Meridian Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Meridian Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Meridian Bank 9 Old Lincoln Highway Malvern, PA 19355 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 4,484 |
| Total Mortgage Loan Application Amount | $933,371,000 |
| Average Mortgage Loan Application Amount | $234,333 |
| Highest Mortgage Loan Application Amount | $4,700,000 |
| Average Applicant Income | $96,333 |
| Highest Applicant Income | $4,158,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Meridian Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Meridian Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Meridian Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Meridian Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Meridian Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Meridian Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 861 | $ 179,904,000 | $ 208,000 | $ 64,000 |
| New Castle County Delaware | 693 | $ 140,699,000 | $ 203,000 | $ 73,000 |
| Sussex County Delaware | 368 | $ 69,343,000 | $ 188,000 | $ 71,000 |
| Montgomery County Pennsylvania | 282 | $ 68,373,000 | $ 242,000 | $ 121,000 |
| Bucks County Pennsylvania | 264 | $ 64,804,000 | $ 245,000 | $ 104,000 |
| Delaware County Pennsylvania | 223 | $ 42,578,000 | $ 190,000 | $ 91,000 |
| Berks County Pennsylvania | 211 | $ 33,814,000 | $ 160,000 | $ 64,000 |
| Kent County Delaware | 161 | $ 31,183,000 | $ 193,000 | $ 59,000 |
| Burlington County New Jersey | 131 | $ 24,201,000 | $ 184,000 | $ 95,000 |
| Chester County Pennsylvania | 126 | $ 31,547,000 | $ 250,000 | $ 120,000 |
| Camden County New Jersey | 100 | $ 22,767,000 | $ 227,000 | $ 93,000 |
| Cape May County New Jersey | 96 | $ 23,470,000 | $ 244,000 | $ 152,000 |
| Lancaster County Pennsylvania | 95 | $ 15,922,000 | $ 167,000 | $ 79,000 |
| Gloucester County New Jersey | 71 | $ 12,875,000 | $ 181,000 | $ 95,000 |
| Cumberland County Pennsylvania | 69 | $ 13,041,000 | $ 189,000 | $ 79,000 |
| Atlantic County New Jersey | 64 | $ 11,394,000 | $ 178,000 | $ 92,000 |
| Dauphin County Pennsylvania | 53 | $ 7,520,000 | $ 141,000 | $ 75,000 |
| Franklin County Pennsylvania | 41 | $ 6,058,000 | $ 147,000 | $ 60,000 |
| York County Pennsylvania | 39 | $ 6,413,000 | $ 164,000 | $ 74,000 |
| Wicomico County Maryland | 23 | $ 4,512,000 | $ 196,000 | $ 81,000 |
| Cumberland County New Jersey | 21 | $ 3,146,000 | $ 149,000 | $ 85,000 |
| Adams County Pennsylvania | 17 | $ 2,731,000 | $ 160,000 | $ 55,000 |
| Allegheny County Pennsylvania | 16 | $ 2,335,000 | $ 145,000 | $ 59,000 |
| Cecil County Maryland | 14 | $ 2,909,000 | $ 207,000 | $ 107,000 |
| Maricopa County Arizona | 12 | $ 4,037,000 | $ 336,000 | $ 170,000 |
| Mercer County New Jersey | 12 | $ 2,395,000 | $ 199,000 | $ 102,000 |
| Ocean County New Jersey | 11 | $ 4,982,000 | $ 452,000 | $ 228,000 |
| Perry County Pennsylvania | 11 | $ 1,602,000 | $ 145,000 | $ 59,000 |
| Fairfax County Virginia | 10 | $ 3,198,000 | $ 319,000 | $ 165,000 |
| Prince George's County Maryland | 9 | $ 2,667,000 | $ 296,000 | $ 90,000 |
| Lehigh County Pennsylvania | 9 | $ 2,086,000 | $ 231,000 | $ 68,000 |
