Mid-Continent Funding, Inc. Mortgage Lending & HMDA Data, 2019
In 2019, Mid-Continent Funding, Inc. of Columbia, MO reported 2,258 mortgage applications totaling $437.9 million, down 21% from 2018. The average application was for $193,941, and applicants reported an average income of $58,007. 41% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (84), Dallas-Plano-Irving, TX (59) and Tampa-St. Petersburg-Clearwater, FL (58) (applications in parentheses).
| Mortgage Company & Address | Mid-Continent Funding, Inc. 3401 W Broadway Business Park Ct Ste 213 Columbia, MO 65203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 2,258 |
| Total Mortgage Loan Application Amount | $437,920,000 |
| Average Mortgage Loan Application Amount | $193,941 |
| Highest Mortgage Loan Application Amount | $1,445,000 |
| Average Applicant Income | $58,007 |
| Highest Applicant Income | $702,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mid-Continent Funding, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 304 | $ 43,630,000 | $ 143,519 | $ 51,388 |
| Atlanta-Sandy Springs-Roswell, GA | 84 | $ 18,270,000 | $ 217,500 | $ 69,000 |
| Dallas-Plano-Irving, TX | 59 | $ 10,435,000 | $ 176,864 | $ 45,000 |
| Tampa-St. Petersburg-Clearwater, FL | 58 | $ 10,620,000 | $ 183,103 | $ 53,000 |
| Houston-The Woodlands-Sugar Land, TX | 55 | $ 9,495,000 | $ 172,636 | $ 70,000 |
| Jacksonville, FL | 43 | $ 7,895,000 | $ 183,604 | $ 66,000 |
| Phoenix-Mesa-Scottsdale, AZ | 37 | $ 7,505,000 | $ 202,837 | $ 60,000 |
| Charlotte-Concord-Gastonia, NC-SC | 33 | $ 6,565,000 | $ 198,939 | $ 61,484 |
| Orlando-Kissimmee-Sanford, FL | 33 | $ 7,085,000 | $ 214,696 | $ 59,000 |
| San Antonio-New Braunfels, TX | 32 | $ 5,550,000 | $ 173,437 | $ 53,000 |
| North Port-Sarasota-Bradenton, FL | 31 | $ 7,275,000 | $ 234,677 | $ 59,000 |
| Riverside-San Bernardino-Ontario, CA | 28 | $ 6,640,000 | $ 237,142 | $ 58,000 |
| Fort Worth-Arlington, TX | 27 | $ 5,525,000 | $ 204,629 | $ 93,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 25 | $ 5,125,000 | $ 205,000 | $ 58,000 |
| Columbia, MO | 24 | $ 4,010,000 | $ 167,083 | $ 73,000 |
| Kansas City, MO-KS | 24 | $ 4,030,000 | $ 167,916 | $ 62,625 |
| Denver-Aurora-Lakewood, CO | 22 | $ 8,410,000 | $ 382,272 | $ 69,000 |
| Philadelphia, PA | 21 | $ 2,925,000 | $ 139,285 | $ 49,000 |
| St. Louis, MO-IL | 21 | $ 2,975,000 | $ 141,666 | $ 56,142 |
| Birmingham-Hoover, AL | 20 | $ 2,830,000 | $ 141,500 | $ 77,000 |
| Charleston-North Charleston, SC | 19 | $ 3,815,000 | $ 200,789 | $ 70,000 |
| Chicago-Naperville, IL | 19 | $ 4,375,000 | $ 230,263 | $ 72,000 |
| Los Angeles-Long Beach-Glendale, CA | 19 | $ 7,715,000 | $ 406,052 | $ 60,000 |
| Palm Bay-Melbourne-Titusville, FL | 19 | $ 3,145,000 | $ 165,526 | $ 36,000 |
| Clarksville, TN-KY | 18 | $ 2,870,000 | $ 159,444 | $ 45,000 |
| Columbia, SC | 18 | $ 3,440,000 | $ 191,111 | $ 61,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 18 | $ 3,490,000 | $ 193,888 | $ 54,000 |
| Lakeland-Winter Haven, FL | 18 | $ 3,850,000 | $ 213,888 | $ 57,000 |
