Meridias Capital Incorporated
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Meridias Capital Incorporated 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Meridias Capital Incorporated P.O. Box 241429 Charlotte, NC 28273 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2006 2005 |
| Total Number of Mortgage Applications | 872 |
| Total Mortgage Loan Application Amount | $205,772,000 |
| Average Mortgage Loan Application Amount | $180,333 |
| Highest Mortgage Loan Application Amount | $1,723,000 |
| Average Applicant Income | $92,000 |
| Highest Applicant Income | $2,329,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Meridias Capital Incorporated. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Meridias Capital Incorporated's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Meridias Capital Incorporated's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Meridias Capital Incorporated serves its applicants.
Each category highlights the total number of mortgage applications processed by Meridias Capital Incorporated, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Meridias Capital Incorporated's mortgage activity for 2008.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-SCOTTSDALE, AZ | 42 | $ 9,843,000 | $ 234,000 | $ 95,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 39 | $ 15,545,000 | $ 398,000 | $ 99,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 38 | $ 12,982,000 | $ 341,000 | $ 71,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 37 | $ 8,411,000 | $ 227,000 | $ 57,000 |
| LAS VEGAS-PARADISE, NV | 27 | $ 6,919,000 | $ 256,000 | $ 70,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 20 | $ 4,122,000 | $ 206,000 | $ 52,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 17 | $ 7,793,000 | $ 411,500 | $ 180,000 |
| ORLANDO-KISSIMMEE, FL | 15 | $ 3,869,000 | $ 257,000 | $ 78,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 15 | $ 3,977,000 | $ 265,000 | $ 70,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 13 | $ 1,839,000 | $ 141,000 | $ 145,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 12 | $ 991,000 | $ 82,000 | $ 53,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 12 | $ 4,862,000 | $ 405,000 | $ 83,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 11 | $ 2,586,000 | $ 235,000 | $ 43,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 11 | $ 2,635,000 | $ 239,000 | $ 51,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 11 | $ 1,649,000 | $ 149,000 | $ 62,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 11 | $ 4,964,000 | $ 451,000 | $ 231,000 |
| BALTIMORE-TOWSON, MD | 10 | $ 1,906,000 | $ 190,000 | $ 45,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 10 | $ 4,200,000 | $ 420,000 | $ 144,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 9 | $ 1,351,000 | $ 150,000 | $ 43,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 9 | $ 2,652,000 | $ 363,333 | $ 53,666 |
| JACKSONVILLE, FL | 8 | $ 1,454,000 | $ 181,000 | $ 83,000 |
| NASSAU-SUFFOLK, NY | 8 | $ 3,392,000 | $ 424,000 | $ 45,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 8 | $ 4,076,000 | $ 509,000 | $ 62,000 |
| ALBUQUERQUE, NM | 7 | $ 834,000 | $ 119,000 | $ 46,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 7 | $ 1,045,000 | $ 149,000 | $ 29,000 |
| COLUMBIA, SC | 7 | $ 770,000 | $ 110,000 | $ 48,000 |
| DALLAS-PLANO-IRVING, TX | 7 | $ 1,347,000 | $ 192,000 | $ 81,000 |
| DENVER-AURORA, CO | 7 | $ 1,862,000 | $ 266,000 | $ 86,000 |
| INDIANAPOLIS-CARMEL, IN | 7 | $ 851,000 | $ 121,000 | $ 48,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 7 | $ 1,895,000 | $ 270,000 | $ 101,000 |
| TUCSON, AZ | 7 | $ 953,000 | $ 136,000 | $ 54,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 7 | $ 1,695,000 | $ 242,000 | $ 66,000 |
| BAKERSFIELD, CA | 6 | $ 1,042,000 | $ 173,000 | $ 42,000 |
