Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Home Point Financial Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Home Point Financial Corporation 1194 Oak Valley Drive, Suite 80 Ann Arbor, MI 48108 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
Total Number of Mortgage Applications | 235,968 |
Total Mortgage Loan Application Amount | $73,202,875,000 |
Average Mortgage Loan Application Amount | $303,500 |
Highest Mortgage Loan Application Amount | $6,665,000 |
Average Applicant Income | $123,000 |
Highest Applicant Income | $8,333,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Kidder County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 0 |
Pembina County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 0 |
Pierce County North Dakota | 1 | $ 225,000 | $ 225,000 | $ 0 |
Renville County North Dakota | 1 | $ 185,000 | $ 185,000 | $ 0 |
Rolette County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 0 |
Sheridan County North Dakota | 1 | $ 285,000 | $ 285,000 | $ 83,000 |
Steele County North Dakota | 1 | $ 175,000 | $ 175,000 | $ 0 |
Towner County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 0 |
Wells County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 0 |
Putnam County Ohio | 1 | $ 175,000 | $ 175,000 | $ 0 |
Adair County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
Blaine County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
Caddo County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
Cherokee County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 2,029,000 |
Haskell County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
Hughes County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 0 |
Johnston County Oklahoma | 1 | $ 405,000 | $ 405,000 | $ 0 |
Le Flore County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 0 |
Love County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
McIntosh County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 0 |
Okfuskee County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 0 |
Okmulgee County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
Pawnee County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
Tillman County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 0 |
Washita County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
Harney County Oregon | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
Jefferson County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
McKean County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
Potter County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 203,000 |
Barnwell County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
Hampton County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
Jasper County South Carolina | 1 | $ 485,000 | $ 485,000 | $ 0 |
Marlboro County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
Saluda County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 107,000 |
Union County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
Brule County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 0 |
Butte County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 0 |
Campbell County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 0 |
Day County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 0 |
Jones County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 0 |
Moody County South Dakota | 1 | $ 195,000 | $ 195,000 | $ 0 |
Potter County South Dakota | 1 | $ 135,000 | $ 135,000 | $ 0 |
Roberts County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 0 |
Henry County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
Johnson County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 15,000 |
Lauderdale County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 0 |
Van Buren County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
Brewster County Texas | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
Childress County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
Clay County Texas | 1 | $ 425,000 | $ 425,000 | $ 0 |
Crane County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
Eastland County Texas | 1 | $ 365,000 | $ 365,000 | $ 81,000 |
Falls County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
Floyd County Texas | 1 | $ 75,000 | $ 75,000 | $ 94,000 |
Foard County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
Frio County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
Gaines County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
Hale County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
Hamilton County Texas | 1 | $ 455,000 | $ 455,000 | $ 0 |
Hansford County Texas | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
Hockley County Texas | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
Irion County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
Lamar County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
Leon County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
Live Oak County Texas | 1 | $ 335,000 | $ 335,000 | $ 140,000 |
Martin County Texas | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
Mason County Texas | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
Milam County Texas | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
Nolan County Texas | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
Parmer County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
Pecos County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
Presidio County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
Reeves County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
Robertson County Texas | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
Scurry County Texas | 1 | $ 215,000 | $ 215,000 | $ 165,000 |
Shelby County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
Starr County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
Sutton County Texas | 1 | $ 435,000 | $ 435,000 | $ 0 |
