Merrill Lynch Bank & Trust Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Merrill Lynch Bank & Trust Fsb 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Merrill Lynch Bank & Trust Fsb 30930 Russell Ranch Rd Ms Ca6-916-02-07 Westlake Village, CA 91362 |
| Federal Regulator | * available with data download |
| Years | 2009 2008 |
| Total Number of Mortgage Applications | 4,304 |
| Total Mortgage Loan Application Amount | $3,881,936,000 |
| Average Mortgage Loan Application Amount | $919,000 |
| Highest Mortgage Loan Application Amount | $10,450,000 |
| Average Applicant Income | $490,000 |
| Highest Applicant Income | $9,951,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Merrill Lynch Bank & Trust Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Merrill Lynch Bank & Trust Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Merrill Lynch Bank & Trust Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Merrill Lynch Bank & Trust Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Merrill Lynch Bank & Trust Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Merrill Lynch Bank & Trust Fsb's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Francisco County California | 913 | $ 786,134,000 | $ 861,000 | $ 367,000 |
| Los Angeles County California | 377 | $ 399,386,000 | $ 1,059,000 | $ 621,000 |
| San Mateo County California | 357 | $ 358,821,000 | $ 1,005,000 | $ 519,000 |
| New York County New York | 334 | $ 437,611,000 | $ 1,310,000 | $ 749,000 |
| Santa Clara County California | 275 | $ 220,081,000 | $ 800,000 | $ 365,000 |
| Marin County California | 238 | $ 192,444,000 | $ 808,000 | $ 450,000 |
| Alameda County California | 184 | $ 132,728,000 | $ 721,000 | $ 339,000 |
| Contra Costa County California | 147 | $ 97,507,000 | $ 663,000 | $ 405,000 |
| Orange County California | 137 | $ 135,334,000 | $ 987,000 | $ 486,000 |
| San Diego County California | 127 | $ 104,913,000 | $ 826,000 | $ 340,000 |
| Sonoma County California | 86 | $ 63,569,000 | $ 739,000 | $ 402,000 |
| Suffolk County Massachusetts | 62 | $ 52,909,000 | $ 853,000 | $ 593,000 |
| Middlesex County Massachusetts | 61 | $ 43,097,000 | $ 706,000 | $ 508,000 |
| Suffolk County New York | 57 | $ 75,845,000 | $ 1,330,000 | $ 933,000 |
| Norfolk County Massachusetts | 54 | $ 36,296,000 | $ 672,000 | $ 554,000 |
| Napa County California | 51 | $ 50,607,000 | $ 992,000 | $ 654,000 |
| Fairfield County Connecticut | 49 | $ 73,021,000 | $ 1,490,000 | $ 1,059,000 |
| Santa Barbara County California | 48 | $ 44,568,000 | $ 928,000 | $ 486,000 |
| Westchester County New York | 38 | $ 40,107,000 | $ 1,055,000 | $ 675,000 |
| Kings County New York | 36 | $ 38,506,000 | $ 1,069,000 | $ 859,000 |
| Placer County California | 31 | $ 28,725,000 | $ 926,000 | $ 655,000 |
| Multnomah County Oregon | 30 | $ 10,524,000 | $ 350,000 | $ 158,000 |
| Washington County Oregon | 28 | $ 18,698,000 | $ 667,000 | $ 110,000 |
| Monterey County California | 26 | $ 28,962,000 | $ 1,113,000 | $ 690,000 |
| Riverside County California | 26 | $ 16,393,000 | $ 630,000 | $ 694,000 |
| Barnstable County Massachusetts | 19 | $ 12,843,000 | $ 675,000 | $ 1,095,000 |
| Nassau County New York | 19 | $ 19,006,000 | $ 1,000,000 | $ 505,000 |
| Solano County California | 18 | $ 4,912,000 | $ 272,000 | $ 1,192,000 |
