Home Point Financial Corporation Mortgage Lending & HMDA Data, 2020

In 2020, Home Point Financial Corporation of Ann Arbor, MI reported 235,968 mortgage applications totaling $73.2 billion, up 147% from 2019. The average application was for $310,223, and applicants reported an average income of $123,926. 53% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (10,076), Riverside-San Bernardino-Ontario, CA (7,055) and Chicago-Naperville, IL (6,166) (applications in parentheses).

Mortgage Company & Address Home Point Financial Corporation
1194 Oak Valley Drive, Suite 80
Ann Arbor, MI 48108
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 235,968
Total Mortgage Loan Application Amount $73,202,875,000
Average Mortgage Loan Application Amount $310,223
Highest Mortgage Loan Application Amount $6,665,000
Average Applicant Income $123,926
Highest Applicant Income $8,333,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Point Financial Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Home Point Financial Corporation by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 10,076 $ 4,473,290,000 $ 443,954 $ 145,000
Orange, California 6,094 $ 2,899,640,000 $ 475,818 $ 160,000
San Diego, California 5,866 $ 2,677,320,000 $ 456,413 $ 146,000
Maricopa, Arizona 5,318 $ 1,535,130,000 $ 288,666 $ 112,000
Riverside, California 4,413 $ 1,555,505,000 $ 352,482 $ 120,000
Cook, Illinois 3,924 $ 1,082,230,000 $ 275,797 $ 113,000
Clark, Nevada 3,615 $ 1,017,305,000 $ 281,412 $ 97,000
San Bernardino, California 2,642 $ 877,390,000 $ 332,093 $ 113,000
Santa Clara, California 2,361 $ 1,217,185,000 $ 515,537 $ 184,000
Harris, Texas 2,340 $ 643,880,000 $ 275,162 $ 145,000
Sacramento, California 2,244 $ 758,070,000 $ 337,820 $ 116,000
Salt Lake, Utah 1,971 $ 669,205,000 $ 339,525 $ 117,000
Oakland, Michigan 1,842 $ 489,410,000 $ 265,694 $ 116,000
King, Washington 1,798 $ 802,010,000 $ 446,056 $ 172,000
Collin, Texas 1,796 $ 589,630,000 $ 328,301 $ 143,000
Alameda, California 1,778 $ 903,220,000 $ 507,997 $ 164,000
Contra Costa, California 1,637 $ 764,135,000 $ 466,789 $ 158,000
Miami-Dade, Florida 1,629 $ 477,925,000 $ 293,385 $ 122,000
Hillsborough, Florida 1,611 $ 427,785,000 $ 265,540 $ 107,000
Travis, Texas 1,522 $ 503,220,000 $ 330,630 $ 166,000
Jefferson, Colorado 1,510 $ 552,140,000 $ 365,655 $ 124,000
Williamson, Texas 1,352 $ 408,750,000 $ 302,329 $ 148,000
Broward, Florida 1,330 $ 383,360,000 $ 288,240 $ 117,000
Jefferson, Kentucky 1,323 $ 294,375,000 $ 222,505 $ 97,000
El Paso, Colorado 1,285 $ 409,205,000 $ 318,447 $ 106,000
Denton, Texas 1,269 $ 402,495,000 $ 317,174 $ 141,000
Fairfax, Virginia 1,224 $ 558,610,000 $ 456,380 $ 169,000
Arapahoe, Colorado 1,221 $ 413,505,000 $ 338,660 $ 115,000
Utah, Utah 1,207 $ 393,705,000 $ 326,184 $ 108,000
Fort Bend, Texas 1,194 $ 348,790,000 $ 292,118 $ 143,000
Tarrant, Texas 1,182 $ 297,190,000 $ 251,429 $ 116,000
Dallas, Texas 1,179 $ 336,625,000 $ 285,517 $ 139,000
St. Louis, Missouri 1,128 $ 297,550,000 $ 263,785 $ 123,000
Denver, Colorado 1,126 $ 402,730,000 $ 357,664 $ 123,000
Douglas, Colorado 1,121 $ 431,975,000 $ 385,347 $ 137,000
Fresno, California 1,116 $ 313,990,000 $ 281,353 $ 112,000
Pinellas, Florida 1,102 $ 287,470,000 $ 260,862 $ 117,000
Waukesha, Wisconsin 1,052 $ 305,240,000 $ 290,152 $ 128,000
Palm Beach, Florida 1,051 $ 307,315,000 $ 292,402 $ 122,000
Middlesex, Massachusetts 1,030 $ 395,570,000 $ 384,048 $ 144,000
Honolulu, Hawaii 1,003 $ 522,255,000 $ 520,692 $ 134,000
San Joaquin, California 997 $ 332,085,000 $ 333,084 $ 110,000
Ventura, California 993 $ 446,735,000 $ 449,884 $ 146,000
DuPage, Illinois 972 $ 275,340,000 $ 283,271 $ 124,000
Placer, California 956 $ 377,730,000 $ 395,115 $ 147,000
Hennepin, Minnesota 922 $ 272,860,000 $ 295,943 $ 130,000
Orange, Florida 918 $ 252,560,000 $ 275,119 $ 119,000
Suffolk, New York 911 $ 357,495,000 $ 392,420 $ 151,000
Fairfield, Connecticut 909 $ 330,085,000 $ 363,129 $ 152,000
Bergen, New Jersey 908 $ 367,000,000 $ 404,185 $ 163,000
Macomb, Michigan 895 $ 192,935,000 $ 215,569 $ 80,000
