Mainsource Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Mainsource Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mainsource Bank 2105 N State Rd 3 Bypass Greensburg, IN 47240 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,415 |
| Total Mortgage Loan Application Amount | $591,616,000 |
| Average Mortgage Loan Application Amount | $84,333 |
| Highest Mortgage Loan Application Amount | $1,400,000 |
| Average Applicant Income | $63,333 |
| Highest Applicant Income | $2,342,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Mainsource Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mainsource Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Mainsource Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mainsource Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mainsource Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mainsource Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bartholomew County Indiana | 373 | $ 58,408,000 | $ 156,000 | $ 99,000 |
| Jefferson County Indiana | 367 | $ 34,454,000 | $ 93,000 | $ 64,000 |
| Floyd County Indiana | 318 | $ 41,724,000 | $ 131,000 | $ 70,000 |
| Franklin County Indiana | 268 | $ 30,399,000 | $ 113,000 | $ 66,000 |
| Clark County Indiana | 232 | $ 26,001,000 | $ 112,000 | $ 55,000 |
| Decatur County Indiana | 215 | $ 23,149,000 | $ 107,000 | $ 57,000 |
| Ripley County Indiana | 194 | $ 23,237,000 | $ 119,000 | $ 74,000 |
| Miami County Ohio | 174 | $ 21,015,000 | $ 120,000 | $ 82,000 |
| Wayne County Indiana | 167 | $ 14,930,000 | $ 89,000 | $ 59,000 |
| Johnson County Indiana | 162 | $ 19,504,000 | $ 120,000 | $ 73,000 |
| Fayette County Indiana | 154 | $ 11,221,000 | $ 72,000 | $ 50,000 |
| Switzerland County Indiana | 154 | $ 14,676,000 | $ 95,000 | $ 59,000 |
| Greene County Indiana | 148 | $ 9,348,000 | $ 63,000 | $ 56,000 |
| Lake County Indiana | 145 | $ 19,417,000 | $ 133,000 | $ 91,000 |
| Shelby County Indiana | 142 | $ 16,934,000 | $ 119,000 | $ 71,000 |
| Jay County Indiana | 137 | $ 10,539,000 | $ 76,000 | $ 59,000 |
| Dearborn County Indiana | 122 | $ 16,048,000 | $ 131,000 | $ 73,000 |
| Henry County Indiana | 121 | $ 10,248,000 | $ 84,000 | $ 55,000 |
| Jennings County Indiana | 119 | $ 9,424,000 | $ 79,000 | $ 51,000 |
| Montgomery County Indiana | 112 | $ 9,499,000 | $ 84,000 | $ 73,000 |
| Rush County Indiana | 98 | $ 8,245,000 | $ 84,000 | $ 73,000 |
| Madison County Indiana | 85 | $ 6,495,000 | $ 76,000 | $ 64,000 |
| Jefferson County Kentucky | 84 | $ 13,049,000 | $ 155,000 | $ 102,000 |
| Kankakee County Illinois | 81 | $ 10,180,000 | $ 125,000 | $ 78,000 |
| Marion County Indiana | 79 | $ 10,285,000 | $ 130,000 | $ 82,000 |
| Ohio County Indiana | 77 | $ 8,430,000 | $ 109,000 | $ 66,000 |
| Vermilion County Illinois | 74 | $ 3,807,000 | $ 51,000 | $ 65,000 |
| Franklin County Kentucky | 63 | $ 9,249,000 | $ 146,000 | $ 80,000 |
| Fountain County Indiana | 60 | $ 4,494,000 | $ 74,000 | $ 60,000 |
| Warren County Indiana | 57 | $ 4,786,000 | $ 83,000 | $ 62,000 |
| Anderson County Kentucky | 57 | $ 6,317,000 | $ 110,000 | $ 66,000 |
| Harrison County Indiana | 54 | $ 6,164,000 | $ 114,000 | $ 69,000 |
| Mercer County Kentucky | 52 | $ 5,087,000 | $ 97,000 | $ 52,000 |
