M&T Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
M&T Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | M&T Bank 1 M&T Plaza -15Th Floor Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 16,463 |
| Total Mortgage Loan Application Amount | $1,861,045,000 |
| Average Mortgage Loan Application Amount | $115,333 |
| Highest Mortgage Loan Application Amount | $48,000,000 |
| Average Applicant Income | $32,333 |
| Highest Applicant Income | $2,450,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with M&T Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing M&T Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down M&T Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how M&T Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by M&T Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at M&T Bank's mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| BUFFALO-NIAGARA FALLS, NY | 1,365 | $ 79,131,000 | $ 57,000 | $ 29,000 |
| BALTIMORE-TOWSON, MD | 1,043 | $ 101,314,000 | $ 97,000 | $ 44,000 |
| YORK-HANOVER, PA | 745 | $ 52,566,000 | $ 70,000 | $ 57,000 |
| SCRANTON--WILKES-BARRE, PA | 656 | $ 38,207,000 | $ 58,000 | $ 50,000 |
| ROCHESTER, NY | 572 | $ 30,158,000 | $ 52,000 | $ 37,000 |
| HARRISBURG-CARLISLE, PA | 528 | $ 33,699,000 | $ 63,000 | $ 48,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 461 | $ 93,194,000 | $ 167,000 | $ 34,500 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 435 | $ 167,428,000 | $ 374,000 | $ 19,000 |
| SYRACUSE, NY | 431 | $ 26,706,000 | $ 61,000 | $ 37,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 395 | $ 52,675,000 | $ 133,000 | $ 43,000 |
| ALTOONA, PA | 363 | $ 19,608,000 | $ 54,000 | $ 37,000 |
| READING, PA | 363 | $ 18,474,000 | $ 50,000 | $ 51,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 337 | $ 75,810,000 | $ 224,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 296 | $ 39,500,000 | $ 133,000 | $ 19,000 |
| PHILADELPHIA, PA | 295 | $ 24,174,000 | $ 81,000 | $ 54,000 |
| CUMBERLAND, MD-WV | 232 | $ 11,686,000 | $ 49,000 | $ 36,500 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 221 | $ 43,703,000 | $ 197,000 | $ 44,000 |
| BINGHAMTON, NY | 203 | $ 10,282,000 | $ 50,000 | $ 37,000 |
| STATE COLLEGE, PA | 198 | $ 13,994,000 | $ 70,000 | $ 50,000 |
| WILLIAMSPORT, PA | 186 | $ 8,913,000 | $ 47,000 | $ 49,000 |
| LANCASTER, PA | 172 | $ 14,943,000 | $ 86,000 | $ 48,000 |
| NASSAU-SUFFOLK, NY | 155 | $ 36,719,000 | $ 236,000 | $ 45,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 153 | $ 12,840,000 | $ 87,000 | $ 30,500 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 145 | $ 12,056,000 | $ 269,500 | $ 21,000 |
| KINGSTON, NY | 117 | $ 10,154,000 | $ 86,000 | $ 40,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 109 | $ 17,483,000 | $ 160,000 | $ 0 |
| COLUMBUS, OH | 101 | $ 25,327,000 | $ 250,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 95 | $ 17,488,000 | $ 184,000 | $ 0 |
| LEBANON, PA | 89 | $ 5,947,000 | $ 66,000 | $ 49,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 83 | $ 13,363,000 | $ 161,000 | $ 0 |
| UTICA-ROME, NY | 81 | $ 4,851,000 | $ 59,000 | $ 29,000 |
| SALISBURY, MD | 72 | $ 4,187,000 | $ 58,000 | $ 54,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 64 | $ 17,635,000 | $ 286,000 | $ 0 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 63 | $ 16,811,000 | $ 266,000 | $ 0 |