Will, Illinois 875 $ 213,945,000 $ 244,508 $ 108,000
Snohomish, Washington 869 $ 344,515,000 $ 396,449 $ 129,000
Wayne, Michigan 861 $ 178,455,000 $ 207,264 $ 98,000
Franklin, Ohio 857 $ 192,795,000 $ 224,964 $ 114,000
Johnson, Kansas 853 $ 233,635,000 $ 273,898 $ 118,000
Nassau, New York 852 $ 371,720,000 $ 436,291 $ 160,000
Stanislaus, California 847 $ 239,165,000 $ 282,367 $ 96,000
Middlesex, New Jersey 844 $ 277,300,000 $ 328,554 $ 126,000
Adams, Colorado 841 $ 273,785,000 $ 325,546 $ 99,000
Fulton, Georgia 841 $ 273,825,000 $ 325,594 $ 151,000
Wake, North Carolina 839 $ 250,125,000 $ 298,122 $ 128,000
Baldwin, Alabama 802 $ 199,820,000 $ 249,152 $ 121,000
Hartford, Connecticut 798 $ 193,360,000 $ 242,305 $ 117,000
San Mateo, California 775 $ 399,675,000 $ 515,709 $ 166,000
Montgomery, Maryland 764 $ 309,730,000 $ 405,405 $ 141,000
Lafayette, Louisiana 759 $ 175,155,000 $ 230,770 $ 100,000
New Haven, Connecticut 749 $ 188,815,000 $ 252,089 $ 113,000
Jackson, Missouri 741 $ 160,065,000 $ 216,012 $ 108,000
Gwinnett, Georgia 738 $ 180,230,000 $ 244,214 $ 86,000
Polk, Iowa 735 $ 172,135,000 $ 234,197 $ 91,000
Essex, New Jersey 732 $ 258,810,000 $ 353,565 $ 139,000
Bexar, Texas 727 $ 181,315,000 $ 249,401 $ 128,000
Loudoun, Virginia 720 $ 327,290,000 $ 454,569 $ 164,000
Montgomery, Pennsylvania 718 $ 222,380,000 $ 309,721 $ 141,000
Cobb, Georgia 707 $ 202,845,000 $ 286,909 $ 126,000
Kern, California 705 $ 169,825,000 $ 240,886 $ 99,000
Lake, Illinois 702 $ 198,130,000 $ 282,236 $ 137,000
Lancaster, Nebraska 694 $ 163,500,000 $ 235,590 $ 110,000
Bucks, Pennsylvania 690 $ 222,110,000 $ 321,898 $ 126,000
Prince George's, Maryland 675 $ 225,115,000 $ 333,503 $ 103,000
Essex, Massachusetts 675 $ 256,945,000 $ 380,659 $ 122,000
San Luis Obispo, California 667 $ 290,305,000 $ 435,239 $ 144,000
Chester, Pennsylvania 667 $ 228,855,000 $ 343,110 $ 144,000
Sarasota, Florida 664 $ 171,730,000 $ 258,629 $ 116,000
Norfolk, Massachusetts 660 $ 250,660,000 $ 379,787 $ 150,000
Worcester, Massachusetts 659 $ 196,595,000 $ 298,323 $ 105,000
Morris, New Jersey 652 $ 245,640,000 $ 376,748 $ 157,000
Manatee, Florida 629 $ 182,835,000 $ 290,675 $ 127,000
St. Charles, Missouri 628 $ 156,310,000 $ 248,901 $ 108,000
Anne Arundel, Maryland 616 $ 215,750,000 $ 350,243 $ 122,000
Monmouth, New Jersey 610 $ 219,520,000 $ 359,868 $ 168,000
Union, New Jersey 608 $ 220,690,000 $ 362,976 $ 146,000
Linn, Iowa 600 $ 129,240,000 $ 215,400 $ 99,000
Milwaukee, Wisconsin 594 $ 132,720,000 $ 223,434 $ 103,000
Philadelphia, Pennsylvania 591 $ 140,165,000 $ 237,165 $ 102,000
Lee, Florida 588 $ 146,040,000 $ 248,367 $ 114,000
Prince William, Virginia 586 $ 224,830,000 $ 383,668 $ 122,000
Weld, Colorado 581 $ 186,075,000 $ 320,266 $ 103,000
Douglas, Nebraska 579 $ 124,965,000 $ 215,829 $ 108,000
Ocean, New Jersey 577 $ 180,745,000 $ 313,249 $ 173,000
Pierce, Washington 576 $ 198,160,000 $ 344,027 $ 123,000
Montgomery, Texas 573 $ 170,855,000 $ 298,176 $ 149,000
Hamilton, Ohio 561 $ 125,585,000 $ 223,859 $ 99,000
Madison, Alabama 557 $ 141,655,000 $ 254,317 $ 109,000
Davis, Utah 549 $ 175,265,000 $ 319,244 $ 102,000
Seminole, Florida 546 $ 147,900,000 $ 270,879 $ 122,000
Pasco, Florida 545 $ 126,515,000 $ 232,137 $ 89,000
Plymouth, Massachusetts 544 $ 190,910,000 $ 350,937 $ 111,000
Boulder, Colorado 537 $ 209,715,000 $ 390,530 $ 158,000
Larimer, Colorado 536 $ 180,350,000 $ 336,473 $ 105,000
Bristol, Massachusetts 526 $ 165,530,000 $ 314,695 $ 106,000
Erie, New York 509 $ 120,395,000 $ 236,532 $ 104,000
DeKalb, Georgia 503 $ 146,375,000 $ 291,003 $ 124,000
Kane, Illinois 502 $ 128,790,000 $ 256,553 $ 122,000
Solano, California 492 $ 179,870,000 $ 365,589 $ 116,000
Sonoma, California 491 $ 224,655,000 $ 457,545 $ 145,000
Providence, Rhode Island 490 $ 123,770,000 $ 252,591 $ 91,000
Duval, Florida 489 $ 122,485,000 $ 250,480 $ 99,000
San Francisco, California 485 $ 258,955,000 $ 533,927 $ 175,000
Monterey, California 474 $ 198,750,000 $ 419,303 $ 115,000
Baltimore, Maryland 472 $ 129,210,000 $ 273,750 $ 118,000