| Miami-Miami Beach-Kendall, FL | 18 | $ 3,840,000 | $ 213,333 | $ 51,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 18 | $ 4,840,000 | $ 268,888 | $ 42,000 |
| Fayetteville, NC | 17 | $ 2,795,000 | $ 164,411 | $ 57,000 |
| Indianapolis-Carmel-Anderson, IN | 17 | $ 2,855,000 | $ 167,941 | $ 52,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 17 | $ 5,065,000 | $ 297,941 | $ 57,882 |
| Austin-Round Rock, TX | 16 | $ 3,880,000 | $ 242,500 | $ 51,000 |
| Cape Coral-Fort Myers, FL | 16 | $ 2,850,000 | $ 178,125 | $ 43,000 |
| Colorado Springs, CO | 16 | $ 4,320,000 | $ 270,000 | $ 46,000 |
| Savannah, GA | 16 | $ 2,750,000 | $ 171,875 | $ 44,000 |
| Baltimore-Columbia-Towson, MD | 15 | $ 3,495,000 | $ 233,000 | $ 71,000 |
| Memphis, TN-MS-AR | 15 | $ 3,235,000 | $ 215,666 | $ 59,066 |
| Montgomery County-Bucks County-Chester County, PA | 15 | $ 2,585,000 | $ 172,333 | $ 63,000 |
| Augusta-Richmond County, GA-SC | 14 | $ 2,230,000 | $ 159,285 | $ 70,857 |
| Baton Rouge, LA | 14 | $ 1,880,000 | $ 134,285 | $ 63,000 |
| Raleigh, NC | 14 | $ 2,590,000 | $ 185,000 | $ 53,000 |
| New York-Newark, NY | 13 | $ 3,465,000 | $ 266,538 | $ 57,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 13 | $ 4,145,000 | $ 318,846 | $ 61,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 12 | $ 2,410,000 | $ 200,833 | $ 46,000 |
| Pittsburgh, PA | 12 | $ 1,980,000 | $ 165,000 | $ 47,000 |
| San Diego-Carlsbad, CA | 12 | $ 5,090,000 | $ 424,166 | $ 46,000 |
| Seattle-Bellevue-Everett, WA | 12 | $ 4,470,000 | $ 372,500 | $ 73,000 |
| Boston, MA | 11 | $ 3,805,000 | $ 345,909 | $ 83,000 |
| Cambridge-Newton-Framingham, MA | 11 | $ 3,505,000 | $ 318,636 | $ 45,000 |
| Cleveland-Elyria, OH | 10 | $ 1,880,000 | $ 188,000 | $ 59,000 |
| Greensboro-High Point, NC | 10 | $ 2,170,000 | $ 217,000 | $ 54,000 |
| Huntsville, AL | 10 | $ 2,090,000 | $ 209,000 | $ 75,000 |
| Knoxville, TN | 10 | $ 1,820,000 | $ 182,000 | $ 54,000 |
| New Orleans-Metairie, LA | 10 | $ 2,020,000 | $ 202,000 | $ 86,000 |
| Oakland-Hayward-Berkeley, CA | 10 | $ 3,120,000 | $ 312,000 | $ 60,000 |
| Pensacola-Ferry Pass-Brent, FL | 10 | $ 1,930,000 | $ 193,000 | $ 59,000 |
| Port St. Lucie, FL | 10 | $ 2,200,000 | $ 220,000 | $ 70,000 |
| Beaumont-Port Arthur, TX | 9 | $ 885,000 | $ 98,333 | $ 60,000 |
| Daphne-Fairhope-Foley, AL | 9 | $ 1,715,000 | $ 190,555 | $ 66,000 |
| El Paso, TX | 9 | $ 1,445,000 | $ 160,555 | $ 46,000 |
| Greenville-Anderson-Mauldin, SC | 9 | $ 1,245,000 | $ 138,333 | $ 32,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 9 | $ 1,855,000 | $ 206,111 | $ 52,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 8 | $ 1,720,000 | $ 215,000 | $ 87,000 |
| Camden, NJ | 8 | $ 1,330,000 | $ 166,250 | $ 54,000 |
| Crestview-Fort Walton Beach-Destin, FL | 8 | $ 1,480,000 | $ 185,000 | $ 60,000 |
| Jackson, MS | 8 | $ 910,000 | $ 113,750 | $ 50,000 |
| Lake Havasu City-Kingman, AZ | 8 | $ 1,310,000 | $ 163,750 | $ 41,000 |
| Little Rock-North Little Rock-Conway, AR | 8 | $ 1,000,000 | $ 125,000 | $ 66,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 8 | $ 2,180,000 | $ 272,500 | $ 49,000 |
| Warner Robins, GA | 8 | $ 1,130,000 | $ 141,250 | $ 45,000 |