| Porter County Indiana | 51 | $ 5,688,000 | $ 111,000 | $ 76,000 |
| Randolph County Indiana | 41 | $ 2,952,000 | $ 72,000 | $ 48,000 |
| Clay County Indiana | 37 | $ 2,624,000 | $ 70,000 | $ 56,000 |
| Iroquois County Illinois | 31 | $ 2,006,000 | $ 64,000 | $ 49,000 |
| Crawford County Indiana | 27 | $ 2,090,000 | $ 77,000 | $ 39,000 |
| Sullivan County Indiana | 25 | $ 1,680,000 | $ 67,000 | $ 46,000 |
| Trimble County Kentucky | 24 | $ 1,738,000 | $ 72,000 | $ 61,000 |
| Scott County Indiana | 22 | $ 2,021,000 | $ 91,000 | $ 53,000 |
| Hamilton County Indiana | 21 | $ 6,417,000 | $ 305,000 | $ 195,000 |
| Brown County Indiana | 20 | $ 2,512,000 | $ 125,000 | $ 76,000 |
| Hancock County Indiana | 20 | $ 2,713,000 | $ 135,000 | $ 70,000 |
| Union County Indiana | 20 | $ 1,408,000 | $ 70,000 | $ 68,000 |
| Montgomery County Ohio | 19 | $ 2,291,000 | $ 120,000 | $ 95,000 |
| Jackson County Indiana | 14 | $ 2,033,000 | $ 145,000 | $ 79,000 |
| Morgan County Indiana | 13 | $ 2,198,000 | $ 169,000 | $ 81,000 |
| Newton County Indiana | 12 | $ 544,000 | $ 45,000 | $ 35,000 |
| Vermillion County Indiana | 12 | $ 787,000 | $ 65,000 | $ 48,000 |
| Washington County Indiana | 12 | $ 1,553,000 | $ 129,000 | $ 58,000 |
| Carroll County Kentucky | 12 | $ 1,382,000 | $ 115,000 | $ 61,000 |
| Delaware County Indiana | 11 | $ 1,145,000 | $ 104,000 | $ 80,000 |
| Tippecanoe County Indiana | 10 | $ 1,157,000 | $ 115,000 | $ 61,000 |
| Jasper County Indiana | 9 | $ 1,007,000 | $ 111,000 | $ 48,000 |
| Oldham County Kentucky | 9 | $ 1,613,000 | $ 179,000 | $ 100,000 |
| Hamilton County Ohio | 9 | $ 1,329,000 | $ 147,000 | $ 166,000 |
| Boone County Indiana | 8 | $ 1,614,000 | $ 201,000 | $ 125,000 |
| Hendricks County Indiana | 7 | $ 1,102,000 | $ 157,000 | $ 74,000 |
| Butler County Ohio | 7 | $ 1,028,000 | $ 146,000 | $ 64,000 |
| Monroe County Indiana | 6 | $ 1,138,000 | $ 189,000 | $ 115,000 |
| Owen County Indiana | 6 | $ 1,049,000 | $ 174,000 | $ 465,000 |
| Woodford County Kentucky | 6 | $ 776,000 | $ 129,000 | $ 79,000 |
| Darke County Ohio | 6 | $ 780,000 | $ 130,000 | $ 88,000 |
| Pinellas County Florida | 5 | $ 628,000 | $ 125,000 | $ 80,000 |
| Benton County Indiana | 5 | $ 395,000 | $ 79,000 | $ 74,000 |
| Scott County Kentucky | 5 | $ 718,000 | $ 143,000 | $ 90,000 |
| Knox County Indiana | 4 | $ 321,000 | $ 80,000 | $ 44,000 |
| Orange County Indiana | 4 | $ 139,000 | $ 34,000 | $ 43,000 |
| Parke County Indiana | 4 | $ 302,000 | $ 75,000 | $ 39,000 |
| Vigo County Indiana | 4 | $ 247,000 | $ 61,000 | $ 37,000 |
| Boyle County Kentucky | 4 | $ 452,000 | $ 113,000 | $ 93,000 |
| Fayette County Kentucky | 4 | $ 881,000 | $ 220,000 | $ 104,000 |
| Gallatin County Kentucky | 4 | $ 426,000 | $ 106,000 | $ 56,000 |
| Shelby County Ohio | 4 | $ 510,000 | $ 127,000 | $ 63,000 |
| Champaign County Illinois | 3 | $ 567,000 | $ 189,000 | $ 58,000 |
| Will County Illinois | 3 | $ 351,000 | $ 117,000 | $ 99,000 |
| Adams County Indiana | 3 | $ 142,000 | $ 47,000 | $ 33,000 |
| Dubois County Indiana | 3 | $ 234,000 | $ 78,000 | $ 67,000 |
| Putnam County Indiana | 3 | $ 328,000 | $ 109,000 | $ 64,000 |
| Vanderburgh County Indiana | 3 | $ 88,000 | $ 29,000 | $ 39,000 |
