Meridian Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Meridian Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Meridian Bank 9 Old Lincoln Highway Malvern, PA 19355 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 3,208 |
| Total Mortgage Loan Application Amount | $1,029,260,000 |
| Average Mortgage Loan Application Amount | $301,000 |
| Highest Mortgage Loan Application Amount | $21,005,000 |
| Average Applicant Income | $166,400 |
| Highest Applicant Income | $6,137,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Meridian Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Meridian Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Meridian Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Meridian Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Meridian Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Meridian Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Castle County Delaware | 390 | $ 104,660,000 | $ 268,000 | $ 96,000 |
| Baltimore County Maryland | 361 | $ 99,435,000 | $ 275,000 | $ 117,000 |
| Philadelphia County Pennsylvania | 240 | $ 107,360,000 | $ 447,000 | $ 106,000 |
| Baltimore City County Maryland | 225 | $ 52,685,000 | $ 234,000 | $ 100,000 |
| Harford County Maryland | 202 | $ 59,750,000 | $ 295,000 | $ 119,000 |
| Sussex County Delaware | 182 | $ 50,180,000 | $ 275,000 | $ 114,000 |
| Kent County Delaware | 126 | $ 35,620,000 | $ 282,000 | $ 94,000 |
| Montgomery County Pennsylvania | 120 | $ 42,300,000 | $ 352,000 | $ 199,000 |
| Delaware County Pennsylvania | 110 | $ 28,760,000 | $ 261,000 | $ 221,000 |
| Chester County Pennsylvania | 88 | $ 30,520,000 | $ 346,000 | $ 221,000 |
| Anne Arundel County Maryland | 68 | $ 23,570,000 | $ 346,000 | $ 134,000 |
| Bucks County Pennsylvania | 65 | $ 18,255,000 | $ 280,000 | $ 140,000 |
| Lancaster County Pennsylvania | 62 | $ 15,830,000 | $ 255,000 | $ 114,000 |
| Howard County Maryland | 52 | $ 25,860,000 | $ 497,000 | $ 208,000 |
| York County Pennsylvania | 49 | $ 11,585,000 | $ 236,000 | $ 94,000 |
| Prince George's County Maryland | 48 | $ 17,810,000 | $ 371,000 | $ 155,000 |
| Montgomery County Maryland | 39 | $ 17,375,000 | $ 445,000 | $ 194,000 |
| Atlantic County New Jersey | 38 | $ 10,640,000 | $ 280,000 | $ 121,000 |
| Burlington County New Jersey | 38 | $ 8,020,000 | $ 211,000 | $ 157,000 |
| Cecil County Maryland | 26 | $ 7,710,000 | $ 296,000 | $ 126,000 |
| Carroll County Maryland | 25 | $ 8,205,000 | $ 328,000 | $ 159,000 |
| Camden County New Jersey | 24 | $ 6,200,000 | $ 258,000 | $ 182,000 |
| Frederick County Maryland | 23 | $ 8,185,000 | $ 355,000 | $ 155,000 |
| Gloucester County New Jersey | 23 | $ 5,115,000 | $ 222,000 | $ 131,000 |
| Wicomico County Maryland | 22 | $ 5,410,000 | $ 245,000 | $ 84,000 |
| Cape May County New Jersey | 22 | $ 13,740,000 | $ 624,000 | $ 441,000 |
| Berks County Pennsylvania | 21 | $ 5,405,000 | $ 257,000 | $ 115,000 |
| Worcester County Maryland | 20 | $ 7,000,000 | $ 350,000 | $ 229,000 |
| Washington County Maryland | 14 | $ 3,640,000 | $ 260,000 | $ 107,000 |
| St. Mary's County Maryland | 11 | $ 4,375,000 | $ 397,000 | $ 124,000 |
| Fairfax County Virginia | 11 | $ 6,075,000 | $ 552,000 | $ 166,000 |
| Charles County Maryland | 10 | $ 4,070,000 | $ 407,000 | $ 153,000 |
| Mercer County New Jersey | 10 | $ 2,010,000 | $ 201,000 | $ 101,000 |
| District of Columbia County District Of Columbia | 9 | $ 2,585,000 | $ 287,000 | $ 135,000 |
| Dorchester County Maryland | 9 | $ 1,545,000 | $ 171,000 | $ 85,000 |
| Somerset County Maryland | 8 | $ 1,270,000 | $ 158,000 | $ 84,000 |
| Carbon County Pennsylvania | 8 | $ 1,590,000 | $ 198,000 | $ 157,000 |