| Warren-Troy-Farmington Hills, MI | 8 | $ 1,480,000 | $ 185,000 | $ 57,000 |
| Amarillo, TX | 7 | $ 1,025,000 | $ 146,428 | $ 55,000 |
| Columbus, GA-AL | 7 | $ 785,000 | $ 112,142 | $ 50,000 |
| Columbus, OH | 7 | $ 855,000 | $ 122,142 | $ 44,000 |
| Gary, IN | 7 | $ 865,000 | $ 123,571 | $ 54,000 |
| Harrisburg-Carlisle, PA | 7 | $ 1,315,000 | $ 187,857 | $ 75,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 7 | $ 1,365,000 | $ 195,000 | $ 66,428 |
| New Bern, NC | 7 | $ 895,000 | $ 127,857 | $ 40,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 7 | $ 1,535,000 | $ 219,285 | $ 62,000 |
| Springfield, MO | 7 | $ 775,000 | $ 110,714 | $ 41,000 |
| Tucson, AZ | 7 | $ 1,965,000 | $ 280,714 | $ 110,000 |
| Worcester, MA-CT | 7 | $ 2,105,000 | $ 300,714 | $ 85,000 |
| York-Hanover, PA | 7 | $ 1,225,000 | $ 175,000 | $ 64,000 |
| Killeen-Temple, TX | 6 | $ 1,110,000 | $ 185,000 | $ 75,000 |
| Lafayette, LA | 6 | $ 710,000 | $ 118,333 | $ 64,000 |
| Macon-Bibb County, GA | 6 | $ 490,000 | $ 81,666 | $ 36,000 |
| Panama City, FL | 6 | $ 1,260,000 | $ 210,000 | $ 53,000 |
| Richmond, VA | 6 | $ 480,000 | $ 80,000 | $ 44,000 |
| Texarkana, TX-AR | 6 | $ 1,720,000 | $ 286,666 | $ 120,000 |
| Tyler, TX | 6 | $ 560,000 | $ 93,333 | $ 34,000 |
| Winston-Salem, NC | 6 | $ 780,000 | $ 130,000 | $ 65,000 |
| Detroit-Dearborn-Livonia, MI | 5 | $ 985,000 | $ 197,000 | $ 77,000 |
| Durham-Chapel Hill, NC | 5 | $ 1,275,000 | $ 255,000 | $ 48,000 |
| Grand Junction, CO | 5 | $ 915,000 | $ 183,000 | $ 49,000 |
| Homosassa Springs, FL | 5 | $ 775,000 | $ 155,000 | $ 47,000 |
| Montgomery, AL | 5 | $ 755,000 | $ 151,000 | $ 81,000 |
| Newark, NJ-PA | 5 | $ 1,495,000 | $ 299,000 | $ 75,000 |
| Ocala, FL | 5 | $ 715,000 | $ 143,000 | $ 44,000 |
| Ogden-Clearfield, UT | 5 | $ 1,305,000 | $ 261,000 | $ 56,000 |
| Peoria, IL | 5 | $ 415,000 | $ 83,000 | $ 40,000 |
| Pueblo, CO | 5 | $ 555,000 | $ 111,000 | $ 24,000 |
| Santa Rosa, CA | 5 | $ 1,575,000 | $ 315,000 | $ 51,000 |
| Sebastian-Vero Beach, FL | 5 | $ 1,525,000 | $ 305,000 | $ 45,000 |
| Tuscaloosa, AL | 5 | $ 715,000 | $ 143,000 | $ 54,000 |
| Washington-Baltimore-Arlington, DC | 5 | $ 2,555,000 | $ 511,000 | $ 98,000 |
| Bakersfield, CA | 4 | $ 720,000 | $ 180,000 | $ 46,000 |
| Bremerton-Silverdale, WA | 4 | $ 940,000 | $ 235,000 | $ 55,000 |
| Cincinnati, OH-KY-IN | 4 | $ 810,000 | $ 202,500 | $ 76,000 |
| Fort Smith, AR-OK | 4 | $ 400,000 | $ 100,000 | $ 64,000 |
| Gainesville, FL | 4 | $ 620,000 | $ 155,000 | $ 107,000 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 560,000 | $ 140,000 | $ 36,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 4 | $ 540,000 | $ 135,000 | $ 44,000 |
| Jacksonville, NC | 4 | $ 570,000 | $ 142,500 | $ 62,000 |
| Jefferson City, MO | 4 | $ 580,000 | $ 145,000 | $ 72,000 |
| Johnson City, TN | 4 | $ 770,000 | $ 192,500 | $ 69,000 |
| Longview, TX | 4 | $ 430,000 | $ 107,500 | $ 38,000 |
| Naples-Immokalee-Marco Island, FL | 4 | $ 2,080,000 | $ 520,000 | $ 57,000 |
| Olympia-Tumwater, WA | 4 | $ 930,000 | $ 232,500 | $ 55,000 |
