Marine Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Marine Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Marine Credit Union
811 Monitor Street
La Crosse, WI 54603
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 3,169
Total Mortgage Loan Application Amount $365,480,000
Average Mortgage Loan Application Amount $97,800
Highest Mortgage Loan Application Amount $7,675,000
Average Applicant Income $92,200
Highest Applicant Income $849,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Marine Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Marine Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Marine Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Marine Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Marine Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Marine Credit Union's mortgage activity for 2023.

Mortgage Loan Application Totals for Marine Credit Union by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Milwaukee County Wisconsin 361 $ 38,390,000 $ 106,000 $ 81,000
Fond du Lac County Wisconsin 223 $ 20,185,000 $ 90,000 $ 84,000
Polk County Iowa 193 $ 22,285,000 $ 115,000 $ 82,000
Brown County Wisconsin 134 $ 18,840,000 $ 140,000 $ 87,000
La Crosse County Wisconsin 100 $ 11,840,000 $ 118,000 $ 82,000
Chippewa County Wisconsin 88 $ 9,930,000 $ 112,000 $ 102,000
Racine County Wisconsin 84 $ 9,420,000 $ 112,000 $ 98,000
Eau Claire County Wisconsin 80 $ 9,790,000 $ 122,000 $ 81,000
Outagamie County Wisconsin 72 $ 9,030,000 $ 125,000 $ 90,000
Sheboygan County Wisconsin 66 $ 6,220,000 $ 94,000 $ 86,000
Winnebago County Wisconsin 60 $ 7,970,000 $ 132,000 $ 99,000
Dodge County Wisconsin 57 $ 6,005,000 $ 105,000 $ 93,000
Grant County Wisconsin 51 $ 5,325,000 $ 104,000 $ 82,000
Rock Island County Illinois 48 $ 5,180,000 $ 107,000 $ 79,000
Waukesha County Wisconsin 48 $ 9,350,000 $ 194,000 $ 108,000
Crawford County Wisconsin 47 $ 4,715,000 $ 100,000 $ 73,000
Scott County Iowa 43 $ 4,235,000 $ 98,000 $ 80,000
Dane County Wisconsin 43 $ 9,245,000 $ 215,000 $ 112,000
Dunn County Wisconsin 43 $ 4,095,000 $ 95,000 $ 67,000
Manitowoc County Wisconsin 43 $ 6,335,000 $ 147,000 $ 113,000
Rock County Wisconsin 41 $ 5,255,000 $ 128,000 $ 81,000
Kenosha County Wisconsin 40 $ 3,460,000 $ 86,000 $ 73,000
Washington County Wisconsin 33 $ 5,125,000 $ 155,000 $ 123,000
Monroe County Wisconsin 30 $ 2,410,000 $ 80,000 $ 76,000
Waupaca County Wisconsin 30 $ 3,260,000 $ 108,000 $ 78,000
Marinette County Wisconsin 29 $ 2,265,000 $ 78,000 $ 73,000
Warren County Iowa 28 $ 3,370,000 $ 120,000 $ 101,000
Waushara County Wisconsin 28 $ 2,300,000 $ 82,000 $ 76,000
Winona County Minnesota 27 $ 2,945,000 $ 109,000 $ 103,000
Green County Wisconsin 27 $ 3,705,000 $ 137,000 $ 70,000
Olmsted County Minnesota 26 $ 4,610,000 $ 177,000 $ 105,000
Calumet County Wisconsin 26 $ 2,630,000 $ 101,000 $ 75,000
Iowa County Wisconsin 26 $ 3,050,000 $ 117,000 $ 69,000
Vernon County Wisconsin 24 $ 10,300,000 $ 429,000 $ 88,000
Walworth County Wisconsin 24 $ 2,830,000 $ 117,000 $ 98,000
