Mid America Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Mid America Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mid America Bank 55Th & Holmes Clarendon Hills, IL 60514 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 29,229 |
| Total Mortgage Loan Application Amount | $4,994,814,000 |
| Average Mortgage Loan Application Amount | $281,280 |
| Highest Mortgage Loan Application Amount | $6,900,000 |
| Average Applicant Income | $111,475 |
| Highest Applicant Income | $6,060,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Mid America Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mid America Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Mid America Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mid America Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mid America Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mid America Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 12,792 | $ 2,205,266,000 | $ 172,000 | $ 52,000 |
| DuPage County Illinois | 5,039 | $ 930,570,000 | $ 184,000 | $ 77,000 |
| Will County Illinois | 2,620 | $ 440,643,000 | $ 168,000 | $ 74,000 |
| Milwaukee County Wisconsin | 2,182 | $ 226,950,000 | $ 104,000 | $ 50,000 |
| Kane County Illinois | 1,619 | $ 301,530,000 | $ 186,000 | $ 80,000 |
| Waukesha County Wisconsin | 1,520 | $ 251,043,000 | $ 165,000 | $ 83,000 |
| Lake County Illinois | 579 | $ 117,504,000 | $ 202,000 | $ 75,000 |
| Washington County Wisconsin | 487 | $ 81,293,000 | $ 166,000 | $ 60,000 |
| Kendall County Illinois | 354 | $ 57,642,000 | $ 162,000 | $ 76,000 |
| McHenry County Illinois | 341 | $ 65,885,000 | $ 193,000 | $ 77,000 |
| Racine County Wisconsin | 214 | $ 33,987,000 | $ 158,000 | $ 61,000 |
| Dane County Wisconsin | 178 | $ 39,333,000 | $ 220,000 | $ 75,000 |
| Ozaukee County Wisconsin | 145 | $ 24,469,000 | $ 168,000 | $ 80,000 |
| Kenosha County Wisconsin | 89 | $ 13,365,000 | $ 150,000 | $ 83,000 |
| DeKalb County Illinois | 79 | $ 10,618,000 | $ 134,000 | $ 71,000 |
| Lake County Indiana | 40 | $ 4,567,000 | $ 114,000 | $ 53,000 |
| Maricopa County Arizona | 35 | $ 8,813,000 | $ 251,000 | $ 120,000 |
| Walworth County Wisconsin | 27 | $ 7,876,000 | $ 291,000 | $ 305,000 |
| Berrien County Michigan | 25 | $ 6,206,000 | $ 248,000 | $ 137,000 |
| Sheboygan County Wisconsin | 22 | $ 2,538,000 | $ 115,000 | $ 122,000 |
| LaSalle County Illinois | 20 | $ 2,378,000 | $ 118,000 | $ 53,000 |
| Winnebago County Illinois | 19 | $ 2,550,000 | $ 134,000 | $ 59,000 |
| Grundy County Illinois | 18 | $ 2,602,000 | $ 144,000 | $ 68,000 |
| Pinellas County Florida | 16 | $ 9,747,000 | $ 609,000 | $ 74,000 |
| Boone County Illinois | 16 | $ 2,380,000 | $ 148,000 | $ 56,000 |
| Kankakee County Illinois | 16 | $ 1,848,000 | $ 115,000 | $ 56,000 |
| Brown County Wisconsin | 16 | $ 1,533,000 | $ 95,000 | $ 54,000 |
| Collier County Florida | 15 | $ 4,168,000 | $ 277,000 | $ 195,000 |
| Lee County Florida | 15 | $ 4,011,000 | $ 267,000 | $ 187,000 |
| Broward County Florida | 12 | $ 3,343,000 | $ 278,000 | $ 111,000 |
| Porter County Indiana | 10 | $ 2,114,000 | $ 211,000 | $ 133,000 |
| Rock County Wisconsin | 10 | $ 5,171,000 | $ 517,000 | $ 68,000 |
| Jo Daviess County Illinois | 9 | $ 1,269,000 | $ 141,000 | $ 68,000 |
| LaPorte County Indiana | 9 | $ 1,937,000 | $ 215,000 | $ 155,000 |
| Los Angeles County California | 8 | $ 2,799,000 | $ 349,000 | $ 50,000 |
| Winnebago County Wisconsin | 8 | $ 443,000 | $ 55,000 | $ 53,000 |
| Clark County Nevada | 7 | $ 1,197,000 | $ 171,000 | $ 196,000 |
