Home Point Financial Corporation Mortgage Lending & HMDA Data, 2020
In 2020, Home Point Financial Corporation of Ann Arbor, MI reported 235,968 mortgage applications totaling $73.2 billion, up 147% from 2019. The average application was for $310,223, and applicants reported an average income of $123,926. 53% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (10,076), Riverside-San Bernardino-Ontario, CA (7,055) and Chicago-Naperville, IL (6,166) (applications in parentheses).
| Mortgage Company & Address | Home Point Financial Corporation 1194 Oak Valley Drive, Suite 80 Ann Arbor, MI 48108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 235,968 |
| Total Mortgage Loan Application Amount | $73,202,875,000 |
| Average Mortgage Loan Application Amount | $310,223 |
| Highest Mortgage Loan Application Amount | $6,665,000 |
| Average Applicant Income | $123,926 |
| Highest Applicant Income | $8,333,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Point Financial Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 14,980 | $ 3,327,810,000 | $ 222,150 | $ 101,344 |
| Los Angeles-Long Beach-Glendale, CA | 10,076 | $ 4,473,290,000 | $ 443,954 | $ 145,000 |
| Riverside-San Bernardino-Ontario, CA | 7,055 | $ 2,432,895,000 | $ 344,846 | $ 118,000 |
| Chicago-Naperville, IL | 6,166 | $ 1,655,970,000 | $ 268,564 | $ 113,000 |
| Denver-Aurora-Lakewood, CO | 6,118 | $ 2,183,340,000 | $ 356,871 | $ 121,000 |
| Anaheim-Santa Ana-Irvine, CA | 6,094 | $ 2,899,640,000 | $ 475,818 | $ 160,000 |
| San Diego-Carlsbad, CA | 5,866 | $ 2,677,320,000 | $ 456,413 | $ 146,000 |
| Phoenix-Mesa-Scottsdale, AZ | 5,761 | $ 1,636,475,000 | $ 284,060 | $ 110,000 |
| Atlanta-Sandy Springs-Roswell, GA | 4,793 | $ 1,326,835,000 | $ 276,827 | $ 117,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 4,749 | $ 1,928,155,000 | $ 406,012 | $ 144,584 |
| Houston-The Woodlands-Sugar Land, TX | 4,645 | $ 1,301,615,000 | $ 280,218 | $ 143,000 |
| Dallas-Plano-Irving, TX | 4,580 | $ 1,414,930,000 | $ 308,936 | $ 142,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 3,850 | $ 1,381,830,000 | $ 358,916 | $ 128,000 |
| New York-Jersey City-White Plains, NY-NJ | 3,790 | $ 1,658,250,000 | $ 437,532 | $ 149,000 |
| Las Vegas-Henderson-Paradise, NV | 3,615 | $ 1,017,305,000 | $ 281,412 | $ 97,000 |
| Tampa-St. Petersburg-Clearwater, FL | 3,572 | $ 903,920,000 | $ 253,057 | $ 104,000 |
| Oakland-Hayward-Berkeley, CA | 3,415 | $ 1,667,355,000 | $ 488,244 | $ 161,000 |
| Austin-Round Rock, TX | 3,151 | $ 994,375,000 | $ 315,574 | $ 155,000 |
| Warren-Troy-Farmington Hills, MI | 3,151 | $ 785,935,000 | $ 249,423 | $ 104,000 |
| Louisville/Jefferson County, KY-IN | 2,977 | $ 655,435,000 | $ 220,166 | $ 94,110 |
| New York-Newark, NY | 2,715 | $ 917,475,000 | $ 337,928 | $ 153,575 |
| Seattle-Bellevue-Everett, WA | 2,667 | $ 1,146,525,000 | $ 429,893 | $ 158,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2,608 | $ 729,360,000 | $ 279,662 | $ 118,413 |
| St. Louis, MO-IL | 2,591 | $ 630,505,000 | $ 243,344 | $ 107,921 |
| San Jose-Sunnyvale-Santa Clara, CA | 2,446 | $ 1,258,100,000 | $ 514,349 | $ 182,000 |
| Newark, NJ-PA | 2,357 | $ 834,305,000 | $ 353,969 | $ 145,169 |
| Kansas City, MO-KS | 2,312 | $ 551,790,000 | $ 238,663 | $ 107,201 |
| Salt Lake City, UT | 2,083 | $ 702,385,000 | $ 337,198 | $ 115,000 |
| Montgomery County-Bucks County-Chester County, PA | 2,075 | $ 673,345,000 | $ 324,503 | $ 137,000 |
| Baltimore-Columbia-Towson, MD | 2,015 | $ 637,685,000 | $ 316,468 | $ 123,000 |
| Milwaukee-Waukesha-West Allis, WI | 2,011 | $ 546,845,000 | $ 271,926 | $ 119,000 |
| Orlando-Kissimmee-Sanford, FL | 1,985 | $ 525,625,000 | $ 264,798 | $ 113,000 |
| Columbus, OH | 1,771 | $ 423,805,000 | $ 239,302 | $ 110,000 |
| Nassau County-Suffolk County, NY | 1,763 | $ 729,215,000 | $ 413,621 | $ 155,000 |
| Cambridge-Newton-Framingham, MA | 1,705 | $ 652,515,000 | $ 382,706 | $ 135,000 |
| Miami-Miami Beach-Kendall, FL | 1,629 | $ 477,925,000 | $ 293,385 | $ 122,000 |