| PITTSBURGH, PA | 6 | $ 1,151,000 | $ 191,000 | $ 139,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 6 | $ 1,647,000 | $ 246,000 | $ 79,500 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 6 | $ 1,868,000 | $ 311,000 | $ 184,000 |
| SAN ANTONIO, TX | 6 | $ 1,038,000 | $ 173,000 | $ 35,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 5 | $ 754,000 | $ 150,000 | $ 65,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 5 | $ 1,086,000 | $ 217,000 | $ 29,000 |
| NEWARK-UNION, NJ-PA | 5 | $ 1,553,000 | $ 212,000 | $ 96,500 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 5 | $ 1,699,000 | $ 339,000 | $ 60,000 |
| RALEIGH-CARY, NC | 5 | $ 857,000 | $ 171,000 | $ 73,000 |
| SALT LAKE CITY, UT | 5 | $ 990,000 | $ 198,000 | $ 34,000 |
| AUSTIN-ROUND ROCK, TX | 4 | $ 853,000 | $ 213,000 | $ 229,000 |
| BATON ROUGE, LA | 4 | $ 603,000 | $ 150,000 | $ 28,000 |
| FRESNO, CA | 4 | $ 743,000 | $ 185,000 | $ 4,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 4 | $ 914,000 | $ 228,500 | $ 55,500 |
| LANCASTER, PA | 4 | $ 461,000 | $ 115,000 | $ 55,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4 | $ 696,000 | $ 174,000 | $ 52,000 |
| MODESTO, CA | 4 | $ 1,137,000 | $ 284,000 | $ 32,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 4 | $ 583,000 | $ 145,000 | $ 50,000 |
| RENO-SPARKS, NV | 4 | $ 745,000 | $ 186,000 | $ 30,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 4 | $ 1,515,000 | $ 378,000 | $ 107,000 |
| SCRANTON--WILKES-BARRE, PA | 4 | $ 381,000 | $ 95,000 | $ 33,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 3 | $ 417,000 | $ 139,000 | $ 54,000 |
| BANGOR, ME | 3 | $ 265,000 | $ 88,000 | $ 157,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3 | $ 1,231,000 | $ 410,000 | $ 122,000 |
| COLORADO SPRINGS, CO | 3 | $ 708,000 | $ 236,000 | $ 49,000 |
| FORT WORTH-ARLINGTON, TX | 3 | $ 423,000 | $ 141,000 | $ 106,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 3 | $ 778,000 | $ 259,000 | $ 97,000 |
| HONOLULU, HI | 3 | $ 495,000 | $ 165,000 | $ 432,000 |
| KANSAS CITY, MO-KS | 3 | $ 329,000 | $ 109,000 | $ 40,000 |
| MEMPHIS, TN-MS-AR | 3 | $ 397,000 | $ 132,000 | $ 58,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 3 | $ 224,000 | $ 74,000 | $ 43,000 |
| OGDEN-CLEARFIELD, UT | 3 | $ 611,000 | $ 203,000 | $ 50,000 |
| PHILADELPHIA, PA | 3 | $ 407,000 | $ 135,000 | $ 27,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 3 | $ 1,692,000 | $ 564,000 | $ 85,000 |
| STOCKTON, CA | 3 | $ 650,000 | $ 216,000 | $ 28,000 |
| TACOMA, WA | 3 | $ 569,000 | $ 189,000 | $ 87,000 |
| TULSA, OK | 3 | $ 316,000 | $ 105,000 | $ 27,000 |
| VALLEJO-FAIRFIELD, CA | 3 | $ 936,000 | $ 312,000 | $ 29,000 |
| ASHEVILLE, NC | 2 | $ 259,000 | $ 129,000 | $ 55,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 346,000 | $ 173,000 | $ 134,000 |
| BATTLE CREEK, MI | 2 | $ 205,000 | $ 102,000 | $ 33,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 232,000 | $ 116,000 | $ 15,000 |
| BOISE CITY-NAMPA, ID | 2 | $ 523,000 | $ 261,000 | $ 45,000 |
| BRADENTON-SARASOTA-VENICE, FL | 2 | $ 1,311,000 | $ 655,000 | $ 244,000 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 652,000 | $ 326,000 | $ 24,000 |
| DOVER, DE | 2 | $ 346,000 | $ 173,000 | $ 38,000 |
| EL CENTRO, CA | 2 | $ 432,000 | $ 216,000 | $ 51,000 |
| ERIE, PA | 2 | $ 296,000 | $ 148,000 | $ 31,000 |
| FORT WAYNE, IN | 2 | $ 152,000 | $ 76,000 | $ 11,000 |
| GARY, IN | 2 | $ 158,000 | $ 79,000 | $ 44,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 159,000 | $ 79,000 | $ 90,000 |
| HANFORD-CORCORAN, CA | 2 | $ 257,000 | $ 128,000 | $ 78,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 232,000 | $ 116,000 | $ 54,000 |
| LAKELAND-WINTER HAVEN, FL | 2 | $ 398,000 | $ 199,000 | $ 90,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 448,000 | $ 224,000 | $ 159,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 177,000 | $ 88,000 | $ 44,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 2 | $ 179,000 | $ 89,000 | $ 16,000 |
