Meridias Capital Incorporated
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Meridias Capital Incorporated 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Meridias Capital Incorporated P.O. Box 241429 Charlotte, NC 28273 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2006 2005 |
| Total Number of Mortgage Applications | 872 |
| Total Mortgage Loan Application Amount | $205,772,000 |
| Average Mortgage Loan Application Amount | $180,333 |
| Highest Mortgage Loan Application Amount | $1,723,000 |
| Average Applicant Income | $92,000 |
| Highest Applicant Income | $2,329,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Meridias Capital Incorporated. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Meridias Capital Incorporated's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Meridias Capital Incorporated's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Meridias Capital Incorporated serves its applicants.
Each category highlights the total number of mortgage applications processed by Meridias Capital Incorporated, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Meridias Capital Incorporated's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 39 | $ 15,545,000 | $ 398,000 | $ 99,000 |
| Maricopa County Arizona | 36 | $ 8,587,000 | $ 238,000 | $ 97,000 |
| Cook County Illinois | 32 | $ 7,666,000 | $ 239,000 | $ 59,000 |
| Clark County Nevada | 27 | $ 6,919,000 | $ 256,000 | $ 70,000 |
| Riverside County California | 24 | $ 9,191,000 | $ 382,000 | $ 91,000 |
| San Bernardino County California | 14 | $ 3,791,000 | $ 270,000 | $ 37,000 |
| Wayne County Michigan | 12 | $ 991,000 | $ 82,000 | $ 53,000 |
| Providence County Rhode Island | 12 | $ 3,105,000 | $ 258,000 | $ 63,000 |
| Contra Costa County California | 11 | $ 4,262,000 | $ 387,000 | $ 91,000 |
| Broward County Florida | 11 | $ 2,586,000 | $ 235,000 | $ 43,000 |
| Palm Beach County Florida | 11 | $ 4,964,000 | $ 451,000 | $ 231,000 |
| San Diego County California | 10 | $ 4,200,000 | $ 420,000 | $ 144,000 |
| Orange County Florida | 10 | $ 2,024,000 | $ 202,000 | $ 74,000 |
| Orange County California | 8 | $ 4,076,000 | $ 509,000 | $ 62,000 |
| Harris County Texas | 8 | $ 1,054,000 | $ 131,000 | $ 97,000 |
| Pima County Arizona | 7 | $ 953,000 | $ 136,000 | $ 54,000 |
| Miami-Dade County Florida | 7 | $ 1,895,000 | $ 270,000 | $ 101,000 |
| Baltimore City County Maryland | 7 | $ 982,000 | $ 140,000 | $ 53,000 |
| Pinal County Arizona | 6 | $ 1,256,000 | $ 209,000 | $ 87,000 |
| Kern County California | 6 | $ 1,042,000 | $ 173,000 | $ 42,000 |
| Prince George's County Maryland | 6 | $ 1,474,000 | $ 245,000 | $ 59,000 |
| Bernalillo County New Mexico | 6 | $ 780,000 | $ 130,000 | $ 47,000 |
| Mohave County Arizona | 5 | $ 1,086,000 | $ 217,000 | $ 29,000 |
| Ventura County California | 5 | $ 1,699,000 | $ 339,000 | $ 60,000 |
| Duval County Florida | 5 | $ 602,000 | $ 120,000 | $ 64,000 |
| Volusia County Florida | 5 | $ 754,000 | $ 150,000 | $ 65,000 |
| Gwinnett County Georgia | 5 | $ 1,402,000 | $ 280,000 | $ 23,000 |
| Nassau County New York | 5 | $ 2,363,000 | $ 472,000 | $ 62,000 |
| Mecklenburg County North Carolina | 5 | $ 835,000 | $ 167,000 | $ 41,000 |
| Wake County North Carolina | 5 | $ 857,000 | $ 171,000 | $ 73,000 |
| Dallas County Texas | 5 | $ 668,000 | $ 133,000 | $ 44,000 |