| Baltimore City County Maryland | 8 | $ 1,896,000 | $ 237,000 | $ 113,000 |
| Tioga County New York | 8 | $ 1,014,000 | $ 126,000 | $ 72,000 |
| Lebanon County Pennsylvania | 8 | $ 1,171,000 | $ 146,000 | $ 78,000 |
| Schuylkill County Pennsylvania | 8 | $ 959,000 | $ 119,000 | $ 57,000 |
| Miami-Dade County Florida | 7 | $ 2,508,000 | $ 358,000 | $ 241,000 |
| Bradford County Pennsylvania | 7 | $ 813,000 | $ 116,000 | $ 49,000 |
| Los Angeles County California | 6 | $ 2,413,000 | $ 402,000 | $ 62,000 |
| Broward County Florida | 6 | $ 2,064,000 | $ 344,000 | $ 777,000 |
| Palm Beach County Florida | 6 | $ 1,941,000 | $ 323,000 | $ 573,000 |
| Essex County New Jersey | 6 | $ 1,249,000 | $ 208,000 | $ 103,000 |
| Middlesex County New Jersey | 6 | $ 1,610,000 | $ 268,000 | $ 74,000 |
| Morris County New Jersey | 6 | $ 2,119,000 | $ 353,000 | $ 182,000 |
| Chemung County New York | 6 | $ 630,000 | $ 105,000 | $ 56,000 |
| Carbon County Pennsylvania | 6 | $ 1,175,000 | $ 195,000 | $ 226,000 |
| Anne Arundel County Maryland | 5 | $ 1,698,000 | $ 339,000 | $ 142,000 |
| Caroline County Maryland | 5 | $ 664,000 | $ 132,000 | $ 56,000 |
| Worcester County Maryland | 5 | $ 1,055,000 | $ 211,000 | $ 86,000 |
| Union County New Jersey | 5 | $ 1,355,000 | $ 271,000 | $ 98,000 |
| Nassau County New York | 5 | $ 2,096,000 | $ 419,000 | $ 118,000 |
| Steuben County New York | 5 | $ 479,000 | $ 95,000 | $ 53,000 |
| Juniata County Pennsylvania | 5 | $ 694,000 | $ 138,000 | $ 64,000 |
| Northampton County Pennsylvania | 5 | $ 929,000 | $ 185,000 | $ 128,000 |
| Frederick County Maryland | 4 | $ 781,000 | $ 195,000 | $ 57,000 |
| Harford County Maryland | 4 | $ 1,103,000 | $ 275,000 | $ 85,000 |
| Howard County Maryland | 4 | $ 1,893,000 | $ 473,000 | $ 289,000 |
| Salem County New Jersey | 4 | $ 706,000 | $ 176,000 | $ 90,000 |
| Columbia County Pennsylvania | 4 | $ 541,000 | $ 135,000 | $ 130,000 |
| Lycoming County Pennsylvania | 4 | $ 501,000 | $ 125,000 | $ 41,000 |
| Alameda County California | 3 | $ 1,064,000 | $ 354,000 | $ 165,000 |
| Hillsborough County Florida | 3 | $ 828,000 | $ 276,000 | $ 76,000 |
| Orange County Florida | 3 | $ 826,000 | $ 275,000 | $ 188,000 |
| St. Johns County Florida | 3 | $ 980,000 | $ 326,000 | $ 117,000 |
| Cook County Illinois | 3 | $ 1,450,000 | $ 483,000 | $ 130,000 |
| Bergen County New Jersey | 3 | $ 1,045,000 | $ 348,000 | $ 150,000 |
| Orange County New York | 3 | $ 949,000 | $ 316,000 | $ 83,000 |
| Brunswick County North Carolina | 3 | $ 374,000 | $ 124,000 | $ 65,000 |
| Cumberland County North Carolina | 3 | $ 564,000 | $ 188,000 | $ 32,000 |
| Iredell County North Carolina | 3 | $ 606,000 | $ 202,000 | $ 194,000 |
| Cuyahoga County Ohio | 3 | $ 400,000 | $ 133,000 | $ 115,000 |
| Lackawanna County Pennsylvania | 3 | $ 503,000 | $ 167,000 | $ 160,000 |
| York County South Carolina | 3 | $ 825,000 | $ 275,000 | $ 109,000 |
| Pinal County Arizona | 2 | $ 347,000 | $ 173,000 | $ 13,000 |
| Larimer County Colorado | 2 | $ 664,000 | $ 332,000 | $ 130,000 |
| Brevard County Florida | 2 | $ 491,000 | $ 245,000 | $ 70,000 |
| Lee County Florida | 2 | $ 260,000 | $ 130,000 | $ 235,000 |
| Pinellas County Florida | 2 | $ 500,000 | $ 250,000 | $ 87,000 |