| SAN ANTONIO, TX | 58 | $ 6,455,000 | $ 111,000 | $ 0 |
| PITTSBURGH, PA | 56 | $ 7,341,000 | $ 131,000 | $ 13,000 |
| ORLANDO-KISSIMMEE, FL | 54 | $ 10,830,000 | $ 200,000 | $ 0 |
| BATON ROUGE, LA | 53 | $ 7,441,000 | $ 140,000 | $ 0 |
| NEWARK-UNION, NJ-PA | 50 | $ 12,381,000 | $ 259,500 | $ 19,000 |
| SALT LAKE CITY, UT | 49 | $ 10,071,000 | $ 205,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 47 | $ 6,548,000 | $ 165,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 46 | $ 8,264,000 | $ 179,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 45 | $ 10,515,000 | $ 197,500 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 44 | $ 12,924,000 | $ 293,000 | $ 0 |
| INDIANAPOLIS-CARMEL, IN | 42 | $ 5,470,000 | $ 130,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 37 | $ 3,883,000 | $ 104,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 37 | $ 2,185,000 | $ 69,500 | $ 54,000 |
| BIRMINGHAM-HOOVER, AL | 36 | $ 4,880,000 | $ 135,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 35 | $ 8,425,000 | $ 240,000 | $ 0 |
| JOHNSTOWN, PA | 34 | $ 1,507,000 | $ 44,000 | $ 47,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 34 | $ 12,383,000 | $ 364,000 | $ 0 |
| RICHMOND, VA | 34 | $ 6,529,000 | $ 192,000 | $ 22,000 |
| ST. LOUIS, MO-IL | 31 | $ 3,206,000 | $ 108,500 | $ 0 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 30 | $ 4,845,000 | $ 210,333 | $ 1,333 |
| PROVO-OREM, UT | 30 | $ 8,032,000 | $ 267,000 | $ 0 |
| GLENS FALLS, NY | 26 | $ 4,069,000 | $ 156,000 | $ 21,000 |
| EDISON, NJ | 25 | $ 8,362,000 | $ 334,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 25 | $ 5,607,000 | $ 224,000 | $ 0 |
| DENVER-AURORA, CO | 24 | $ 11,195,000 | $ 466,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 24 | $ 5,401,000 | $ 225,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 24 | $ 4,770,000 | $ 198,000 | $ 13,000 |
| WILMINGTON, NC | 23 | $ 3,688,000 | $ 160,000 | $ 0 |
| ITHACA, NY | 22 | $ 3,379,000 | $ 153,000 | $ 50,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 21 | $ 5,180,000 | $ 283,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 21 | $ 3,150,000 | $ 150,000 | $ 0 |
| ASHEVILLE, NC | 20 | $ 3,989,000 | $ 199,000 | $ 0 |
| BOISE CITY-NAMPA, ID | 20 | $ 3,627,000 | $ 181,000 | $ 0 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 20 | $ 4,520,000 | $ 226,000 | $ 0 |
| HUNTSVILLE, AL | 20 | $ 2,223,000 | $ 111,000 | $ 0 |
| KNOXVILLE, TN | 20 | $ 2,816,000 | $ 140,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 20 | $ 4,920,000 | $ 246,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 19 | $ 8,384,000 | $ 441,000 | $ 0 |
| ELMIRA, NY | 19 | $ 514,000 | $ 27,000 | $ 36,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 18 | $ 5,533,000 | $ 307,000 | $ 0 |
| JACKSON, MS | 18 | $ 1,732,000 | $ 96,000 | $ 0 |
| MONTGOMERY, AL | 18 | $ 3,016,000 | $ 167,000 | $ 0 |
| CAMDEN, NJ | 17 | $ 3,730,000 | $ 219,000 | $ 0 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 17 | $ 2,779,000 | $ 163,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 17 | $ 4,527,000 | $ 266,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 16 | $ 3,915,000 | $ 244,000 | $ 0 |
| CHATTANOOGA, TN-GA | 16 | $ 1,677,000 | $ 109,500 | $ 0 |
| DAYTON, OH | 16 | $ 1,966,000 | $ 122,000 | $ 0 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 16 | $ 3,795,000 | $ 232,000 | $ 0 |