| Salt Lake County Utah | 5 | $ 990,000 | $ 198,000 | $ 34,000 |
| Fresno County California | 4 | $ 743,000 | $ 185,000 | $ 4,000 |
| Santa Clara County California | 4 | $ 1,515,000 | $ 378,000 | $ 107,000 |
| Stanislaus County California | 4 | $ 1,137,000 | $ 284,000 | $ 32,000 |
| Pasco County Florida | 4 | $ 567,000 | $ 141,000 | $ 68,000 |
| Pinellas County Florida | 4 | $ 536,000 | $ 134,000 | $ 62,000 |
| Will County Illinois | 4 | $ 580,000 | $ 145,000 | $ 46,000 |
| Marion County Indiana | 4 | $ 423,000 | $ 105,000 | $ 45,000 |
| Oakland County Michigan | 4 | $ 695,000 | $ 173,000 | $ 45,000 |
| Washoe County Nevada | 4 | $ 745,000 | $ 186,000 | $ 30,000 |
| Queens County New York | 4 | $ 1,669,000 | $ 417,000 | $ 96,000 |
| Allegheny County Pennsylvania | 4 | $ 844,000 | $ 211,000 | $ 175,000 |
| Lancaster County Pennsylvania | 4 | $ 461,000 | $ 115,000 | $ 55,000 |
| San Joaquin County California | 3 | $ 650,000 | $ 216,000 | $ 28,000 |
| Solano County California | 3 | $ 936,000 | $ 312,000 | $ 29,000 |
| Adams County Colorado | 3 | $ 438,000 | $ 146,000 | $ 29,000 |
| El Paso County Colorado | 3 | $ 708,000 | $ 236,000 | $ 49,000 |
| Hartford County Connecticut | 3 | $ 778,000 | $ 259,000 | $ 97,000 |
| Citrus County Florida | 3 | $ 310,000 | $ 103,000 | $ 11,000 |
| Hillsborough County Florida | 3 | $ 546,000 | $ 182,000 | $ 53,000 |
| Osceola County Florida | 3 | $ 1,367,000 | $ 455,000 | $ 32,000 |
| Clayton County Georgia | 3 | $ 318,000 | $ 106,000 | $ 46,000 |
| DeKalb County Georgia | 3 | $ 521,000 | $ 173,000 | $ 74,000 |
| Rockdale County Georgia | 3 | $ 531,000 | $ 177,000 | $ 90,000 |
| Honolulu County Hawaii | 3 | $ 495,000 | $ 165,000 | $ 432,000 |
| Hamilton County Indiana | 3 | $ 428,000 | $ 142,000 | $ 52,000 |
| East Baton Rouge County Louisiana | 3 | $ 451,000 | $ 150,000 | $ 38,000 |
| Penobscot County Maine | 3 | $ 265,000 | $ 88,000 | $ 157,000 |
| Baltimore County Maryland | 3 | $ 924,000 | $ 308,000 | $ 28,000 |
| Middlesex County Massachusetts | 3 | $ 1,231,000 | $ 410,000 | $ 122,000 |
| Ramsey County Minnesota | 3 | $ 633,000 | $ 211,000 | $ 23,000 |
| Hudson County New Jersey | 3 | $ 929,000 | $ 309,000 | $ 186,000 |
| Kings County New York | 3 | $ 1,508,000 | $ 502,000 | $ 80,000 |
| New York County New York | 3 | $ 1,632,000 | $ 544,000 | $ 190,000 |
| Suffolk County New York | 3 | $ 1,029,000 | $ 343,000 | $ 17,000 |
| Luzerne County Pennsylvania | 3 | $ 268,000 | $ 89,000 | $ 35,000 |
| Lexington County South Carolina | 3 | $ 340,000 | $ 113,000 | $ 35,000 |
| Shelby County Tennessee | 3 | $ 397,000 | $ 132,000 | $ 58,000 |
| Bexar County Texas | 3 | $ 675,000 | $ 225,000 | $ 52,000 |
| Fort Bend County Texas | 3 | $ 591,000 | $ 197,000 | $ 317,000 |
| Tarrant County Texas | 3 | $ 423,000 | $ 141,000 | $ 106,000 |
| Pierce County Washington | 3 | $ 569,000 | $ 189,000 | $ 87,000 |
| Milwaukee County Wisconsin | 3 | $ 340,000 | $ 113,000 | $ 38,000 |
| Navajo County Arizona | 2 | $ 599,000 | $ 299,000 | $ 15,000 |
| Pulaski County Arkansas | 2 | $ 177,000 | $ 88,000 | $ 44,000 |
| El Dorado County California | 2 | $ 836,000 | $ 418,000 | $ 255,000 |
| Imperial County California | 2 | $ 432,000 | $ 216,000 | $ 51,000 |
| Kings County California | 2 | $ 257,000 | $ 128,000 | $ 78,000 |