| Ventura County California | 18 | $ 6,834,000 | $ 379,000 | $ 450,000 |
| Essex County Massachusetts | 18 | $ 10,880,000 | $ 604,000 | $ 564,000 |
| Plymouth County Massachusetts | 18 | $ 9,451,000 | $ 525,000 | $ 567,000 |
| Santa Cruz County California | 17 | $ 8,404,000 | $ 494,000 | $ 320,000 |
| Queens County New York | 15 | $ 9,910,000 | $ 660,000 | $ 379,000 |
| Maricopa County Arizona | 13 | $ 6,281,000 | $ 483,000 | $ 283,000 |
| Clackamas County Oregon | 13 | $ 8,785,000 | $ 675,000 | $ 825,000 |
| Hudson County New Jersey | 11 | $ 7,123,000 | $ 647,000 | $ 428,000 |
| Nantucket County Massachusetts | 10 | $ 19,167,000 | $ 1,916,000 | $ 937,000 |
| Bergen County New Jersey | 10 | $ 6,542,000 | $ 654,000 | $ 581,000 |
| Nevada County California | 9 | $ 5,296,000 | $ 588,000 | $ 324,000 |
| Essex County New Jersey | 9 | $ 5,678,000 | $ 630,000 | $ 297,000 |
| King County Washington | 9 | $ 4,330,000 | $ 481,000 | $ 391,000 |
| Miami-Dade County Florida | 8 | $ 5,799,000 | $ 724,000 | $ 1,108,000 |
| Monmouth County New Jersey | 8 | $ 3,712,000 | $ 464,000 | $ 561,000 |
| Morris County New Jersey | 8 | $ 6,272,000 | $ 784,000 | $ 448,000 |
| El Dorado County California | 7 | $ 2,358,000 | $ 336,000 | $ 194,000 |
| Litchfield County Connecticut | 7 | $ 3,805,000 | $ 543,000 | $ 580,000 |
| Collier County Florida | 7 | $ 5,475,000 | $ 782,000 | $ 1,252,000 |
| Blaine County Idaho | 7 | $ 9,540,000 | $ 1,362,000 | $ 637,000 |
| Clark County Nevada | 7 | $ 4,589,000 | $ 655,000 | $ 496,000 |
| Washoe County Nevada | 7 | $ 4,785,000 | $ 683,000 | $ 413,000 |
| Pitkin County Colorado | 6 | $ 24,161,000 | $ 4,026,000 | $ 4,120,000 |
| District of Columbia County District Of Columbia | 6 | $ 3,628,000 | $ 604,000 | $ 389,000 |
| Honolulu County Hawaii | 6 | $ 4,020,000 | $ 670,000 | $ 459,000 |
| Palm Beach County Florida | 5 | $ 5,722,000 | $ 1,144,000 | $ 1,675,000 |
| Dukes County Massachusetts | 5 | $ 7,949,000 | $ 1,589,000 | $ 860,000 |
| Rockingham County New Hampshire | 5 | $ 2,675,000 | $ 535,000 | $ 109,000 |
| Mercer County New Jersey | 5 | $ 1,952,000 | $ 390,000 | $ 127,000 |
| Sarasota County Florida | 4 | $ 2,968,000 | $ 742,000 | $ 1,121,000 |
| Kauai County Hawaii | 4 | $ 3,852,000 | $ 963,000 | $ 1,024,000 |
| Bristol County Massachusetts | 4 | $ 1,763,000 | $ 440,000 | $ 801,000 |
| Carroll County New Hampshire | 4 | $ 2,102,000 | $ 525,000 | $ 495,000 |
| Clark County Washington | 4 | $ 550,000 | $ 137,000 | $ 97,000 |
| Teton County Wyoming | 4 | $ 8,123,000 | $ 2,030,000 | $ 2,675,000 |
| Mendocino County California | 3 | $ 1,901,000 | $ 633,000 | $ 332,000 |
| San Bernardino County California | 3 | $ 2,828,000 | $ 942,000 | $ 569,000 |
| Eagle County Colorado | 3 | $ 2,627,000 | $ 875,000 | $ 718,000 |
| Lee County Florida | 3 | $ 2,142,000 | $ 714,000 | $ 1,148,000 |
| Maui County Hawaii | 3 | $ 3,100,000 | $ 1,033,000 | $ 360,000 |
| York County Maine | 3 | $ 5,150,000 | $ 1,716,000 | $ 483,000 |
| Belknap County New Hampshire | 3 | $ 2,000,000 | $ 666,000 | $ 3,181,000 |
| Merrimack County New Hampshire | 3 | $ 973,000 | $ 324,000 | $ 411,000 |
| Somerset County New Jersey | 3 | $ 3,337,000 | $ 1,112,000 | $ 978,000 |
| Union County New Jersey | 3 | $ 1,898,000 | $ 632,000 | $ 550,000 |
| Putnam County New York | 3 | $ 1,474,000 | $ 491,000 | $ 350,000 |
