Home Point Financial Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Home Point Financial Corporation 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Point Financial Corporation 1194 Oak Valley Drive, Suite 80 Ann Arbor, MI 48108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 5,782 |
| Total Mortgage Loan Application Amount | $1,493,426,000 |
| Average Mortgage Loan Application Amount | $236,666 |
| Highest Mortgage Loan Application Amount | $1,180,000 |
| Average Applicant Income | $80,000 |
| Highest Applicant Income | $1,655,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Home Point Financial Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Point Financial Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Home Point Financial Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Point Financial Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Point Financial Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Point Financial Corporation's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence County Rhode Island | 549 | $ 117,025,000 | $ 213,000 | $ 72,000 |
| Hartford County Connecticut | 223 | $ 50,450,000 | $ 226,000 | $ 83,000 |
| Kent County Rhode Island | 171 | $ 37,071,000 | $ 216,000 | $ 67,000 |
| Los Angeles County California | 170 | $ 45,796,000 | $ 269,000 | $ 82,000 |
| Fairfield County Connecticut | 157 | $ 52,284,000 | $ 333,000 | $ 99,000 |
| Rockingham County New Hampshire | 157 | $ 41,357,000 | $ 263,000 | $ 80,000 |
| Hillsborough County New Hampshire | 146 | $ 36,611,000 | $ 250,000 | $ 82,000 |
| Bergen County New Jersey | 137 | $ 56,358,000 | $ 411,000 | $ 127,000 |
| New Haven County Connecticut | 135 | $ 31,876,000 | $ 236,000 | $ 73,000 |
| Cumberland County Maine | 117 | $ 27,899,000 | $ 238,000 | $ 79,000 |
| York County Maine | 114 | $ 24,327,000 | $ 213,000 | $ 63,000 |
| Bristol County Massachusetts | 106 | $ 23,591,000 | $ 222,000 | $ 68,000 |
| Washington County Rhode Island | 104 | $ 28,320,000 | $ 272,000 | $ 91,000 |
| Middlesex County New Jersey | 103 | $ 32,393,000 | $ 314,000 | $ 103,000 |
| Middlesex County Massachusetts | 98 | $ 31,678,000 | $ 323,000 | $ 94,000 |
| Essex County New Jersey | 96 | $ 33,271,000 | $ 346,000 | $ 114,000 |
| New Castle County Delaware | 85 | $ 23,408,000 | $ 275,000 | $ 86,000 |
| Ocean County New Jersey | 83 | $ 25,952,000 | $ 312,000 | $ 106,000 |
| Chittenden County Vermont | 79 | $ 18,077,000 | $ 228,000 | $ 78,000 |
| Monmouth County New Jersey | 74 | $ 27,726,000 | $ 374,000 | $ 115,000 |
| Morris County New Jersey | 73 | $ 31,027,000 | $ 425,000 | $ 136,000 |
| Passaic County New Jersey | 69 | $ 22,047,000 | $ 319,000 | $ 95,000 |
| Orange County California | 67 | $ 22,565,000 | $ 336,000 | $ 107,000 |
| New London County Connecticut | 65 | $ 15,675,000 | $ 241,000 | $ 80,000 |
| Worcester County Massachusetts | 63 | $ 14,610,000 | $ 231,000 | $ 73,000 |
| Union County New Jersey | 62 | $ 21,379,000 | $ 344,000 | $ 106,000 |
| Riverside County California | 59 | $ 11,138,000 | $ 188,000 | $ 59,000 |
