Members Cooperative
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Members Cooperative 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Members Cooperative 4628 Mike Colalillo Dr Duluth, MN 55807 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,256 |
| Total Mortgage Loan Application Amount | $318,050,000 |
| Average Mortgage Loan Application Amount | $124,750 |
| Highest Mortgage Loan Application Amount | $9,935,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $780,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Members Cooperative. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Members Cooperative's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Members Cooperative's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Members Cooperative serves its applicants.
Each category highlights the total number of mortgage applications processed by Members Cooperative, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Members Cooperative's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Minnesota | 362 | $ 51,680,000 | $ 142,000 | $ 79,000 |
| Carlton County Minnesota | 249 | $ 39,285,000 | $ 157,000 | $ 72,000 |
| Itasca County Minnesota | 157 | $ 25,885,000 | $ 164,000 | $ 69,000 |
| Pine County Minnesota | 124 | $ 16,780,000 | $ 135,000 | $ 68,000 |
| Aitkin County Minnesota | 88 | $ 14,170,000 | $ 161,000 | $ 70,000 |
| Chisago County Minnesota | 75 | $ 13,005,000 | $ 173,000 | $ 97,000 |
| Douglas County Wisconsin | 52 | $ 5,990,000 | $ 115,000 | $ 66,000 |
| Crow Wing County Minnesota | 34 | $ 4,980,000 | $ 146,000 | $ 77,000 |
| Isanti County Minnesota | 25 | $ 5,215,000 | $ 208,000 | $ 82,000 |
| Horry County South Carolina | 15 | $ 1,535,000 | $ 102,000 | $ 92,000 |
| Marion County Florida | 14 | $ 1,530,000 | $ 109,000 | $ 67,000 |
| Cass County Minnesota | 13 | $ 2,375,000 | $ 182,000 | $ 122,000 |
| Suwannee County Florida | 12 | $ 1,200,000 | $ 100,000 | $ 62,000 |
| Anoka County Minnesota | 11 | $ 2,085,000 | $ 189,000 | $ 162,000 |
| Pima County Arizona | 10 | $ 1,140,000 | $ 114,000 | $ 83,000 |
| Pasco County Florida | 10 | $ 1,430,000 | $ 143,000 | $ 78,000 |
| Kanabec County Minnesota | 9 | $ 1,635,000 | $ 181,000 | $ 85,000 |
| Lexington County South Carolina | 9 | $ 835,000 | $ 92,000 | $ 56,000 |
| Maricopa County Arizona | 8 | $ 650,000 | $ 81,000 | $ 68,000 |
| Lake County Florida | 8 | $ 1,100,000 | $ 137,000 | $ 66,000 |
| Levy County Florida | 8 | $ 860,000 | $ 107,000 | $ 66,000 |
| Mille Lacs County Minnesota | 8 | $ 1,250,000 | $ 156,000 | $ 75,000 |
| McMinn County Tennessee | 8 | $ 1,070,000 | $ 133,000 | $ 64,000 |
| Columbia County Florida | 7 | $ 1,015,000 | $ 145,000 | $ 88,000 |
| Hernando County Florida | 7 | $ 1,025,000 | $ 146,000 | $ 93,000 |
| Lake County Minnesota | 7 | $ 845,000 | $ 120,000 | $ 98,000 |
| Washington County Minnesota | 7 | $ 1,455,000 | $ 207,000 | $ 86,000 |
| Burnett County Wisconsin | 7 | $ 875,000 | $ 125,000 | $ 65,000 |
| Putnam County Florida | 6 | $ 870,000 | $ 145,000 | $ 65,000 |
| Bossier County Louisiana | 6 | $ 520,000 | $ 86,000 | $ 78,000 |
| Clackamas County Oregon | 6 | $ 910,000 | $ 151,000 | $ 96,000 |
| Jefferson County Alabama | 5 | $ 695,000 | $ 139,000 | $ 87,000 |
| St. Clair County Alabama | 5 | $ 615,000 | $ 123,000 | $ 69,000 |
| Citrus County Florida | 5 | $ 505,000 | $ 101,000 | $ 39,000 |
| Duval County Florida | 5 | $ 765,000 | $ 153,000 | $ 78,000 |
| Claiborne County Louisiana | 5 | $ 435,000 | $ 87,000 | $ 73,000 |
| Lafayette County Louisiana | 5 | $ 505,000 | $ 101,000 | $ 102,000 |
| Lincoln County Louisiana | 5 | $ 975,000 | $ 195,000 | $ 82,000 |
| Vermilion County Louisiana | 5 | $ 645,000 | $ 129,000 | $ 63,000 |
| Ramsey County Minnesota | 5 | $ 795,000 | $ 159,000 | $ 164,000 |
| Wagoner County Oklahoma | 5 | $ 485,000 | $ 97,000 | $ 67,000 |
| Harris County Texas | 5 | $ 475,000 | $ 95,000 | $ 55,000 |
| Montgomery County Texas | 5 | $ 895,000 | $ 179,000 | $ 141,000 |
| Baldwin County Alabama | 4 | $ 370,000 | $ 92,000 | $ 49,000 |
| Talladega County Alabama | 4 | $ 410,000 | $ 102,000 | $ 48,000 |
| Tuscaloosa County Alabama | 4 | $ 460,000 | $ 115,000 | $ 59,000 |
| Navajo County Arizona | 4 | $ 490,000 | $ 122,000 | $ 97,000 |
| Alachua County Florida | 4 | $ 550,000 | $ 137,000 | $ 65,000 |
| Baker County Florida | 4 | $ 660,000 | $ 165,000 | $ 156,000 |
| Escambia County Florida | 4 | $ 430,000 | $ 107,000 | $ 74,000 |
| Gilchrist County Florida | 4 | $ 400,000 | $ 100,000 | $ 44,000 |
| Holmes County Florida | 4 | $ 470,000 | $ 117,000 | $ 69,000 |
| Polk County Florida | 4 | $ 530,000 | $ 132,000 | $ 56,000 |
