Merrill Lynch Credit Corp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Merrill Lynch Credit Corp 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Merrill Lynch Credit Corp 30930 Russell Ranch Rd Ca6-916-01-14 Westlake Village, CA 91362 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 |
| Total Number of Mortgage Applications | 19,852 |
| Total Mortgage Loan Application Amount | $8,351,964,000 |
| Average Mortgage Loan Application Amount | $432,000 |
| Highest Mortgage Loan Application Amount | $19,800,000 |
| Average Applicant Income | $271,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Merrill Lynch Credit Corp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Merrill Lynch Credit Corp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Merrill Lynch Credit Corp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Merrill Lynch Credit Corp serves its applicants.
Each category highlights the total number of mortgage applications processed by Merrill Lynch Credit Corp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Merrill Lynch Credit Corp's mortgage activity for 2011.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 1,231 | $ 737,833,000 | $ 541,000 | $ 331,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 952 | $ 662,613,000 | $ 696,000 | $ 419,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 604 | $ 232,667,000 | $ 385,000 | $ 250,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 507 | $ 204,831,000 | $ 404,000 | $ 266,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 457 | $ 312,347,000 | $ 683,000 | $ 341,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 455 | $ 231,222,000 | $ 383,500 | $ 214,250 |
| PHILADELPHIA, PA | 407 | $ 140,811,000 | $ 345,000 | $ 244,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 403 | $ 147,343,000 | $ 365,000 | $ 224,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 395 | $ 263,765,000 | $ 667,000 | $ 318,000 |
| NASSAU-SUFFOLK, NY | 388 | $ 226,064,000 | $ 582,000 | $ 377,000 |
| EDISON-NEW BRUNSWICK, NJ | 378 | $ 146,106,000 | $ 386,000 | $ 226,000 |
| NEWARK-UNION, NJ-PA | 309 | $ 136,235,000 | $ 347,500 | $ 208,000 |
| PHOENIX-MESA-GLENDALE, AZ | 308 | $ 107,243,000 | $ 348,000 | $ 217,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 302 | $ 155,910,000 | $ 516,000 | $ 249,000 |
| DALLAS-PLANO-IRVING, TX | 297 | $ 119,133,000 | $ 401,000 | $ 284,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 294 | $ 182,277,000 | $ 619,000 | $ 292,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 276 | $ 103,377,000 | $ 332,500 | $ 209,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 262 | $ 114,418,000 | $ 436,000 | $ 218,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 255 | $ 191,094,000 | $ 749,000 | $ 408,000 |
| BOSTON-QUINCY, MA | 251 | $ 118,207,000 | $ 470,000 | $ 295,000 |
| BALTIMORE-TOWSON, MD | 226 | $ 80,454,000 | $ 355,000 | $ 271,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 214 | $ 96,453,000 | $ 450,000 | $ 273,000 |
| DENVER-AURORA-BROOMFIELD, CO | 197 | $ 75,450,000 | $ 382,000 | $ 191,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 195 | $ 94,338,000 | $ 483,000 | $ 332,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 193 | $ 88,618,000 | $ 459,000 | $ 321,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 184 | $ 126,969,000 | $ 690,000 | $ 276,000 |
