Meritlending.Com
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Meritlending.Com 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Meritlending.Com 575 Anton Blvd. #1050 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,188 |
| Total Mortgage Loan Application Amount | $343,353,000 |
| Average Mortgage Loan Application Amount | $145,722 |
| Highest Mortgage Loan Application Amount | $882,000 |
| Average Applicant Income | $69,277 |
| Highest Applicant Income | $750,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Meritlending.Com. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Meritlending.Com's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Meritlending.Com's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Meritlending.Com serves its applicants.
Each category highlights the total number of mortgage applications processed by Meritlending.Com, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Meritlending.Com's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 255 | $ 48,167,000 | $ 188,000 | $ 106,000 |
| Cook County Illinois | 132 | $ 18,414,000 | $ 139,000 | $ 47,000 |
| Riverside County California | 115 | $ 17,050,000 | $ 148,000 | $ 45,000 |
| Orange County California | 109 | $ 26,217,000 | $ 240,000 | $ 84,000 |
| San Bernardino County California | 99 | $ 14,308,000 | $ 144,000 | $ 64,000 |
| Sacramento County California | 77 | $ 10,955,000 | $ 142,000 | $ 44,000 |
| San Diego County California | 64 | $ 13,127,000 | $ 205,000 | $ 55,000 |
| King County Washington | 49 | $ 8,006,000 | $ 163,000 | $ 71,000 |
| Prince George's County Maryland | 47 | $ 7,483,000 | $ 159,000 | $ 57,000 |
| Fresno County California | 45 | $ 4,913,000 | $ 109,000 | $ 37,000 |
| Kern County California | 40 | $ 4,461,000 | $ 111,000 | $ 51,000 |
| DeKalb County Georgia | 32 | $ 4,203,000 | $ 131,000 | $ 52,000 |
| Salt Lake County Utah | 30 | $ 3,095,000 | $ 103,000 | $ 79,000 |
| Montgomery County Maryland | 29 | $ 4,586,000 | $ 158,000 | $ 52,000 |
| Alameda County California | 28 | $ 6,535,000 | $ 233,000 | $ 79,000 |
| San Joaquin County California | 27 | $ 4,210,000 | $ 155,000 | $ 54,000 |
| Shasta County California | 27 | $ 3,309,000 | $ 122,000 | $ 44,000 |
| Stanislaus County California | 24 | $ 3,766,000 | $ 156,000 | $ 55,000 |
| Baltimore City County Maryland | 23 | $ 1,681,000 | $ 73,000 | $ 51,000 |
| Ventura County California | 22 | $ 6,763,000 | $ 307,000 | $ 93,000 |
| DuPage County Illinois | 22 | $ 4,026,000 | $ 183,000 | $ 143,000 |
| Contra Costa County California | 19 | $ 4,324,000 | $ 227,000 | $ 78,000 |
| Santa Clara County California | 19 | $ 5,619,000 | $ 295,000 | $ 66,000 |
| Solano County California | 19 | $ 3,784,000 | $ 199,000 | $ 65,000 |
| Gwinnett County Georgia | 19 | $ 2,748,000 | $ 144,000 | $ 56,000 |
| Anne Arundel County Maryland | 18 | $ 2,338,000 | $ 129,000 | $ 49,000 |
| Madera County California | 17 | $ 1,804,000 | $ 106,000 | $ 34,000 |
| Hillsborough County Florida | 17 | $ 2,213,000 | $ 130,000 | $ 66,000 |
| Miami-Dade County Florida | 16 | $ 1,737,000 | $ 108,000 | $ 42,000 |
| Fulton County Georgia | 16 | $ 2,286,000 | $ 142,000 | $ 40,000 |
| Baltimore County Maryland | 16 | $ 2,024,000 | $ 126,000 | $ 46,000 |
| Clackamas County Oregon | 16 | $ 2,448,000 | $ 153,000 | $ 64,000 |
