Home Point Financial Corporation Mortgage Lending & HMDA Data, 2010
In 2010, Home Point Financial Corporation of Ann Arbor, MI reported 5,782 mortgage applications totaling $1.5 billion, up 138% from 2009. The average application was for $258,288, and applicants reported an average income of $84,292. 35% of its applications resulted in an originated loan and 60% were denied. Its largest markets were Providence-New Bedford-Fall River, RI-MA (1,020), Hartford-West Hartford-East Hartford, CT (302) and Newark-Union, NJ-PA (297) (applications in parentheses).
| Mortgage Company & Address | Home Point Financial Corporation 1194 Oak Valley Drive, Suite 80 Ann Arbor, MI 48108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 5,782 |
| Total Mortgage Loan Application Amount | $1,493,426,000 |
| Average Mortgage Loan Application Amount | $258,288 |
| Highest Mortgage Loan Application Amount | $1,180,000 |
| Average Applicant Income | $84,292 |
| Highest Applicant Income | $1,655,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Point Financial Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence, Rhode Island | 549 | $ 117,025,000 | $ 213,160 | $ 72,000 |
| Hartford, Connecticut | 223 | $ 50,450,000 | $ 226,233 | $ 83,000 |
| Kent, Rhode Island | 171 | $ 37,071,000 | $ 216,789 | $ 67,000 |
| Los Angeles, California | 170 | $ 45,796,000 | $ 269,388 | $ 82,000 |
| Fairfield, Connecticut | 157 | $ 52,284,000 | $ 333,019 | $ 99,000 |
| Rockingham, New Hampshire | 157 | $ 41,357,000 | $ 263,420 | $ 80,000 |
| Hillsborough, New Hampshire | 146 | $ 36,611,000 | $ 250,760 | $ 82,000 |
| Bergen, New Jersey | 137 | $ 56,358,000 | $ 411,372 | $ 127,000 |
| New Haven, Connecticut | 135 | $ 31,876,000 | $ 236,118 | $ 73,000 |
| Cumberland, Maine | 117 | $ 27,899,000 | $ 238,452 | $ 79,000 |
| York, Maine | 114 | $ 24,327,000 | $ 213,394 | $ 63,000 |
| Bristol, Massachusetts | 106 | $ 23,591,000 | $ 222,556 | $ 68,000 |
| Washington, Rhode Island | 104 | $ 28,320,000 | $ 272,307 | $ 91,000 |
| Middlesex, New Jersey | 103 | $ 32,393,000 | $ 314,495 | $ 103,000 |
| Middlesex, Massachusetts | 98 | $ 31,678,000 | $ 323,244 | $ 94,000 |
| Essex, New Jersey | 96 | $ 33,271,000 | $ 346,572 | $ 114,000 |
| New Castle, Delaware | 85 | $ 23,408,000 | $ 275,388 | $ 86,000 |
| Ocean, New Jersey | 83 | $ 25,952,000 | $ 312,674 | $ 106,000 |
| Chittenden, Vermont | 79 | $ 18,077,000 | $ 228,822 | $ 78,000 |
| Monmouth, New Jersey | 74 | $ 27,726,000 | $ 374,675 | $ 115,000 |
| Morris, New Jersey | 73 | $ 31,027,000 | $ 425,027 | $ 136,000 |
| Passaic, New Jersey | 69 | $ 22,047,000 | $ 319,521 | $ 95,000 |
| Orange, California | 67 | $ 22,565,000 | $ 336,791 | $ 107,000 |
| New London, Connecticut | 65 | $ 15,675,000 | $ 241,153 | $ 80,000 |
| Worcester, Massachusetts | 63 | $ 14,610,000 | $ 231,904 | $ 73,000 |
| Union, New Jersey | 62 | $ 21,379,000 | $ 344,822 | $ 106,000 |