Allegheny, Pennsylvania 466 $ 109,520,000 $ 235,021 $ 114,000
Davidson, Tennessee 466 $ 135,090,000 $ 289,892 $ 101,000
Cherokee, Georgia 451 $ 123,975,000 $ 274,889 $ 103,000
Passaic, New Jersey 450 $ 148,550,000 $ 330,111 $ 121,000
Queens, New York 449 $ 231,395,000 $ 515,356 $ 121,000
Pinal, Arizona 443 $ 101,345,000 $ 228,769 $ 86,000
Hudson, New Jersey 439 $ 169,785,000 $ 386,753 $ 150,000
Cass, North Dakota 438 $ 107,880,000 $ 246,301 $ 85,000
Clark, Indiana 433 $ 81,925,000 $ 189,203 $ 79,000
Forsyth, Georgia 421 $ 138,175,000 $ 328,206 $ 140,000
Kings, New York 410 $ 240,480,000 $ 586,536 $ 171,000
Knox, Tennessee 407 $ 101,335,000 $ 248,980 $ 92,000
Polk, Florida 405 $ 81,285,000 $ 200,703 $ 81,000
Washoe, Nevada 404 $ 130,880,000 $ 323,960 $ 113,000
El Dorado, California 402 $ 155,170,000 $ 385,995 $ 154,000
Multnomah, Oregon 402 $ 142,240,000 $ 353,830 $ 123,000
Santa Barbara, California 399 $ 150,765,000 $ 377,857 $ 115,000
Clark, Washington 397 $ 133,205,000 $ 335,528 $ 112,000
New Castle, Delaware 396 $ 105,970,000 $ 267,601 $ 102,000
Somerset, New Jersey 396 $ 151,190,000 $ 381,792 $ 163,000
Barnstable, Massachusetts 390 $ 124,880,000 $ 320,205 $ 114,000
Marion, Indiana 388 $ 68,900,000 $ 177,577 $ 86,000
East Baton Rouge, Louisiana 387 $ 99,415,000 $ 256,886 $ 126,000
Delaware, Ohio 384 $ 108,900,000 $ 283,593 $ 133,000
Camden, New Jersey 383 $ 82,495,000 $ 215,391 $ 115,000
Jefferson, Alabama 381 $ 90,565,000 $ 237,703 $ 100,000
Genesee, Michigan 368 $ 64,940,000 $ 176,467 $ 84,000
Mecklenburg, North Carolina 363 $ 97,185,000 $ 267,727 $ 124,000
Charleston, South Carolina 359 $ 121,935,000 $ 339,651 $ 150,000
Okaloosa, Florida 353 $ 100,085,000 $ 283,526 $ 107,000
Washington, Oregon 352 $ 124,410,000 $ 353,437 $ 121,000
Lake, Indiana 344 $ 73,560,000 $ 213,837 $ 88,000
Burlington, New Jersey 344 $ 85,900,000 $ 249,709 $ 120,000
McHenry, Illinois 343 $ 73,585,000 $ 214,533 $ 96,000
Santa Rosa, Florida 339 $ 96,915,000 $ 285,884 $ 110,000
Hillsborough, New Hampshire 338 $ 97,080,000 $ 287,218 $ 114,000
Westchester, New York 337 $ 150,555,000 $ 446,750 $ 169,000
Cumberland, Pennsylvania 336 $ 77,600,000 $ 230,952 $ 96,000
Suffolk, Massachusetts 335 $ 132,205,000 $ 394,641 $ 126,000
Hamilton, Indiana 333 $ 91,475,000 $ 274,699 $ 139,000
Floyd, Indiana 331 $ 72,815,000 $ 219,984 $ 100,000
Dane, Wisconsin 331 $ 98,185,000 $ 296,631 $ 121,000
Brevard, Florida 328 $ 88,570,000 $ 270,030 $ 116,000
Frederick, Maryland 328 $ 115,280,000 $ 351,463 $ 127,000
Volusia, Florida 324 $ 68,990,000 $ 212,932 $ 104,000
Rockingham, New Hampshire 322 $ 102,790,000 $ 319,223 $ 119,000
Richmond, New York 318 $ 141,310,000 $ 444,371 $ 122,000
Monroe, New York 317 $ 73,705,000 $ 232,507 $ 97,000
Virginia Beach, Virginia 315 $ 95,905,000 $ 304,460 $ 120,000
Hernando, Florida 314 $ 62,150,000 $ 197,929 $ 69,000
Dakota, Minnesota 312 $ 87,180,000 $ 279,423 $ 122,000
Delaware, Pennsylvania 310 $ 87,060,000 $ 280,838 $ 123,000
Weber, Utah 305 $ 89,835,000 $ 294,540 $ 100,000
Mobile, Alabama 302 $ 59,140,000 $ 195,827 $ 94,000
Rutherford, Tennessee 302 $ 75,370,000 $ 249,569 $ 90,000
Cuyahoga, Ohio 300 $ 55,560,000 $ 185,200 $ 111,000
Sarpy, Nebraska 297 $ 71,605,000 $ 241,094 $ 96,000
Osceola, Florida 292 $ 69,920,000 $ 239,452 $ 91,000
Pima, Arizona 291 $ 69,785,000 $ 239,810 $ 111,000
Santa Cruz, California 290 $ 149,510,000 $ 515,551 $ 151,000
St. Lucie, Florida 289 $ 63,135,000 $ 218,460 $ 79,000
Scotts Bluff, Nebraska 278 $ 46,660,000 $ 167,841 $ 100,000
Madera, California 275 $ 70,495,000 $ 256,345 $ 113,000
Howard, Maryland 272 $ 103,040,000 $ 378,823 $ 153,000
Clackamas, Oregon 272 $ 99,700,000 $ 366,544 $ 120,000
New London, Connecticut 271 $ 68,465,000 $ 252,638 $ 101,000
District of Columbia, District Of Columbia 268 $ 120,940,000 $ 451,268 $ 169,000
Gloucester, New Jersey 268 $ 58,740,000 $ 219,179 $ 115,000
Livingston, Michigan 267 $ 69,955,000 $ 262,003 $ 112,000
Rockland, New York 266 $ 113,640,000 $ 427,218 $ 171,000
El Paso, Texas 265 $ 45,895,000 $ 173,188 $ 82,000