| LYNCHBURG, VA | 2 | $ 177,000 | $ 88,000 | $ 41,000 |
| MUNCIE, IN | 2 | $ 106,000 | $ 53,000 | $ 16,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 2 | $ 732,000 | $ 366,000 | $ 217,000 |
| PEABODY, MA | 2 | $ 748,000 | $ 374,000 | $ 107,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 2 | $ 166,000 | $ 83,000 | $ 14,000 |
| REDDING, CA | 2 | $ 689,000 | $ 344,000 | $ 85,000 |
| RICHMOND, VA | 2 | $ 322,000 | $ 161,000 | $ 60,000 |
| SALINAS, CA | 2 | $ 718,000 | $ 359,000 | $ 28,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2 | $ 475,000 | $ 237,000 | $ 499,000 |
| ST. LOUIS, MO-IL | 2 | $ 211,000 | $ 105,000 | $ 20,000 |
| WACO, TX | 2 | $ 104,000 | $ 52,000 | $ 41,000 |
| WILMINGTON, DE-MD-NJ | 2 | $ 381,000 | $ 190,000 | $ 44,000 |
| WORCESTER, MA | 2 | $ 580,000 | $ 290,000 | $ 66,000 |
| ANCHORAGE, AK | 1 | $ 159,000 | $ 159,000 | $ 58,000 |
| ANNISTON-OXFORD, AL | 1 | $ 67,000 | $ 67,000 | $ 32,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 130,000 | $ 130,000 | $ 105,000 |
| BARNSTABLE TOWN, MA | 1 | $ 164,000 | $ 164,000 | $ 0 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 1 | $ 219,000 | $ 219,000 | $ 127,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 107,000 | $ 107,000 | $ 26,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 106,000 | $ 106,000 | $ 31,000 |
| BRUNSWICK, GA | 1 | $ 81,000 | $ 81,000 | $ 27,000 |
| BUFFALO-NIAGARA FALLS, NY | 1 | $ 45,000 | $ 45,000 | $ 0 |
| CHARLESTON, WV | 1 | $ 58,000 | $ 58,000 | $ 27,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 1 | $ 1,723,000 | $ 1,723,000 | $ 0 |
| CHATTANOOGA, TN-GA | 1 | $ 112,000 | $ 112,000 | $ 128,000 |
| CHEYENNE, WY | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 1 | $ 126,000 | $ 126,000 | $ 38,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 1 | $ 90,000 | $ 90,000 | $ 79,000 |
| COLUMBUS, GA-AL | 1 | $ 260,000 | $ 260,000 | $ 66,000 |
| CUMBERLAND, MD-WV | 1 | $ 46,000 | $ 46,000 | $ 36,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| DULUTH, MN-WI | 1 | $ 157,000 | $ 157,000 | $ 41,000 |
| DURHAM, NC | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| EDISON-NEW BRUNSWICK, NJ | 1 | $ 454,000 | $ 454,000 | $ 35,000 |
| EL PASO, TX | 1 | $ 52,000 | $ 52,000 | $ 35,000 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 98,000 | $ 98,000 | $ 94,000 |
| FLAGSTAFF, AZ | 1 | $ 329,000 | $ 329,000 | $ 64,000 |
| FLINT, MI | 1 | $ 104,000 | $ 104,000 | $ 85,000 |
| FLORENCE, SC | 1 | $ 170,000 | $ 170,000 | $ 120,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| FORT SMITH, AR-OK | 1 | $ 149,000 | $ 149,000 | $ 78,000 |
| GREELEY, CO | 1 | $ 213,000 | $ 213,000 | $ 78,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 1 | $ 183,000 | $ 183,000 | $ 47,000 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 166,000 | $ 166,000 | $ 66,000 |
| HUNTSVILLE, AL | 1 | $ 271,000 | $ 271,000 | $ 113,000 |
| JACKSON, MS | 1 | $ 103,000 | $ 103,000 | $ 55,000 |
| JACKSON, TN | 1 | $ 87,000 | $ 87,000 | $ 31,000 |
| JANESVILLE, WI | 1 | $ 129,000 | $ 129,000 | $ 69,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 111,000 | $ 111,000 | $ 71,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 254,000 | $ 254,000 | $ 62,000 |
| KNOXVILLE, TN | 1 | $ 140,000 | $ 140,000 | $ 0 |
| LAFAYETTE, LA | 1 | $ 87,000 | $ 87,000 | $ 19,000 |
| LANSING-EAST LANSING, MI | 1 | $ 52,000 | $ 52,000 | $ 70,000 |
| LAREDO, TX | 1 | $ 200,000 | $ 200,000 | $ 42,000 |
| LEBANON, PA | 1 | $ 72,000 | $ 72,000 | $ 87,000 |
| LUBBOCK, TX | 1 | $ 113,000 | $ 113,000 | $ 35,000 |
| MACON, GA | 1 | $ 131,000 | $ 131,000 | $ 50,000 |
| MADERA, CA | 1 | $ 114,000 | $ 114,000 | $ 63,000 |
| MADISON, WI | 1 | $ 189,000 | $ 189,000 | $ 178,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 71,000 | $ 71,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 62,000 | $ 62,000 | $ 45,000 |
| MOBILE, AL | 1 | $ 149,000 | $ 149,000 | $ 57,000 |
