Mbna America Delaware, N.A. Mortgage Lending & HMDA Data, 2003

In 2003, Mbna America Delaware, N.A. of Charlotte, NC reported 45,699 mortgage applications totaling $4.3 billion. The average application was for $93,835, and applicants reported an average income of $37,659. 17% of its applications resulted in an originated loan and 74% were denied. Its largest markets were Chicago, IL (1,299), Atlanta, GA (1,145) and Detroit, MI (1,000) (applications in parentheses).

Mortgage Company & Address Mbna America Delaware, N.A.
200 N College St Nc1-004-04-13
Charlotte, NC 28255
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 45,699
Total Mortgage Loan Application Amount $4,288,168,000
Average Mortgage Loan Application Amount $93,835
Highest Mortgage Loan Application Amount $9,520,000
Average Applicant Income $37,659
Highest Applicant Income $2,490,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mbna America Delaware, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mbna America Delaware, N.A. by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 704 $ 69,198,000 $ 98,292 $ 49,000
Los Angeles, California 653 $ 103,455,000 $ 158,430 $ 63,000
Maricopa, Arizona 518 $ 45,302,000 $ 87,455 $ 45,000
Wayne, Michigan 421 $ 33,690,000 $ 80,023 $ 40,000
New Castle, Delaware 409 $ 47,711,000 $ 116,652 $ 61,000
Miami-Dade, Florida 330 $ 35,770,000 $ 108,393 $ 44,000
Suffolk, New York 317 $ 48,896,000 $ 154,246 $ 63,000
Broward, Florida 301 $ 27,796,000 $ 92,345 $ 47,000
Prince George's, Maryland 298 $ 29,183,000 $ 97,929 $ 48,000
Clark, Nevada 298 $ 29,306,000 $ 98,342 $ 47,000
Oakland, Michigan 282 $ 29,396,000 $ 104,241 $ 48,000
Cuyahoga, Ohio 279 $ 19,137,000 $ 68,591 $ 44,000
Queens, New York 268 $ 40,759,000 $ 152,085 $ 55,000
Palm Beach, Florida 260 $ 27,143,000 $ 104,396 $ 41,000
Philadelphia, Pennsylvania 258 $ 15,780,000 $ 61,162 $ 33,000
Harris, Texas 245 $ 23,958,000 $ 97,787 $ 57,000
Nassau, New York 233 $ 42,626,000 $ 182,944 $ 81,000
Kings, New York 223 $ 34,349,000 $ 154,031 $ 114,000
San Bernardino, California 205 $ 22,557,000 $ 110,034 $ 49,000
Erie, New York 204 $ 13,017,000 $ 63,808 $ 40,000
Marion, Indiana 199 $ 13,711,000 $ 68,899 $ 47,000
Macomb, Michigan 197 $ 16,691,000 $ 84,725 $ 35,000
Allegheny, Pennsylvania 193 $ 13,301,000 $ 68,917 $ 38,000
Gwinnett, Georgia 192 $ 17,552,000 $ 91,416 $ 35,000
Baltimore, Maryland 191 $ 16,750,000 $ 87,696 $ 46,000
Shelby, Tennessee 191 $ 13,046,000 $ 68,303 $ 38,000
Montgomery, Maryland 185 $ 29,149,000 $ 157,562 $ 57,000
King, Washington 182 $ 21,671,000 $ 119,071 $ 34,000
Fairfield, Connecticut 179 $ 34,469,000 $ 192,564 $ 71,000
Mecklenburg, North Carolina 178 $ 14,471,000 $ 81,297 $ 36,000
Riverside, California 177 $ 19,800,000 $ 111,864 $ 47,000
Orange, California 175 $ 35,743,000 $ 204,245 $ 68,000
St. Louis, Missouri 169 $ 14,454,000 $ 85,526 $ 87,000
Fulton, Georgia 168 $ 20,687,000 $ 123,136 $ 48,000
Wake, North Carolina 168 $ 15,137,000 $ 90,101 $ 39,000
Franklin, Ohio 167 $ 12,714,000 $ 76,131 $ 47,000
Hillsborough, Florida 164 $ 12,405,000 $ 75,640 $ 36,000
Orange, Florida 163 $ 13,060,000 $ 80,122 $ 44,000
Pima, Arizona 161 $ 12,890,000 $ 80,062 $ 45,000
DeKalb, Georgia 161 $ 15,045,000 $ 93,447 $ 37,000
DuPage, Illinois 160 $ 18,520,000 $ 115,750 $ 39,000
Bergen, New Jersey 159 $ 28,006,000 $ 176,138 $ 88,000
Dallas, Texas 159 $ 16,312,000 $ 102,591 $ 43,000
Fairfax, Virginia 159 $ 30,106,000 $ 189,345 $ 70,000
San Diego, California 158 $ 24,834,000 $ 157,177 $ 42,000
Middlesex, Massachusetts 157 $ 23,865,000 $ 152,006 $ 46,000
Montgomery, Pennsylvania 156 $ 16,499,000 $ 105,762 $ 38,000
Hartford, Connecticut 155 $ 15,503,000 $ 100,019 $ 43,000
Westchester, New York 153 $ 31,298,000 $ 204,562 $ 96,000