Warren, Ohio 259 $ 67,515,000 $ 260,675 $ 108,000
Saratoga, New York 257 $ 72,135,000 $ 280,680 $ 117,000
Nevada, California 256 $ 90,680,000 $ 354,218 $ 135,000
Butler, Ohio 255 $ 53,785,000 $ 210,921 $ 99,000
St. Johns, Florida 254 $ 78,170,000 $ 307,755 $ 119,000
Anoka, Minnesota 253 $ 62,765,000 $ 248,083 $ 96,000
Charlotte, Florida 250 $ 57,395,000 $ 229,580 $ 100,000
Brazoria, Texas 250 $ 60,940,000 $ 243,760 $ 118,000
Clay, Missouri 249 $ 58,115,000 $ 233,393 $ 97,000
Shelby, Tennessee 249 $ 60,295,000 $ 242,148 $ 110,000
Yolo, California 248 $ 90,860,000 $ 366,370 $ 129,000
Stafford, Virginia 247 $ 90,835,000 $ 367,753 $ 125,000
Escambia, Florida 243 $ 63,335,000 $ 260,637 $ 130,000
Jefferson, Louisiana 242 $ 58,690,000 $ 242,520 $ 100,000
Washtenaw, Michigan 242 $ 65,560,000 $ 270,909 $ 126,000
Tulare, California 240 $ 58,120,000 $ 242,166 $ 96,000
Kent, Michigan 238 $ 57,560,000 $ 241,848 $ 104,000
Albany, New York 237 $ 52,275,000 $ 220,569 $ 96,000
Jefferson, Missouri 235 $ 51,615,000 $ 219,638 $ 89,000
Greenville, South Carolina 232 $ 58,540,000 $ 252,327 $ 94,000
Sedgwick, Kansas 230 $ 46,760,000 $ 203,304 $ 107,000
St. Tammany, Louisiana 230 $ 59,030,000 $ 256,652 $ 112,000
Harford, Maryland 230 $ 68,170,000 $ 296,391 $ 118,000
Williamson, Tennessee 230 $ 85,910,000 $ 373,521 $ 168,000
Lake, Florida 229 $ 55,245,000 $ 241,244 $ 93,000
Marin, California 228 $ 128,190,000 $ 562,236 $ 197,000
Middlesex, Connecticut 227 $ 59,785,000 $ 263,370 $ 118,000
Hays, Texas 227 $ 71,055,000 $ 313,017 $ 139,000
Ascension, Louisiana 225 $ 58,405,000 $ 259,577 $ 118,000
Cape May, New Jersey 225 $ 65,065,000 $ 289,177 $ 151,000
Dallas, Iowa 222 $ 65,880,000 $ 296,756 $ 81,000
Shasta, California 221 $ 59,035,000 $ 267,126 $ 116,000
Ramsey, Minnesota 220 $ 55,220,000 $ 251,000 $ 114,000
Orange, New York 218 $ 68,650,000 $ 314,908 $ 159,000
Oldham, Kentucky 217 $ 63,505,000 $ 292,649 $ 113,000
Merced, California 215 $ 57,295,000 $ 266,488 $ 98,000
Wilson, Tennessee 214 $ 60,570,000 $ 283,037 $ 147,000
Scott, Kentucky 213 $ 48,255,000 $ 226,549 $ 94,000
St. Louis City, Missouri 211 $ 44,205,000 $ 209,502 $ 91,000
Union, Ohio 208 $ 50,010,000 $ 240,432 $ 105,000
Yavapai, Arizona 207 $ 53,075,000 $ 256,400 $ 104,000
Webb, Texas 206 $ 48,910,000 $ 237,427 $ 108,000
Fayette, Kentucky 205 $ 49,595,000 $ 241,926 $ 98,000
Shelby, Alabama 204 $ 48,920,000 $ 239,803 $ 101,000
Minnehaha, South Dakota 204 $ 51,240,000 $ 251,176 $ 125,000
Horry, South Carolina 203 $ 45,755,000 $ 225,394 $ 86,000
Harrison, Mississippi 200 $ 44,760,000 $ 223,800 $ 94,000
Bullitt, Kentucky 199 $ 41,595,000 $ 209,020 $ 77,000
Oklahoma, Oklahoma 199 $ 45,165,000 $ 226,959 $ 114,000
Berks, Pennsylvania 199 $ 39,325,000 $ 197,613 $ 94,000
Clay, Minnesota 198 $ 44,450,000 $ 224,494 $ 81,000
Spokane, Washington 198 $ 54,300,000 $ 274,242 $ 112,000
Scott, Minnesota 197 $ 56,515,000 $ 286,878 $ 121,000
Chesterfield, Virginia 196 $ 58,490,000 $ 298,418 $ 122,000
Washington, Wisconsin 196 $ 54,720,000 $ 279,183 $ 101,000
Pueblo, Colorado 195 $ 42,295,000 $ 216,897 $ 71,000
Sussex, New Jersey 192 $ 50,660,000 $ 263,854 $ 120,000
Shelby, Kentucky 191 $ 45,775,000 $ 239,659 $ 120,000
Mercer, New Jersey 191 $ 55,575,000 $ 290,968 $ 130,000
Galveston, Texas 191 $ 51,625,000 $ 270,287 $ 155,000
Benton, Arkansas 189 $ 42,305,000 $ 223,835 $ 95,000
Cole, Missouri 189 $ 37,875,000 $ 200,396 $ 101,000
Baltimore City, Maryland 188 $ 44,190,000 $ 235,053 $ 106,000
Washington, Minnesota 188 $ 55,280,000 $ 294,042 $ 116,000
Bossier, Louisiana 187 $ 46,325,000 $ 247,727 $ 108,000
Laramie, Wyoming 186 $ 56,120,000 $ 301,720 $ 101,000
Clermont, Ohio 185 $ 41,405,000 $ 223,810 $ 85,000
Mohave, Arizona 179 $ 43,515,000 $ 243,100 $ 106,000
Lehigh, Pennsylvania 177 $ 38,155,000 $ 215,564 $ 125,000
Caddo, Louisiana 176 $ 40,260,000 $ 228,750 $ 81,000
Kendall, Illinois 175 $ 41,765,000 $ 238,657 $ 104,000
Chesapeake, Virginia 173 $ 54,325,000 $ 314,017 $ 107,000
Butte, California 172 $ 53,000,000 $ 308,139 $ 122,000
Lancaster, Pennsylvania 172 $ 39,150,000 $ 227,616 $ 108,000
