Mega Capital Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Mega Capital Funding, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mega Capital Funding, Inc. 5000 N Parkway Calabasas Suite 100, CA 91302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2017 2016 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 5,510 |
| Total Mortgage Loan Application Amount | $2,434,460,000 |
| Average Mortgage Loan Application Amount | $476,750 |
| Highest Mortgage Loan Application Amount | $2,475,000 |
| Average Applicant Income | $124,500 |
| Highest Applicant Income | $2,954,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Mega Capital Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mega Capital Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Mega Capital Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mega Capital Funding, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Mega Capital Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mega Capital Funding, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 2,400 | $ 1,121,580,000 | $ 467,000 | $ 138,000 |
| Orange County California | 896 | $ 426,360,000 | $ 475,000 | $ 141,000 |
| San Diego County California | 437 | $ 195,075,000 | $ 446,000 | $ 127,000 |
| San Bernardino County California | 402 | $ 136,000,000 | $ 338,000 | $ 104,000 |
| Riverside County California | 330 | $ 112,000,000 | $ 339,000 | $ 114,000 |
| Ventura County California | 145 | $ 66,105,000 | $ 455,000 | $ 154,000 |
| San Luis Obispo County California | 127 | $ 53,275,000 | $ 419,000 | $ 146,000 |
| Santa Clara County California | 99 | $ 53,985,000 | $ 545,000 | $ 161,000 |
| Alameda County California | 87 | $ 43,565,000 | $ 500,000 | $ 151,000 |
| Sacramento County California | 65 | $ 23,075,000 | $ 355,000 | $ 108,000 |
| Contra Costa County California | 57 | $ 27,395,000 | $ 480,000 | $ 126,000 |
| San Joaquin County California | 34 | $ 12,140,000 | $ 357,000 | $ 124,000 |
| Kern County California | 30 | $ 7,890,000 | $ 263,000 | $ 119,000 |
| Fresno County California | 24 | $ 6,240,000 | $ 260,000 | $ 136,000 |
| San Mateo County California | 23 | $ 17,295,000 | $ 751,000 | $ 275,000 |
| Santa Barbara County California | 22 | $ 9,340,000 | $ 424,000 | $ 104,000 |
| Solano County California | 19 | $ 6,185,000 | $ 325,000 | $ 91,000 |
| San Francisco County California | 16 | $ 10,730,000 | $ 670,000 | $ 218,000 |
| Monterey County California | 15 | $ 6,695,000 | $ 446,000 | $ 117,000 |
| King County Washington | 13 | $ 5,815,000 | $ 447,000 | $ 129,000 |
| El Dorado County California | 11 | $ 4,735,000 | $ 430,000 | $ 101,000 |
| Sonoma County California | 11 | $ 5,445,000 | $ 495,000 | $ 383,000 |
| Stanislaus County California | 11 | $ 2,445,000 | $ 222,000 | $ 82,000 |
| Placer County California | 10 | $ 4,020,000 | $ 402,000 | $ 171,000 |
| Harris County Texas | 10 | $ 2,690,000 | $ 269,000 | $ 118,000 |
| Nevada County California | 9 | $ 3,375,000 | $ 375,000 | $ 120,000 |
| Washington County Oregon | 9 | $ 2,965,000 | $ 329,000 | $ 125,000 |
| Collin County Texas | 9 | $ 2,635,000 | $ 292,000 | $ 122,000 |
| Fort Bend County Texas | 8 | $ 2,200,000 | $ 275,000 | $ 92,000 |
| Marin County California | 7 | $ 7,025,000 | $ 1,003,000 | $ 262,000 |
| Merced County California | 7 | $ 1,585,000 | $ 226,000 | $ 63,000 |
| Douglas County Colorado | 7 | $ 3,705,000 | $ 529,000 | $ 213,000 |
| Snohomish County Washington | 7 | $ 2,895,000 | $ 413,000 | $ 129,000 |
| Maricopa County Arizona | 6 | $ 1,880,000 | $ 313,000 | $ 96,000 |
| Santa Cruz County California | 6 | $ 2,990,000 | $ 498,000 | $ 179,000 |
| Jefferson County Colorado | 6 | $ 2,050,000 | $ 341,000 | $ 96,000 |
| Brevard County Florida | 6 | $ 1,410,000 | $ 235,000 | $ 106,000 |