Cobb, Georgia 152 $ 14,785,000 $ 97,269 $ 36,000
Jefferson, Alabama 148 $ 11,410,000 $ 77,094 $ 39,000
Duval, Florida 148 $ 11,769,000 $ 79,520 $ 35,000
Salt Lake, Utah 147 $ 14,392,000 $ 97,904 $ 30,000
Essex, New Jersey 145 $ 18,151,000 $ 125,179 $ 54,000
Pinellas, Florida 142 $ 12,793,000 $ 90,091 $ 28,000
Baltimore City, Maryland 142 $ 8,968,000 $ 63,154 $ 41,000
Middlesex, New Jersey 142 $ 16,057,000 $ 113,077 $ 56,000
Will, Illinois 139 $ 12,099,000 $ 87,043 $ 44,000
New Haven, Connecticut 137 $ 14,010,000 $ 102,262 $ 42,000
Bucks, Pennsylvania 135 $ 16,711,000 $ 123,785 $ 56,000
Milwaukee, Wisconsin 131 $ 9,195,000 $ 70,190 $ 37,000
Santa Clara, California 128 $ 27,235,000 $ 212,773 $ 60,000
Chester, Pennsylvania 128 $ 18,034,000 $ 140,890 $ 68,000
Honolulu, Hawaii 124 $ 19,958,000 $ 160,951 $ 62,000
Delaware, Pennsylvania 122 $ 10,327,000 $ 84,647 $ 43,000
Lake, Illinois 118 $ 15,627,000 $ 132,432 $ 51,000
El Paso, Colorado 116 $ 10,993,000 $ 94,767 $ 44,000
District of Columbia, District Of Columbia 116 $ 20,669,000 $ 178,181 $ 53,000
Monmouth, New Jersey 116 $ 17,108,000 $ 147,482 $ 74,000
Monroe, New York 116 $ 8,219,000 $ 70,853 $ 57,000
Hamilton, Ohio 116 $ 9,975,000 $ 85,991 $ 30,000
Hennepin, Minnesota 115 $ 15,109,000 $ 131,382 $ 33,000
Ocean, New Jersey 115 $ 12,519,000 $ 108,860 $ 44,000
Camden, New Jersey 114 $ 9,313,000 $ 81,692 $ 45,000
Bernalillo, New Mexico 114 $ 9,597,000 $ 84,184 $ 49,000
Genesee, Michigan 113 $ 8,666,000 $ 76,690 $ 42,000
Jackson, Missouri 113 $ 8,213,000 $ 72,681 $ 40,000
Brevard, Florida 110 $ 8,149,000 $ 74,081 $ 36,000
Anne Arundel, Maryland 110 $ 12,139,000 $ 110,354 $ 49,000
Volusia, Florida 107 $ 7,904,000 $ 73,869 $ 39,000
Worcester, Massachusetts 106 $ 12,662,000 $ 119,452 $ 38,000
Montgomery, Ohio 105 $ 6,606,000 $ 62,914 $ 33,000
Burlington, New Jersey 104 $ 10,266,000 $ 98,711 $ 43,000
Richmond, New York 104 $ 17,523,000 $ 168,490 $ 79,000
Tulsa, Oklahoma 104 $ 6,901,000 $ 66,355 $ 29,000
Mobile, Alabama 103 $ 6,161,000 $ 59,815 $ 31,000
Jefferson, Kentucky 103 $ 7,882,000 $ 76,524 $ 33,000
Lee, Florida 102 $ 8,889,000 $ 87,147 $ 35,000
Essex, Massachusetts 102 $ 12,832,000 $ 125,803 $ 43,000
Pierce, Washington 102 $ 9,767,000 $ 95,754 $ 35,000
Arapahoe, Colorado 100 $ 13,086,000 $ 130,860 $ 32,000
Oklahoma, Oklahoma 99 $ 5,962,000 $ 60,222 $ 27,000
Jefferson, Colorado 98 $ 15,180,000 $ 154,897 $ 44,000
Pulaski, Arkansas 97 $ 9,086,000 $ 93,670 $ 43,000
Bexar, Texas 97 $ 8,866,000 $ 91,402 $ 39,000
Summit, Ohio 96 $ 8,560,000 $ 89,166 $ 35,000
Lake, Indiana 95 $ 6,690,000 $ 70,421 $ 26,000
Guilford, North Carolina 95 $ 7,421,000 $ 78,115 $ 38,000
Virginia Beach, Virginia 95 $ 6,997,000 $ 73,652 $ 34,000
Sacramento, California 94 $ 12,215,000 $ 129,946 $ 47,000
Alameda, California 92 $ 16,856,000 $ 183,217 $ 43,000
Kern, California 91 $ 6,907,000 $ 75,901 $ 42,000
Polk, Florida 91 $ 6,752,000 $ 74,197 $ 39,000
Kent, Michigan 91 $ 6,810,000 $ 74,835 $ 25,000
Denver, Colorado 90 $ 10,330,000 $ 114,777 $ 38,000
Contra Costa, California 89 $ 16,372,000 $ 183,955 $ 52,000
Norfolk, Massachusetts 89 $ 13,642,000 $ 153,280 $ 37,000
Bronx, New York 89 $ 12,252,000 $ 137,662 $ 59,000
York, Pennsylvania 89 $ 7,540,000 $ 84,719 $ 36,000
Tarrant, Texas 88 $ 9,038,000 $ 102,704 $ 57,000
Plymouth, Massachusetts 87 $ 13,474,000 $ 154,873 $ 37,000
Orange, New York 87 $ 9,944,000 $ 114,298 $ 42,000
Lancaster, Pennsylvania 87 $ 4,984,000 $ 57,287 $ 32,000
Davidson, Tennessee 86 $ 6,939,000 $ 80,686 $ 33,000
East Baton Rouge, Louisiana 85 $ 5,897,000 $ 69,376 $ 46,000
Providence, Rhode Island 85 $ 8,201,000 $ 96,482 $ 37,000
Gloucester, New Jersey 83 $ 6,992,000 $ 84,240 $ 44,000
Union, New Jersey 83 $ 11,578,000 $ 139,493 $ 51,000