| Santa Rosa County Florida | 4 | $ 480,000 | $ 120,000 | $ 82,000 |
| Putnam County Georgia | 4 | $ 430,000 | $ 107,000 | $ 48,000 |
| Calcasieu County Louisiana | 4 | $ 590,000 | $ 147,000 | $ 95,000 |
| De Soto County Louisiana | 4 | $ 390,000 | $ 97,000 | $ 62,000 |
| Ouachita County Louisiana | 4 | $ 600,000 | $ 150,000 | $ 63,000 |
| Rapides County Louisiana | 4 | $ 420,000 | $ 105,000 | $ 47,000 |
| Robeson County North Carolina | 4 | $ 390,000 | $ 97,000 | $ 66,000 |
| Cleveland County Oklahoma | 4 | $ 430,000 | $ 107,000 | $ 57,000 |
| Okmulgee County Oklahoma | 4 | $ 370,000 | $ 92,000 | $ 96,000 |
| Dorchester County South Carolina | 4 | $ 530,000 | $ 132,000 | $ 88,000 |
| Rhea County Tennessee | 4 | $ 640,000 | $ 160,000 | $ 71,000 |
| Atascosa County Texas | 4 | $ 540,000 | $ 135,000 | $ 75,000 |
| Liberty County Texas | 4 | $ 460,000 | $ 115,000 | $ 92,000 |
| Cullman County Alabama | 3 | $ 515,000 | $ 171,000 | $ 78,000 |
| Shelby County Alabama | 3 | $ 355,000 | $ 118,000 | $ 76,000 |
| Pinal County Arizona | 3 | $ 435,000 | $ 145,000 | $ 83,000 |
| Grant County Arkansas | 3 | $ 405,000 | $ 135,000 | $ 98,000 |
| Lincoln County Arkansas | 3 | $ 475,000 | $ 158,000 | $ 77,000 |
| Miller County Arkansas | 3 | $ 305,000 | $ 101,000 | $ 53,000 |
| Gulf County Florida | 3 | $ 555,000 | $ 185,000 | $ 60,000 |
| Lee County Florida | 3 | $ 515,000 | $ 171,000 | $ 116,000 |
| Sarasota County Florida | 3 | $ 405,000 | $ 135,000 | $ 67,000 |
| St. Johns County Florida | 3 | $ 405,000 | $ 135,000 | $ 74,000 |
| Crawford County Georgia | 3 | $ 575,000 | $ 191,000 | $ 77,000 |
| Floyd County Georgia | 3 | $ 255,000 | $ 85,000 | $ 68,000 |
| Haralson County Georgia | 3 | $ 445,000 | $ 148,000 | $ 100,000 |
| Houston County Georgia | 3 | $ 325,000 | $ 108,000 | $ 55,000 |
| Ascension County Louisiana | 3 | $ 345,000 | $ 115,000 | $ 55,000 |
| St. Martin County Louisiana | 3 | $ 285,000 | $ 95,000 | $ 60,000 |
| Tangipahoa County Louisiana | 3 | $ 355,000 | $ 118,000 | $ 89,000 |
| Hennepin County Minnesota | 3 | $ 855,000 | $ 285,000 | $ 144,000 |
| Stearns County Minnesota | 3 | $ 695,000 | $ 231,000 | $ 87,000 |
| Covington County Mississippi | 3 | $ 455,000 | $ 151,000 | $ 89,000 |
| Monroe County Mississippi | 3 | $ 295,000 | $ 98,000 | $ 76,000 |
| Bladen County North Carolina | 3 | $ 265,000 | $ 88,000 | $ 54,000 |
| Delaware County Oklahoma | 3 | $ 235,000 | $ 78,000 | $ 163,000 |
| Grady County Oklahoma | 3 | $ 195,000 | $ 65,000 | $ 65,000 |
| Payne County Oklahoma | 3 | $ 405,000 | $ 135,000 | $ 91,000 |
| Stephens County Oklahoma | 3 | $ 355,000 | $ 118,000 | $ 73,000 |
| Colleton County South Carolina | 3 | $ 425,000 | $ 141,000 | $ 95,000 |
| Newberry County South Carolina | 3 | $ 275,000 | $ 91,000 | $ 65,000 |
| Saluda County South Carolina | 3 | $ 395,000 | $ 131,000 | $ 65,000 |
| Knox County Tennessee | 3 | $ 275,000 | $ 91,000 | $ 67,000 |
| Monroe County Tennessee | 3 | $ 315,000 | $ 105,000 | $ 48,000 |
| Polk County Tennessee | 3 | $ 295,000 | $ 98,000 | $ 49,000 |
| Roane County Tennessee | 3 | $ 295,000 | $ 98,000 | $ 69,000 |
| Rutherford County Tennessee | 3 | $ 405,000 | $ 135,000 | $ 93,000 |
| Ellis County Texas | 3 | $ 385,000 | $ 128,000 | $ 59,000 |
| Fannin County Texas | 3 | $ 525,000 | $ 175,000 | $ 123,000 |
| Fayette County Texas | 3 | $ 325,000 | $ 108,000 | $ 81,000 |
| Fort Bend County Texas | 3 | $ 565,000 | $ 188,000 | $ 63,000 |
| Grimes County Texas | 3 | $ 345,000 | $ 115,000 | $ 76,000 |
| Hardin County Texas | 3 | $ 385,000 | $ 128,000 | $ 122,000 |
| Rusk County Texas | 3 | $ 265,000 | $ 88,000 | $ 73,000 |
| Shelby County Texas | 3 | $ 255,000 | $ 85,000 | $ 43,000 |
| Wise County Texas | 3 | $ 485,000 | $ 161,000 | $ 64,000 |
| Calhoun County Alabama | 2 | $ 290,000 | $ 145,000 | $ 66,000 |
| Chilton County Alabama | 2 | $ 310,000 | $ 155,000 | $ 80,000 |
| Cleburne County Alabama | 2 | $ 290,000 | $ 145,000 | $ 84,000 |
| Coffee County Alabama | 2 | $ 240,000 | $ 120,000 | $ 81,000 |
| Fayette County Alabama | 2 | $ 150,000 | $ 75,000 | $ 68,000 |
| Houston County Alabama | 2 | $ 130,000 | $ 65,000 | $ 44,000 |
| Lowndes County Alabama | 2 | $ 220,000 | $ 110,000 | $ 75,000 |
| Marengo County Alabama | 2 | $ 150,000 | $ 75,000 | $ 169,000 |
| Mobile County Alabama | 2 | $ 250,000 | $ 125,000 | $ 66,000 |
| Tallapoosa County Alabama | 2 | $ 200,000 | $ 100,000 | $ 69,000 |
| Arkansas County Arkansas | 2 | $ 260,000 | $ 130,000 | $ 93,000 |
| Columbia County Arkansas | 2 | $ 170,000 | $ 85,000 | $ 35,000 |
| Garland County Arkansas | 2 | $ 140,000 | $ 70,000 | $ 41,000 |