| ST. LOUIS, MO-IL | 170 | $ 55,683,000 | $ 251,500 | $ 207,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 168 | $ 51,787,000 | $ 308,000 | $ 229,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 164 | $ 55,926,000 | $ 341,000 | $ 208,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 162 | $ 55,833,000 | $ 344,000 | $ 197,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 158 | $ 63,730,000 | $ 346,000 | $ 215,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 149 | $ 48,856,000 | $ 327,000 | $ 210,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 148 | $ 42,971,000 | $ 290,000 | $ 168,000 |
| JACKSONVILLE, FL | 146 | $ 52,277,000 | $ 358,000 | $ 206,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 144 | $ 66,548,000 | $ 462,000 | $ 454,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 137 | $ 50,592,000 | $ 369,000 | $ 342,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 135 | $ 54,964,000 | $ 407,000 | $ 274,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 133 | $ 47,668,000 | $ 501,500 | $ 257,500 |
| FORT WORTH-ARLINGTON, TX | 129 | $ 41,788,000 | $ 323,000 | $ 218,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 127 | $ 41,004,000 | $ 307,500 | $ 220,500 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 123 | $ 35,594,000 | $ 289,000 | $ 181,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 117 | $ 37,041,000 | $ 316,000 | $ 179,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 116 | $ 35,963,000 | $ 310,000 | $ 217,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 108 | $ 34,185,000 | $ 291,500 | $ 139,000 |
| CAPE CORAL-FORT MYERS, FL | 104 | $ 40,740,000 | $ 391,000 | $ 279,000 |
| INDIANAPOLIS-CARMEL, IN | 104 | $ 30,232,000 | $ 290,000 | $ 170,000 |
| LAS VEGAS-PARADISE, NV | 103 | $ 44,661,000 | $ 433,000 | $ 331,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 101 | $ 34,500,000 | $ 341,000 | $ 198,000 |
| RALEIGH-CARY, NC | 100 | $ 35,312,000 | $ 353,000 | $ 219,000 |
| NAPLES-MARCO ISLAND, FL | 99 | $ 52,405,000 | $ 529,000 | $ 424,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 96 | $ 46,386,000 | $ 483,000 | $ 258,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 90 | $ 24,450,000 | $ 271,000 | $ 168,000 |
| COLUMBUS, OH | 89 | $ 28,002,000 | $ 314,000 | $ 196,000 |
| BIRMINGHAM-HOOVER, AL | 82 | $ 20,624,000 | $ 251,000 | $ 139,000 |
| CAMDEN, NJ | 82 | $ 20,999,000 | $ 256,000 | $ 165,000 |
| NEW HAVEN-MILFORD, CT | 81 | $ 23,171,000 | $ 286,000 | $ 164,000 |
| TRENTON-EWING, NJ | 79 | $ 25,380,000 | $ 321,000 | $ 181,000 |
| KANSAS CITY, MO-KS | 78 | $ 22,046,000 | $ 279,000 | $ 162,500 |
| PITTSBURGH, PA | 77 | $ 18,494,000 | $ 240,000 | $ 169,000 |
| ALBANY-SCHENECTADY-TROY, NY | 76 | $ 21,197,000 | $ 278,000 | $ 201,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 76 | $ 43,693,000 | $ 574,000 | $ 260,000 |
| RICHMOND, VA | 76 | $ 21,595,000 | $ 284,000 | $ 176,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 75 | $ 38,334,000 | $ 578,500 | $ 232,000 |
| BARNSTABLE TOWN, MA | 74 | $ 35,861,000 | $ 484,000 | $ 353,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 72 | $ 25,667,000 | $ 343,666 | $ 158,333 |
| PEABODY, MA | 71 | $ 26,943,000 | $ 379,000 | $ 216,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 69 | $ 17,670,000 | $ 256,000 | $ 149,000 |
| TUCSON, AZ | 69 | $ 18,089,000 | $ 262,000 | $ 150,000 |
| ROCHESTER, NY | 68 | $ 14,821,000 | $ 217,000 | $ 169,000 |
| WILMINGTON, NC | 68 | $ 24,617,000 | $ 362,000 | $ 231,000 |
| BUFFALO-NIAGARA FALLS, NY | 65 | $ 11,036,000 | $ 169,000 | $ 134,000 |
| ALBUQUERQUE, NM | 62 | $ 15,656,000 | $ 252,000 | $ 154,000 |
| OCEAN CITY, NJ | 60 | $ 31,639,000 | $ 527,000 | $ 341,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 60 | $ 48,733,000 | $ 812,000 | $ 391,000 |