Pasco, Florida 82 $ 5,642,000 $ 68,804 $ 38,000
Morris, New Jersey 82 $ 12,696,000 $ 154,829 $ 69,000
Adams, Colorado 81 $ 5,914,000 $ 73,012 $ 40,000
Cumberland, North Carolina 81 $ 5,532,000 $ 68,296 $ 36,000
Prince William, Virginia 81 $ 9,766,000 $ 120,567 $ 80,000
Fresno, California 79 $ 7,792,000 $ 98,632 $ 41,000
Onondaga, New York 79 $ 5,664,000 $ 71,696 $ 24,000
Lucas, Ohio 79 $ 6,108,000 $ 77,316 $ 26,000
Snohomish, Washington 78 $ 8,334,000 $ 106,846 $ 35,000
Kane, Illinois 77 $ 6,530,000 $ 84,805 $ 36,000
Johnson, Kansas 77 $ 9,204,000 $ 119,532 $ 46,000
Greenville, South Carolina 77 $ 6,606,000 $ 85,792 $ 39,000
Polk, Iowa 76 $ 5,212,000 $ 68,578 $ 46,000
Washoe, Nevada 76 $ 8,225,000 $ 108,223 $ 54,000
Richland, South Carolina 76 $ 6,769,000 $ 89,065 $ 39,000
Suffolk, Massachusetts 75 $ 12,047,000 $ 160,626 $ 64,000
Passaic, New Jersey 75 $ 7,506,000 $ 100,080 $ 43,000
Multnomah, Oregon 75 $ 7,398,000 $ 98,640 $ 22,000
Collin, Texas 75 $ 9,901,000 $ 132,013 $ 57,000
Seminole, Florida 74 $ 7,609,000 $ 102,824 $ 39,000
Jefferson, Louisiana 74 $ 6,586,000 $ 89,000 $ 55,000
Douglas, Nebraska 73 $ 6,072,000 $ 83,178 $ 65,000
Berks, Pennsylvania 73 $ 4,939,000 $ 67,657 $ 36,000
Osceola, Florida 72 $ 5,000,000 $ 69,444 $ 50,000
Hillsborough, New Hampshire 71 $ 8,297,000 $ 116,859 $ 54,000
Montgomery, Alabama 70 $ 4,489,000 $ 64,128 $ 61,000
Harford, Maryland 70 $ 6,716,000 $ 95,942 $ 48,000
Somerset, New Jersey 70 $ 9,448,000 $ 134,971 $ 72,000
Durham, North Carolina 70 $ 6,368,000 $ 90,971 $ 36,000
Spokane, Washington 70 $ 5,736,000 $ 81,942 $ 31,000
Clayton, Georgia 69 $ 5,118,000 $ 74,173 $ 47,000
Westmoreland, Pennsylvania 69 $ 5,140,000 $ 74,492 $ 29,000
Madison, Alabama 68 $ 4,831,000 $ 71,044 $ 39,000
Hudson, New Jersey 68 $ 7,488,000 $ 110,117 $ 51,000
Leon, Florida 67 $ 5,547,000 $ 82,791 $ 39,000
Luzerne, Pennsylvania 67 $ 4,356,000 $ 65,014 $ 32,000
Howard, Maryland 66 $ 8,833,000 $ 133,833 $ 53,000
Forsyth, North Carolina 66 $ 4,993,000 $ 75,651 $ 35,000
McHenry, Illinois 65 $ 7,047,000 $ 108,415 $ 39,000
Rockingham, New Hampshire 65 $ 7,541,000 $ 116,015 $ 35,000
Stark, Ohio 65 $ 4,708,000 $ 72,430 $ 22,000
Monroe, Pennsylvania 65 $ 5,824,000 $ 89,600 $ 46,000
Allen, Indiana 64 $ 4,141,000 $ 64,703 $ 27,000
Washtenaw, Michigan 64 $ 8,187,000 $ 127,921 $ 47,000
St. Charles, Missouri 64 $ 5,740,000 $ 89,687 $ 41,000
Washington, Oregon 64 $ 6,027,000 $ 94,171 $ 44,000
Escambia, Florida 63 $ 5,436,000 $ 86,285 $ 35,000
Sedgwick, Kansas 63 $ 5,040,000 $ 80,000 $ 31,000
Hampden, Massachusetts 63 $ 4,361,000 $ 69,222 $ 29,000
Mercer, New Jersey 63 $ 6,696,000 $ 106,285 $ 60,000
Dutchess, New York 63 $ 7,165,000 $ 113,730 $ 58,000
Anchorage, Alaska 62 $ 7,723,000 $ 124,564 $ 62,000
Hamilton, Tennessee 62 $ 5,133,000 $ 82,790 $ 55,000
El Paso, Texas 62 $ 5,097,000 $ 82,209 $ 47,000
Ada, Idaho 61 $ 5,165,000 $ 84,672 $ 27,000
Orleans, Louisiana 61 $ 5,794,000 $ 94,983 $ 40,000
Knox, Tennessee 61 $ 4,221,000 $ 69,196 $ 35,000
San Joaquin, California 60 $ 6,856,000 $ 114,266 $ 40,000
Sarasota, Florida 60 $ 5,104,000 $ 85,066 $ 33,000
Jackson, Michigan 60 $ 4,488,000 $ 74,800 $ 25,000
Travis, Texas 60 $ 8,444,000 $ 140,733 $ 44,000
Waukesha, Wisconsin 60 $ 6,763,000 $ 112,716 $ 50,000
Collier, Florida 59 $ 9,269,000 $ 157,101 $ 34,000
St. Tammany, Louisiana 59 $ 5,533,000 $ 93,779 $ 49,000
Cumberland, Maine 59 $ 5,714,000 $ 96,847 $ 28,000
Rockland, New York 59 $ 10,200,000 $ 172,881 $ 62,000
Butler, Ohio 59 $ 4,582,000 $ 77,661 $ 32,000
Lorain, Ohio 59 $ 3,358,000 $ 56,915 $ 28,000
Lexington, South Carolina 59 $ 4,096,000 $ 69,423 $ 36,000
Loudoun, Virginia 59 $ 9,062,000 $ 153,593 $ 60,000
Winnebago, Illinois 58 $ 4,053,000 $ 69,879 $ 47,000
