Mercantile Bank
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Mercantile Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Mercantile Bank
1560 N. Orange Avenue
Winter Park, FL 32789
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 2,392
Total Mortgage Loan Application Amount $403,645,000
Average Mortgage Loan Application Amount $207,930
Highest Mortgage Loan Application Amount $2,475,000
Average Applicant Income $131,302
Highest Applicant Income $7,200,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Mercantile Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Duval County Florida 238 $ 40,117,000 $ 168,000 $ 93,000
Hillsborough County Florida 144 $ 23,215,000 $ 161,000 $ 74,000
Pinellas County Florida 144 $ 25,808,000 $ 179,000 $ 93,000
Orange County Florida 115 $ 21,942,000 $ 190,000 $ 71,000
Putnam County Florida 86 $ 6,002,000 $ 69,000 $ 59,000
Citrus County Florida 85 $ 8,930,000 $ 105,000 $ 58,000
Clay County Florida 81 $ 12,333,000 $ 152,000 $ 57,000
Cook County Illinois 78 $ 15,279,000 $ 195,000 $ 90,000
Suffolk County New York 61 $ 14,219,000 $ 233,000 $ 76,000
Pasco County Florida 56 $ 6,356,000 $ 113,000 $ 54,000
Queens County New York 52 $ 14,923,000 $ 286,000 $ 113,000
Baker County Florida 45 $ 4,547,000 $ 101,000 $ 72,000
Marion County Florida 43 $ 5,836,000 $ 135,000 $ 149,000
St. Johns County Florida 40 $ 12,915,000 $ 322,000 $ 409,000
Baltimore County Maryland 39 $ 6,149,000 $ 157,000 $ 83,000
Alachua County Florida 37 $ 7,229,000 $ 195,000 $ 149,000
Seminole County Florida 37 $ 5,479,000 $ 148,000 $ 71,000
Nassau County New York 33 $ 8,034,000 $ 243,000 $ 75,000
Columbia County Florida 30 $ 2,769,000 $ 92,000 $ 50,000
Suwannee County Florida 28 $ 2,010,000 $ 71,000 $ 50,000
Kings County New York 28 $ 7,896,000 $ 282,000 $ 127,000
Broward County Florida 26 $ 3,951,000 $ 151,000 $ 71,000
Osceola County Florida 26 $ 3,424,000 $ 131,000 $ 92,000
Palm Beach County Florida 26 $ 4,960,000 $ 190,000 $ 62,000
Sarasota County Florida 26 $ 5,588,000 $ 214,000 $ 227,000
Orange County New York 25 $ 3,833,000 $ 153,000 $ 52,000
Richmond County New York 25 $ 5,600,000 $ 224,000 $ 82,000
Rockland County New York 25 $ 5,854,000 $ 234,000 $ 91,000
Harris County Texas 24 $ 2,974,000 $ 123,000 $ 73,000
Manatee County Florida 23 $ 4,628,000 $ 201,000 $ 106,000
Berks County Pennsylvania 22 $ 3,026,000 $ 137,000 $ 67,000
Fort Bend County Texas 21 $ 2,543,000 $ 121,000 $ 99,000
Collier County Florida 19 $ 4,010,000 $ 211,000 $ 107,000
Brazos County Texas 19 $ 2,016,000 $ 106,000 $ 104,000
Lee County Florida 18 $ 2,731,000 $ 151,000 $ 107,000
Miami-Dade County Florida 18 $ 3,095,000 $ 171,000 $ 148,000
Volusia County Florida 18 $ 2,532,000 $ 140,000 $ 66,000
Lancaster County Pennsylvania 15 $ 1,821,000 $ 121,000 $ 62,000