| WORCESTER, MA | 59 | $ 17,121,000 | $ 290,000 | $ 202,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 55 | $ 15,758,000 | $ 286,000 | $ 193,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 52 | $ 12,076,000 | $ 221,500 | $ 111,500 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 48 | $ 14,867,000 | $ 309,000 | $ 159,000 |
| WILMINGTON, DE-MD-NJ | 48 | $ 15,442,000 | $ 324,000 | $ 227,500 |
| DURHAM-CHAPEL HILL, NC | 47 | $ 13,099,000 | $ 278,000 | $ 189,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 45 | $ 13,388,000 | $ 223,000 | $ 155,500 |
| OKLAHOMA CITY, OK | 45 | $ 8,791,000 | $ 195,000 | $ 139,000 |
| ASHEVILLE, NC | 43 | $ 12,478,000 | $ 290,000 | $ 161,000 |
| COLORADO SPRINGS, CO | 41 | $ 12,552,000 | $ 306,000 | $ 155,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 41 | $ 12,591,000 | $ 307,000 | $ 250,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 41 | $ 11,411,000 | $ 278,000 | $ 161,000 |
| NORWICH-NEW LONDON, CT | 40 | $ 11,337,000 | $ 283,000 | $ 163,000 |
| BATON ROUGE, LA | 39 | $ 12,063,000 | $ 309,000 | $ 177,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 39 | $ 10,490,000 | $ 268,000 | $ 210,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 38 | $ 12,324,000 | $ 324,000 | $ 197,000 |
| SAVANNAH, GA | 38 | $ 11,064,000 | $ 291,000 | $ 129,000 |
| PORT ST. LUCIE, FL | 37 | $ 11,424,000 | $ 308,000 | $ 163,000 |
| SALINAS, CA | 37 | $ 24,703,000 | $ 667,000 | $ 452,000 |
| SANTA ROSA-PETALUMA, CA | 37 | $ 16,882,000 | $ 456,000 | $ 222,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 36 | $ 8,389,000 | $ 233,000 | $ 212,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 36 | $ 6,827,000 | $ 189,000 | $ 125,000 |
| TULSA, OK | 36 | $ 7,504,000 | $ 208,000 | $ 158,000 |
| BOULDER, CO | 35 | $ 13,459,000 | $ 384,000 | $ 244,000 |
| HONOLULU, HI | 35 | $ 21,254,000 | $ 607,000 | $ 216,000 |
| TACOMA, WA | 34 | $ 10,648,000 | $ 313,000 | $ 174,000 |
| AKRON, OH | 33 | $ 8,680,000 | $ 263,000 | $ 159,000 |
| CHARLOTTESVILLE, VA | 33 | $ 9,040,000 | $ 273,000 | $ 171,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 33 | $ 9,501,000 | $ 287,000 | $ 189,000 |
| SANTA FE, NM | 33 | $ 13,713,000 | $ 415,000 | $ 221,000 |
| SALT LAKE CITY, UT | 32 | $ 20,654,000 | $ 645,000 | $ 466,000 |
| ANN ARBOR, MI | 29 | $ 7,338,000 | $ 253,000 | $ 119,000 |
| MONTGOMERY, AL | 28 | $ 6,701,000 | $ 239,000 | $ 142,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 27 | $ 7,441,000 | $ 275,000 | $ 119,000 |
| GREENSBORO-HIGH POINT, NC | 27 | $ 7,847,000 | $ 290,000 | $ 257,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 27 | $ 5,899,000 | $ 218,000 | $ 159,000 |
| COLUMBIA, SC | 26 | $ 5,720,000 | $ 220,000 | $ 210,000 |
| RENO-SPARKS, NV | 26 | $ 8,867,000 | $ 341,000 | $ 219,000 |
| SANTA CRUZ-WATSONVILLE, CA | 26 | $ 13,068,000 | $ 502,000 | $ 293,000 |
| SCRANTON--WILKES-BARRE, PA | 26 | $ 4,362,000 | $ 167,000 | $ 153,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 25 | $ 7,317,000 | $ 292,000 | $ 241,000 |
| HARRISBURG-CARLISLE, PA | 25 | $ 5,405,000 | $ 216,000 | $ 137,000 |
| COLUMBUS, GA-AL | 24 | $ 6,933,000 | $ 288,000 | $ 188,000 |
| EVANSVILLE, IN-KY | 24 | $ 4,776,000 | $ 150,500 | $ 125,000 |
| HUNTSVILLE, AL | 24 | $ 6,703,000 | $ 279,000 | $ 201,000 |
| MEMPHIS, TN-MS-AR | 24 | $ 7,764,000 | $ 261,000 | $ 168,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 24 | $ 8,451,000 | $ 352,000 | $ 170,000 |