| Monterey County California | 2 | $ 718,000 | $ 359,000 | $ 28,000 |
| Sacramento County California | 2 | $ 368,000 | $ 184,000 | $ 75,000 |
| San Mateo County California | 2 | $ 1,200,000 | $ 600,000 | $ 127,000 |
| Shasta County California | 2 | $ 689,000 | $ 344,000 | $ 85,000 |
| Arapahoe County Colorado | 2 | $ 315,000 | $ 157,000 | $ 65,000 |
| Kent County Delaware | 2 | $ 346,000 | $ 173,000 | $ 38,000 |
| New Castle County Delaware | 2 | $ 381,000 | $ 190,000 | $ 44,000 |
| Lee County Florida | 2 | $ 652,000 | $ 326,000 | $ 24,000 |
| Polk County Florida | 2 | $ 398,000 | $ 199,000 | $ 90,000 |
| Seminole County Florida | 2 | $ 478,000 | $ 239,000 | $ 169,000 |
| St. Johns County Florida | 2 | $ 665,000 | $ 332,000 | $ 139,000 |
| Fulton County Georgia | 2 | $ 587,000 | $ 293,000 | $ 63,000 |
| Hawaii County Hawaii | 2 | $ 373,000 | $ 186,000 | $ 68,000 |
| Maui County Hawaii | 2 | $ 598,000 | $ 299,000 | $ 198,000 |
| Ada County Idaho | 2 | $ 523,000 | $ 261,000 | $ 45,000 |
| Lake County Illinois | 2 | $ 420,000 | $ 210,000 | $ 61,000 |
| Delaware County Indiana | 2 | $ 106,000 | $ 53,000 | $ 16,000 |
| Lake County Indiana | 2 | $ 158,000 | $ 79,000 | $ 44,000 |
| Jefferson County Kentucky | 2 | $ 179,000 | $ 89,000 | $ 16,000 |
| Jefferson County Louisiana | 2 | $ 316,000 | $ 158,000 | $ 65,000 |
| York County Maine | 2 | $ 166,000 | $ 83,000 | $ 14,000 |
| Essex County Massachusetts | 2 | $ 748,000 | $ 374,000 | $ 107,000 |
| Worcester County Massachusetts | 2 | $ 580,000 | $ 290,000 | $ 66,000 |
| Calhoun County Michigan | 2 | $ 205,000 | $ 102,000 | $ 33,000 |
| Kent County Michigan | 2 | $ 159,000 | $ 79,000 | $ 90,000 |
| Macomb County Michigan | 2 | $ 198,000 | $ 99,000 | $ 57,000 |
| Hennepin County Minnesota | 2 | $ 484,000 | $ 242,000 | $ 42,000 |
| Scott County Minnesota | 2 | $ 691,000 | $ 345,000 | $ 62,000 |
| Clay County Missouri | 2 | $ 210,000 | $ 105,000 | $ 41,000 |
| St. Louis County Missouri | 2 | $ 211,000 | $ 105,000 | $ 20,000 |
| Union County New Jersey | 2 | $ 804,000 | $ 402,000 | $ 134,000 |
| Buncombe County North Carolina | 2 | $ 259,000 | $ 129,000 | $ 55,000 |
| Cabarrus County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Tulsa County Oklahoma | 2 | $ 244,000 | $ 122,000 | $ 29,000 |
| Erie County Pennsylvania | 2 | $ 296,000 | $ 148,000 | $ 31,000 |
| Northampton County Pennsylvania | 2 | $ 357,000 | $ 178,000 | $ 48,000 |
| Horry County South Carolina | 2 | $ 732,000 | $ 366,000 | $ 217,000 |
| Richland County South Carolina | 2 | $ 258,000 | $ 129,000 | $ 54,000 |
| Comal County Texas | 2 | $ 289,000 | $ 144,000 | $ 29,000 |
| McLennan County Texas | 2 | $ 104,000 | $ 52,000 | $ 41,000 |
| Travis County Texas | 2 | $ 332,000 | $ 166,000 | $ 69,000 |
| Williamson County Texas | 2 | $ 521,000 | $ 260,000 | $ 390,000 |
| Davis County Utah | 2 | $ 311,000 | $ 155,000 | $ 51,000 |
| Lynchburg County Virginia | 2 | $ 177,000 | $ 88,000 | $ 41,000 |
| Virginia Beach County Virginia | 2 | $ 421,000 | $ 210,000 | $ 57,000 |
| Clark County Washington | 2 | $ 323,000 | $ 161,000 | $ 14,000 |
| King County Washington | 2 | $ 475,000 | $ 237,000 | $ 499,000 |
| Kenosha County Wisconsin | 2 | $ 494,000 | $ 247,000 | $ 50,000 |
| Calhoun County Alabama | 1 | $ 67,000 | $ 67,000 | $ 32,000 |