| Outagamie County Wisconsin | 7 | $ 693,000 | $ 99,000 | $ 55,000 |
| Pima County Arizona | 6 | $ 716,000 | $ 119,000 | $ 47,000 |
| McLean County Illinois | 6 | $ 727,000 | $ 121,000 | $ 197,000 |
| Cass County Michigan | 6 | $ 835,000 | $ 139,000 | $ 104,000 |
| Van Buren County Michigan | 6 | $ 691,000 | $ 115,000 | $ 134,000 |
| Miami-Dade County Florida | 5 | $ 2,220,000 | $ 444,000 | $ 543,000 |
| Sarasota County Florida | 5 | $ 475,000 | $ 95,000 | $ 94,000 |
| Allegan County Michigan | 5 | $ 1,122,000 | $ 224,000 | $ 125,000 |
| Washtenaw County Michigan | 5 | $ 788,000 | $ 157,000 | $ 29,000 |
| Hennepin County Minnesota | 5 | $ 6,068,000 | $ 1,213,000 | $ 11,000 |
| Contra Costa County California | 4 | $ 1,441,000 | $ 360,000 | $ 149,000 |
| Hillsborough County Florida | 4 | $ 457,000 | $ 114,000 | $ 152,000 |
| Osceola County Florida | 4 | $ 457,000 | $ 114,000 | $ 107,000 |
| Palm Beach County Florida | 4 | $ 635,000 | $ 158,000 | $ 91,000 |
| Pasco County Florida | 4 | $ 418,000 | $ 104,000 | $ 25,000 |
| Calumet County Wisconsin | 4 | $ 321,000 | $ 80,000 | $ 55,000 |
| Vilas County Wisconsin | 4 | $ 887,000 | $ 221,000 | $ 151,000 |
| Riverside County California | 3 | $ 950,000 | $ 316,000 | $ 672,000 |
| El Paso County Colorado | 3 | $ 427,000 | $ 142,000 | $ 15,000 |
| Jefferson County Colorado | 3 | $ 383,000 | $ 127,000 | $ 122,000 |
| Duval County Florida | 3 | $ 713,000 | $ 237,000 | $ 117,000 |
| Manatee County Florida | 3 | $ 935,000 | $ 311,000 | $ 389,000 |
| Monroe County Florida | 3 | $ 1,215,000 | $ 405,000 | $ 128,000 |
| Carroll County Illinois | 3 | $ 723,000 | $ 241,000 | $ 208,000 |
| Iroquois County Illinois | 3 | $ 445,000 | $ 148,000 | $ 15,000 |
| Knox County Illinois | 3 | $ 378,000 | $ 126,000 | $ 66,000 |
| Ogle County Illinois | 3 | $ 383,000 | $ 127,000 | $ 81,000 |
| Starke County Indiana | 3 | $ 322,000 | $ 107,000 | $ 48,000 |
| White County Indiana | 3 | $ 302,000 | $ 100,000 | $ 0 |
| Kalamazoo County Michigan | 3 | $ 625,000 | $ 208,000 | $ 96,000 |
| Macomb County Michigan | 3 | $ 307,000 | $ 102,000 | $ 15,000 |
| St. Louis County Missouri | 3 | $ 904,000 | $ 301,000 | $ 141,000 |
| Mecklenburg County North Carolina | 3 | $ 420,000 | $ 140,000 | $ 85,000 |
| Chester County Pennsylvania | 3 | $ 680,000 | $ 226,000 | $ 115,000 |
| Washington County Rhode Island | 3 | $ 595,000 | $ 198,000 | $ 84,000 |
| Bexar County Texas | 3 | $ 295,000 | $ 98,000 | $ 12,000 |
| Arlington County Virginia | 3 | $ 632,000 | $ 210,000 | $ 171,000 |
| Benton County Arkansas | 2 | $ 581,000 | $ 290,000 | $ 123,000 |
| Alameda County California | 2 | $ 307,000 | $ 153,000 | $ 73,000 |
| San Mateo County California | 2 | $ 878,000 | $ 439,000 | $ 187,000 |
| Denver County Colorado | 2 | $ 1,003,000 | $ 501,000 | $ 66,000 |
| Larimer County Colorado | 2 | $ 371,000 | $ 185,000 | $ 65,000 |
| Routt County Colorado | 2 | $ 465,000 | $ 232,000 | $ 20,000 |
| Summit County Colorado | 2 | $ 523,000 | $ 261,000 | $ 125,000 |
| Nassau County Florida | 2 | $ 857,000 | $ 428,000 | $ 949,000 |
| Orange County Florida | 2 | $ 335,000 | $ 167,000 | $ 0 |
| Volusia County Florida | 2 | $ 313,000 | $ 156,000 | $ 25,000 |
| Fulton County Georgia | 2 | $ 360,000 | $ 180,000 | $ 66,000 |
| Champaign County Illinois | 2 | $ 168,000 | $ 84,000 | $ 129,000 |
| Effingham County Illinois | 2 | $ 127,000 | $ 63,000 | $ 117,000 |
| Livingston County Illinois | 2 | $ 253,000 | $ 126,000 | $ 74,000 |