| SYRACUSE, NY | 23 | $ 5,050,000 | $ 219,000 | $ 228,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 22 | $ 5,101,000 | $ 210,000 | $ 172,500 |
| KNOXVILLE, TN | 22 | $ 7,647,000 | $ 347,000 | $ 123,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 22 | $ 3,731,000 | $ 172,500 | $ 117,500 |
| PUNTA GORDA, FL | 22 | $ 4,756,000 | $ 216,000 | $ 136,000 |
| FRESNO, CA | 21 | $ 5,322,000 | $ 253,000 | $ 195,000 |
| SEBASTIAN-VERO BEACH, FL | 21 | $ 9,862,000 | $ 469,000 | $ 383,000 |
| WINSTON-SALEM, NC | 21 | $ 4,101,000 | $ 195,000 | $ 231,000 |
| YORK-HANOVER, PA | 21 | $ 3,847,000 | $ 183,000 | $ 117,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 20 | $ 3,404,000 | $ 163,500 | $ 110,000 |
| NAPA, CA | 20 | $ 12,261,000 | $ 613,000 | $ 282,000 |
| SPOKANE, WA | 20 | $ 4,251,000 | $ 212,000 | $ 190,000 |
| SPRINGFIELD, MA | 20 | $ 3,306,000 | $ 165,000 | $ 104,000 |
| TALLAHASSEE, FL | 20 | $ 5,509,000 | $ 275,000 | $ 217,000 |
| ANCHORAGE, AK | 19 | $ 3,767,000 | $ 198,000 | $ 109,000 |
| GARY, IN | 18 | $ 3,329,000 | $ 184,000 | $ 116,000 |
| MADISON, WI | 18 | $ 3,868,000 | $ 214,000 | $ 154,000 |
| MODESTO, CA | 18 | $ 7,375,000 | $ 409,000 | $ 163,000 |
| READING, PA | 18 | $ 2,247,000 | $ 124,000 | $ 115,000 |
| ROANOKE, VA | 18 | $ 4,555,000 | $ 253,000 | $ 178,000 |
| BRUNSWICK, GA | 17 | $ 5,612,000 | $ 330,000 | $ 144,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 17 | $ 5,729,000 | $ 337,000 | $ 175,000 |
| CORPUS CHRISTI, TX | 17 | $ 4,026,000 | $ 236,000 | $ 143,000 |
| DAYTON, OH | 17 | $ 3,569,000 | $ 209,000 | $ 133,000 |
| PROVO-OREM, UT | 17 | $ 6,503,000 | $ 382,000 | $ 231,000 |
| STOCKTON, CA | 17 | $ 3,894,000 | $ 229,000 | $ 157,000 |
| TOLEDO, OH | 17 | $ 3,128,000 | $ 184,000 | $ 153,000 |
| CHATTANOOGA, TN-GA | 16 | $ 4,839,000 | $ 285,500 | $ 142,500 |
| FLINT, MI | 16 | $ 3,423,000 | $ 213,000 | $ 174,000 |
| FORT COLLINS-LOVELAND, CO | 16 | $ 4,163,000 | $ 260,000 | $ 84,000 |
| GRAND RAPIDS-WYOMING, MI | 16 | $ 2,661,000 | $ 166,000 | $ 120,000 |
| MANCHESTER-NASHUA, NH | 16 | $ 3,365,000 | $ 210,000 | $ 200,000 |
| OCALA, FL | 16 | $ 3,301,000 | $ 206,000 | $ 120,000 |
| GRAND JUNCTION, CO | 15 | $ 3,574,000 | $ 238,000 | $ 192,000 |
| JACKSON, MS | 15 | $ 3,338,000 | $ 222,000 | $ 123,000 |
| BAKERSFIELD-DELANO, CA | 14 | $ 3,342,000 | $ 238,000 | $ 183,000 |
| BEND, OR | 14 | $ 5,647,000 | $ 403,000 | $ 271,000 |
| BOISE CITY-NAMPA, ID | 14 | $ 3,036,000 | $ 216,000 | $ 124,000 |
| NILES-BENTON HARBOR, MI | 14 | $ 6,727,000 | $ 480,000 | $ 410,000 |
| GLENS FALLS, NY | 13 | $ 3,706,000 | $ 285,000 | $ 212,000 |
| KALAMAZOO-PORTAGE, MI | 13 | $ 3,351,000 | $ 257,000 | $ 174,000 |
| LANCASTER, PA | 13 | $ 2,711,000 | $ 208,000 | $ 116,000 |
| MACON, GA | 13 | $ 3,724,000 | $ 286,000 | $ 213,000 |
| PALM COAST, FL | 13 | $ 6,042,000 | $ 464,000 | $ 266,000 |
| PEORIA, IL | 13 | $ 2,683,000 | $ 206,000 | $ 113,000 |
| STATE COLLEGE, PA | 13 | $ 2,962,000 | $ 227,000 | $ 177,000 |
| BEAUMONT-PORT ARTHUR, TX | 12 | $ 1,752,000 | $ 146,000 | $ 184,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 12 | $ 2,061,000 | $ 171,000 | $ 117,000 |
| LA CROSSE, WI-MN | 12 | $ 2,525,000 | $ 210,000 | $ 147,000 |
| LAKELAND-WINTER HAVEN, FL | 12 | $ 2,199,000 | $ 183,000 | $ 108,000 |
| LANSING-EAST LANSING, MI | 12 | $ 2,144,000 | $ 178,000 | $ 159,000 |
| MOBILE, AL | 12 | $ 3,564,000 | $ 297,000 | $ 173,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 12 | $ 2,653,000 | $ 221,000 | $ 105,000 |
| PRESCOTT, AZ | 12 | $ 4,382,000 | $ 365,000 | $ 124,000 |