| Denton County Texas | 6 | $ 1,840,000 | $ 306,000 | $ 85,000 |
| Tarrant County Texas | 6 | $ 1,680,000 | $ 280,000 | $ 99,000 |
| Butte County California | 5 | $ 1,645,000 | $ 329,000 | $ 136,000 |
| Napa County California | 5 | $ 3,165,000 | $ 633,000 | $ 337,000 |
| Pierce County Washington | 5 | $ 1,485,000 | $ 297,000 | $ 105,000 |
| San Benito County California | 4 | $ 1,880,000 | $ 470,000 | $ 107,000 |
| Adams County Colorado | 4 | $ 890,000 | $ 222,000 | $ 62,000 |
| El Paso County Colorado | 4 | $ 1,850,000 | $ 462,000 | $ 133,000 |
| Pinellas County Florida | 4 | $ 1,320,000 | $ 330,000 | $ 96,000 |
| Dallas County Texas | 4 | $ 1,520,000 | $ 380,000 | $ 116,000 |
| Spokane County Washington | 4 | $ 1,170,000 | $ 292,000 | $ 72,000 |
| Madera County California | 3 | $ 805,000 | $ 268,000 | $ 61,000 |
| Mono County California | 3 | $ 1,085,000 | $ 361,000 | $ 234,000 |
| Shasta County California | 3 | $ 765,000 | $ 255,000 | $ 39,000 |
| Tulare County California | 3 | $ 725,000 | $ 241,000 | $ 99,000 |
| Yuba County California | 3 | $ 595,000 | $ 198,000 | $ 34,000 |
| Broward County Florida | 3 | $ 765,000 | $ 255,000 | $ 96,000 |
| Palm Beach County Florida | 3 | $ 645,000 | $ 215,000 | $ 125,000 |
| Del Norte County California | 2 | $ 530,000 | $ 265,000 | $ 82,000 |
| Imperial County California | 2 | $ 310,000 | $ 155,000 | $ 91,000 |
| Lake County California | 2 | $ 420,000 | $ 210,000 | $ 108,000 |
| Fremont County Colorado | 2 | $ 590,000 | $ 295,000 | $ 72,000 |
| Miami-Dade County Florida | 2 | $ 1,250,000 | $ 625,000 | $ 240,000 |
| Deschutes County Oregon | 2 | $ 550,000 | $ 275,000 | $ 157,000 |
| Multnomah County Oregon | 2 | $ 620,000 | $ 310,000 | $ 76,000 |
| Kitsap County Washington | 2 | $ 730,000 | $ 365,000 | $ 122,000 |
| Thurston County Washington | 2 | $ 420,000 | $ 210,000 | $ 35,000 |
| Mohave County Arizona | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Pima County Arizona | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Pinal County Arizona | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Alpine County California | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Calaveras County California | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Glenn County California | 1 | $ 225,000 | $ 225,000 | $ 127,000 |
| Humboldt County California | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Kings County California | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Sutter County California | 1 | $ 175,000 | $ 175,000 | $ 146,000 |
| Tehama County California | 1 | $ 305,000 | $ 305,000 | $ 144,000 |
| Trinity County California | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Tuolumne County California | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Arapahoe County Colorado | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Denver County Colorado | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Elbert County Colorado | 1 | $ 365,000 | $ 365,000 | $ 143,000 |
| Larimer County Colorado | 1 | $ 355,000 | $ 355,000 | $ 198,000 |
| Weld County Colorado | 1 | $ 385,000 | $ 385,000 | $ 149,000 |
| Duval County Florida | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Lee County Florida | 1 | $ 425,000 | $ 425,000 | $ 160,000 |
| Marion County Florida | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Orange County Florida | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Sarasota County Florida | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| St. Johns County Florida | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| Volusia County Florida | 1 | $ 395,000 | $ 395,000 | $ 161,000 |
| Gwinnett County Georgia | 1 | $ 315,000 | $ 315,000 | $ 64,000 |
| Frederick County Maryland | 1 | $ 295,000 | $ 295,000 | $ 170,000 |