| Punta Gorda, FL | 4 | $ 450,000 | $ 112,500 | $ 46,000 |
| Salt Lake City, UT | 4 | $ 810,000 | $ 202,500 | $ 64,000 |
| Sherman-Denison, TX | 4 | $ 680,000 | $ 170,000 | $ 81,000 |
| Spokane-Spokane Valley, WA | 4 | $ 780,000 | $ 195,000 | $ 50,000 |
| Trenton, NJ | 4 | $ 900,000 | $ 225,000 | $ 113,000 |
| Wilmington, NC | 4 | $ 720,000 | $ 180,000 | $ 43,000 |
| Albany, GA | 3 | $ 355,000 | $ 118,333 | $ 51,000 |
| Anaheim-Santa Ana-Irvine, CA | 3 | $ 1,605,000 | $ 535,000 | $ 43,000 |
| Bangor, ME | 3 | $ 435,000 | $ 145,000 | $ 60,000 |
| Beckley, WV | 3 | $ 315,000 | $ 105,000 | $ 46,000 |
| Boise City, ID | 3 | $ 695,000 | $ 231,666 | $ 40,000 |
| Chattanooga, TN-GA | 3 | $ 775,000 | $ 258,333 | $ 76,000 |
| Cheyenne, WY | 3 | $ 995,000 | $ 331,666 | $ 76,000 |
| College Station-Bryan, TX | 3 | $ 535,000 | $ 178,333 | $ 59,000 |
| Corpus Christi, TX | 3 | $ 485,000 | $ 161,666 | $ 68,000 |
| Decatur, AL | 3 | $ 295,000 | $ 98,333 | $ 24,000 |
| Dothan, AL | 3 | $ 205,000 | $ 68,333 | $ 58,000 |
| Florence, SC | 3 | $ 375,000 | $ 125,000 | $ 58,000 |
| Fort Wayne, IN | 3 | $ 645,000 | $ 215,000 | $ 94,000 |
| Fresno, CA | 3 | $ 895,000 | $ 298,333 | $ 129,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 565,000 | $ 188,333 | $ 62,000 |
| Greeley, CO | 3 | $ 645,000 | $ 215,000 | $ 58,000 |
| Gulfport-Biloxi-Pascagoula, MS | 3 | $ 345,000 | $ 115,000 | $ 45,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 415,000 | $ 138,333 | $ 51,000 |
| Lincoln, NE | 3 | $ 535,000 | $ 178,333 | $ 98,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 375,000 | $ 125,000 | $ 48,000 |
| Merced, CA | 3 | $ 765,000 | $ 255,000 | $ 61,000 |
| Michigan City-La Porte, IN | 3 | $ 535,000 | $ 178,333 | $ 81,000 |
| New York-Jersey City-White Plains, NY-NJ | 3 | $ 995,000 | $ 331,666 | $ 29,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 965,000 | $ 321,666 | $ 30,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 3 | $ 685,000 | $ 228,333 | $ 55,000 |
| Reading, PA | 3 | $ 535,000 | $ 178,333 | $ 53,000 |
| Salinas, CA | 3 | $ 1,275,000 | $ 425,000 | $ 40,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 1,055,000 | $ 351,666 | $ 85,000 |
| Shreveport-Bossier City, LA | 3 | $ 365,000 | $ 121,666 | $ 47,000 |
| Spartanburg, SC | 3 | $ 685,000 | $ 228,333 | $ 51,000 |
| Sumter, SC | 3 | $ 505,000 | $ 168,333 | $ 71,000 |
| Tacoma-Lakewood, WA | 3 | $ 835,000 | $ 278,333 | $ 76,000 |
| Tallahassee, FL | 3 | $ 235,000 | $ 78,333 | $ 36,000 |
| Vallejo-Fairfield, CA | 3 | $ 865,000 | $ 288,333 | $ 29,000 |
| Waco, TX | 3 | $ 345,000 | $ 115,000 | $ 36,000 |
| Yuma, AZ | 3 | $ 225,000 | $ 75,000 | $ 38,000 |
| Abilene, TX | 2 | $ 210,000 | $ 105,000 | $ 48,000 |
| Albuquerque, NM | 2 | $ 640,000 | $ 320,000 | $ 79,000 |
| Alexandria, LA | 2 | $ 430,000 | $ 215,000 | $ 115,000 |
| Barnstable Town, MA | 2 | $ 540,000 | $ 270,000 | $ 57,000 |
| Bloomington, IL | 2 | $ 400,000 | $ 200,000 | $ 79,000 |
| Bloomington, IN | 2 | $ 190,000 | $ 95,000 | $ 31,000 |
| Charlottesville, VA | 2 | $ 320,000 | $ 160,000 | $ 44,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 200,000 | $ 100,000 | $ 60,000 |