| EUGENE-SPRINGFIELD, OR | 11 | $ 2,875,000 | $ 261,000 | $ 149,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 11 | $ 1,820,000 | $ 165,000 | $ 215,000 |
| LEXINGTON-FAYETTE, KY | 11 | $ 2,614,000 | $ 237,000 | $ 215,000 |
| MONROE, LA | 11 | $ 2,716,000 | $ 246,000 | $ 137,000 |
| OLYMPIA, WA | 11 | $ 2,015,000 | $ 183,000 | $ 137,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 11 | $ 1,522,000 | $ 138,000 | $ 83,000 |
| SHREVEPORT-BOSSIER CITY, LA | 11 | $ 2,493,000 | $ 226,000 | $ 93,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 11 | $ 2,636,000 | $ 201,500 | $ 235,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 11 | $ 2,185,000 | $ 214,500 | $ 161,000 |
| BREMERTON-SILVERDALE, WA | 10 | $ 4,014,000 | $ 401,000 | $ 136,000 |
| CEDAR RAPIDS, IA | 10 | $ 1,985,000 | $ 198,000 | $ 162,000 |
| CHARLESTON, WV | 10 | $ 953,000 | $ 95,000 | $ 44,000 |
| COLLEGE STATION-BRYAN, TX | 10 | $ 1,455,000 | $ 145,000 | $ 124,000 |
| GULFPORT-BILOXI, MS | 10 | $ 1,517,000 | $ 151,000 | $ 91,000 |
| HICKORY-LENOIR-MORGANTON, NC | 10 | $ 2,403,000 | $ 240,000 | $ 151,000 |
| SPARTANBURG, SC | 10 | $ 2,763,000 | $ 276,000 | $ 131,000 |
| TUSCALOOSA, AL | 10 | $ 2,087,000 | $ 208,000 | $ 124,000 |
| ABILENE, TX | 9 | $ 1,181,000 | $ 131,000 | $ 84,000 |
| ANNISTON-OXFORD, AL | 9 | $ 1,852,000 | $ 205,000 | $ 209,000 |
| BELLINGHAM, WA | 9 | $ 2,309,000 | $ 256,000 | $ 110,000 |
| BOWLING GREEN, KY | 9 | $ 1,785,000 | $ 198,000 | $ 145,000 |
| DOVER, DE | 9 | $ 2,104,000 | $ 233,000 | $ 165,000 |
| FLAGSTAFF, AZ | 9 | $ 2,494,000 | $ 277,000 | $ 113,000 |
| GAINESVILLE, FL | 9 | $ 3,102,000 | $ 344,000 | $ 477,000 |
| GREENVILLE, NC | 9 | $ 994,000 | $ 110,000 | $ 286,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 9 | $ 2,278,000 | $ 285,500 | $ 306,000 |
| LAS CRUCES, NM | 9 | $ 1,986,000 | $ 220,000 | $ 135,000 |
| SALEM, OR | 9 | $ 2,029,000 | $ 225,000 | $ 199,000 |
| VALLEJO-FAIRFIELD, CA | 9 | $ 2,360,000 | $ 262,000 | $ 246,000 |
| WICHITA, KS | 9 | $ 3,609,000 | $ 401,000 | $ 209,000 |
| CANTON-MASSILLON, OH | 8 | $ 2,344,000 | $ 293,000 | $ 279,000 |
| DULUTH, MN-WI | 8 | $ 1,280,000 | $ 160,000 | $ 128,000 |
| EL PASO, TX | 8 | $ 1,301,000 | $ 162,000 | $ 105,000 |
| FORT SMITH, AR-OK | 8 | $ 1,936,000 | $ 164,000 | $ 702,000 |
| GAINESVILLE, GA | 8 | $ 2,069,000 | $ 258,000 | $ 153,000 |
| KINGSTON, NY | 8 | $ 2,009,000 | $ 251,000 | $ 146,000 |
| LAKE CHARLES, LA | 8 | $ 1,857,000 | $ 232,000 | $ 149,000 |
| PITTSFIELD, MA | 8 | $ 1,963,000 | $ 245,000 | $ 156,000 |
| SPRINGFIELD, MO | 8 | $ 1,372,000 | $ 171,000 | $ 123,000 |
| WACO, TX | 8 | $ 1,702,000 | $ 212,000 | $ 172,000 |
| ATHENS-CLARKE COUNTY, GA | 7 | $ 987,000 | $ 141,000 | $ 81,000 |
| BAY CITY, MI | 7 | $ 1,331,000 | $ 190,000 | $ 201,000 |
| FAYETTEVILLE, NC | 7 | $ 2,645,000 | $ 377,000 | $ 226,000 |
| FORT WAYNE, IN | 7 | $ 1,146,000 | $ 163,000 | $ 74,000 |
| GREELEY, CO | 7 | $ 2,094,000 | $ 299,000 | $ 571,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 7 | $ 939,000 | $ 133,500 | $ 130,500 |
| HOLLAND-GRAND HAVEN, MI | 7 | $ 2,538,000 | $ 362,000 | $ 263,000 |
| HOT SPRINGS, AR | 7 | $ 2,346,000 | $ 335,000 | $ 254,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 7 | $ 1,298,000 | $ 185,000 | $ 112,000 |
| LINCOLN, NE | 7 | $ 961,000 | $ 137,000 | $ 124,000 |
| MIDLAND, TX | 7 | $ 3,889,000 | $ 555,000 | $ 255,000 |
| OGDEN-CLEARFIELD, UT | 7 | $ 2,014,000 | $ 287,000 | $ 187,000 |
| ROCKFORD, IL | 7 | $ 2,524,000 | $ 360,000 | $ 257,000 |
| TYLER, TX | 7 | $ 3,826,000 | $ 546,000 | $ 399,000 |
