Mid America Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006

Mid America Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Mid America Bank
55Th & Holmes
Clarendon Hills, IL 60514
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 12,484
Total Mortgage Loan Application Amount $2,677,835,000
Average Mortgage Loan Application Amount $184,000
Highest Mortgage Loan Application Amount $4,500,000
Average Applicant Income $77,000
Highest Applicant Income $3,587,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Mid America Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mid America Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2006 breaks down Mid America Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mid America Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Mid America Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mid America Bank's mortgage activity for 2006.

Mortgage Loan Application Totals for Mid America Bank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook County Illinois 5,425 $ 1,144,784,000 $ 211,000 $ 75,000
DuPage County Illinois 1,437 $ 353,607,000 $ 246,000 $ 104,000
Will County Illinois 925 $ 195,307,000 $ 211,000 $ 94,000
Kane County Illinois 682 $ 146,826,000 $ 215,000 $ 98,000
Milwaukee County Wisconsin 570 $ 86,443,000 $ 151,000 $ 85,000
Lake County Illinois 214 $ 57,491,000 $ 268,000 $ 103,000
Kendall County Illinois 208 $ 48,431,000 $ 232,000 $ 89,000
Waukesha County Wisconsin 201 $ 41,857,000 $ 208,000 $ 84,000
McHenry County Illinois 147 $ 32,369,000 $ 220,000 $ 91,000
Washington County Wisconsin 112 $ 21,429,000 $ 191,000 $ 77,000
Walworth County Wisconsin 64 $ 11,492,000 $ 179,000 $ 121,000
DeKalb County Illinois 61 $ 8,776,000 $ 143,000 $ 66,000
Winnebago County Illinois 55 $ 5,618,000 $ 102,000 $ 64,000
Boone County Illinois 44 $ 6,557,000 $ 149,000 $ 60,000
Lake County Indiana 34 $ 4,670,000 $ 137,000 $ 88,000
Kenosha County Wisconsin 30 $ 4,116,000 $ 137,000 $ 83,000
Ozaukee County Wisconsin 29 $ 10,006,000 $ 345,000 $ 167,000
Grundy County Illinois 25 $ 5,193,000 $ 207,000 $ 48,000
Racine County Wisconsin 24 $ 7,110,000 $ 296,000 $ 60,000
Dane County Wisconsin 23 $ 7,877,000 $ 342,000 $ 89,000
Maricopa County Arizona 21 $ 6,034,000 $ 287,000 $ 383,000
LaSalle County Illinois 14 $ 2,266,000 $ 161,000 $ 61,000
Kankakee County Illinois 11 $ 1,700,000 $ 154,000 $ 42,000
Ogle County Illinois 11 $ 1,728,000 $ 157,000 $ 58,000
Sarasota County Florida 9 $ 2,225,000 $ 247,000 $ 26,000
Berrien County Michigan 9 $ 4,575,000 $ 508,000 $ 295,000
Dodge County Wisconsin 9 $ 1,576,000 $ 175,000 $ 67,000
Collier County Florida 7 $ 1,445,000 $ 206,000 $ 136,000
Pinellas County Florida 7 $ 1,903,000 $ 271,000 $ 54,000
Adams County Wisconsin 7 $ 1,012,000 $ 144,000 $ 88,000
Sheboygan County Wisconsin 7 $ 1,002,000 $ 143,000 $ 162,000
Pinal County Arizona 6 $ 1,231,000 $ 205,000 $ 111,000
Madison County Illinois 6 $ 1,067,000 $ 177,000 $ 139,000
Porter County Indiana 6 $ 786,000 $ 131,000 $ 72,000
Miami-Dade County Florida 5 $ 2,698,000 $ 539,000 $ 96,000
Calumet County Wisconsin 5 $ 6,472,000 $ 1,294,000 $ 54,000
Door County Wisconsin 5 $ 829,000 $ 165,000 $ 115,000
Jefferson County Wisconsin 5 $ 1,134,000 $ 226,000 $ 38,000
Rock County Wisconsin 5 $ 256,000 $ 51,000 $ 38,000
Waupaca County Wisconsin 5 $ 1,404,000 $ 280,000 $ 104,000
Broward County Florida 4 $ 1,367,000 $ 341,000 $ 173,000