Gaston, North Carolina 58 $ 3,742,000 $ 64,517 $ 37,000
Lehigh, Pennsylvania 58 $ 4,638,000 $ 79,965 $ 42,000
Henrico, Virginia 58 $ 4,359,000 $ 75,155 $ 26,000
St. Lucie, Florida 57 $ 4,851,000 $ 85,105 $ 38,000
Charleston, South Carolina 57 $ 5,637,000 $ 98,894 $ 28,000
Dane, Wisconsin 57 $ 5,501,000 $ 96,508 $ 51,000
Buncombe, North Carolina 56 $ 5,018,000 $ 89,607 $ 40,000
Chesterfield, Virginia 56 $ 5,751,000 $ 102,696 $ 46,000
Ventura, California 55 $ 9,345,000 $ 169,909 $ 44,000
Douglas, Colorado 55 $ 7,679,000 $ 139,618 $ 50,000
Frederick, Maryland 55 $ 5,413,000 $ 98,418 $ 38,000
Ingham, Michigan 55 $ 4,443,000 $ 80,781 $ 35,000
Atlantic, New Jersey 55 $ 5,367,000 $ 97,581 $ 48,000
Lake, Ohio 55 $ 4,817,000 $ 87,581 $ 33,000
San Mateo, California 54 $ 10,319,000 $ 191,092 $ 138,000
Marion, Florida 54 $ 3,862,000 $ 71,518 $ 42,000
Dauphin, Pennsylvania 54 $ 3,637,000 $ 67,351 $ 29,000
Chesapeake, Virginia 54 $ 3,860,000 $ 71,481 $ 42,000
Barnstable, Massachusetts 53 $ 6,670,000 $ 125,849 $ 49,000
Sussex, New Jersey 53 $ 8,188,000 $ 154,490 $ 45,000
Boulder, Colorado 52 $ 8,116,000 $ 156,076 $ 50,000
Larimer, Colorado 52 $ 6,928,000 $ 133,230 $ 53,000
Mahoning, Ohio 52 $ 3,647,000 $ 70,134 $ 28,000
Spartanburg, South Carolina 52 $ 4,082,000 $ 78,500 $ 36,000
Fort Bend, Texas 52 $ 6,249,000 $ 120,173 $ 42,000
Carroll, Maryland 51 $ 5,768,000 $ 113,098 $ 33,000
Cherokee, Georgia 50 $ 4,743,000 $ 94,860 $ 31,000
Clark, Washington 50 $ 4,971,000 $ 99,420 $ 37,000
Shelby, Alabama 49 $ 4,424,000 $ 90,285 $ 29,000
Pinal, Arizona 49 $ 3,036,000 $ 61,959 $ 28,000
Litchfield, Connecticut 49 $ 5,748,000 $ 117,306 $ 53,000
Sussex, Delaware 49 $ 4,101,000 $ 83,693 $ 51,000
York, Maine 49 $ 5,275,000 $ 107,653 $ 46,000
Clackamas, Oregon 49 $ 4,900,000 $ 100,000 $ 47,000
Northampton, Pennsylvania 49 $ 3,635,000 $ 74,183 $ 37,000
Weld, Colorado 48 $ 3,752,000 $ 78,166 $ 55,000
New London, Connecticut 48 $ 4,710,000 $ 98,125 $ 38,000
Kent, Delaware 48 $ 4,599,000 $ 95,812 $ 36,000
New York, New York 48 $ 10,398,000 $ 216,625 $ 73,000
Ulster, New York 48 $ 4,474,000 $ 93,208 $ 37,000
Catawba, North Carolina 48 $ 4,091,000 $ 85,229 $ 24,000
New Hanover, North Carolina 48 $ 3,775,000 $ 78,645 $ 23,000
Horry, South Carolina 48 $ 4,556,000 $ 94,916 $ 32,000
Trumbull, Ohio 47 $ 3,163,000 $ 67,297 $ 36,000
Racine, Wisconsin 47 $ 4,600,000 $ 97,872 $ 22,000
St. Joseph, Indiana 46 $ 3,128,000 $ 68,000 $ 44,000
Charles, Maryland 46 $ 4,821,000 $ 104,804 $ 54,000
Utah, Utah 46 $ 3,539,000 $ 76,934 $ 31,000
Bristol, Massachusetts 45 $ 3,902,000 $ 86,711 $ 35,000
Albany, New York 45 $ 3,560,000 $ 79,111 $ 47,000
Lackawanna, Pennsylvania 45 $ 3,634,000 $ 80,755 $ 33,000
Lake, Florida 44 $ 4,159,000 $ 94,522 $ 37,000
Henry, Georgia 44 $ 3,689,000 $ 83,840 $ 46,000
Saratoga, New York 44 $ 3,079,000 $ 69,977 $ 66,000
Cleveland, Oklahoma 44 $ 3,770,000 $ 85,681 $ 33,000
Erie, Pennsylvania 44 $ 2,602,000 $ 59,136 $ 46,000
York, South Carolina 44 $ 4,447,000 $ 101,068 $ 26,000
Kalamazoo, Michigan 43 $ 3,580,000 $ 83,255 $ 36,000
Monroe, Michigan 43 $ 3,629,000 $ 84,395 $ 42,000
Jefferson, Missouri 43 $ 3,672,000 $ 85,395 $ 31,000
St. Louis City, Missouri 43 $ 2,777,000 $ 64,581 $ 22,000
Johnston, North Carolina 43 $ 3,310,000 $ 76,976 $ 21,000
Sangamon, Illinois 42 $ 3,824,000 $ 91,047 $ 21,000
Penobscot, Maine 42 $ 2,394,000 $ 57,000 $ 22,000
Cecil, Maryland 42 $ 4,635,000 $ 110,357 $ 41,000
Broome, New York 42 $ 2,274,000 $ 54,142 $ 27,000
Rowan, North Carolina 42 $ 2,328,000 $ 55,428 $ 34,000
Okaloosa, Florida 41 $ 3,242,000 $ 79,073 $ 28,000
Elkhart, Indiana 41 $ 2,922,000 $ 71,268 $ 33,000
Livingston, Michigan 41 $ 4,595,000 $ 112,073 $ 36,000
Cumberland, Pennsylvania 41 $ 3,120,000 $ 76,097 $ 30,000