| Cincinnati, OH-KY-IN | 1,580 | $ 361,840,000 | $ 229,012 | $ 99,926 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,548 | $ 440,850,000 | $ 284,786 | $ 115,000 |
| Boston, MA | 1,539 | $ 573,775,000 | $ 372,823 | $ 130,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1,503 | $ 524,025,000 | $ 348,652 | $ 117,574 |
| Providence-Warwick, RI-MA | 1,371 | $ 390,985,000 | $ 285,182 | $ 107,232 |
| Fort Worth-Arlington, TX | 1,338 | $ 341,400,000 | $ 255,156 | $ 116,000 |
| Colorado Springs, CO | 1,332 | $ 422,870,000 | $ 317,469 | $ 105,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,330 | $ 383,360,000 | $ 288,240 | $ 117,000 |
| North Port-Sarasota-Bradenton, FL | 1,293 | $ 354,565,000 | $ 274,218 | $ 121,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1,260 | $ 658,630,000 | $ 522,722 | $ 170,000 |
| Indianapolis-Carmel-Anderson, IN | 1,243 | $ 273,245,000 | $ 219,827 | $ 107,000 |
| Provo-Orem, UT | 1,214 | $ 396,030,000 | $ 326,219 | $ 108,000 |
| Hartford-West Hartford-East Hartford, CT | 1,152 | $ 286,430,000 | $ 248,637 | $ 117,000 |
| Fresno, CA | 1,116 | $ 313,990,000 | $ 281,353 | $ 112,000 |
| Des Moines-West Des Moines, IA | 1,113 | $ 274,605,000 | $ 246,725 | $ 90,000 |
| Omaha-Council Bluffs, NE-IA | 1,094 | $ 243,600,000 | $ 222,669 | $ 100,815 |
| Washington-Baltimore-Arlington, DC | 1,092 | $ 425,010,000 | $ 389,203 | $ 137,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1,051 | $ 307,315,000 | $ 292,402 | $ 122,000 |
| Lafayette, LA | 1,010 | $ 223,830,000 | $ 221,613 | $ 98,000 |
| Urban Honolulu, HI | 1,003 | $ 522,255,000 | $ 520,692 | $ 134,000 |
| Stockton-Lodi, CA | 997 | $ 332,085,000 | $ 333,084 | $ 110,000 |
| Camden, NJ | 995 | $ 227,135,000 | $ 228,276 | $ 117,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 993 | $ 446,735,000 | $ 449,884 | $ 146,000 |
| San Antonio-New Braunfels, TX | 986 | $ 256,230,000 | $ 259,868 | $ 129,000 |
| Raleigh, NC | 946 | $ 273,050,000 | $ 288,636 | $ 123,000 |
| Jacksonville, FL | 928 | $ 246,980,000 | $ 266,142 | $ 104,000 |
| Ogden-Clearfield, UT | 922 | $ 287,460,000 | $ 311,778 | $ 102,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 919 | $ 261,535,000 | $ 284,586 | $ 110,902 |
| Bridgeport-Stamford-Norwalk, CT | 909 | $ 330,085,000 | $ 363,129 | $ 152,000 |
| Philadelphia, PA | 901 | $ 227,225,000 | $ 252,192 | $ 109,000 |
| Detroit-Dearborn-Livonia, MI | 861 | $ 178,455,000 | $ 207,264 | $ 98,000 |
| Modesto, CA | 847 | $ 239,165,000 | $ 282,367 | $ 96,000 |
| Charlotte-Concord-Gastonia, NC-SC | 846 | $ 224,960,000 | $ 265,910 | $ 116,333 |
| Pittsburgh, PA | 839 | $ 188,445,000 | $ 224,606 | $ 101,000 |
| Albany-Schenectady-Troy, NY | 824 | $ 188,870,000 | $ 229,211 | $ 99,000 |
| Worcester, MA-CT | 816 | $ 230,050,000 | $ 281,924 | $ 101,151 |
| Daphne-Fairhope-Foley, AL | 802 | $ 199,820,000 | $ 249,152 | $ 121,000 |
| Lake County-Kenosha County, IL-WI | 799 | $ 220,875,000 | $ 276,439 | $ 132,386 |
| Baton Rouge, LA | 797 | $ 203,635,000 | $ 255,501 | $ 121,000 |
| Birmingham-Hoover, AL | 771 | $ 174,105,000 | $ 225,817 | $ 94,000 |
| New Haven-Milford, CT | 749 | $ 188,815,000 | $ 252,089 | $ 113,000 |
| New Orleans-Metairie, LA | 737 | $ 186,965,000 | $ 253,683 | $ 108,000 |
| Lincoln, NE | 732 | $ 171,930,000 | $ 234,877 | $ 106,000 |
| Elgin, IL | 724 | $ 179,750,000 | $ 248,273 | $ 114,000 |
| Bakersfield, CA | 705 | $ 169,825,000 | $ 240,886 | $ 99,000 |
| Cedar Rapids, IA | 678 | $ 144,880,000 | $ 213,687 | $ 95,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 667 | $ 290,305,000 | $ 435,239 | $ 144,000 |
| Huntsville, AL | 648 | $ 163,780,000 | $ 252,746 | $ 107,000 |
| Richmond, VA | 642 | $ 182,260,000 | $ 283,894 | $ 116,000 |
| Fargo, ND-MN | 636 | $ 152,330,000 | $ 239,512 | $ 83,754 |
| Cleveland-Elyria, OH | 635 | $ 125,325,000 | $ 197,362 | $ 107,000 |
| Harrisburg-Carlisle, PA | 605 | $ 130,295,000 | $ 215,363 | $ 97,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 589 | $ 136,105,000 | $ 231,078 | $ 99,000 |
| Cape Coral-Fort Myers, FL | 588 | $ 146,040,000 | $ 248,367 | $ 114,000 |
