Mazuma Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Mazuma Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mazuma Credit Union 7260 W 135Th Street Overland Park, KS 66223 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 756 |
| Total Mortgage Loan Application Amount | $122,380,000 |
| Average Mortgage Loan Application Amount | $181,000 |
| Highest Mortgage Loan Application Amount | $855,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Mazuma Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mazuma Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Mazuma Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mazuma Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Mazuma Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mazuma Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 318 | $ 44,060,000 | $ 138,000 | $ 68,000 |
| Cass County Missouri | 100 | $ 17,070,000 | $ 170,000 | $ 84,000 |
| Clay County Missouri | 88 | $ 14,400,000 | $ 163,000 | $ 69,000 |
| Johnson County Kansas | 74 | $ 16,160,000 | $ 218,000 | $ 115,000 |
| Platte County Missouri | 32 | $ 5,810,000 | $ 181,000 | $ 77,000 |
| Wyandotte County Kansas | 29 | $ 3,635,000 | $ 125,000 | $ 59,000 |
| Miami County Kansas | 8 | $ 2,070,000 | $ 258,000 | $ 132,000 |
| Clinton County Missouri | 8 | $ 1,050,000 | $ 131,000 | $ 70,000 |
| Johnson County Missouri | 8 | $ 1,260,000 | $ 157,000 | $ 90,000 |
| Ray County Missouri | 8 | $ 1,140,000 | $ 142,000 | $ 91,000 |
| Leavenworth County Kansas | 5 | $ 815,000 | $ 163,000 | $ 63,000 |
| Benton County Missouri | 5 | $ 665,000 | $ 133,000 | $ 101,000 |
| Buchanan County Missouri | 4 | $ 530,000 | $ 132,000 | $ 39,000 |
| Lafayette County Missouri | 4 | $ 810,000 | $ 202,000 | $ 131,000 |
| Douglas County Kansas | 3 | $ 505,000 | $ 168,000 | $ 156,000 |
| Sedgwick County Kansas | 3 | $ 335,000 | $ 111,000 | $ 195,000 |
| Fulton County Georgia | 2 | $ 780,000 | $ 390,000 | $ 175,000 |
| Doniphan County Kansas | 2 | $ 990,000 | $ 495,000 | $ 175,000 |
| Linn County Kansas | 2 | $ 340,000 | $ 170,000 | $ 75,000 |
| Bates County Missouri | 2 | $ 240,000 | $ 120,000 | $ 63,000 |
| Caldwell County Missouri | 2 | $ 170,000 | $ 85,000 | $ 62,000 |
| Camden County Missouri | 2 | $ 250,000 | $ 125,000 | $ 89,000 |
| Carroll County Missouri | 2 | $ 340,000 | $ 170,000 | $ 91,000 |
| DeKalb County Missouri | 2 | $ 230,000 | $ 115,000 | $ 72,000 |
| Stone County Missouri | 2 | $ 320,000 | $ 160,000 | $ 89,000 |
| Vernon County Missouri | 2 | $ 680,000 | $ 340,000 | $ 111,000 |
| Arapahoe County Colorado | 1 | $ 365,000 | $ 365,000 | $ 183,000 |
| Bay County Florida | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Brevard County Florida | 1 | $ 265,000 | $ 265,000 | $ 87,000 |
| Duval County Florida | 1 | $ 285,000 | $ 285,000 | $ 240,000 |
| Escambia County Florida | 1 | $ 125,000 | $ 125,000 | $ 188,000 |
| Manatee County Florida | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Okaloosa County Florida | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Fayette County Georgia | 1 | $ 135,000 | $ 135,000 | $ 133,000 |
| Cook County Illinois | 1 | $ 595,000 | $ 595,000 | $ 146,000 |
| Barton County Kansas | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Jefferson County Kansas | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Osage County Kansas | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Adair County Missouri | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Boone County Missouri | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Christian County Missouri | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Daviess County Missouri | 1 | $ 385,000 | $ 385,000 | $ 117,000 |
| Douglas County Missouri | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Greene County Missouri | 1 | $ 145,000 | $ 145,000 | $ 130,000 |