| BILLINGS, MT | 6 | $ 1,158,000 | $ 193,000 | $ 111,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 6 | $ 2,843,000 | $ 473,000 | $ 590,000 |
| GREEN BAY, WI | 6 | $ 997,000 | $ 166,000 | $ 135,000 |
| JOHNSON CITY, TN | 6 | $ 1,255,000 | $ 209,000 | $ 83,000 |
| LYNCHBURG, VA | 6 | $ 516,000 | $ 86,000 | $ 60,000 |
| MISSOULA, MT | 6 | $ 2,739,000 | $ 456,000 | $ 189,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 6 | $ 1,333,000 | $ 222,000 | $ 176,000 |
| SUMTER, SC | 6 | $ 1,246,000 | $ 207,000 | $ 176,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 6 | $ 1,119,000 | $ 186,000 | $ 76,000 |
| WILLIAMSPORT, PA | 6 | $ 818,000 | $ 136,000 | $ 149,000 |
| AMARILLO, TX | 5 | $ 571,000 | $ 114,000 | $ 91,000 |
| AUBURN-OPELIKA, AL | 5 | $ 869,000 | $ 173,000 | $ 138,000 |
| BROWNSVILLE-HARLINGEN, TX | 5 | $ 1,120,000 | $ 224,000 | $ 157,000 |
| CHICO, CA | 5 | $ 1,316,000 | $ 263,000 | $ 130,000 |
| DES MOINES-WEST DES MOINES, IA | 5 | $ 563,000 | $ 112,000 | $ 50,000 |
| FLORENCE-MUSCLE SHOALS, AL | 5 | $ 1,723,000 | $ 344,000 | $ 69,000 |
| MADERA-CHOWCHILLA, CA | 5 | $ 599,000 | $ 119,000 | $ 64,000 |
| MANSFIELD, OH | 5 | $ 1,390,000 | $ 278,000 | $ 117,000 |
| MCALLEN-EDINBURG-MISSION, TX | 5 | $ 839,000 | $ 167,000 | $ 143,000 |
| MEDFORD, OR | 5 | $ 1,612,000 | $ 322,000 | $ 160,000 |
| ROCHESTER, MN | 5 | $ 850,000 | $ 170,000 | $ 115,000 |
| SALISBURY, MD | 5 | $ 764,000 | $ 152,000 | $ 110,000 |
| ST. GEORGE, UT | 5 | $ 1,038,000 | $ 207,000 | $ 284,000 |
| UTICA-ROME, NY | 5 | $ 1,149,000 | $ 229,000 | $ 106,000 |
| WINCHESTER, VA-WV | 5 | $ 1,736,000 | $ 252,500 | $ 92,500 |
| ANDERSON, SC | 4 | $ 645,000 | $ 161,000 | $ 73,000 |
| CHAMPAIGN-URBANA, IL | 4 | $ 405,000 | $ 101,000 | $ 96,000 |
| FARGO, ND-MN | 4 | $ 804,000 | $ 209,000 | $ 133,000 |
| GADSDEN, AL | 4 | $ 798,000 | $ 199,000 | $ 99,000 |
| HARRISONBURG, VA | 4 | $ 651,000 | $ 162,000 | $ 65,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 4 | $ 1,276,000 | $ 319,000 | $ 210,000 |
| ITHACA, NY | 4 | $ 1,048,000 | $ 262,000 | $ 121,000 |
| JACKSON, TN | 4 | $ 787,000 | $ 196,000 | $ 160,000 |
| LEBANON, PA | 4 | $ 611,000 | $ 152,000 | $ 91,000 |
| MONROE, MI | 4 | $ 342,000 | $ 85,000 | $ 72,000 |
| OSHKOSH-NEENAH, WI | 4 | $ 2,525,000 | $ 631,000 | $ 229,000 |
| SIOUX FALLS, SD | 4 | $ 813,000 | $ 203,000 | $ 175,000 |
| SPRINGFIELD, IL | 4 | $ 724,000 | $ 181,000 | $ 164,000 |
| VALDOSTA, GA | 4 | $ 557,000 | $ 139,000 | $ 113,000 |
| VISALIA-PORTERVILLE, CA | 4 | $ 962,000 | $ 240,000 | $ 75,000 |
| WARNER ROBINS, GA | 4 | $ 796,000 | $ 199,000 | $ 177,000 |
| WENATCHEE-EAST WENATCHEE, WA | 4 | $ 937,000 | $ 234,000 | $ 131,000 |
| ALBANY, GA | 3 | $ 1,265,000 | $ 421,000 | $ 119,000 |
| BANGOR, ME | 3 | $ 304,000 | $ 101,000 | $ 40,000 |
| BATTLE CREEK, MI | 3 | $ 621,000 | $ 207,000 | $ 267,000 |
| BINGHAMTON, NY | 3 | $ 369,000 | $ 123,000 | $ 172,000 |
| COEUR D'ALENE, ID | 3 | $ 1,345,000 | $ 448,000 | $ 97,000 |
| COLUMBIA, MO | 3 | $ 520,000 | $ 173,000 | $ 49,000 |
| DOTHAN, AL | 3 | $ 640,000 | $ 213,000 | $ 98,000 |
| ERIE, PA | 3 | $ 644,000 | $ 214,000 | $ 134,000 |
| FARMINGTON, NM | 3 | $ 435,000 | $ 145,000 | $ 91,000 |
| GREAT FALLS, MT | 3 | $ 519,000 | $ 173,000 | $ 148,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 3 | $ 475,000 | $ 158,000 | $ 434,000 |
| LAFAYETTE, LA | 3 | $ 585,000 | $ 195,000 | $ 96,000 |
| LUBBOCK, TX | 3 | $ 538,000 | $ 179,000 | $ 290,000 |
| MERCED, CA | 3 | $ 682,000 | $ 227,000 | $ 190,000 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 480,000 | $ 160,000 | $ 81,000 |