| Norfolk County Massachusetts | 56 | $ 18,882,000 | $ 337,000 | $ 101,000 |
| Burlington County New Jersey | 56 | $ 14,435,000 | $ 257,000 | $ 85,000 |
| Essex County Massachusetts | 53 | $ 16,134,000 | $ 304,000 | $ 87,000 |
| Newport County Rhode Island | 53 | $ 14,919,000 | $ 281,000 | $ 83,000 |
| Plymouth County Massachusetts | 50 | $ 12,594,000 | $ 251,000 | $ 78,000 |
| Merrimack County New Hampshire | 50 | $ 11,431,000 | $ 228,000 | $ 64,000 |
| Hudson County New Jersey | 48 | $ 15,237,000 | $ 317,000 | $ 97,000 |
| Franklin County Vermont | 48 | $ 9,715,000 | $ 202,000 | $ 63,000 |
| Palm Beach County Florida | 46 | $ 8,681,000 | $ 188,000 | $ 61,000 |
| Androscoggin County Maine | 44 | $ 8,047,000 | $ 182,000 | $ 65,000 |
| Miami-Dade County Florida | 42 | $ 7,206,000 | $ 171,000 | $ 56,000 |
| Montgomery County Pennsylvania | 42 | $ 12,825,000 | $ 305,000 | $ 95,000 |
| Tolland County Connecticut | 41 | $ 9,435,000 | $ 230,000 | $ 79,000 |
| Prince George's County Maryland | 40 | $ 11,266,000 | $ 281,000 | $ 79,000 |
| Camden County New Jersey | 39 | $ 8,256,000 | $ 211,000 | $ 81,000 |
| San Bernardino County California | 38 | $ 7,266,000 | $ 191,000 | $ 62,000 |
| Middlesex County Connecticut | 38 | $ 9,898,000 | $ 260,000 | $ 84,000 |
| Suffolk County Massachusetts | 37 | $ 10,390,000 | $ 280,000 | $ 70,000 |
| Bristol County Rhode Island | 37 | $ 10,370,000 | $ 280,000 | $ 88,000 |
| Gloucester County New Jersey | 36 | $ 9,202,000 | $ 255,000 | $ 91,000 |
| Baltimore County Maryland | 35 | $ 9,045,000 | $ 258,000 | $ 94,000 |
| Broward County Florida | 34 | $ 6,108,000 | $ 179,000 | $ 69,000 |
| Penobscot County Maine | 33 | $ 6,099,000 | $ 184,000 | $ 65,000 |
| Strafford County New Hampshire | 33 | $ 7,314,000 | $ 221,000 | $ 72,000 |
| Sussex County New Jersey | 33 | $ 10,113,000 | $ 306,000 | $ 100,000 |
| Windham County Connecticut | 32 | $ 6,441,000 | $ 201,000 | $ 62,000 |
| Somerset County New Jersey | 31 | $ 11,426,000 | $ 368,000 | $ 112,000 |
| San Diego County California | 30 | $ 10,445,000 | $ 348,000 | $ 115,000 |
| Montgomery County Maryland | 29 | $ 10,354,000 | $ 357,000 | $ 171,000 |
| Atlantic County New Jersey | 29 | $ 7,414,000 | $ 255,000 | $ 81,000 |
| Northampton County Pennsylvania | 28 | $ 6,930,000 | $ 247,000 | $ 73,000 |
| Litchfield County Connecticut | 27 | $ 6,534,000 | $ 242,000 | $ 82,000 |
| Sussex County Delaware | 27 | $ 6,099,000 | $ 225,000 | $ 55,000 |
| Kennebec County Maine | 27 | $ 4,846,000 | $ 179,000 | $ 61,000 |
| Hunterdon County New Jersey | 27 | $ 11,668,000 | $ 432,000 | $ 127,000 |
| Chester County Pennsylvania | 27 | $ 8,119,000 | $ 300,000 | $ 110,000 |
| Bucks County Pennsylvania | 25 | $ 6,583,000 | $ 263,000 | $ 99,000 |
| Anne Arundel County Maryland | 24 | $ 6,806,000 | $ 283,000 | $ 81,000 |
| Mercer County New Jersey | 23 | $ 6,440,000 | $ 280,000 | $ 92,000 |
| Kent County Delaware | 22 | $ 5,426,000 | $ 246,000 | $ 71,000 |
| Hampden County Massachusetts | 22 | $ 4,263,000 | $ 193,000 | $ 64,000 |
| Addison County Vermont | 22 | $ 4,447,000 | $ 202,000 | $ 57,000 |