Tolland, Connecticut 40 $ 4,472,000 $ 111,800 $ 34,000
Douglas, Georgia 40 $ 3,169,000 $ 79,225 $ 27,000
Hamilton, Indiana 40 $ 4,243,000 $ 106,075 $ 42,000
Davis, Utah 40 $ 3,780,000 $ 94,500 $ 22,000
Kitsap, Washington 40 $ 3,850,000 $ 96,250 $ 64,000
Kenosha, Wisconsin 40 $ 3,488,000 $ 87,200 $ 41,000
Columbia, Georgia 39 $ 4,033,000 $ 103,410 $ 41,000
Madison, Illinois 39 $ 2,709,000 $ 69,461 $ 38,000
Fayette, Kentucky 39 $ 2,650,000 $ 67,948 $ 26,000
Clay, Missouri 39 $ 2,969,000 $ 76,128 $ 43,000
Lancaster, Nebraska 39 $ 2,165,000 $ 55,512 $ 18,000
Niagara, New York 39 $ 2,166,000 $ 55,538 $ 25,000
Union, North Carolina 39 $ 3,327,000 $ 85,307 $ 32,000
Beaver, Pennsylvania 39 $ 2,882,000 $ 73,897 $ 48,000
Denton, Texas 39 $ 4,528,000 $ 116,102 $ 57,000
Hampton, Virginia 39 $ 2,751,000 $ 70,538 $ 39,000
Paulding, Georgia 38 $ 2,302,000 $ 60,578 $ 34,000
Richmond, Georgia 38 $ 2,007,000 $ 52,815 $ 18,000
Scott, Iowa 38 $ 2,763,000 $ 72,710 $ 67,000
Onslow, North Carolina 38 $ 2,155,000 $ 56,710 $ 31,000
Warren, Ohio 38 $ 3,645,000 $ 95,921 $ 46,000
Beaufort, South Carolina 38 $ 5,407,000 $ 142,289 $ 58,000
Manatee, Florida 37 $ 2,403,000 $ 64,945 $ 35,000
Chatham, Georgia 37 $ 2,253,000 $ 60,891 $ 35,000
Forsyth, Georgia 37 $ 5,552,000 $ 150,054 $ 60,000
St. Clair, Illinois 37 $ 2,076,000 $ 56,108 $ 35,000
Washington, Maryland 37 $ 2,362,000 $ 63,837 $ 33,000
Berrien, Michigan 37 $ 2,705,000 $ 73,108 $ 26,000
Iredell, North Carolina 37 $ 3,004,000 $ 81,189 $ 28,000
Pitt, North Carolina 37 $ 2,650,000 $ 71,621 $ 40,000
Medina, Ohio 37 $ 3,120,000 $ 84,324 $ 30,000
Spotsylvania, Virginia 37 $ 4,368,000 $ 118,054 $ 59,000
Yavapai, Arizona 36 $ 3,574,000 $ 99,277 $ 42,000
Sonoma, California 36 $ 5,872,000 $ 163,111 $ 68,000
Santa Rosa, Florida 36 $ 2,872,000 $ 79,777 $ 43,000
Caddo, Louisiana 36 $ 2,162,000 $ 60,055 $ 37,000
St. Clair, Michigan 36 $ 3,632,000 $ 100,888 $ 33,000
Montgomery, Tennessee 36 $ 3,066,000 $ 85,166 $ 36,000
San Francisco, California 35 $ 7,753,000 $ 221,514 $ 81,000
Bay, Florida 35 $ 2,660,000 $ 76,000 $ 22,000
Hernando, Florida 35 $ 2,346,000 $ 67,028 $ 28,000
Hall, Georgia 35 $ 4,056,000 $ 115,885 $ 44,000
Calcasieu, Louisiana 35 $ 2,039,000 $ 58,257 $ 18,000
Muskegon, Michigan 35 $ 2,291,000 $ 65,457 $ 18,000
Saginaw, Michigan 35 $ 1,785,000 $ 51,000 $ 19,000
Anoka, Minnesota 35 $ 3,121,000 $ 89,171 $ 34,000
DeSoto, Mississippi 35 $ 2,605,000 $ 74,428 $ 39,000
Greene, Missouri 35 $ 2,642,000 $ 75,485 $ 34,000
Cabarrus, North Carolina 35 $ 2,888,000 $ 82,514 $ 32,000
Aiken, South Carolina 35 $ 2,668,000 $ 76,228 $ 55,000
Baldwin, Alabama 34 $ 2,822,000 $ 83,000 $ 67,000
Yuma, Arizona 34 $ 2,764,000 $ 81,294 $ 42,000
Solano, California 34 $ 4,356,000 $ 128,117 $ 44,000
Middlesex, Connecticut 34 $ 3,149,000 $ 92,617 $ 29,000
Coweta, Georgia 34 $ 2,799,000 $ 82,323 $ 43,000
McLean, Illinois 34 $ 2,054,000 $ 60,411 $ 19,000
Peoria, Illinois 34 $ 2,129,000 $ 62,617 $ 11,000
Calhoun, Michigan 34 $ 2,271,000 $ 66,794 $ 28,000
Ramsey, Minnesota 34 $ 2,943,000 $ 86,558 $ 28,000
Brown, Wisconsin 34 $ 2,681,000 $ 78,852 $ 46,000
Shawnee, Kansas 33 $ 2,262,000 $ 68,545 $ 32,000
Lafayette, Louisiana 33 $ 2,118,000 $ 64,181 $ 42,000
Santa Fe, New Mexico 33 $ 4,649,000 $ 140,878 $ 66,000
Oneida, New York 33 $ 2,054,000 $ 62,242 $ 18,000
Clark, Ohio 33 $ 1,709,000 $ 51,787 $ 23,000
Licking, Ohio 33 $ 2,413,000 $ 73,121 $ 35,000
Anderson, South Carolina 33 $ 1,877,000 $ 56,878 $ 33,000
Rutherford, Tennessee 33 $ 2,600,000 $ 78,787 $ 35,000
Stanislaus, California 32 $ 3,508,000 $ 109,625 $ 25,000
Ottawa, Michigan 32 $ 2,965,000 $ 92,656 $ 27,000
Dakota, Minnesota 32 $ 4,292,000 $ 134,125 $ 50,000
Hinds, Mississippi 32 $ 2,069,000 $ 64,656 $ 27,000