| Colbert County Alabama | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Jefferson County Alabama | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Limestone County Alabama | 1 | $ 271,000 | $ 271,000 | $ 113,000 |
| Marshall County Alabama | 1 | $ 378,000 | $ 378,000 | $ 144,000 |
| Mobile County Alabama | 1 | $ 149,000 | $ 149,000 | $ 57,000 |
| Montgomery County Alabama | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Tuscaloosa County Alabama | 1 | $ 109,000 | $ 109,000 | $ 78,000 |
| Walker County Alabama | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Anchorage County Alaska | 1 | $ 159,000 | $ 159,000 | $ 58,000 |
| Coconino County Arizona | 1 | $ 329,000 | $ 329,000 | $ 64,000 |
| Santa Cruz County Arizona | 1 | $ 119,000 | $ 119,000 | $ 110,000 |
| Yavapai County Arizona | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Alameda County California | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Calaveras County California | 1 | $ 138,000 | $ 138,000 | $ 93,000 |
| Madera County California | 1 | $ 114,000 | $ 114,000 | $ 63,000 |
| Nevada County California | 1 | $ 291,000 | $ 291,000 | $ 61,000 |
| Placer County California | 1 | $ 348,000 | $ 348,000 | $ 185,000 |
| San Francisco County California | 1 | $ 492,000 | $ 492,000 | $ 0 |
| Sonoma County California | 1 | $ 662,000 | $ 662,000 | $ 159,000 |
| Tulare County California | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Tuolumne County California | 1 | $ 315,000 | $ 315,000 | $ 67,000 |
| Yolo County California | 1 | $ 316,000 | $ 316,000 | $ 259,000 |
| Denver County Colorado | 1 | $ 209,000 | $ 209,000 | $ 59,000 |
| Douglas County Colorado | 1 | $ 900,000 | $ 900,000 | $ 328,000 |
| Eagle County Colorado | 1 | $ 613,000 | $ 613,000 | $ 235,000 |
| Montrose County Colorado | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Weld County Colorado | 1 | $ 213,000 | $ 213,000 | $ 78,000 |
| Fairfield County Connecticut | 1 | $ 107,000 | $ 107,000 | $ 26,000 |
| New Haven County Connecticut | 1 | $ 259,000 | $ 259,000 | $ 171,000 |
| New London County Connecticut | 1 | $ 96,000 | $ 96,000 | $ 48,000 |
| District of Columbia County District Of Columbia | 1 | $ 513,000 | $ 513,000 | $ 0 |
| Brevard County Florida | 1 | $ 108,000 | $ 108,000 | $ 104,000 |
| Charlotte County Florida | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Clay County Florida | 1 | $ 187,000 | $ 187,000 | $ 64,000 |
| Escambia County Florida | 1 | $ 507,000 | $ 507,000 | $ 300,000 |
| Hardee County Florida | 1 | $ 178,000 | $ 178,000 | $ 70,000 |
| Hendry County Florida | 1 | $ 82,000 | $ 82,000 | $ 32,000 |
| Manatee County Florida | 1 | $ 1,095,000 | $ 1,095,000 | $ 420,000 |
| Sarasota County Florida | 1 | $ 216,000 | $ 216,000 | $ 69,000 |
| Bibb County Georgia | 1 | $ 131,000 | $ 131,000 | $ 50,000 |
| Clarke County Georgia | 1 | $ 180,000 | $ 180,000 | $ 252,000 |
| Coweta County Georgia | 1 | $ 208,000 | $ 208,000 | $ 42,000 |
| Douglas County Georgia | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Effingham County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Fayette County Georgia | 1 | $ 361,000 | $ 361,000 | $ 96,000 |
| Glynn County Georgia | 1 | $ 81,000 | $ 81,000 | $ 27,000 |
| Harris County Georgia | 1 | $ 260,000 | $ 260,000 | $ 66,000 |
| Henry County Georgia | 1 | $ 86,000 | $ 86,000 | $ 33,000 |
| Jeff Davis County Georgia | 1 | $ 57,000 | $ 57,000 | $ 33,000 |