| BOSTON-QUINCY, MA | 15 | $ 5,714,000 | $ 380,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 14 | $ 2,995,000 | $ 213,000 | $ 0 |
| JACKSONVILLE, FL | 14 | $ 3,030,000 | $ 216,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 14 | $ 5,105,000 | $ 364,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 13 | $ 1,194,000 | $ 79,500 | $ 0 |
| SARASOTA-BRADENTON-VENICE, FL | 13 | $ 2,956,000 | $ 227,000 | $ 4,000 |
| SHREVEPORT-BOSSIER CITY, LA | 13 | $ 1,557,000 | $ 119,000 | $ 0 |
| LAKELAND, FL | 12 | $ 2,515,000 | $ 209,000 | $ 0 |
| LAS VEGAS-PARADISE, NV | 12 | $ 2,794,000 | $ 232,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 12 | $ 3,173,000 | $ 264,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 11 | $ 952,000 | $ 86,000 | $ 0 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 11 | $ 2,324,000 | $ 312,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 11 | $ 1,897,000 | $ 172,000 | $ 0 |
| PORT ST. LUCIE-FORT PIERCE, FL | 11 | $ 3,195,000 | $ 290,000 | $ 0 |
| TACOMA, WA | 11 | $ 2,139,000 | $ 194,000 | $ 0 |
| AKRON, OH | 10 | $ 1,383,000 | $ 138,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 10 | $ 3,520,000 | $ 352,000 | $ 0 |
| CHARLOTTESVILLE, VA | 10 | $ 2,627,000 | $ 262,000 | $ 0 |
| CLEVELAND, TN | 10 | $ 526,000 | $ 52,000 | $ 0 |
| MORGANTOWN, WV | 10 | $ 461,000 | $ 46,000 | $ 38,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 10 | $ 1,089,000 | $ 102,500 | $ 15,500 |
| DOVER, DE | 9 | $ 600,000 | $ 66,000 | $ 24,000 |
| MANCHESTER-NASHUA, NH | 9 | $ 2,895,000 | $ 321,000 | $ 0 |
| MOBILE, AL | 9 | $ 1,006,000 | $ 111,000 | $ 0 |
| SALEM, OR | 9 | $ 1,629,000 | $ 181,000 | $ 0 |
| SPRINGFIELD, OH | 9 | $ 868,000 | $ 96,000 | $ 0 |
| CHARLESTON, WV | 8 | $ 1,390,000 | $ 173,000 | $ 7,000 |
| COLORADO SPRINGS, CO | 8 | $ 2,561,000 | $ 320,000 | $ 0 |
| DETROIT-LIVONIA-DEARBORN, MI | 8 | $ 1,167,000 | $ 145,000 | $ 0 |
| KANSAS CITY, MO-KS | 8 | $ 1,533,000 | $ 191,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 8 | $ 1,191,000 | $ 148,000 | $ 0 |
| SPOKANE, WA | 8 | $ 911,000 | $ 113,000 | $ 0 |
| TALLAHASSEE, FL | 8 | $ 1,137,000 | $ 142,000 | $ 0 |
| WORCESTER, MA | 8 | $ 2,492,000 | $ 311,000 | $ 0 |
| CLEVELAND-ELYRIA-MENTOR, OH | 7 | $ 2,001,000 | $ 285,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 7 | $ 1,081,000 | $ 154,000 | $ 0 |
| LAKE CHARLES, LA | 7 | $ 916,000 | $ 130,000 | $ 0 |
| TOLEDO, OH | 7 | $ 1,579,000 | $ 225,000 | $ 0 |
| WINCHESTER, VA-WV | 7 | $ 1,155,000 | $ 191,000 | $ 9,000 |
| AMARILLO, TX | 6 | $ 1,371,000 | $ 228,000 | $ 0 |
| BEND, OR | 6 | $ 2,091,000 | $ 348,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 6 | $ 3,288,000 | $ 548,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 6 | $ 872,000 | $ 155,000 | $ 0 |
| ESSEX COUNTY, MA | 6 | $ 1,498,000 | $ 249,000 | $ 0 |
| EUGENE-SPRINGFIELD, OR | 6 | $ 1,078,000 | $ 179,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 6 | $ 987,000 | $ 164,000 | $ 0 |
| GAINESVILLE, FL | 6 | $ 1,243,000 | $ 207,000 | $ 0 |
| MORRISTOWN, TN | 6 | $ 857,000 | $ 142,000 | $ 0 |
| NAPLES-MARCO ISLAND, FL | 6 | $ 2,390,000 | $ 398,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 6 | $ 1,702,000 | $ 283,000 | $ 0 |
| OCALA, FL | 6 | $ 755,000 | $ 125,000 | $ 0 |