| Hot Spring County Arkansas | 2 | $ 200,000 | $ 100,000 | $ 104,000 |
| Jefferson County Arkansas | 2 | $ 170,000 | $ 85,000 | $ 70,000 |
| Lonoke County Arkansas | 2 | $ 330,000 | $ 165,000 | $ 74,000 |
| Ouachita County Arkansas | 2 | $ 160,000 | $ 80,000 | $ 67,000 |
| Union County Arkansas | 2 | $ 150,000 | $ 75,000 | $ 61,000 |
| White County Arkansas | 2 | $ 170,000 | $ 85,000 | $ 81,000 |
| Bay County Florida | 2 | $ 310,000 | $ 155,000 | $ 96,000 |
| Broward County Florida | 2 | $ 100,000 | $ 50,000 | $ 73,000 |
| Franklin County Florida | 2 | $ 160,000 | $ 80,000 | $ 86,000 |
| Glades County Florida | 2 | $ 220,000 | $ 110,000 | $ 59,000 |
| Hendry County Florida | 2 | $ 220,000 | $ 110,000 | $ 58,000 |
| Hillsborough County Florida | 2 | $ 180,000 | $ 90,000 | $ 63,000 |
| Jackson County Florida | 2 | $ 230,000 | $ 115,000 | $ 87,000 |
| Leon County Florida | 2 | $ 170,000 | $ 85,000 | $ 120,000 |
| Madison County Florida | 2 | $ 280,000 | $ 140,000 | $ 82,000 |
| Miami-Dade County Florida | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| St. Lucie County Florida | 2 | $ 270,000 | $ 135,000 | $ 73,000 |
| Sumter County Florida | 2 | $ 110,000 | $ 55,000 | $ 64,000 |
| Taylor County Florida | 2 | $ 140,000 | $ 70,000 | $ 62,000 |
| Volusia County Florida | 2 | $ 340,000 | $ 170,000 | $ 129,000 |
| Walton County Florida | 2 | $ 320,000 | $ 160,000 | $ 67,000 |
| Berrien County Georgia | 2 | $ 160,000 | $ 80,000 | $ 59,000 |
| Columbia County Georgia | 2 | $ 280,000 | $ 140,000 | $ 117,000 |
| Emanuel County Georgia | 2 | $ 180,000 | $ 90,000 | $ 76,000 |
| Heard County Georgia | 2 | $ 270,000 | $ 135,000 | $ 64,000 |
| Macon County Georgia | 2 | $ 130,000 | $ 65,000 | $ 23,000 |
| McDuffie County Georgia | 2 | $ 190,000 | $ 95,000 | $ 67,000 |
| Oglethorpe County Georgia | 2 | $ 300,000 | $ 150,000 | $ 69,000 |
| Stephens County Georgia | 2 | $ 250,000 | $ 125,000 | $ 77,000 |
| Sumter County Georgia | 2 | $ 10,090,000 | $ 5,045,000 | $ 91,000 |
| Wayne County Georgia | 2 | $ 220,000 | $ 110,000 | $ 101,000 |
| Evangeline County Louisiana | 2 | $ 200,000 | $ 100,000 | $ 63,000 |
| Iberia County Louisiana | 2 | $ 100,000 | $ 50,000 | $ 38,000 |
| Livingston County Louisiana | 2 | $ 190,000 | $ 95,000 | $ 73,000 |
| Natchitoches County Louisiana | 2 | $ 180,000 | $ 90,000 | $ 106,000 |
| Pointe Coupee County Louisiana | 2 | $ 100,000 | $ 50,000 | $ 34,000 |
| Red River County Louisiana | 2 | $ 240,000 | $ 120,000 | $ 121,000 |
| Sabine County Louisiana | 2 | $ 240,000 | $ 120,000 | $ 105,000 |
| Union County Louisiana | 2 | $ 140,000 | $ 70,000 | $ 60,000 |
| Webster County Louisiana | 2 | $ 160,000 | $ 80,000 | $ 50,000 |
| Winn County Louisiana | 2 | $ 210,000 | $ 105,000 | $ 62,000 |
| Beltrami County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 74,000 |
| Morrison County Minnesota | 2 | $ 460,000 | $ 230,000 | $ 90,000 |
| Sherburne County Minnesota | 2 | $ 550,000 | $ 275,000 | $ 104,000 |
| Wright County Minnesota | 2 | $ 640,000 | $ 320,000 | $ 145,000 |
| Jackson County Mississippi | 2 | $ 190,000 | $ 95,000 | $ 43,000 |
| Lee County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 45,000 |
| Oktibbeha County Mississippi | 2 | $ 270,000 | $ 135,000 | $ 94,000 |
| Sunflower County Mississippi | 2 | $ 240,000 | $ 120,000 | $ 112,000 |
| Henry County Missouri | 2 | $ 150,000 | $ 75,000 | $ 58,000 |
| Bernalillo County New Mexico | 2 | $ 140,000 | $ 70,000 | $ 39,000 |
| Eddy County New Mexico | 2 | $ 190,000 | $ 95,000 | $ 77,000 |
| Brunswick County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 72,000 |
| Columbus County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 57,000 |
| Cumberland County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 56,000 |
| Sampson County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 24,000 |
| Atoka County Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 68,000 |
| Carter County Oklahoma | 2 | $ 320,000 | $ 160,000 | $ 83,000 |
| Kay County Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 77,000 |
| Kingfisher County Oklahoma | 2 | $ 190,000 | $ 95,000 | $ 63,000 |
| Le Flore County Oklahoma | 2 | $ 300,000 | $ 150,000 | $ 48,000 |
| Tulsa County Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 68,000 |
| Deschutes County Oregon | 2 | $ 230,000 | $ 115,000 | $ 107,000 |
| Lane County Oregon | 2 | $ 280,000 | $ 140,000 | $ 63,000 |
| Lincoln County Oregon | 2 | $ 300,000 | $ 150,000 | $ 64,000 |
| Marion County Oregon | 2 | $ 90,000 | $ 45,000 | $ 29,000 |
| Washington County Oregon | 2 | $ 170,000 | $ 85,000 | $ 94,000 |