| Philadelphia County Pennsylvania | 21 | $ 5,126,000 | $ 244,000 | $ 81,000 |
| Barnstable County Massachusetts | 20 | $ 5,020,000 | $ 251,000 | $ 72,000 |
| Grafton County New Hampshire | 20 | $ 4,945,000 | $ 247,000 | $ 96,000 |
| Washington County Vermont | 20 | $ 3,794,000 | $ 189,000 | $ 53,000 |
| Waldo County Maine | 19 | $ 3,528,000 | $ 185,000 | $ 72,000 |
| Rutland County Vermont | 19 | $ 3,702,000 | $ 194,000 | $ 68,000 |
| Cheshire County New Hampshire | 18 | $ 3,741,000 | $ 207,000 | $ 78,000 |
| Berks County Pennsylvania | 18 | $ 3,701,000 | $ 205,000 | $ 83,000 |
| Osceola County Florida | 17 | $ 1,954,000 | $ 114,000 | $ 51,000 |
| Allegheny County Pennsylvania | 17 | $ 3,349,000 | $ 197,000 | $ 81,000 |
| Monroe County Pennsylvania | 17 | $ 3,698,000 | $ 217,000 | $ 60,000 |
| Windsor County Vermont | 17 | $ 3,578,000 | $ 210,000 | $ 67,000 |
| Lincoln County Maine | 16 | $ 3,902,000 | $ 243,000 | $ 52,000 |
| Windham County Vermont | 16 | $ 3,255,000 | $ 203,000 | $ 105,000 |
| Oxford County Maine | 15 | $ 2,599,000 | $ 173,000 | $ 59,000 |
| Sagadahoc County Maine | 15 | $ 2,781,000 | $ 185,000 | $ 50,000 |
| Warren County New Jersey | 15 | $ 4,053,000 | $ 270,000 | $ 85,000 |
| Delaware County Pennsylvania | 15 | $ 4,074,000 | $ 271,000 | $ 146,000 |
| Bennington County Vermont | 15 | $ 2,926,000 | $ 195,000 | $ 58,000 |
| York County Pennsylvania | 14 | $ 3,301,000 | $ 235,000 | $ 68,000 |
| Orange County Florida | 12 | $ 1,758,000 | $ 146,000 | $ 53,000 |
| Hancock County Maine | 12 | $ 2,473,000 | $ 206,000 | $ 55,000 |
| Belknap County New Hampshire | 12 | $ 2,656,000 | $ 221,000 | $ 86,000 |
| Lancaster County Pennsylvania | 12 | $ 3,071,000 | $ 255,000 | $ 81,000 |
| Hillsborough County Florida | 11 | $ 1,519,000 | $ 138,000 | $ 68,000 |
| Harford County Maryland | 11 | $ 2,748,000 | $ 249,000 | $ 94,000 |
| Carroll County New Hampshire | 11 | $ 3,309,000 | $ 300,000 | $ 115,000 |
| Cumberland County New Jersey | 11 | $ 2,330,000 | $ 211,000 | $ 91,000 |
| Lehigh County Pennsylvania | 11 | $ 2,672,000 | $ 242,000 | $ 71,000 |
| Ventura County California | 10 | $ 3,216,000 | $ 321,000 | $ 76,000 |
| Duval County Florida | 10 | $ 1,080,000 | $ 108,000 | $ 34,000 |
| Calvert County Maryland | 10 | $ 3,282,000 | $ 328,000 | $ 130,000 |
| Cape May County New Jersey | 10 | $ 3,038,000 | $ 303,000 | $ 91,000 |
| Cumberland County Pennsylvania | 10 | $ 1,583,000 | $ 158,000 | $ 209,000 |
| Luzerne County Pennsylvania | 10 | $ 1,933,000 | $ 193,000 | $ 62,000 |
| Lamoille County Vermont | 10 | $ 2,139,000 | $ 213,000 | $ 63,000 |
| Orleans County Vermont | 10 | $ 1,956,000 | $ 195,000 | $ 48,000 |
| Sacramento County California | 8 | $ 1,388,000 | $ 173,000 | $ 51,000 |
| Charles County Maryland | 8 | $ 3,352,000 | $ 419,000 | $ 170,000 |
| Howard County Maryland | 8 | $ 3,283,000 | $ 410,000 | $ 169,000 |
| Sullivan County New Hampshire | 8 | $ 1,525,000 | $ 190,000 | $ 72,000 |
| Lackawanna County Pennsylvania | 8 | $ 1,774,000 | $ 221,000 | $ 99,000 |