| MONTGOMERY, AL | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 259,000 | $ 259,000 | $ 171,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 96,000 | $ 96,000 | $ 48,000 |
| OKLAHOMA CITY, OK | 1 | $ 372,000 | $ 372,000 | $ 0 |
| OLYMPIA, WA | 1 | $ 212,000 | $ 212,000 | $ 86,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 108,000 | $ 108,000 | $ 104,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 507,000 | $ 507,000 | $ 300,000 |
| PEORIA, IL | 1 | $ 118,000 | $ 118,000 | $ 44,000 |
| POCATELLO, ID | 1 | $ 96,000 | $ 96,000 | $ 0 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 1 | $ 153,000 | $ 153,000 | $ 37,000 |
| PRESCOTT, AZ | 1 | $ 126,000 | $ 126,000 | $ 0 |
| PROVO-OREM, UT | 1 | $ 190,000 | $ 190,000 | $ 38,000 |
| PUEBLO, CO | 1 | $ 121,000 | $ 121,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| ROCHESTER, MN | 1 | $ 271,000 | $ 271,000 | $ 55,000 |
| SALEM, OR | 1 | $ 116,000 | $ 116,000 | $ 17,000 |
| SANTA ROSA-PETALUMA, CA | 1 | $ 662,000 | $ 662,000 | $ 159,000 |
| SAVANNAH, GA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| SHEBOYGAN, WI | 1 | $ 99,000 | $ 99,000 | $ 30,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| SIOUX FALLS, SD | 1 | $ 197,000 | $ 197,000 | $ 113,000 |
| STATE COLLEGE, PA | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| SUMTER, SC | 1 | $ 46,000 | $ 46,000 | $ 0 |
| TERRE HAUTE, IN | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| TOLEDO, OH | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| TUSCALOOSA, AL | 1 | $ 109,000 | $ 109,000 | $ 78,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 110,000 | $ 110,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for Meridias Capital Incorporated in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 862 | $203,996,000 | $236,000 | $1,723,000 | $79,000 | $2,329,000 |
| Home Purchase | 9 | $1,654,000 | $183,000 | $360,000 | $178,000 | $999,000 |
| Home Improvement | 1 | $122,000 | $122,000 | $122,000 | $19,000 | $19,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 664 | $157,498,000 | $237,000 | $1,723,000 | $81,000 | $2,329,000 |
| Hispanic | 74 | $17,236,000 | $232,000 | $1,237,000 | $69,000 | $294,000 |
| Black or African American | 63 | $13,815,000 | $219,000 | $1,436,000 | $70,000 | $328,000 |
| Not Provided | 49 | $10,446,000 | $213,000 | $556,000 | $65,000 | $174,000 |
| Asian | 18 | $5,465,000 | $303,000 | $748,000 | $173,000 | $1,047,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,234,000 | $411,000 | $452,000 | $77,000 | $98,000 |
| American Indian or Alaskan Native | 1 | $78,000 | $78,000 | $78,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 588 | $156,913,000 | $266,000 | $1,723,000 | $89,000 | $2,329,000 |
| FHA-insured (Federal Housing Administration) | 284 | $48,859,000 | $172,000 | $729,000 | $61,000 | $228,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 545 | $135,700,000 | $248,000 | $1,723,000 | $75,000 | $2,329,000 |
| Loan Originated | 306 | $65,658,000 | $214,000 | $1,300,000 | $88,000 | $999,000 |
| Application Withdrawn By Applicant | 10 | $2,165,000 | $216,000 | $556,000 | $82,000 | $144,000 |
| File Closed For Incompleteness | 10 | $1,889,000 | $188,000 | $446,000 | $78,000 | $180,000 |
| Preapproval Approved but not Accepted | 1 | $360,000 | $360,000 | $360,000 | $186,000 | $186,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7 | $1,266,000 | $180,000 | $662,000 | $54,000 | $159,000 |
| Debt-To-Income Ratio | 3 | $583,000 | $194,000 | $271,000 | $74,000 | $94,000 |
| Collateral | 3 | $334,000 | $111,000 | $220,000 | $34,000 | $53,000 |
| Other | 1 | $73,000 | $73,000 | $73,000 | $1,047,000 | $1,047,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Meridias Capital Incorporated's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Meridias Capital Incorporated's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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