Home Point Financial Corporation
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Home Point Financial Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Home Point Financial Corporation 1194 Oak Valley Drive, Suite 80 Ann Arbor, MI 48108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 11,146 |
| Total Mortgage Loan Application Amount | $2,342,654,000 |
| Average Mortgage Loan Application Amount | $222,666 |
| Highest Mortgage Loan Application Amount | $965,000 |
| Average Applicant Income | $87,000 |
| Highest Applicant Income | $1,235,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Edgecombe County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Henderson County North Carolina | 1 | $ 219,000 | $ 219,000 | $ 57,000 |
| Hyde County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 65,000 |
| Iredell County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 65,000 |
| Lee County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 65,000 |
| Lenoir County North Carolina | 1 | $ 17,000 | $ 17,000 | $ 65,000 |
| Macon County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 60,000 |
| Moore County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 65,000 |
| Nash County North Carolina | 1 | $ 33,000 | $ 33,000 | $ 95,000 |
| Pitt County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 36,000 |
| Randolph County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 38,000 |
| Sampson County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 65,000 |
| Stanly County North Carolina | 1 | $ 42,000 | $ 42,000 | $ 60,000 |
| Swain County North Carolina | 1 | $ 239,000 | $ 239,000 | $ 60,000 |
| Wilkes County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 60,000 |
| Allen County Ohio | 1 | $ 133,000 | $ 133,000 | $ 39,000 |
| Belmont County Ohio | 1 | $ 164,000 | $ 164,000 | $ 104,000 |
| Carroll County Ohio | 1 | $ 133,000 | $ 133,000 | $ 65,000 |
| Darke County Ohio | 1 | $ 43,000 | $ 43,000 | $ 99,000 |
| Erie County Ohio | 1 | $ 171,000 | $ 171,000 | $ 165,000 |
| Greene County Ohio | 1 | $ 122,000 | $ 122,000 | $ 77,000 |
| Hardin County Ohio | 1 | $ 40,000 | $ 40,000 | $ 65,000 |
| Highland County Ohio | 1 | $ 91,000 | $ 91,000 | $ 95,000 |
| Lawrence County Ohio | 1 | $ 199,000 | $ 199,000 | $ 69,000 |
| Licking County Ohio | 1 | $ 64,000 | $ 64,000 | $ 23,000 |
| Mercer County Ohio | 1 | $ 104,000 | $ 104,000 | $ 95,000 |
| Monroe County Ohio | 1 | $ 67,000 | $ 67,000 | $ 80,000 |
| Ottawa County Ohio | 1 | $ 109,000 | $ 109,000 | $ 46,000 |
| Preble County Ohio | 1 | $ 107,000 | $ 107,000 | $ 65,000 |
| Richland County Ohio | 1 | $ 175,000 | $ 175,000 | $ 880,000 |
| Trumbull County Ohio | 1 | $ 164,000 | $ 164,000 | $ 85,000 |
| Union County Ohio | 1 | $ 154,000 | $ 154,000 | $ 84,000 |
| Washington County Ohio | 1 | $ 117,000 | $ 117,000 | $ 109,000 |
| Clatsop County Oregon | 1 | $ 77,000 | $ 77,000 | $ 60,000 |
| Coos County Oregon | 1 | $ 122,000 | $ 122,000 | $ 65,000 |
| Curry County Oregon | 1 | $ 242,000 | $ 242,000 | $ 60,000 |
| Douglas County Oregon | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Harney County Oregon | 1 | $ 76,000 | $ 76,000 | $ 65,000 |
| Klamath County Oregon | 1 | $ 38,000 | $ 38,000 | $ 65,000 |
| Wallowa County Oregon | 1 | $ 76,000 | $ 76,000 | $ 65,000 |
| Wasco County Oregon | 1 | $ 91,000 | $ 91,000 | $ 65,000 |
| Yamhill County Oregon | 1 | $ 191,000 | $ 191,000 | $ 55,000 |
| Adams County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 56,000 |
| Bradford County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 59,000 |
| Columbia County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 74,000 |
| Fulton County Pennsylvania | 1 | $ 178,000 | $ 178,000 | $ 73,000 |
| Huntingdon County Pennsylvania | 1 | $ 212,000 | $ 212,000 | $ 46,000 |
| McKean County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Mifflin County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 82,000 |
| Northumberland County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 18,000 |