Columbia County Wisconsin 23 $ 3,015,000 $ 131,000 $ 78,000
Oconto County Wisconsin 22 $ 2,040,000 $ 92,000 $ 81,000
Dallas County Iowa 21 $ 2,525,000 $ 120,000 $ 88,000
Trempealeau County Wisconsin 21 $ 1,655,000 $ 78,000 $ 75,000
Allamakee County Iowa 20 $ 1,870,000 $ 93,000 $ 78,000
Clayton County Iowa 20 $ 1,540,000 $ 77,000 $ 67,000
Houston County Minnesota 20 $ 2,000,000 $ 100,000 $ 82,000
Barron County Wisconsin 20 $ 2,260,000 $ 113,000 $ 71,000
Marquette County Wisconsin 20 $ 2,080,000 $ 104,000 $ 97,000
Winneshiek County Iowa 19 $ 1,645,000 $ 86,000 $ 74,000
Fillmore County Minnesota 19 $ 1,615,000 $ 85,000 $ 77,000
Juneau County Wisconsin 18 $ 1,680,000 $ 93,000 $ 72,000
Shawano County Wisconsin 18 $ 1,440,000 $ 80,000 $ 77,000
Jackson County Wisconsin 17 $ 1,655,000 $ 97,000 $ 73,000
Jefferson County Wisconsin 17 $ 2,355,000 $ 138,000 $ 81,000
Kewaunee County Wisconsin 16 $ 1,790,000 $ 111,000 $ 86,000
Clark County Wisconsin 15 $ 1,585,000 $ 105,000 $ 91,000
Door County Wisconsin 15 $ 2,815,000 $ 187,000 $ 87,000
Rusk County Wisconsin 15 $ 1,515,000 $ 101,000 $ 61,000
Taylor County Wisconsin 15 $ 2,545,000 $ 169,000 $ 77,000
Fayette County Iowa 14 $ 1,360,000 $ 97,000 $ 92,000
Adams County Wisconsin 14 $ 860,000 $ 61,000 $ 89,000
Pierce County Wisconsin 14 $ 1,910,000 $ 136,000 $ 88,000
Sauk County Wisconsin 14 $ 2,020,000 $ 144,000 $ 96,000
Marion County Iowa 13 $ 1,635,000 $ 125,000 $ 102,000
Muscatine County Iowa 13 $ 805,000 $ 61,000 $ 73,000
Marathon County Wisconsin 13 $ 945,000 $ 72,000 $ 81,000
Wood County Wisconsin 13 $ 1,335,000 $ 102,000 $ 87,000
Green Lake County Wisconsin 12 $ 1,010,000 $ 84,000 $ 79,000
Madison County Iowa 11 $ 1,105,000 $ 100,000 $ 118,000
Richland County Wisconsin 11 $ 1,695,000 $ 154,000 $ 75,000
Clarke County Iowa 10 $ 770,000 $ 77,000 $ 61,000
Howard County Iowa 10 $ 560,000 $ 56,000 $ 79,000
Lincoln County Wisconsin 10 $ 1,500,000 $ 150,000 $ 159,000
Ozaukee County Wisconsin 10 $ 1,170,000 $ 117,000 $ 141,000
Henry County Illinois 9 $ 1,845,000 $ 205,000 $ 100,000
Mercer County Illinois 9 $ 605,000 $ 67,000 $ 67,000
Boone County Iowa 9 $ 1,245,000 $ 138,000 $ 69,000
Clinton County Iowa 9 $ 1,465,000 $ 162,000 $ 66,000
Mower County Minnesota 9 $ 615,000 $ 68,000 $ 47,000
Wabasha County Minnesota 9 $ 575,000 $ 63,000 $ 61,000
Buffalo County Wisconsin 9 $ 1,065,000 $ 118,000 $ 67,000
Lafayette County Wisconsin 9 $ 915,000 $ 101,000 $ 65,000
Polk County Wisconsin 9 $ 745,000 $ 82,000 $ 76,000
St. Croix County Wisconsin 9 $ 995,000 $ 110,000 $ 94,000
Linn County Iowa 8 $ 980,000 $ 122,000 $ 87,000
Dubuque County Iowa 7 $ 985,000 $ 140,000 $ 90,000
Story County Iowa 7 $ 985,000 $ 140,000 $ 132,000
Dodge County Minnesota 7 $ 1,045,000 $ 149,000 $ 98,000
Black Hawk County Iowa 6 $ 400,000 $ 66,000 $ 52,000
Jasper County Iowa 6 $ 500,000 $ 83,000 $ 115,000
Stephenson County Illinois 5 $ 365,000 $ 73,000 $ 82,000
Louisa County Iowa 5 $ 295,000 $ 59,000 $ 49,000
Lucas County Iowa 5 $ 575,000 $ 115,000 $ 88,000
Marshall County Iowa 5 $ 285,000 $ 57,000 $ 59,000
Ringgold County Iowa 5 $ 235,000 $ 47,000 $ 85,000