| Pierce County Washington | 16 | $ 1,924,000 | $ 120,000 | $ 50,000 |
| Cobb County Georgia | 15 | $ 2,514,000 | $ 167,000 | $ 66,000 |
| Tulare County California | 14 | $ 1,512,000 | $ 108,000 | $ 41,000 |
| Broward County Florida | 14 | $ 1,601,000 | $ 114,000 | $ 57,000 |
| Palm Beach County Florida | 14 | $ 1,702,000 | $ 121,000 | $ 48,000 |
| Lake County Illinois | 14 | $ 2,012,000 | $ 143,000 | $ 66,000 |
| Butte County California | 13 | $ 1,448,000 | $ 111,000 | $ 46,000 |
| Adams County Colorado | 12 | $ 1,782,000 | $ 148,000 | $ 57,000 |
| Arapahoe County Colorado | 12 | $ 1,874,000 | $ 156,000 | $ 51,000 |
| Winnebago County Illinois | 12 | $ 1,135,000 | $ 94,000 | $ 40,000 |
| Monterey County California | 11 | $ 2,724,000 | $ 247,000 | $ 62,000 |
| Sonoma County California | 11 | $ 1,833,000 | $ 166,000 | $ 65,000 |
| Duval County Florida | 11 | $ 1,125,000 | $ 102,000 | $ 86,000 |
| Henry County Georgia | 11 | $ 1,439,000 | $ 130,000 | $ 66,000 |
| Madison County Illinois | 11 | $ 1,034,000 | $ 94,000 | $ 54,000 |
| Will County Illinois | 11 | $ 1,638,000 | $ 148,000 | $ 79,000 |
| Multnomah County Oregon | 11 | $ 1,836,000 | $ 166,000 | $ 66,000 |
| Spokane County Washington | 11 | $ 1,295,000 | $ 117,000 | $ 85,000 |
| Placer County California | 10 | $ 2,151,000 | $ 215,000 | $ 70,000 |
| El Paso County Colorado | 10 | $ 1,184,000 | $ 118,000 | $ 26,000 |
| Merced County California | 9 | $ 1,155,000 | $ 128,000 | $ 52,000 |
| Santa Barbara County California | 9 | $ 1,826,000 | $ 202,000 | $ 116,000 |
| Champaign County Illinois | 9 | $ 992,000 | $ 110,000 | $ 46,000 |
| Clark County Washington | 9 | $ 1,252,000 | $ 139,000 | $ 59,000 |
| Snohomish County Washington | 9 | $ 1,284,000 | $ 142,000 | $ 42,000 |
| San Francisco County California | 8 | $ 1,471,000 | $ 183,000 | $ 57,000 |
| St. Clair County Illinois | 8 | $ 733,000 | $ 91,000 | $ 53,000 |
| Jackson County Oregon | 8 | $ 1,108,000 | $ 138,000 | $ 24,000 |
| Washington County Oregon | 8 | $ 1,311,000 | $ 163,000 | $ 111,000 |
| Davis County Utah | 8 | $ 1,208,000 | $ 151,000 | $ 72,000 |
| Utah County Utah | 8 | $ 829,000 | $ 103,000 | $ 39,000 |
| Kitsap County Washington | 8 | $ 929,000 | $ 116,000 | $ 71,000 |
| Calaveras County California | 7 | $ 1,349,000 | $ 192,000 | $ 75,000 |
| El Dorado County California | 7 | $ 1,274,000 | $ 182,000 | $ 40,000 |
| Kane County Illinois | 7 | $ 840,000 | $ 120,000 | $ 54,000 |
| Tazewell County Illinois | 7 | $ 569,000 | $ 81,000 | $ 33,000 |
| Lake County California | 6 | $ 611,000 | $ 101,000 | $ 38,000 |
| Santa Cruz County California | 6 | $ 1,425,000 | $ 237,000 | $ 60,000 |
| Yolo County California | 6 | $ 953,000 | $ 158,000 | $ 49,000 |
| Jefferson County Colorado | 6 | $ 846,000 | $ 141,000 | $ 38,000 |
| Orange County Florida | 6 | $ 779,000 | $ 129,000 | $ 38,000 |
| McHenry County Illinois | 6 | $ 880,000 | $ 146,000 | $ 64,000 |
| Sangamon County Illinois | 6 | $ 562,000 | $ 93,000 | $ 50,000 |
| Frederick County Maryland | 6 | $ 857,000 | $ 142,000 | $ 43,000 |
| Imperial County California | 5 | $ 875,000 | $ 175,000 | $ 53,000 |
| Kings County California | 5 | $ 479,000 | $ 95,000 | $ 43,000 |
| Mendocino County California | 5 | $ 885,000 | $ 177,000 | $ 55,000 |
| Escambia County Florida | 5 | $ 357,000 | $ 71,000 | $ 40,000 |