| Franklin County Pennsylvania | 8 | $ 1,670,000 | $ 208,000 | $ 82,000 |
| Palm Beach County Florida | 7 | $ 3,935,000 | $ 562,000 | $ 342,000 |
| Calvert County Maryland | 7 | $ 2,305,000 | $ 329,000 | $ 111,000 |
| Queen Anne's County Maryland | 7 | $ 2,065,000 | $ 295,000 | $ 121,000 |
| Dauphin County Pennsylvania | 7 | $ 1,795,000 | $ 256,000 | $ 109,000 |
| Lehigh County Pennsylvania | 7 | $ 12,045,000 | $ 1,720,000 | $ 157,000 |
| Collier County Florida | 6 | $ 3,770,000 | $ 628,000 | $ 297,000 |
| Miami-Dade County Florida | 6 | $ 2,120,000 | $ 353,000 | $ 279,000 |
| Monmouth County New Jersey | 6 | $ 1,970,000 | $ 328,000 | $ 299,000 |
| Ocean County New Jersey | 6 | $ 1,270,000 | $ 211,000 | $ 178,000 |
| Monroe County Pennsylvania | 6 | $ 1,460,000 | $ 243,000 | $ 149,000 |
| Berkeley County West Virginia | 6 | $ 1,400,000 | $ 233,000 | $ 89,000 |
| Cumberland County New Jersey | 5 | $ 1,005,000 | $ 201,000 | $ 66,000 |
| Cumberland County Pennsylvania | 5 | $ 1,405,000 | $ 281,000 | $ 140,000 |
| Horry County South Carolina | 5 | $ 1,375,000 | $ 275,000 | $ 110,000 |
| Chesterfield County Virginia | 5 | $ 1,475,000 | $ 295,000 | $ 119,000 |
| Broward County Florida | 4 | $ 1,510,000 | $ 377,000 | $ 131,000 |
| Pinellas County Florida | 4 | $ 1,960,000 | $ 490,000 | $ 195,000 |
| Kent County Maryland | 4 | $ 1,200,000 | $ 300,000 | $ 97,000 |
| Middlesex County New Jersey | 4 | $ 1,340,000 | $ 335,000 | $ 109,000 |
| Union County New Jersey | 4 | $ 890,000 | $ 222,000 | $ 95,000 |
| Warren County New Jersey | 4 | $ 850,000 | $ 212,000 | $ 126,000 |
| Columbia County Pennsylvania | 4 | $ 770,000 | $ 192,000 | $ 98,000 |
| Northampton County Pennsylvania | 4 | $ 1,430,000 | $ 357,000 | $ 0 |
| Richland County South Carolina | 4 | $ 1,620,000 | $ 405,000 | $ 203,000 |
| Prince William County Virginia | 4 | $ 1,050,000 | $ 262,000 | $ 248,000 |
| Maricopa County Arizona | 3 | $ 1,295,000 | $ 431,000 | $ 90,000 |
| Pima County Arizona | 3 | $ 865,000 | $ 288,000 | $ 226,000 |
| Hillsborough County Florida | 3 | $ 21,455,000 | $ 7,151,000 | $ 236,000 |
| Lake County Florida | 3 | $ 635,000 | $ 211,000 | $ 116,000 |
| Pasco County Florida | 3 | $ 565,000 | $ 188,000 | $ 143,000 |
| Polk County Florida | 3 | $ 1,315,000 | $ 438,000 | $ 157,000 |
| Cook County Illinois | 3 | $ 1,285,000 | $ 428,000 | $ 123,000 |
| Hamilton County Indiana | 3 | $ 1,965,000 | $ 655,000 | $ 228,000 |
| Caroline County Maryland | 3 | $ 725,000 | $ 241,000 | $ 134,000 |
| Oakland County Michigan | 3 | $ 805,000 | $ 268,000 | $ 272,000 |
| Morris County New Jersey | 3 | $ 885,000 | $ 295,000 | $ 135,000 |
| Salem County New Jersey | 3 | $ 355,000 | $ 118,000 | $ 88,000 |
| Somerset County New Jersey | 3 | $ 995,000 | $ 331,000 | $ 106,000 |
| Kings County New York | 3 | $ 1,165,000 | $ 388,000 | $ 161,000 |
| Nash County North Carolina | 3 | $ 835,000 | $ 278,000 | $ 121,000 |
| Oklahoma County Oklahoma | 3 | $ 1,135,000 | $ 378,000 | $ 93,000 |
| El Paso County Texas | 3 | $ 585,000 | $ 195,000 | $ 151,000 |
| Shenandoah County Virginia | 3 | $ 995,000 | $ 331,000 | $ 103,000 |
| Snohomish County Washington | 3 | $ 2,505,000 | $ 835,000 | $ 107,000 |
| Carroll County Arkansas | 2 | $ 540,000 | $ 270,000 | $ 66,000 |
| Duval County Florida | 2 | $ 970,000 | $ 485,000 | $ 152,000 |
| Lee County Florida | 2 | $ 360,000 | $ 180,000 | $ 72,000 |
| Manatee County Florida | 2 | $ 660,000 | $ 330,000 | $ 150,000 |
| Martin County Florida | 2 | $ 750,000 | $ 375,000 | $ 206,000 |
| Sarasota County Florida | 2 | $ 12,490,000 | $ 6,245,000 | $ 93,000 |
| Gwinnett County Georgia | 2 | $ 980,000 | $ 490,000 | $ 194,000 |