| Sarasota County Florida | 2 | $ 888,000 | $ 444,000 | $ 55,000 |
| Cobb County Georgia | 2 | $ 663,000 | $ 331,000 | $ 168,000 |
| Madison County Indiana | 2 | $ 490,000 | $ 245,000 | $ 130,000 |
| Finney County Kansas | 2 | $ 515,000 | $ 257,000 | $ 137,000 |
| Baltimore County Maryland | 2 | $ 472,000 | $ 236,000 | $ 71,000 |
| Carroll County Maryland | 2 | $ 798,000 | $ 399,000 | $ 126,000 |
| Dorchester County Maryland | 2 | $ 276,000 | $ 138,000 | $ 48,000 |
| Montgomery County Maryland | 2 | $ 836,000 | $ 418,000 | $ 87,000 |
| Talbot County Maryland | 2 | $ 369,000 | $ 184,000 | $ 107,000 |
| Clark County Nevada | 2 | $ 597,000 | $ 298,000 | $ 0 |
| Grafton County New Hampshire | 2 | $ 376,000 | $ 188,000 | $ 108,000 |
| Hunterdon County New Jersey | 2 | $ 689,000 | $ 344,000 | $ 168,000 |
| Monmouth County New Jersey | 2 | $ 581,000 | $ 290,000 | $ 278,000 |
| Sussex County New Jersey | 2 | $ 534,000 | $ 267,000 | $ 119,000 |
| Dutchess County New York | 2 | $ 475,000 | $ 237,000 | $ 70,000 |
| Mecklenburg County North Carolina | 2 | $ 484,000 | $ 242,000 | $ 126,000 |
| Greene County Ohio | 2 | $ 637,000 | $ 318,000 | $ 45,000 |
| Blair County Pennsylvania | 2 | $ 295,000 | $ 147,000 | $ 50,000 |
| Fulton County Pennsylvania | 2 | $ 353,000 | $ 176,000 | $ 56,000 |
| Huntingdon County Pennsylvania | 2 | $ 184,000 | $ 92,000 | $ 63,000 |
| Mercer County Pennsylvania | 2 | $ 293,000 | $ 146,000 | $ 103,000 |
| Pike County Pennsylvania | 2 | $ 358,000 | $ 179,000 | $ 78,000 |
| Berkeley County South Carolina | 2 | $ 488,000 | $ 244,000 | $ 83,000 |
| Richland County South Carolina | 2 | $ 291,000 | $ 145,000 | $ 63,000 |
| Chesterfield County Virginia | 2 | $ 357,000 | $ 178,000 | $ 75,000 |
| Jefferson County West Virginia | 2 | $ 452,000 | $ 226,000 | $ 44,000 |
| Pima County Arizona | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Marin County California | 1 | $ 625,000 | $ 625,000 | $ 135,000 |
| Nevada County California | 1 | $ 285,000 | $ 285,000 | $ 119,000 |
| Orange County California | 1 | $ 440,000 | $ 440,000 | $ 115,000 |
| Placer County California | 1 | $ 460,000 | $ 460,000 | $ 149,000 |
| Riverside County California | 1 | $ 377,000 | $ 377,000 | $ 104,000 |
| Sacramento County California | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| San Diego County California | 1 | $ 308,000 | $ 308,000 | $ 60,000 |
| Solano County California | 1 | $ 250,000 | $ 250,000 | $ 131,000 |
| Stanislaus County California | 1 | $ 202,000 | $ 202,000 | $ 172,000 |
| Ventura County California | 1 | $ 369,000 | $ 369,000 | $ 130,000 |
| Adams County Colorado | 1 | $ 183,000 | $ 183,000 | $ 129,000 |
| Fairfield County Connecticut | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| Charlotte County Florida | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Citrus County Florida | 1 | $ 144,000 | $ 144,000 | $ 35,000 |
| Collier County Florida | 1 | $ 255,000 | $ 255,000 | $ 181,000 |
| Hernando County Florida | 1 | $ 366,000 | $ 366,000 | $ 0 |
| Indian River County Florida | 1 | $ 172,000 | $ 172,000 | $ 189,000 |
| Manatee County Florida | 1 | $ 350,000 | $ 350,000 | $ 94,000 |
| Santa Rosa County Florida | 1 | $ 374,000 | $ 374,000 | $ 94,000 |