| Saratoga County New York | 3 | $ 793,000 | $ 264,000 | $ 171,000 |
| Lane County Oregon | 3 | $ 1,072,000 | $ 357,000 | $ 227,000 |
| Newport County Rhode Island | 3 | $ 2,592,000 | $ 864,000 | $ 717,000 |
| Dallas County Texas | 3 | $ 2,884,000 | $ 961,000 | $ 202,000 |
| Kern County California | 2 | $ 407,000 | $ 203,000 | $ 249,000 |
| Sacramento County California | 2 | $ 825,000 | $ 412,000 | $ 327,000 |
| Yolo County California | 2 | $ 1,311,000 | $ 655,000 | $ 316,000 |
| Boulder County Colorado | 2 | $ 1,525,000 | $ 762,000 | $ 3,733,000 |
| Denver County Colorado | 2 | $ 917,000 | $ 458,000 | $ 424,000 |
| Indian River County Florida | 2 | $ 1,710,000 | $ 855,000 | $ 497,000 |
| Hawaii County Hawaii | 2 | $ 1,790,000 | $ 895,000 | $ 2,264,000 |
| Ada County Idaho | 2 | $ 593,000 | $ 296,000 | $ 0 |
| Kootenai County Idaho | 2 | $ 763,000 | $ 381,000 | $ 375,000 |
| Cook County Illinois | 2 | $ 2,268,000 | $ 1,134,000 | $ 930,000 |
| Knox County Maine | 2 | $ 623,000 | $ 311,000 | $ 435,000 |
| Montgomery County Maryland | 2 | $ 582,000 | $ 291,000 | $ 104,000 |
| Gallatin County Montana | 2 | $ 1,113,000 | $ 556,000 | $ 121,000 |
| Cape May County New Jersey | 2 | $ 1,492,000 | $ 746,000 | $ 353,000 |
| Albany County New York | 2 | $ 2,655,000 | $ 1,327,000 | $ 1,568,000 |
| Columbia County New York | 2 | $ 1,908,000 | $ 954,000 | $ 743,000 |
| Dutchess County New York | 2 | $ 2,140,000 | $ 1,070,000 | $ 4,093,000 |
| Orange County New York | 2 | $ 905,000 | $ 452,000 | $ 52,000 |
| Ulster County New York | 2 | $ 759,000 | $ 379,000 | $ 523,000 |
| Cuyahoga County Ohio | 2 | $ 1,069,000 | $ 534,000 | $ 803,000 |
| Oklahoma County Oklahoma | 2 | $ 824,000 | $ 412,000 | $ 244,000 |
| Deschutes County Oregon | 2 | $ 600,000 | $ 300,000 | $ 319,000 |
| Lincoln County Oregon | 2 | $ 663,000 | $ 331,000 | $ 119,000 |
| Allegheny County Pennsylvania | 2 | $ 596,000 | $ 298,000 | $ 184,000 |
| Washington County Rhode Island | 2 | $ 1,200,000 | $ 600,000 | $ 610,000 |
| Beaufort County South Carolina | 2 | $ 3,400,000 | $ 1,700,000 | $ 1,012,000 |
| Charleston County South Carolina | 2 | $ 1,915,000 | $ 957,000 | $ 1,990,000 |
| Summit County Utah | 2 | $ 4,500,000 | $ 2,250,000 | $ 2,889,000 |
| Windsor County Vermont | 2 | $ 543,000 | $ 271,000 | $ 1,296,000 |
| Albemarle County Virginia | 2 | $ 6,625,000 | $ 3,312,000 | $ 1,455,000 |
| Arlington County Virginia | 2 | $ 3,917,000 | $ 1,958,000 | $ 2,434,000 |
| Coconino County Arizona | 1 | $ 2,000,000 | $ 2,000,000 | $ 570,000 |
| Alpine County California | 1 | $ 308,000 | $ 308,000 | $ 370,000 |
| Amador County California | 1 | $ 400,000 | $ 400,000 | $ 662,000 |
| Calaveras County California | 1 | $ 200,000 | $ 200,000 | $ 239,000 |
| Fresno County California | 1 | $ 168,000 | $ 168,000 | $ 643,000 |
| Mono County California | 1 | $ 475,000 | $ 475,000 | $ 909,000 |
| Plumas County California | 1 | $ 350,000 | $ 350,000 | $ 347,000 |
| San Joaquin County California | 1 | $ 105,000 | $ 105,000 | $ 332,000 |
| San Luis Obispo County California | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Shasta County California | 1 | $ 349,000 | $ 349,000 | $ 1,012,000 |
| Tuolumne County California | 1 | $ 417,000 | $ 417,000 | $ 218,000 |
| Garfield County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,087,000 |