Price County Wisconsin 5 $ 435,000 $ 87,000 $ 63,000
Whiteside County Illinois 4 $ 240,000 $ 60,000 $ 74,000
Adair County Iowa 4 $ 190,000 $ 47,000 $ 56,000
Appanoose County Iowa 4 $ 140,000 $ 35,000 $ 72,000
Cedar County Iowa 4 $ 930,000 $ 232,000 $ 88,000
Chickasaw County Iowa 4 $ 430,000 $ 107,000 $ 126,000
Des Moines County Iowa 4 $ 360,000 $ 90,000 $ 74,000
Jackson County Iowa 4 $ 420,000 $ 105,000 $ 51,000
Goodhue County Minnesota 4 $ 460,000 $ 115,000 $ 198,000
Portage County Wisconsin 4 $ 360,000 $ 90,000 $ 72,000
Decatur County Iowa 3 $ 385,000 $ 128,000 $ 90,000
Delaware County Iowa 3 $ 305,000 $ 101,000 $ 85,000
Greene County Iowa 3 $ 65,000 $ 21,000 $ 75,000
Iowa County Iowa 3 $ 195,000 $ 65,000 $ 75,000
Johnson County Iowa 3 $ 345,000 $ 115,000 $ 115,000
Wayne County Iowa 3 $ 95,000 $ 31,000 $ 65,000
Webster County Iowa 3 $ 335,000 $ 111,000 $ 61,000
Waseca County Minnesota 3 $ 405,000 $ 135,000 $ 70,000
Burnett County Wisconsin 3 $ 375,000 $ 125,000 $ 165,000
Lee County Illinois 2 $ 240,000 $ 120,000 $ 106,000
McHenry County Illinois 2 $ 250,000 $ 125,000 $ 133,000
Warren County Illinois 2 $ 300,000 $ 150,000 $ 191,000
Buchanan County Iowa 2 $ 240,000 $ 120,000 $ 68,000
Cass County Iowa 2 $ 260,000 $ 130,000 $ 73,000
Crawford County Iowa 2 $ 170,000 $ 85,000 $ 287,000
Mahaska County Iowa 2 $ 150,000 $ 75,000 $ 108,000
Mills County Iowa 2 $ 30,000 $ 15,000 $ 53,000
Plymouth County Iowa 2 $ 340,000 $ 170,000 $ 182,000
Wapello County Iowa 2 $ 210,000 $ 105,000 $ 109,000
Wright County Iowa 2 $ 160,000 $ 80,000 $ 121,000
Faribault County Minnesota 2 $ 100,000 $ 50,000 $ 79,000
Freeborn County Minnesota 2 $ 320,000 $ 160,000 $ 89,000
Ashland County Wisconsin 2 $ 210,000 $ 105,000 $ 63,000
Bayfield County Wisconsin 2 $ 40,000 $ 20,000 $ 56,000
Pepin County Wisconsin 2 $ 140,000 $ 70,000 $ 95,000
Vilas County Wisconsin 2 $ 300,000 $ 150,000 $ 88,000
Boone County Illinois 1 $ 165,000 $ 165,000 $ 151,000
Carroll County Illinois 1 $ 65,000 $ 65,000 $ 27,000
Jo Daviess County Illinois 1 $ 235,000 $ 235,000 $ 156,000
Lake County Illinois 1 $ 35,000 $ 35,000 $ 90,000
Logan County Illinois 1 $ 75,000 $ 75,000 $ 52,000
Peoria County Illinois 1 $ 35,000 $ 35,000 $ 162,000
Winnebago County Illinois 1 $ 245,000 $ 245,000 $ 82,000
Johnson County Indiana 1 $ 165,000 $ 165,000 $ 161,000
Adams County Iowa 1 $ 45,000 $ 45,000 $ 110,000
Benton County Iowa 1 $ 75,000 $ 75,000 $ 87,000
Bremer County Iowa 1 $ 25,000 $ 25,000 $ 107,000
Hardin County Iowa 1 $ 85,000 $ 85,000 $ 42,000
Humboldt County Iowa 1 $ 145,000 $ 145,000 $ 57,000
Keokuk County Iowa 1 $ 75,000 $ 75,000 $ 174,000
Monroe County Iowa 1 $ 145,000 $ 145,000 $ 96,000
Montgomery County Iowa 1 $ 55,000 $ 55,000 $ 54,000
Page County Iowa 1 $ 45,000 $ 45,000 $ 29,000
Pottawattamie County Iowa 1 $ 115,000 $ 115,000 $ 91,000
Poweshiek County Iowa 1 $ 85,000 $ 85,000 $ 56,000
Tama County Iowa 1 $ 265,000 $ 265,000 $ 84,000
Union County Iowa 1 $ 205,000 $ 205,000 $ 153,000
Winnebago County Iowa 1 $ 45,000 $ 45,000 $ 77,000