| Pensacola-Ferry Pass-Brent, FL | 582 | $ 160,250,000 | $ 275,343 | $ 119,000 |
| Greeley, CO | 581 | $ 186,075,000 | $ 320,266 | $ 103,000 |
| Knoxville, TN | 577 | $ 144,035,000 | $ 249,627 | $ 92,000 |
| Tacoma-Lakewood, WA | 576 | $ 198,160,000 | $ 344,027 | $ 123,000 |
| Charleston-North Charleston, SC | 575 | $ 176,515,000 | $ 306,982 | $ 123,000 |
| Boulder, CO | 537 | $ 209,715,000 | $ 390,530 | $ 158,000 |
| Fort Collins, CO | 536 | $ 180,350,000 | $ 336,473 | $ 105,000 |
| Gary, IN | 512 | $ 108,400,000 | $ 211,718 | $ 92,000 |
| Lexington-Fayette, KY | 506 | $ 118,110,000 | $ 233,418 | $ 96,000 |
| Vallejo-Fairfield, CA | 492 | $ 179,870,000 | $ 365,589 | $ 116,000 |
| Santa Rosa, CA | 491 | $ 224,655,000 | $ 457,545 | $ 145,000 |
| Wilmington, DE-MD-NJ | 475 | $ 126,045,000 | $ 265,357 | $ 99,962 |
| Salinas, CA | 474 | $ 198,750,000 | $ 419,303 | $ 115,000 |
| Crestview-Fort Walton Beach-Destin, FL | 469 | $ 137,715,000 | $ 293,635 | $ 127,000 |
| Rochester, NY | 446 | $ 105,310,000 | $ 236,121 | $ 97,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 443 | $ 96,385,000 | $ 217,573 | $ 101,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 421 | $ 96,265,000 | $ 228,657 | $ 114,258 |
| Port St. Lucie, FL | 419 | $ 102,875,000 | $ 245,525 | $ 95,000 |
| Reno, NV | 407 | $ 131,995,000 | $ 324,312 | $ 113,000 |
| Lakeland-Winter Haven, FL | 405 | $ 81,285,000 | $ 200,703 | $ 81,000 |
| Santa Maria-Santa Barbara, CA | 399 | $ 150,765,000 | $ 377,857 | $ 115,000 |
| Barnstable Town, MA | 390 | $ 124,880,000 | $ 320,205 | $ 114,000 |
| Madison, WI | 388 | $ 110,920,000 | $ 285,876 | $ 112,000 |
| Shreveport-Bossier City, LA | 387 | $ 92,485,000 | $ 238,979 | $ 96,000 |
| Rockingham County-Strafford County, NH | 373 | $ 115,645,000 | $ 310,040 | $ 118,000 |
| Oklahoma City, OK | 370 | $ 81,710,000 | $ 220,837 | $ 104,000 |
| Flint, MI | 368 | $ 64,940,000 | $ 176,467 | $ 84,000 |
| Memphis, TN-MS-AR | 355 | $ 83,875,000 | $ 236,267 | $ 103,341 |
| Grand Rapids-Wyoming, MI | 347 | $ 80,435,000 | $ 231,801 | $ 103,000 |
| Gulfport-Biloxi-Pascagoula, MS | 343 | $ 74,995,000 | $ 218,644 | $ 95,000 |
| Manchester-Nashua, NH | 338 | $ 97,080,000 | $ 287,218 | $ 114,000 |
| Palm Bay-Melbourne-Titusville, FL | 328 | $ 88,570,000 | $ 270,030 | $ 116,000 |
| Greenville-Anderson-Mauldin, SC | 319 | $ 76,475,000 | $ 239,733 | $ 92,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 310 | $ 65,700,000 | $ 211,935 | $ 87,000 |
| Sioux Falls, SD | 308 | $ 79,210,000 | $ 257,175 | $ 120,000 |
| Jefferson City, MO | 305 | $ 61,345,000 | $ 201,131 | $ 96,000 |
| Mobile, AL | 302 | $ 59,140,000 | $ 195,827 | $ 94,000 |
| Dayton-Springfield-Kettering, OH | 295 | $ 67,355,000 | $ 228,322 | $ 90,000 |
| Tucson, AZ | 291 | $ 69,785,000 | $ 239,810 | $ 111,000 |
| Santa Cruz-Watsonville, CA | 290 | $ 149,510,000 | $ 515,551 | $ 151,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 285 | $ 67,605,000 | $ 237,210 | $ 112,182 |
| Madera, CA | 275 | $ 70,495,000 | $ 256,345 | $ 113,000 |
| Norwich-New London, CT | 271 | $ 68,465,000 | $ 252,638 | $ 101,000 |
| Wichita, KS | 270 | $ 54,170,000 | $ 200,629 | $ 103,000 |
| El Paso, TX | 265 | $ 45,895,000 | $ 173,188 | $ 82,000 |
| Punta Gorda, FL | 250 | $ 57,395,000 | $ 229,580 | $ 100,000 |
| Peoria, IL | 248 | $ 32,050,000 | $ 129,233 | $ 64,000 |
| Durham-Chapel Hill, NC | 243 | $ 66,575,000 | $ 273,971 | $ 116,000 |
| Ann Arbor, MI | 242 | $ 65,560,000 | $ 270,909 | $ 126,000 |
| Visalia-Porterville, CA | 240 | $ 58,120,000 | $ 242,166 | $ 96,000 |
| Akron, OH | 235 | $ 44,055,000 | $ 187,468 | $ 96,000 |
| Columbia, SC | 232 | $ 51,430,000 | $ 221,681 | $ 96,000 |
| Albuquerque, NM | 230 | $ 53,750,000 | $ 233,695 | $ 107,000 |
| San Rafael, CA | 228 | $ 128,190,000 | $ 562,236 | $ 197,000 |
| Ocean City, NJ | 225 | $ 65,065,000 | $ 289,177 | $ 151,000 |
| Chattanooga, TN-GA | 222 | $ 47,260,000 | $ 212,882 | $ 78,108 |
| Redding, CA | 221 | $ 59,035,000 | $ 267,126 | $ 116,000 |
| Salisbury, MD-DE | 219 | $ 57,215,000 | $ 261,255 | $ 134,027 |
