Mbna America Delaware, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Mbna America Delaware, N.A. 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mbna America Delaware, N.A. 200 N College St Nc1-004-04-13 Charlotte, NC 28255 |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 45,699 |
| Total Mortgage Loan Application Amount | $4,288,168,000 |
| Average Mortgage Loan Application Amount | $100,494 |
| Highest Mortgage Loan Application Amount | $9,520,000 |
| Average Applicant Income | $60,408 |
| Highest Applicant Income | $2,490,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Mbna America Delaware, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mbna America Delaware, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Mbna America Delaware, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mbna America Delaware, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Mbna America Delaware, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mbna America Delaware, N.A.'s mortgage activity for 2003.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO, IL | 1,299 | $ 132,028,000 | $ 101,000 | $ 44,000 |
| ATLANTA, GA | 1,145 | $ 107,867,000 | $ 94,000 | $ 39,000 |
| DETROIT, MI | 1,000 | $ 89,179,000 | $ 89,000 | $ 39,000 |
| NEW YORK, NY | 964 | $ 159,676,000 | $ 165,000 | $ 78,000 |
| PHILADELPHIA, PA-NJ | 799 | $ 77,351,000 | $ 96,000 | $ 45,000 |
| LOS ANGELES-LONG BEACH, CA | 653 | $ 103,455,000 | $ 158,000 | $ 63,000 |
| BALTIMORE, MD | 646 | $ 60,552,000 | $ 93,000 | $ 46,000 |
| PHOENIX-MESA, AZ | 567 | $ 48,338,000 | $ 85,000 | $ 40,000 |
| NASSAU-SUFFOLK, NY | 550 | $ 91,522,000 | $ 166,000 | $ 72,000 |
| CLEVELAND-LORAIN-ELYRIA, OH | 473 | $ 36,040,000 | $ 76,000 | $ 38,000 |
| DENVER, CO | 424 | $ 52,189,000 | $ 123,000 | $ 40,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 423 | $ 33,186,000 | $ 78,000 | $ 33,000 |
| WILMINGTON-NEWARK, DE-MD | 409 | $ 47,711,000 | $ 116,000 | $ 61,000 |
| BOSTON, MA-NH | 402 | $ 62,481,000 | $ 155,000 | $ 49,000 |
| NEWARK, NJ | 389 | $ 53,650,000 | $ 137,000 | $ 56,000 |
| PITTSBURGH, PA | 385 | $ 26,842,000 | $ 69,000 | $ 37,000 |
| RIVERSIDE-SAN BERNARDINO, CA | 382 | $ 42,357,000 | $ 110,000 | $ 48,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 366 | $ 27,682,000 | $ 75,000 | $ 34,000 |
| INDIANAPOLIS, IN | 357 | $ 26,495,000 | $ 74,000 | $ 38,000 |
| ORLANDO, FL | 353 | $ 29,828,000 | $ 84,000 | $ 43,000 |
| ST. LOUIS, MO-IL | 338 | $ 28,226,000 | $ 83,000 | $ 51,000 |
| MIAMI, FL | 330 | $ 35,770,000 | $ 108,000 | $ 44,000 |
| RALEIGH-DURHAM-CHAPEL HILL, NC | 329 | $ 31,503,000 | $ 95,000 | $ 34,000 |
| HOUSTON, TX | 326 | $ 32,611,000 | $ 100,000 | $ 47,000 |
| MINNEAPOLIS-ST. PAUL, MN-WI | 314 | $ 36,585,000 | $ 116,000 | $ 33,000 |
| NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC | 312 | $ 23,854,000 | $ 76,000 | $ 35,000 |
| DALLAS, TX | 311 | $ 34,006,000 | $ 109,000 | $ 48,000 |
| LAS VEGAS, NV-AZ | 309 | $ 30,361,000 | $ 98,000 | $ 46,000 |
| FORT LAUDERDALE, FL | 301 | $ 27,796,000 | $ 92,000 | $ 47,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 271 | $ 31,190,000 | $ 115,000 | $ 36,000 |