| Riverside, California | 59 | $ 11,138,000 | $ 188,779 | $ 59,000 |
| Norfolk, Massachusetts | 56 | $ 18,882,000 | $ 337,178 | $ 101,000 |
| Burlington, New Jersey | 56 | $ 14,435,000 | $ 257,767 | $ 85,000 |
| Essex, Massachusetts | 53 | $ 16,134,000 | $ 304,415 | $ 87,000 |
| Newport, Rhode Island | 53 | $ 14,919,000 | $ 281,490 | $ 83,000 |
| Plymouth, Massachusetts | 50 | $ 12,594,000 | $ 251,880 | $ 78,000 |
| Merrimack, New Hampshire | 50 | $ 11,431,000 | $ 228,620 | $ 64,000 |
| Hudson, New Jersey | 48 | $ 15,237,000 | $ 317,437 | $ 97,000 |
| Franklin, Vermont | 48 | $ 9,715,000 | $ 202,395 | $ 63,000 |
| Palm Beach, Florida | 46 | $ 8,681,000 | $ 188,717 | $ 61,000 |
| Androscoggin, Maine | 44 | $ 8,047,000 | $ 182,886 | $ 65,000 |
| Miami-Dade, Florida | 42 | $ 7,206,000 | $ 171,571 | $ 56,000 |
| Montgomery, Pennsylvania | 42 | $ 12,825,000 | $ 305,357 | $ 95,000 |
| Tolland, Connecticut | 41 | $ 9,435,000 | $ 230,121 | $ 79,000 |
| Prince George's, Maryland | 40 | $ 11,266,000 | $ 281,650 | $ 79,000 |
| Camden, New Jersey | 39 | $ 8,256,000 | $ 211,692 | $ 81,000 |
| San Bernardino, California | 38 | $ 7,266,000 | $ 191,210 | $ 62,000 |
| Middlesex, Connecticut | 38 | $ 9,898,000 | $ 260,473 | $ 84,000 |
| Suffolk, Massachusetts | 37 | $ 10,390,000 | $ 280,810 | $ 70,000 |
| Bristol, Rhode Island | 37 | $ 10,370,000 | $ 280,270 | $ 88,000 |
| Gloucester, New Jersey | 36 | $ 9,202,000 | $ 255,611 | $ 91,000 |
| Baltimore, Maryland | 35 | $ 9,045,000 | $ 258,428 | $ 94,000 |
| Broward, Florida | 34 | $ 6,108,000 | $ 179,647 | $ 69,000 |
| Penobscot, Maine | 33 | $ 6,099,000 | $ 184,818 | $ 65,000 |
| Strafford, New Hampshire | 33 | $ 7,314,000 | $ 221,636 | $ 72,000 |
| Sussex, New Jersey | 33 | $ 10,113,000 | $ 306,454 | $ 100,000 |
| Windham, Connecticut | 32 | $ 6,441,000 | $ 201,281 | $ 62,000 |
| Somerset, New Jersey | 31 | $ 11,426,000 | $ 368,580 | $ 112,000 |
| San Diego, California | 30 | $ 10,445,000 | $ 348,166 | $ 115,000 |
| Montgomery, Maryland | 29 | $ 10,354,000 | $ 357,034 | $ 171,000 |
| Atlantic, New Jersey | 29 | $ 7,414,000 | $ 255,655 | $ 81,000 |
| Northampton, Pennsylvania | 28 | $ 6,930,000 | $ 247,500 | $ 73,000 |
| Litchfield, Connecticut | 27 | $ 6,534,000 | $ 242,000 | $ 82,000 |
| Sussex, Delaware | 27 | $ 6,099,000 | $ 225,888 | $ 55,000 |
| Kennebec, Maine | 27 | $ 4,846,000 | $ 179,481 | $ 61,000 |
| Hunterdon, New Jersey | 27 | $ 11,668,000 | $ 432,148 | $ 127,000 |
| Chester, Pennsylvania | 27 | $ 8,119,000 | $ 300,703 | $ 110,000 |
| Bucks, Pennsylvania | 25 | $ 6,583,000 | $ 263,320 | $ 99,000 |
| Anne Arundel, Maryland | 24 | $ 6,806,000 | $ 283,583 | $ 81,000 |
| Mercer, New Jersey | 23 | $ 6,440,000 | $ 280,000 | $ 92,000 |
| Kent, Delaware | 22 | $ 5,426,000 | $ 246,636 | $ 71,000 |
| Hampden, Massachusetts | 22 | $ 4,263,000 | $ 193,772 | $ 64,000 |
