Marine Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Marine Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Marine Bank 3050 Wabash Avenue Springfield, IL 62704 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,987 |
| Total Mortgage Loan Application Amount | $359,185,000 |
| Average Mortgage Loan Application Amount | $125,400 |
| Highest Mortgage Loan Application Amount | $10,305,000 |
| Average Applicant Income | $106,200 |
| Highest Applicant Income | $1,331,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Marine Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Marine Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Marine Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Marine Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Marine Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Marine Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 848 | $ 127,260,000 | $ 150,000 | $ 100,000 |
| Champaign County Illinois | 407 | $ 90,235,000 | $ 221,000 | $ 120,000 |
| McLean County Illinois | 401 | $ 90,975,000 | $ 226,000 | $ 105,000 |
| Menard County Illinois | 38 | $ 5,720,000 | $ 150,000 | $ 80,000 |
| McDonough County Illinois | 21 | $ 1,965,000 | $ 93,000 | $ 57,000 |
| Schuyler County Illinois | 19 | $ 1,885,000 | $ 99,000 | $ 82,000 |
| Vermilion County Illinois | 15 | $ 1,645,000 | $ 109,000 | $ 96,000 |
| Christian County Illinois | 14 | $ 1,640,000 | $ 117,000 | $ 65,000 |
| Peoria County Illinois | 13 | $ 2,325,000 | $ 178,000 | $ 227,000 |
| Douglas County Illinois | 12 | $ 1,290,000 | $ 107,000 | $ 83,000 |
| Macon County Illinois | 11 | $ 1,065,000 | $ 96,000 | $ 134,000 |
| Piatt County Illinois | 10 | $ 1,830,000 | $ 183,000 | $ 113,000 |
| Logan County Illinois | 9 | $ 1,185,000 | $ 131,000 | $ 59,000 |
| Morgan County Illinois | 8 | $ 1,220,000 | $ 152,000 | $ 90,000 |
| Cass County Illinois | 7 | $ 705,000 | $ 100,000 | $ 55,000 |
| Ford County Illinois | 7 | $ 1,015,000 | $ 145,000 | $ 102,000 |
| Macoupin County Illinois | 7 | $ 685,000 | $ 97,000 | $ 61,000 |
| Shelby County Illinois | 7 | $ 735,000 | $ 105,000 | $ 59,000 |
| Tazewell County Illinois | 7 | $ 1,265,000 | $ 180,000 | $ 116,000 |
| Coles County Illinois | 6 | $ 630,000 | $ 105,000 | $ 76,000 |
| Fulton County Illinois | 6 | $ 440,000 | $ 73,000 | $ 53,000 |
| Lee County Illinois | 6 | $ 710,000 | $ 118,000 | $ 75,000 |
| Livingston County Illinois | 6 | $ 800,000 | $ 133,000 | $ 130,000 |
| Woodford County Illinois | 6 | $ 1,130,000 | $ 188,000 | $ 114,000 |
| Madison County Illinois | 5 | $ 1,075,000 | $ 215,000 | $ 139,000 |
| Whiteside County Illinois | 5 | $ 425,000 | $ 85,000 | $ 58,000 |
| Iroquois County Illinois | 4 | $ 610,000 | $ 152,000 | $ 125,000 |
| Montgomery County Illinois | 4 | $ 420,000 | $ 105,000 | $ 105,000 |
| Maricopa County Arizona | 3 | $ 795,000 | $ 265,000 | $ 86,000 |
| Cook County Illinois | 3 | $ 1,095,000 | $ 365,000 | $ 647,000 |
| De Witt County Illinois | 3 | $ 225,000 | $ 75,000 | $ 41,000 |
| Palm Beach County Florida | 2 | $ 740,000 | $ 370,000 | $ 191,000 |
| Hancock County Illinois | 2 | $ 130,000 | $ 65,000 | $ 62,000 |
| Lake County Illinois | 2 | $ 600,000 | $ 300,000 | $ 145,000 |
| Pike County Illinois | 2 | $ 210,000 | $ 105,000 | $ 206,000 |
| Will County Illinois | 2 | $ 420,000 | $ 210,000 | $ 125,000 |
| Marion County Indiana | 2 | $ 510,000 | $ 255,000 | $ 154,000 |
| Jackson County Missouri | 2 | $ 530,000 | $ 265,000 | $ 187,000 |
| Izard County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Douglas County Colorado | 1 | $ 395,000 | $ 395,000 | $ 154,000 |
| Summit County Colorado | 1 | $ 345,000 | $ 345,000 | $ 160,000 |
| Sumter County Florida | 1 | $ 285,000 | $ 285,000 | $ 142,000 |
| Forsyth County Georgia | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Fulton County Georgia | 1 | $ 275,000 | $ 275,000 | $ 275,000 |
| Adams County Illinois | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Brown County Illinois | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Bureau County Illinois | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Carroll County Illinois | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Clinton County Illinois | 1 | $ 185,000 | $ 185,000 | $ 135,000 |
| DuPage County Illinois | 1 | $ 545,000 | $ 545,000 | $ 200,000 |
| Fayette County Illinois | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| Grundy County Illinois | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Jackson County Illinois | 1 | $ 45,000 | $ 45,000 | $ 16,000 |
| Jersey County Illinois | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Kane County Illinois | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Kankakee County Illinois | 1 | $ 245,000 | $ 245,000 | $ 155,000 |
| Kendall County Illinois | 1 | $ 365,000 | $ 365,000 | $ 160,000 |
| Knox County Illinois | 1 | $ 255,000 | $ 255,000 | $ 183,000 |
| Mason County Illinois | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Moultrie County Illinois | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Saline County Illinois | 1 | $ 305,000 | $ 305,000 | $ 129,000 |