| Merced, CA | 215 | $ 57,295,000 | $ 266,488 | $ 98,000 |
| Spokane-Spokane Valley, WA | 215 | $ 58,885,000 | $ 273,883 | $ 111,000 |
| Prescott Valley-Prescott, AZ | 207 | $ 53,075,000 | $ 256,400 | $ 104,000 |
| Laredo, TX | 206 | $ 48,910,000 | $ 237,427 | $ 108,000 |
| Winston-Salem, NC | 205 | $ 42,565,000 | $ 207,634 | $ 88,000 |
| Greensboro-High Point, NC | 204 | $ 44,530,000 | $ 218,284 | $ 109,000 |
| Toledo, OH | 201 | $ 41,205,000 | $ 205,000 | $ 84,000 |
| Reading, PA | 199 | $ 39,325,000 | $ 197,613 | $ 94,000 |
| Portland-South Portland, ME | 198 | $ 56,830,000 | $ 287,020 | $ 112,000 |
| Pueblo, CO | 195 | $ 42,295,000 | $ 216,897 | $ 71,000 |
| Boise City, ID | 194 | $ 55,260,000 | $ 284,845 | $ 122,000 |
| Bismarck, ND | 193 | $ 52,245,000 | $ 270,699 | $ 97,000 |
| Yuba City, CA | 192 | $ 55,100,000 | $ 286,979 | $ 98,000 |
| Trenton, NJ | 191 | $ 55,575,000 | $ 290,968 | $ 130,000 |
| Cheyenne, WY | 186 | $ 56,120,000 | $ 301,720 | $ 101,000 |
| Savannah, GA | 185 | $ 49,345,000 | $ 266,729 | $ 106,000 |
| Lake Havasu City-Kingman, AZ | 179 | $ 43,515,000 | $ 243,100 | $ 106,000 |
| Joplin, MO | 177 | $ 29,915,000 | $ 169,011 | $ 84,000 |
| Augusta-Richmond County, GA-SC | 174 | $ 37,500,000 | $ 215,517 | $ 89,057 |
| Springfield, MO | 174 | $ 33,370,000 | $ 191,781 | $ 78,000 |
| Chico, CA | 172 | $ 53,000,000 | $ 308,139 | $ 122,000 |
| Lancaster, PA | 172 | $ 39,150,000 | $ 227,616 | $ 108,000 |
| Little Rock-North Little Rock-Conway, AR | 172 | $ 33,730,000 | $ 196,104 | $ 83,000 |
| Springfield, MA | 172 | $ 40,460,000 | $ 235,232 | $ 101,000 |
| Rockford, IL | 169 | $ 29,215,000 | $ 172,869 | $ 118,000 |
| Hagerstown-Martinsburg, MD-WV | 167 | $ 35,015,000 | $ 209,670 | $ 84,419 |
| Abilene, TX | 166 | $ 33,440,000 | $ 201,445 | $ 90,000 |
| York-Hanover, PA | 163 | $ 35,305,000 | $ 216,595 | $ 97,000 |
| Racine, WI | 162 | $ 39,050,000 | $ 241,049 | $ 105,000 |
| Corpus Christi, TX | 161 | $ 37,975,000 | $ 235,869 | $ 132,000 |
| Naples-Immokalee-Marco Island, FL | 161 | $ 50,375,000 | $ 312,888 | $ 155,000 |
| Olympia-Tumwater, WA | 161 | $ 51,555,000 | $ 320,217 | $ 138,000 |
| Auburn-Opelika, AL | 159 | $ 43,055,000 | $ 270,786 | $ 116,000 |
| Sioux City, IA-NE-SD | 159 | $ 29,705,000 | $ 186,823 | $ 88,075 |
| Fayetteville, NC | 155 | $ 26,345,000 | $ 169,967 | $ 110,000 |
| St. Cloud, MN | 154 | $ 31,810,000 | $ 206,558 | $ 82,000 |
| Wilmington, NC | 153 | $ 38,365,000 | $ 250,751 | $ 119,000 |
| Elizabethtown-Fort Knox, KY | 150 | $ 32,170,000 | $ 214,466 | $ 69,000 |
| St. George, UT | 148 | $ 46,270,000 | $ 312,635 | $ 125,000 |
| Ocala, FL | 146 | $ 28,410,000 | $ 194,589 | $ 80,000 |
| Bremerton-Silverdale, WA | 145 | $ 52,795,000 | $ 364,103 | $ 141,000 |
| Monroe, LA | 144 | $ 32,570,000 | $ 226,180 | $ 92,000 |
| Bellingham, WA | 143 | $ 46,955,000 | $ 328,356 | $ 120,000 |
| Chambersburg-Waynesboro, PA | 143 | $ 27,605,000 | $ 193,041 | $ 87,000 |
| Anchorage, AK | 142 | $ 47,230,000 | $ 332,605 | $ 106,000 |
| Atlantic City-Hammonton, NJ | 142 | $ 33,490,000 | $ 235,845 | $ 129,000 |
| Canton-Massillon, OH | 140 | $ 25,300,000 | $ 180,714 | $ 97,000 |
| Salem, OR | 139 | $ 40,465,000 | $ 291,115 | $ 99,000 |
| Asheville, NC | 137 | $ 34,355,000 | $ 250,766 | $ 88,000 |
| Fort Wayne, IN | 136 | $ 26,070,000 | $ 191,691 | $ 102,000 |
| Green Bay, WI | 136 | $ 29,420,000 | $ 216,323 | $ 88,000 |
| Tulsa, OK | 136 | $ 26,270,000 | $ 193,161 | $ 102,000 |
| Dover, DE | 134 | $ 31,810,000 | $ 237,388 | $ 78,000 |
| Lake Charles, LA | 133 | $ 30,005,000 | $ 225,601 | $ 102,000 |
| Killeen-Temple, TX | 128 | $ 27,220,000 | $ 212,656 | $ 131,000 |
| Morgantown, WV | 127 | $ 30,345,000 | $ 238,937 | $ 88,000 |
| El Centro, CA | 126 | $ 30,260,000 | $ 240,158 | $ 94,000 |
| Columbia, MO | 125 | $ 26,695,000 | $ 213,560 | $ 112,000 |
| Panama City, FL | 123 | $ 31,885,000 | $ 259,227 | $ 150,000 |
| Jackson, MS | 121 | $ 28,715,000 | $ 237,314 | $ 83,000 |
| Lansing-East Lansing, MI | 121 | $ 23,215,000 | $ 191,859 | $ 107,000 |