| ALTOONA, PA | 2 | $ 179,000 | $ 89,000 | $ 45,000 |
| APPLETON, WI | 2 | $ 318,000 | $ 159,000 | $ 94,000 |
| BLOOMINGTON, IN | 2 | $ 353,000 | $ 176,000 | $ 121,000 |
| BLOOMINGTON-NORMAL, IL | 2 | $ 1,563,000 | $ 781,000 | $ 358,000 |
| BURLINGTON, NC | 2 | $ 612,000 | $ 306,000 | $ 222,000 |
| CLARKSVILLE, TN-KY | 2 | $ 361,000 | $ 180,000 | $ 53,000 |
| CORVALLIS, OR | 2 | $ 1,250,000 | $ 625,000 | $ 173,000 |
| CUMBERLAND, MD-WV | 2 | $ 212,000 | $ 106,000 | $ 59,500 |
| DUBUQUE, IA | 2 | $ 372,000 | $ 186,000 | $ 87,000 |
| EAU CLAIRE, WI | 2 | $ 296,000 | $ 148,000 | $ 119,000 |
| ELIZABETHTOWN, KY | 2 | $ 576,000 | $ 288,000 | $ 94,000 |
| ELKHART-GOSHEN, IN | 2 | $ 784,000 | $ 392,000 | $ 182,000 |
| GOLDSBORO, NC | 2 | $ 395,000 | $ 197,000 | $ 436,000 |
| GRAND FORKS, ND-MN | 2 | $ 249,000 | $ 124,000 | $ 182,000 |
| IDAHO FALLS, ID | 2 | $ 225,000 | $ 112,000 | $ 54,000 |
| JACKSON, MI | 2 | $ 378,000 | $ 189,000 | $ 81,000 |
| JONESBORO, AR | 2 | $ 859,000 | $ 429,000 | $ 119,000 |
| LAFAYETTE, IN | 2 | $ 288,000 | $ 144,000 | $ 176,000 |
| LONGVIEW, TX | 2 | $ 520,000 | $ 260,000 | $ 125,000 |
| MORRISTOWN, TN | 2 | $ 295,000 | $ 147,000 | $ 113,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 711,000 | $ 355,000 | $ 295,000 |
| MUSKEGON-NORTON SHORES, MI | 2 | $ 234,000 | $ 117,000 | $ 288,000 |
| PASCAGOULA, MS | 2 | $ 148,000 | $ 74,000 | $ 94,000 |
| RACINE, WI | 2 | $ 630,000 | $ 315,000 | $ 188,000 |
| RAPID CITY, SD | 2 | $ 337,000 | $ 168,000 | $ 196,000 |
| REDDING, CA | 2 | $ 1,367,000 | $ 683,000 | $ 305,000 |
| SAN ANGELO, TX | 2 | $ 262,000 | $ 131,000 | $ 66,000 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 2 | $ 488,000 | $ 244,000 | $ 583,000 |
| SANDUSKY, OH | 2 | $ 337,000 | $ 168,000 | $ 189,000 |
| SHEBOYGAN, WI | 2 | $ 477,000 | $ 238,000 | $ 245,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 219,000 | $ 109,000 | $ 87,000 |
| VICTORIA, TX | 2 | $ 174,000 | $ 87,000 | $ 54,000 |
| WAUSAU, WI | 2 | $ 433,000 | $ 216,000 | $ 251,000 |
| WHEELING, WV-OH | 2 | $ 1,043,000 | $ 521,500 | $ 1,075,000 |
| YAKIMA, WA | 2 | $ 462,000 | $ 231,000 | $ 125,000 |
| YUMA, AZ | 2 | $ 298,000 | $ 149,000 | $ 71,000 |
| ALEXANDRIA, LA | 1 | $ 90,000 | $ 90,000 | $ 62,000 |
| ANDERSON, IN | 1 | $ 260,000 | $ 260,000 | $ 591,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 167,000 | $ 167,000 | $ 408,000 |
| CASPER, WY | 1 | $ 229,000 | $ 229,000 | $ 87,000 |
| CHEYENNE, WY | 1 | $ 163,000 | $ 163,000 | $ 64,000 |
| CLEVELAND, TN | 1 | $ 123,000 | $ 123,000 | $ 42,000 |
| COLUMBUS, IN | 1 | $ 210,000 | $ 210,000 | $ 63,000 |
| DALTON, GA | 1 | $ 46,000 | $ 46,000 | $ 51,000 |
| DECATUR, AL | 1 | $ 198,000 | $ 198,000 | $ 91,000 |
| EL CENTRO, CA | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| ELMIRA, NY | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| FLORENCE, SC | 1 | $ 139,000 | $ 139,000 | $ 230,000 |
| JACKSONVILLE, NC | 1 | $ 194,000 | $ 194,000 | $ 60,000 |
| JANESVILLE, WI | 1 | $ 81,000 | $ 81,000 | $ 288,000 |
| JEFFERSON CITY, MO | 1 | $ 232,000 | $ 232,000 | $ 144,000 |
| JOPLIN, MO | 1 | $ 152,000 | $ 152,000 | $ 75,000 |
| LAREDO, TX | 1 | $ 171,000 | $ 171,000 | $ 81,000 |
| LEWISTON, ID-WA | 1 | $ 200,000 | $ 200,000 | $ 300,000 |
| LOGAN, UT-ID | 1 | $ 76,000 | $ 76,000 | $ 20,000 |
| MANHATTAN, KS | 1 | $ 195,000 | $ 195,000 | $ 109,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 110,000 | $ 110,000 | $ 521,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 191,000 | $ 191,000 | $ 43,000 |