| Oconee County Georgia | 1 | $ 166,000 | $ 166,000 | $ 17,000 |
| Upson County Georgia | 1 | $ 97,000 | $ 97,000 | $ 55,000 |
| Bannock County Idaho | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Cassia County Idaho | 1 | $ 63,000 | $ 63,000 | $ 26,000 |
| Bureau County Illinois | 1 | $ 82,000 | $ 82,000 | $ 21,000 |
| Crawford County Illinois | 1 | $ 78,000 | $ 78,000 | $ 110,000 |
| Iroquois County Illinois | 1 | $ 38,000 | $ 38,000 | $ 91,000 |
| McHenry County Illinois | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Tazewell County Illinois | 1 | $ 118,000 | $ 118,000 | $ 44,000 |
| Allen County Indiana | 1 | $ 76,000 | $ 76,000 | $ 22,000 |
| Clay County Indiana | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| LaPorte County Indiana | 1 | $ 62,000 | $ 62,000 | $ 45,000 |
| Whitley County Indiana | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Carroll County Iowa | 1 | $ 60,000 | $ 60,000 | $ 78,000 |
| Madison County Iowa | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Van Buren County Iowa | 1 | $ 89,000 | $ 89,000 | $ 55,000 |
| Wright County Iowa | 1 | $ 56,000 | $ 56,000 | $ 71,000 |
| Campbell County Kentucky | 1 | $ 126,000 | $ 126,000 | $ 38,000 |
| Fayette County Kentucky | 1 | $ 300,000 | $ 300,000 | $ 240,000 |
| Laurel County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Madison County Kentucky | 1 | $ 97,000 | $ 97,000 | $ 68,000 |
| Russell County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| Woodford County Kentucky | 1 | $ 148,000 | $ 148,000 | $ 78,000 |
| Ascension County Louisiana | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Orleans County Louisiana | 1 | $ 161,000 | $ 161,000 | $ 49,000 |
| St. Martin County Louisiana | 1 | $ 87,000 | $ 87,000 | $ 19,000 |
| St. Tammany County Louisiana | 1 | $ 106,000 | $ 106,000 | $ 23,000 |
| Tangipahoa County Louisiana | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Oxford County Maine | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Garrett County Maryland | 1 | $ 160,000 | $ 160,000 | $ 30,000 |
| Montgomery County Maryland | 1 | $ 219,000 | $ 219,000 | $ 127,000 |
| Barnstable County Massachusetts | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Genesee County Michigan | 1 | $ 104,000 | $ 104,000 | $ 85,000 |
| Ingham County Michigan | 1 | $ 52,000 | $ 52,000 | $ 70,000 |
| Kalamazoo County Michigan | 1 | $ 111,000 | $ 111,000 | $ 71,000 |
| Lapeer County Michigan | 1 | $ 97,000 | $ 97,000 | $ 43,000 |
| Livingston County Michigan | 1 | $ 234,000 | $ 234,000 | $ 37,000 |
| Ottawa County Michigan | 1 | $ 166,000 | $ 166,000 | $ 66,000 |
| Shiawassee County Michigan | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| St. Clair County Michigan | 1 | $ 127,000 | $ 127,000 | $ 11,000 |
| Anoka County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Carlton County Minnesota | 1 | $ 157,000 | $ 157,000 | $ 41,000 |
| Chisago County Minnesota | 1 | $ 209,000 | $ 209,000 | $ 68,000 |
| Dakota County Minnesota | 1 | $ 207,000 | $ 207,000 | $ 61,000 |
| Douglas County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 34,000 |
| Mower County Minnesota | 1 | $ 94,000 | $ 94,000 | $ 50,000 |
| Olmsted County Minnesota | 1 | $ 271,000 | $ 271,000 | $ 55,000 |
| Wright County Minnesota | 1 | $ 286,000 | $ 286,000 | $ 84,000 |