| Dayton-Springfield-Kettering, OH | 2 | $ 320,000 | $ 160,000 | $ 54,000 |
| Elgin, IL | 2 | $ 410,000 | $ 205,000 | $ 62,000 |
| Erie, PA | 2 | $ 150,000 | $ 75,000 | $ 33,000 |
| Evansville, IN-KY | 2 | $ 260,000 | $ 130,000 | $ 38,000 |
| Flint, MI | 2 | $ 180,000 | $ 90,000 | $ 22,000 |
| Fort Collins, CO | 2 | $ 550,000 | $ 275,000 | $ 109,000 |
| Gadsden, AL | 2 | $ 270,000 | $ 135,000 | $ 41,000 |
| Goldsboro, NC | 2 | $ 440,000 | $ 220,000 | $ 46,000 |
| Hammond, LA | 2 | $ 210,000 | $ 105,000 | $ 42,000 |
| Hanford-Corcoran, CA | 2 | $ 420,000 | $ 210,000 | $ 64,000 |
| Hinesville, GA | 2 | $ 180,000 | $ 90,000 | $ 77,000 |
| Hot Springs, AR | 2 | $ 270,000 | $ 135,000 | $ 63,000 |
| Houma-Thibodaux, LA | 2 | $ 360,000 | $ 180,000 | $ 52,000 |
| Kokomo, IN | 2 | $ 130,000 | $ 65,000 | $ 59,000 |
| Lancaster, PA | 2 | $ 180,000 | $ 90,000 | $ 46,000 |
| Lebanon, PA | 2 | $ 250,000 | $ 125,000 | $ 40,000 |
| Lewiston, ID-WA | 2 | $ 230,000 | $ 115,000 | $ 19,000 |
| Morristown, TN | 2 | $ 280,000 | $ 140,000 | $ 49,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 430,000 | $ 215,000 | $ 52,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 540,000 | $ 270,000 | $ 101,000 |
| Prescott Valley-Prescott, AZ | 2 | $ 280,000 | $ 140,000 | $ 41,000 |
| Providence-Warwick, RI-MA | 2 | $ 300,000 | $ 150,000 | $ 32,000 |
| Provo-Orem, UT | 2 | $ 350,000 | $ 175,000 | $ 47,000 |
| Salem, OR | 2 | $ 400,000 | $ 200,000 | $ 37,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 870,000 | $ 435,000 | $ 29,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 270,000 | $ 135,000 | $ 56,000 |
| Sebring, FL | 2 | $ 650,000 | $ 325,000 | $ 87,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 180,000 | $ 90,000 | $ 54,000 |
| Springfield, IL | 2 | $ 170,000 | $ 85,000 | $ 32,000 |
| St. George, UT | 2 | $ 510,000 | $ 255,000 | $ 52,000 |
| Stockton-Lodi, CA | 2 | $ 640,000 | $ 320,000 | $ 48,000 |
| Valdosta, GA | 2 | $ 270,000 | $ 135,000 | $ 81,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 460,000 | $ 230,000 | $ 152,500 |
| Yuba City, CA | 2 | $ 470,000 | $ 235,000 | $ 68,000 |
| Albany, OR | 1 | $ 505,000 | $ 505,000 | $ 69,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Athens-Clarke County, GA | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 305,000 | $ 305,000 | $ 29,000 |
| Bay City, MI | 1 | $ 165,000 | $ 165,000 | $ 27,000 |
| Bend-Redmond, OR | 1 | $ 345,000 | $ 345,000 | $ 85,000 |
| Billings, MT | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Bloomsburg-Berwick, PA | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 375,000 | $ 375,000 | $ 152,000 |
| Champaign-Urbana, IL | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Charleston, WV | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Coeur D'Alene, ID | 1 | $ 155,000 | $ 155,000 | $ 22,000 |
| Columbus, IN | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Decatur, IL | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