| St. Clair County Illinois | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Allen County Indiana | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Jay County Indiana | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Marshall County Indiana | 1 | $ 255,000 | $ 255,000 | $ 98,000 |
| Pike County Indiana | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Porter County Indiana | 1 | $ 165,000 | $ 165,000 | $ 209,000 |
| Vigo County Indiana | 1 | $ 125,000 | $ 125,000 | $ 122,000 |
| Johnson County Iowa | 1 | $ 175,000 | $ 175,000 | $ 171,000 |
| Linn County Iowa | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Douglas County Kansas | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Jefferson County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 238,000 |
| St. Tammany County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Kennebec County Maine | 1 | $ 365,000 | $ 365,000 | $ 378,000 |
| Wayne County Michigan | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Boone County Missouri | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Camden County Missouri | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Marion County Missouri | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| St. Charles County Missouri | 1 | $ 295,000 | $ 295,000 | $ 222,000 |
| St. Louis County Missouri | 1 | $ 405,000 | $ 405,000 | $ 140,000 |
| Santa Fe County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
| Brunswick County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 417,000 |
| Wake County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 186,000 |
| Lucas County Ohio | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Creek County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Aiken County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 136,000 |
| Oconee County South Carolina | 1 | $ 545,000 | $ 545,000 | $ 273,000 |
| Davidson County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Hamilton County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Sevier County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 121,000 |
| Brazoria County Texas | 1 | $ 215,000 | $ 215,000 | $ 111,000 |
| Collin County Texas | 1 | $ 545,000 | $ 545,000 | $ 283,000 |
| Ozaukee County Wisconsin | 1 | $ 475,000 | $ 475,000 | $ 192,000 |
Mortgage Loan Application Detail Totals for Marine Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 872 | $163,880,000 | $187,000 | $3,845,000 | $99,000 | $475,000 |
| Refinancing | 747 | $145,965,000 | $195,000 | $10,305,000 | $108,000 | $1,331,000 |
| Cash-out Refinancing | 295 | $46,385,000 | $157,000 | $545,000 | $122,000 | $546,000 |
| Home Improvement | 47 | $1,445,000 | $30,000 | $195,000 | $102,000 | $468,000 |
| Other Purpose | 26 | $1,510,000 | $58,000 | $305,000 | $100,000 | $210,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,554 | $235,060,000 | $151,000 | $545,000 | $98,000 | $1,331,000 |
| Asian | 165 | $33,625,000 | $203,000 | $845,000 | $164,000 | $540,000 |
| Not Provided | 110 | $17,430,000 | $158,000 | $545,000 | $132,000 | $674,000 |
| Black or African American | 61 | $9,225,000 | $151,000 | $405,000 | $97,000 | $354,000 |
| Not applicable | 53 | $55,205,000 | $1,041,000 | $10,305,000 | $0 | $0 |
| Hispanic | 35 | $6,985,000 | $199,000 | $495,000 | $101,000 | $221,000 |
| American Indian or Alaskan Native | 3 | $305,000 | $101,000 | $135,000 | $75,000 | $114,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,852 | $337,150,000 | $182,000 | $10,305,000 | $108,000 | $1,331,000 |
| VA-guaranteed (Veterans Administration) | 68 | $13,640,000 | $200,000 | $505,000 | $87,000 | $282,000 |
| FHA-insured (Federal Housing Administration) | 49 | $6,175,000 | $126,000 | $295,000 | $60,000 | $137,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $2,220,000 | $123,000 | $175,000 | $55,000 | $156,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,645 | $307,105,000 | $186,000 | $10,305,000 | $109,000 | $1,331,000 |
| Application Denied By Financial Institution | 156 | $20,890,000 | $133,000 | $545,000 | $72,000 | $416,000 |
| Application Withdrawn By Applicant | 116 | $19,060,000 | $164,000 | $395,000 | $102,000 | $362,000 |
| File Closed For Incompleteness | 35 | $5,655,000 | $161,000 | $545,000 | $103,000 | $282,000 |
| Application Approved But Not Accepted | 35 | $6,475,000 | $185,000 | $845,000 | $139,000 | $489,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,831 | $338,295,000 | $184,000 | $10,305,000 | $109,000 | $1,331,000 |
| Debt-To-Income Ratio | 56 | $7,490,000 | $133,000 | $475,000 | $56,000 | $147,000 |
| Credit History | 53 | $6,015,000 | $113,000 | $265,000 | $68,000 | $210,000 |
| Collateral | 20 | $3,210,000 | $160,000 | $395,000 | $102,000 | $197,000 |
| Other | 15 | $2,415,000 | $161,000 | $545,000 | $90,000 | $283,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $745,000 | $149,000 | $415,000 | $54,000 | $115,000 |
| Unverifiable Information | 3 | $475,000 | $158,000 | $325,000 | $51,000 | $129,000 |
| Credit Application Incomplete | 2 | $220,000 | $110,000 | $145,000 | $271,000 | $416,000 |
| Employment History | 2 | $320,000 | $160,000 | $235,000 | $40,000 | $45,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Marine Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Marine Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.