| Lee County Florida | 5 | $ 621,000 | $ 124,000 | $ 48,000 |
| Clayton County Georgia | 5 | $ 591,000 | $ 118,000 | $ 38,000 |
| Fayette County Georgia | 5 | $ 1,191,000 | $ 238,000 | $ 67,000 |
| Linn County Oregon | 5 | $ 629,000 | $ 125,000 | $ 54,000 |
| Weber County Utah | 5 | $ 514,000 | $ 102,000 | $ 54,000 |
| Skagit County Washington | 5 | $ 693,000 | $ 138,000 | $ 58,000 |
| Thurston County Washington | 5 | $ 590,000 | $ 118,000 | $ 55,000 |
| Yakima County Washington | 5 | $ 485,000 | $ 97,000 | $ 47,000 |
| Del Norte County California | 4 | $ 418,000 | $ 104,000 | $ 45,000 |
| Inyo County California | 4 | $ 517,000 | $ 129,000 | $ 47,000 |
| Napa County California | 4 | $ 1,005,000 | $ 251,000 | $ 49,000 |
| Nevada County California | 4 | $ 1,023,000 | $ 255,000 | $ 114,000 |
| San Benito County California | 4 | $ 1,227,000 | $ 306,000 | $ 65,000 |
| San Mateo County California | 4 | $ 1,408,000 | $ 352,000 | $ 109,000 |
| Brevard County Florida | 4 | $ 265,000 | $ 66,000 | $ 51,000 |
| Clay County Florida | 4 | $ 223,000 | $ 55,000 | $ 59,000 |
| Collier County Florida | 4 | $ 503,000 | $ 125,000 | $ 38,000 |
| Leon County Florida | 4 | $ 590,000 | $ 147,000 | $ 82,000 |
| Manatee County Florida | 4 | $ 298,000 | $ 74,000 | $ 28,000 |
| Polk County Florida | 4 | $ 307,000 | $ 76,000 | $ 23,000 |
| Volusia County Florida | 4 | $ 386,000 | $ 96,000 | $ 39,000 |
| LaSalle County Illinois | 4 | $ 602,000 | $ 150,000 | $ 65,000 |
| Peoria County Illinois | 4 | $ 318,000 | $ 79,000 | $ 29,000 |
| Rock Island County Illinois | 4 | $ 376,000 | $ 94,000 | $ 46,000 |
| Williamson County Illinois | 4 | $ 330,000 | $ 82,000 | $ 46,000 |
| Marion County Oregon | 4 | $ 545,000 | $ 136,000 | $ 49,000 |
| San Luis Obispo County California | 3 | $ 501,000 | $ 167,000 | $ 47,000 |
| Siskiyou County California | 3 | $ 441,000 | $ 147,000 | $ 28,000 |
| Tuolumne County California | 3 | $ 379,000 | $ 126,000 | $ 66,000 |
| Denver County Colorado | 3 | $ 504,000 | $ 168,000 | $ 57,000 |
| Marion County Florida | 3 | $ 334,000 | $ 111,000 | $ 62,000 |
| Osceola County Florida | 3 | $ 237,000 | $ 79,000 | $ 40,000 |
| Pasco County Florida | 3 | $ 165,000 | $ 55,000 | $ 46,000 |
| Pinellas County Florida | 3 | $ 354,000 | $ 118,000 | $ 69,000 |
| Cherokee County Georgia | 3 | $ 352,000 | $ 117,000 | $ 51,000 |
| Douglas County Georgia | 3 | $ 375,000 | $ 125,000 | $ 48,000 |
| Forsyth County Georgia | 3 | $ 500,000 | $ 166,000 | $ 94,000 |
| Richmond County Georgia | 3 | $ 219,000 | $ 73,000 | $ 47,000 |
| Calvert County Maryland | 3 | $ 480,000 | $ 160,000 | $ 50,000 |
| Carroll County Maryland | 3 | $ 524,000 | $ 174,000 | $ 44,000 |
| Washington County Maryland | 3 | $ 266,000 | $ 88,000 | $ 34,000 |
| Amador County California | 2 | $ 394,000 | $ 197,000 | $ 11,000 |
| Glenn County California | 2 | $ 173,000 | $ 86,000 | $ 35,000 |
| Marin County California | 2 | $ 645,000 | $ 322,000 | $ 91,000 |
| Mariposa County California | 2 | $ 141,000 | $ 70,000 | $ 27,000 |
| Plumas County California | 2 | $ 475,000 | $ 237,000 | $ 71,000 |
| Sutter County California | 2 | $ 142,000 | $ 71,000 | $ 76,000 |
| Boulder County Colorado | 2 | $ 332,000 | $ 166,000 | $ 75,000 |
| Douglas County Colorado | 2 | $ 642,000 | $ 321,000 | $ 139,000 |
| Larimer County Colorado | 2 | $ 185,000 | $ 92,000 | $ 51,000 |
