Mellon Trust Of New England
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Mellon Trust Of New England 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mellon Trust Of New England One Boston Place Boston, MA 02108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 398 |
| Total Mortgage Loan Application Amount | $346,612,000 |
| Average Mortgage Loan Application Amount | $844,196 |
| Highest Mortgage Loan Application Amount | $11,000,000 |
| Average Applicant Income | $442,557 |
| Highest Applicant Income | $9,296,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Mellon Trust Of New England. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mellon Trust Of New England's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Mellon Trust Of New England's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mellon Trust Of New England serves its applicants.
Each category highlights the total number of mortgage applications processed by Mellon Trust Of New England, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mellon Trust Of New England's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Miami-Dade County Florida | 27 | $ 19,933,000 | $ 738,000 | $ 321,000 |
| Allegheny County Pennsylvania | 19 | $ 9,932,000 | $ 522,000 | $ 442,000 |
| Middlesex County Massachusetts | 17 | $ 17,572,000 | $ 1,033,000 | $ 497,000 |
| New York County New York | 17 | $ 14,339,000 | $ 843,000 | $ 392,000 |
| Suffolk County Massachusetts | 13 | $ 12,629,000 | $ 971,000 | $ 641,000 |
| Broward County Florida | 12 | $ 8,047,000 | $ 670,000 | $ 473,000 |
| Palm Beach County Florida | 12 | $ 15,031,000 | $ 1,252,000 | $ 1,196,000 |
| Norfolk County Massachusetts | 12 | $ 13,567,000 | $ 1,130,000 | $ 919,000 |
| Los Angeles County California | 11 | $ 10,526,000 | $ 956,000 | $ 270,000 |
| Orange County California | 10 | $ 11,854,000 | $ 1,185,000 | $ 542,000 |
| Fairfield County Connecticut | 8 | $ 9,564,000 | $ 1,195,000 | $ 421,000 |
| Montgomery County Pennsylvania | 8 | $ 9,205,000 | $ 1,150,000 | $ 647,000 |
| King County Washington | 8 | $ 5,055,000 | $ 631,000 | $ 203,000 |
| Charleston County South Carolina | 7 | $ 6,330,000 | $ 904,000 | $ 511,000 |
| Barnstable County Massachusetts | 6 | $ 11,884,000 | $ 1,980,000 | $ 493,000 |
| Plymouth County Massachusetts | 6 | $ 3,725,000 | $ 620,000 | $ 166,000 |
| Philadelphia County Pennsylvania | 6 | $ 2,203,000 | $ 367,000 | $ 329,000 |
| Essex County Massachusetts | 5 | $ 3,645,000 | $ 729,000 | $ 694,000 |
| Maricopa County Arizona | 4 | $ 1,415,000 | $ 353,000 | $ 189,000 |
| Eagle County Colorado | 4 | $ 4,300,000 | $ 1,075,000 | $ 481,000 |
| Lee County Florida | 4 | $ 1,396,000 | $ 349,000 | $ 142,000 |
| York County Maine | 4 | $ 2,984,000 | $ 746,000 | $ 310,000 |
| Nantucket County Massachusetts | 4 | $ 9,525,000 | $ 2,381,000 | $ 804,000 |
| Monmouth County New Jersey | 4 | $ 4,505,000 | $ 1,126,000 | $ 627,000 |
| Suffolk County New York | 4 | $ 6,300,000 | $ 1,575,000 | $ 727,000 |
| Summit County Utah | 4 | $ 2,650,000 | $ 662,000 | $ 798,000 |
| Marin County California | 3 | $ 3,418,000 | $ 1,139,000 | $ 379,000 |
| Collier County Florida | 3 | $ 2,882,000 | $ 960,000 | $ 488,000 |
| Monroe County Florida | 3 | $ 2,050,000 | $ 683,000 | $ 168,000 |