| ROCKFORD, IL | 6 | $ 702,000 | $ 117,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 6 | $ 1,740,000 | $ 290,000 | $ 0 |
| ATLANTIC CITY, NJ | 5 | $ 1,298,000 | $ 259,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 5 | $ 830,000 | $ 124,000 | $ 0 |
| BANGOR, ME | 5 | $ 788,000 | $ 157,000 | $ 0 |
| BARNSTABLE TOWN, MA | 5 | $ 1,558,000 | $ 311,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 5 | $ 583,000 | $ 116,000 | $ 0 |
| FAYETTEVILLE, NC | 5 | $ 608,000 | $ 121,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 5 | $ 447,000 | $ 89,000 | $ 0 |
| JOHNSON CITY, TN | 5 | $ 653,000 | $ 130,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 5 | $ 1,399,000 | $ 279,000 | $ 0 |
| LONGVIEW, WA | 5 | $ 1,291,000 | $ 258,000 | $ 0 |
| OCEAN CITY, NJ | 5 | $ 2,954,000 | $ 590,000 | $ 34,000 |
| OLYMPIA, WA | 5 | $ 834,000 | $ 166,000 | $ 0 |
| RALEIGH-CARY, NC | 5 | $ 1,405,000 | $ 281,000 | $ 0 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 5 | $ 1,742,000 | $ 348,000 | $ 0 |
| ST. CLOUD, MN | 5 | $ 864,000 | $ 172,000 | $ 0 |
| YUMA, AZ | 5 | $ 956,000 | $ 191,000 | $ 0 |
| ANNISTON-OXFORD, AL | 4 | $ 479,000 | $ 119,000 | $ 0 |
| BELLINGHAM, WA | 4 | $ 803,000 | $ 200,000 | $ 0 |
| CANTON-MASSILLON, OH | 4 | $ 1,122,000 | $ 280,000 | $ 0 |
| DURHAM, NC | 4 | $ 833,000 | $ 208,000 | $ 0 |
| FLINT, MI | 4 | $ 602,000 | $ 150,000 | $ 0 |
| GARY, IN | 4 | $ 885,000 | $ 221,000 | $ 0 |
| LOGAN, UT-ID | 4 | $ 640,000 | $ 160,000 | $ 0 |
| LYNCHBURG, VA | 4 | $ 580,000 | $ 145,000 | $ 0 |
| MERCED, CA | 4 | $ 1,442,000 | $ 360,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 4 | $ 994,000 | $ 248,000 | $ 0 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 4 | $ 1,114,000 | $ 266,500 | $ 0 |
| VALDOSTA, GA | 4 | $ 398,000 | $ 99,000 | $ 0 |
| ALBANY, GA | 3 | $ 322,000 | $ 107,000 | $ 0 |
| ANN ARBOR, MI | 3 | $ 729,000 | $ 243,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 3 | $ 309,000 | $ 103,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 3 | $ 1,171,000 | $ 390,000 | $ 0 |
| CLARKSVILLE, TN-KY | 3 | $ 354,000 | $ 118,000 | $ 0 |
| DANVILLE, VA | 3 | $ 783,000 | $ 261,000 | $ 0 |
| DECATUR, AL | 3 | $ 273,000 | $ 91,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 465,000 | $ 155,000 | $ 0 |
| DULUTH, MN-WI | 3 | $ 630,000 | $ 210,000 | $ 0 |
| FRESNO, CA | 3 | $ 275,000 | $ 91,000 | $ 0 |
| GULFPORT-BILOXI, MS | 3 | $ 438,000 | $ 146,000 | $ 0 |
| HATTIESBURG, MS | 3 | $ 294,000 | $ 98,000 | $ 0 |
| IDAHO FALLS, ID | 3 | $ 378,000 | $ 126,000 | $ 0 |
| LAFAYETTE, LA | 3 | $ 319,000 | $ 106,000 | $ 0 |
| LAS CRUCES, NM | 3 | $ 634,000 | $ 211,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 3 | $ 517,000 | $ 172,000 | $ 0 |
| MONROE, MI | 3 | $ 472,000 | $ 157,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 792,000 | $ 264,000 | $ 0 |
| PITTSFIELD, MA | 3 | $ 702,000 | $ 234,000 | $ 0 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 3 | $ 569,000 | $ 189,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 3 | $ 1,387,000 | $ 462,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 592,000 | $ 197,000 | $ 0 |
| SPRINGFIELD, MA | 3 | $ 300,000 | $ 100,000 | $ 0 |
| TULSA, OK | 3 | $ 732,000 | $ 244,000 | $ 0 |
| WINSTON-SALEM, NC | 3 | $ 509,000 | $ 169,000 | $ 0 |
| ANDERSON, IN | 2 | $ 478,000 | $ 239,000 | $ 0 |