Kent, Rhode Island 170 $ 42,850,000 $ 252,058 $ 95,000
Hamilton, Tennessee 170 $ 37,050,000 $ 217,941 $ 75,000
Schenectady, New York 169 $ 32,435,000 $ 191,923 $ 92,000
Arlington, Virginia 169 $ 79,595,000 $ 470,976 $ 191,000
Ozaukee, Wisconsin 169 $ 54,165,000 $ 320,502 $ 165,000
Henrico, Virginia 168 $ 49,560,000 $ 295,000 $ 120,000
Hendricks, Indiana 167 $ 36,005,000 $ 215,598 $ 102,000
Guilford, North Carolina 166 $ 38,220,000 $ 230,240 $ 116,000
York, Pennsylvania 163 $ 35,305,000 $ 216,595 $ 97,000
Summit, Ohio 162 $ 30,490,000 $ 188,209 $ 100,000
Racine, Wisconsin 162 $ 39,050,000 $ 241,049 $ 105,000
Collier, Florida 161 $ 50,375,000 $ 312,888 $ 155,000
Thurston, Washington 161 $ 51,555,000 $ 320,217 $ 138,000
Montgomery, Ohio 160 $ 32,650,000 $ 204,062 $ 77,000
Lee, Alabama 159 $ 43,055,000 $ 270,786 $ 116,000
Eagle, Colorado 159 $ 67,535,000 $ 424,748 $ 143,000
Dauphin, Pennsylvania 159 $ 31,905,000 $ 200,660 $ 108,000
Sumner, Tennessee 159 $ 44,255,000 $ 278,333 $ 103,000
Spotsylvania, Virginia 159 $ 49,625,000 $ 312,106 $ 99,000
Windham, Connecticut 157 $ 33,455,000 $ 213,089 $ 85,000
Hunterdon, New Jersey 157 $ 55,695,000 $ 354,745 $ 148,000
Carroll, Maryland 151 $ 49,485,000 $ 327,715 $ 130,000
Charles, Maryland 151 $ 50,685,000 $ 335,662 $ 104,000
Washington, Utah 148 $ 46,270,000 $ 312,635 $ 125,000
Marion, Florida 146 $ 28,410,000 $ 194,589 $ 80,000
Converse, Wyoming 146 $ 33,770,000 $ 231,301 $ 99,000
Kitsap, Washington 145 $ 52,795,000 $ 364,103 $ 141,000
Taylor, Texas 144 $ 29,380,000 $ 204,027 $ 90,000
Sweetwater, Wyoming 144 $ 34,220,000 $ 237,638 $ 93,000
Franklin, Pennsylvania 143 $ 27,605,000 $ 193,041 $ 87,000
Whatcom, Washington 143 $ 46,955,000 $ 328,356 $ 120,000
Atlantic, New Jersey 142 $ 33,490,000 $ 235,845 $ 129,000
Burleigh, North Dakota 142 $ 38,930,000 $ 274,154 $ 95,000
Harrison, Indiana 140 $ 27,540,000 $ 196,714 $ 74,000
Orleans, Louisiana 139 $ 41,075,000 $ 295,503 $ 141,000
Jasper, Missouri 139 $ 23,385,000 $ 168,237 $ 78,000
Ada, Idaho 137 $ 41,875,000 $ 305,656 $ 131,000
Stearns, Minnesota 136 $ 28,490,000 $ 209,485 $ 82,000
Henry, Georgia 135 $ 29,945,000 $ 221,814 $ 79,000
Ouachita, Louisiana 135 $ 30,705,000 $ 227,444 $ 94,000
Kent, Delaware 134 $ 31,810,000 $ 237,388 $ 78,000
Winnebago, Illinois 134 $ 21,740,000 $ 162,238 $ 129,000
Lucas, Ohio 134 $ 27,490,000 $ 205,149 $ 87,000
Porter, Indiana 133 $ 29,115,000 $ 218,909 $ 109,000
Calcasieu, Louisiana 133 $ 30,005,000 $ 225,601 $ 102,000
Bernalillo, New Mexico 133 $ 31,625,000 $ 237,781 $ 107,000
Forsyth, North Carolina 133 $ 27,165,000 $ 204,248 $ 89,000
Clay, Florida 132 $ 33,100,000 $ 250,757 $ 93,000
Carver, Minnesota 132 $ 40,920,000 $ 310,000 $ 140,000
Litchfield, Connecticut 131 $ 31,885,000 $ 243,396 $ 103,000
Cass, Missouri 131 $ 28,035,000 $ 214,007 $ 89,000
Sussex, Delaware 130 $ 38,070,000 $ 292,846 $ 145,000
Martin, Florida 130 $ 39,740,000 $ 305,692 $ 126,000
Stark, Ohio 129 $ 23,645,000 $ 183,294 $ 105,000
Broomfield, Colorado 128 $ 49,190,000 $ 384,296 $ 136,000
Rensselaer, New York 128 $ 27,270,000 $ 213,046 $ 80,000
Tolland, Connecticut 127 $ 33,285,000 $ 262,086 $ 116,000
Hampden, Massachusetts 127 $ 28,835,000 $ 227,047 $ 97,000
Wright, Minnesota 127 $ 33,155,000 $ 261,062 $ 98,000
Alexandria, Virginia 127 $ 58,235,000 $ 458,543 $ 196,000
Imperial, California 126 $ 30,260,000 $ 240,158 $ 94,000
Allen, Indiana 124 $ 23,880,000 $ 192,580 $ 106,000
Bronx, New York 124 $ 61,390,000 $ 495,080 $ 129,000
Durham, North Carolina 124 $ 31,750,000 $ 256,048 $ 114,000
Bay, Florida 123 $ 31,885,000 $ 259,227 $ 150,000
Kaufman, Texas 122 $ 26,480,000 $ 217,049 $ 126,000
Chatham, Georgia 120 $ 33,850,000 $ 282,083 $ 106,000
Fayette, Georgia 120 $ 37,980,000 $ 316,500 $ 143,000
Lorain, Ohio 120 $ 22,350,000 $ 186,250 $ 92,000
Berkeley, South Carolina 120 $ 30,980,000 $ 258,166 $ 84,000
Flagler, Florida 119 $ 27,395,000 $ 230,210 $ 95,000
Washington, Arkansas 118 $ 22,860,000 $ 193,728 $ 70,000
Mesa, Colorado 118 $ 32,830,000 $ 278,220 $ 92,000