| Prince George's County Maryland | 1 | $ 445,000 | $ 445,000 | $ 205,000 |
| Clackamas County Oregon | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Lane County Oregon | 1 | $ 165,000 | $ 165,000 | $ 155,000 |
| Marion County Oregon | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Kendall County Texas | 1 | $ 295,000 | $ 295,000 | $ 85,000 |
| Medina County Texas | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Montgomery County Texas | 1 | $ 465,000 | $ 465,000 | $ 265,000 |
| Nueces County Texas | 1 | $ 305,000 | $ 305,000 | $ 193,000 |
| Wichita County Texas | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Williamson County Texas | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Manassas Park County Virginia | 1 | $ 325,000 | $ 325,000 | $ 95,000 |
| Clark County Washington | 1 | $ 425,000 | $ 425,000 | $ 81,000 |
| Yakima County Washington | 1 | $ 275,000 | $ 275,000 | $ 175,000 |
Mortgage Loan Application Detail Totals for Mega Capital Funding, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,372 | $1,007,350,000 | $424,000 | $2,325,000 | $131,000 | $2,954,000 |
| Home Purchase | 1,601 | $765,475,000 | $478,000 | $2,435,000 | $143,000 | $1,560,000 |
| Cash-out Refinancing | 1,536 | $661,060,000 | $430,000 | $2,475,000 | $131,000 | $2,102,000 |
| Home Improvement | 1 | $575,000 | $575,000 | $575,000 | $93,000 | $93,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 2,108 | $907,690,000 | $430,000 | $1,665,000 | $130,000 | $1,560,000 |
| White | 1,946 | $916,290,000 | $470,000 | $2,475,000 | $151,000 | $2,954,000 |
| Hispanic | 802 | $308,430,000 | $384,000 | $1,915,000 | $104,000 | $1,289,000 |
| Not Provided | 460 | $215,170,000 | $467,000 | $2,435,000 | $142,000 | $1,271,000 |
| Black or African American | 125 | $54,995,000 | $439,000 | $2,315,000 | $127,000 | $1,018,000 |
| Native Hawaiian or Other Pacific Islander | 46 | $21,260,000 | $462,000 | $1,065,000 | $113,000 | $387,000 |
| American Indian or Alaskan Native | 10 | $4,190,000 | $419,000 | $1,245,000 | $102,000 | $366,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,016 | $2,223,100,000 | $443,000 | $2,475,000 | $140,000 | $2,954,000 |
| FHA-insured (Federal Housing Administration) | 318 | $134,780,000 | $423,000 | $815,000 | $76,000 | $280,000 |
| VA-guaranteed (Veterans Administration) | 176 | $76,580,000 | $435,000 | $1,055,000 | $74,000 | $363,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,176 | $1,777,350,000 | $425,000 | $2,475,000 | $131,000 | $2,206,000 |
| Application Approved But Not Accepted | 999 | $479,445,000 | $479,000 | $2,435,000 | $142,000 | $1,560,000 |
| File Closed For Incompleteness | 241 | $136,035,000 | $564,000 | $2,005,000 | $172,000 | $2,954,000 |
| Application Withdrawn By Applicant | 59 | $26,835,000 | $454,000 | $1,645,000 | $141,000 | $831,000 |
| Application Denied By Financial Institution | 35 | $14,795,000 | $422,000 | $865,000 | $86,000 | $302,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,475 | $2,419,665,000 | $441,000 | $2,475,000 | $135,000 | $2,954,000 |
| Credit History | 12 | $4,420,000 | $368,000 | $865,000 | $93,000 | $302,000 |
| Debt-To-Income Ratio | 10 | $4,810,000 | $481,000 | $825,000 | $77,000 | $134,000 |
| Unverifiable Information | 4 | $1,520,000 | $380,000 | $605,000 | $90,000 | $174,000 |
| Employment History | 3 | $1,395,000 | $465,000 | $575,000 | $107,000 | $120,000 |
| Other | 3 | $1,465,000 | $488,000 | $545,000 | $66,000 | $119,000 |
| Collateral | 2 | $560,000 | $280,000 | $345,000 | $82,000 | $164,000 |
| Credit Application Incomplete | 1 | $625,000 | $625,000 | $625,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mega Capital Funding, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mega Capital Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.