Anoka County Minnesota 1 $ 265,000 $ 265,000 $ 130,000
Chisago County Minnesota 1 $ 175,000 $ 175,000 $ 99,000
Dakota County Minnesota 1 $ 15,000 $ 15,000 $ 34,000
Hennepin County Minnesota 1 $ 515,000 $ 515,000 $ 265,000
Itasca County Minnesota 1 $ 25,000 $ 25,000 $ 36,000
Le Sueur County Minnesota 1 $ 245,000 $ 245,000 $ 199,000
Steele County Minnesota 1 $ 365,000 $ 365,000 $ 182,000
Iron County Wisconsin 1 $ 305,000 $ 305,000 $ 335,000
Menominee County Wisconsin 1 $ 35,000 $ 35,000 $ 125,000
Oneida County Wisconsin 1 $ 15,000 $ 15,000 $ 66,000
Sawyer County Wisconsin 1 $ 145,000 $ 145,000 $ 106,000
Washburn County Wisconsin 1 $ 65,000 $ 65,000 $ 89,000

Mortgage Loan Application Detail Totals for Marine Credit Union in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 1,795 $191,380,000 $106,000 $7,675,000 $88,000 $849,000
Home Purchase 656 $102,130,000 $155,000 $665,000 $86,000 $621,000
Refinancing 596 $65,420,000 $109,000 $995,000 $79,000 $833,000
Home Improvement 104 $5,300,000 $50,000 $295,000 $88,000 $338,000
Other Purpose 18 $1,250,000 $69,000 $425,000 $120,000 $313,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,615 $295,425,000 $112,000 $7,675,000 $87,000 $849,000
Hispanic 245 $34,325,000 $140,000 $555,000 $80,000 $392,000
Black or African American 182 $18,530,000 $101,000 $385,000 $78,000 $398,000
Not Provided 56 $8,035,000 $146,000 $995,000 $88,000 $338,000
Asian 41 $4,525,000 $110,000 $435,000 $102,000 $240,000
American Indian or Alaskan Native 11 $1,875,000 $170,000 $355,000 $105,000 $161,000
Not applicable 4 $1,420,000 $355,000 $745,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,169 $365,480,000 $115,000 $7,675,000 $86,000 $849,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,115 $128,315,000 $115,000 $475,000 $93,000 $849,000
Application Denied By Financial Institution 1,073 $124,110,000 $115,000 $995,000 $79,000 $647,000
Application Withdrawn By Applicant 820 $88,990,000 $108,000 $575,000 $86,000 $833,000
Application Approved But Not Accepted 132 $13,780,000 $104,000 $395,000 $92,000 $332,000
File Closed For Incompleteness 29 $10,285,000 $354,000 $7,675,000 $65,000 $169,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,096 $241,370,000 $115,000 $7,675,000 $90,000 $849,000
Credit History 508 $55,610,000 $109,000 $635,000 $81,000 $647,000
Debt-To-Income Ratio 230 $31,760,000 $138,000 $995,000 $69,000 $534,000
Unverifiable Information 129 $13,145,000 $101,000 $465,000 $88,000 $350,000
Collateral 96 $9,825,000 $103,000 $465,000 $81,000 $195,000
Insufficient Cash (Downpayment, Closing Cost) 53 $6,855,000 $129,000 $555,000 $67,000 $189,000
Credit Application Incomplete 29 $2,855,000 $98,000 $305,000 $86,000 $250,000
Employment History 17 $1,905,000 $112,000 $365,000 $87,000 $194,000
Other 11 $2,155,000 $195,000 $745,000 $98,000 $265,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Marine Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Marine Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet with aggregated HMDA statistics today.

Download the Wisconsin Lender List