| Henry County Georgia | 2 | $ 410,000 | $ 205,000 | $ 49,000 |
| DuPage County Illinois | 2 | $ 1,580,000 | $ 790,000 | $ 434,000 |
| Clark County Indiana | 2 | $ 500,000 | $ 250,000 | $ 76,000 |
| Allegany County Maryland | 2 | $ 130,000 | $ 65,000 | $ 266,000 |
| Bergen County New Jersey | 2 | $ 330,000 | $ 165,000 | $ 249,000 |
| Hudson County New Jersey | 2 | $ 700,000 | $ 350,000 | $ 116,000 |
| Curry County New Mexico | 2 | $ 690,000 | $ 345,000 | $ 154,000 |
| Nassau County New York | 2 | $ 1,080,000 | $ 540,000 | $ 293,000 |
| Suffolk County New York | 2 | $ 670,000 | $ 335,000 | $ 153,000 |
| Sullivan County New York | 2 | $ 770,000 | $ 385,000 | $ 107,000 |
| Westchester County New York | 2 | $ 730,000 | $ 365,000 | $ 157,000 |
| Cumberland County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 53,000 |
| Halifax County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 69,000 |
| Johnston County North Carolina | 2 | $ 620,000 | $ 310,000 | $ 77,000 |
| Greene County Ohio | 2 | $ 790,000 | $ 395,000 | $ 147,000 |
| Mahoning County Ohio | 2 | $ 250,000 | $ 125,000 | $ 79,000 |
| Montgomery County Ohio | 2 | $ 350,000 | $ 175,000 | $ 113,000 |
| Fayette County Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 55,000 |
| Lackawanna County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 70,000 |
| Perry County Pennsylvania | 2 | $ 620,000 | $ 310,000 | $ 79,000 |
| Pike County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 1,101,000 |
| Schuylkill County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 41,000 |
| Somerset County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 81,000 |
| Charleston County South Carolina | 2 | $ 650,000 | $ 325,000 | $ 119,000 |
| Davidson County Tennessee | 2 | $ 780,000 | $ 390,000 | $ 141,000 |
| Harris County Texas | 2 | $ 640,000 | $ 320,000 | $ 189,000 |
| Salt Lake County Utah | 2 | $ 1,410,000 | $ 705,000 | $ 179,000 |
| Alexandria County Virginia | 2 | $ 1,030,000 | $ 515,000 | $ 141,000 |
| Chesapeake County Virginia | 2 | $ 990,000 | $ 495,000 | $ 171,000 |
| Fauquier County Virginia | 2 | $ 800,000 | $ 400,000 | $ 268,000 |
| Hampton County Virginia | 2 | $ 290,000 | $ 145,000 | $ 145,000 |
| Henrico County Virginia | 2 | $ 430,000 | $ 215,000 | $ 241,000 |
| Loudoun County Virginia | 2 | $ 1,710,000 | $ 855,000 | $ 223,000 |
| Spotsylvania County Virginia | 2 | $ 1,290,000 | $ 645,000 | $ 225,000 |
| Stafford County Virginia | 2 | $ 350,000 | $ 175,000 | $ 173,000 |
| Virginia Beach County Virginia | 2 | $ 730,000 | $ 365,000 | $ 213,000 |
| Hampshire County West Virginia | 2 | $ 470,000 | $ 235,000 | $ 366,000 |
| Jefferson County West Virginia | 2 | $ 960,000 | $ 480,000 | $ 196,000 |
| Morgan County West Virginia | 2 | $ 590,000 | $ 295,000 | $ 101,000 |
| Coffee County Alabama | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Limestone County Alabama | 1 | $ 285,000 | $ 285,000 | $ 97,000 |
| Russell County Alabama | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Fairbanks North Star County Alaska | 1 | $ 45,000 | $ 45,000 | $ 208,000 |
| Yavapai County Arizona | 1 | $ 245,000 | $ 245,000 | $ 118,000 |
| Pulaski County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 158,000 |
| Orange County California | 1 | $ 485,000 | $ 485,000 | $ 156,000 |
| Solano County California | 1 | $ 665,000 | $ 665,000 | $ 294,000 |
| San Miguel County Colorado | 1 | $ 1,205,000 | $ 1,205,000 | $ 292,000 |
| Bay County Florida | 1 | $ 455,000 | $ 455,000 | $ 121,000 |
| Brevard County Florida | 1 | $ 565,000 | $ 565,000 | $ 139,000 |
| Charlotte County Florida | 1 | $ 295,000 | $ 295,000 | $ 85,000 |