| Lynchburg, VA | 120 | $ 26,030,000 | $ 216,916 | $ 104,000 |
| Decatur, AL | 119 | $ 24,595,000 | $ 206,680 | $ 68,000 |
| Winchester, VA-WV | 119 | $ 33,605,000 | $ 282,394 | $ 104,000 |
| Grand Junction, CO | 118 | $ 32,830,000 | $ 278,220 | $ 92,000 |
| Bend-Redmond, OR | 117 | $ 39,665,000 | $ 339,017 | $ 143,000 |
| Hattiesburg, MS | 116 | $ 26,800,000 | $ 231,034 | $ 59,000 |
| Youngstown-Warren-Boardman, OH-PA | 116 | $ 19,260,000 | $ 166,034 | $ 87,534 |
| Waterloo-Cedar Falls, IA | 114 | $ 23,450,000 | $ 205,701 | $ 81,000 |
| Kennewick-Richland, WA | 113 | $ 31,115,000 | $ 275,353 | $ 114,000 |
| Gainesville, GA | 110 | $ 29,370,000 | $ 267,000 | $ 112,000 |
| Charlottesville, VA | 108 | $ 31,850,000 | $ 294,907 | $ 130,000 |
| Tallahassee, FL | 107 | $ 25,075,000 | $ 234,345 | $ 126,000 |
| Napa, CA | 106 | $ 49,390,000 | $ 465,943 | $ 190,000 |
| Ames, IA | 105 | $ 26,245,000 | $ 249,952 | $ 69,000 |
| Davenport-Moline-Rock Island, IA-IL | 103 | $ 21,805,000 | $ 211,699 | $ 85,077 |
| Jacksonville, NC | 102 | $ 20,760,000 | $ 203,529 | $ 79,000 |
| Beaumont-Port Arthur, TX | 100 | $ 19,200,000 | $ 192,000 | $ 97,000 |
| Roanoke, VA | 100 | $ 22,120,000 | $ 221,200 | $ 92,000 |
| Spartanburg, SC | 100 | $ 21,550,000 | $ 215,500 | $ 79,000 |
| Iowa City, IA | 99 | $ 25,495,000 | $ 257,525 | $ 97,000 |
| Montgomery, AL | 98 | $ 20,380,000 | $ 207,959 | $ 95,000 |
| Hanford-Corcoran, CA | 96 | $ 22,400,000 | $ 233,333 | $ 92,000 |
| Kalamazoo-Portage, MI | 96 | $ 19,230,000 | $ 200,312 | $ 87,000 |
| Texarkana, TX-AR | 96 | $ 19,460,000 | $ 202,708 | $ 80,593 |
| Grand Forks, ND-MN | 95 | $ 18,095,000 | $ 190,473 | $ 75,894 |
| Tyler, TX | 95 | $ 18,315,000 | $ 192,789 | $ 100,000 |
| Cleveland, TN | 92 | $ 17,250,000 | $ 187,500 | $ 73,000 |
| Gainesville, FL | 92 | $ 20,460,000 | $ 222,391 | $ 98,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 92 | $ 16,610,000 | $ 180,543 | $ 78,000 |
| Harrisonburg, VA | 91 | $ 19,195,000 | $ 210,934 | $ 100,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 91 | $ 25,675,000 | $ 282,142 | $ 118,000 |
| McAllen-Edinburg-Mission, TX | 91 | $ 17,725,000 | $ 194,780 | $ 87,000 |
| Tuscaloosa, AL | 91 | $ 19,015,000 | $ 208,956 | $ 108,000 |
| Duluth, MN-WI | 90 | $ 15,800,000 | $ 175,555 | $ 60,100 |
| Erie, PA | 90 | $ 15,280,000 | $ 169,777 | $ 84,000 |
| Glens Falls, NY | 90 | $ 16,210,000 | $ 180,111 | $ 74,000 |
| Bowling Green, KY | 89 | $ 18,905,000 | $ 212,415 | $ 106,000 |
| Jackson, MI | 88 | $ 14,850,000 | $ 168,750 | $ 82,000 |
| Homosassa Springs, FL | 87 | $ 16,885,000 | $ 194,080 | $ 86,000 |
| Casper, WY | 85 | $ 22,315,000 | $ 262,529 | $ 87,000 |
| Clarksville, TN-KY | 78 | $ 16,650,000 | $ 213,461 | $ 106,769 |
| Evansville, IN-KY | 78 | $ 13,660,000 | $ 175,128 | $ 65,102 |
| Janesville-Beloit, WI | 78 | $ 15,840,000 | $ 203,076 | $ 75,000 |
| Mount Vernon-Anacortes, WA | 77 | $ 26,825,000 | $ 348,376 | $ 114,000 |
| Coeur D'Alene, ID | 76 | $ 22,020,000 | $ 289,736 | $ 117,000 |
| Topeka, KS | 76 | $ 13,200,000 | $ 173,684 | $ 69,000 |
| Appleton, WI | 75 | $ 17,675,000 | $ 235,666 | $ 93,000 |
| Fort Smith, AR-OK | 75 | $ 14,685,000 | $ 195,800 | $ 68,000 |
| College Station-Bryan, TX | 74 | $ 18,570,000 | $ 250,945 | $ 163,000 |
| Syracuse, NY | 74 | $ 15,330,000 | $ 207,162 | $ 80,000 |
| East Stroudsburg, PA | 73 | $ 13,005,000 | $ 178,150 | $ 102,000 |
| Flagstaff, AZ | 73 | $ 19,945,000 | $ 273,219 | $ 123,000 |
| Sebastian-Vero Beach, FL | 73 | $ 19,795,000 | $ 271,164 | $ 117,000 |
| Brownsville-Harlingen, TX | 72 | $ 12,540,000 | $ 174,166 | $ 93,000 |
| Eugene, OR | 72 | $ 19,120,000 | $ 265,555 | $ 90,000 |
| California-Lexington Park, MD | 71 | $ 25,285,000 | $ 356,126 | $ 134,000 |
| Columbus, GA-AL | 71 | $ 16,575,000 | $ 233,450 | $ 82,774 |
| Kahului-Wailuku-Lahaina, HI | 71 | $ 34,505,000 | $ 485,985 | $ 120,000 |
| State College, PA | 71 | $ 17,145,000 | $ 241,478 | $ 130,000 |
| Waco, TX | 69 | $ 15,055,000 | $ 218,188 | $ 154,000 |
| Dothan, AL | 68 | $ 10,220,000 | $ 150,294 | $ 108,000 |
