Members Cooperative
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Members Cooperative 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Members Cooperative 4628 Mike Colalillo Dr Duluth, MN 55807 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,247 |
| Total Mortgage Loan Application Amount | $195,665,000 |
| Average Mortgage Loan Application Amount | $142,800 |
| Highest Mortgage Loan Application Amount | $18,005,000 |
| Average Applicant Income | $81,800 |
| Highest Applicant Income | $1,399,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Members Cooperative. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Members Cooperative's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Members Cooperative's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Members Cooperative serves its applicants.
Each category highlights the total number of mortgage applications processed by Members Cooperative, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Members Cooperative's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Minnesota | 292 | $ 59,650,000 | $ 204,000 | $ 83,000 |
| Carlton County Minnesota | 147 | $ 20,325,000 | $ 138,000 | $ 79,000 |
| Itasca County Minnesota | 135 | $ 23,915,000 | $ 177,000 | $ 103,000 |
| Pine County Minnesota | 101 | $ 11,155,000 | $ 110,000 | $ 66,000 |
| Aitkin County Minnesota | 66 | $ 7,290,000 | $ 110,000 | $ 68,000 |
| Douglas County Wisconsin | 41 | $ 5,875,000 | $ 143,000 | $ 82,000 |
| Crow Wing County Minnesota | 35 | $ 5,665,000 | $ 161,000 | $ 75,000 |
| Chisago County Minnesota | 33 | $ 4,885,000 | $ 148,000 | $ 89,000 |
| Anoka County Minnesota | 13 | $ 2,185,000 | $ 168,000 | $ 87,000 |
| Isanti County Minnesota | 11 | $ 1,755,000 | $ 159,000 | $ 84,000 |
| Horry County South Carolina | 10 | $ 1,180,000 | $ 118,000 | $ 0 |
| Cass County Minnesota | 9 | $ 1,635,000 | $ 181,000 | $ 100,000 |
| Kanabec County Minnesota | 9 | $ 715,000 | $ 79,000 | $ 55,000 |
| Lee County Alabama | 5 | $ 495,000 | $ 99,000 | $ 0 |
| Hennepin County Minnesota | 5 | $ 635,000 | $ 127,000 | $ 381,000 |
| Ramsey County Minnesota | 5 | $ 1,745,000 | $ 349,000 | $ 183,000 |
| Mille Lacs County Minnesota | 4 | $ 810,000 | $ 202,000 | $ 77,000 |
| Morrison County Minnesota | 4 | $ 210,000 | $ 52,000 | $ 88,000 |
| Saline County Arkansas | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Madison County Florida | 3 | $ 535,000 | $ 178,000 | $ 0 |
| Putnam County Georgia | 3 | $ 395,000 | $ 131,000 | $ 0 |
| Grant County Louisiana | 3 | $ 365,000 | $ 121,000 | $ 0 |
| Tangipahoa County Louisiana | 3 | $ 275,000 | $ 91,000 | $ 0 |
| Sherburne County Minnesota | 3 | $ 185,000 | $ 61,000 | $ 103,000 |
| Camp County Texas | 3 | $ 575,000 | $ 191,000 | $ 0 |
| Ellis County Texas | 3 | $ 395,000 | $ 131,000 | $ 0 |
| Calhoun County Alabama | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Chambers County Alabama | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Marshall County Alabama | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Russell County Alabama | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Los Angeles County California | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Sonoma County California | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Bradford County Florida | 2 | $ 320,000 | $ 160,000 | $ 0 |
| DeSoto County Florida | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Duval County Florida | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Hamilton County Florida | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Putnam County Florida | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Sumter County Florida | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Suwannee County Florida | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Liberty County Georgia | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Madison County Georgia | 2 | $ 160,000 | $ 80,000 | $ 0 |
| White County Georgia | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Bossier County Louisiana | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Caddo County Louisiana | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Jackson County Louisiana | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Morehouse County Louisiana | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Red River County Louisiana | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Vernon County Louisiana | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Webster County Louisiana | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Beltrami County Minnesota | 2 | $ 290,000 | $ 145,000 | $ 43,000 |
| Hubbard County Minnesota | 2 | $ 220,000 | $ 110,000 | $ 57,000 |
| Lake County Minnesota | 2 | $ 380,000 | $ 190,000 | $ 97,000 |
| Renville County Minnesota | 2 | $ 120,000 | $ 60,000 | $ 45,000 |
| Washington County Minnesota | 2 | $ 130,000 | $ 65,000 | $ 63,000 |
| Lauderdale County Mississippi | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Panola County Mississippi | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Pontotoc County Mississippi | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Robeson County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Creek County Oklahoma | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Logan County Oklahoma | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Rogers County Oklahoma | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Aiken County South Carolina | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Berkeley County South Carolina | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Dorchester County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Lexington County South Carolina | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Angelina County Texas | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Bowie County Texas | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Cherokee County Texas | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Ector County Texas | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Grayson County Texas | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Hardin County Texas | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Harrison County Texas | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Jasper County Texas | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Sabine County Texas | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Smith County Texas | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Wilson County Texas | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Bayfield County Wisconsin | 2 | $ 170,000 | $ 85,000 | $ 61,000 |
| Pierce County Wisconsin | 2 | $ 980,000 | $ 490,000 | $ 217,000 |
| St. Croix County Wisconsin | 2 | $ 530,000 | $ 265,000 | $ 98,000 |