New Hanover, North Carolina 118 $ 28,910,000 $ 245,000 $ 113,000
Washington, Rhode Island 118 $ 35,510,000 $ 300,932 $ 133,000
Brown, Wisconsin 118 $ 25,170,000 $ 213,305 $ 72,000
Boone, Missouri 117 $ 25,385,000 $ 216,965 $ 115,000
Deschutes, Oregon 117 $ 39,665,000 $ 339,017 $ 143,000
Walton, Florida 116 $ 37,630,000 $ 324,396 $ 169,000
Richland, South Carolina 115 $ 27,055,000 $ 235,260 $ 90,000
Licking, Ohio 114 $ 26,700,000 $ 234,210 $ 85,000
Bell, Texas 114 $ 24,700,000 $ 216,666 $ 132,000
Comal, Texas 114 $ 36,730,000 $ 322,192 $ 155,000
Johnson, Indiana 112 $ 24,370,000 $ 217,589 $ 95,000
Cumberland, North Carolina 112 $ 17,580,000 $ 156,964 $ 125,000
Tooele, Utah 112 $ 33,180,000 $ 296,250 $ 83,000
Pottawattamie, Iowa 111 $ 20,815,000 $ 187,522 $ 72,000
Hardin, Kentucky 111 $ 24,625,000 $ 221,846 $ 75,000
Westmoreland, Pennsylvania 111 $ 23,005,000 $ 207,252 $ 97,000
Coweta, Georgia 110 $ 28,820,000 $ 262,000 $ 119,000
Hall, Georgia 110 $ 29,370,000 $ 267,000 $ 112,000
Fairfield, Ohio 110 $ 25,280,000 $ 229,818 $ 89,000
Medina, Ohio 110 $ 25,440,000 $ 231,272 $ 107,000
Northampton, Pennsylvania 110 $ 25,180,000 $ 228,909 $ 93,000
Perry, Pennsylvania 110 $ 20,790,000 $ 189,000 $ 82,000
Monongalia, West Virginia 110 $ 27,460,000 $ 249,636 $ 91,000
Bartow, Georgia 109 $ 25,595,000 $ 234,816 $ 102,000
Warren, New Jersey 109 $ 28,735,000 $ 263,623 $ 115,000
Nueces, Texas 109 $ 27,665,000 $ 253,807 $ 142,000
Cumberland, Maine 108 $ 32,450,000 $ 300,462 $ 115,000
Tuolumne, California 107 $ 29,565,000 $ 276,308 $ 109,000
Peoria, Illinois 107 $ 13,345,000 $ 124,719 $ 60,000
Napa, California 106 $ 49,390,000 $ 465,943 $ 190,000
Marion, Oregon 106 $ 30,690,000 $ 289,528 $ 101,000
Sutter, California 105 $ 28,815,000 $ 274,428 $ 92,000
Jackson, Mississippi 105 $ 22,705,000 $ 216,238 $ 94,000
Platte, Missouri 105 $ 27,095,000 $ 258,047 $ 138,000
Tazewell, Illinois 104 $ 13,400,000 $ 128,846 $ 63,000
Paulding, Georgia 103 $ 22,185,000 $ 215,388 $ 90,000
Camden, Missouri 103 $ 25,465,000 $ 247,233 $ 139,000
Cabarrus, North Carolina 103 $ 26,755,000 $ 259,757 $ 94,000
York, South Carolina 103 $ 30,165,000 $ 292,864 $ 139,000
Monroe, Florida 102 $ 41,210,000 $ 404,019 $ 151,000
Onslow, North Carolina 102 $ 20,760,000 $ 203,529 $ 79,000
Morgan, Alabama 101 $ 21,585,000 $ 213,712 $ 69,000
St. Clair, Illinois 101 $ 22,325,000 $ 221,039 $ 104,000
Ellis, Texas 101 $ 27,325,000 $ 270,544 $ 158,000
Calaveras, California 100 $ 30,410,000 $ 304,100 $ 142,000
Routt, Colorado 100 $ 35,690,000 $ 356,900 $ 191,000
Livingston, Louisiana 100 $ 23,060,000 $ 230,600 $ 103,000
Washington, Pennsylvania 100 $ 23,600,000 $ 236,000 $ 88,000
Spartanburg, South Carolina 100 $ 21,550,000 $ 215,500 $ 79,000
Merrimack, New Hampshire 99 $ 25,335,000 $ 255,909 $ 121,000
Richmond City, Virginia 99 $ 27,445,000 $ 277,222 $ 141,000
Kenosha, Wisconsin 97 $ 22,745,000 $ 234,484 $ 99,000
Walworth, Wisconsin 97 $ 27,105,000 $ 279,432 $ 109,000
Kings, California 96 $ 22,400,000 $ 233,333 $ 92,000
Johnson, Iowa 96 $ 24,920,000 $ 259,583 $ 97,000
Kalamazoo, Michigan 96 $ 19,230,000 $ 200,312 $ 87,000
Dorchester, South Carolina 96 $ 23,600,000 $ 245,833 $ 82,000
Frederick, Virginia 96 $ 27,800,000 $ 289,583 $ 106,000
Woodbury, Iowa 95 $ 15,645,000 $ 164,684 $ 71,000
Smith, Texas 95 $ 18,315,000 $ 192,789 $ 100,000
Lincoln, South Dakota 94 $ 25,300,000 $ 269,148 $ 116,000
Norfolk, Virginia 94 $ 23,990,000 $ 255,212 $ 102,000
Anchorage, Alaska 93 $ 31,705,000 $ 340,913 $ 107,000
Stutsman, North Dakota 93 $ 18,925,000 $ 203,494 $ 84,000
Boone, Kentucky 92 $ 23,710,000 $ 257,717 $ 93,000
Lexington, South Carolina 92 $ 19,780,000 $ 215,000 $ 104,000
Limestone, Alabama 91 $ 22,125,000 $ 243,131 $ 94,000
Calvert, Maryland 91 $ 33,475,000 $ 367,857 $ 132,000
Hidalgo, Texas 91 $ 17,725,000 $ 194,780 $ 87,000
Fauquier, Virginia 91 $ 35,235,000 $ 387,197 $ 126,000
Erie, Pennsylvania 90 $ 15,280,000 $ 169,777 $ 84,000
Beaufort, South Carolina 90 $ 25,190,000 $ 279,888 $ 118,000
Georgetown, South Carolina 90 $ 25,300,000 $ 281,111 $ 110,000