| COLUMBUS, OH | 266 | $ 20,794,000 | $ 78,000 | $ 40,000 |
| GREENSBORO--WINSTON-SALEM--HIGH POINT, NC | 265 | $ 21,050,000 | $ 79,000 | $ 34,000 |
| WEST PALM BEACH-BOCA RATON, FL | 260 | $ 27,143,000 | $ 104,000 | $ 41,000 |
| BUFFALO-NIAGARA FALLS, NY | 243 | $ 15,183,000 | $ 62,000 | $ 37,000 |
| HARTFORD, CT | 237 | $ 23,460,000 | $ 98,000 | $ 38,000 |
| MIDDLESEX-SOMERSET-HUNTERDON, NJ | 236 | $ 28,998,000 | $ 122,000 | $ 68,000 |
| BERGEN-PASSAIC, NJ | 234 | $ 35,512,000 | $ 151,000 | $ 70,000 |
| MONMOUTH-OCEAN, NJ | 231 | $ 29,627,000 | $ 128,000 | $ 61,000 |
| BIRMINGHAM, AL | 220 | $ 17,292,000 | $ 78,000 | $ 34,000 |
| NEW ORLEANS, LA | 218 | $ 20,027,000 | $ 91,000 | $ 50,000 |
| MEMPHIS, TN-AR-MS | 217 | $ 15,521,000 | $ 71,000 | $ 39,000 |
| SALT LAKE CITY-OGDEN, UT | 215 | $ 19,932,000 | $ 92,000 | $ 26,000 |
| MILWAUKEE-WAUKESHA, WI | 212 | $ 18,229,000 | $ 85,000 | $ 35,000 |
| JACKSONVILLE, FL | 208 | $ 16,910,000 | $ 81,000 | $ 30,000 |
| KANSAS CITY, MO-KS | 207 | $ 15,024,000 | $ 72,000 | $ 37,000 |
| PORTLAND-VANCOUVER, OR-WA | 201 | $ 19,886,000 | $ 98,000 | $ 39,000 |
| NASHVILLE, TN | 198 | $ 17,424,000 | $ 88,000 | $ 31,000 |
| ROCHESTER, NY | 197 | $ 13,869,000 | $ 70,000 | $ 42,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 196 | $ 15,263,000 | $ 77,000 | $ 34,000 |
| CINCINNATI, OH-KY-IN | 193 | $ 16,340,000 | $ 84,000 | $ 32,000 |
| RICHMOND-PETERSBURG, VA | 190 | $ 16,412,000 | $ 86,000 | $ 29,000 |
| DAYTON-SPRINGFIELD, OH | 182 | $ 11,694,000 | $ 64,000 | $ 30,000 |
| OKLAHOMA CITY, OK | 182 | $ 11,964,000 | $ 65,000 | $ 26,000 |
| GRAND RAPIDS-MUSKEGON-HOLLAND, MI | 181 | $ 14,432,000 | $ 79,000 | $ 26,000 |
| OAKLAND, CA | 181 | $ 33,228,000 | $ 183,000 | $ 47,000 |
| ORANGE COUNTY, CA | 175 | $ 35,743,000 | $ 204,000 | $ 68,000 |
| ALBANY-SCHENECTADY-TROY, NY | 169 | $ 12,729,000 | $ 75,000 | $ 44,000 |
| ALBUQUERQUE, NM | 168 | $ 13,367,000 | $ 79,000 | $ 46,000 |
| TUCSON, AZ | 161 | $ 12,890,000 | $ 80,000 | $ 45,000 |
| SAN DIEGO, CA | 158 | $ 24,834,000 | $ 157,000 | $ 42,000 |
| TULSA, OK | 158 | $ 10,987,000 | $ 69,000 | $ 27,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 141 | $ 13,754,000 | $ 97,000 | $ 38,000 |
| MOBILE, AL | 137 | $ 8,983,000 | $ 65,000 | $ 42,000 |
| ANN ARBOR, MI | 135 | $ 14,687,000 | $ 108,000 | $ 39,000 |
| COLUMBIA, SC | 135 | $ 10,865,000 | $ 80,000 | $ 38,000 |
| HARRISBURG-LEBANON-CARLISLE, PA | 135 | $ 9,465,000 | $ 70,000 | $ 32,000 |
| PROVIDENCE-FALL RIVER-WARWICK, RI-MA | 135 | $ 13,249,000 | $ 98,000 | $ 47,000 |
| SACRAMENTO, CA | 134 | $ 18,512,000 | $ 138,000 | $ 54,000 |
| BATON ROUGE, LA | 131 | $ 8,422,000 | $ 64,000 | $ 35,000 |
| SAN JOSE, CA | 128 | $ 27,235,000 | $ 212,000 | $ 60,000 |
| AKRON, OH | 126 | $ 11,045,000 | $ 87,000 | $ 34,000 |
| GARY, IN | 126 | $ 8,904,000 | $ 70,000 | $ 30,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 126 | $ 8,782,000 | $ 69,000 | $ 29,000 |
| HONOLULU, HI | 124 | $ 19,958,000 | $ 160,000 | $ 62,000 |
| LOUISVILLE, KY-IN | 124 | $ 9,805,000 | $ 79,000 | $ 34,000 |