| Bibb County Alabama | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Blount County Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Chilton County Alabama | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Colbert County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cullman County Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Dallas County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Elmore County Alabama | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Etowah County Alabama | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Houston County Alabama | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lowndes County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Marion County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Randolph County Alabama | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Sumter County Alabama | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Tallapoosa County Alabama | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Washington County Alabama | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Winston County Alabama | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Cleburne County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Crittenden County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Garland County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Independence County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Johnson County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lafayette County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Logan County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Montgomery County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Prairie County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Washington County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| White County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Yell County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Marin County California | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Orange County California | 1 | $ 85,000 | $ 85,000 | $ 0 |
| San Mateo County California | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Ventura County California | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Alachua County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Brevard County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Broward County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Clay County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Columbia County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Escambia County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Franklin County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hernando County Florida | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Holmes County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Nassau County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Okeechobee County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Pasco County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Appling County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Atkinson County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Baldwin County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Bulloch County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Carroll County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Chattooga County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Coffee County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Columbia County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Floyd County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Jones County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lamar County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Long County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lowndes County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| McDuffie County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Monroe County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Newton County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Paulding County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Taylor County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Thomas County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Wayne County Georgia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Whitfield County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Wilkinson County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| De Soto County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| East Feliciana County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Evangeline County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lincoln County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Livingston County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Richland County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| St. Charles County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| St. Landry County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Terrebonne County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Vermilion County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Washington County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| West Baton Rouge County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| West Carroll County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Becker County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| Benton County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Clay County Minnesota | 1 | $ 415,000 | $ 415,000 | $ 253,000 |
| Clearwater County Minnesota | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 118,000 |
| Meeker County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Otter Tail County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Roseau County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 162,000 |
| Stearns County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Wadena County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Wright County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 107,000 |
| Calhoun County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Claiborne County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Franklin County Mississippi | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Hancock County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Itawamba County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Jackson County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Jefferson Davis County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Jones County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Marion County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Marshall County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Noxubee County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Smith County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Stone County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Union County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Winston County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Yalobusha County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Yazoo County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Dade County Missouri | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Chaves County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Columbus County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Craven County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Tyrrell County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Union County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Atoka County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Bryan