Charlotte County Florida 14 $ 3,292,000 $ 235,000 $ 108,000
Leon County Florida 14 $ 1,677,000 $ 119,000 $ 69,000
Baltimore City County Maryland 14 $ 1,318,000 $ 94,000 $ 47,000
Nassau County Florida 13 $ 2,339,000 $ 179,000 $ 52,000
Mercer County New Jersey 13 $ 1,067,000 $ 82,000 $ 106,000
Ocean County New Jersey 13 $ 2,636,000 $ 202,000 $ 93,000
Bronx County New York 13 $ 3,550,000 $ 273,000 $ 68,000
Polk County Florida 12 $ 1,700,000 $ 141,000 $ 94,000
Union County Florida 11 $ 587,000 $ 53,000 $ 46,000
Will County Illinois 11 $ 1,951,000 $ 177,000 $ 66,000
Carroll County Maryland 11 $ 2,066,000 $ 187,000 $ 79,000
Philadelphia County Pennsylvania 11 $ 1,004,000 $ 91,000 $ 53,000
Lake County Florida 10 $ 826,000 $ 82,000 $ 81,000
DuPage County Illinois 10 $ 2,751,000 $ 275,000 $ 91,000
Travis County Texas 10 $ 1,869,000 $ 186,000 $ 163,000
Brevard County Florida 9 $ 1,137,000 $ 126,000 $ 56,000
Bradford County Florida 8 $ 473,000 $ 59,000 $ 18,000
Martin County Florida 8 $ 1,640,000 $ 205,000 $ 194,000
Prince George's County Maryland 8 $ 1,484,000 $ 185,000 $ 60,000
Cecil County Maryland 7 $ 1,743,000 $ 249,000 $ 100,000
Hudson County New Jersey 7 $ 2,422,000 $ 346,000 $ 138,000
New Haven County Connecticut 6 $ 566,000 $ 94,000 $ 242,000
Monroe County Florida 6 $ 2,988,000 $ 498,000 $ 551,000
Westchester County New York 6 $ 1,219,000 $ 203,000 $ 102,000
Shelby County Tennessee 6 $ 302,000 $ 50,000 $ 66,000
Flagler County Florida 5 $ 1,013,000 $ 202,000 $ 85,000
Hernando County Florida 5 $ 849,000 $ 169,000 $ 104,000
Cobb County Georgia 5 $ 1,185,000 $ 237,000 $ 122,000
Montgomery County Maryland 5 $ 1,638,000 $ 327,000 $ 186,000
Allegheny County Pennsylvania 5 $ 377,000 $ 75,000 $ 90,000
Hidalgo County Texas 5 $ 786,000 $ 157,000 $ 116,000
St. Lucie County Florida 4 $ 1,018,000 $ 254,000 $ 30,000
DeKalb County Georgia 4 $ 1,082,000 $ 270,000 $ 102,000
Kane County Illinois 4 $ 469,000 $ 117,000 $ 68,000
Lake County Illinois 4 $ 1,113,000 $ 278,000 $ 163,000
Anne Arundel County Maryland 4 $ 733,000 $ 183,000 $ 69,000
Harford County Maryland 4 $ 637,000 $ 159,000 $ 24,000
Essex County New Jersey 4 $ 748,000 $ 187,000 $ 47,000
Chester County Pennsylvania 4 $ 1,013,000 $ 253,000 $ 86,000
Delaware County Pennsylvania 4 $ 597,000 $ 149,000 $ 94,000
Montgomery County Pennsylvania 4 $ 1,045,000 $ 261,000 $ 110,000
Westmoreland County Pennsylvania 4 $ 233,000 $ 58,000 $ 48,000
Richland County South Carolina 4 $ 709,000 $ 177,000 $ 147,000
San Patricio County Texas 4 $ 540,000 $ 135,000 $ 127,000
Young County Texas 4 $ 522,000 $ 130,000 $ 120,000
Levy County Florida 3 $ 295,000 $ 98,000 $ 31,000
Wakulla County Florida 3 $ 252,000 $ 84,000 $ 66,000
Fulton County Georgia 3 $ 644,000 $ 214,000 $ 152,000
Walton County Georgia 3 $ 724,000 $ 241,000 $ 165,000