| Yamhill County Oregon | 2 | $ 370,000 | $ 185,000 | $ 84,000 |
| Aiken County South Carolina | 2 | $ 170,000 | $ 85,000 | $ 74,000 |
| Barnwell County South Carolina | 2 | $ 170,000 | $ 85,000 | $ 58,000 |
| Berkeley County South Carolina | 2 | $ 210,000 | $ 105,000 | $ 31,000 |
| Charleston County South Carolina | 2 | $ 210,000 | $ 105,000 | $ 39,000 |
| Florence County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 64,000 |
| Lancaster County South Carolina | 2 | $ 210,000 | $ 105,000 | $ 60,000 |
| Chester County Tennessee | 2 | $ 250,000 | $ 125,000 | $ 73,000 |
| Jefferson County Tennessee | 2 | $ 290,000 | $ 145,000 | $ 138,000 |
| Austin County Texas | 2 | $ 260,000 | $ 130,000 | $ 76,000 |
| Bastrop County Texas | 2 | $ 190,000 | $ 95,000 | $ 82,000 |
| Bell County Texas | 2 | $ 200,000 | $ 100,000 | $ 45,000 |
| Bowie County Texas | 2 | $ 220,000 | $ 110,000 | $ 60,000 |
| Cass County Texas | 2 | $ 240,000 | $ 120,000 | $ 103,000 |
| Ector County Texas | 2 | $ 280,000 | $ 140,000 | $ 98,000 |
| Gray County Texas | 2 | $ 330,000 | $ 165,000 | $ 97,000 |
| Hood County Texas | 2 | $ 180,000 | $ 90,000 | $ 72,000 |
| Houston County Texas | 2 | $ 300,000 | $ 150,000 | $ 70,000 |
| Jim Wells County Texas | 2 | $ 320,000 | $ 160,000 | $ 107,000 |
| Kaufman County Texas | 2 | $ 210,000 | $ 105,000 | $ 40,000 |
| Lubbock County Texas | 2 | $ 120,000 | $ 60,000 | $ 30,000 |
| Marion County Texas | 2 | $ 220,000 | $ 110,000 | $ 72,000 |
| McCulloch County Texas | 2 | $ 240,000 | $ 120,000 | $ 110,000 |
| Navarro County Texas | 2 | $ 150,000 | $ 75,000 | $ 33,000 |
| Potter County Texas | 2 | $ 250,000 | $ 125,000 | $ 63,000 |
| Sabine County Texas | 2 | $ 250,000 | $ 125,000 | $ 73,000 |
| San Jacinto County Texas | 2 | $ 250,000 | $ 125,000 | $ 82,000 |
| Smith County Texas | 2 | $ 180,000 | $ 90,000 | $ 92,000 |
| Tarrant County Texas | 2 | $ 170,000 | $ 85,000 | $ 90,000 |
| Tom Green County Texas | 2 | $ 310,000 | $ 155,000 | $ 84,000 |
| Travis County Texas | 2 | $ 190,000 | $ 95,000 | $ 69,000 |
| Trinity County Texas | 2 | $ 240,000 | $ 120,000 | $ 78,000 |
| Walker County Texas | 2 | $ 130,000 | $ 65,000 | $ 68,000 |
| Waller County Texas | 2 | $ 270,000 | $ 135,000 | $ 85,000 |
| Wilson County Texas | 2 | $ 170,000 | $ 85,000 | $ 95,000 |
| Clark County Washington | 2 | $ 270,000 | $ 135,000 | $ 63,000 |
| Ashland County Wisconsin | 2 | $ 70,000 | $ 35,000 | $ 13,000 |
| Autauga County Alabama | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Blount County Alabama | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Cherokee County Alabama | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Covington County Alabama | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Dale County Alabama | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| DeKalb County Alabama | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Elmore County Alabama | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Jackson County Alabama | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Lauderdale County Alabama | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Limestone County Alabama | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Morgan County Alabama | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Randolph County Alabama | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Washington County Alabama | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Winston County Alabama | 1 | $ 165,000 | $ 165,000 | $ 167,000 |
| La Paz County Arizona | 1 | $ 165,000 | $ 165,000 | $ 245,000 |
| Mohave County Arizona | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Yuma County Arizona | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Boone County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 500,000 |
| Chicot County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Clay County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 124,000 |
| Cleburne County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Craighead County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Crawford County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Faulkner County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Greene County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Little River County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Montgomery County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 98,000 |