| Citrus County Florida | 1 | $ 335,000 | $ 335,000 | $ 127,000 |
| Dixie County Florida | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Escambia County Florida | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Hernando County Florida | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Jackson County Florida | 1 | $ 365,000 | $ 365,000 | $ 121,000 |
| Marion County Florida | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Osceola County Florida | 1 | $ 145,000 | $ 145,000 | $ 260,000 |
| Santa Rosa County Florida | 1 | $ 305,000 | $ 305,000 | $ 99,000 |
| Seminole County Florida | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Volusia County Florida | 1 | $ 305,000 | $ 305,000 | $ 109,000 |
| Bartow County Georgia | 1 | $ 605,000 | $ 605,000 | $ 152,000 |
| Clayton County Georgia | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| Coweta County Georgia | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| DeKalb County Georgia | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Floyd County Georgia | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| Muscogee County Georgia | 1 | $ 55,000 | $ 55,000 | $ 168,000 |
| Newton County Georgia | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Kankakee County Illinois | 1 | $ 325,000 | $ 325,000 | $ 103,000 |
| Floyd County Indiana | 1 | $ 355,000 | $ 355,000 | $ 72,000 |
| Jefferson County Indiana | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Vanderburgh County Indiana | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Washington County Indiana | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Jones County Iowa | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Polk County Iowa | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Douglas County Kansas | 1 | $ 375,000 | $ 375,000 | $ 72,000 |
| Bullitt County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| Hickman County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Garrett County Maryland | 1 | $ 275,000 | $ 275,000 | $ 65,000 |
| Talbot County Maryland | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Berkshire County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 380,000 |
| Dukes County Massachusetts | 1 | $ 1,085,000 | $ 1,085,000 | $ 308,000 |
| Plymouth County Massachusetts | 1 | $ 235,000 | $ 235,000 | $ 132,000 |
| Hinds County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 61,000 |
| Jackson County Missouri | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
| St. Louis City County Missouri | 1 | $ 195,000 | $ 195,000 | $ 456,000 |
| Cascade County Montana | 1 | $ 365,000 | $ 365,000 | $ 104,000 |
| Douglas County Nevada | 1 | $ 265,000 | $ 265,000 | $ 370,000 |
| Elko County Nevada | 1 | $ 695,000 | $ 695,000 | $ 253,000 |
| Essex County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Sussex County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 123,000 |
| Bernalillo County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 172,000 |
| Santa Fe County New Mexico | 1 | $ 355,000 | $ 355,000 | $ 325,000 |
| Dutchess County New York | 1 | $ 455,000 | $ 455,000 | $ 626,000 |
| Orleans County New York | 1 | $ 345,000 | $ 345,000 | $ 107,000 |
| Tioga County New York | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| Dare County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 239,000 |
| Davidson County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 190,000 |
| Forsyth County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Hoke County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Lee County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 126,000 |