| Frederick County Maryland | 7 | $ 1,858,000 | $ 265,000 | $ 88,000 |
| Adams County Pennsylvania | 7 | $ 1,629,000 | $ 232,000 | $ 80,000 |
| Lebanon County Pennsylvania | 7 | $ 1,854,000 | $ 264,000 | $ 68,000 |
| Washington County Pennsylvania | 7 | $ 1,215,000 | $ 173,000 | $ 65,000 |
| Orange County Vermont | 7 | $ 1,412,000 | $ 201,000 | $ 41,000 |
| Washington County Maine | 6 | $ 1,107,000 | $ 184,000 | $ 59,000 |
| Carroll County Maryland | 6 | $ 1,484,000 | $ 247,000 | $ 94,000 |
| St. Mary's County Maryland | 6 | $ 1,350,000 | $ 225,000 | $ 84,000 |
| Berkshire County Massachusetts | 6 | $ 1,534,000 | $ 255,000 | $ 90,000 |
| Hampshire County Massachusetts | 6 | $ 1,420,000 | $ 236,000 | $ 83,000 |
| Butler County Pennsylvania | 6 | $ 1,289,000 | $ 214,000 | $ 89,000 |
| Dauphin County Pennsylvania | 6 | $ 1,590,000 | $ 265,000 | $ 85,000 |
| Franklin County Pennsylvania | 6 | $ 1,091,000 | $ 181,000 | $ 66,000 |
| Pike County Pennsylvania | 6 | $ 1,660,000 | $ 276,000 | $ 105,000 |
| Westmoreland County Pennsylvania | 6 | $ 1,294,000 | $ 215,000 | $ 83,000 |
| San Joaquin County California | 5 | $ 473,000 | $ 94,000 | $ 30,000 |
| Stanislaus County California | 5 | $ 699,000 | $ 139,000 | $ 35,000 |
| Somerset County Maine | 5 | $ 787,000 | $ 157,000 | $ 44,000 |
| Carbon County Pennsylvania | 5 | $ 1,224,000 | $ 244,000 | $ 87,000 |
| Crawford County Pennsylvania | 5 | $ 757,000 | $ 151,000 | $ 42,000 |
| Schuylkill County Pennsylvania | 5 | $ 1,084,000 | $ 216,000 | $ 95,000 |
| Santa Barbara County California | 4 | $ 1,667,000 | $ 416,000 | $ 532,000 |
| Polk County Florida | 4 | $ 507,000 | $ 126,000 | $ 61,000 |
| Volusia County Florida | 4 | $ 690,000 | $ 172,000 | $ 73,000 |
| Aroostook County Maine | 4 | $ 564,000 | $ 141,000 | $ 57,000 |
| Knox County Maine | 4 | $ 741,000 | $ 185,000 | $ 51,000 |
| Baltimore City County Maryland | 4 | $ 561,000 | $ 140,000 | $ 58,000 |
| Washington County Maryland | 4 | $ 779,000 | $ 194,000 | $ 72,000 |
| Franklin County Massachusetts | 4 | $ 691,000 | $ 172,000 | $ 56,000 |
| Coos County New Hampshire | 4 | $ 565,000 | $ 141,000 | $ 100,000 |
| Bedford County Pennsylvania | 4 | $ 848,000 | $ 212,000 | $ 96,000 |
| Northumberland County Pennsylvania | 4 | $ 1,004,000 | $ 251,000 | $ 82,000 |
| Caledonia County Vermont | 4 | $ 767,000 | $ 191,000 | $ 71,000 |
| Fairfax County Virginia | 4 | $ 1,448,000 | $ 362,000 | $ 151,000 |
| Henrico County Virginia | 4 | $ 1,466,000 | $ 366,000 | $ 144,000 |
| Contra Costa County California | 3 | $ 1,267,000 | $ 422,000 | $ 136,000 |
| Kern County California | 3 | $ 375,000 | $ 125,000 | $ 102,000 |
| Marion County Florida | 3 | $ 520,000 | $ 173,000 | $ 74,000 |
| Pinellas County Florida | 3 | $ 640,000 | $ 213,000 | $ 50,000 |
| St. Lucie County Florida | 3 | $ 297,000 | $ 99,000 | $ 42,000 |
| Franklin County Maine | 3 | $ 1,098,000 | $ 366,000 | $ 100,000 |
| Cecil County Maryland | 3 | $ 849,000 | $ 283,000 | $ 93,000 |
| Worcester County Maryland | 3 | $ 783,000 | $ 261,000 | $ 75,000 |
| Dukes County Massachusetts | 3 | $ 1,104,000 | $ 368,000 | $ 78,000 |