Jo Daviess County Illinois 4 $ 1,324,000 $ 331,000 $ 146,000
Kosciusko County Indiana 4 $ 411,000 $ 102,000 $ 104,000
Marion County Indiana 4 $ 356,000 $ 89,000 $ 73,000
White County Indiana 4 $ 450,000 $ 112,000 $ 9,000
Sauk County Wisconsin 4 $ 566,000 $ 141,000 $ 131,000
Denver County Colorado 3 $ 1,037,000 $ 345,000 $ 37,000
Fairfield County Connecticut 3 $ 738,000 $ 246,000 $ 209,000
Lee County Florida 3 $ 921,000 $ 307,000 $ 74,000
Orange County Florida 3 $ 522,000 $ 174,000 $ 148,000
Palm Beach County Florida 3 $ 1,524,000 $ 508,000 $ 207,000
Logan County Illinois 3 $ 380,000 $ 126,000 $ 56,000
Tazewell County Illinois 3 $ 276,000 $ 92,000 $ 59,000
Clinton County Indiana 3 $ 406,000 $ 135,000 $ 224,000
Starke County Indiana 3 $ 655,000 $ 218,000 $ 108,000
Van Buren County Michigan 3 $ 550,000 $ 183,000 $ 70,000
Greene County Missouri 3 $ 360,000 $ 120,000 $ 64,000
Tulsa County Oklahoma 3 $ 168,000 $ 56,000 $ 167,000
Bexar County Texas 3 $ 278,000 $ 92,000 $ 76,000
Salt Lake County Utah 3 $ 400,000 $ 133,000 $ 26,000
Brown County Wisconsin 3 $ 2,511,000 $ 837,000 $ 76,000
Outagamie County Wisconsin 3 $ 1,590,000 $ 530,000 $ 294,000
Vilas County Wisconsin 3 $ 765,000 $ 255,000 $ 315,000
Winnebago County Wisconsin 3 $ 304,000 $ 101,000 $ 63,000
Boulder County Colorado 2 $ 1,565,000 $ 782,000 $ 358,000
Summit County Colorado 2 $ 250,000 $ 125,000 $ 69,000
Tolland County Connecticut 2 $ 250,000 $ 125,000 $ 145,000
Bay County Florida 2 $ 627,000 $ 313,000 $ 122,000
Pasco County Florida 2 $ 144,000 $ 72,000 $ 53,000
Polk County Florida 2 $ 217,000 $ 108,000 $ 67,000
Seminole County Florida 2 $ 216,000 $ 108,000 $ 0
Champaign County Illinois 2 $ 301,000 $ 150,000 $ 107,000
Marshall County Illinois 2 $ 165,000 $ 82,000 $ 0
McLean County Illinois 2 $ 183,000 $ 91,000 $ 112,000
Rock Island County Illinois 2 $ 228,000 $ 114,000 $ 95,000
Whiteside County Illinois 2 $ 85,000 $ 42,000 $ 37,000
Elkhart County Indiana 2 $ 167,000 $ 83,000 $ 15,000
LaPorte County Indiana 2 $ 189,000 $ 94,000 $ 64,000
Kent County Michigan 2 $ 422,000 $ 211,000 $ 238,000
St. Louis City County Missouri 2 $ 158,000 $ 79,000 $ 102,000
Taney County Missouri 2 $ 372,000 $ 186,000 $ 72,000
Dona Ana County New Mexico 2 $ 213,000 $ 106,000 $ 33,000
Wake County North Carolina 2 $ 438,000 $ 219,000 $ 80,000
Lucas County Ohio 2 $ 145,000 $ 72,000 $ 91,000
Horry County South Carolina 2 $ 147,000 $ 73,000 $ 300,000
Hidalgo County Texas 2 $ 217,000 $ 108,000 $ 147,000
Fond du Lac County Wisconsin 2 $ 135,000 $ 67,000 $ 48,000
Juneau County Wisconsin 2 $ 412,000 $ 206,000 $ 201,000
Langlade County Wisconsin 2 $ 4,385,000 $ 2,192,000 $ 156,000
Marathon County Wisconsin 2 $ 330,000 $ 165,000 $ 133,000
Marinette County Wisconsin 2 $ 138,000 $ 69,000 $ 66,000
Monroe County Wisconsin 2 $ 1,620,000 $ 810,000 $ 64,000
Oneida County Wisconsin 2 $ 412,000 $ 206,000 $ 117,000
Shawano County Wisconsin 2 $ 385,000 $ 192,000 $ 82,000
Waushara County Wisconsin 2 $ 260,000 $ 130,000 $ 47,000
Pima County Arizona 1 $ 119,000 $ 119,000 $ 191,000
Baxter County Arkansas 1 $ 90,000 $ 90,000 $ 145,000
Sharp County Arkansas 1 $ 170,000 $ 170,000 $ 0
El Dorado County California 1 $ 398,000 $ 398,000 $ 296,000
Los Angeles County California 1 $ 3,000,000 $ 3,000,000 $ 3,587,000
Santa Clara County California 1 $ 2,000,000 $ 2,000,000 $ 0
Arapahoe County Colorado 1 $ 170,000 $ 170,000 $ 0