| DAYTONA BEACH, FL | 123 | $ 8,802,000 | $ 71,000 | $ 33,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA | 121 | $ 9,187,000 | $ 75,000 | $ 41,000 |
| YOUNGSTOWN-WARREN, OH | 120 | $ 7,884,000 | $ 65,000 | $ 30,000 |
| SYRACUSE, NY | 117 | $ 7,802,000 | $ 66,000 | $ 30,000 |
| COLORADO SPRINGS, CO | 116 | $ 10,993,000 | $ 94,000 | $ 44,000 |
| SAN FRANCISCO, CA | 116 | $ 24,634,000 | $ 212,000 | $ 95,000 |
| WASHINGTON, DC-MD-VA-WV | 116 | $ 20,669,000 | $ 178,000 | $ 53,000 |
| FLINT, MI | 113 | $ 8,666,000 | $ 76,000 | $ 42,000 |
| FORT WORTH-ARLINGTON, TX | 112 | $ 11,790,000 | $ 105,000 | $ 51,000 |
| MONTGOMERY, AL | 112 | $ 7,472,000 | $ 66,000 | $ 51,000 |
| KNOXVILLE, TN | 111 | $ 7,911,000 | $ 71,000 | $ 35,000 |
| SAN ANTONIO, TX | 111 | $ 10,400,000 | $ 93,000 | $ 37,000 |
| MELBOURNE-TITUSVILLE-PALM BAY, FL | 110 | $ 8,149,000 | $ 74,000 | $ 36,000 |
| TOLEDO, OH | 107 | $ 8,356,000 | $ 78,000 | $ 26,000 |
| AUSTIN-SAN MARCOS, TX | 105 | $ 13,049,000 | $ 124,000 | $ 39,000 |
| OMAHA, NE-IA | 105 | $ 8,477,000 | $ 80,000 | $ 52,000 |
| FORT MYERS-CAPE CORAL, FL | 102 | $ 8,889,000 | $ 87,000 | $ 35,000 |
| TACOMA, WA | 102 | $ 9,767,000 | $ 95,000 | $ 35,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 100 | $ 8,480,000 | $ 84,000 | $ 27,000 |
| HICKORY-MORGANTON-LENOIR, NC | 100 | $ 8,442,000 | $ 84,000 | $ 25,000 |
| FORT WAYNE, IN | 99 | $ 6,377,000 | $ 64,000 | $ 27,000 |
| PENSACOLA, FL | 99 | $ 8,308,000 | $ 83,000 | $ 38,000 |
| SARASOTA-BRADENTON, FL | 97 | $ 7,507,000 | $ 77,000 | $ 34,000 |
| KALAMAZOO-BATTLE CREEK, MI | 93 | $ 6,949,000 | $ 74,000 | $ 28,000 |
| BAKERSFIELD, CA | 91 | $ 6,907,000 | $ 75,000 | $ 42,000 |
| FRESNO, CA | 91 | $ 8,788,000 | $ 96,000 | $ 37,000 |
| LAKELAND-WINTER HAVEN, FL | 91 | $ 6,752,000 | $ 74,000 | $ 39,000 |
| BOISE CITY, ID | 89 | $ 6,813,000 | $ 76,000 | $ 25,000 |
| YORK, PA | 89 | $ 7,540,000 | $ 84,000 | $ 36,000 |
| DES MOINES, IA | 88 | $ 6,045,000 | $ 68,000 | $ 42,000 |
| FORT PIERCE-PORT ST. LUCIE, FL | 87 | $ 8,890,000 | $ 102,000 | $ 41,000 |
| LANCASTER, PA | 87 | $ 4,984,000 | $ 57,000 | $ 32,000 |
| NEWBURGH, NY-PA | 87 | $ 9,944,000 | $ 114,000 | $ 42,000 |
| BRIDGEPORT, CT | 84 | $ 11,319,000 | $ 134,000 | $ 51,000 |
| LANSING-EAST LANSING, MI | 84 | $ 6,592,000 | $ 78,000 | $ 34,000 |
| AUGUSTA-AIKEN, GA-SC | 83 | $ 6,484,000 | $ 78,000 | $ 25,000 |
| NEW HAVEN-MERIDEN, CT | 83 | $ 8,436,000 | $ 101,000 | $ 38,000 |
| SPRINGFIELD, MA | 82 | $ 5,809,000 | $ 70,000 | $ 29,000 |
| FAYETTEVILLE, NC | 81 | $ 5,532,000 | $ 68,000 | $ 36,000 |
| LEXINGTON, KY | 81 | $ 5,720,000 | $ 70,000 | $ 27,000 |
| HUNTSVILLE, AL | 77 | $ 5,232,000 | $ 67,000 | $ 33,000 |
| STAMFORD-NORWALK, CT | 77 | $ 17,257,000 | $ 224,000 | $ 77,000 |
| RENO, NV | 76 | $ 8,225,000 | $ 108,000 | $ 54,000 |
| WILMINGTON, NC | 76 | $ 6,341,000 | $ 83,000 | $ 24,000 |
| ATLANTIC-CAPE MAY, NJ | 74 | $ 8,304,000 | $ 112,000 | $ 49,000 |
| CANTON-MASSILLON, OH | 74 | $ 5,579,000 | $ 75,000 | $ 42,000 |
| TALLAHASSEE, FL | 74 | $ 5,955,000 | $ 80,000 | $ 36,000 |
| READING, PA | 73 | $ 4,939,000 | $ 67,000 | $ 36,000 |