| Hinds County Mississippi | 1 | $ 103,000 | $ 103,000 | $ 55,000 |
| Marion County Mississippi | 1 | $ 61,000 | $ 61,000 | $ 29,000 |
| Prentiss County Mississippi | 1 | $ 43,000 | $ 43,000 | $ 52,000 |
| Warren County Mississippi | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Cass County Missouri | 1 | $ 119,000 | $ 119,000 | $ 37,000 |
| Park County Montana | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Silver Bow County Montana | 1 | $ 23,000 | $ 23,000 | $ 24,000 |
| Douglas County Nebraska | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Carroll County New Hampshire | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Hillsborough County New Hampshire | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Merrimack County New Hampshire | 1 | $ 156,000 | $ 156,000 | $ 46,000 |
| Bergen County New Jersey | 1 | $ 363,000 | $ 363,000 | $ 269,000 |
| Essex County New Jersey | 1 | $ 357,000 | $ 357,000 | $ 174,000 |
| Hunterdon County New Jersey | 1 | $ 344,000 | $ 344,000 | $ 129,000 |
| Middlesex County New Jersey | 1 | $ 454,000 | $ 454,000 | $ 35,000 |
| Chaves County New Mexico | 1 | $ 101,000 | $ 101,000 | $ 53,000 |
| Valencia County New Mexico | 1 | $ 54,000 | $ 54,000 | $ 38,000 |
| Bronx County New York | 1 | $ 536,000 | $ 536,000 | $ 112,000 |
| Erie County New York | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Genesee County New York | 1 | $ 111,000 | $ 111,000 | $ 43,000 |
| Orange County New York | 1 | $ 153,000 | $ 153,000 | $ 37,000 |
| Richmond County New York | 1 | $ 427,000 | $ 427,000 | $ 120,000 |
| Westchester County New York | 1 | $ 729,000 | $ 729,000 | $ 565,000 |
| Burke County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
| Caldwell County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 56,000 |
| Durham County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Rowan County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 45,000 |
| Stanly County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 57,000 |
| Ashland County Ohio | 1 | $ 72,000 | $ 72,000 | $ 142,000 |
| Cuyahoga County Ohio | 1 | $ 90,000 | $ 90,000 | $ 79,000 |
| Logan County Ohio | 1 | $ 69,000 | $ 69,000 | $ 46,000 |
| Lucas County Ohio | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Le Flore County Oklahoma | 1 | $ 149,000 | $ 149,000 | $ 78,000 |
| Logan County Oklahoma | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Muskogee County Oklahoma | 1 | $ 58,000 | $ 58,000 | $ 45,000 |
| Osage County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 25,000 |
| Clackamas County Oregon | 1 | $ 680,000 | $ 680,000 | $ 326,000 |
| Crook County Oregon | 1 | $ 160,000 | $ 160,000 | $ 55,000 |
| Douglas County Oregon | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Lane County Oregon | 1 | $ 98,000 | $ 98,000 | $ 94,000 |
| Marion County Oregon | 1 | $ 116,000 | $ 116,000 | $ 17,000 |
| Multnomah County Oregon | 1 | $ 260,000 | $ 260,000 | $ 106,000 |
| Washington County Oregon | 1 | $ 232,000 | $ 232,000 | $ 104,000 |
| Yamhill County Oregon | 1 | $ 152,000 | $ 152,000 | $ 44,000 |
| Beaver County Pennsylvania | 1 | $ 187,000 | $ 187,000 | $ 100,000 |
| Bradford County Pennsylvania | 1 | $ 31,000 | $ 31,000 | $ 23,000 |
| Centre County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Chester County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 25,000 |