| Addison, Vermont | 22 | $ 4,447,000 | $ 202,136 | $ 57,000 |
| Philadelphia, Pennsylvania | 21 | $ 5,126,000 | $ 244,095 | $ 81,000 |
| Barnstable, Massachusetts | 20 | $ 5,020,000 | $ 251,000 | $ 72,000 |
| Grafton, New Hampshire | 20 | $ 4,945,000 | $ 247,250 | $ 96,000 |
| Washington, Vermont | 20 | $ 3,794,000 | $ 189,700 | $ 53,000 |
| Waldo, Maine | 19 | $ 3,528,000 | $ 185,684 | $ 72,000 |
| Rutland, Vermont | 19 | $ 3,702,000 | $ 194,842 | $ 68,000 |
| Cheshire, New Hampshire | 18 | $ 3,741,000 | $ 207,833 | $ 78,000 |
| Berks, Pennsylvania | 18 | $ 3,701,000 | $ 205,611 | $ 83,000 |
| Osceola, Florida | 17 | $ 1,954,000 | $ 114,941 | $ 51,000 |
| Allegheny, Pennsylvania | 17 | $ 3,349,000 | $ 197,000 | $ 81,000 |
| Monroe, Pennsylvania | 17 | $ 3,698,000 | $ 217,529 | $ 60,000 |
| Windsor, Vermont | 17 | $ 3,578,000 | $ 210,470 | $ 67,000 |
| Lincoln, Maine | 16 | $ 3,902,000 | $ 243,875 | $ 52,000 |
| Windham, Vermont | 16 | $ 3,255,000 | $ 203,437 | $ 105,000 |
| Oxford, Maine | 15 | $ 2,599,000 | $ 173,266 | $ 59,000 |
| Sagadahoc, Maine | 15 | $ 2,781,000 | $ 185,400 | $ 50,000 |
| Warren, New Jersey | 15 | $ 4,053,000 | $ 270,200 | $ 85,000 |
| Delaware, Pennsylvania | 15 | $ 4,074,000 | $ 271,600 | $ 146,000 |
| Bennington, Vermont | 15 | $ 2,926,000 | $ 195,066 | $ 58,000 |
| York, Pennsylvania | 14 | $ 3,301,000 | $ 235,785 | $ 68,000 |
| Orange, Florida | 12 | $ 1,758,000 | $ 146,500 | $ 53,000 |
| Hancock, Maine | 12 | $ 2,473,000 | $ 206,083 | $ 55,000 |
| Belknap, New Hampshire | 12 | $ 2,656,000 | $ 221,333 | $ 86,000 |
| Lancaster, Pennsylvania | 12 | $ 3,071,000 | $ 255,916 | $ 81,000 |
| Hillsborough, Florida | 11 | $ 1,519,000 | $ 138,090 | $ 68,000 |
| Harford, Maryland | 11 | $ 2,748,000 | $ 249,818 | $ 94,000 |
| Carroll, New Hampshire | 11 | $ 3,309,000 | $ 300,818 | $ 115,000 |
| Cumberland, New Jersey | 11 | $ 2,330,000 | $ 211,818 | $ 91,000 |
| Lehigh, Pennsylvania | 11 | $ 2,672,000 | $ 242,909 | $ 71,000 |
| Ventura, California | 10 | $ 3,216,000 | $ 321,600 | $ 76,000 |
| Duval, Florida | 10 | $ 1,080,000 | $ 108,000 | $ 34,000 |
| Calvert, Maryland | 10 | $ 3,282,000 | $ 328,200 | $ 130,000 |
| Cape May, New Jersey | 10 | $ 3,038,000 | $ 303,800 | $ 91,000 |
| Cumberland, Pennsylvania | 10 | $ 1,583,000 | $ 158,300 | $ 209,000 |
| Luzerne, Pennsylvania | 10 | $ 1,933,000 | $ 193,300 | $ 62,000 |
| Lamoille, Vermont | 10 | $ 2,139,000 | $ 213,900 | $ 63,000 |
| Orleans, Vermont | 10 | $ 1,956,000 | $ 195,600 | $ 48,000 |
| Sacramento, California | 8 | $ 1,388,000 | $ 173,500 | $ 51,000 |
| Charles, Maryland | 8 | $ 3,352,000 | $ 419,000 | $ 170,000 |
| Howard, Maryland | 8 | $ 3,283,000 | $ 410,375 | $ 169,000 |
| Sullivan, New Hampshire | 8 | $ 1,525,000 | $ 190,625 | $ 72,000 |
| Lackawanna, Pennsylvania | 8 | $ 1,774,000 | $ 221,750 | $ 99,000 |
| Frederick, Maryland | 7 | $ 1,858,000 | $ 265,428 | $ 88,000 |