| Hernando County Florida | 2 | $ 267,000 | $ 133,000 | $ 36,000 |
| Nassau County Florida | 2 | $ 247,000 | $ 123,000 | $ 40,000 |
| Seminole County Florida | 2 | $ 410,000 | $ 205,000 | $ 100,000 |
| Coweta County Georgia | 2 | $ 226,000 | $ 113,000 | $ 52,000 |
| Rockdale County Georgia | 2 | $ 279,000 | $ 139,000 | $ 38,000 |
| DeKalb County Illinois | 2 | $ 224,000 | $ 112,000 | $ 22,000 |
| Grundy County Illinois | 2 | $ 174,000 | $ 87,000 | $ 49,000 |
| Kendall County Illinois | 2 | $ 304,000 | $ 152,000 | $ 85,000 |
| Harford County Maryland | 2 | $ 256,000 | $ 128,000 | $ 79,000 |
| Howard County Maryland | 2 | $ 295,000 | $ 147,000 | $ 44,000 |
| St. Mary's County Maryland | 2 | $ 269,000 | $ 134,000 | $ 31,000 |
| Hennepin County Minnesota | 2 | $ 313,000 | $ 156,000 | $ 47,000 |
| Lane County Oregon | 2 | $ 181,000 | $ 90,000 | $ 18,000 |
| Whatcom County Washington | 2 | $ 300,000 | $ 150,000 | $ 14,000 |
| Sublette County Wyoming | 2 | $ 413,000 | $ 206,000 | $ 20,000 |
| Humboldt County California | 1 | $ 221,000 | $ 221,000 | $ 64,000 |
| Lassen County California | 1 | $ 227,000 | $ 227,000 | $ 89,000 |
| Yuba County California | 1 | $ 108,000 | $ 108,000 | $ 50,000 |
| Mesa County Colorado | 1 | $ 72,000 | $ 72,000 | $ 16,000 |
| Ouray County Colorado | 1 | $ 126,000 | $ 126,000 | $ 146,000 |
| Weld County Colorado | 1 | $ 297,000 | $ 297,000 | $ 73,000 |
| Alachua County Florida | 1 | $ 59,000 | $ 59,000 | $ 30,000 |
| Bay County Florida | 1 | $ 164,000 | $ 164,000 | $ 95,000 |
| Charlotte County Florida | 1 | $ 74,000 | $ 74,000 | $ 62,000 |
| Flagler County Florida | 1 | $ 147,000 | $ 147,000 | $ 58,000 |
| Hardee County Florida | 1 | $ 79,000 | $ 79,000 | $ 93,000 |
| Hendry County Florida | 1 | $ 62,000 | $ 62,000 | $ 24,000 |
| Lake County Florida | 1 | $ 51,000 | $ 51,000 | $ 9,000 |
| Martin County Florida | 1 | $ 198,000 | $ 198,000 | $ 76,000 |
| Okaloosa County Florida | 1 | $ 129,000 | $ 129,000 | $ 25,000 |
| Santa Rosa County Florida | 1 | $ 69,000 | $ 69,000 | $ 44,000 |
| Sarasota County Florida | 1 | $ 71,000 | $ 71,000 | $ 58,000 |
| St. Lucie County Florida | 1 | $ 69,000 | $ 69,000 | $ 14,000 |
| Walton County Florida | 1 | $ 82,000 | $ 82,000 | $ 32,000 |
| Carroll County Georgia | 1 | $ 84,000 | $ 84,000 | $ 48,000 |
| Catoosa County Georgia | 1 | $ 150,000 | $ 150,000 | $ 71,000 |
| Columbia County Georgia | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Hall County Georgia | 1 | $ 83,000 | $ 83,000 | $ 17,000 |
| Muscogee County Georgia | 1 | $ 83,000 | $ 83,000 | $ 66,000 |
| Oconee County Georgia | 1 | $ 95,000 | $ 95,000 | $ 69,000 |
| Paulding County Georgia | 1 | $ 128,000 | $ 128,000 | $ 44,000 |
| Walker County Georgia | 1 | $ 69,000 | $ 69,000 | $ 33,000 |
| Walton County Georgia | 1 | $ 228,000 | $ 228,000 | $ 72,000 |
| Carroll County Illinois | 1 | $ 250,000 | $ 250,000 | $ 322,000 |
| Ford County Illinois | 1 | $ 65,000 | $ 65,000 | $ 76,000 |
| Henry County Illinois | 1 | $ 81,000 | $ 81,000 | $ 71,000 |
| Kankakee County Illinois | 1 | $ 118,000 | $ 118,000 | $ 48,000 |
| Lee County Illinois | 1 | $ 57,000 | $ 57,000 | $ 18,000 |
| Mercer County Illinois | 1 | $ 90,000 | $ 90,000 | $ 33,000 |
| Monroe County Illinois | 1 | $ 119,000 | $ 119,000 | $ 40,000 |