Navajo, Arizona 89 $ 21,665,000 $ 243,426 $ 131,000
Pulaski, Arkansas 89 $ 17,925,000 $ 201,404 $ 81,000
Hawaii, Hawaii 89 $ 35,325,000 $ 396,910 $ 110,000
Lincoln, Louisiana 89 $ 20,235,000 $ 227,359 $ 113,000
Union, North Carolina 89 $ 26,415,000 $ 296,797 $ 140,000
Tulsa, Oklahoma 89 $ 17,675,000 $ 198,595 $ 93,000
Leon, Florida 88 $ 20,340,000 $ 231,136 $ 133,000
Black Hawk, Iowa 88 $ 18,060,000 $ 205,227 $ 80,000
Warren, Iowa 88 $ 22,050,000 $ 250,568 $ 93,000
Jackson, Michigan 88 $ 14,850,000 $ 168,750 $ 82,000
Yuba, California 87 $ 26,285,000 $ 302,126 $ 104,000
Citrus, Florida 87 $ 16,885,000 $ 194,080 $ 86,000
Greene, Ohio 87 $ 22,775,000 $ 261,781 $ 118,000
Butler, Pennsylvania 87 $ 21,435,000 $ 246,379 $ 87,000
Bradley, Tennessee 87 $ 16,225,000 $ 186,494 $ 73,000
St. Croix, Wisconsin 87 $ 24,905,000 $ 286,264 $ 104,000
Platte, Wyoming 87 $ 17,435,000 $ 200,402 $ 84,000
Tuscaloosa, Alabama 86 $ 18,150,000 $ 211,046 $ 109,000
Madison, Illinois 86 $ 16,630,000 $ 193,372 $ 80,000
Queen Anne's, Maryland 86 $ 27,840,000 $ 323,720 $ 111,000
Greene, Missouri 86 $ 17,350,000 $ 201,744 $ 88,000
Berkeley, West Virginia 86 $ 17,270,000 $ 200,813 $ 77,000
San Benito, California 85 $ 40,915,000 $ 481,352 $ 117,000
Natrona, Wyoming 85 $ 22,315,000 $ 262,529 $ 87,000
Story, Iowa 84 $ 22,100,000 $ 263,095 $ 70,000
Rockwall, Texas 84 $ 25,970,000 $ 309,166 $ 155,000
Island, Washington 84 $ 32,020,000 $ 381,190 $ 139,000
Benton, Washington 83 $ 23,495,000 $ 283,072 $ 117,000
Lapeer, Michigan 82 $ 18,990,000 $ 231,585 $ 86,000
Brunswick, North Carolina 82 $ 21,850,000 $ 266,463 $ 177,000
Logan, Ohio 82 $ 12,500,000 $ 152,439 $ 56,000
Summit, Utah 81 $ 35,395,000 $ 436,975 $ 173,000
Niagara, New York 80 $ 15,710,000 $ 196,375 $ 72,000
Johnston, North Carolina 80 $ 16,850,000 $ 210,625 $ 82,000
Guadalupe, Texas 80 $ 18,730,000 $ 234,125 $ 108,000
Chilton, Alabama 79 $ 12,795,000 $ 161,962 $ 67,000
Kenton, Kentucky 78 $ 16,810,000 $ 215,512 $ 155,000
York, Maine 78 $ 21,290,000 $ 272,948 $ 112,000
Buncombe, North Carolina 78 $ 21,710,000 $ 278,333 $ 97,000
Carteret, North Carolina 78 $ 24,040,000 $ 308,205 $ 156,000
Rock, Wisconsin 78 $ 15,840,000 $ 203,076 $ 75,000
Columbia, Georgia 77 $ 18,625,000 $ 241,883 $ 89,000
Skagit, Washington 77 $ 26,825,000 $ 348,376 $ 114,000
Summit, Colorado 76 $ 30,080,000 $ 395,789 $ 210,000
Alachua, Florida 76 $ 17,860,000 $ 235,000 $ 105,000
Kootenai, Idaho 76 $ 22,020,000 $ 289,736 $ 117,000
Vermilion, Louisiana 75 $ 15,335,000 $ 204,466 $ 82,000
Parker, Texas 75 $ 23,565,000 $ 314,200 $ 128,000
St. Clair, Alabama 74 $ 16,100,000 $ 217,567 $ 74,000
Washington, Maryland 74 $ 16,900,000 $ 228,378 $ 95,000
Charlevoix, Michigan 74 $ 15,500,000 $ 209,459 $ 106,000
Coconino, Arizona 73 $ 19,945,000 $ 273,219 $ 123,000
Indian River, Florida 73 $ 19,795,000 $ 271,164 $ 117,000
Portage, Ohio 73 $ 13,565,000 $ 185,821 $ 84,000
Monroe, Pennsylvania 73 $ 13,005,000 $ 178,150 $ 102,000
Elbert, Colorado 72 $ 28,060,000 $ 389,722 $ 117,000
Lane, Oregon 72 $ 19,120,000 $ 265,555 $ 90,000
Cameron, Texas 72 $ 12,540,000 $ 174,166 $ 93,000
Warren, Virginia 72 $ 17,980,000 $ 249,722 $ 79,000
Maui, Hawaii 71 $ 34,505,000 $ 485,985 $ 120,000
St. Mary's, Maryland 71 $ 25,285,000 $ 356,126 $ 134,000
Cleveland, Oklahoma 71 $ 13,365,000 $ 188,239 $ 97,000
Centre, Pennsylvania 71 $ 17,145,000 $ 241,478 $ 130,000
Hanover, Virginia 71 $ 20,375,000 $ 286,971 $ 91,000
Douglas, Georgia 70 $ 14,770,000 $ 211,000 $ 88,000
Wyandotte, Kansas 70 $ 11,620,000 $ 166,000 $ 66,000
St. Martin, Louisiana 70 $ 14,500,000 $ 207,142 $ 102,000
Dutchess, New York 70 $ 20,070,000 $ 286,714 $ 121,000
Lake, Ohio 70 $ 13,210,000 $ 188,714 $ 106,000
Marshall, Alabama 69 $ 12,815,000 $ 185,724 $ 64,000
St. Charles, Louisiana 69 $ 16,185,000 $ 234,565 $ 89,000
St. Louis, Minnesota 69 $ 12,425,000 $ 180,072 $ 57,000
Brazos, Texas 69 $ 17,375,000 $ 251,811 $ 166,000
Rockingham, Virginia 69 $ 14,675,000 $ 212,681 $ 92,000
Scott, Indiana 68 $ 11,950,000 $ 175,735 $ 71,000
Ontario, New York 68 $ 18,570,000 $ 273,088 $ 73,000