| Sheboygan, WI | 68 | $ 12,480,000 | $ 183,529 | $ 80,000 |
| Monroe, MI | 66 | $ 12,860,000 | $ 194,848 | $ 78,000 |
| Billings, MT | 61 | $ 16,915,000 | $ 277,295 | $ 110,000 |
| South Bend-Mishawaka, IN-MI | 61 | $ 11,675,000 | $ 191,393 | $ 124,163 |
| Hickory-Lenoir-Morganton, NC | 59 | $ 13,395,000 | $ 227,033 | $ 98,000 |
| Lafayette-West Lafayette, IN | 57 | $ 13,105,000 | $ 229,912 | $ 89,000 |
| Midland, TX | 57 | $ 16,955,000 | $ 297,456 | $ 161,000 |
| Logan, UT-ID | 55 | $ 15,075,000 | $ 274,090 | $ 90,545 |
| Florence-Muscle Shoals, AL | 54 | $ 10,960,000 | $ 202,962 | $ 80,000 |
| Huntington-Ashland, WV-KY-OH | 54 | $ 8,440,000 | $ 156,296 | $ 89,388 |
| Hammond, LA | 53 | $ 11,545,000 | $ 217,830 | $ 102,000 |
| The Villages, FL | 53 | $ 11,825,000 | $ 223,113 | $ 71,000 |
| Utica-Rome, NY | 53 | $ 7,885,000 | $ 148,773 | $ 68,000 |
| Amarillo, TX | 52 | $ 12,870,000 | $ 247,500 | $ 109,000 |
| Kankakee, IL | 52 | $ 8,430,000 | $ 162,115 | $ 63,000 |
| Macon-Bibb County, GA | 52 | $ 10,260,000 | $ 197,307 | $ 83,000 |
| Manhattan, KS | 50 | $ 10,480,000 | $ 209,600 | $ 77,000 |
| Bloomington, IL | 49 | $ 11,365,000 | $ 231,938 | $ 122,000 |
| Michigan City-La Porte, IN | 49 | $ 8,565,000 | $ 174,795 | $ 63,000 |
| Sherman-Denison, TX | 49 | $ 12,095,000 | $ 246,836 | $ 129,000 |
| Albany, OR | 48 | $ 12,920,000 | $ 269,166 | $ 80,000 |
| Carbondale-Marion, IL | 48 | $ 6,320,000 | $ 131,666 | $ 63,000 |
| Longview, TX | 48 | $ 8,770,000 | $ 182,708 | $ 105,000 |
| Wausau, WI | 48 | $ 7,980,000 | $ 166,250 | $ 70,000 |
| Wenatchee, WA | 48 | $ 16,130,000 | $ 336,041 | $ 183,000 |
| Longview, WA | 47 | $ 14,685,000 | $ 312,446 | $ 86,000 |
| Anniston-Oxford-Jacksonville, AL | 46 | $ 7,040,000 | $ 153,043 | $ 79,000 |
| Parkersburg-Vienna, WV | 45 | $ 8,925,000 | $ 198,333 | $ 65,000 |
| Valdosta, GA | 45 | $ 8,055,000 | $ 179,000 | $ 81,000 |
| Vineland-Bridgeton, NJ | 45 | $ 8,505,000 | $ 189,000 | $ 78,000 |
| Athens-Clarke County, GA | 43 | $ 10,905,000 | $ 253,604 | $ 103,000 |
| Rapid City, SD | 43 | $ 10,205,000 | $ 237,325 | $ 153,000 |
| Morristown, TN | 42 | $ 9,800,000 | $ 233,333 | $ 86,000 |
| Mansfield, OH | 41 | $ 6,715,000 | $ 163,780 | $ 76,000 |
| Dubuque, IA | 40 | $ 8,710,000 | $ 217,750 | $ 179,000 |
| Elkhart-Goshen, IN | 40 | $ 6,890,000 | $ 172,250 | $ 83,000 |
| Houma-Thibodaux, LA | 40 | $ 8,400,000 | $ 210,000 | $ 71,000 |
| Staunton-Waynesboro, VA | 40 | $ 9,440,000 | $ 236,000 | $ 107,000 |
| Victoria, TX | 40 | $ 8,080,000 | $ 202,000 | $ 82,000 |
| Warner Robins, GA | 40 | $ 9,680,000 | $ 242,000 | $ 90,000 |
| Lawrence, KS | 39 | $ 9,275,000 | $ 237,820 | $ 148,000 |
| Muskegon, MI | 39 | $ 6,965,000 | $ 178,589 | $ 73,000 |
| Medford, OR | 38 | $ 9,800,000 | $ 257,894 | $ 96,000 |
| Gettysburg, PA | 37 | $ 8,385,000 | $ 226,621 | $ 81,000 |
| Kingsport-Bristol-Bristol, TN-VA | 37 | $ 7,855,000 | $ 212,297 | $ 97,270 |
| Yakima, WA | 37 | $ 9,465,000 | $ 255,810 | $ 88,000 |
| Rochester, MN | 34 | $ 7,830,000 | $ 230,294 | $ 83,000 |
| Florence, SC | 33 | $ 6,025,000 | $ 182,575 | $ 70,000 |
| Lewiston-Auburn, ME | 33 | $ 6,795,000 | $ 205,909 | $ 80,000 |
| Columbus, IN | 32 | $ 6,010,000 | $ 187,812 | $ 70,000 |
| Lubbock, TX | 32 | $ 6,680,000 | $ 208,750 | $ 131,000 |
| Oshkosh-Neenah, WI | 32 | $ 6,670,000 | $ 208,437 | $ 94,000 |
| Brunswick, GA | 31 | $ 10,495,000 | $ 338,548 | $ 124,000 |
| Burlington, NC | 31 | $ 5,895,000 | $ 190,161 | $ 86,000 |
| Burlington-South Burlington, VT | 31 | $ 10,235,000 | $ 330,161 | $ 180,000 |
| Champaign-Urbana, IL | 31 | $ 4,795,000 | $ 154,677 | $ 55,000 |
| Carson City, NV | 30 | $ 9,210,000 | $ 307,000 | $ 89,000 |
| Lebanon, PA | 30 | $ 6,020,000 | $ 200,666 | $ 89,000 |
| Sebring, FL | 30 | $ 4,950,000 | $ 165,000 | $ 95,000 |
| Niles-Benton Harbor, MI | 28 | $ 6,980,000 | $ 249,285 | $ 114,000 |
| Odessa, TX | 28 | $ 6,150,000 | $ 219,642 | $ 121,000 |
| San Angelo, TX | 28 | $ 5,630,000 | $ 201,071 | $ 100,000 |
| Yuma, AZ | 28 | $ 5,840,000 | $ 208,571 | $ 77,000 |
| Corvallis, OR | 27 | $ 8,775,000 | $ 325,000 | $ 103,000 |