| Sarasota County Florida | 3 | $ 2,740,000 | $ 913,000 | $ 275,000 |
| Fulton County Georgia | 3 | $ 1,519,000 | $ 506,000 | $ 167,000 |
| Blaine County Idaho | 3 | $ 4,800,000 | $ 1,600,000 | $ 244,000 |
| Gallatin County Montana | 3 | $ 12,820,000 | $ 4,273,000 | $ 1,007,000 |
| Rockingham County New Hampshire | 3 | $ 1,389,000 | $ 463,000 | $ 159,000 |
| Bucks County Pennsylvania | 3 | $ 1,810,000 | $ 603,000 | $ 607,000 |
| Chester County Pennsylvania | 3 | $ 4,880,000 | $ 1,626,000 | $ 1,027,000 |
| Westmoreland County Pennsylvania | 3 | $ 2,974,000 | $ 991,000 | $ 680,000 |
| Newport County Rhode Island | 3 | $ 1,800,000 | $ 600,000 | $ 418,000 |
| Beaufort County South Carolina | 3 | $ 950,000 | $ 316,000 | $ 102,000 |
| Arlington County Virginia | 3 | $ 2,205,000 | $ 735,000 | $ 180,000 |
| San Diego County California | 2 | $ 2,300,000 | $ 1,150,000 | $ 844,000 |
| San Francisco County California | 2 | $ 1,990,000 | $ 995,000 | $ 187,000 |
| San Mateo County California | 2 | $ 2,500,000 | $ 1,250,000 | $ 102,000 |
| Boulder County Colorado | 2 | $ 1,448,000 | $ 724,000 | $ 422,000 |
| Hartford County Connecticut | 2 | $ 600,000 | $ 300,000 | $ 174,000 |
| New Haven County Connecticut | 2 | $ 1,055,000 | $ 527,000 | $ 184,000 |
| Sussex County Delaware | 2 | $ 1,719,000 | $ 859,000 | $ 1,715,000 |
| Martin County Florida | 2 | $ 2,365,000 | $ 1,182,000 | $ 390,000 |
| Johnson County Kansas | 2 | $ 1,260,000 | $ 630,000 | $ 243,000 |
| Cumberland County Maine | 2 | $ 910,000 | $ 455,000 | $ 209,000 |
| Montgomery County Maryland | 2 | $ 1,295,000 | $ 647,000 | $ 157,000 |
| Dukes County Massachusetts | 2 | $ 1,650,000 | $ 825,000 | $ 323,000 |
| Worcester County Massachusetts | 2 | $ 902,000 | $ 451,000 | $ 239,000 |
| Cape May County New Jersey | 2 | $ 1,828,000 | $ 914,000 | $ 543,000 |
| Morris County New Jersey | 2 | $ 2,100,000 | $ 1,050,000 | $ 1,079,000 |
| Kings County New York | 2 | $ 790,000 | $ 395,000 | $ 1,000 |
| Brunswick County North Carolina | 2 | $ 3,000,000 | $ 1,500,000 | $ 234,000 |
| Butler County Pennsylvania | 2 | $ 670,000 | $ 335,000 | $ 289,000 |
| Delaware County Pennsylvania | 2 | $ 1,128,000 | $ 564,000 | $ 428,000 |
| Greenville County South Carolina | 2 | $ 440,000 | $ 220,000 | $ 240,000 |
| Fauquier County Virginia | 2 | $ 1,400,000 | $ 700,000 | $ 131,000 |
| San Juan County Washington | 2 | $ 1,500,000 | $ 750,000 | $ 122,000 |
| Teton County Wyoming | 2 | $ 1,454,000 | $ 727,000 | $ 213,000 |
| Monterey County California | 1 | $ 337,000 | $ 337,000 | $ 429,000 |
| San Bernardino County California | 1 | $ 735,000 | $ 735,000 | $ 396,000 |
| Denver County Colorado | 1 | $ 250,000 | $ 250,000 | $ 66,000 |
| Grand County Colorado | 1 | $ 461,000 | $ 461,000 | $ 480,000 |
| Middlesex County Connecticut | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| New Castle County Delaware | 1 | $ 2,800,000 | $ 2,800,000 | $ 585,000 |
| District of Columbia County District Of Columbia | 1 | $ 400,000 | $ 400,000 | $ 170,000 |
| Flagler County Florida | 1 | $ 1,400,000 | $ 1,400,000 | $ 1,145,000 |
| Indian River County Florida | 1 | $ 400,000 | $ 400,000 | $ 262,000 |
| Manatee County Florida | 1 | $ 405,000 | $ 405,000 | $ 193,000 |