| Volusia County Florida | 1 | $ 270,000 | $ 270,000 | $ 117,000 |
| Fayette County Georgia | 1 | $ 362,000 | $ 362,000 | $ 0 |
| Floyd County Georgia | 1 | $ 112,000 | $ 112,000 | $ 59,000 |
| Henry County Georgia | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Laurens County Georgia | 1 | $ 387,000 | $ 387,000 | $ 0 |
| Thomas County Georgia | 1 | $ 346,000 | $ 346,000 | $ 87,000 |
| Ada County Idaho | 1 | $ 424,000 | $ 424,000 | $ 0 |
| Boone County Indiana | 1 | $ 368,000 | $ 368,000 | $ 120,000 |
| Lake County Indiana | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Calvert County Maryland | 1 | $ 225,000 | $ 225,000 | $ 32,000 |
| Kent County Maryland | 1 | $ 398,000 | $ 398,000 | $ 260,000 |
| Queen Anne's County Maryland | 1 | $ 162,000 | $ 162,000 | $ 216,000 |
| Somerset County Maryland | 1 | $ 199,000 | $ 199,000 | $ 63,000 |
| Middlesex County Massachusetts | 1 | $ 261,000 | $ 261,000 | $ 65,000 |
| Berrien County Michigan | 1 | $ 424,000 | $ 424,000 | $ 411,000 |
| Genesee County Michigan | 1 | $ 351,000 | $ 351,000 | $ 111,000 |
| Kent County Michigan | 1 | $ 82,000 | $ 82,000 | $ 400,000 |
| Macomb County Michigan | 1 | $ 157,000 | $ 157,000 | $ 78,000 |
| Hennepin County Minnesota | 1 | $ 256,000 | $ 256,000 | $ 100,000 |
| DeSoto County Mississippi | 1 | $ 170,000 | $ 170,000 | $ 98,000 |
| Lafayette County Mississippi | 1 | $ 199,000 | $ 199,000 | $ 61,000 |
| Lyon County Nevada | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Passaic County New Jersey | 1 | $ 600,000 | $ 600,000 | $ 264,000 |
| Somerset County New Jersey | 1 | $ 90,000 | $ 90,000 | $ 44,000 |
| Albany County New York | 1 | $ 420,000 | $ 420,000 | $ 162,000 |
| Cayuga County New York | 1 | $ 195,000 | $ 195,000 | $ 269,000 |
| Erie County New York | 1 | $ 212,000 | $ 212,000 | $ 105,000 |
| Kings County New York | 1 | $ 280,000 | $ 280,000 | $ 66,000 |
| New York County New York | 1 | $ 582,000 | $ 582,000 | $ 578,000 |
| Queens County New York | 1 | $ 580,000 | $ 580,000 | $ 119,000 |
| Richmond County New York | 1 | $ 525,000 | $ 525,000 | $ 213,000 |
| Rockland County New York | 1 | $ 252,000 | $ 252,000 | $ 116,000 |
| Schuyler County New York | 1 | $ 94,000 | $ 94,000 | $ 41,000 |
| Suffolk County New York | 1 | $ 221,000 | $ 221,000 | $ 68,000 |
| Sullivan County New York | 1 | $ 142,000 | $ 142,000 | $ 61,000 |
| Ulster County New York | 1 | $ 246,000 | $ 246,000 | $ 113,000 |
| Westchester County New York | 1 | $ 386,000 | $ 386,000 | $ 118,000 |
| Buncombe County North Carolina | 1 | $ 314,000 | $ 314,000 | $ 151,000 |
| Cabarrus County North Carolina | 1 | $ 284,000 | $ 284,000 | $ 128,000 |
| Guilford County North Carolina | 1 | $ 364,000 | $ 364,000 | $ 92,000 |
| Harnett County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 46,000 |
| Henderson County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 83,000 |
| Nash County North Carolina | 1 | $ 421,000 | $ 421,000 | $ 322,000 |
| New Hanover County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 28,000 |