| Adams, Pennsylvania | 7 | $ 1,629,000 | $ 232,714 | $ 80,000 |
| Lebanon, Pennsylvania | 7 | $ 1,854,000 | $ 264,857 | $ 68,000 |
| Washington, Pennsylvania | 7 | $ 1,215,000 | $ 173,571 | $ 65,000 |
| Orange, Vermont | 7 | $ 1,412,000 | $ 201,714 | $ 41,000 |
| Washington, Maine | 6 | $ 1,107,000 | $ 184,500 | $ 59,000 |
| Carroll, Maryland | 6 | $ 1,484,000 | $ 247,333 | $ 94,000 |
| St. Mary's, Maryland | 6 | $ 1,350,000 | $ 225,000 | $ 84,000 |
| Berkshire, Massachusetts | 6 | $ 1,534,000 | $ 255,666 | $ 90,000 |
| Hampshire, Massachusetts | 6 | $ 1,420,000 | $ 236,666 | $ 83,000 |
| Butler, Pennsylvania | 6 | $ 1,289,000 | $ 214,833 | $ 89,000 |
| Dauphin, Pennsylvania | 6 | $ 1,590,000 | $ 265,000 | $ 85,000 |
| Franklin, Pennsylvania | 6 | $ 1,091,000 | $ 181,833 | $ 66,000 |
| Pike, Pennsylvania | 6 | $ 1,660,000 | $ 276,666 | $ 105,000 |
| Westmoreland, Pennsylvania | 6 | $ 1,294,000 | $ 215,666 | $ 83,000 |
| San Joaquin, California | 5 | $ 473,000 | $ 94,600 | $ 30,000 |
| Stanislaus, California | 5 | $ 699,000 | $ 139,800 | $ 35,000 |
| Somerset, Maine | 5 | $ 787,000 | $ 157,400 | $ 44,000 |
| Carbon, Pennsylvania | 5 | $ 1,224,000 | $ 244,800 | $ 87,000 |
| Crawford, Pennsylvania | 5 | $ 757,000 | $ 151,400 | $ 42,000 |
| Schuylkill, Pennsylvania | 5 | $ 1,084,000 | $ 216,800 | $ 95,000 |
| Santa Barbara, California | 4 | $ 1,667,000 | $ 416,750 | $ 532,000 |
| Polk, Florida | 4 | $ 507,000 | $ 126,750 | $ 61,000 |
| Volusia, Florida | 4 | $ 690,000 | $ 172,500 | $ 73,000 |
| Aroostook, Maine | 4 | $ 564,000 | $ 141,000 | $ 57,000 |
| Knox, Maine | 4 | $ 741,000 | $ 185,250 | $ 51,000 |
| Baltimore City, Maryland | 4 | $ 561,000 | $ 140,250 | $ 58,000 |
| Washington, Maryland | 4 | $ 779,000 | $ 194,750 | $ 72,000 |
| Franklin, Massachusetts | 4 | $ 691,000 | $ 172,750 | $ 56,000 |
| Coos, New Hampshire | 4 | $ 565,000 | $ 141,250 | $ 100,000 |
| Bedford, Pennsylvania | 4 | $ 848,000 | $ 212,000 | $ 96,000 |
| Northumberland, Pennsylvania | 4 | $ 1,004,000 | $ 251,000 | $ 82,000 |
| Caledonia, Vermont | 4 | $ 767,000 | $ 191,750 | $ 71,000 |
| Fairfax, Virginia | 4 | $ 1,448,000 | $ 362,000 | $ 151,000 |
| Henrico, Virginia | 4 | $ 1,466,000 | $ 366,500 | $ 144,000 |
| Contra Costa, California | 3 | $ 1,267,000 | $ 422,333 | $ 136,000 |
| Kern, California | 3 | $ 375,000 | $ 125,000 | $ 102,000 |
| Marion, Florida | 3 | $ 520,000 | $ 173,333 | $ 74,000 |
| Pinellas, Florida | 3 | $ 640,000 | $ 213,333 | $ 50,000 |
| St. Lucie, Florida | 3 | $ 297,000 | $ 99,000 | $ 42,000 |
| Franklin, Maine | 3 | $ 1,098,000 | $ 366,000 | $ 100,000 |
| Cecil, Maryland | 3 | $ 849,000 | $ 283,000 | $ 93,000 |
| Worcester, Maryland | 3 | $ 783,000 | $ 261,000 | $ 75,000 |
| Dukes, Massachusetts | 3 | $ 1,104,000 | $ 368,000 | $ 78,000 |
| Beaver, Pennsylvania | 3 | $ 442,000 | $ 147,333 | $ 62,000 |