| BAKERSFIELD, CA | 2 | $ 207,000 | $ 103,000 | $ 0 |
| COLUMBUS, GA-AL | 2 | $ 179,000 | $ 89,500 | $ 0 |
| GREENVILLE, SC | 2 | $ 398,000 | $ 199,000 | $ 0 |
| HARRISONBURG, VA | 2 | $ 185,000 | $ 92,000 | $ 0 |
| JACKSONVILLE, NC | 2 | $ 299,000 | $ 149,000 | $ 0 |
| KOKOMO, IN | 2 | $ 428,000 | $ 214,000 | $ 0 |
| LAFAYETTE, IN | 2 | $ 387,000 | $ 193,000 | $ 0 |
| LANSING-EAST LANSING, MI | 2 | $ 380,000 | $ 190,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 2 | $ 387,000 | $ 193,000 | $ 0 |
| LONGVIEW, TX | 2 | $ 471,000 | $ 235,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 2 | $ 62,000 | $ 31,000 | $ 16,000 |
| OKLAHOMA CITY, OK | 2 | $ 600,000 | $ 300,000 | $ 0 |
| PEORIA, IL | 2 | $ 121,000 | $ 60,000 | $ 0 |
| PUNTA GORDA, FL | 2 | $ 430,000 | $ 215,000 | $ 0 |
| REDDING, CA | 2 | $ 487,000 | $ 243,000 | $ 0 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 2 | $ 703,000 | $ 351,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 2 | $ 918,000 | $ 459,000 | $ 0 |
| SANDUSKY, OH | 2 | $ 304,000 | $ 152,000 | $ 0 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 2 | $ 1,478,000 | $ 739,000 | $ 0 |
| SAVANNAH, GA | 2 | $ 192,000 | $ 96,000 | $ 0 |
| ST. GEORGE, UT | 2 | $ 899,000 | $ 449,000 | $ 0 |
| TRENTON-EWING, NJ | 2 | $ 1,346,000 | $ 673,000 | $ 0 |
| TUCSON, AZ | 2 | $ 950,000 | $ 475,000 | $ 0 |
| TUSCALOOSA, AL | 2 | $ 265,000 | $ 132,000 | $ 0 |
| ALBUQUERQUE, NM | 1 | $ 171,000 | $ 171,000 | $ 0 |
| ANDERSON, SC | 1 | $ 103,000 | $ 103,000 | $ 0 |
| AUBURN-OPELIKA, AL | 1 | $ 183,000 | $ 183,000 | $ 0 |
| BAY CITY, MI | 1 | $ 55,000 | $ 55,000 | $ 0 |
| BILLINGS, MT | 1 | $ 417,000 | $ 417,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 327,000 | $ 327,000 | $ 0 |
| BOULDER, CO | 1 | $ 104,000 | $ 104,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 429,000 | $ 429,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 1 | $ 164,000 | $ 164,000 | $ 0 |
| CHICO, CA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| COEUR D'ALENE, ID | 1 | $ 160,000 | $ 160,000 | $ 0 |
| COLUMBIA, SC | 1 | $ 178,000 | $ 178,000 | $ 0 |
| CORPUS CHRISTI, TX | 1 | $ 165,000 | $ 165,000 | $ 0 |
| DALTON, GA | 1 | $ 188,000 | $ 188,000 | $ 0 |
| EL CENTRO, CA | 1 | $ 272,000 | $ 272,000 | $ 0 |
| ELIZABETHTOWN, KY | 1 | $ 196,000 | $ 196,000 | $ 0 |
| ERIE, PA | 1 | $ 164,000 | $ 164,000 | $ 0 |
| FLORENCE, SC | 1 | $ 193,000 | $ 193,000 | $ 0 |
| GRAND JUNCTION, CO | 1 | $ 216,000 | $ 216,000 | $ 0 |
| GREELEY, CO | 1 | $ 98,000 | $ 98,000 | $ 0 |
| GREEN BAY, WI | 1 | $ 155,000 | $ 155,000 | $ 0 |
| HOT SPRINGS, AR | 1 | $ 75,000 | $ 75,000 | $ 0 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 1 | $ 106,000 | $ 106,000 | $ 0 |
| JACKSON, TN | 1 | $ 148,000 | $ 148,000 | $ 0 |
| JANESVILLE, WI | 1 | $ 64,000 | $ 64,000 | $ 0 |
| KANKAKEE-BRADLEY, IL | 1 | $ 209,000 | $ 209,000 | $ 0 |
| MACON, GA | 1 | $ 78,000 | $ 78,000 | $ 0 |
| MANSFIELD, OH | 1 | $ 193,000 | $ 193,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 122,000 | $ 122,000 | $ 0 |
| MEDFORD, OR | 1 | $ 212,000 | $ 212,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 110,000 | $ 110,000 | $ 0 |
| MISSOULA, MT | 1 | $ 260,000 | $ 260,000 | $ 0 |
| MUNCIE, IN | 1 | $ 216,000 | $ 216,000 | $ 0 |
| OAKLAND-FREMONT-HAYWARD, CA | 1 | $ 318,000 | $ 318,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 76,000 | $ 76,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 10,000 | $ 10,000 | $ 75,000 |