Lake County Indiana 3 $ 361,000 $ 120,000 $ 50,000
Lehigh County Pennsylvania 3 $ 294,000 $ 98,000 $ 78,000
Pike County Pennsylvania 3 $ 511,000 $ 170,000 $ 125,000
Horry County South Carolina 3 $ 363,000 $ 121,000 $ 124,000
Bexar County Texas 3 $ 314,000 $ 104,000 $ 66,000
McLennan County Texas 3 $ 298,000 $ 99,000 $ 65,000
Montgomery County Texas 3 $ 622,000 $ 207,000 $ 126,000
Virginia Beach County Virginia 3 $ 540,000 $ 180,000 $ 58,000
District of Columbia County District Of Columbia 2 $ 767,000 $ 383,000 $ 33,000
Gilchrist County Florida 2 $ 91,000 $ 45,000 $ 52,000
Hamilton County Florida 2 $ 102,000 $ 51,000 $ 73,000
Highlands County Florida 2 $ 116,000 $ 58,000 $ 23,000
Clarke County Georgia 2 $ 287,000 $ 143,000 $ 54,000
Madison County Georgia 2 $ 180,000 $ 90,000 $ 25,000
Wayne County Georgia 2 $ 200,000 $ 100,000 $ 66,000
McHenry County Illinois 2 $ 289,000 $ 144,000 $ 86,000
Howard County Maryland 2 $ 553,000 $ 276,000 $ 83,000
Bergen County New Jersey 2 $ 383,000 $ 191,000 $ 84,000
Middlesex County New Jersey 2 $ 534,000 $ 267,000 $ 87,000
Monmouth County New Jersey 2 $ 233,000 $ 116,000 $ 108,000
Morris County New Jersey 2 $ 829,000 $ 414,000 $ 84,000
Passaic County New Jersey 2 $ 303,000 $ 151,000 $ 106,000
Sussex County New Jersey 2 $ 457,000 $ 228,000 $ 60,000
Erie County New York 2 $ 253,000 $ 126,000 $ 52,000
Saratoga County New York 2 $ 337,000 $ 168,000 $ 25,000
Sullivan County New York 2 $ 222,000 $ 111,000 $ 171,000
Ulster County New York 2 $ 292,000 $ 146,000 $ 44,000
Haywood County North Carolina 2 $ 303,000 $ 151,000 $ 208,000
Henderson County North Carolina 2 $ 919,000 $ 459,000 $ 2,451,000
Onslow County North Carolina 2 $ 144,000 $ 72,000 $ 76,000
Bucks County Pennsylvania 2 $ 467,000 $ 233,000 $ 82,000
Northampton County Pennsylvania 2 $ 511,000 $ 255,000 $ 98,000
Schuylkill County Pennsylvania 2 $ 354,000 $ 177,000 $ 57,000
York County Pennsylvania 2 $ 169,000 $ 84,000 $ 56,000
Greenville County South Carolina 2 $ 400,000 $ 200,000 $ 92,000
Aransas County Texas 2 $ 408,000 $ 204,000 $ 175,000
Comal County Texas 2 $ 175,000 $ 87,000 $ 71,000
Cooke County Texas 2 $ 150,000 $ 75,000 $ 114,000
Dallas County Texas 2 $ 246,000 $ 123,000 $ 110,000
Nueces County Texas 2 $ 408,000 $ 204,000 $ 107,000
Williamson County Texas 2 $ 185,000 $ 92,000 $ 38,000
Jefferson County Alabama 1 $ 184,000 $ 184,000 $ 70,000
El Paso County Colorado 1 $ 109,000 $ 109,000 $ 0
Hartford County Connecticut 1 $ 315,000 $ 315,000 $ 134,000
Litchfield County Connecticut 1 $ 248,000 $ 248,000 $ 139,000
Sussex County Delaware 1 $ 628,000 $ 628,000 $ 575,000
DeSoto County Florida 1 $ 416,000 $ 416,000 $ 110,000
Escambia County Florida 1 $ 104,000 $ 104,000 $ 197,000
Gadsden County Florida 1 $ 135,000 $ 135,000 $ 42,000
Jackson County Florida 1 $ 65,000 $ 65,000 $ 52,000