| ROCKFORD, IL | 71 | $ 5,161,000 | $ 72,000 | $ 40,000 |
| SPOKANE, WA | 70 | $ 5,736,000 | $ 81,000 | $ 31,000 |
| WICHITA, KS | 70 | $ 5,417,000 | $ 77,000 | $ 27,000 |
| CHATTANOOGA, TN-GA | 69 | $ 5,529,000 | $ 80,000 | $ 50,000 |
| MACON, GA | 69 | $ 4,437,000 | $ 64,000 | $ 34,000 |
| JERSEY CITY, NJ | 68 | $ 7,488,000 | $ 110,000 | $ 51,000 |
| SHREVEPORT-BOSSIER CITY, LA | 68 | $ 4,016,000 | $ 59,000 | $ 29,000 |
| WORCESTER, MA-CT | 68 | $ 7,723,000 | $ 113,000 | $ 31,000 |
| SAGINAW-BAY CITY-MIDLAND, MI | 65 | $ 3,476,000 | $ 53,000 | $ 27,000 |
| PEORIA-PEKIN, IL | 64 | $ 4,278,000 | $ 66,000 | $ 21,000 |
| DUTCHESS COUNTY, NY | 63 | $ 7,165,000 | $ 113,000 | $ 58,000 |
| TRENTON, NJ | 63 | $ 6,696,000 | $ 106,000 | $ 60,000 |
| ANCHORAGE, AK | 62 | $ 7,723,000 | $ 124,000 | $ 62,000 |
| EL PASO, TX | 62 | $ 5,097,000 | $ 82,000 | $ 47,000 |
| ASHEVILLE, NC | 60 | $ 5,370,000 | $ 89,000 | $ 35,000 |
| JACKSON, MI | 60 | $ 4,488,000 | $ 74,000 | $ 25,000 |
| JACKSON, MS | 60 | $ 4,700,000 | $ 78,000 | $ 41,000 |
| STOCKTON-LODI, CA | 60 | $ 6,856,000 | $ 114,000 | $ 40,000 |
| HAMILTON-MIDDLETOWN, OH | 59 | $ 4,582,000 | $ 77,000 | $ 32,000 |
| JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA | 59 | $ 4,283,000 | $ 72,000 | $ 27,000 |
| NAPLES, FL | 59 | $ 9,269,000 | $ 157,000 | $ 34,000 |
| MADISON, WI | 57 | $ 5,501,000 | $ 96,000 | $ 51,000 |
| PORTLAND, ME | 55 | $ 5,184,000 | $ 94,000 | $ 34,000 |
| VENTURA, CA | 55 | $ 9,345,000 | $ 169,000 | $ 44,000 |
| OCALA, FL | 54 | $ 3,862,000 | $ 71,000 | $ 42,000 |
| SPRINGFIELD, MO | 54 | $ 4,182,000 | $ 77,000 | $ 35,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 53 | $ 5,320,000 | $ 100,000 | $ 42,000 |
| BOULDER-LONGMONT, CO | 52 | $ 8,116,000 | $ 156,000 | $ 50,000 |
| FORT COLLINS-LOVELAND, CO | 52 | $ 6,928,000 | $ 133,000 | $ 53,000 |
| LAFAYETTE, LA | 52 | $ 3,213,000 | $ 61,000 | $ 43,000 |
| SAVANNAH, GA | 52 | $ 3,587,000 | $ 68,000 | $ 35,000 |
| UTICA-ROME, NY | 52 | $ 3,479,000 | $ 66,000 | $ 27,000 |
| WATERBURY, CT | 52 | $ 4,965,000 | $ 95,000 | $ 36,000 |
| BROCKTON, MA | 51 | $ 6,554,000 | $ 128,000 | $ 28,000 |
| NEW LONDON-NORWICH, CT-RI | 50 | $ 5,147,000 | $ 102,000 | $ 30,000 |
| BILOXI-GULFPORT-PASCAGOULA, MS | 49 | $ 3,680,000 | $ 75,000 | $ 50,000 |
| DOVER, DE | 48 | $ 4,599,000 | $ 95,000 | $ 36,000 |
| GREELEY, CO | 48 | $ 3,752,000 | $ 78,000 | $ 55,000 |
| MYRTLE BEACH, SC | 48 | $ 4,556,000 | $ 94,000 | $ 32,000 |
| ROANOKE, VA | 48 | $ 3,503,000 | $ 72,000 | $ 28,000 |
| APPLETON-OSHKOSH-NEENAH, WI | 47 | $ 3,184,000 | $ 67,000 | $ 32,000 |
| BINGHAMTON, NY | 47 | $ 2,507,000 | $ 53,000 | $ 22,000 |
| RACINE, WI | 47 | $ 4,600,000 | $ 97,000 | $ 22,000 |
| BARNSTABLE-YARMOUTH, MA | 46 | $ 5,659,000 | $ 123,000 | $ 46,000 |
| DANBURY, CT | 46 | $ 9,246,000 | $ 201,000 | $ 86,000 |
| PROVO-OREM, UT | 46 | $ 3,539,000 | $ 76,000 | $ 31,000 |
| SOUTH BEND, IN | 46 | $ 3,128,000 | $ 68,000 | $ 44,000 |
| SPRINGFIELD, IL | 46 | $ 4,032,000 | $ 87,000 | $ 16,000 |
| COLUMBUS, GA-AL | 45 | $ 3,415,000 | $ 75,000 | $ 25,000 |