| Bullitt County Kentucky | 3 | $ 213,000 | $ 71,000 | $ 60,000 |
| Owen County Kentucky | 3 | $ 336,000 | $ 112,000 | $ 42,000 |
| Greene County Ohio | 3 | $ 938,000 | $ 312,000 | $ 168,000 |
| Preble County Ohio | 3 | $ 390,000 | $ 130,000 | $ 97,000 |
| Charlotte County Florida | 2 | $ 90,000 | $ 45,000 | $ 60,000 |
| Lee County Florida | 2 | $ 462,000 | $ 231,000 | $ 150,000 |
| Clark County Illinois | 2 | $ 173,000 | $ 86,000 | $ 52,000 |
| Douglas County Illinois | 2 | $ 42,000 | $ 21,000 | $ 89,000 |
| Livingston County Illinois | 2 | $ 235,000 | $ 117,000 | $ 89,000 |
| Allen County Indiana | 2 | $ 109,000 | $ 54,000 | $ 52,000 |
| Blackford County Indiana | 2 | $ 95,000 | $ 47,000 | $ 45,000 |
| LaPorte County Indiana | 2 | $ 435,000 | $ 217,000 | $ 156,000 |
| Wells County Indiana | 2 | $ 50,000 | $ 25,000 | $ 28,000 |
| Jessamine County Kentucky | 2 | $ 316,000 | $ 158,000 | $ 65,000 |
| Powell County Kentucky | 2 | $ 229,000 | $ 114,000 | $ 65,000 |
| Shelby County Kentucky | 2 | $ 341,000 | $ 170,000 | $ 64,000 |
| Washington County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 18,000 |
| Auglaize County Ohio | 2 | $ 223,000 | $ 111,000 | $ 50,000 |
| Champaign County Ohio | 2 | $ 280,000 | $ 140,000 | $ 54,000 |
| Campbell County Tennessee | 2 | $ 49,000 | $ 24,000 | $ 18,000 |
| Maricopa County Arizona | 1 | $ 119,000 | $ 119,000 | $ 195,000 |
| San Bernardino County California | 1 | $ 202,000 | $ 202,000 | $ 83,000 |
| Citrus County Florida | 1 | $ 91,000 | $ 91,000 | $ 25,000 |
| Pasco County Florida | 1 | $ 80,000 | $ 80,000 | $ 71,000 |
| Cook County Illinois | 1 | $ 206,000 | $ 206,000 | $ 42,000 |
| Effingham County Illinois | 1 | $ 21,000 | $ 21,000 | $ 42,000 |
| Grundy County Illinois | 1 | $ 124,000 | $ 124,000 | $ 64,000 |
| McLean County Illinois | 1 | $ 63,000 | $ 63,000 | $ 47,000 |
| Clinton County Indiana | 1 | $ 56,000 | $ 56,000 | $ 150,000 |
| Daviess County Indiana | 1 | $ 16,000 | $ 16,000 | $ 10,000 |
| Grant County Indiana | 1 | $ 92,000 | $ 92,000 | $ 38,000 |
| Kosciusko County Indiana | 1 | $ 311,000 | $ 311,000 | $ 526,000 |
| Lawrence County Indiana | 1 | $ 70,000 | $ 70,000 | $ 94,000 |
| Perry County Indiana | 1 | $ 67,000 | $ 67,000 | $ 54,000 |
| Spencer County Indiana | 1 | $ 110,000 | $ 110,000 | $ 105,000 |
| St. Joseph County Indiana | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Wabash County Indiana | 1 | $ 119,000 | $ 119,000 | $ 69,000 |
| Boone County Kentucky | 1 | $ 84,000 | $ 84,000 | $ 63,000 |
| Garrard County Kentucky | 1 | $ 157,000 | $ 157,000 | $ 70,000 |
| Grayson County Kentucky | 1 | $ 173,000 | $ 173,000 | $ 121,000 |
| Hardin County Kentucky | 1 | $ 174,000 | $ 174,000 | $ 38,000 |
| Lincoln County Kentucky | 1 | $ 127,000 | $ 127,000 | $ 128,000 |
| Spencer County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 70,000 |
| Lenawee County Michigan | 1 | $ 161,000 | $ 161,000 | $ 51,000 |
| St. Francois County Missouri | 1 | $ 98,000 | $ 98,000 | $ 59,000 |
| Allen County Ohio | 1 | $ 257,000 | $ 257,000 | $ 261,000 |
| Clermont County Ohio | 1 | $ 47,000 | $ 47,000 | $ 62,000 |
| Franklin County Ohio | 1 | $ 118,000 | $ 118,000 | $ 75,000 |
| Mercer County Ohio | 1 | $ 90,000 | $ 90,000 | $ 72,000 |