| Franklin County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 63,000 |
| Lackawanna County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 27,000 |
| Lebanon County Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 87,000 |
| Lehigh County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 65,000 |
| Mercer County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 93,000 |
| Montgomery County Pennsylvania | 1 | $ 273,000 | $ 273,000 | $ 35,000 |
| Philadelphia County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 23,000 |
| Pike County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 50,000 |
| Westmoreland County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 33,000 |
| Bristol County Rhode Island | 1 | $ 248,000 | $ 248,000 | $ 150,000 |
| Kent County Rhode Island | 1 | $ 284,000 | $ 284,000 | $ 68,000 |
| Newport County Rhode Island | 1 | $ 340,000 | $ 340,000 | $ 80,000 |
| Aiken County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 105,000 |
| Charleston County South Carolina | 1 | $ 1,723,000 | $ 1,723,000 | $ 0 |
| Fairfield County South Carolina | 1 | $ 79,000 | $ 79,000 | $ 63,000 |
| Florence County South Carolina | 1 | $ 170,000 | $ 170,000 | $ 120,000 |
| Greenville County South Carolina | 1 | $ 183,000 | $ 183,000 | $ 47,000 |
| Greenwood County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Kershaw County South Carolina | 1 | $ 93,000 | $ 93,000 | $ 60,000 |
| Sumter County South Carolina | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Hughes County South Dakota | 1 | $ 170,000 | $ 170,000 | $ 57,000 |
| Minnehaha County South Dakota | 1 | $ 197,000 | $ 197,000 | $ 113,000 |
| Blount County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 62,000 |
| Hickman County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 40,000 |
| Madison County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 31,000 |
| Marion County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 128,000 |
| Sumner County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Bell County Texas | 1 | $ 254,000 | $ 254,000 | $ 62,000 |
| Cameron County Texas | 1 | $ 106,000 | $ 106,000 | $ 31,000 |
| Collin County Texas | 1 | $ 417,000 | $ 417,000 | $ 259,000 |
| Denton County Texas | 1 | $ 262,000 | $ 262,000 | $ 90,000 |
| El Paso County Texas | 1 | $ 52,000 | $ 52,000 | $ 35,000 |
| Galveston County Texas | 1 | $ 93,000 | $ 93,000 | $ 71,000 |
| Guadalupe County Texas | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Lubbock County Texas | 1 | $ 113,000 | $ 113,000 | $ 35,000 |
| Montgomery County Texas | 1 | $ 101,000 | $ 101,000 | $ 90,000 |
| Webb County Texas | 1 | $ 200,000 | $ 200,000 | $ 42,000 |
| Iron County Utah | 1 | $ 552,000 | $ 552,000 | $ 114,000 |
| Utah County Utah | 1 | $ 190,000 | $ 190,000 | $ 38,000 |
| Weber County Utah | 1 | $ 300,000 | $ 300,000 | $ 47,000 |
| Lamoille County Vermont | 1 | $ 220,000 | $ 220,000 | $ 77,000 |
| Caroline County Virginia | 1 | $ 184,000 | $ 184,000 | $ 60,000 |
| Chesapeake County Virginia | 1 | $ 441,000 | $ 441,000 | $ 77,000 |
| Chesterfield County Virginia | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
| Emporia County Virginia | 1 | $ 57,000 | $ 57,000 | $ 41,000 |
| Fairfax County Virginia | 1 | $ 314,000 | $ 314,000 | $ 160,000 |