Chautauqua, New York 32 $ 1,342,000 $ 41,937 $ 31,000
Alamance, North Carolina 32 $ 3,546,000 $ 110,812 $ 18,000
Nash, North Carolina 32 $ 1,994,000 $ 62,312 $ 21,000
Hidalgo, Texas 32 $ 2,989,000 $ 93,406 $ 51,000
Calhoun, Alabama 31 $ 1,436,000 $ 46,322 $ 30,000
Windham, Connecticut 31 $ 3,434,000 $ 110,774 $ 31,000
Muscogee, Georgia 31 $ 1,956,000 $ 63,096 $ 23,000
Porter, Indiana 31 $ 2,214,000 $ 71,419 $ 40,000
Merrimack, New Hampshire 31 $ 3,836,000 $ 123,741 $ 36,000
Rensselaer, New York 31 $ 2,629,000 $ 84,806 $ 37,000
Clermont, Ohio 31 $ 2,118,000 $ 68,322 $ 25,000
Richland, Ohio 31 $ 5,085,000 $ 164,032 $ 30,000
Butler, Pennsylvania 31 $ 2,380,000 $ 76,774 $ 49,000
Lee, Alabama 30 $ 2,349,000 $ 78,300 $ 51,000
Martin, Florida 30 $ 4,039,000 $ 134,633 $ 44,000
Kennebec, Maine 30 $ 2,023,000 $ 67,433 $ 27,000
Lenawee, Michigan 30 $ 1,905,000 $ 63,500 $ 25,000
Cumberland, New Jersey 30 $ 2,345,000 $ 78,166 $ 31,000
Cleveland, North Carolina 30 $ 2,091,000 $ 69,700 $ 26,000
Portage, Ohio 30 $ 2,485,000 $ 82,833 $ 32,000
Marion, Oregon 30 $ 2,155,000 $ 71,833 $ 32,000
Washington, Pennsylvania 30 $ 1,989,000 $ 66,300 $ 34,000
Sullivan, Tennessee 30 $ 2,188,000 $ 72,933 $ 24,000
Thurston, Washington 30 $ 2,777,000 $ 92,566 $ 43,000
Kanawha, West Virginia 30 $ 2,277,000 $ 75,900 $ 27,000
Mohave, Arizona 29 $ 2,021,000 $ 69,689 $ 37,000
Washington, Arkansas 29 $ 2,701,000 $ 93,137 $ 35,000
Pueblo, Colorado 29 $ 1,935,000 $ 66,724 $ 36,000
Dona Ana, New Mexico 29 $ 2,190,000 $ 75,517 $ 28,000
Lebanon, Pennsylvania 29 $ 2,061,000 $ 71,068 $ 40,000
Houston, Alabama 28 $ 1,573,000 $ 56,178 $ 28,000
Charlotte, Florida 28 $ 2,210,000 $ 78,928 $ 28,000
Fayette, Georgia 28 $ 3,487,000 $ 124,535 $ 39,000
Houston, Georgia 28 $ 1,717,000 $ 61,321 $ 20,000
Rockdale, Georgia 28 $ 2,247,000 $ 80,250 $ 47,000
Canyon, Idaho 28 $ 1,648,000 $ 58,857 $ 21,000
Tippecanoe, Indiana 28 $ 2,721,000 $ 97,178 $ 43,000
Linn, Iowa 28 $ 2,185,000 $ 78,035 $ 22,000
St. Mary's, Maryland 28 $ 3,052,000 $ 109,000 $ 37,000
Schenectady, New York 28 $ 2,140,000 $ 76,428 $ 31,000
Brunswick, North Carolina 28 $ 2,566,000 $ 91,642 $ 27,000
Franklin, Pennsylvania 28 $ 2,070,000 $ 73,928 $ 36,000
Weber, Utah 28 $ 1,760,000 $ 62,857 $ 21,000
Tuscaloosa, Alabama 27 $ 2,372,000 $ 87,851 $ 29,000
Marin, California 27 $ 6,562,000 $ 243,037 $ 46,000
Washington, Minnesota 27 $ 4,407,000 $ 163,222 $ 39,000
Sandoval, New Mexico 27 $ 1,654,000 $ 61,259 $ 36,000
Valencia, New Mexico 27 $ 2,116,000 $ 78,370 $ 49,000
Ontario, New York 27 $ 2,464,000 $ 91,259 $ 39,000
Wayne, North Carolina 27 $ 1,525,000 $ 56,481 $ 21,000
Elmore, Alabama 26 $ 1,920,000 $ 73,846 $ 41,000
Cochise, Arizona 26 $ 2,285,000 $ 87,884 $ 27,000
Hawaii, Hawaii 26 $ 2,532,000 $ 97,384 $ 25,000
Ouachita, Louisiana 26 $ 1,736,000 $ 66,769 $ 34,000
Warren, New Jersey 26 $ 3,037,000 $ 116,807 $ 53,000
Davidson, North Carolina 26 $ 2,002,000 $ 77,000 $ 12,000
Geauga, Ohio 26 $ 4,382,000 $ 168,538 $ 49,000
Adams, Pennsylvania 26 $ 1,853,000 $ 71,269 $ 45,000
Crawford, Pennsylvania 26 $ 1,431,000 $ 55,038 $ 34,000
Lycoming, Pennsylvania 26 $ 1,890,000 $ 72,692 $ 31,000
Berkeley, South Carolina 26 $ 1,786,000 $ 68,692 $ 33,000
Fairbanks North Star, Alaska 25 $ 2,140,000 $ 85,600 $ 37,000
Coconino, Arizona 25 $ 2,510,000 $ 100,400 $ 55,000
San Luis Obispo, California 25 $ 3,822,000 $ 152,880 $ 153,000
Clay, Florida 25 $ 1,613,000 $ 64,520 $ 30,000
St. Johns, Florida 25 $ 2,872,000 $ 114,880 $ 22,000
Bibb, Georgia 25 $ 1,599,000 $ 63,960 $ 46,000
Floyd, Georgia 25 $ 2,341,000 $ 93,640 $ 31,000
Tazewell, Illinois 25 $ 1,716,000 $ 68,640 $ 31,000
Vanderburgh, Indiana 25 $ 1,397,000 $ 55,880 $ 29,000
Kenton, Kentucky 25 $ 1,295,000 $ 51,800 $ 24,000