| ERIE, PA | 44 | $ 2,602,000 | $ 59,000 | $ 46,000 |
| LOWELL, MA-NH | 44 | $ 5,290,000 | $ 120,000 | $ 44,000 |
| LYNCHBURG, VA | 44 | $ 2,900,000 | $ 65,000 | $ 17,000 |
| LAWRENCE, MA-NH | 43 | $ 5,296,000 | $ 123,000 | $ 43,000 |
| ROCKY MOUNT, NC | 43 | $ 2,661,000 | $ 61,000 | $ 26,000 |
| CHARLOTTESVILLE, VA | 42 | $ 3,989,000 | $ 94,000 | $ 33,000 |
| DOTHAN, AL | 42 | $ 2,411,000 | $ 57,000 | $ 31,000 |
| ELKHART-GOSHEN, IN | 41 | $ 2,922,000 | $ 71,000 | $ 33,000 |
| FORT WALTON BEACH, FL | 41 | $ 3,242,000 | $ 79,000 | $ 28,000 |
| LAFAYETTE, IN | 41 | $ 3,479,000 | $ 84,000 | $ 35,000 |
| VALLEJO-FAIRFIELD-NAPA, CA | 41 | $ 5,662,000 | $ 138,000 | $ 48,000 |
| BREMERTON, WA | 40 | $ 3,850,000 | $ 96,000 | $ 64,000 |
| KENOSHA, WI | 40 | $ 3,488,000 | $ 87,000 | $ 41,000 |
| LINCOLN, NE | 39 | $ 2,165,000 | $ 55,000 | $ 18,000 |
| NASHUA, NH | 39 | $ 4,629,000 | $ 118,000 | $ 51,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 38 | $ 2,763,000 | $ 72,000 | $ 67,000 |
| JACKSONVILLE, NC | 38 | $ 2,155,000 | $ 56,000 | $ 31,000 |
| SALEM, OR | 38 | $ 2,713,000 | $ 71,000 | $ 35,000 |
| BENTON HARBOR, MI | 37 | $ 2,705,000 | $ 73,000 | $ 26,000 |
| GREENVILLE, NC | 37 | $ 2,650,000 | $ 71,000 | $ 40,000 |
| HAGERSTOWN, MD | 37 | $ 2,362,000 | $ 63,000 | $ 33,000 |
| MANSFIELD, OH | 37 | $ 5,295,000 | $ 143,000 | $ 32,000 |
| CLARKSVILLE-HOPKINSVILLE, TN-KY | 36 | $ 3,066,000 | $ 85,000 | $ 36,000 |
| PORTSMOUTH-ROCHESTER, NH-ME | 36 | $ 4,474,000 | $ 124,000 | $ 35,000 |
| SANTA FE, NM | 36 | $ 4,892,000 | $ 135,000 | $ 63,000 |
| SANTA ROSA, CA | 36 | $ 5,872,000 | $ 163,000 | $ 68,000 |
| CHARLESTON, WV | 35 | $ 2,655,000 | $ 75,000 | $ 27,000 |
| EVANSVILLE-HENDERSON, IN-KY | 35 | $ 2,112,000 | $ 60,000 | $ 24,000 |
| LAKE CHARLES, LA | 35 | $ 2,039,000 | $ 58,000 | $ 18,000 |
| PANAMA CITY, FL | 35 | $ 2,660,000 | $ 76,000 | $ 22,000 |
| BLOOMINGTON-NORMAL, IL | 34 | $ 2,054,000 | $ 60,000 | $ 19,000 |
| GLENS FALLS, NY | 34 | $ 2,660,000 | $ 78,000 | $ 44,000 |
| GREEN BAY, WI | 34 | $ 2,681,000 | $ 78,000 | $ 46,000 |
| JOHNSTOWN, PA | 34 | $ 1,901,000 | $ 55,000 | $ 33,000 |
| YUMA, AZ | 34 | $ 2,764,000 | $ 81,000 | $ 42,000 |
| TOPEKA, KS | 33 | $ 2,262,000 | $ 68,000 | $ 32,000 |
| ATHENS, GA | 32 | $ 2,956,000 | $ 92,000 | $ 40,000 |
| JAMESTOWN, NY | 32 | $ 1,342,000 | $ 41,000 | $ 31,000 |
| MCALLEN-EDINBURG-MISSION, TX | 32 | $ 2,989,000 | $ 93,000 | $ 51,000 |
| MODESTO, CA | 32 | $ 3,508,000 | $ 109,000 | $ 25,000 |
| TERRE HAUTE, IN | 32 | $ 1,774,000 | $ 55,000 | $ 23,000 |
| ANNISTON, AL | 31 | $ 1,436,000 | $ 46,000 | $ 30,000 |
| AUBURN-OPELIKA, AL | 30 | $ 2,349,000 | $ 78,000 | $ 51,000 |
| FLORENCE, AL | 30 | $ 1,760,000 | $ 58,000 | $ 18,000 |
| HOUMA, LA | 30 | $ 1,696,000 | $ 56,000 | $ 32,000 |
| OLYMPIA, WA | 30 | $ 2,777,000 | $ 92,000 | $ 43,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 30 | $ 2,345,000 | $ 78,000 | $ 31,000 |
| LAS CRUCES, NM | 29 | $ 2,190,000 | $ 75,000 | $ 28,000 |
| PUEBLO, CO | 29 | $ 1,935,000 | $ 66,000 | $ 36,000 |
| RICHLAND-KENNEWICK-PASCO, WA | 29 | $ 2,093,000 | $ 72,000 | $ 40,000 |
