Mid America Bank Mortgage Lending & HMDA Data, 2006
In 2006, Mid America Bank of Clarendon Hills, IL reported 12,484 mortgage applications totaling $2.7 billion, down 40% from 2005. The average application was for $214,501, and applicants reported an average income of $83,707. 68% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (8,910), Milwaukee-Waukesha-West Allis, WI (912) and Lake County-Kenosha County, IL-WI (244) (applications in parentheses).
| Mortgage Company & Address | Mid America Bank 55th & Holmes Clarendon Hills, IL 60514 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,484 |
| Total Mortgage Loan Application Amount | $2,677,835,000 |
| Average Mortgage Loan Application Amount | $214,501 |
| Highest Mortgage Loan Application Amount | $4,500,000 |
| Average Applicant Income | $83,707 |
| Highest Applicant Income | $3,587,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mid America Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 8,910 | $ 1,935,293,000 | $ 217,204 | $ 84,000 |
| Milwaukee-Waukesha-West Allis, WI | 912 | $ 159,735,000 | $ 175,148 | $ 87,000 |
| Lake County-Kenosha County, IL-WI | 244 | $ 61,607,000 | $ 252,487 | $ 100,540 |
| Rockford, IL | 99 | $ 12,175,000 | $ 122,979 | $ 62,000 |
| Gary, IN | 40 | $ 5,456,000 | $ 136,400 | $ 85,000 |
| Phoenix-Mesa-Scottsdale, AZ | 27 | $ 7,265,000 | $ 269,074 | $ 323,000 |
| Racine, WI | 24 | $ 7,110,000 | $ 296,250 | $ 60,000 |
| Madison, WI | 23 | $ 7,877,000 | $ 342,478 | $ 89,000 |
| Kankakee-Bradley, IL | 11 | $ 1,700,000 | $ 154,545 | $ 42,000 |
| Sarasota-Bradenton-Venice, FL | 10 | $ 2,425,000 | $ 242,500 | $ 39,000 |
| Niles-Benton Harbor, MI | 9 | $ 4,575,000 | $ 508,333 | $ 295,000 |
| Tampa-St. Petersburg-Clearwater, FL | 9 | $ 2,047,000 | $ 227,444 | $ 53,000 |
| Appleton, WI | 8 | $ 8,062,000 | $ 1,007,750 | $ 144,000 |
| St. Louis, MO-IL | 8 | $ 1,225,000 | $ 153,125 | $ 129,750 |
| Naples-Marco Island, FL | 7 | $ 1,445,000 | $ 206,428 | $ 136,000 |
| Sheboygan, WI | 7 | $ 1,002,000 | $ 143,142 | $ 162,000 |
| Indianapolis-Carmel, IN | 6 | $ 628,000 | $ 104,666 | $ 86,000 |
| Orlando-Kissimmee, FL | 6 | $ 908,000 | $ 151,333 | $ 85,000 |
| Janesville, WI | 5 | $ 256,000 | $ 51,200 | $ 38,000 |
| Miami-Miami Beach-Kendall, FL | 5 | $ 2,698,000 | $ 539,600 | $ 96,000 |
| Peoria, IL | 5 | $ 441,000 | $ 88,200 | $ 35,000 |
| Denver-Aurora, CO | 4 | $ 1,207,000 | $ 301,750 | $ 28,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 1,367,000 | $ 341,750 | $ 173,000 |
| Green Bay, WI | 4 | $ 2,586,000 | $ 646,500 | $ 75,000 |
| Kalamazoo-Portage, MI | 4 | $ 919,000 | $ 229,750 | $ 104,000 |
| Bridgeport-Stamford-Norwalk, CT | 3 | $ 738,000 | $ 246,000 | $ 209,000 |
| Cape Coral-Fort Myers, FL | 3 | $ 921,000 | $ 307,000 | $ 74,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 313,000 | $ 104,333 | $ 99,000 |
| Oshkosh-Neenah, WI | 3 | $ 304,000 | $ 101,333 | $ 63,000 |
| Salt Lake City, UT | 3 | $ 400,000 | $ 133,333 | $ 26,000 |
| San Antonio, TX | 3 | $ 278,000 | $ 92,666 | $ 76,000 |
| Springfield, MO | 3 | $ 360,000 | $ 120,000 | $ 64,000 |
| Tulsa, OK | 3 | $ 168,000 | $ 56,000 | $ 167,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 3 | $ 1,524,000 | $ 508,000 | $ 207,000 |
| Bloomington-Normal, IL | 2 | $ 183,000 | $ 91,500 | $ 112,000 |