| Martin County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Mecklenburg County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 99,000 |
| Onslow County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Pender County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 153,000 |
| Rowan County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| Union County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 248,000 |
| Vance County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Wake County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Wilkes County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 157,000 |
| Clinton County Ohio | 1 | $ 365,000 | $ 365,000 | $ 117,000 |
| Delaware County Ohio | 1 | $ 455,000 | $ 455,000 | $ 202,000 |
| Geauga County Ohio | 1 | $ 165,000 | $ 165,000 | $ 128,000 |
| Miami County Ohio | 1 | $ 345,000 | $ 345,000 | $ 224,000 |
| Warren County Ohio | 1 | $ 425,000 | $ 425,000 | $ 166,000 |
| Comanche County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Deschutes County Oregon | 1 | $ 435,000 | $ 435,000 | $ 74,000 |
| Adams County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 112,000 |
| Allegheny County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 116,000 |
| Bradford County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Butler County Pennsylvania | 1 | $ 665,000 | $ 665,000 | $ 160,000 |
| Centre County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 208,000 |
| Indiana County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Montour County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 94,000 |
| Northumberland County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Union County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 107,000 |
| Washington County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| Wayne County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 236,000 |
| Beaufort County South Carolina | 1 | $ 695,000 | $ 695,000 | $ 185,000 |
| Berkeley County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 159,000 |
| Dorchester County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 65,000 |
| Greenville County South Carolina | 1 | $ 805,000 | $ 805,000 | $ 278,000 |
| Greenwood County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Laurens County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 204,000 |
| Lexington County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 135,000 |
| Pickens County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Blount County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 381,000 |
| Montgomery County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 94,000 |
| Sevier County Tennessee | 1 | $ 635,000 | $ 635,000 | $ 381,000 |
| Williamson County Tennessee | 1 | $ 725,000 | $ 725,000 | $ 300,000 |
| Bexar County Texas | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Cameron County Texas | 1 | $ 655,000 | $ 655,000 | $ 87,000 |
| Comal County Texas | 1 | $ 515,000 | $ 515,000 | $ 283,000 |
| Jefferson County Texas | 1 | $ 265,000 | $ 265,000 | $ 129,000 |
| Accomack County Virginia | 1 | $ 365,000 | $ 365,000 | $ 148,000 |
| Albemarle County Virginia | 1 | $ 425,000 | $ 425,000 | $ 205,000 |
| Arlington County Virginia | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Culpeper County Virginia | 1 | $ 365,000 | $ 365,000 | $ 105,000 |
| Franklin County Virginia | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| Hopewell County Virginia | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Manassas Park County Virginia | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| Norfolk County Virginia | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Northampton County Virginia | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Orange County Virginia | 1 | $ 515,000 | $ 515,000 | $ 259,000 |