| CEDAR RAPIDS, IA | 28 | $ 2,185,000 | $ 78,000 | $ 22,000 |
| KILLEEN-TEMPLE, TX | 28 | $ 2,418,000 | $ 86,000 | $ 42,000 |
| MANCHESTER, NH | 28 | $ 3,234,000 | $ 115,000 | $ 59,000 |
| PUNTA GORDA, FL | 28 | $ 2,210,000 | $ 78,000 | $ 28,000 |
| BANGOR, ME | 27 | $ 1,958,000 | $ 72,000 | $ 36,000 |
| GOLDSBORO, NC | 27 | $ 1,525,000 | $ 56,000 | $ 21,000 |
| TUSCALOOSA, AL | 27 | $ 2,372,000 | $ 87,000 | $ 29,000 |
| MONROE, LA | 26 | $ 1,736,000 | $ 66,000 | $ 34,000 |
| WILLIAMSPORT, PA | 26 | $ 1,890,000 | $ 72,000 | $ 31,000 |
| CORPUS CHRISTI, TX | 25 | $ 1,955,000 | $ 78,000 | $ 44,000 |
| ELMIRA, NY | 25 | $ 1,408,000 | $ 56,000 | $ 29,000 |
| FLAGSTAFF, AZ-UT | 25 | $ 2,510,000 | $ 100,000 | $ 55,000 |
| SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA | 25 | $ 3,822,000 | $ 152,000 | $ 153,000 |
| SIOUX FALLS, SD | 25 | $ 2,056,000 | $ 82,000 | $ 86,000 |
| BEAUMONT-PORT ARTHUR, TX | 24 | $ 2,100,000 | $ 87,000 | $ 27,000 |
| DULUTH-SUPERIOR, MN-WI | 24 | $ 1,748,000 | $ 72,000 | $ 29,000 |
| GAINESVILLE, FL | 24 | $ 1,983,000 | $ 82,000 | $ 30,000 |
| CHAMPAIGN-URBANA, IL | 23 | $ 1,841,000 | $ 80,000 | $ 36,000 |
| EUGENE-SPRINGFIELD, OR | 23 | $ 1,944,000 | $ 84,000 | $ 13,000 |
| GADSDEN, AL | 23 | $ 1,210,000 | $ 52,000 | $ 30,000 |
| JOPLIN, MO | 23 | $ 928,000 | $ 40,000 | $ 28,000 |
| KANKAKEE, IL | 23 | $ 1,310,000 | $ 56,000 | $ 20,000 |
| BLOOMINGTON, IN | 22 | $ 1,911,000 | $ 86,000 | $ 31,000 |
| BRAZORIA, TX | 22 | $ 2,510,000 | $ 114,000 | $ 68,000 |
| CHEYENNE, WY | 22 | $ 1,775,000 | $ 80,000 | $ 26,000 |
| GALVESTON-TEXAS CITY, TX | 22 | $ 2,296,000 | $ 104,000 | $ 60,000 |
| HATTIESBURG, MS | 22 | $ 1,238,000 | $ 56,000 | $ 34,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 22 | $ 1,917,000 | $ 87,000 | $ 45,000 |
| KOKOMO, IN | 22 | $ 976,000 | $ 44,000 | $ 40,000 |
| SALINAS, CA | 22 | $ 4,500,000 | $ 204,000 | $ 43,000 |
| ALTOONA, PA | 21 | $ 1,046,000 | $ 49,000 | $ 20,000 |
| BELLINGHAM, WA | 21 | $ 1,694,000 | $ 80,000 | $ 33,000 |
| PARKERSBURG-MARIETTA, WV-OH | 21 | $ 1,786,000 | $ 85,000 | $ 25,000 |
| SHEBOYGAN, WI | 21 | $ 1,808,000 | $ 86,000 | $ 47,000 |
| VISALIA-TULARE-PORTERVILLE, CA | 21 | $ 1,699,000 | $ 80,000 | $ 36,000 |
| YAKIMA, WA | 21 | $ 1,494,000 | $ 71,000 | $ 27,000 |
| BROWNSVILLE-HARLINGEN-SAN BENITO, TX | 20 | $ 1,916,000 | $ 95,000 | $ 86,000 |
| DECATUR, AL | 20 | $ 1,145,000 | $ 57,000 | $ 42,000 |
| GRAND JUNCTION, CO | 20 | $ 1,335,000 | $ 66,000 | $ 44,000 |
| LA CROSSE, WI-MN | 20 | $ 1,043,000 | $ 52,000 | $ 16,000 |
| LIMA, OH | 20 | $ 1,405,000 | $ 70,000 | $ 33,000 |
| SHARON, PA | 20 | $ 1,241,000 | $ 62,000 | $ 20,000 |
| COLUMBIA, MO | 19 | $ 1,068,000 | $ 56,000 | $ 38,000 |
| FITCHBURG-LEOMINSTER, MA | 19 | $ 1,807,000 | $ 95,000 | $ 44,000 |
| FORT SMITH, AR-OK | 19 | $ 1,702,000 | $ 89,000 | $ 30,000 |
| JANESVILLE-BELOIT, WI | 19 | $ 998,000 | $ 52,000 | $ 21,000 |
| LAWTON, OK | 19 | $ 1,123,000 | $ 59,000 | $ 23,000 |
| LEWISTON-AUBURN, ME | 19 | $ 1,171,000 | $ 61,000 | $ 25,000 |
| RAPID CITY, SD | 19 | $ 1,244,000 | $ 65,000 | $ 32,000 |