Jefferson County Florida 1 $ 68,000 $ 68,000 $ 30,000
Liberty County Florida 1 $ 116,000 $ 116,000 $ 50,000
Sumter County Florida 1 $ 225,000 $ 225,000 $ 187,000
Walton County Florida 1 $ 250,000 $ 250,000 $ 81,000
Camden County Georgia 1 $ 100,000 $ 100,000 $ 40,000
Chatham County Georgia 1 $ 140,000 $ 140,000 $ 30,000
Clayton County Georgia 1 $ 118,000 $ 118,000 $ 77,000
Gwinnett County Georgia 1 $ 170,000 $ 170,000 $ 33,000
Houston County Georgia 1 $ 100,000 $ 100,000 $ 43,000
Jackson County Georgia 1 $ 127,000 $ 127,000 $ 53,000
Rabun County Georgia 1 $ 156,000 $ 156,000 $ 176,000
Edgar County Illinois 1 $ 67,000 $ 67,000 $ 55,000
Livingston County Illinois 1 $ 51,000 $ 51,000 $ 60,000
Kosciusko County Indiana 1 $ 171,000 $ 171,000 $ 85,000
Wayne County Indiana 1 $ 119,000 $ 119,000 $ 612,000
Barber County Kansas 1 $ 79,000 $ 79,000 $ 140,000
Kenton County Kentucky 1 $ 261,000 $ 261,000 $ 120,000
Jefferson County Louisiana 1 $ 230,000 $ 230,000 $ 69,000
Washington County Maine 1 $ 230,000 $ 230,000 $ 138,000
Allegany County Maryland 1 $ 62,000 $ 62,000 $ 54,000
Frederick County Maryland 1 $ 206,000 $ 206,000 $ 43,000
St. Mary's County Maryland 1 $ 111,000 $ 111,000 $ 60,000
Worcester County Maryland 1 $ 185,000 $ 185,000 $ 72,000
Essex County Massachusetts 1 $ 222,000 $ 222,000 $ 56,000
Hampden County Massachusetts 1 $ 137,000 $ 137,000 $ 41,000
Plymouth County Massachusetts 1 $ 410,000 $ 410,000 $ 115,000
Montcalm County Michigan 1 $ 124,000 $ 124,000 $ 27,000
St. Louis County Minnesota 1 $ 174,000 $ 174,000 $ 215,000
Douglas County Nebraska 1 $ 126,000 $ 126,000 $ 0
Burlington County New Jersey 1 $ 72,000 $ 72,000 $ 42,000
Camden County New Jersey 1 $ 54,000 $ 54,000 $ 59,000
Somerset County New Jersey 1 $ 334,000 $ 334,000 $ 0
Union County New Jersey 1 $ 138,000 $ 138,000 $ 38,000
Torrance County New Mexico 1 $ 359,000 $ 359,000 $ 162,000
Albany County New York 1 $ 247,000 $ 247,000 $ 120,000
Chautauqua County New York 1 $ 250,000 $ 250,000 $ 0
Clinton County New York 1 $ 50,000 $ 50,000 $ 30,000
Delaware County New York 1 $ 171,000 $ 171,000 $ 230,000
Monroe County New York 1 $ 98,000 $ 98,000 $ 90,000
New York County New York 1 $ 266,000 $ 266,000 $ 92,000
Putnam County New York 1 $ 304,000 $ 304,000 $ 60,000
Tompkins County New York 1 $ 110,000 $ 110,000 $ 121,000
Jackson County North Carolina 1 $ 334,000 $ 334,000 $ 370,000
Montgomery County Ohio 1 $ 500,000 $ 500,000 $ 222,000
Armstrong County Pennsylvania 1 $ 62,000 $ 62,000 $ 23,000
Beaver County Pennsylvania 1 $ 111,000 $ 111,000 $ 35,000
Carbon County Pennsylvania 1 $ 32,000 $ 32,000 $ 56,000
Dauphin County Pennsylvania 1 $ 203,000 $ 203,000 $ 93,000
Fayette County Pennsylvania 1 $ 34,000 $ 34,000 $ 28,000
Lawrence County Pennsylvania 1 $ 87,000 $ 87,000 $ 18,000