| Madison County Illinois | 2 | $ 256,000 | $ 128,000 | $ 41,000 |
| Stephenson County Illinois | 2 | $ 340,000 | $ 170,000 | $ 102,000 |
| Allen County Indiana | 2 | $ 288,000 | $ 144,000 | $ 149,000 |
| Menominee County Michigan | 2 | $ 135,000 | $ 67,000 | $ 19,000 |
| Oakland County Michigan | 2 | $ 871,000 | $ 435,000 | $ 243,000 |
| Carver County Minnesota | 2 | $ 635,000 | $ 317,000 | $ 142,000 |
| Middlesex County New Jersey | 2 | $ 350,000 | $ 175,000 | $ 61,000 |
| Somerset County New Jersey | 2 | $ 1,170,000 | $ 585,000 | $ 173,000 |
| Wake County North Carolina | 2 | $ 371,000 | $ 185,000 | $ 87,000 |
| Hamilton County Ohio | 2 | $ 1,010,000 | $ 505,000 | $ 31,000 |
| Lucas County Ohio | 2 | $ 163,000 | $ 81,000 | $ 49,000 |
| Horry County South Carolina | 2 | $ 143,000 | $ 71,000 | $ 19,000 |
| Denton County Texas | 2 | $ 157,000 | $ 78,000 | $ 39,000 |
| Travis County Texas | 2 | $ 331,000 | $ 165,000 | $ 21,000 |
| Alexandria County Virginia | 2 | $ 336,000 | $ 168,000 | $ 69,000 |
| Fairfax County Virginia | 2 | $ 798,000 | $ 399,000 | $ 336,000 |
| Loudoun County Virginia | 2 | $ 715,000 | $ 357,000 | $ 157,000 |
| Door County Wisconsin | 2 | $ 248,000 | $ 124,000 | $ 130,000 |
| Fond du Lac County Wisconsin | 2 | $ 261,000 | $ 130,000 | $ 193,000 |
| Jefferson County Wisconsin | 2 | $ 462,000 | $ 231,000 | $ 0 |
| Marathon County Wisconsin | 2 | $ 205,000 | $ 102,000 | $ 89,000 |
| Oneida County Wisconsin | 2 | $ 418,000 | $ 209,000 | $ 198,000 |
| Sauk County Wisconsin | 2 | $ 391,000 | $ 195,000 | $ 228,000 |
| Madison County Alabama | 1 | $ 400,000 | $ 400,000 | $ 131,000 |
| Cochise County Arizona | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Mohave County Arizona | 1 | $ 158,000 | $ 158,000 | $ 64,000 |
| Yavapai County Arizona | 1 | $ 650,000 | $ 650,000 | $ 774,000 |
| Nevada County California | 1 | $ 230,000 | $ 230,000 | $ 58,000 |
| Orange County California | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Placer County California | 1 | $ 190,000 | $ 190,000 | $ 438,000 |
| San Bernardino County California | 1 | $ 162,000 | $ 162,000 | $ 41,000 |
| San Diego County California | 1 | $ 544,000 | $ 544,000 | $ 0 |
| San Francisco County California | 1 | $ 596,000 | $ 596,000 | $ 351,000 |
| Santa Clara County California | 1 | $ 450,000 | $ 450,000 | $ 101,000 |
| Ventura County California | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Boulder County Colorado | 1 | $ 300,000 | $ 300,000 | $ 64,000 |
| Eagle County Colorado | 1 | $ 650,000 | $ 650,000 | $ 309,000 |
| Grand County Colorado | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Pitkin County Colorado | 1 | $ 650,000 | $ 650,000 | $ 400,000 |
| Fairfield County Connecticut | 1 | $ 460,000 | $ 460,000 | $ 162,000 |
| Litchfield County Connecticut | 1 | $ 145,000 | $ 145,000 | $ 101,000 |
| New Haven County Connecticut | 1 | $ 374,000 | $ 374,000 | $ 150,000 |
| Sussex County Delaware | 1 | $ 530,000 | $ 530,000 | $ 260,000 |
| Alachua County Florida | 1 | $ 200,000 | $ 200,000 | $ 300,000 |
| Citrus County Florida | 1 | $ 228,000 | $ 228,000 | $ 135,000 |
| Clay County Florida | 1 | $ 130,000 | $ 130,000 | $ 86,000 |
| Hernando County Florida | 1 | $ 195,000 | $ 195,000 | $ 137,000 |
| Indian River County Florida | 1 | $ 355,000 | $ 355,000 | $ 192,000 |
| Leon County Florida | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Marion County Florida | 1 | $ 38,000 | $ 38,000 | $ 53,000 |
| St. Johns County Florida | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Clarke County Georgia | 1 | $ 80,000 | $ 80,000 | $ 67,000 |