Chemung, New York 25 $ 1,408,000 $ 56,320 $ 29,000
Sullivan, New York 25 $ 2,409,000 $ 96,360 $ 41,000
Alexandria, Virginia 25 $ 3,676,000 $ 147,040 $ 57,000
Benton, Arkansas 24 $ 2,619,000 $ 109,125 $ 51,000
Alachua, Florida 24 $ 1,983,000 $ 82,625 $ 30,000
Citrus, Florida 24 $ 1,573,000 $ 65,541 $ 24,000
Johnson, Indiana 24 $ 1,512,000 $ 63,000 $ 32,000
Bossier, Louisiana 24 $ 1,513,000 $ 63,041 $ 24,000
Grand Traverse, Michigan 24 $ 2,505,000 $ 104,375 $ 25,000
St. Louis, Minnesota 24 $ 1,748,000 $ 72,833 $ 29,000
Sarpy, Nebraska 24 $ 1,822,000 $ 75,916 $ 43,000
Hunterdon, New Jersey 24 $ 3,493,000 $ 145,541 $ 90,000
San Juan, New Mexico 24 $ 1,823,000 $ 75,958 $ 30,000
Craven, North Carolina 24 $ 1,384,000 $ 57,666 $ 24,000
Randolph, North Carolina 24 $ 1,700,000 $ 70,833 $ 27,000
Delaware, Ohio 24 $ 2,172,000 $ 90,500 $ 43,000
Greene, Ohio 24 $ 1,808,000 $ 75,333 $ 25,000
Schuylkill, Pennsylvania 24 $ 1,234,000 $ 51,416 $ 20,000
Kent, Rhode Island 24 $ 2,089,000 $ 87,041 $ 37,000
Sumner, Tennessee 24 $ 2,435,000 $ 101,458 $ 32,000
Stafford, Virginia 24 $ 2,773,000 $ 115,541 $ 47,000
Winnebago, Wisconsin 24 $ 1,708,000 $ 71,166 $ 20,000
Etowah, Alabama 23 $ 1,210,000 $ 52,608 $ 30,000
Placer, California 23 $ 3,252,000 $ 141,391 $ 52,000
Champaign, Illinois 23 $ 1,841,000 $ 80,043 $ 36,000
Kankakee, Illinois 23 $ 1,310,000 $ 56,956 $ 20,000
Vigo, Indiana 23 $ 1,190,000 $ 51,739 $ 29,000
Androscoggin, Maine 23 $ 1,380,000 $ 60,000 $ 23,000
Allegan, Michigan 23 $ 2,366,000 $ 102,869 $ 44,000
Harrison, Mississippi 23 $ 1,394,000 $ 60,608 $ 40,000
Wayne, New York 23 $ 1,066,000 $ 46,347 $ 29,000
Burke, North Carolina 23 $ 1,842,000 $ 80,086 $ 35,000
Orange, North Carolina 23 $ 4,314,000 $ 187,565 $ 43,000
Lane, Oregon 23 $ 1,944,000 $ 84,521 $ 13,000
Cambria, Pennsylvania 23 $ 1,367,000 $ 59,434 $ 42,000
Fayette, Pennsylvania 23 $ 1,150,000 $ 50,000 $ 11,000
Maury, Tennessee 23 $ 1,659,000 $ 72,130 $ 21,000
Tipton, Tennessee 23 $ 1,899,000 $ 82,565 $ 39,000
Richmond City, Virginia 23 $ 1,850,000 $ 80,434 $ 44,000
Walworth, Wisconsin 23 $ 1,875,000 $ 81,521 $ 34,000
Monterey, California 22 $ 4,500,000 $ 204,545 $ 43,000
Carroll, Georgia 22 $ 1,381,000 $ 62,772 $ 49,000
Hendricks, Indiana 22 $ 1,508,000 $ 68,545 $ 33,000
Howard, Indiana 22 $ 976,000 $ 44,363 $ 40,000
Madison, Indiana 22 $ 1,544,000 $ 70,181 $ 39,000
Monroe, Indiana 22 $ 1,911,000 $ 86,863 $ 31,000
Pottawattamie, Iowa 22 $ 1,655,000 $ 75,227 $ 11,000
Ascension, Louisiana 22 $ 1,119,000 $ 50,863 $ 26,000
Knox, Maine 22 $ 2,072,000 $ 94,181 $ 47,000
Hampshire, Massachusetts 22 $ 1,603,000 $ 72,863 $ 31,000
Cape Girardeau, Missouri 22 $ 1,803,000 $ 81,954 $ 40,000
Cass, Missouri 22 $ 1,724,000 $ 78,363 $ 43,000
Cheshire, New Hampshire 22 $ 1,559,000 $ 70,863 $ 30,000
Strafford, New Hampshire 22 $ 1,782,000 $ 81,000 $ 28,000
Clinton, New York 22 $ 1,207,000 $ 54,863 $ 39,000
Carteret, North Carolina 22 $ 1,308,000 $ 59,454 $ 26,000
Robeson, North Carolina 22 $ 968,000 $ 44,000 $ 21,000
Fairfield, Ohio 22 $ 1,685,000 $ 76,590 $ 38,000
Wood, Ohio 22 $ 1,880,000 $ 85,454 $ 28,000
Pickens, South Carolina 22 $ 1,817,000 $ 82,590 $ 32,000
Bell, Texas 22 $ 2,031,000 $ 92,318 $ 31,000
Brazoria, Texas 22 $ 2,510,000 $ 114,090 $ 68,000
Galveston, Texas 22 $ 2,296,000 $ 104,363 $ 60,000
Williamson, Texas 22 $ 2,374,000 $ 107,909 $ 54,000
Newport News, Virginia 22 $ 1,247,000 $ 56,681 $ 20,000
Norfolk, Virginia 22 $ 1,556,000 $ 70,727 $ 32,000
Benton, Washington 22 $ 1,508,000 $ 68,545 $ 38,000
Jefferson, West Virginia 22 $ 2,311,000 $ 105,045 $ 53,000
Laramie, Wyoming 22 $ 1,775,000 $ 80,681 $ 26,000
Lauderdale, Alabama 21 $ 1,371,000 $ 65,285 $ 14,000
Tulare, California 21 $ 1,699,000 $ 80,904 $ 36,000
Rock Island, Illinois 21 $ 1,008,000 $ 48,000 $ 19,000