| Nevada County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Pope County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Prairie County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Pulaski County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Randolph County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| Saline County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Stone County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| Orange County California | 1 | $ 185,000 | $ 185,000 | $ 101,000 |
| San Diego County California | 1 | $ 135,000 | $ 135,000 | $ 128,000 |
| Bradford County Florida | 1 | $ 85,000 | $ 85,000 | $ 102,000 |
| Charlotte County Florida | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Collier County Florida | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Dixie County Florida | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Flagler County Florida | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Hamilton County Florida | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Jefferson County Florida | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Manatee County Florida | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Monroe County Florida | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Nassau County Florida | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Orange County Florida | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Osceola County Florida | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Pinellas County Florida | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Washington County Florida | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Bartow County Georgia | 1 | $ 285,000 | $ 285,000 | $ 128,000 |
| Bleckley County Georgia | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Brantley County Georgia | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Brooks County Georgia | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Bryan County Georgia | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Bulloch County Georgia | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Camden County Georgia | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Carroll County Georgia | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Chatham County Georgia | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Cherokee County Georgia | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Colquitt County Georgia | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Cook County Georgia | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Coweta County Georgia | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Evans County Georgia | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Gordon County Georgia | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Hancock County Georgia | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Jefferson County Georgia | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Johnson County Georgia | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Jones County Georgia | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Liberty County Georgia | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| McIntosh County Georgia | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Mitchell County Georgia | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Murray County Georgia | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Oconee County Georgia | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Pierce County Georgia | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Polk County Georgia | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Stewart County Georgia | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Toombs County Georgia | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Ware County Georgia | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Washington County Georgia | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Wheeler County Georgia | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| Whitfield County Georgia | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Wilkinson County Georgia | 1 | $ 45,000 | $ 45,000 | $ 109,000 |
| Worth County Georgia | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Marion County Iowa | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Marshall County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Acadia County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| Allen County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Assumption County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Avoyelles County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 136,000 |