| Snyder County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 33,000 |
| Tioga County Pennsylvania | 1 | $ 289,000 | $ 289,000 | $ 90,000 |
| Warren County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 65,000 |
| Wayne County Pennsylvania | 1 | $ 183,000 | $ 183,000 | $ 70,000 |
| Laurens County South Carolina | 1 | $ 116,000 | $ 116,000 | $ 95,000 |
| Lexington County South Carolina | 1 | $ 108,000 | $ 108,000 | $ 92,000 |
| Newberry County South Carolina | 1 | $ 287,000 | $ 287,000 | $ 65,000 |
| Oconee County South Carolina | 1 | $ 326,000 | $ 326,000 | $ 95,000 |
| Orangeburg County South Carolina | 1 | $ 97,000 | $ 97,000 | $ 60,000 |
| Pickens County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Williamsburg County South Carolina | 1 | $ 54,000 | $ 54,000 | $ 65,000 |
| York County South Carolina | 1 | $ 39,000 | $ 39,000 | $ 65,000 |
| Campbell County Tennessee | 1 | $ 158,000 | $ 158,000 | $ 95,000 |
| Davidson County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 73,000 |
| Fayette County Tennessee | 1 | $ 224,000 | $ 224,000 | $ 65,000 |
| Hamblen County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 65,000 |
| Madison County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 65,000 |
| Perry County Tennessee | 1 | $ 29,000 | $ 29,000 | $ 60,000 |
| Polk County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Rutherford County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 65,000 |
| Sequatchie County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 98,000 |
| Stewart County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 65,000 |
| Weakley County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 95,000 |
| Bell County Texas | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Brazoria County Texas | 1 | $ 78,000 | $ 78,000 | $ 65,000 |
| Comal County Texas | 1 | $ 94,000 | $ 94,000 | $ 32,000 |
| Denton County Texas | 1 | $ 79,000 | $ 79,000 | $ 60,000 |
| Fayette County Texas | 1 | $ 39,000 | $ 39,000 | $ 65,000 |
| Grayson County Texas | 1 | $ 53,000 | $ 53,000 | $ 60,000 |
| Gregg County Texas | 1 | $ 74,000 | $ 74,000 | $ 65,000 |
| Hidalgo County Texas | 1 | $ 98,000 | $ 98,000 | $ 65,000 |
| Hood County Texas | 1 | $ 48,000 | $ 48,000 | $ 60,000 |
| Houston County Texas | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
| Jeff Davis County Texas | 1 | $ 131,000 | $ 131,000 | $ 95,000 |
| Lavaca County Texas | 1 | $ 75,000 | $ 75,000 | $ 108,000 |
| Medina County Texas | 1 | $ 58,000 | $ 58,000 | $ 65,000 |
| Orange County Texas | 1 | $ 40,000 | $ 40,000 | $ 65,000 |
| Sabine County Texas | 1 | $ 24,000 | $ 24,000 | $ 65,000 |
| San Jacinto County Texas | 1 | $ 83,000 | $ 83,000 | $ 108,000 |
| Upshur County Texas | 1 | $ 131,000 | $ 131,000 | $ 92,000 |
| Caledonia County Vermont | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| Essex County Vermont | 1 | $ 154,000 | $ 154,000 | $ 38,000 |
| Albemarle County Virginia | 1 | $ 387,000 | $ 387,000 | $ 95,000 |
| Campbell County Virginia | 1 | $ 72,000 | $ 72,000 | $ 65,000 |
| Craig County Virginia | 1 | $ 87,000 | $ 87,000 | $ 65,000 |
| Danville County Virginia | 1 | $ 22,000 | $ 22,000 | $ 65,000 |
| Dickenson County Virginia | 1 | $ 26,000 | $ 26,000 | $ 60,000 |
| Falls Church County Virginia | 1 | $ 424,000 | $ 424,000 | $ 65,000 |
| Frederick County Virginia | 1 | $ 305,000 | $ 305,000 | $ 53,000 |
| Galax County Virginia | 1 | $ 126,000 | $ 126,000 | $ 137,000 |
| Greensville County Virginia | 1 | $ 78,000 | $ 78,000 | $ 90,000 |
| Isle of Wight County Virginia | 1 | $ 107,000 | $ 107,000 | $ 90,000 |
| Lancaster County Virginia | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Lexington County Virginia | 1 | $ 244,000 | $ 244,000 | $ 76,000 |
| Louisa County Virginia | 1 | $ 216,000 | $ 216,000 | $ 79,000 |
| Mecklenburg County Virginia | 1 | $ 76,000 | $ 76,000 | $ 65,000 |
| Orange County Virginia | 1 | $ 117,000 | $ 117,000 | $ 65,000 |
| Petersburg County Virginia | 1 | $ 41,000 | $ 41,000 | $ 65,000 |
| Poquoson County Virginia | 1 | $ 285,000 | $ 285,000 | $ 65,000 |