County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Caddo County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Garvin County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Grady County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Johnston County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lincoln County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Mayes County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Muskogee County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Nowata County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Seminole County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Franklin County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Colleton County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Florence County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Laurens County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lee County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Marion County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Orangeburg County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Richland County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Union County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Williamsburg County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Fayette County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Jefferson County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Meigs County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Weakley County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Anderson County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Bastrop County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Brazoria County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Coryell County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Crane County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Donley County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Fayette County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Franklin County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Harris County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hays County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Johnson County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Karnes County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Kaufman County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Kendall County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Madison County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Marion County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Medina County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Midland County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Montague County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Morris County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Navarro County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Panola County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Parker County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Runnels County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Rusk County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| San Jacinto County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Shelby County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Taylor County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Upshur County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Van Zandt County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Victoria County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Waller County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Zavala County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Morgan County Utah | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Buffalo County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Burnett County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| Dane County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 119,000 |
| Kewaunee County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Polk County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Rusk County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Vernon County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Waushara County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Members Cooperative in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 714 | $122,980,000 | $172,000 | $765,000 | $88,000 | $973,000 |
| Other Purpose | 181 | $11,305,000 | $62,000 | $335,000 | $82,000 | $820,000 |
| Refinancing | 159 | $36,855,000 | $231,000 | $18,005,000 | $81,000 | $1,399,000 |
| Cash-out Refinancing | 100 | $18,720,000 | $187,000 | $1,085,000 | $74,000 | $285,000 |
| Home Improvement | 93 | $5,805,000 | $62,000 | $405,000 | $84,000 | $390,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 783 | $112,315,000 | $143,000 | $745,000 | $83,000 | $1,399,000 |
| Not applicable | 326 | $63,140,000 | $193,000 | $18,005,000 | $0 | $0 |
| Not Provided | 92 | $12,980,000 | $141,000 | $765,000 | $88,000 | $973,000 |
| American Indian or Alaskan Native | 23 | $3,485,000 | $151,000 | $405,000 | $79,000 | $162,000 |
| Hispanic | 11 | $1,495,000 | $135,000 | $405,000 | $127,000 | $390,000 |
| Black or African American | 7 | $1,385,000 | $197,000 | $645,000 | $112,000 | $244,000 |
| Asian | 3 | $455,000 | $151,000 | $185,000 | $110,000 | $141,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $410,000 | $205,000 | $345,000 | $101,000 | $101,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,242 | $195,030,000 | $157,000 | $18,005,000 | $84,000 | $1,399,000 |
| FHA-insured (Federal Housing Administration) | 4 | $470,000 | $117,000 | $175,000 | $58,000 | $95,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $165,000 | $165,000 | $165,000 | $49,000 | $49,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 717 | $124,315,000 | $173,000 | $18,005,000 | $83,000 | $820,000 |
| Loan Purchased By The Institution | 299 | $40,105,000 | $134,000 | $375,000 | $0 | $0 |
| Application Withdrawn By Applicant | 103 | $17,475,000 | $169,000 | $745,000 | $117,000 | $1,399,000 |
| Application Denied By Financial Institution | 93 | $10,305,000 | $110,000 | $595,000 | $62,000 | $244,000 |
| File Closed For Incompleteness | 32 | $3,110,000 | $97,000 | $315,000 | $67,000 | $223,000 |
| Application Approved But Not Accepted | 3 | $355,000 | $118,000 | $185,000 | $47,000 | $93,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,154 | $185,360,000 | $160,000 | $18,005,000 | $86,000 | $1,399,000 |
| Debt-To-Income Ratio | 48 | $6,510,000 | $135,000 | $595,000 | $58,000 | $244,000 |
| Credit History | 31 | $2,395,000 | $77,000 | $255,000 | $63,000 | $142,000 |
| Collateral | 9 | $555,000 | $61,000 | $145,000 | $62,000 | $120,000 |
| Other | 3 | $535,000 | $178,000 | $215,000 | $77,000 | $112,000 |
| Unverifiable Information | 1 | $285,000 | $285,000 | $285,000 | $181,000 | $181,000 |
| Credit Application Incomplete | 1 | $25,000 | $25,000 | $25,000 | $46,000 | $46,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Members Cooperative's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Members Cooperative's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.