| Beaver County Pennsylvania | 3 | $ 442,000 | $ 147,000 | $ 62,000 |
| Erie County Pennsylvania | 3 | $ 718,000 | $ 239,000 | $ 124,000 |
| Mercer County Pennsylvania | 3 | $ 1,085,000 | $ 361,000 | $ 122,000 |
| Somerset County Pennsylvania | 3 | $ 609,000 | $ 203,000 | $ 78,000 |
| Grand Isle County Vermont | 3 | $ 643,000 | $ 214,000 | $ 47,000 |
| Fauquier County Virginia | 3 | $ 618,000 | $ 206,000 | $ 48,000 |
| Mobile County Alabama | 2 | $ 386,000 | $ 193,000 | $ 70,000 |
| Alameda County California | 2 | $ 1,330,000 | $ 665,000 | $ 174,000 |
| Fresno County California | 2 | $ 412,000 | $ 206,000 | $ 58,000 |
| Sutter County California | 2 | $ 382,000 | $ 191,000 | $ 48,000 |
| Hernando County Florida | 2 | $ 204,000 | $ 102,000 | $ 29,000 |
| Lee County Florida | 2 | $ 394,000 | $ 197,000 | $ 71,000 |
| Leon County Florida | 2 | $ 421,000 | $ 210,000 | $ 94,000 |
| Pasco County Florida | 2 | $ 205,000 | $ 102,000 | $ 44,000 |
| Seminole County Florida | 2 | $ 320,000 | $ 160,000 | $ 99,000 |
| Piscataquis County Maine | 2 | $ 348,000 | $ 174,000 | $ 46,000 |
| Allegany County Maryland | 2 | $ 329,000 | $ 164,000 | $ 48,000 |
| Queen Anne's County Maryland | 2 | $ 714,000 | $ 357,000 | $ 128,000 |
| Nantucket County Massachusetts | 2 | $ 827,000 | $ 413,000 | $ 81,000 |
| Salem County New Jersey | 2 | $ 483,000 | $ 241,000 | $ 80,000 |
| Clarion County Pennsylvania | 2 | $ 416,000 | $ 208,000 | $ 91,000 |
| Clearfield County Pennsylvania | 2 | $ 357,000 | $ 178,000 | $ 61,000 |
| Columbia County Pennsylvania | 2 | $ 415,000 | $ 207,000 | $ 84,000 |
| Huntingdon County Pennsylvania | 2 | $ 446,000 | $ 223,000 | $ 103,000 |
| Lycoming County Pennsylvania | 2 | $ 238,000 | $ 119,000 | $ 25,000 |
| Mifflin County Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 93,000 |
| Loudon County Tennessee | 2 | $ 724,000 | $ 362,000 | $ 93,000 |
| Essex County Vermont | 2 | $ 515,000 | $ 257,000 | $ 80,000 |
| Chesterfield County Virginia | 2 | $ 404,000 | $ 202,000 | $ 58,000 |
| Newport News County Virginia | 2 | $ 241,000 | $ 120,000 | $ 48,000 |
| Prince William County Virginia | 2 | $ 704,000 | $ 352,000 | $ 145,000 |
| Virginia Beach County Virginia | 2 | $ 431,000 | $ 215,000 | $ 55,000 |
| Washington County Virginia | 2 | $ 315,000 | $ 157,000 | $ 69,000 |
| Baldwin County Alabama | 1 | $ 141,000 | $ 141,000 | $ 37,000 |
| Jefferson County Alabama | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Madison County Alabama | 1 | $ 121,000 | $ 121,000 | $ 28,000 |
| Shelby County Alabama | 1 | $ 240,000 | $ 240,000 | $ 53,000 |
| St. Clair County Alabama | 1 | $ 219,000 | $ 219,000 | $ 69,000 |
| Talladega County Alabama | 1 | $ 188,000 | $ 188,000 | $ 42,000 |
| El Dorado County California | 1 | $ 403,000 | $ 403,000 | $ 156,000 |
| Humboldt County California | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| Mono County California | 1 | $ 120,000 | $ 120,000 | $ 84,000 |
| San Francisco County California | 1 | $ 446,000 | $ 446,000 | $ 116,000 |
| San Mateo County California | 1 | $ 300,000 | $ 300,000 | $ 120,000 |