| Henry County Missouri | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Hickory County Missouri | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| St. Clair County Missouri | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| St. Louis County Missouri | 1 | $ 475,000 | $ 475,000 | $ 267,000 |
| Cabarrus County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Guilford County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Spartanburg County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Blount County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Hamilton County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 150,000 |
| Fort Bend County Texas | 1 | $ 715,000 | $ 715,000 | $ 129,000 |
| Kaufman County Texas | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Tarrant County Texas | 1 | $ 195,000 | $ 195,000 | $ 135,000 |
Mortgage Loan Application Detail Totals for Mazuma Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 382 | $68,370,000 | $178,000 | $855,000 | $77,000 | $353,000 |
| Refinancing | 181 | $25,565,000 | $141,000 | $455,000 | $87,000 | $500,000 |
| Cash-out Refinancing | 178 | $25,990,000 | $146,000 | $485,000 | $75,000 | $191,000 |
| Home Improvement | 14 | $2,170,000 | $155,000 | $505,000 | $96,000 | $263,000 |
| Other Purpose | 1 | $285,000 | $285,000 | $285,000 | $60,000 | $60,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 436 | $73,900,000 | $169,000 | $715,000 | $84,000 | $500,000 |
| Black or African American | 161 | $24,015,000 | $149,000 | $415,000 | $72,000 | $220,000 |
| Not Provided | 112 | $16,370,000 | $146,000 | $855,000 | $72,000 | $354,000 |
| Hispanic | 30 | $4,600,000 | $153,000 | $455,000 | $66,000 | $177,000 |
| Asian | 12 | $2,760,000 | $230,000 | $455,000 | $96,000 | $215,000 |
| American Indian or Alaskan Native | 5 | $735,000 | $147,000 | $195,000 | $85,000 | $188,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 638 | $104,250,000 | $163,000 | $855,000 | $82,000 | $500,000 |
| FHA-insured (Federal Housing Administration) | 80 | $11,080,000 | $138,000 | $315,000 | $60,000 | $161,000 |
| VA-guaranteed (Veterans Administration) | 38 | $7,050,000 | $185,000 | $715,000 | $77,000 | $157,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 369 | $58,985,000 | $159,000 | $715,000 | $77,000 | $337,000 |
| Application Withdrawn By Applicant | 161 | $29,775,000 | $184,000 | $595,000 | $86,000 | $267,000 |
| Application Denied By Financial Institution | 80 | $11,420,000 | $142,000 | $855,000 | $66,000 | $353,000 |
| Application Approved But Not Accepted | 72 | $12,170,000 | $169,000 | $505,000 | $86,000 | $224,000 |
| File Closed For Incompleteness | 65 | $8,995,000 | $138,000 | $545,000 | $92,000 | $500,000 |
| Preapproval Denied by Financial Institution | 8 | $900,000 | $112,000 | $165,000 | $41,000 | $105,000 |
| Preapproval Approved but not Accepted | 1 | $135,000 | $135,000 | $135,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 668 | $110,060,000 | $164,000 | $715,000 | $81,000 | $500,000 |
| Credit History | 30 | $3,940,000 | $131,000 | $435,000 | $71,000 | $353,000 |
| Debt-To-Income Ratio | 26 | $4,690,000 | $180,000 | $855,000 | $60,000 | $153,000 |
| Collateral | 25 | $2,665,000 | $106,000 | $235,000 | $64,000 | $172,000 |
| Employment History | 3 | $345,000 | $115,000 | $165,000 | $25,000 | $42,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $245,000 | $245,000 | $245,000 | $102,000 | $102,000 |
| Credit Application Incomplete | 1 | $105,000 | $105,000 | $105,000 | $50,000 | $50,000 |
| Other | 1 | $205,000 | $205,000 | $205,000 | $89,000 | $89,000 |
| Unverifiable Information | 1 | $125,000 | $125,000 | $125,000 | $24,000 | $24,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mazuma Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mazuma Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.