| Union County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Delaware County Ohio | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Franklin County Ohio | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Lucas County Ohio | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Trumbull County Ohio | 1 | $ 181,000 | $ 181,000 | $ 0 |
| McClain County Oklahoma | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Lane County Oregon | 1 | $ 321,000 | $ 321,000 | $ 0 |
| Bedford County Pennsylvania | 1 | $ 137,000 | $ 137,000 | $ 41,000 |
| Butler County Pennsylvania | 1 | $ 178,000 | $ 178,000 | $ 93,000 |
| Clinton County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 50,000 |
| Erie County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 90,000 |
| Greene County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 70,000 |
| Luzerne County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 54,000 |
| McKean County Pennsylvania | 1 | $ 148,000 | $ 148,000 | $ 52,000 |
| Mifflin County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 34,000 |
| Monroe County Pennsylvania | 1 | $ 790,000 | $ 790,000 | $ 0 |
| Northumberland County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 93,000 |
| Sullivan County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 43,000 |
| Susquehanna County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 81,000 |
| Union County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 85,000 |
| Venango County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 49,000 |
| Washington County Pennsylvania | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 420,000 | $ 420,000 | $ 331,000 |
| Charleston County South Carolina | 1 | $ 376,000 | $ 376,000 | $ 118,000 |
| Dorchester County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
| Horry County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 127,000 |
| Spartanburg County South Carolina | 1 | $ 82,000 | $ 82,000 | $ 183,000 |
| Roane County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 236,000 | $ 236,000 | $ 44,000 |
| Wilson County Tennessee | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Denton County Texas | 1 | $ 780,000 | $ 780,000 | $ 1,184,000 |
| Williamson County Texas | 1 | $ 153,000 | $ 153,000 | $ 115,000 |
| Accomack County Virginia | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Arlington County Virginia | 1 | $ 250,000 | $ 250,000 | $ 57,000 |
| Botetourt County Virginia | 1 | $ 180,000 | $ 180,000 | $ 51,000 |
| Henrico County Virginia | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Henry County Virginia | 1 | $ 119,000 | $ 119,000 | $ 57,000 |
| Lancaster County Virginia | 1 | $ 310,000 | $ 310,000 | $ 137,000 |
| Lunenburg County Virginia | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Montgomery County Virginia | 1 | $ 156,000 | $ 156,000 | $ 190,000 |
| Northumberland County Virginia | 1 | $ 292,000 | $ 292,000 | $ 58,000 |
| Pittsylvania County Virginia | 1 | $ 88,000 | $ 88,000 | $ 34,000 |
| Prince William County Virginia | 1 | $ 506,000 | $ 506,000 | $ 131,000 |
| Spotsylvania County Virginia | 1 | $ 289,000 | $ 289,000 | $ 99,000 |
| Staunton County Virginia | 1 | $ 128,000 | $ 128,000 | $ 75,000 |
| Virginia Beach County Virginia | 1 | $ 320,000 | $ 320,000 | $ 67,000 |