Snyder County Pennsylvania 1 $ 68,000 $ 68,000 $ 22,000
Washington County Pennsylvania 1 $ 134,000 $ 134,000 $ 79,000
Wayne County Pennsylvania 1 $ 197,000 $ 197,000 $ 61,000
Beaufort County South Carolina 1 $ 150,000 $ 150,000 $ 123,000
Charleston County South Carolina 1 $ 300,000 $ 300,000 $ 69,000
Sumter County South Carolina 1 $ 216,000 $ 216,000 $ 76,000
Austin County Texas 1 $ 290,000 $ 290,000 $ 234,000
Bell County Texas 1 $ 210,000 $ 210,000 $ 58,000
Brazoria County Texas 1 $ 234,000 $ 234,000 $ 126,000
Hays County Texas 1 $ 108,000 $ 108,000 $ 37,000
Johnson County Texas 1 $ 36,000 $ 36,000 $ 113,000
Tarrant County Texas 1 $ 139,000 $ 139,000 $ 113,000
Walker County Texas 1 $ 46,000 $ 46,000 $ 16,000
Chesapeake County Virginia 1 $ 220,000 $ 220,000 $ 77,000
Clarke County Virginia 1 $ 85,000 $ 85,000 $ 66,000
Fairfax County Virginia 1 $ 205,000 $ 205,000 $ 64,000
Milwaukee County Wisconsin 1 $ 91,000 $ 91,000 $ 47,000
Waukesha County Wisconsin 1 $ 388,000 $ 388,000 $ 186,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Mercantile Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,411 $251,852,000 $211,300 $2,475,000 $139,300 $7,200,000
Refinancing 909 $145,314,000 $210,272 $1,006,000 $126,818 $4,836,000
Home Improvement 72 $6,479,000 $89,000 $500,000 $70,000 $395,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,708 $284,289,000 $214,535 $2,475,000 $139,142 $7,200,000
Hispanic 213 $39,069,000 $200,500 $1,000,000 $73,000 $552,000
Not Provided 182 $27,200,000 $163,454 $800,000 $100,818 $395,000
Black or African American 145 $22,676,000 $185,600 $780,000 $128,600 $612,000
Asian 72 $17,151,000 $149,111 $792,000 $84,666 $925,000
Not applicable 35 $5,939,000 $154,500 $994,000 $126,000 $1,563,000
American Indian or Alaskan Native 25 $5,478,000 $178,666 $431,000 $125,666 $230,000
Native Hawaiian or Other Pacific Islander 12 $1,843,000 $149,750 $308,000 $95,000 $162,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,254 $386,445,000 $215,107 $2,475,000 $135,035 $7,200,000
FHA-insured (Federal Housing Administration) 88 $10,319,000 $166,500 $292,000 $61,750 $229,000
VA-guaranteed (Veterans Administration) 50 $6,881,000 $184,666 $312,000 $105,000 $236,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,483 $257,183,000 $212,260 $2,475,000 $127,347 $7,200,000
Application Denied By Financial Institution 533 $75,651,000 $201,733 $1,006,000 $174,066 $4,836,000
Application Approved But Not Accepted 164 $31,741,000 $188,500 $855,000 $82,857 $360,000
Application Withdrawn By Applicant 112 $20,019,000 $180,875 $1,152,000 $85,750 $1,213,000
File Closed For Incompleteness 100 $19,051,000 $156,222 $792,000 $135,000 $612,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.

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