| REDDING, CA | 19 | $ 1,192,000 | $ 62,000 | $ 17,000 |
| ALEXANDRIA, LA | 18 | $ 993,000 | $ 55,000 | $ 45,000 |
| DANVILLE, VA | 18 | $ 997,000 | $ 55,000 | $ 24,000 |
| EAU CLAIRE, WI | 18 | $ 1,187,000 | $ 65,000 | $ 14,000 |
| FLORENCE, SC | 18 | $ 1,592,000 | $ 88,000 | $ 40,000 |
| SANTA BARBARA-SANTA MARIA-LOMPOC, CA | 18 | $ 3,353,000 | $ 186,000 | $ 50,000 |
| SIOUX CITY, IA-NE | 18 | $ 878,000 | $ 48,000 | $ 28,000 |
| ST. CLOUD, MN | 18 | $ 1,032,000 | $ 57,000 | $ 39,000 |
| STATE COLLEGE, PA | 18 | $ 1,647,000 | $ 91,000 | $ 67,000 |
| ALBANY, GA | 17 | $ 1,120,000 | $ 65,000 | $ 25,000 |
| MERCED, CA | 17 | $ 1,581,000 | $ 93,000 | $ 81,000 |
| MISSOULA, MT | 17 | $ 2,159,000 | $ 127,000 | $ 30,000 |
| ODESSA-MIDLAND, TX | 17 | $ 961,000 | $ 56,000 | $ 12,000 |
| ST. JOSEPH, MO | 17 | $ 1,140,000 | $ 67,000 | $ 15,000 |
| BILLINGS, MT | 16 | $ 1,010,000 | $ 63,000 | $ 45,000 |
| CASPER, WY | 16 | $ 1,218,000 | $ 76,000 | $ 48,000 |
| SANTA CRUZ-WATSONVILLE, CA | 16 | $ 3,368,000 | $ 210,000 | $ 51,000 |
| SUMTER, SC | 16 | $ 1,423,000 | $ 88,000 | $ 63,000 |
| IOWA CITY, IA | 15 | $ 766,000 | $ 51,000 | $ 54,000 |
| JONESBORO, AR | 15 | $ 1,401,000 | $ 93,000 | $ 39,000 |
| PINE BLUFF, AR | 15 | $ 896,000 | $ 59,000 | $ 14,000 |
| AMARILLO, TX | 14 | $ 1,203,000 | $ 85,000 | $ 34,000 |
| CUMBERLAND, MD-WV | 14 | $ 755,000 | $ 53,000 | $ 22,000 |
| PITTSFIELD, MA | 14 | $ 873,000 | $ 62,000 | $ 34,000 |
| ROCHESTER, MN | 14 | $ 1,019,000 | $ 72,000 | $ 11,000 |
| CHICO-PARADISE, CA | 13 | $ 1,340,000 | $ 103,000 | $ 25,000 |
| DECATUR, IL | 13 | $ 837,000 | $ 64,000 | $ 12,000 |
| MUNCIE, IN | 13 | $ 715,000 | $ 55,000 | $ 10,000 |
| POCATELLO, ID | 13 | $ 1,253,000 | $ 96,000 | $ 0 |
| WAUSAU, WI | 13 | $ 751,000 | $ 57,000 | $ 22,000 |
| BRYAN-COLLEGE STATION, TX | 12 | $ 1,381,000 | $ 115,000 | $ 71,000 |
| GREAT FALLS, MT | 12 | $ 903,000 | $ 75,000 | $ 37,000 |
| NEW BEDFORD, MA | 12 | $ 1,132,000 | $ 94,000 | $ 29,000 |
| TYLER, TX | 12 | $ 1,148,000 | $ 95,000 | $ 31,000 |
| WATERLOO-CEDAR FALLS, IA | 12 | $ 611,000 | $ 50,000 | $ 18,000 |
| YUBA CITY, CA | 12 | $ 962,000 | $ 80,000 | $ 52,000 |
| LONGVIEW-MARSHALL, TX | 11 | $ 1,218,000 | $ 110,000 | $ 32,000 |
| LUBBOCK, TX | 11 | $ 1,037,000 | $ 94,000 | $ 36,000 |
| MEDFORD-ASHLAND, OR | 11 | $ 829,000 | $ 75,000 | $ 11,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 11 | $ 393,000 | $ 35,000 | $ 28,000 |
| SHERMAN-DENISON, TX | 10 | $ 876,000 | $ 87,000 | $ 21,000 |
| FARGO-MOORHEAD, ND-MN | 9 | $ 559,000 | $ 62,000 | $ 44,000 |
| JACKSON, TN | 9 | $ 548,000 | $ 60,000 | $ 30,000 |
| OWENSBORO, KY | 9 | $ 251,000 | $ 27,000 | $ 19,000 |
| YOLO, CA | 9 | $ 1,460,000 | $ 162,000 | $ 52,000 |
| BURLINGTON, VT | 8 | $ 879,000 | $ 109,000 | $ 29,000 |
| CORVALLIS, OR | 8 | $ 802,000 | $ 100,000 | $ 28,000 |
| LAWRENCE, KS | 8 | $ 870,000 | $ 108,000 | $ 49,000 |
| WHEELING, WV-OH | 8 | $ 487,000 | $ 60,000 | $ 13,000 |
| WICHITA FALLS, TX | 8 | $ 640,000 | $ 80,000 | $ 39,000 |
| DUBUQUE, IA | 7 | $ 458,000 | $ 65,000 | $ 37,000 |
| GRAND FORKS, ND-MN | 7 | $ 516,000 | $ 73,000 | $ 43,000 |