| Erie, Pennsylvania | 3 | $ 718,000 | $ 239,333 | $ 124,000 |
| Mercer, Pennsylvania | 3 | $ 1,085,000 | $ 361,666 | $ 122,000 |
| Somerset, Pennsylvania | 3 | $ 609,000 | $ 203,000 | $ 78,000 |
| Grand Isle, Vermont | 3 | $ 643,000 | $ 214,333 | $ 47,000 |
| Fauquier, Virginia | 3 | $ 618,000 | $ 206,000 | $ 48,000 |
| Mobile, Alabama | 2 | $ 386,000 | $ 193,000 | $ 70,000 |
| Alameda, California | 2 | $ 1,330,000 | $ 665,000 | $ 174,000 |
| Fresno, California | 2 | $ 412,000 | $ 206,000 | $ 58,000 |
| Sutter, California | 2 | $ 382,000 | $ 191,000 | $ 48,000 |
| Hernando, Florida | 2 | $ 204,000 | $ 102,000 | $ 29,000 |
| Lee, Florida | 2 | $ 394,000 | $ 197,000 | $ 71,000 |
| Leon, Florida | 2 | $ 421,000 | $ 210,500 | $ 94,000 |
| Pasco, Florida | 2 | $ 205,000 | $ 102,500 | $ 44,000 |
| Seminole, Florida | 2 | $ 320,000 | $ 160,000 | $ 99,000 |
| Piscataquis, Maine | 2 | $ 348,000 | $ 174,000 | $ 46,000 |
| Allegany, Maryland | 2 | $ 329,000 | $ 164,500 | $ 48,000 |
| Queen Anne's, Maryland | 2 | $ 714,000 | $ 357,000 | $ 128,000 |
| Nantucket, Massachusetts | 2 | $ 827,000 | $ 413,500 | $ 81,000 |
| Salem, New Jersey | 2 | $ 483,000 | $ 241,500 | $ 80,000 |
| Clarion, Pennsylvania | 2 | $ 416,000 | $ 208,000 | $ 91,000 |
| Clearfield, Pennsylvania | 2 | $ 357,000 | $ 178,500 | $ 61,000 |
| Columbia, Pennsylvania | 2 | $ 415,000 | $ 207,500 | $ 84,000 |
| Huntingdon, Pennsylvania | 2 | $ 446,000 | $ 223,000 | $ 103,000 |
| Lycoming, Pennsylvania | 2 | $ 238,000 | $ 119,000 | $ 25,000 |
| Mifflin, Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 93,000 |
| Loudon, Tennessee | 2 | $ 724,000 | $ 362,000 | $ 93,000 |
| Essex, Vermont | 2 | $ 515,000 | $ 257,500 | $ 80,000 |
| Chesterfield, Virginia | 2 | $ 404,000 | $ 202,000 | $ 58,000 |
| Newport News, Virginia | 2 | $ 241,000 | $ 120,500 | $ 48,000 |
| Prince William, Virginia | 2 | $ 704,000 | $ 352,000 | $ 145,000 |
| Virginia Beach, Virginia | 2 | $ 431,000 | $ 215,500 | $ 55,000 |
| Washington, Virginia | 2 | $ 315,000 | $ 157,500 | $ 69,000 |
| Baldwin, Alabama | 1 | $ 141,000 | $ 141,000 | $ 37,000 |
| Jefferson, Alabama | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Madison, Alabama | 1 | $ 121,000 | $ 121,000 | $ 28,000 |
| Shelby, Alabama | 1 | $ 240,000 | $ 240,000 | $ 53,000 |
| St. Clair, Alabama | 1 | $ 219,000 | $ 219,000 | $ 69,000 |
| Talladega, Alabama | 1 | $ 188,000 | $ 188,000 | $ 42,000 |
| El Dorado, California | 1 | $ 403,000 | $ 403,000 | $ 156,000 |
| Humboldt, California | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| Mono, California | 1 | $ 120,000 | $ 120,000 | $ 84,000 |
| San Francisco, California | 1 | $ 446,000 | $ 446,000 | $ 116,000 |
| San Mateo, California | 1 | $ 300,000 | $ 300,000 | $ 120,000 |
| Santa Clara, California | 1 | $ 642,000 | $ 642,000 | $ 173,000 |
| Santa Cruz, California | 1 | $ 321,000 | $ 321,000 | $ 82,000 |