Terry County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
Ward County Texas | 1 | $ 245,000 | $ 245,000 | $ 8,000 |
Yoakum County Texas | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
Caledonia County Vermont | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
Grand Isle County Vermont | 1 | $ 155,000 | $ 155,000 | $ 0 |
Orange County Vermont | 1 | $ 145,000 | $ 145,000 | $ 0 |
Bath County Virginia | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
Buena Vista County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
Cumberland County Virginia | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
Danville County Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
Grayson County Virginia | 1 | $ 455,000 | $ 455,000 | $ 0 |
Greensville County Virginia | 1 | $ 105,000 | $ 105,000 | $ 166,000 |
Lee County Virginia | 1 | $ 265,000 | $ 265,000 | $ 141,000 |
Surry County Virginia | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
Sussex County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
Wythe County Virginia | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
Lincoln County Washington | 1 | $ 255,000 | $ 255,000 | $ 0 |
Wahkiakum County Washington | 1 | $ 485,000 | $ 485,000 | $ 0 |
Braxton County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 97,000 |
Fayette County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
Hancock County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
Logan County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
Monroe County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
Randolph County West Virginia | 1 | $ 315,000 | $ 315,000 | $ 71,000 |
Summers County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
Wyoming County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
Crawford County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 0 |
Florence County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
Forest County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 0 |
Menominee County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 0 |
Taylor County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 0 |
Fremont County Wyoming | 1 | $ 265,000 | $ 265,000 | $ 0 |
Hot Springs County Wyoming | 1 | $ 145,000 | $ 145,000 | $ 0 |
Niobrara County Wyoming | 1 | $ 65,000 | $ 65,000 | $ 0 |
Teton County Wyoming | 1 | $ 515,000 | $ 515,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 111,937 | $35,883,035,000 | $320,000 | $2,005,000 | $135,000 | $5,810,000 |
Home Purchase | 73,952 | $21,941,555,000 | $296,000 | $6,665,000 | $107,000 | $8,333,000 |
Cash-out Refinancing | 45,857 | $14,151,235,000 | $308,000 | $1,925,000 | $124,000 | $3,215,000 |
Home Improvement | 4,222 | $1,227,050,000 | $290,000 | $1,185,000 | $126,000 | $2,591,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 100,350 | $31,423,380,000 | $313,000 | $2,005,000 | $125,000 | $5,810,000 |
Not applicable | 74,226 | $21,050,730,000 | $283,000 | $995,000 | $116,000 | $157,000 |
Not Provided | 20,109 | $6,967,770,000 | $346,000 | $1,925,000 | $129,000 | $2,796,000 |
Hispanic | 17,304 | $5,364,130,000 | $309,000 | $1,505,000 | $97,000 | $8,333,000 |
Asian | 14,741 | $5,647,565,000 | $383,000 | $1,495,000 | $140,000 | $3,845,000 |
Black or African American | 7,916 | $2,291,190,000 | $289,000 | $6,665,000 | $97,000 | $1,805,000 |
Native Hawaiian or Other Pacific Islander | 452 | $169,030,000 | $373,000 | $995,000 | $114,000 | $478,000 |
American Indian or Alaskan Native | 399 | $122,315,000 | $306,000 | $1,445,000 | $112,000 | $545,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 187,491 | $59,026,750,000 | $314,000 | $2,005,000 | $130,000 | $5,810,000 |
VA-guaranteed (Veterans Administration) | 22,727 | $7,795,515,000 | $343,000 | $1,925,000 | $106,000 | $1,380,000 |
FHA-insured (Federal Housing Administration) | 22,013 | $5,709,685,000 | $259,000 | $6,665,000 | $74,000 | $8,333,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 3,737 | $670,925,000 | $179,000 | $715,000 | $55,000 | $141,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 124,598 | $41,078,120,000 | $329,000 | $1,925,000 | $126,000 | $8,333,000 |
Loan Purchased By The Institution | 74,231 | $21,052,245,000 | $283,000 | $995,000 | $119,000 | $157,000 |
Application Withdrawn By Applicant | 18,287 | $5,453,100,000 | $298,000 | $1,855,000 | $121,000 | $5,810,000 |
Application Denied By Financial Institution | 14,298 | $4,221,010,000 | $295,000 | $6,665,000 | $99,000 | $3,900,000 |
File Closed For Incompleteness | 3,219 | $963,965,000 | $299,000 | $1,915,000 | $120,000 | $3,060,000 |
Application Approved But Not Accepted | 1,179 | $377,255,000 | $319,000 | $1,925,000 | $124,000 | $2,056,000 |
Preapproval Denied by Financial Institution | 126 | $45,670,000 | $362,000 | $765,000 | $79,000 | $540,000 |
Preapproval Approved but not Accepted | 30 | $11,510,000 | $383,000 | $725,000 | $114,000 | $254,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 221,544 | $68,936,195,000 | $311,000 | $1,925,000 | $125,000 | $8,333,000 |
Credit Application Incomplete | 5,347 | $1,495,685,000 | $279,000 | $1,355,000 | $111,000 | $1,675,000 |
Debt-To-Income Ratio | 3,730 | $1,199,940,000 | $321,000 | $6,665,000 | $72,000 | $1,012,000 |
Collateral | 1,648 | $465,810,000 | $282,000 | $1,245,000 | $113,000 | $3,900,000 |
Credit History | 1,156 | $325,780,000 | $281,000 | $2,005,000 | $94,000 | $1,596,000 |
Other | 1,084 | $351,890,000 | $324,000 | $1,875,000 | $130,000 | $2,124,000 |
Insufficient Cash (Downpayment, Closing Cost) | 628 | $177,020,000 | $281,000 | $1,235,000 | $98,000 | $682,000 |
Employment History | 472 | $134,280,000 | $284,000 | $1,465,000 | $77,000 | $448,000 |
Unverifiable Information | 357 | $115,605,000 | $323,000 | $995,000 | $108,000 | $1,265,000 |
Mortgage Insurance Denied | 2 | $670,000 | $335,000 | $455,000 | $90,000 | $90,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.