| Powhatan County Virginia | 1 | $ 236,000 | $ 236,000 | $ 104,000 |
| Prince George County Virginia | 1 | $ 237,000 | $ 237,000 | $ 79,000 |
| Smyth County Virginia | 1 | $ 63,000 | $ 63,000 | $ 65,000 |
| Spotsylvania County Virginia | 1 | $ 182,000 | $ 182,000 | $ 107,000 |
| Westmoreland County Virginia | 1 | $ 67,000 | $ 67,000 | $ 60,000 |
| Wythe County Virginia | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Lewis County Washington | 1 | $ 78,000 | $ 78,000 | $ 60,000 |
| Pacific County Washington | 1 | $ 121,000 | $ 121,000 | $ 66,000 |
| Snohomish County Washington | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Barbour County West Virginia | 1 | $ 81,000 | $ 81,000 | $ 65,000 |
| Kanawha County West Virginia | 1 | $ 187,000 | $ 187,000 | $ 67,000 |
| Marion County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Mineral County West Virginia | 1 | $ 156,000 | $ 156,000 | $ 54,000 |
| Milwaukee County Wisconsin | 1 | $ 182,000 | $ 182,000 | $ 113,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Home Point Financial Corporation in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,775 | $2,069,203,000 | $211,000 | $965,000 | $79,000 | $1,235,000 |
| Home Purchase | 1,316 | $259,076,000 | $196,000 | $736,000 | $71,000 | $858,000 |
| Home Improvement | 55 | $14,375,000 | $261,000 | $722,000 | $111,000 | $543,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,901 | $1,445,484,000 | $209,000 | $743,000 | $78,000 | $1,235,000 |
| Not applicable | 1,889 | $413,299,000 | $218,000 | $651,000 | $83,000 | $565,000 |
| Black or African American | 806 | $140,641,000 | $174,000 | $728,000 | $72,000 | $543,000 |
| Hispanic | 642 | $136,068,000 | $211,000 | $666,000 | $67,000 | $296,000 |
| Not Provided | 582 | $126,047,000 | $216,000 | $965,000 | $78,000 | $606,000 |
| Asian | 285 | $71,492,000 | $250,000 | $741,000 | $92,000 | $1,055,000 |
| American Indian or Alaskan Native | 32 | $8,583,000 | $268,000 | $568,000 | $84,000 | $350,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,040,000 | $115,000 | $208,000 | $60,000 | $65,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 5,794 | $1,176,504,000 | $203,000 | $727,000 | $73,000 | $1,235,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,104 | $1,112,748,000 | $218,000 | $965,000 | $85,000 | $1,055,000 |
| VA-guaranteed (Veterans Administration) | 156 | $35,120,000 | $225,000 | $695,000 | $75,000 | $367,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 92 | $18,282,000 | $198,000 | $388,000 | $60,000 | $153,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 4,511 | $926,092,000 | $205,000 | $741,000 | $76,000 | $1,235,000 |
| Loan Originated | 2,710 | $579,661,000 | $213,000 | $743,000 | $82,000 | $858,000 |
| Loan Purchased By The Institution | 1,907 | $417,678,000 | $219,000 | $651,000 | $83,000 | $565,000 |
| Application Denied By Financial Institution | 1,498 | $308,949,000 | $206,000 | $965,000 | $71,000 | $1,055,000 |
| Application Approved But Not Accepted | 429 | $91,289,000 | $212,000 | $660,000 | $81,000 | $388,000 |
| File Closed For Incompleteness | 87 | $17,935,000 | $206,000 | $415,000 | $65,000 | $150,000 |
| Preapproval Denied by Financial Institution | 4 | $1,050,000 | $262,000 | $380,000 | $67,000 | $130,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 509 | $111,974,000 | $219,000 | $529,000 | $52,000 | $218,000 |
| Credit History | 322 | $64,321,000 | $199,000 | $965,000 | $73,000 | $880,000 |
| Other | 274 | $61,186,000 | $223,000 | $666,000 | $97,000 | $1,055,000 |
| Collateral | 100 | $21,409,000 | $214,000 | $646,000 | $78,000 | $350,000 |
| Employment History | 28 | $7,161,000 | $255,000 | $736,000 | $77,000 | $413,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $5,705,000 | $203,000 | $334,000 | $67,000 | $158,000 |
| Unverifiable Information | 22 | $5,014,000 | $227,000 | $586,000 | $81,000 | $294,000 |
| Mortgage Insurance Denied | 4 | $994,000 | $248,000 | $382,000 | $110,000 | $195,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.