| Jefferson County Colorado | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
| New Haven County Connecticut | 1 | $ 94,000 | $ 94,000 | $ 212,000 |
| New London County Connecticut | 1 | $ 1,000,000 | $ 1,000,000 | $ 342,000 |
| Broward County Florida | 1 | $ 2,500,000 | $ 2,500,000 | $ 2,279,000 |
| Leon County Florida | 1 | $ 240,000 | $ 240,000 | $ 85,000 |
| Manatee County Florida | 1 | $ 358,000 | $ 358,000 | $ 1,472,000 |
| Orange County Florida | 1 | $ 1,100,000 | $ 1,100,000 | $ 408,000 |
| Walton County Florida | 1 | $ 880,000 | $ 880,000 | $ 0 |
| Fulton County Georgia | 1 | $ 397,000 | $ 397,000 | $ 450,000 |
| Valley County Idaho | 1 | $ 1,665,000 | $ 1,665,000 | $ 286,000 |
| Orleans County Louisiana | 1 | $ 410,000 | $ 410,000 | $ 628,000 |
| Cumberland County Maine | 1 | $ 391,000 | $ 391,000 | $ 146,000 |
| Waldo County Maine | 1 | $ 417,000 | $ 417,000 | $ 13,000 |
| Harford County Maryland | 1 | $ 417,000 | $ 417,000 | $ 2,086,000 |
| Berkshire County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 875,000 |
| Worcester County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 866,000 |
| Leelanau County Michigan | 1 | $ 310,000 | $ 310,000 | $ 710,000 |
| Oakland County Michigan | 1 | $ 176,000 | $ 176,000 | $ 127,000 |
| Hennepin County Minnesota | 1 | $ 1,011,000 | $ 1,011,000 | $ 888,000 |
| Olmsted County Minnesota | 1 | $ 288,000 | $ 288,000 | $ 158,000 |
| Flathead County Montana | 1 | $ 215,000 | $ 215,000 | $ 487,000 |
| Grafton County New Hampshire | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 1,260,000 | $ 1,260,000 | $ 7,749,000 |
| Gloucester County New Jersey | 1 | $ 1,496,000 | $ 1,496,000 | $ 582,000 |
| Middlesex County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 259,000 |
| Passaic County New Jersey | 1 | $ 2,500,000 | $ 2,500,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 292,000 | $ 292,000 | $ 500,000 |
| Bronx County New York | 1 | $ 620,000 | $ 620,000 | $ 548,000 |
| Delaware County New York | 1 | $ 176,000 | $ 176,000 | $ 343,000 |
| Richmond County New York | 1 | $ 316,000 | $ 316,000 | $ 155,000 |
| Rockland County New York | 1 | $ 1,435,000 | $ 1,435,000 | $ 444,000 |
| Sullivan County New York | 1 | $ 240,000 | $ 240,000 | $ 268,000 |
| Buncombe County North Carolina | 1 | $ 1,510,000 | $ 1,510,000 | $ 1,411,000 |
| Currituck County North Carolina | 1 | $ 1,500,000 | $ 1,500,000 | $ 1,880,000 |
| Gaston County North Carolina | 1 | $ 391,000 | $ 391,000 | $ 0 |
| Licking County Ohio | 1 | $ 417,000 | $ 417,000 | $ 614,000 |
| Clatsop County Oregon | 1 | $ 1,200,000 | $ 1,200,000 | $ 595,000 |
| Curry County Oregon | 1 | $ 220,000 | $ 220,000 | $ 152,000 |
| Marion County Oregon | 1 | $ 2,021,000 | $ 2,021,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 710,000 |
| Butler County Pennsylvania | 1 | $ 830,000 | $ 830,000 | $ 372,000 |
| Delaware County Pennsylvania | 1 | $ 189,000 | $ 189,000 | $ 92,000 |
| Philadelphia County Pennsylvania | 1 | $ 1,565,000 | $ 1,565,000 | $ 2,400,000 |
| Pike County Pennsylvania | 1 | $ 340,000 | $ 340,000 | $ 600,000 |
| Bristol County Rhode Island | 1 | $ 2,760,000 | $ 2,760,000 | $ 1,510,000 |
| Providence County Rhode Island | 1 | $ 268,000 | $ 268,000 | $ 308,000 |
| Harris County Texas | 1 | $ 992,000 | $ 992,000 | $ 452,000 |
| Travis County Texas | 1 | $ 417,000 | $ 417,000 | $ 1,331,000 |