| Boulder, CO | 2 | $ 1,565,000 | $ 782,500 | $ 358,000 |
| Champaign-Urbana, IL | 2 | $ 301,000 | $ 150,500 | $ 107,000 |
| Elkhart-Goshen, IN | 2 | $ 167,000 | $ 83,500 | $ 15,000 |
| Fond Du Lac, WI | 2 | $ 135,000 | $ 67,500 | $ 48,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 422,000 | $ 211,000 | $ 238,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 250,000 | $ 125,000 | $ 145,000 |
| Houston-Sugar Land-Baytown, TX | 2 | $ 275,000 | $ 137,500 | $ 58,000 |
| Jacksonville, FL | 2 | $ 277,000 | $ 138,500 | $ 32,000 |
| Lakeland, FL | 2 | $ 217,000 | $ 108,500 | $ 67,000 |
| Las Cruces, NM | 2 | $ 213,000 | $ 106,500 | $ 33,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 217,000 | $ 108,500 | $ 147,000 |
| Michigan City-La Porte, IN | 2 | $ 189,000 | $ 94,500 | $ 64,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 1,041,000 | $ 520,500 | $ 269,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 2 | $ 147,000 | $ 73,500 | $ 300,000 |
| Panama City-Lynn Haven, FL | 2 | $ 627,000 | $ 313,500 | $ 122,000 |
| Raleigh-Cary, NC | 2 | $ 438,000 | $ 219,000 | $ 80,000 |
| Toledo, OH | 2 | $ 145,000 | $ 72,500 | $ 91,000 |
| Wausau, WI | 2 | $ 330,000 | $ 165,000 | $ 133,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 396,000 | $ 396,000 | $ 156,000 |
| Asheville, NC | 1 | $ 180,000 | $ 180,000 | $ 109,000 |
| Atlanta-Sandy Springs-Marietta, GA | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Austin-Round Rock, TX | 1 | $ 132,000 | $ 132,000 | $ 69,000 |
| Bloomington, IN | 1 | $ 53,000 | $ 53,000 | $ 122,000 |
| Cleveland-Elyria-Mentor, OH | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Danville, IL | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Dayton, OH | 1 | $ 204,000 | $ 204,000 | $ 1,087,000 |
| Decatur, IL | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Eau Claire, WI | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Elizabethtown, KY | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Essex County, MA | 1 | $ 300,000 | $ 300,000 | $ 140,000 |
| Fort Wayne, IN | 1 | $ 176,000 | $ 176,000 | $ 108,000 |
| Fort Worth-Arlington, TX | 1 | $ 10,000 | $ 10,000 | $ 43,000 |
| Greenville, SC | 1 | $ 359,000 | $ 359,000 | $ 186,000 |
| Lafayette, IN | 1 | $ 90,000 | $ 90,000 | $ 108,000 |
| Las Vegas-Paradise, NV | 1 | $ 183,000 | $ 183,000 | $ 32,000 |
| Lexington-Fayette, KY | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 3,000,000 | $ 3,000,000 | $ 3,587,000 |
| Memphis, TN-MS-AR | 1 | $ 326,000 | $ 326,000 | $ 147,000 |
| Ogden-Clearfield, UT | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Olympia, WA | 1 | $ 140,000 | $ 140,000 | $ 162,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 152,000 | $ 152,000 | $ 136,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| Philadelphia, PA | 1 | $ 120,000 | $ 120,000 | $ 186,000 |
| Providence-New Bedford-Fall River, RI-MA | 1 | $ 305,000 | $ 305,000 | $ 258,000 |
| Provo-Orem, UT | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Punta Gorda, FL | 1 | $ 312,000 | $ 312,000 | $ 315,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1 | $ 398,000 | $ 398,000 | $ 296,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Seattle-Bellevue-Everett, WA | 1 | $ 313,000 | $ 313,000 | $ 629,000 |