| Pickaway County Ohio | 1 | $ 325,000 | $ 325,000 | $ 160,000 |
| Warren County Ohio | 1 | $ 244,000 | $ 244,000 | $ 209,000 |
| Greenville County South Carolina | 1 | $ 152,000 | $ 152,000 | $ 108,000 |
| Davidson County Tennessee | 1 | $ 224,000 | $ 224,000 | $ 396,000 |
Mortgage Loan Application Detail Totals for Mainsource Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,742 | $449,341,000 | $120,000 | $1,400,000 | $75,000 | $1,286,000 |
| Home Purchase | 1,307 | $129,772,000 | $99,000 | $426,000 | $58,000 | $2,342,000 |
| Home Improvement | 366 | $12,503,000 | $34,000 | $330,000 | $57,000 | $526,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,113 | $558,579,000 | $109,000 | $1,400,000 | $70,000 | $2,342,000 |
| Not Provided | 121 | $11,246,000 | $92,000 | $417,000 | $81,000 | $638,000 |
| Hispanic | 66 | $6,806,000 | $103,000 | $310,000 | $77,000 | $256,000 |
| Black or African American | 50 | $5,589,000 | $111,000 | $417,000 | $55,000 | $166,000 |
| Asian | 35 | $5,575,000 | $159,000 | $1,290,000 | $74,000 | $364,000 |
| Not applicable | 25 | $3,304,000 | $132,000 | $860,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 3 | $344,000 | $114,000 | $144,000 | $89,000 | $124,000 |
| American Indian or Alaskan Native | 2 | $173,000 | $86,000 | $88,000 | $52,000 | $53,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,577 | $500,887,000 | $109,000 | $1,400,000 | $74,000 | $2,342,000 |
| FHA-insured (Federal Housing Administration) | 705 | $76,837,000 | $108,000 | $335,000 | $50,000 | $298,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 85 | $7,409,000 | $87,000 | $208,000 | $37,000 | $108,000 |
| VA-guaranteed (Veterans Administration) | 48 | $6,483,000 | $135,000 | $426,000 | $56,000 | $160,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,934 | $330,455,000 | $112,000 | $1,290,000 | $77,000 | $2,342,000 |
| Application Denied By Financial Institution | 1,343 | $130,518,000 | $97,000 | $1,400,000 | $53,000 | $900,000 |
| Application Approved But Not Accepted | 1,108 | $127,662,000 | $115,000 | $1,000,000 | $73,000 | $1,286,000 |
| Application Withdrawn By Applicant | 28 | $2,956,000 | $105,000 | $240,000 | $69,000 | $174,000 |
| File Closed For Incompleteness | 2 | $25,000 | $12,000 | $13,000 | $9,000 | $18,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 541 | $41,837,000 | $77,000 | $426,000 | $52,000 | $900,000 |
| Debt-To-Income Ratio | 409 | $45,639,000 | $111,000 | $417,000 | $44,000 | $475,000 |
| Collateral | 300 | $33,736,000 | $112,000 | $1,400,000 | $65,000 | $378,000 |
| Credit Application Incomplete | 30 | $4,363,000 | $145,000 | $417,000 | $82,000 | $638,000 |
| Employment History | 23 | $1,891,000 | $82,000 | $148,000 | $34,000 | $58,000 |
| Unverifiable Information | 11 | $1,249,000 | $113,000 | $216,000 | $42,000 | $90,000 |
| Mortgage Insurance Denied | 7 | $583,000 | $83,000 | $126,000 | $54,000 | $80,000 |
| Other | 1 | $77,000 | $77,000 | $77,000 | $58,000 | $58,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $61,000 | $61,000 | $61,000 | $32,000 | $32,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mainsource Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mainsource Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.