| Utah County Utah | 1 | $ 570,000 | $ 570,000 | $ 450,000 |
| Washington County Utah | 1 | $ 825,000 | $ 825,000 | $ 7,476,000 |
| Bennington County Vermont | 1 | $ 412,000 | $ 412,000 | $ 1,173,000 |
| Orange County Vermont | 1 | $ 331,000 | $ 331,000 | $ 1,861,000 |
| Alexandria County Virginia | 1 | $ 287,000 | $ 287,000 | $ 169,000 |
| Fauquier County Virginia | 1 | $ 1,500,000 | $ 1,500,000 | $ 414,000 |
| Pacific County Washington | 1 | $ 401,000 | $ 401,000 | $ 318,000 |
| Pierce County Washington | 1 | $ 300,000 | $ 300,000 | $ 182,000 |
| Skamania County Washington | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Snohomish County Washington | 1 | $ 216,000 | $ 216,000 | $ 125,000 |
| Door County Wisconsin | 1 | $ 978,000 | $ 978,000 | $ 493,000 |
Mortgage Loan Application Detail Totals for Merrill Lynch Bank & Trust Fsb in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,731 | $2,231,797,000 | $817,000 | $10,450,000 | $514,000 | $9,600,000 |
| Home Purchase | 1,456 | $1,547,334,000 | $1,062,000 | $10,000,000 | $549,000 | $9,951,000 |
| Home Improvement | 117 | $102,805,000 | $878,000 | $6,000,000 | $407,000 | $2,532,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,965 | $1,891,031,000 | $962,000 | $10,450,000 | $622,000 | $9,951,000 |
| White | 1,856 | $1,551,383,000 | $835,000 | $7,700,000 | $497,000 | $7,476,000 |
| Not applicable | 213 | $243,226,000 | $1,141,000 | $10,000,000 | $0 | $0 |
| Asian | 197 | $146,124,000 | $741,000 | $6,035,000 | $415,000 | $9,600,000 |
| Hispanic | 47 | $26,756,000 | $569,000 | $2,080,000 | $236,000 | $1,110,000 |
| Black or African American | 18 | $18,256,000 | $1,014,000 | $5,500,000 | $567,000 | $2,300,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $3,837,000 | $639,000 | $1,415,000 | $201,000 | $809,000 |
| American Indian or Alaskan Native | 2 | $1,323,000 | $661,000 | $730,000 | $1,870,000 | $3,531,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,304 | $3,881,936,000 | $901,000 | $10,450,000 | $523,000 | $9,951,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,244 | $2,967,219,000 | $914,000 | $10,000,000 | $536,000 | $9,430,000 |
| Application Withdrawn By Applicant | 833 | $706,675,000 | $848,000 | $10,000,000 | $455,000 | $9,951,000 |
| Application Denied By Financial Institution | 100 | $86,303,000 | $863,000 | $5,000,000 | $372,000 | $3,994,000 |
| File Closed For Incompleteness | 77 | $63,294,000 | $822,000 | $3,500,000 | $750,000 | $9,600,000 |
| Application Approved But Not Accepted | 46 | $57,480,000 | $1,249,000 | $10,450,000 | $820,000 | $4,092,000 |
| Loan Purchased By The Institution | 4 | $965,000 | $241,000 | $250,000 | $55,000 | $69,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 39 | $29,578,000 | $758,000 | $2,100,000 | $201,000 | $1,000,000 |
| Collateral | 38 | $40,134,000 | $1,056,000 | $5,000,000 | $612,000 | $3,994,000 |
| Other | 15 | $9,211,000 | $614,000 | $2,600,000 | $303,000 | $798,000 |
| Credit History | 7 | $5,880,000 | $840,000 | $2,500,000 | $161,000 | $338,000 |
| Employment History | 1 | $1,500,000 | $1,500,000 | $1,500,000 | $396,000 | $396,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Merrill Lynch Bank & Trust Fsb's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Merrill Lynch Bank & Trust Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.