| Pulaski County Virginia | 1 | $ 455,000 | $ 455,000 | $ 155,000 |
| Richmond City County Virginia | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Warren County Virginia | 1 | $ 345,000 | $ 345,000 | $ 180,000 |
| Kitsap County Washington | 1 | $ 425,000 | $ 425,000 | $ 95,000 |
| Monroe County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Dane County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 124,000 |
Mortgage Loan Application Detail Totals for Meridian Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,653 | $897,335,000 | $338,000 | $21,005,000 | $123,000 | $1,015,000 |
| Other Purpose | 198 | $28,490,000 | $143,000 | $905,000 | $174,000 | $2,149,000 |
| Home Improvement | 190 | $40,150,000 | $211,000 | $6,005,000 | $239,000 | $6,137,000 |
| Cash-out Refinancing | 103 | $29,535,000 | $286,000 | $1,205,000 | $141,000 | $1,220,000 |
| Refinancing | 64 | $33,750,000 | $527,000 | $8,005,000 | $155,000 | $701,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,686 | $494,760,000 | $293,000 | $3,185,000 | $149,000 | $6,137,000 |
| Black or African American | 719 | $195,895,000 | $272,000 | $1,185,000 | $98,000 | $640,000 |
| Not Provided | 312 | $100,230,000 | $321,000 | $1,215,000 | $153,000 | $2,158,000 |
| Hispanic | 232 | $59,470,000 | $256,000 | $645,000 | $90,000 | $451,000 |
| Asian | 158 | $54,140,000 | $342,000 | $2,005,000 | $154,000 | $611,000 |
| Not applicable | 91 | $122,585,000 | $1,347,000 | $21,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $1,930,000 | $241,000 | $495,000 | $118,000 | $160,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,149 | $712,885,000 | $331,000 | $21,005,000 | $153,000 | $6,137,000 |
| FHA-insured (Federal Housing Administration) | 804 | $220,740,000 | $274,000 | $1,055,000 | $87,000 | $451,000 |
| VA-guaranteed (Veterans Administration) | 210 | $85,100,000 | $405,000 | $2,005,000 | $133,000 | $451,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 45 | $10,535,000 | $234,000 | $385,000 | $79,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,557 | $787,925,000 | $308,000 | $12,335,000 | $135,000 | $6,137,000 |
| Application Withdrawn By Applicant | 484 | $190,180,000 | $392,000 | $21,005,000 | $132,000 | $732,000 |
| Application Denied By Financial Institution | 108 | $27,410,000 | $253,000 | $1,005,000 | $101,000 | $301,000 |
| File Closed For Incompleteness | 43 | $13,805,000 | $321,000 | $1,805,000 | $141,000 | $881,000 |
| Application Approved But Not Accepted | 16 | $9,940,000 | $621,000 | $2,005,000 | $169,000 | $324,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,100 | $1,001,850,000 | $323,000 | $21,005,000 | $135,000 | $6,137,000 |
| Debt-To-Income Ratio | 34 | $9,230,000 | $271,000 | $945,000 | $94,000 | $301,000 |
| Collateral | 23 | $5,095,000 | $221,000 | $445,000 | $106,000 | $287,000 |
| Credit History | 22 | $5,330,000 | $242,000 | $1,005,000 | $126,000 | $293,000 |
| Other | 12 | $3,120,000 | $260,000 | $585,000 | $102,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $3,140,000 | $261,000 | $445,000 | $88,000 | $168,000 |
| Employment History | 3 | $955,000 | $318,000 | $505,000 | $51,000 | $91,000 |
| Credit Application Incomplete | 2 | $540,000 | $270,000 | $305,000 | $60,000 | $65,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Meridian Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Meridian Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.