Waldo, Maine 21 $ 1,680,000 $ 80,000 $ 30,000
Eaton, Michigan 21 $ 1,479,000 $ 70,428 $ 28,000
Lapeer, Michigan 21 $ 2,141,000 $ 101,952 $ 25,000
Lee, Mississippi 21 $ 1,453,000 $ 69,190 $ 56,000
Grafton, New Hampshire 21 $ 2,153,000 $ 102,523 $ 63,000
Columbia, New York 21 $ 2,308,000 $ 109,904 $ 74,000
Stanly, North Carolina 21 $ 1,420,000 $ 67,619 $ 11,000
Columbiana, Ohio 21 $ 1,074,000 $ 51,142 $ 24,000
Sandusky, Ohio 21 $ 911,000 $ 43,380 $ 25,000
Blair, Pennsylvania 21 $ 1,046,000 $ 49,809 $ 20,000
Montgomery, Texas 21 $ 2,011,000 $ 95,761 $ 39,000
Whatcom, Washington 21 $ 1,694,000 $ 80,666 $ 33,000
Yakima, Washington 21 $ 1,494,000 $ 71,142 $ 27,000
Wood, West Virginia 21 $ 1,786,000 $ 85,047 $ 25,000
Sheboygan, Wisconsin 21 $ 1,808,000 $ 86,095 $ 47,000
Talladega, Alabama 20 $ 1,458,000 $ 72,900 $ 32,000
Faulkner, Arkansas 20 $ 2,197,000 $ 109,850 $ 40,000
Mesa, Colorado 20 $ 1,335,000 $ 66,750 $ 44,000
Kendall, Illinois 20 $ 1,263,000 $ 63,150 $ 36,000
Clark, Indiana 20 $ 1,282,000 $ 64,100 $ 32,000
Livingston, Louisiana 20 $ 1,189,000 $ 59,450 $ 22,000
Wicomico, Maryland 20 $ 2,050,000 $ 102,500 $ 49,000
Scott, Minnesota 20 $ 1,953,000 $ 97,650 $ 19,000
Putnam, New York 20 $ 2,897,000 $ 144,850 $ 30,000
Vance, North Carolina 20 $ 1,547,000 $ 77,350 $ 34,000
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Mortgage Loan Application Detail Totals for Mbna America Delaware, N.A. in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 45,334 $4,239,561,000 $90,403 $9,520,000 $35,480 $2,490,000
Home Purchase (one-to-four family) 365 $48,607,000 $113,292 $806,000 $92,024 $1,200,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 30,680 $2,886,043,000 $94,538 $9,520,000 $39,192 $1,920,000
Black 5,139 $434,367,000 $86,510 $1,974,000 $31,061 $750,000
Information not provided by applicant in mail or telephone application 4,755 $423,680,000 $83,423 $2,120,000 $31,461 $2,490,000
Hispanic 2,467 $232,946,000 $87,211 $750,000 $31,557 $1,500,000
Asian or Pacific Islander 1,239 $163,569,000 $109,043 $2,131,000 $52,434 $1,200,000
Other 836 $90,439,000 $93,955 $1,000,000 $34,377 $500,000
American Indian or Alaskan Native 507 $47,416,000 $89,583 $984,000 $36,958 $750,000
Not applicable 76 $9,708,000 $127,000 $187,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 45,699 $4,288,168,000 $90,711 $9,520,000 $36,096 $2,490,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 33,597 $2,744,702,000 $79,615 $9,520,000 $17,134 $2,490,000
Loan Originated 7,837 $958,088,000 $114,745 $1,000,000 $80,019 $1,920,000
Application Withdrawn By Applicant 2,759 $372,523,000 $129,686 $1,015,000 $80,058 $1,200,000
File Closed For Incompleteness 787 $109,991,000 $134,140 $1,000,000 $78,240 $652,000
Application Approved But Not Accepted 643 $93,156,000 $132,042 $850,000 $87,276 $1,200,000
Loan Purchased By The Institution 76 $9,708,000 $127,000 $187,000 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 17,198 $1,470,523,000 $83,192 $9,520,000 $0 $0
Collateral 6,074 $575,679,000 $97,711 $2,131,000 $0 $0
Debt-To-Income Ratio 4,928 $353,443,000 $68,423 $2,257,000 $46,384 $2,490,000
Other 3,036 $197,224,000 $61,784 $1,620,000 $67,411 $1,560,000
Credit Application Incomplete 1,827 $107,870,000 $59,021 $658,000 $0 $0
Unverifiable Information 339 $25,514,000 $66,675 $1,000,000 $0 $0
Employment History 174 $12,170,000 $76,864 $337,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 21 $2,279,000 $98,384 $453,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mbna America Delaware, N.A.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mbna America Delaware, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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