| Yolo, California | 1 | $ 263,000 | $ 263,000 | $ 56,000 |
| Alachua, Florida | 1 | $ 206,000 | $ 206,000 | $ 48,000 |
| Brevard, Florida | 1 | $ 200,000 | $ 200,000 | $ 115,000 |
| Charlotte, Florida | 1 | $ 178,000 | $ 178,000 | $ 84,000 |
| Collier, Florida | 1 | $ 166,000 | $ 166,000 | $ 32,000 |
| Hardee, Florida | 1 | $ 158,000 | $ 158,000 | $ 87,000 |
| Highlands, Florida | 1 | $ 82,000 | $ 82,000 | $ 34,000 |
| Liberty, Florida | 1 | $ 210,000 | $ 210,000 | $ 57,000 |
| Manatee, Florida | 1 | $ 346,000 | $ 346,000 | $ 51,000 |
| Martin, Florida | 1 | $ 87,000 | $ 87,000 | $ 35,000 |
| Monroe, Florida | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Nassau, Florida | 1 | $ 142,000 | $ 142,000 | $ 61,000 |
| St. Johns, Florida | 1 | $ 138,000 | $ 138,000 | $ 52,000 |
| Walton, Florida | 1 | $ 225,000 | $ 225,000 | $ 41,000 |
| Dorchester, Maryland | 1 | $ 400,000 | $ 400,000 | $ 109,000 |
| Talbot, Maryland | 1 | $ 395,000 | $ 395,000 | $ 200,000 |
| Mecklenburg, North Carolina | 1 | $ 97,000 | $ 97,000 | $ 30,000 |
| Athens, Ohio | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Morgan, Ohio | 1 | $ 103,000 | $ 103,000 | $ 43,000 |
| Noble, Ohio | 1 | $ 71,000 | $ 71,000 | $ 19,000 |
| Washington, Ohio | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Blair, Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 68,000 |
| Centre, Pennsylvania | 1 | $ 209,000 | $ 209,000 | $ 75,000 |
| Elk, Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 75,000 |
| Fulton, Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 50,000 |
| Greene, Pennsylvania | 1 | $ 256,000 | $ 256,000 | $ 77,000 |
| Juniata, Pennsylvania | 1 | $ 324,000 | $ 324,000 | $ 190,000 |
| Lawrence, Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 113,000 |
| McKean, Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 101,000 |
| Tioga, Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 24,000 |
| Dallas, Texas | 1 | $ 233,000 | $ 233,000 | $ 120,000 |
| Bedford, Virginia | 1 | $ 129,000 | $ 129,000 | $ 114,000 |
| Campbell, Virginia | 1 | $ 104,000 | $ 104,000 | $ 29,000 |
| Gloucester, Virginia | 1 | $ 127,000 | $ 127,000 | $ 46,000 |
| Hanover, Virginia | 1 | $ 396,000 | $ 396,000 | $ 66,000 |
| James City, Virginia | 1 | $ 151,000 | $ 151,000 | $ 136,000 |
| Loudoun, Virginia | 1 | $ 275,000 | $ 275,000 | $ 107,000 |
| New Kent, Virginia | 1 | $ 259,000 | $ 259,000 | $ 96,000 |
| Richmond City, Virginia | 1 | $ 208,000 | $ 208,000 | $ 54,000 |
| Roanoke City, Virginia | 1 | $ 89,000 | $ 89,000 | $ 65,000 |
| Smyth, Virginia | 1 | $ 128,000 | $ 128,000 | $ 48,000 |
| Spotsylvania, Virginia | 1 | $ 392,000 | $ 392,000 | $ 238,000 |
| Stafford, Virginia | 1 | $ 265,000 | $ 265,000 | $ 83,000 |
| Wythe, Virginia | 1 | $ 193,000 | $ 193,000 | $ 54,000 |
| Pierce, Washington | 1 | $ 282,000 | $ 282,000 | $ 83,000 |