| Beauregard County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Bienville County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Caddo County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Concordia County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Franklin County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Iberville County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Jackson County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| St. Tammany County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Terrebonne County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| West Carroll County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 199,000 |
| Ionia County Michigan | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Macomb County Michigan | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Benton County Minnesota | 1 | $ 425,000 | $ 425,000 | $ 114,000 |
| Dakota County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Dodge County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Goodhue County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| Hubbard County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| McLeod County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Nicollet County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Pennington County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Wadena County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Clarke County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| George County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Hinds County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Itawamba County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| Jones County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Lauderdale County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Leake County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Lincoln County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Lowndes County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 119,000 |
| Neshoba County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Perry County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Prentiss County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Rankin County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Simpson County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| Tate County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Wayne County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Bates County Missouri | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Clark County Missouri | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Dallas County Missouri | 1 | $ 155,000 | $ 155,000 | $ 130,000 |
| Dent County Missouri | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Lincoln County Missouri | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Perry County Missouri | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Sullivan County Missouri | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Cibola County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Duplin County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 155,000 |
| Henderson County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Lenoir County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Nash County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Scotland County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Wake County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Wayne County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Belmont County Ohio | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Adair County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Choctaw County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Comanche County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Creek County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Latimer County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Lincoln County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Marshall County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Mayes County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| McClain County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 88,000 |
| Muskogee County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Nowata County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Osage County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 97,000 |
| Pontotoc County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 119,000 |
| Pottawatomie County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Roger Mills County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 125,000 |