| Somerset County Maryland | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Carver County Minnesota | 1 | $ 169,000 | $ 169,000 | $ 78,000 |
| Crow Wing County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 27,000 |
| Freeborn County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 108,000 |
| Olmsted County Minnesota | 1 | $ 201,000 | $ 201,000 | $ 96,000 |
| Ramsey County Minnesota | 1 | $ 108,000 | $ 108,000 | $ 40,000 |
| St. Louis County Minnesota | 1 | $ 264,000 | $ 264,000 | $ 65,000 |
| Washington County Minnesota | 1 | $ 131,000 | $ 131,000 | $ 74,000 |
| Washoe County Nevada | 1 | $ 191,000 | $ 191,000 | $ 113,000 |
| Benton County Oregon | 1 | $ 177,000 | $ 177,000 | $ 115,000 |
| Deschutes County Oregon | 1 | $ 78,000 | $ 78,000 | $ 52,000 |
| Polk County Oregon | 1 | $ 68,000 | $ 68,000 | $ 13,000 |
| Yamhill County Oregon | 1 | $ 166,000 | $ 166,000 | $ 63,000 |
| Clallam County Washington | 1 | $ 179,000 | $ 179,000 | $ 71,000 |
| Mason County Washington | 1 | $ 205,000 | $ 205,000 | $ 192,000 |
| Stevens County Washington | 1 | $ 64,000 | $ 64,000 | $ 34,000 |
| Walla Walla County Washington | 1 | $ 133,000 | $ 133,000 | $ 27,000 |
| Campbell County Wyoming | 1 | $ 138,000 | $ 138,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Meritlending.Com in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,151 | $336,616,000 | $146,666 | $882,000 | $61,250 | $750,000 |
| Home Purchase (one-to-four family) | 29 | $5,272,000 | $141,000 | $374,000 | $75,333 | $160,000 |
| Home Improvement (one-to-four family) | 8 | $1,465,000 | $146,666 | $457,000 | $95,333 | $322,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 2,137 | $335,459,000 | $146,666 | $882,000 | $62,166 | $750,000 |
| White | 40 | $6,362,000 | $142,625 | $608,000 | $55,500 | $177,000 |
| Black | 5 | $643,000 | $132,000 | $160,000 | $62,333 | $105,000 |
| Hispanic | 3 | $440,000 | $136,500 | $236,000 | $51,000 | $72,000 |
| Asian or Pacific Islander | 2 | $274,000 | $137,000 | $154,000 | $27,000 | $54,000 |
| American Indian or Alaskan Native | 1 | $175,000 | $175,000 | $175,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,142 | $336,457,000 | $146,750 | $882,000 | $62,083 | $750,000 |
| FHA-insured (Federal Housing Administration) | 45 | $6,711,000 | $121,750 | $322,000 | $58,750 | $110,000 |
| VA-guaranteed (Veterans Administration) | 1 | $185,000 | $185,000 | $185,000 | $38,000 | $38,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,538 | $247,943,000 | $145,416 | $882,000 | $63,916 | $546,000 |
| Application Withdrawn By Applicant | 625 | $91,396,000 | $145,363 | $596,000 | $51,363 | $477,000 |
| Application Denied By Financial Institution | 25 | $4,014,000 | $142,444 | $780,000 | $68,000 | $750,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 16 | $2,815,000 | $162,000 | $780,000 | $89,625 | $750,000 |
| Credit History | 5 | $664,000 | $132,333 | $189,000 | $36,666 | $44,000 |
| Collateral | 2 | $384,000 | $192,000 | $232,000 | $58,000 | $75,000 |
| Debt-To-Income Ratio | 1 | $40,000 | $40,000 | $40,000 | $47,000 | $47,000 |
| Employment History | 1 | $111,000 | $111,000 | $111,000 | $48,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Meritlending.Com's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Meritlending.Com's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.