| SAN ANGELO, TX | 7 | $ 409,000 | $ 58,000 | $ 30,000 |
| BISMARCK, ND | 6 | $ 114,000 | $ 19,000 | $ 37,000 |
| LAREDO, TX | 6 | $ 690,000 | $ 115,000 | $ 59,000 |
| WACO, TX | 6 | $ 427,000 | $ 71,000 | $ 29,000 |
| ABILENE, TX | 3 | $ 299,000 | $ 99,000 | $ 85,000 |
| ENID, OK | 3 | $ 114,000 | $ 38,000 | $ 0 |
| VICTORIA, TX | 3 | $ 68,000 | $ 22,000 | $ 0 |
| TEXARKANA, TX-AR | 2 | $ 70,000 | $ 35,000 | $ 21,000 |
Mortgage Loan Application Detail Totals for Mbna America Delaware, N.A. in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 45,334 | $4,239,561,000 | $90,403 | $9,520,000 | $35,480 | $2,490,000 |
| Home Purchase (one-to-four family) | 365 | $48,607,000 | $113,292 | $806,000 | $92,024 | $1,200,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 30,680 | $2,886,043,000 | $94,538 | $9,520,000 | $39,192 | $1,920,000 |
| Black | 5,139 | $434,367,000 | $86,510 | $1,974,000 | $31,061 | $750,000 |
| Information not provided by applicant in mail or telephone application | 4,755 | $423,680,000 | $83,423 | $2,120,000 | $31,461 | $2,490,000 |
| Hispanic | 2,467 | $232,946,000 | $87,211 | $750,000 | $31,557 | $1,500,000 |
| Asian or Pacific Islander | 1,239 | $163,569,000 | $109,043 | $2,131,000 | $52,434 | $1,200,000 |
| Other | 836 | $90,439,000 | $93,955 | $1,000,000 | $34,377 | $500,000 |
| American Indian or Alaskan Native | 507 | $47,416,000 | $89,583 | $984,000 | $36,958 | $750,000 |
| Not applicable | 76 | $9,708,000 | $127,000 | $187,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 45,699 | $4,288,168,000 | $90,711 | $9,520,000 | $36,096 | $2,490,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 33,597 | $2,744,702,000 | $79,615 | $9,520,000 | $17,134 | $2,490,000 |
| Loan Originated | 7,837 | $958,088,000 | $114,745 | $1,000,000 | $80,019 | $1,920,000 |
| Application Withdrawn By Applicant | 2,759 | $372,523,000 | $129,686 | $1,015,000 | $80,058 | $1,200,000 |
| File Closed For Incompleteness | 787 | $109,991,000 | $134,140 | $1,000,000 | $78,240 | $652,000 |
| Application Approved But Not Accepted | 643 | $93,156,000 | $132,042 | $850,000 | $87,276 | $1,200,000 |
| Loan Purchased By The Institution | 76 | $9,708,000 | $127,000 | $187,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 17,198 | $1,470,523,000 | $83,192 | $9,520,000 | $0 | $0 |
| Collateral | 6,074 | $575,679,000 | $97,711 | $2,131,000 | $0 | $0 |
| Debt-To-Income Ratio | 4,928 | $353,443,000 | $68,423 | $2,257,000 | $46,384 | $2,490,000 |
| Other | 3,036 | $197,224,000 | $61,784 | $1,620,000 | $67,411 | $1,560,000 |
| Credit Application Incomplete | 1,827 | $107,870,000 | $59,021 | $658,000 | $0 | $0 |
| Unverifiable Information | 339 | $25,514,000 | $66,675 | $1,000,000 | $0 | $0 |
| Employment History | 174 | $12,170,000 | $76,864 | $337,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $2,279,000 | $98,384 | $453,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mbna America Delaware, N.A.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mbna America Delaware, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.