| Rogers County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 117,000 |
| Sequoyah County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Klamath County Oregon | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Polk County Oregon | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Calhoun County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 130,000 |
| Chesterfield County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Clarendon County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Greenville County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Hampton County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Kershaw County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Laurens County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Marion County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Marlboro County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Oconee County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Spartanburg County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Williamsburg County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Anderson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Bradley County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Coffee County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Fayette County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 119,000 |
| Giles County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 90,000 |
| Hamilton County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Haywood County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Marshall County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Maury County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Overton County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 79,000 |
| Sevier County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Tipton County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Van Buren County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Andrews County Texas | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Angelina County Texas | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Aransas County Texas | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Bandera County Texas | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Bee County Texas | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Bexar County Texas | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Calhoun County Texas | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Camp County Texas | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Chambers County Texas | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Cherokee County Texas | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Coke County Texas | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Collin County Texas | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Dallam County Texas | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Freestone County Texas | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| Gaines County Texas | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Glasscock County Texas | 1 | $ 125,000 | $ 125,000 | $ 103,000 |
| Grayson County Texas | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Guadalupe County Texas | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Harrison County Texas | 1 | $ 135,000 | $ 135,000 | $ 127,000 |
| Haskell County Texas | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Hays County Texas | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Henderson County Texas | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Hill County Texas | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Hopkins County Texas | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Howard County Texas | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Hutchinson County Texas | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Jasper County Texas | 1 | $ 85,000 | $ 85,000 | $ 99,000 |
| Johnson County Texas | 1 | $ 295,000 | $ 295,000 | $ 99,000 |
| Kerr County Texas | 1 | $ 105,000 | $ 105,000 | $ 140,000 |
| Lamar County Texas | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Leon County Texas | 1 | $ 135,000 | $ 135,000 | $ 123,000 |
| Limestone County Texas | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Live Oak County Texas | 1 | $ 195,000 | $ 195,000 | $ 34,000 |
| Matagorda County Texas | 1 | $ 55,000 | $ 55,000 | $ 194,000 |
| Midland County Texas | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Milam County Texas | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Mitchell County Texas | 1 | $ 105,000 | $ 105,000 | $ 148,000 |