| Cobb County Georgia | 1 | $ 400,000 | $ 400,000 | $ 259,000 |
| Douglas County Georgia | 1 | $ 225,000 | $ 225,000 | $ 117,000 |
| Forsyth County Georgia | 1 | $ 220,000 | $ 220,000 | $ 135,000 |
| Gwinnett County Georgia | 1 | $ 122,000 | $ 122,000 | $ 53,000 |
| Ada County Idaho | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Coles County Illinois | 1 | $ 223,000 | $ 223,000 | $ 180,000 |
| Crawford County Illinois | 1 | $ 42,000 | $ 42,000 | $ 49,000 |
| Ford County Illinois | 1 | $ 56,000 | $ 56,000 | $ 83,000 |
| Hancock County Illinois | 1 | $ 92,000 | $ 92,000 | $ 160,000 |
| Jackson County Illinois | 1 | $ 114,000 | $ 114,000 | $ 63,000 |
| Johnson County Illinois | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
| Lee County Illinois | 1 | $ 58,000 | $ 58,000 | $ 39,000 |
| Rock Island County Illinois | 1 | $ 128,000 | $ 128,000 | $ 62,000 |
| Sangamon County Illinois | 1 | $ 34,000 | $ 34,000 | $ 383,000 |
| Schuyler County Illinois | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| St. Clair County Illinois | 1 | $ 176,000 | $ 176,000 | $ 66,000 |
| Whiteside County Illinois | 1 | $ 20,000 | $ 20,000 | $ 22,000 |
| Elkhart County Indiana | 1 | $ 89,000 | $ 89,000 | $ 51,000 |
| Hancock County Indiana | 1 | $ 170,000 | $ 170,000 | $ 65,000 |
| Kosciusko County Indiana | 1 | $ 103,000 | $ 103,000 | $ 45,000 |
| Marion County Indiana | 1 | $ 120,000 | $ 120,000 | $ 127,000 |
| Steuben County Indiana | 1 | $ 112,000 | $ 112,000 | $ 48,000 |
| Tippecanoe County Indiana | 1 | $ 297,000 | $ 297,000 | $ 192,000 |
| Vanderburgh County Indiana | 1 | $ 93,000 | $ 93,000 | $ 32,000 |
| Wayne County Indiana | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Black Hawk County Iowa | 1 | $ 322,000 | $ 322,000 | $ 135,000 |
| Johnson County Kansas | 1 | $ 93,000 | $ 93,000 | $ 41,000 |
| Allen County Kentucky | 1 | $ 263,000 | $ 263,000 | $ 136,000 |
| Boone County Kentucky | 1 | $ 183,000 | $ 183,000 | $ 116,000 |
| Taylor County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Livingston County Louisiana | 1 | $ 89,000 | $ 89,000 | $ 64,000 |
| Anne Arundel County Maryland | 1 | $ 413,000 | $ 413,000 | $ 191,000 |
| Baltimore City County Maryland | 1 | $ 236,000 | $ 236,000 | $ 188,000 |
| Harford County Maryland | 1 | $ 164,000 | $ 164,000 | $ 77,000 |
| Barnstable County Massachusetts | 1 | $ 322,000 | $ 322,000 | $ 175,000 |
| Berkshire County Massachusetts | 1 | $ 114,000 | $ 114,000 | $ 45,000 |
| Hampshire County Massachusetts | 1 | $ 45,000 | $ 45,000 | $ 93,000 |
| Suffolk County Massachusetts | 1 | $ 570,000 | $ 570,000 | $ 396,000 |
| Cheboygan County Michigan | 1 | $ 440,000 | $ 440,000 | $ 217,000 |
| Hillsdale County Michigan | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Ingham County Michigan | 1 | $ 120,000 | $ 120,000 | $ 91,000 |
| Iron County Michigan | 1 | $ 70,000 | $ 70,000 | $ 202,000 |
| Leelanau County Michigan | 1 | $ 94,000 | $ 94,000 | $ 206,000 |
| Oceana County Michigan | 1 | $ 69,000 | $ 69,000 | $ 85,000 |
| Dakota County Minnesota | 1 | $ 269,000 | $ 269,000 | $ 90,000 |
| Goodhue County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| Ramsey County Minnesota | 1 | $ 792,000 | $ 792,000 | $ 248,000 |
| Yalobusha County Mississippi | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Camden County Missouri | 1 | $ 213,000 | $ 213,000 | $ 133,000 |
| St. Charles County Missouri | 1 | $ 240,000 | $ 240,000 | $ 136,000 |