| Snohomish, Washington | 1 | $ 189,000 | $ 189,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Home Point Financial Corporation in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,563 | $1,227,352,000 | $268,000 | $960,000 | $87,000 | $1,269,000 |
| Home Purchase | 1,180 | $257,335,000 | $218,000 | $1,020,000 | $74,000 | $1,655,000 |
| Home Improvement | 39 | $8,739,000 | $224,000 | $1,180,000 | $79,000 | $238,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,207 | $1,098,722,000 | $261,000 | $1,180,000 | $86,000 | $1,655,000 |
| Not Provided | 639 | $170,015,000 | $266,000 | $810,000 | $90,000 | $1,276,000 |
| Hispanic | 535 | $123,387,000 | $230,000 | $735,000 | $65,000 | $324,000 |
| Black or African American | 250 | $60,772,000 | $243,000 | $564,000 | $73,000 | $538,000 |
| Asian | 127 | $34,039,000 | $268,000 | $725,000 | $91,000 | $523,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $3,879,000 | $258,000 | $600,000 | $73,000 | $181,000 |
| American Indian or Alaskan Native | 9 | $2,612,000 | $290,000 | $460,000 | $75,000 | $135,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,700 | $978,949,000 | $264,000 | $728,000 | $79,000 | $1,333,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,080 | $513,867,000 | $247,000 | $1,180,000 | $94,000 | $1,655,000 |
| VA-guaranteed (Veterans Administration) | 2 | $610,000 | $305,000 | $393,000 | $63,000 | $90,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 3,486 | $886,326,000 | $254,000 | $1,180,000 | $82,000 | $1,333,000 |
| Loan Originated | 2,014 | $529,150,000 | $262,000 | $746,000 | $88,000 | $1,655,000 |
| Application Withdrawn By Applicant | 158 | $45,303,000 | $286,000 | $719,000 | $88,000 | $350,000 |
| Application Approved But Not Accepted | 124 | $32,647,000 | $263,000 | $735,000 | $87,000 | $523,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 2,548 | $632,685,000 | $248,000 | $1,020,000 | $82,000 | $1,333,000 |
| Debt-To-Income Ratio | 293 | $81,922,000 | $279,000 | $746,000 | $69,000 | $538,000 |
| Collateral | 212 | $57,847,000 | $272,000 | $743,000 | $92,000 | $326,000 |
| Credit History | 201 | $50,608,000 | $251,000 | $741,000 | $72,000 | $299,000 |
| Unverifiable Information | 100 | $27,321,000 | $273,000 | $721,000 | $96,000 | $399,000 |
| Credit Application Incomplete | 66 | $16,502,000 | $250,000 | $1,180,000 | $91,000 | $815,000 |
| Employment History | 48 | $13,683,000 | $285,000 | $699,000 | $83,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,391,000 | $298,000 | $520,000 | $80,000 | $130,000 |
| Mortgage Insurance Denied | 5 | $1,871,000 | $374,000 | $600,000 | $160,000 | $350,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Point Financial Corporation's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Point Financial Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
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