| Nacogdoches County Texas | 1 | $ 65,000 | $ 65,000 | $ 118,000 |
| Nueces County Texas | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Orange County Texas | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Parker County Texas | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Rains County Texas | 1 | $ 105,000 | $ 105,000 | $ 169,000 |
| Randall County Texas | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Rockwall County Texas | 1 | $ 305,000 | $ 305,000 | $ 200,000 |
| Stephens County Texas | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Sterling County Texas | 1 | $ 135,000 | $ 135,000 | $ 107,000 |
| Upshur County Texas | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Val Verde County Texas | 1 | $ 125,000 | $ 125,000 | $ 112,000 |
| Washington County Texas | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Wharton County Texas | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Wood County Texas | 1 | $ 135,000 | $ 135,000 | $ 111,000 |
| Young County Texas | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Mason County Washington | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Pierce County Washington | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Thurston County Washington | 1 | $ 95,000 | $ 95,000 | $ 95,000 |
| Hampshire County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Iron County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Polk County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Rusk County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Sawyer County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Members Cooperative in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,492 | $204,670,000 | $137,000 | $9,935,000 | $72,000 | $500,000 |
| Refinancing | 643 | $100,065,000 | $155,000 | $995,000 | $84,000 | $780,000 |
| Cash-out Refinancing | 80 | $9,860,000 | $123,000 | $695,000 | $75,000 | $194,000 |
| Home Improvement | 41 | $3,455,000 | $84,000 | $345,000 | $69,000 | $148,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,848 | $256,410,000 | $138,000 | $995,000 | $75,000 | $683,000 |
| Not Provided | 158 | $31,010,000 | $196,000 | $9,935,000 | $94,000 | $780,000 |
| Hispanic | 78 | $9,160,000 | $117,000 | $235,000 | $71,000 | $165,000 |
| Black or African American | 74 | $7,820,000 | $105,000 | $235,000 | $58,000 | $168,000 |
| Not applicable | 51 | $7,065,000 | $138,000 | $715,000 | $0 | $0 |
| American Indian or Alaskan Native | 36 | $5,230,000 | $145,000 | $285,000 | $77,000 | $149,000 |
| Asian | 10 | $1,320,000 | $132,000 | $245,000 | $53,000 | $112,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $35,000 | $35,000 | $35,000 | $63,000 | $63,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,230 | $313,930,000 | $140,000 | $9,935,000 | $76,000 | $780,000 |
| FHA-insured (Federal Housing Administration) | 18 | $2,870,000 | $159,000 | $365,000 | $67,000 | $143,000 |
| VA-guaranteed (Veterans Administration) | 6 | $970,000 | $161,000 | $195,000 | $72,000 | $98,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $280,000 | $140,000 | $165,000 | $47,000 | $48,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,225 | $174,415,000 | $142,000 | $995,000 | $74,000 | $367,000 |
| Application Approved But Not Accepted | 571 | $68,345,000 | $119,000 | $465,000 | $76,000 | $500,000 |
| Application Denied By Financial Institution | 209 | $35,005,000 | $167,000 | $9,935,000 | $62,000 | $204,000 |
| Application Withdrawn By Applicant | 199 | $30,835,000 | $154,000 | $545,000 | $90,000 | $780,000 |
| File Closed For Incompleteness | 52 | $9,450,000 | $181,000 | $485,000 | $97,000 | $289,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,047 | $283,045,000 | $138,000 | $995,000 | $77,000 | $780,000 |
| Credit History | 70 | $8,090,000 | $115,000 | $425,000 | $69,000 | $185,000 |
| Debt-To-Income Ratio | 60 | $7,700,000 | $128,000 | $305,000 | $44,000 | $130,000 |
| Collateral | 44 | $14,860,000 | $337,000 | $9,935,000 | $70,000 | $194,000 |
| Other | 21 | $3,115,000 | $148,000 | $365,000 | $78,000 | $163,000 |
| Employment History | 7 | $575,000 | $82,000 | $165,000 | $70,000 | $204,000 |
| Unverifiable Information | 4 | $420,000 | $105,000 | $115,000 | $62,000 | $77,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $245,000 | $81,000 | $115,000 | $48,000 | $58,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Members Cooperative's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Members Cooperative's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.