| Greenville, NC | 27 | $ 4,965,000 | $ 183,888 | $ 78,000 |
| Gadsden, AL | 26 | $ 4,650,000 | $ 178,846 | $ 68,000 |
| Blacksburg-Christiansburg-Radford, VA | 25 | $ 6,635,000 | $ 265,400 | $ 121,000 |
| Hinesville, GA | 25 | $ 4,925,000 | $ 197,000 | $ 71,000 |
| Johnson City, TN | 25 | $ 5,465,000 | $ 218,600 | $ 89,000 |
| St. Joseph, MO-KS | 25 | $ 5,345,000 | $ 213,800 | $ 70,680 |
| Wheeling, WV-OH | 25 | $ 3,915,000 | $ 156,600 | $ 70,000 |
| Bloomington, IN | 24 | $ 5,240,000 | $ 218,333 | $ 79,000 |
| Cape Girardeau, MO-IL | 24 | $ 4,000,000 | $ 166,666 | $ 52,000 |
| Mankato-North Mankato, MN | 24 | $ 5,920,000 | $ 246,666 | $ 102,000 |
| New Bern, NC | 23 | $ 5,165,000 | $ 224,565 | $ 132,000 |
| Weirton-Steubenville, WV-OH | 23 | $ 3,705,000 | $ 161,086 | $ 64,304 |
| Idaho Falls, ID | 22 | $ 5,440,000 | $ 247,272 | $ 94,000 |
| Las Cruces, NM | 22 | $ 4,760,000 | $ 216,363 | $ 83,000 |
| Sumter, SC | 22 | $ 4,950,000 | $ 225,000 | $ 96,000 |
| Springfield, OH | 21 | $ 3,675,000 | $ 175,000 | $ 47,000 |
| Binghamton, NY | 20 | $ 3,080,000 | $ 154,000 | $ 97,000 |
| Rome, GA | 20 | $ 4,320,000 | $ 216,000 | $ 70,000 |
| Saginaw, MI | 20 | $ 3,610,000 | $ 180,500 | $ 68,000 |
| La Crosse-Onalaska, WI-MN | 19 | $ 3,445,000 | $ 181,315 | $ 56,000 |
| Charleston, WV | 18 | $ 3,260,000 | $ 181,111 | $ 118,000 |
| Santa Fe, NM | 18 | $ 4,700,000 | $ 261,111 | $ 89,000 |
| Dalton, GA | 17 | $ 3,145,000 | $ 185,000 | $ 70,000 |
| Eau Claire, WI | 17 | $ 3,995,000 | $ 235,000 | $ 59,000 |
| Lawton, OK | 17 | $ 3,825,000 | $ 225,000 | $ 160,000 |
| Pine Bluff, AR | 17 | $ 2,145,000 | $ 126,176 | $ 62,000 |
| Sierra Vista-Douglas, AZ | 17 | $ 3,525,000 | $ 207,352 | $ 161,000 |
| Terre Haute, IN | 17 | $ 2,025,000 | $ 119,117 | $ 40,000 |
| Battle Creek, MI | 16 | $ 2,150,000 | $ 134,375 | $ 62,000 |
| Fond Du Lac, WI | 16 | $ 3,750,000 | $ 234,375 | $ 101,000 |
| Hot Springs, AR | 16 | $ 4,000,000 | $ 250,000 | $ 110,000 |
| Pittsfield, MA | 16 | $ 5,290,000 | $ 330,625 | $ 247,000 |
| Alexandria, LA | 15 | $ 2,775,000 | $ 185,000 | $ 77,000 |
| Goldsboro, NC | 15 | $ 3,465,000 | $ 231,000 | $ 110,000 |
| Grand Island, NE | 15 | $ 2,435,000 | $ 162,333 | $ 73,000 |
| Kingston, NY | 15 | $ 4,235,000 | $ 282,333 | $ 165,000 |
| Twin Falls, ID | 15 | $ 3,335,000 | $ 222,333 | $ 125,000 |
| Altoona, PA | 14 | $ 2,220,000 | $ 158,571 | $ 66,000 |
| Bay City, MI | 14 | $ 1,980,000 | $ 141,428 | $ 89,000 |
| Bloomsburg-Berwick, PA | 14 | $ 2,050,000 | $ 146,428 | $ 74,000 |
| Grants Pass, OR | 14 | $ 3,990,000 | $ 285,000 | $ 79,000 |
| Rocky Mount, NC | 14 | $ 2,350,000 | $ 167,857 | $ 107,000 |
| Walla Walla, WA | 14 | $ 3,040,000 | $ 217,142 | $ 83,000 |
| Decatur, IL | 13 | $ 1,855,000 | $ 142,692 | $ 39,000 |
| Watertown-Fort Drum, NY | 13 | $ 1,965,000 | $ 151,153 | $ 60,000 |
| Jonesboro, AR | 12 | $ 2,180,000 | $ 181,666 | $ 74,000 |
| Owensboro, KY | 12 | $ 2,110,000 | $ 175,833 | $ 81,000 |
| Bangor, ME | 11 | $ 2,265,000 | $ 205,909 | $ 87,000 |
| Cumberland, MD-WV | 11 | $ 1,775,000 | $ 161,363 | $ 70,818 |
| Great Falls, MT | 11 | $ 2,695,000 | $ 245,000 | $ 71,000 |
| Lima, OH | 11 | $ 1,705,000 | $ 155,000 | $ 60,000 |
| Williamsport, PA | 11 | $ 2,115,000 | $ 192,272 | $ 95,000 |
| Jackson, TN | 10 | $ 1,550,000 | $ 155,000 | $ 100,000 |
| Missoula, MT | 10 | $ 2,370,000 | $ 237,000 | $ 99,000 |
| Muncie, IN | 10 | $ 2,100,000 | $ 210,000 | $ 108,000 |
| Kokomo, IN | 9 | $ 1,455,000 | $ 161,666 | $ 91,000 |
| Pocatello, ID | 9 | $ 2,675,000 | $ 297,222 | $ 211,000 |
| Wichita Falls, TX | 9 | $ 2,305,000 | $ 256,111 | $ 112,000 |
| Lewiston, ID-WA | 8 | $ 2,090,000 | $ 261,250 | $ 114,625 |
| Springfield, IL | 8 | $ 1,320,000 | $ 165,000 | $ 77,000 |
| Albany, GA | 7 | $ 1,135,000 | $ 162,142 | $ 75,000 |
| Enid, OK | 7 | $ 1,635,000 | $ 233,571 | $ 74,000 |
| Fairbanks, AK | 7 | $ 2,275,000 | $ 325,000 | $ 87,000 |
| Farmington, NM | 7 | $ 2,205,000 | $ 315,000 | $ 127,000 |
| Beckley, WV | 6 | $ 1,120,000 | $ 186,666 | $ 142,000 |