| MORGANTOWN, WV | 1 | $ 60,000 | $ 60,000 | $ 33,000 |
| ODESSA, TX | 1 | $ 172,000 | $ 172,000 | $ 113,000 |
| OWENSBORO, KY | 1 | $ 166,000 | $ 166,000 | $ 85,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 188,000 | $ 188,000 | $ 114,000 |
| PUEBLO, CO | 1 | $ 36,000 | $ 36,000 | $ 153,000 |
| ROCKY MOUNT, NC | 1 | $ 91,000 | $ 91,000 | $ 26,000 |
| ROME, GA | 1 | $ 416,000 | $ 416,000 | $ 600,000 |
| SHERMAN-DENISON, TX | 1 | $ 92,000 | $ 92,000 | $ 24,000 |
| ST. CLOUD, MN | 1 | $ 96,000 | $ 96,000 | $ 45,000 |
| ST. JOSEPH, MO-KS | 1 | $ 42,000 | $ 42,000 | $ 378,000 |
| TERRE HAUTE, IN | 1 | $ 269,000 | $ 269,000 | $ 303,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 59,000 | $ 59,000 | $ 178,000 |
| TOPEKA, KS | 1 | $ 51,000 | $ 51,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for Merrill Lynch Credit Corp in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 15,966 | $6,499,751,000 | $407,000 | $5,775,000 | $249,000 | $9,999,000 |
| Home Purchase | 3,703 | $1,777,033,000 | $479,000 | $19,800,000 | $302,000 | $9,999,000 |
| Home Improvement | 183 | $75,180,000 | $410,000 | $6,602,000 | $264,000 | $4,500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,481 | $5,916,890,000 | $408,000 | $10,500,000 | $248,000 | $9,999,000 |
| Not Provided | 3,669 | $1,677,024,000 | $457,000 | $19,800,000 | $292,000 | $9,999,000 |
| Asian | 820 | $415,593,000 | $506,000 | $4,000,000 | $312,000 | $7,551,000 |
| Hispanic | 440 | $174,777,000 | $397,000 | $3,000,000 | $260,000 | $8,966,000 |
| Black or African American | 342 | $127,587,000 | $373,000 | $2,802,000 | $251,000 | $3,600,000 |
| American Indian or Alaskan Native | 62 | $23,325,000 | $376,000 | $1,785,000 | $221,000 | $2,302,000 |
| Native Hawaiian or Other Pacific Islander | 38 | $16,768,000 | $441,000 | $1,768,000 | $308,000 | $1,675,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,852 | $8,351,964,000 | $420,000 | $19,800,000 | $259,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,516 | $5,068,589,000 | $404,000 | $10,500,000 | $265,000 | $9,999,000 |
| Application Denied By Financial Institution | 4,455 | $2,121,351,000 | $476,000 | $19,800,000 | $235,000 | $9,999,000 |
| Application Approved But Not Accepted | 2,596 | $1,018,010,000 | $392,000 | $7,500,000 | $265,000 | $5,000,000 |
| File Closed For Incompleteness | 150 | $71,799,000 | $478,000 | $2,500,000 | $314,000 | $5,000,000 |
| Application Withdrawn By Applicant | 135 | $72,215,000 | $534,000 | $4,500,000 | $273,000 | $2,800,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,653 | $779,385,000 | $471,000 | $4,379,000 | $127,000 | $4,044,000 |
| Collateral | 1,517 | $734,048,000 | $483,000 | $19,800,000 | $311,000 | $9,999,000 |
| Credit History | 366 | $158,366,000 | $432,000 | $3,000,000 | $325,000 | $8,966,000 |
| Credit Application Incomplete | 354 | $196,376,000 | $554,000 | $4,500,000 | $284,000 | $5,156,000 |
| Other | 309 | $110,920,000 | $358,000 | $3,090,000 | $252,000 | $4,267,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 113 | $80,533,000 | $712,000 | $2,870,000 | $316,000 | $1,304,000 |
| Unverifiable Information | 91 | $38,746,000 | $425,000 | $2,889,000 | $235,000 | $1,561,000 |
| Employment History | 52 | $22,977,000 | $441,000 | $2,520,000 | $240,000 | $2,375,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Merrill Lynch Credit Corp's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Merrill Lynch Credit Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.