| Garden County Nebraska | 1 | $ 66,000 | $ 66,000 | $ 310,000 |
| Hudson County New Jersey | 1 | $ 220,000 | $ 220,000 | $ 150,000 |
| Monmouth County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Morris County New Jersey | 1 | $ 282,000 | $ 282,000 | $ 0 |
| Union County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 240,000 |
| Monroe County New York | 1 | $ 237,000 | $ 237,000 | $ 233,000 |
| Rockland County New York | 1 | $ 190,000 | $ 190,000 | $ 137,000 |
| Brunswick County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 96,000 |
| Chatham County North Carolina | 1 | $ 594,000 | $ 594,000 | $ 450,000 |
| Forsyth County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 38,000 |
| Macon County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 152,000 |
| Rutherford County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 44,000 |
| Allen County Ohio | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Delaware County Ohio | 1 | $ 365,000 | $ 365,000 | $ 300,000 |
| Franklin County Ohio | 1 | $ 650,000 | $ 650,000 | $ 435,000 |
| Huron County Ohio | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Licking County Ohio | 1 | $ 199,000 | $ 199,000 | $ 541,000 |
| Lorain County Ohio | 1 | $ 156,000 | $ 156,000 | $ 65,000 |
| Shelby County Ohio | 1 | $ 100,000 | $ 100,000 | $ 125,000 |
| Summit County Ohio | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Grady County Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 97,000 |
| Tulsa County Oklahoma | 1 | $ 273,000 | $ 273,000 | $ 84,000 |
| Clackamas County Oregon | 1 | $ 334,000 | $ 334,000 | $ 314,000 |
| Blair County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 120,000 |
| Fayette County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 42,000 |
| Lancaster County Pennsylvania | 1 | $ 159,000 | $ 159,000 | $ 414,000 |
| Kent County Rhode Island | 1 | $ 232,000 | $ 232,000 | $ 155,000 |
| Beaufort County South Carolina | 1 | $ 174,000 | $ 174,000 | $ 36,000 |
| Knox County Tennessee | 1 | $ 142,000 | $ 142,000 | $ 109,000 |
| Madison County Tennessee | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 210,000 | $ 210,000 | $ 68,000 |
| Dallas County Texas | 1 | $ 294,000 | $ 294,000 | $ 300,000 |
| Hidalgo County Texas | 1 | $ 86,000 | $ 86,000 | $ 56,000 |
| Medina County Texas | 1 | $ 194,000 | $ 194,000 | $ 68,000 |
| Montgomery County Texas | 1 | $ 190,000 | $ 190,000 | $ 138,000 |
| Iron County Utah | 1 | $ 77,000 | $ 77,000 | $ 41,000 |
| Summit County Utah | 1 | $ 260,000 | $ 260,000 | $ 211,000 |
| Grand Isle County Vermont | 1 | $ 117,000 | $ 117,000 | $ 130,000 |
| Albemarle County Virginia | 1 | $ 170,000 | $ 170,000 | $ 78,000 |
| Chesapeake County Virginia | 1 | $ 117,000 | $ 117,000 | $ 91,000 |
| Prince William County Virginia | 1 | $ 211,000 | $ 211,000 | $ 136,000 |
| Skagit County Washington | 1 | $ 143,000 | $ 143,000 | $ 64,000 |
| Snohomish County Washington | 1 | $ 250,000 | $ 250,000 | $ 120,000 |
| Thurston County Washington | 1 | $ 143,000 | $ 143,000 | $ 89,000 |
| Adams County Wisconsin | 1 | $ 103,000 | $ 103,000 | $ 111,000 |
| Douglas County Wisconsin | 1 | $ 188,000 | $ 188,000 | $ 57,000 |
| Eau Claire County Wisconsin | 1 | $ 18,000 | $ 18,000 | $ 75,000 |
| Juneau County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Marquette County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 57,000 |
| Oconto County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 58,000 |