District of Columbia County District Of Columbia 1 $ 281,000 $ 281,000 $ 300,000
Brevard County Florida 1 $ 152,000 $ 152,000 $ 136,000
Charlotte County Florida 1 $ 312,000 $ 312,000 $ 315,000
Citrus County Florida 1 $ 184,000 $ 184,000 $ 0
Duval County Florida 1 $ 132,000 $ 132,000 $ 65,000
Escambia County Florida 1 $ 200,000 $ 200,000 $ 84,000
Flagler County Florida 1 $ 400,000 $ 400,000 $ 342,000
Lake County Florida 1 $ 170,000 $ 170,000 $ 70,000
Manatee County Florida 1 $ 200,000 $ 200,000 $ 156,000
St. Johns County Florida 1 $ 145,000 $ 145,000 $ 0
Cobb County Georgia 1 $ 255,000 $ 255,000 $ 91,000
Bureau County Illinois 1 $ 65,000 $ 65,000 $ 31,000
Henry County Illinois 1 $ 85,000 $ 85,000 $ 108,000
Johnson County Illinois 1 $ 176,000 $ 176,000 $ 177,000
Knox County Illinois 1 $ 97,000 $ 97,000 $ 143,000
Macon County Illinois 1 $ 78,000 $ 78,000 $ 29,000
Perry County Illinois 1 $ 38,000 $ 38,000 $ 42,000
Putnam County Illinois 1 $ 75,000 $ 75,000 $ 23,000
Richland County Illinois 1 $ 142,000 $ 142,000 $ 0
Shelby County Illinois 1 $ 4,300,000 $ 4,300,000 $ 0
Stephenson County Illinois 1 $ 200,000 $ 200,000 $ 144,000
Vermilion County Illinois 1 $ 152,000 $ 152,000 $ 0
Allen County Indiana 1 $ 176,000 $ 176,000 $ 108,000
Hamilton County Indiana 1 $ 210,000 $ 210,000 $ 95,000
LaGrange County Indiana 1 $ 95,000 $ 95,000 $ 114,000
Monroe County Indiana 1 $ 53,000 $ 53,000 $ 122,000
Putnam County Indiana 1 $ 62,000 $ 62,000 $ 133,000
Tippecanoe County Indiana 1 $ 90,000 $ 90,000 $ 108,000
Allamakee County Iowa 1 $ 52,000 $ 52,000 $ 0
Fayette County Kentucky 1 $ 140,000 $ 140,000 $ 0
Graves County Kentucky 1 $ 48,000 $ 48,000 $ 58,000
Larue County Kentucky 1 $ 114,000 $ 114,000 $ 0
Essex County Massachusetts 1 $ 300,000 $ 300,000 $ 140,000
Allegan County Michigan 1 $ 77,000 $ 77,000 $ 0
Kalamazoo County Michigan 1 $ 369,000 $ 369,000 $ 205,000
Leelanau County Michigan 1 $ 215,000 $ 215,000 $ 97,000
Macomb County Michigan 1 $ 169,000 $ 169,000 $ 0
Mason County Michigan 1 $ 50,000 $ 50,000 $ 121,000
Menominee County Michigan 1 $ 116,000 $ 116,000 $ 0
Ramsey County Minnesota 1 $ 775,000 $ 775,000 $ 272,000
Scott County Minnesota 1 $ 266,000 $ 266,000 $ 267,000
Itawamba County Mississippi 1 $ 80,000 $ 80,000 $ 51,000
Clark County Nevada 1 $ 183,000 $ 183,000 $ 32,000
Henderson County North Carolina 1 $ 180,000 $ 180,000 $ 109,000
McLean County North Dakota 1 $ 280,000 $ 280,000 $ 152,000
Ashtabula County Ohio 1 $ 216,000 $ 216,000 $ 115,000
Cuyahoga County Ohio 1 $ 25,000 $ 25,000 $ 0
Montgomery County Ohio 1 $ 204,000 $ 204,000 $ 1,087,000
Chester County Pennsylvania 1 $ 120,000 $ 120,000 $ 186,000
Lehigh County Pennsylvania 1 $ 396,000 $ 396,000 $ 156,000
Providence County Rhode Island 1 $ 305,000 $ 305,000 $ 258,000
Beaufort County South Carolina 1 $ 90,000 $ 90,000 $ 108,000
Greenville County South Carolina 1 $ 359,000 $ 359,000 $ 186,000
Shelby County Tennessee 1 $ 326,000 $ 326,000 $ 147,000
Harris County Texas 1 $ 149,000 $ 149,000 $ 45,000
Montgomery County Texas 1 $ 126,000 $ 126,000 $ 72,000
Tarrant County Texas 1 $ 10,000 $ 10,000 $ 43,000
Williamson County Texas 1 $ 132,000 $ 132,000 $ 69,000
Davis County Utah 1 $ 162,000 $ 162,000 $ 0
Iron County Utah 1 $ 124,000 $ 124,000 $ 301,000
Utah County Utah 1 $ 240,000 $ 240,000 $ 0
King County Washington 1 $ 313,000 $ 313,000 $ 629,000