| Tucson, AZ | 1 | $ 119,000 | $ 119,000 | $ 191,000 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 281,000 | $ 281,000 | $ 300,000 |
Mortgage Loan Application Detail Totals for Mid America Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,240 | $1,810,442,000 | $219,000 | $4,500,000 | $86,000 | $3,587,000 |
| Refinancing | 4,034 | $840,980,000 | $208,000 | $4,300,000 | $80,000 | $1,551,000 |
| Home Improvement | 210 | $26,413,000 | $125,000 | $2,283,000 | $65,000 | $587,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,493 | $1,862,809,000 | $219,000 | $4,300,000 | $92,000 | $3,587,000 |
| Hispanic | 2,055 | $375,957,000 | $182,000 | $1,119,000 | $55,000 | $408,000 |
| Not Provided | 828 | $150,099,000 | $181,000 | $3,280,000 | $85,000 | $792,000 |
| Black or African American | 663 | $118,133,000 | $178,000 | $1,391,000 | $71,000 | $744,000 |
| Asian | 283 | $75,999,000 | $268,000 | $3,000,000 | $92,000 | $665,000 |
| Not applicable | 116 | $79,661,000 | $686,000 | $4,500,000 | $6,000 | $678,000 |
| Native Hawaiian or Other Pacific Islander | 28 | $10,646,000 | $380,000 | $1,920,000 | $88,000 | $660,000 |
| American Indian or Alaskan Native | 18 | $4,531,000 | $251,000 | $798,000 | $117,000 | $396,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,138 | $2,620,188,000 | $215,000 | $4,500,000 | $85,000 | $3,587,000 |
| FHA-insured (Federal Housing Administration) | 324 | $53,161,000 | $164,000 | $305,000 | $53,000 | $193,000 |
| VA-guaranteed (Veterans Administration) | 22 | $4,486,000 | $203,000 | $322,000 | $61,000 | $117,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,431 | $1,809,655,000 | $214,000 | $4,500,000 | $88,000 | $3,587,000 |
| Preapproval Approved but not Accepted | 1,272 | $283,904,000 | $223,000 | $1,280,000 | $73,000 | $975,000 |
| Application Denied By Financial Institution | 895 | $172,314,000 | $192,000 | $1,700,000 | $75,000 | $1,293,000 |
| Application Approved But Not Accepted | 704 | $155,561,000 | $220,000 | $1,750,000 | $87,000 | $1,631,000 |
| Preapproval Denied by Financial Institution | 513 | $91,090,000 | $177,000 | $1,400,000 | $62,000 | $642,000 |
| Application Withdrawn By Applicant | 512 | $132,965,000 | $259,000 | $4,300,000 | $69,000 | $750,000 |
| Loan Purchased By The Institution | 95 | $14,377,000 | $151,000 | $470,000 | $71,000 | $1,390,000 |
| File Closed For Incompleteness | 62 | $17,969,000 | $289,000 | $2,200,000 | $103,000 | $1,493,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 595 | $110,153,000 | $185,000 | $1,698,000 | $61,000 | $642,000 |
| Debt-To-Income Ratio | 305 | $59,135,000 | $193,000 | $1,700,000 | $60,000 | $435,000 |
| Collateral | 174 | $30,747,000 | $176,000 | $1,040,000 | $99,000 | $720,000 |
| Other | 162 | $32,100,000 | $198,000 | $1,320,000 | $87,000 | $1,293,000 |
| Employment History | 73 | $11,903,000 | $163,000 | $417,000 | $63,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 59 | $12,246,000 | $207,000 | $800,000 | $84,000 | $354,000 |
| Unverifiable Information | 35 | $6,468,000 | $184,000 | $572,000 | $74,000 | $339,000 |
| Credit Application Incomplete | 5 | $652,000 | $130,000 | $250,000 | $160,000 | $384,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid America Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mid America Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About