| Johnstown, PA | 6 | $ 1,210,000 | $ 201,666 | $ 61,000 |
| Midland, MI | 6 | $ 1,110,000 | $ 185,000 | $ 112,000 |
| Danville, IL | 3 | $ 405,000 | $ 135,000 | $ 54,000 |
| Elmira, NY | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Home Point Financial Corporation in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 111,937 | $35,883,035,000 | $320,000 | $2,005,000 | $135,000 | $5,810,000 |
| Home Purchase | 73,952 | $21,941,555,000 | $296,000 | $6,665,000 | $107,000 | $8,333,000 |
| Cash-out Refinancing | 45,857 | $14,151,235,000 | $308,000 | $1,925,000 | $124,000 | $3,215,000 |
| Home Improvement | 4,222 | $1,227,050,000 | $290,000 | $1,185,000 | $126,000 | $2,591,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 100,350 | $31,423,380,000 | $313,000 | $2,005,000 | $125,000 | $5,810,000 |
| Not applicable | 74,226 | $21,050,730,000 | $283,000 | $995,000 | $116,000 | $157,000 |
| Not Provided | 20,109 | $6,967,770,000 | $346,000 | $1,925,000 | $129,000 | $2,796,000 |
| Hispanic | 17,304 | $5,364,130,000 | $309,000 | $1,505,000 | $97,000 | $8,333,000 |
| Asian | 14,741 | $5,647,565,000 | $383,000 | $1,495,000 | $140,000 | $3,845,000 |
| Black or African American | 7,916 | $2,291,190,000 | $289,000 | $6,665,000 | $97,000 | $1,805,000 |
| Native Hawaiian or Other Pacific Islander | 452 | $169,030,000 | $373,000 | $995,000 | $114,000 | $478,000 |
| American Indian or Alaskan Native | 399 | $122,315,000 | $306,000 | $1,445,000 | $112,000 | $545,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 187,491 | $59,026,750,000 | $314,000 | $2,005,000 | $130,000 | $5,810,000 |
| VA-guaranteed (Veterans Administration) | 22,727 | $7,795,515,000 | $343,000 | $1,925,000 | $106,000 | $1,380,000 |
| FHA-insured (Federal Housing Administration) | 22,013 | $5,709,685,000 | $259,000 | $6,665,000 | $74,000 | $8,333,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3,737 | $670,925,000 | $179,000 | $715,000 | $55,000 | $141,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 124,598 | $41,078,120,000 | $329,000 | $1,925,000 | $126,000 | $8,333,000 |
| Loan Purchased By The Institution | 74,231 | $21,052,245,000 | $283,000 | $995,000 | $119,000 | $157,000 |
| Application Withdrawn By Applicant | 18,287 | $5,453,100,000 | $298,000 | $1,855,000 | $121,000 | $5,810,000 |
| Application Denied By Financial Institution | 14,298 | $4,221,010,000 | $295,000 | $6,665,000 | $99,000 | $3,900,000 |
| File Closed For Incompleteness | 3,219 | $963,965,000 | $299,000 | $1,915,000 | $120,000 | $3,060,000 |
| Application Approved But Not Accepted | 1,179 | $377,255,000 | $319,000 | $1,925,000 | $124,000 | $2,056,000 |
| Preapproval Denied by Financial Institution | 126 | $45,670,000 | $362,000 | $765,000 | $79,000 | $540,000 |
| Preapproval Approved but not Accepted | 30 | $11,510,000 | $383,000 | $725,000 | $114,000 | $254,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 221,544 | $68,936,195,000 | $311,000 | $1,925,000 | $125,000 | $8,333,000 |
| Credit Application Incomplete | 5,347 | $1,495,685,000 | $279,000 | $1,355,000 | $111,000 | $1,675,000 |
| Debt-To-Income Ratio | 3,730 | $1,199,940,000 | $321,000 | $6,665,000 | $72,000 | $1,012,000 |
| Collateral | 1,648 | $465,810,000 | $282,000 | $1,245,000 | $113,000 | $3,900,000 |
| Credit History | 1,156 | $325,780,000 | $281,000 | $2,005,000 | $94,000 | $1,596,000 |
| Other | 1,084 | $351,890,000 | $324,000 | $1,875,000 | $130,000 | $2,124,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 628 | $177,020,000 | $281,000 | $1,235,000 | $98,000 | $682,000 |
| Employment History | 472 | $134,280,000 | $284,000 | $1,465,000 | $77,000 | $448,000 |
| Unverifiable Information | 357 | $115,605,000 | $323,000 | $995,000 | $108,000 | $1,265,000 |
| Mortgage Insurance Denied | 2 | $670,000 | $335,000 | $455,000 | $90,000 | $90,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Point Financial Corporation's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Point Financial Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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