| Santa Clara County California | 1 | $ 642,000 | $ 642,000 | $ 173,000 |
| Santa Cruz County California | 1 | $ 321,000 | $ 321,000 | $ 82,000 |
| Yolo County California | 1 | $ 263,000 | $ 263,000 | $ 56,000 |
| Alachua County Florida | 1 | $ 206,000 | $ 206,000 | $ 48,000 |
| Brevard County Florida | 1 | $ 200,000 | $ 200,000 | $ 115,000 |
| Charlotte County Florida | 1 | $ 178,000 | $ 178,000 | $ 84,000 |
| Collier County Florida | 1 | $ 166,000 | $ 166,000 | $ 32,000 |
| Hardee County Florida | 1 | $ 158,000 | $ 158,000 | $ 87,000 |
| Highlands County Florida | 1 | $ 82,000 | $ 82,000 | $ 34,000 |
| Liberty County Florida | 1 | $ 210,000 | $ 210,000 | $ 57,000 |
| Manatee County Florida | 1 | $ 346,000 | $ 346,000 | $ 51,000 |
| Martin County Florida | 1 | $ 87,000 | $ 87,000 | $ 35,000 |
| Monroe County Florida | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Nassau County Florida | 1 | $ 142,000 | $ 142,000 | $ 61,000 |
| St. Johns County Florida | 1 | $ 138,000 | $ 138,000 | $ 52,000 |
| Walton County Florida | 1 | $ 225,000 | $ 225,000 | $ 41,000 |
| Dorchester County Maryland | 1 | $ 400,000 | $ 400,000 | $ 109,000 |
| Talbot County Maryland | 1 | $ 395,000 | $ 395,000 | $ 200,000 |
| Mecklenburg County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 30,000 |
| Athens County Ohio | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Morgan County Ohio | 1 | $ 103,000 | $ 103,000 | $ 43,000 |
| Noble County Ohio | 1 | $ 71,000 | $ 71,000 | $ 19,000 |
| Washington County Ohio | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Blair County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 68,000 |
| Centre County Pennsylvania | 1 | $ 209,000 | $ 209,000 | $ 75,000 |
| Elk County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 75,000 |
| Fulton County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 50,000 |
| Greene County Pennsylvania | 1 | $ 256,000 | $ 256,000 | $ 77,000 |
| Juniata County Pennsylvania | 1 | $ 324,000 | $ 324,000 | $ 190,000 |
| Lawrence County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 113,000 |
| McKean County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 101,000 |
| Tioga County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 24,000 |
| Dallas County Texas | 1 | $ 233,000 | $ 233,000 | $ 120,000 |
| Bedford County Virginia | 1 | $ 129,000 | $ 129,000 | $ 114,000 |
| Campbell County Virginia | 1 | $ 104,000 | $ 104,000 | $ 29,000 |
| Gloucester County Virginia | 1 | $ 127,000 | $ 127,000 | $ 46,000 |
| Hanover County Virginia | 1 | $ 396,000 | $ 396,000 | $ 66,000 |
| James City County Virginia | 1 | $ 151,000 | $ 151,000 | $ 136,000 |
| Loudoun County Virginia | 1 | $ 275,000 | $ 275,000 | $ 107,000 |
| New Kent County Virginia | 1 | $ 259,000 | $ 259,000 | $ 96,000 |
| Richmond City County Virginia | 1 | $ 208,000 | $ 208,000 | $ 54,000 |
| Roanoke City County Virginia | 1 | $ 89,000 | $ 89,000 | $ 65,000 |
| Smyth County Virginia | 1 | $ 128,000 | $ 128,000 | $ 48,000 |
| Spotsylvania County Virginia | 1 | $ 392,000 | $ 392,000 | $ 238,000 |