| Eugene, OR | 1 | $ 125,000 | $ 125,000 | $ 17,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Gainesville, GA | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Gettysburg, PA | 1 | $ 365,000 | $ 365,000 | $ 164,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Idaho Falls, ID | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Jackson, MI | 1 | $ 295,000 | $ 295,000 | $ 61,000 |
| Janesville-Beloit, WI | 1 | $ 375,000 | $ 375,000 | $ 168,000 |
| Johnstown, PA | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Jonesboro, AR | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Joplin, MO | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Kennewick-Richland, WA | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Lafayette-West Lafayette, IN | 1 | $ 255,000 | $ 255,000 | $ 67,000 |
| Lake Charles, LA | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Lansing-East Lansing, MI | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
| Laredo, TX | 1 | $ 55,000 | $ 55,000 | $ 9,000 |
| Las Cruces, NM | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Madera, CA | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Madison, WI | 1 | $ 295,000 | $ 295,000 | $ 32,000 |
| Manhattan, KS | 1 | $ 315,000 | $ 315,000 | $ 210,000 |
| Mansfield, OH | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Medford, OR | 1 | $ 305,000 | $ 305,000 | $ 45,000 |
| Midland, MI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Mobile, AL | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Modesto, CA | 1 | $ 245,000 | $ 245,000 | $ 63,000 |
| Muncie, IN | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Niles-Benton Harbor, MI | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Ocean City, NJ | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Oshkosh-Neenah, WI | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Parkersburg-Vienna, WV | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Pine Bluff, AR | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Portland-South Portland, ME | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Roanoke, VA | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Rochester, MN | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Rocky Mount, NC | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 725,000 | $ 725,000 | $ 207,000 |
| Santa Fe, NM | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Sheboygan, WI | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| St. Cloud, MN | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| St. Joseph, MO-KS | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| State College, PA | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Terre Haute, IN | 1 | $ 65,000 | $ 65,000 | $ 19,000 |
| Toledo, OH | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Topeka, KS | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Visalia-Porterville, CA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Wichita Falls, TX | 1 | $ 375,000 | $ 375,000 | $ 109,000 |