| Nassau County Florida | 1 | $ 204,000 | $ 204,000 | $ 447,000 |
| Orange County Florida | 1 | $ 489,000 | $ 489,000 | $ 104,000 |
| Pinellas County Florida | 1 | $ 764,000 | $ 764,000 | $ 452,000 |
| St. Lucie County Florida | 1 | $ 635,000 | $ 635,000 | $ 313,000 |
| Walton County Florida | 1 | $ 512,000 | $ 512,000 | $ 165,000 |
| DeKalb County Georgia | 1 | $ 500,000 | $ 500,000 | $ 140,000 |
| Gordon County Georgia | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Kauai County Hawaii | 1 | $ 383,000 | $ 383,000 | $ 265,000 |
| Lake County Illinois | 1 | $ 1,145,000 | $ 1,145,000 | $ 38,000 |
| Hancock County Maine | 1 | $ 910,000 | $ 910,000 | $ 197,000 |
| Knox County Maine | 1 | $ 475,000 | $ 475,000 | $ 47,000 |
| Oxford County Maine | 1 | $ 440,000 | $ 440,000 | $ 642,000 |
| Anne Arundel County Maryland | 1 | $ 2,000,000 | $ 2,000,000 | $ 765,000 |
| Baltimore County Maryland | 1 | $ 660,000 | $ 660,000 | $ 239,000 |
| Talbot County Maryland | 1 | $ 2,350,000 | $ 2,350,000 | $ 137,000 |
| Worcester County Maryland | 1 | $ 238,000 | $ 238,000 | $ 161,000 |
| Bristol County Massachusetts | 1 | $ 647,000 | $ 647,000 | $ 250,000 |
| Hampshire County Massachusetts | 1 | $ 300,000 | $ 300,000 | $ 12,000 |
| Oceana County Michigan | 1 | $ 819,000 | $ 819,000 | $ 1,172,000 |
| Hennepin County Minnesota | 1 | $ 1,000,000 | $ 1,000,000 | $ 875,000 |
| Lamar County Mississippi | 1 | $ 341,000 | $ 341,000 | $ 84,000 |
| Jackson County Missouri | 1 | $ 500,000 | $ 500,000 | $ 99,000 |
| Clark County Nevada | 1 | $ 503,000 | $ 503,000 | $ 150,000 |
| Washoe County Nevada | 1 | $ 280,000 | $ 280,000 | $ 55,000 |
| Carroll County New Hampshire | 1 | $ 750,000 | $ 750,000 | $ 783,000 |
| Merrimack County New Hampshire | 1 | $ 500,000 | $ 500,000 | $ 366,000 |
| Bergen County New Jersey | 1 | $ 1,200,000 | $ 1,200,000 | $ 290,000 |
| Essex County New Jersey | 1 | $ 600,000 | $ 600,000 | $ 137,000 |
| Gloucester County New Jersey | 1 | $ 750,000 | $ 750,000 | $ 1,821,000 |
| Ocean County New Jersey | 1 | $ 1,800,000 | $ 1,800,000 | $ 2,208,000 |
| Union County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 237,000 |
| Chautauqua County New York | 1 | $ 250,000 | $ 250,000 | $ 105,000 |
| Columbia County New York | 1 | $ 444,000 | $ 444,000 | $ 397,000 |
| Dutchess County New York | 1 | $ 700,000 | $ 700,000 | $ 297,000 |
| Nassau County New York | 1 | $ 1,000,000 | $ 1,000,000 | $ 550,000 |
| Orange County New York | 1 | $ 1,000,000 | $ 1,000,000 | $ 495,000 |
| Queens County New York | 1 | $ 536,000 | $ 536,000 | $ 133,000 |
| Westchester County New York | 1 | $ 300,000 | $ 300,000 | $ 124,000 |
| Dare County North Carolina | 1 | $ 360,000 | $ 360,000 | $ 163,000 |
| Mecklenburg County North Carolina | 1 | $ 352,000 | $ 352,000 | $ 145,000 |
| Orange County North Carolina | 1 | $ 550,000 | $ 550,000 | $ 300,000 |
| Hamilton County Ohio | 1 | $ 1,078,000 | $ 1,078,000 | $ 574,000 |
| Adams County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 77,000 |
| Cambria County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 54,000 |
| Lancaster County Pennsylvania | 1 | $ 475,000 | $ 475,000 | $ 775,000 |
| Lehigh County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Wayne County Pennsylvania | 1 | $ 383,000 | $ 383,000 | $ 144,000 |