| Stafford County Virginia | 1 | $ 265,000 | $ 265,000 | $ 83,000 |
| Wythe County Virginia | 1 | $ 193,000 | $ 193,000 | $ 54,000 |
| Pierce County Washington | 1 | $ 282,000 | $ 282,000 | $ 83,000 |
| Snohomish County Washington | 1 | $ 189,000 | $ 189,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Home Point Financial Corporation in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,563 | $1,227,352,000 | $268,000 | $960,000 | $87,000 | $1,269,000 |
| Home Purchase | 1,180 | $257,335,000 | $218,000 | $1,020,000 | $74,000 | $1,655,000 |
| Home Improvement | 39 | $8,739,000 | $224,000 | $1,180,000 | $79,000 | $238,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,207 | $1,098,722,000 | $261,000 | $1,180,000 | $86,000 | $1,655,000 |
| Not Provided | 639 | $170,015,000 | $266,000 | $810,000 | $90,000 | $1,276,000 |
| Hispanic | 535 | $123,387,000 | $230,000 | $735,000 | $65,000 | $324,000 |
| Black or African American | 250 | $60,772,000 | $243,000 | $564,000 | $73,000 | $538,000 |
| Asian | 127 | $34,039,000 | $268,000 | $725,000 | $91,000 | $523,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $3,879,000 | $258,000 | $600,000 | $73,000 | $181,000 |
| American Indian or Alaskan Native | 9 | $2,612,000 | $290,000 | $460,000 | $75,000 | $135,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,700 | $978,949,000 | $264,000 | $728,000 | $79,000 | $1,333,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,080 | $513,867,000 | $247,000 | $1,180,000 | $94,000 | $1,655,000 |
| VA-guaranteed (Veterans Administration) | 2 | $610,000 | $305,000 | $393,000 | $63,000 | $90,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 3,486 | $886,326,000 | $254,000 | $1,180,000 | $82,000 | $1,333,000 |
| Loan Originated | 2,014 | $529,150,000 | $262,000 | $746,000 | $88,000 | $1,655,000 |
| Application Withdrawn By Applicant | 158 | $45,303,000 | $286,000 | $719,000 | $88,000 | $350,000 |
| Application Approved But Not Accepted | 124 | $32,647,000 | $263,000 | $735,000 | $87,000 | $523,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 2,548 | $632,685,000 | $248,000 | $1,020,000 | $82,000 | $1,333,000 |
| Debt-To-Income Ratio | 293 | $81,922,000 | $279,000 | $746,000 | $69,000 | $538,000 |
| Collateral | 212 | $57,847,000 | $272,000 | $743,000 | $92,000 | $326,000 |
| Credit History | 201 | $50,608,000 | $251,000 | $741,000 | $72,000 | $299,000 |
| Unverifiable Information | 100 | $27,321,000 | $273,000 | $721,000 | $96,000 | $399,000 |
| Credit Application Incomplete | 66 | $16,502,000 | $250,000 | $1,180,000 | $91,000 | $815,000 |
| Employment History | 48 | $13,683,000 | $285,000 | $699,000 | $83,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,391,000 | $298,000 | $520,000 | $80,000 | $130,000 |
| Mortgage Insurance Denied | 5 | $1,871,000 | $374,000 | $600,000 | $160,000 | $350,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Point Financial Corporation's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Point Financial Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.