| PASCAGOULA, MS | 1 | $ 124,000 | $ 124,000 | $ 0 |
| PINE BLUFF, AR | 1 | $ 150,000 | $ 150,000 | $ 0 |
| POCATELLO, ID | 1 | $ 67,000 | $ 67,000 | $ 0 |
| PRESCOTT, AZ | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| ROCHESTER, MN | 1 | $ 371,000 | $ 371,000 | $ 0 |
| ROCKY MOUNT, NC | 1 | $ 147,000 | $ 147,000 | $ 0 |
| ROME, GA | 1 | $ 237,000 | $ 237,000 | $ 0 |
| SALINAS, CA | 1 | $ 580,000 | $ 580,000 | $ 0 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1 | $ 262,000 | $ 262,000 | $ 0 |
| SANTA BARBARA-SANTA MARIA, CA | 1 | $ 400,000 | $ 400,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 599,000 | $ 599,000 | $ 0 |
| SHERMAN-DENISON, TX | 1 | $ 166,000 | $ 166,000 | $ 0 |
| STOCKTON, CA | 1 | $ 352,000 | $ 352,000 | $ 0 |
| TERRE HAUTE, IN | 1 | $ 195,000 | $ 195,000 | $ 0 |
| TYLER, TX | 1 | $ 572,000 | $ 572,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 35,000 | $ 35,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| WARNER ROBINS, GA | 1 | $ 194,000 | $ 194,000 | $ 0 |
| WHEELING, WV-OH | 1 | $ 137,000 | $ 137,000 | $ 0 |
| YAKIMA, WA | 1 | $ 232,000 | $ 232,000 | $ 0 |
Mortgage Loan Application Detail Totals for M&T Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 5,833 | $137,314,000 | $23,000 | $3,000,000 | $54,000 | $1,243,000 |
| Home Purchase | 5,349 | $1,013,915,000 | $189,000 | $3,000,000 | $3,000 | $2,450,000 |
| Refinancing | 5,281 | $709,816,000 | $134,000 | $48,000,000 | $40,000 | $800,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,387 | $1,505,435,000 | $203,000 | $48,000,000 | $0 | $0 |
| White | 6,244 | $251,383,000 | $40,000 | $3,000,000 | $60,000 | $2,450,000 |
| Not Provided | 1,922 | $73,877,000 | $38,000 | $500,000 | $64,000 | $800,000 |
| Black or African American | 483 | $15,324,000 | $31,000 | $500,000 | $52,000 | $400,000 |
| Hispanic | 286 | $7,466,000 | $26,000 | $215,000 | $45,000 | $305,000 |
| Asian | 91 | $5,730,000 | $62,000 | $435,000 | $86,000 | $750,000 |
| American Indian or Alaskan Native | 41 | $1,397,000 | $34,000 | $160,000 | $63,000 | $350,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $433,000 | $48,000 | $140,000 | $87,000 | $223,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,429 | $1,856,780,000 | $113,000 | $48,000,000 | $33,000 | $2,450,000 |
| FHA-insured (Federal Housing Administration) | 30 | $3,555,000 | $118,000 | $231,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 4 | $710,000 | $177,000 | $250,000 | $6,000 | $26,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 7,346 | $1,446,690,000 | $196,000 | $12,500,000 | $0 | $0 |
| Application Denied By Financial Institution | 4,470 | $158,233,000 | $35,000 | $800,000 | $52,000 | $720,000 |
| Loan Originated | 3,998 | $227,440,000 | $56,000 | $48,000,000 | $66,000 | $1,243,000 |
| Application Approved But Not Accepted | 496 | $21,670,000 | $43,000 | $306,000 | $74,000 | $758,000 |
| Application Withdrawn By Applicant | 98 | $6,151,000 | $62,000 | $435,000 | $99,000 | $2,450,000 |
| File Closed For Incompleteness | 55 | $861,000 | $15,000 | $57,000 | $70,000 | $264,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&T Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&T Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.