McLennan, Texas 68 $ 14,790,000 $ 217,500 $ 154,000
Sheboygan, Wisconsin 68 $ 12,480,000 $ 183,529 $ 80,000
Clayton, Georgia 67 $ 10,455,000 $ 156,044 $ 58,000
Dorchester, Maryland 67 $ 14,045,000 $ 209,626 $ 87,000
Montgomery, Tennessee 67 $ 14,855,000 $ 221,716 $ 104,000
Monroe, Michigan 66 $ 12,860,000 $ 194,848 $ 78,000
Ottawa, Michigan 66 $ 15,420,000 $ 233,636 $ 116,000
Lamar, Mississippi 66 $ 15,660,000 $ 237,272 $ 37,000
Belknap, New Hampshire 66 $ 16,080,000 $ 243,636 $ 163,000
Nelson, Kentucky 65 $ 12,805,000 $ 197,000 $ 78,000
St. Clair, Michigan 65 $ 14,645,000 $ 225,307 $ 92,000
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Mortgage Loan Application Detail Totals for Home Point Financial Corporation in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 111,937 $35,883,035,000 $320,000 $2,005,000 $135,000 $5,810,000
Home Purchase 73,952 $21,941,555,000 $296,000 $6,665,000 $107,000 $8,333,000
Cash-out Refinancing 45,857 $14,151,235,000 $308,000 $1,925,000 $124,000 $3,215,000
Home Improvement 4,222 $1,227,050,000 $290,000 $1,185,000 $126,000 $2,591,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 100,350 $31,423,380,000 $313,000 $2,005,000 $125,000 $5,810,000
Not applicable 74,226 $21,050,730,000 $283,000 $995,000 $116,000 $157,000
Not Provided 20,109 $6,967,770,000 $346,000 $1,925,000 $129,000 $2,796,000
Hispanic 17,304 $5,364,130,000 $309,000 $1,505,000 $97,000 $8,333,000
Asian 14,741 $5,647,565,000 $383,000 $1,495,000 $140,000 $3,845,000
Black or African American 7,916 $2,291,190,000 $289,000 $6,665,000 $97,000 $1,805,000
Native Hawaiian or Other Pacific Islander 452 $169,030,000 $373,000 $995,000 $114,000 $478,000
American Indian or Alaskan Native 399 $122,315,000 $306,000 $1,445,000 $112,000 $545,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 187,491 $59,026,750,000 $314,000 $2,005,000 $130,000 $5,810,000
VA-guaranteed (Veterans Administration) 22,727 $7,795,515,000 $343,000 $1,925,000 $106,000 $1,380,000
FHA-insured (Federal Housing Administration) 22,013 $5,709,685,000 $259,000 $6,665,000 $74,000 $8,333,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3,737 $670,925,000 $179,000 $715,000 $55,000 $141,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 124,598 $41,078,120,000 $329,000 $1,925,000 $126,000 $8,333,000
Loan Purchased By The Institution 74,231 $21,052,245,000 $283,000 $995,000 $119,000 $157,000
Application Withdrawn By Applicant 18,287 $5,453,100,000 $298,000 $1,855,000 $121,000 $5,810,000
Application Denied By Financial Institution 14,298 $4,221,010,000 $295,000 $6,665,000 $99,000 $3,900,000
File Closed For Incompleteness 3,219 $963,965,000 $299,000 $1,915,000 $120,000 $3,060,000
Application Approved But Not Accepted 1,179 $377,255,000 $319,000 $1,925,000 $124,000 $2,056,000
Preapproval Denied by Financial Institution 126 $45,670,000 $362,000 $765,000 $79,000 $540,000
Preapproval Approved but not Accepted 30 $11,510,000 $383,000 $725,000 $114,000 $254,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 221,544 $68,936,195,000 $311,000 $1,925,000 $125,000 $8,333,000
Credit Application Incomplete 5,347 $1,495,685,000 $279,000 $1,355,000 $111,000 $1,675,000
Debt-To-Income Ratio 3,730 $1,199,940,000 $321,000 $6,665,000 $72,000 $1,012,000
Collateral 1,648 $465,810,000 $282,000 $1,245,000 $113,000 $3,900,000
Credit History 1,156 $325,780,000 $281,000 $2,005,000 $94,000 $1,596,000
Other 1,084 $351,890,000 $324,000 $1,875,000 $130,000 $2,124,000
Insufficient Cash (Downpayment, Closing Cost) 628 $177,020,000 $281,000 $1,235,000 $98,000 $682,000
Employment History 472 $134,280,000 $284,000 $1,465,000 $77,000 $448,000
Unverifiable Information 357 $115,605,000 $323,000 $995,000 $108,000 $1,265,000
Mortgage Insurance Denied 2 $670,000 $335,000 $455,000 $90,000 $90,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Point Financial Corporation's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Home Point Financial Corporation's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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