| Wichita, KS | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Williamsport, PA | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Winchester, VA-WV | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Yakima, WA | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Mid-Continent Funding, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 844 | $173,220,000 | $205,000 | $765,000 | $69,000 | $524,000 |
| Refinancing | 814 | $138,490,000 | $170,000 | $1,275,000 | $36,000 | $470,000 |
| Cash-out Refinancing | 591 | $123,295,000 | $208,000 | $1,135,000 | $73,000 | $702,000 |
| Other Purpose | 9 | $2,915,000 | $323,000 | $1,445,000 | $33,000 | $79,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,317 | $252,765,000 | $191,000 | $1,445,000 | $56,000 | $470,000 |
| Not Provided | 468 | $97,470,000 | $208,000 | $1,065,000 | $65,000 | $702,000 |
| Black or African American | 307 | $51,055,000 | $166,000 | $555,000 | $53,000 | $250,000 |
| Hispanic | 131 | $26,665,000 | $203,000 | $635,000 | $62,000 | $247,000 |
| American Indian or Alaskan Native | 16 | $4,700,000 | $293,000 | $765,000 | $83,000 | $274,000 |
| Asian | 15 | $4,465,000 | $297,000 | $625,000 | $69,000 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $525,000 | $175,000 | $205,000 | $55,000 | $80,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 1,354 | $292,150,000 | $215,000 | $765,000 | $68,000 | $702,000 |
| FHA-insured (Federal Housing Administration) | 746 | $105,620,000 | $141,000 | $505,000 | $37,000 | $203,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 158 | $40,150,000 | $254,000 | $1,445,000 | $78,000 | $470,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 930 | $188,240,000 | $202,000 | $1,135,000 | $60,000 | $274,000 |
| Application Withdrawn By Applicant | 504 | $100,330,000 | $199,000 | $1,445,000 | $63,000 | $702,000 |
| File Closed For Incompleteness | 372 | $66,000,000 | $177,000 | $1,275,000 | $46,000 | $470,000 |
| Application Denied By Financial Institution | 344 | $63,740,000 | $185,000 | $635,000 | $58,000 | $524,000 |
| Application Approved But Not Accepted | 108 | $19,610,000 | $181,000 | $545,000 | $55,000 | $241,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,914 | $374,180,000 | $195,000 | $1,445,000 | $58,000 | $702,000 |
| Debt-To-Income Ratio | 74 | $14,530,000 | $196,000 | $555,000 | $45,000 | $109,000 |
| Credit History | 70 | $12,460,000 | $178,000 | $475,000 | $64,000 | $266,000 |
| Credit Application Incomplete | 60 | $12,680,000 | $211,000 | $635,000 | $63,000 | $261,000 |
| Collateral | 55 | $9,615,000 | $174,000 | $565,000 | $62,000 | $181,000 |
| Other | 45 | $7,245,000 | $161,000 | $375,000 | $52,000 | $124,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $2,970,000 | $148,000 | $515,000 | $60,000 | $132,000 |
| Unverifiable Information | 13 | $2,385,000 | $183,000 | $465,000 | $44,000 | $67,000 |
| Mortgage Insurance Denied | 5 | $1,125,000 | $225,000 | $295,000 | $70,000 | $98,000 |
| Employment History | 2 | $730,000 | $365,000 | $485,000 | $283,000 | $524,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid-Continent Funding, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mid-Continent Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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