Thurston County Washington 1 $ 140,000 $ 140,000 $ 162,000
Barron County Wisconsin 1 $ 82,000 $ 82,000 $ 222,000
Bayfield County Wisconsin 1 $ 172,000 $ 172,000 $ 98,000
Chippewa County Wisconsin 1 $ 86,000 $ 86,000 $ 0
Green Lake County Wisconsin 1 $ 53,000 $ 53,000 $ 31,000
Manitowoc County Wisconsin 1 $ 3,226,000 $ 3,226,000 $ 0
Oconto County Wisconsin 1 $ 75,000 $ 75,000 $ 72,000
Portage County Wisconsin 1 $ 100,000 $ 100,000 $ 37,000
Taylor County Wisconsin 1 $ 142,000 $ 142,000 $ 150,000
Albany County Wyoming 1 $ 240,000 $ 240,000 $ 66,000

Mortgage Loan Application Detail Totals for Mid America Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,240 $1,810,442,000 $219,000 $4,500,000 $86,000 $3,587,000
Refinancing 4,034 $840,980,000 $208,000 $4,300,000 $80,000 $1,551,000
Home Improvement 210 $26,413,000 $125,000 $2,283,000 $65,000 $587,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,493 $1,862,809,000 $219,000 $4,300,000 $92,000 $3,587,000
Hispanic 2,055 $375,957,000 $182,000 $1,119,000 $55,000 $408,000
Not Provided 828 $150,099,000 $181,000 $3,280,000 $85,000 $792,000
Black or African American 663 $118,133,000 $178,000 $1,391,000 $71,000 $744,000
Asian 283 $75,999,000 $268,000 $3,000,000 $92,000 $665,000
Not applicable 116 $79,661,000 $686,000 $4,500,000 $6,000 $678,000
Native Hawaiian or Other Pacific Islander 28 $10,646,000 $380,000 $1,920,000 $88,000 $660,000
American Indian or Alaskan Native 18 $4,531,000 $251,000 $798,000 $117,000 $396,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,138 $2,620,188,000 $215,000 $4,500,000 $85,000 $3,587,000
FHA-insured (Federal Housing Administration) 324 $53,161,000 $164,000 $305,000 $53,000 $193,000
VA-guaranteed (Veterans Administration) 22 $4,486,000 $203,000 $322,000 $61,000 $117,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,431 $1,809,655,000 $214,000 $4,500,000 $88,000 $3,587,000
Preapproval Approved but not Accepted 1,272 $283,904,000 $223,000 $1,280,000 $73,000 $975,000
Application Denied By Financial Institution 895 $172,314,000 $192,000 $1,700,000 $75,000 $1,293,000
Application Approved But Not Accepted 704 $155,561,000 $220,000 $1,750,000 $87,000 $1,631,000
Preapproval Denied by Financial Institution 513 $91,090,000 $177,000 $1,400,000 $62,000 $642,000
Application Withdrawn By Applicant 512 $132,965,000 $259,000 $4,300,000 $69,000 $750,000
Loan Purchased By The Institution 95 $14,377,000 $151,000 $470,000 $71,000 $1,390,000
File Closed For Incompleteness 62 $17,969,000 $289,000 $2,200,000 $103,000 $1,493,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 595 $110,153,000 $185,000 $1,698,000 $61,000 $642,000
Debt-To-Income Ratio 305 $59,135,000 $193,000 $1,700,000 $60,000 $435,000
Collateral 174 $30,747,000 $176,000 $1,040,000 $99,000 $720,000
Other 162 $32,100,000 $198,000 $1,320,000 $87,000 $1,293,000
Employment History 73 $11,903,000 $163,000 $417,000 $63,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 59 $12,246,000 $207,000 $800,000 $84,000 $354,000
Unverifiable Information 35 $6,468,000 $184,000 $572,000 $74,000 $339,000
Credit Application Incomplete 5 $652,000 $130,000 $250,000 $160,000 $384,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid America Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mid America Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet with aggregated HMDA statistics today.

Download the Illinois Lender List