| York County Pennsylvania | 1 | $ 705,000 | $ 705,000 | $ 505,000 |
| Fort Bend County Texas | 1 | $ 600,000 | $ 600,000 | $ 212,000 |
| Travis County Texas | 1 | $ 495,000 | $ 495,000 | $ 307,000 |
| San Juan County Utah | 1 | $ 280,000 | $ 280,000 | $ 76,000 |
| Chittenden County Vermont | 1 | $ 200,000 | $ 200,000 | $ 114,000 |
| Rutland County Vermont | 1 | $ 760,000 | $ 760,000 | $ 88,000 |
| Windsor County Vermont | 1 | $ 2,500,000 | $ 2,500,000 | $ 9,296,000 |
| Alexandria County Virginia | 1 | $ 353,000 | $ 353,000 | $ 128,000 |
| Fairfax County Virginia | 1 | $ 251,000 | $ 251,000 | $ 1,000,000 |
| Gloucester County Virginia | 1 | $ 1,185,000 | $ 1,185,000 | $ 609,000 |
| Nelson County Virginia | 1 | $ 319,000 | $ 319,000 | $ 449,000 |
| Richmond City County Virginia | 1 | $ 250,000 | $ 250,000 | $ 340,000 |
| Virginia Beach County Virginia | 1 | $ 550,000 | $ 550,000 | $ 287,000 |
| Brown County Wisconsin | 1 | $ 600,000 | $ 600,000 | $ 1,200,000 |
| Lincoln County Wyoming | 1 | $ 632,000 | $ 632,000 | $ 214,000 |
Mortgage Loan Application Detail Totals for Mellon Trust Of New England in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 223 | $185,065,000 | $866,027 | $11,000,000 | $477,527 | $9,296,000 |
| Refinancing | 173 | $160,387,000 | $833,000 | $6,000,000 | $396,652 | $6,623,000 |
| Home Improvement | 2 | $1,160,000 | $580,000 | $785,000 | $341,000 | $614,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 250 | $234,527,000 | $894,562 | $11,000,000 | $453,531 | $6,623,000 |
| White | 137 | $99,010,000 | $705,931 | $3,500,000 | $497,689 | $9,296,000 |
| Hispanic | 4 | $1,832,000 | $458,000 | $650,000 | $215,000 | $336,000 |
| Black or African American | 3 | $2,447,000 | $815,000 | $1,120,000 | $345,000 | $505,000 |
| Not applicable | 3 | $8,000,000 | $2,666,666 | $5,000,000 | $718,333 | $1,488,000 |
| Asian | 1 | $796,000 | $796,000 | $796,000 | $552,000 | $552,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 398 | $346,612,000 | $853,027 | $11,000,000 | $495,972 | $9,296,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 315 | $269,960,000 | $791,542 | $6,000,000 | $499,057 | $9,296,000 |
| Application Approved But Not Accepted | 38 | $28,791,000 | $663,722 | $2,500,000 | $284,000 | $2,212,000 |
| Application Denied By Financial Institution | 25 | $21,760,000 | $913,909 | $2,300,000 | $161,454 | $505,000 |
| Application Withdrawn By Applicant | 19 | $25,576,000 | $1,704,454 | $11,000,000 | $643,454 | $2,236,000 |
| File Closed For Incompleteness | 1 | $525,000 | $525,000 | $525,000 | $127,000 | $127,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 17 | $15,072,000 | $874,727 | $2,300,000 | $142,363 | $367,000 |
| Credit History | 3 | $2,116,000 | $614,000 | $975,000 | $180,000 | $505,000 |
| Collateral | 2 | $2,500,000 | $1,250,000 | $2,100,000 | $318,000 | $336,000 |
| Other | 2 | $1,800,000 | $900,000 | $1,000,000 | $336,000 | $500,000 |
| Credit Application Incomplete | 1 | $272,000 | $272,000 | $272,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mellon Trust Of New England's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mellon Trust Of New England's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.