| Pierce County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Vernon County Wisconsin | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Washburn County Wisconsin | 1 | $ 300,000 | $ 300,000 | $ 152,000 |
| Waushara County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Teton County Wyoming | 1 | $ 178,000 | $ 178,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Mid America Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 14,779 | $2,475,355,000 | $217,421 | $6,900,000 | $124,736 | $6,060,000 |
| Home Purchase (one-to-four family) | 10,986 | $2,029,687,000 | $221,593 | $2,000,000 | $110,875 | $3,227,000 |
| Home Improvement (one-to-four family) | 2,866 | $202,290,000 | $56,375 | $2,000,000 | $106,625 | $2,178,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 598 | $287,482,000 | $1,815,250 | $5,200,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 23,613 | $4,065,131,000 | $225,650 | $6,900,000 | $128,300 | $6,060,000 |
| Hispanic | 2,913 | $424,574,000 | $107,083 | $1,350,000 | $58,250 | $388,000 |
| Black | 1,368 | $201,358,000 | $183,250 | $1,700,000 | $83,833 | $441,000 |
| Asian or Pacific Islander | 880 | $187,533,000 | $287,777 | $923,000 | $68,222 | $630,000 |
| Information not provided by applicant in mail or telephone application | 232 | $57,313,000 | $374,000 | $4,400,000 | $66,375 | $1,444,000 |
| Not applicable | 91 | $32,869,000 | $304,666 | $2,600,000 | $35,333 | $643,000 |
| Other | 74 | $15,694,000 | $165,750 | $825,000 | $126,000 | $356,000 |
| American Indian or Alaskan Native | 58 | $10,342,000 | $124,333 | $1,100,000 | $106,666 | $848,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 28,879 | $4,939,138,000 | $227,190 | $6,900,000 | $122,904 | $6,060,000 |
| FHA-insured (Federal Housing Administration) | 328 | $51,994,000 | $115,500 | $315,000 | $33,750 | $200,000 |
| VA-guaranteed (Veterans Administration) | 22 | $3,682,000 | $167,000 | $235,000 | $53,000 | $103,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 26,107 | $4,488,893,000 | $231,842 | $6,900,000 | $128,947 | $6,060,000 |
| Application Withdrawn By Applicant | 1,200 | $208,288,000 | $186,857 | $4,400,000 | $88,785 | $3,227,000 |
| Application Approved But Not Accepted | 966 | $178,054,000 | $258,400 | $3,200,000 | $108,666 | $2,304,000 |
| Application Denied By Financial Institution | 742 | $87,486,000 | $106,454 | $2,700,000 | $92,454 | $455,000 |
| File Closed For Incompleteness | 196 | $29,004,000 | $133,428 | $672,000 | $59,142 | $257,000 |
| Loan Purchased By The Institution | 18 | $3,089,000 | $195,000 | $561,000 | $92,333 | $300,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 342 | $36,284,000 | $96,000 | $1,120,000 | $48,750 | $385,000 |
| Debt-To-Income Ratio | 137 | $15,000,000 | $106,500 | $500,000 | $46,166 | $175,000 |
| Collateral | 99 | $15,739,000 | $104,333 | $607,000 | $35,333 | $205,000 |
| Unverifiable Information | 70 | $2,909,000 | $48,666 | $190,000 | $63,000 | $150,000 |
| Other | 57 | $11,579,000 | $150,857 | $2,700,000 | $147,000 | $455,000 |
| Employment History | 15 | $2,316,000 | $101,666 | $280,000 | $34,000 | $70,000 |
| Credit Application Incomplete | 11 | $1,692,000 | $96,500 | $334,000 | $79,500 | $121,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,677,000 | $167,000 | $353,000 | $41,000 | $85,000 |
| Mortgage Insurance Denied | 1 | $290,000 | $290,000 | $290,000 | $82,000 | $82,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid America Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mid America Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.