| Benton County Washington | 1 | $ 343,000 | $ 343,000 | $ 0 |
| Teton County Wyoming | 1 | $ 388,000 | $ 388,000 | $ 300,000 |
Mortgage Loan Application Detail Totals for Meridian Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,712 | $750,786,000 | $202,000 | $4,700,000 | $83,000 | $4,158,000 |
| Refinancing | 736 | $172,939,000 | $234,000 | $2,761,000 | $103,000 | $907,000 |
| Home Improvement | 36 | $9,646,000 | $267,000 | $2,450,000 | $103,000 | $302,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,938 | $611,377,000 | $208,000 | $1,875,000 | $99,000 | $4,158,000 |
| Black or African American | 824 | $139,919,000 | $169,000 | $618,000 | $62,000 | $450,000 |
| Hispanic | 423 | $66,723,000 | $157,000 | $424,000 | $52,000 | $302,000 |
| Asian | 128 | $28,589,000 | $223,000 | $667,000 | $97,000 | $578,000 |
| Not applicable | 105 | $71,329,000 | $679,000 | $4,700,000 | $3,000 | $384,000 |
| Not Provided | 49 | $12,352,000 | $252,000 | $2,761,000 | $157,000 | $823,000 |
| American Indian or Alaskan Native | 10 | $1,789,000 | $178,000 | $367,000 | $65,000 | $172,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,293,000 | $184,000 | $424,000 | $76,000 | $115,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,093 | $499,828,000 | $238,000 | $4,700,000 | $116,000 | $4,158,000 |
| FHA-insured (Federal Housing Administration) | 1,778 | $305,700,000 | $171,000 | $501,000 | $59,000 | $360,000 |
| VA-guaranteed (Veterans Administration) | 336 | $79,957,000 | $237,000 | $655,000 | $71,000 | $289,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 277 | $47,886,000 | $172,000 | $358,000 | $53,000 | $126,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,563 | $739,285,000 | $207,000 | $4,700,000 | $83,000 | $1,184,000 |
| Application Withdrawn By Applicant | 464 | $98,656,000 | $212,000 | $2,761,000 | $90,000 | $823,000 |
| Application Denied By Financial Institution | 215 | $38,134,000 | $177,000 | $1,522,000 | $68,000 | $589,000 |
| File Closed For Incompleteness | 120 | $25,861,000 | $215,000 | $1,875,000 | $80,000 | $907,000 |
| Loan Purchased By The Institution | 72 | $18,290,000 | $254,000 | $1,500,000 | $258,000 | $4,158,000 |
| Application Approved But Not Accepted | 50 | $13,145,000 | $262,000 | $2,490,000 | $97,000 | $309,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 54 | $10,192,000 | $188,000 | $1,522,000 | $94,000 | $589,000 |
| Credit Application Incomplete | 43 | $8,136,000 | $189,000 | $393,000 | $66,000 | $213,000 |
| Debt-To-Income Ratio | 31 | $4,894,000 | $157,000 | $322,000 | $37,000 | $97,000 |
| Credit History | 28 | $3,798,000 | $135,000 | $286,000 | $69,000 | $171,000 |
| Unverifiable Information | 14 | $2,776,000 | $198,000 | $424,000 | $59,000 | $130,000 |
| Other | 13 | $2,224,000 | $171,000 | $290,000 | $67,000 | $153,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,337,000 | $194,000 | $416,000 | $76,000 | $196,000 |
| Employment History | 11 | $1,531,000 | $139,000 | $251,000 | $46,000 | $96,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Meridian Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Meridian Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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