| Gloucester County Virginia | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Grayson County Virginia | 1 | $ 67,000 | $ 67,000 | $ 25,000 |
| Hampton County Virginia | 1 | $ 147,000 | $ 147,000 | $ 89,000 |
| Loudoun County Virginia | 1 | $ 351,000 | $ 351,000 | $ 45,000 |
| Newport News County Virginia | 1 | $ 204,000 | $ 204,000 | $ 57,000 |
| Suffolk County Virginia | 1 | $ 297,000 | $ 297,000 | $ 84,000 |
| Thurston County Washington | 1 | $ 212,000 | $ 212,000 | $ 86,000 |
| Mineral County West Virginia | 1 | $ 46,000 | $ 46,000 | $ 36,000 |
| Putnam County West Virginia | 1 | $ 58,000 | $ 58,000 | $ 27,000 |
| Raleigh County West Virginia | 1 | $ 69,000 | $ 69,000 | $ 36,000 |
| Dane County Wisconsin | 1 | $ 189,000 | $ 189,000 | $ 178,000 |
| Oneida County Wisconsin | 1 | $ 59,000 | $ 59,000 | $ 74,000 |
| Rock County Wisconsin | 1 | $ 129,000 | $ 129,000 | $ 69,000 |
| Sheboygan County Wisconsin | 1 | $ 99,000 | $ 99,000 | $ 30,000 |
| Washington County Wisconsin | 1 | $ 356,000 | $ 356,000 | $ 92,000 |
| Laramie County Wyoming | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Meridias Capital Incorporated in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 862 | $203,996,000 | $236,000 | $1,723,000 | $79,000 | $2,329,000 |
| Home Purchase | 9 | $1,654,000 | $183,000 | $360,000 | $178,000 | $999,000 |
| Home Improvement | 1 | $122,000 | $122,000 | $122,000 | $19,000 | $19,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 664 | $157,498,000 | $237,000 | $1,723,000 | $81,000 | $2,329,000 |
| Hispanic | 74 | $17,236,000 | $232,000 | $1,237,000 | $69,000 | $294,000 |
| Black or African American | 63 | $13,815,000 | $219,000 | $1,436,000 | $70,000 | $328,000 |
| Not Provided | 49 | $10,446,000 | $213,000 | $556,000 | $65,000 | $174,000 |
| Asian | 18 | $5,465,000 | $303,000 | $748,000 | $173,000 | $1,047,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,234,000 | $411,000 | $452,000 | $77,000 | $98,000 |
| American Indian or Alaskan Native | 1 | $78,000 | $78,000 | $78,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 588 | $156,913,000 | $266,000 | $1,723,000 | $89,000 | $2,329,000 |
| FHA-insured (Federal Housing Administration) | 284 | $48,859,000 | $172,000 | $729,000 | $61,000 | $228,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 545 | $135,700,000 | $248,000 | $1,723,000 | $75,000 | $2,329,000 |
| Loan Originated | 306 | $65,658,000 | $214,000 | $1,300,000 | $88,000 | $999,000 |
| Application Withdrawn By Applicant | 10 | $2,165,000 | $216,000 | $556,000 | $82,000 | $144,000 |
| File Closed For Incompleteness | 10 | $1,889,000 | $188,000 | $446,000 | $78,000 | $180,000 |
| Preapproval Approved but not Accepted | 1 | $360,000 | $360,000 | $360,000 | $186,000 | $186,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7 | $1,266,000 | $180,000 | $662,000 | $54,000 | $159,000 |
| Debt-To-Income Ratio | 3 | $583,000 | $194,000 | $271,000 | $74,000 | $94,000 |
| Collateral | 3 | $334,000 | $111,000 | $220,000 | $34,000 | $53,000 |
| Other | 1 | $73,000 | $73,000 | $73,000 | $1,047,000 | $1,047,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Meridias Capital Incorporated's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Meridias Capital Incorporated's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.