $165,000 | $417,000 | $62,000 | $178,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,297 | $200,295,000 | $154,000 | $840,000 | $77,000 | $708,000 |
| File Closed For Incompleteness | 757 | $110,827,000 | $146,000 | $797,000 | $63,000 | $854,000 |
| Application Denied By Financial Institution | 249 | $30,292,000 | $121,000 | $428,000 | $54,000 | $451,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 148 | $14,930,000 | $100,000 | $319,000 | $44,000 | $177,000 |
| Debt-To-Income Ratio | 33 | $4,714,000 | $142,000 | $417,000 | $54,000 | $451,000 |
| Collateral | 29 | $4,904,000 | $169,000 | $406,000 | $84,000 | $279,000 |
| Other | 16 | $2,371,000 | $148,000 | $428,000 | $77,000 | $218,000 |
| Credit Application Incomplete | 13 | $2,087,000 | $160,000 | $399,000 | $89,000 | $300,000 |
| Employment History | 5 | $452,000 | $90,000 | $148,000 | $24,000 | $46,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $417,000 | $104,000 | $137,000 | $38,000 | $83,000 |
| Unverifiable Information | 1 | $417,000 | $417,000 | $417,000 | $224,000 | $224,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Main Street Financial's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Main Street Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.