Mid-Continent Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Mid-Continent Funding, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mid-Continent Funding, Inc. 3401 W Broadway Business Park Ct Ste 213 Columbia, MO 65203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 2,258 |
| Total Mortgage Loan Application Amount | $437,920,000 |
| Average Mortgage Loan Application Amount | $226,500 |
| Highest Mortgage Loan Application Amount | $1,445,000 |
| Average Applicant Income | $52,750 |
| Highest Applicant Income | $702,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Mid-Continent Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mid-Continent Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Mid-Continent Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mid-Continent Funding, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Mid-Continent Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mid-Continent Funding, Inc.'s mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 304 | $ 43,630,000 | $ 147,818 | $ 49,878 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 84 | $ 18,270,000 | $ 217,000 | $ 69,000 |
| DALLAS-PLANO-IRVING, TX | 59 | $ 10,435,000 | $ 176,000 | $ 45,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 58 | $ 10,620,000 | $ 183,000 | $ 53,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 55 | $ 9,495,000 | $ 172,000 | $ 70,000 |
| JACKSONVILLE, FL | 43 | $ 7,895,000 | $ 183,000 | $ 66,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 37 | $ 7,505,000 | $ 202,000 | $ 60,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 33 | $ 6,565,000 | $ 194,000 | $ 62,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 33 | $ 7,085,000 | $ 214,000 | $ 59,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 32 | $ 5,550,000 | $ 173,000 | $ 53,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 31 | $ 7,275,000 | $ 234,000 | $ 59,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 28 | $ 6,640,000 | $ 237,000 | $ 58,000 |
| FORT WORTH-ARLINGTON, TX | 27 | $ 5,525,000 | $ 204,000 | $ 93,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 25 | $ 5,125,000 | $ 205,000 | $ 58,000 |
| COLUMBIA, MO | 24 | $ 4,010,000 | $ 167,000 | $ 73,000 |
| KANSAS CITY, MO-KS | 24 | $ 4,030,000 | $ 189,000 | $ 64,500 |
| DENVER-AURORA-LAKEWOOD, CO | 22 | $ 8,410,000 | $ 382,000 | $ 69,000 |
| PHILADELPHIA, PA | 21 | $ 2,925,000 | $ 139,000 | $ 49,000 |
| ST. LOUIS, MO-IL | 21 | $ 2,975,000 | $ 134,500 | $ 60,000 |
| BIRMINGHAM-HOOVER, AL | 20 | $ 2,830,000 | $ 141,000 | $ 77,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 19 | $ 3,815,000 | $ 200,000 | $ 70,000 |
| CHICAGO-NAPERVILLE, IL | 19 | $ 4,375,000 | $ 230,000 | $ 72,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 19 | $ 7,715,000 | $ 406,000 | $ 60,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 19 | $ 3,145,000 | $ 165,000 | $ 36,000 |
| CLARKSVILLE, TN-KY | 18 | $ 2,870,000 | $ 159,000 | $ 45,000 |
| COLUMBIA, SC | 18 | $ 3,440,000 | $ 191,000 | $ 61,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 18 | $ 3,490,000 | $ 193,000 | $ 54,000 |
| LAKELAND-WINTER HAVEN, FL | 18 | $ 3,850,000 | $ 213,000 | $ 57,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 18 | $ 3,840,000 | $ 213,000 | $ 51,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 18 | $ 4,840,000 | $ 268,000 | $ 42,000 |
| FAYETTEVILLE, NC | 17 | $ 2,795,000 | $ 164,000 | $ 57,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 17 | $ 2,855,000 | $ 167,000 | $ 52,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 17 | $ 5,065,000 | $ 317,333 | $ 41,000 |
| AUSTIN-ROUND ROCK, TX | 16 | $ 3,880,000 | $ 242,000 | $ 51,000 |
| CAPE CORAL-FORT MYERS, FL | 16 | $ 2,850,000 | $ 178,000 | $ 43,000 |
| COLORADO SPRINGS, CO | 16 | $ 4,320,000 | $ 270,000 | $ 46,000 |
| SAVANNAH, GA | 16 | $ 2,750,000 | $ 171,000 | $ 44,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 15 | $ 3,495,000 | $ 233,000 | $ 71,000 |
| MEMPHIS, TN-MS-AR | 15 | $ 3,235,000 | $ 223,333 | $ 69,666 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 15 | $ 2,585,000 | $ 172,000 | $ 63,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 14 | $ 2,230,000 | $ 162,500 | $ 71,500 |
| BATON ROUGE, LA | 14 | $ 1,880,000 | $ 134,000 | $ 63,000 |
| RALEIGH, NC | 14 | $ 2,590,000 | $ 185,000 | $ 53,000 |
| NEW YORK-NEWARK, NY | 13 | $ 3,465,000 | $ 266,000 | $ 57,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 13 | $ 4,145,000 | $ 318,000 | $ 61,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 12 | $ 2,410,000 | $ 200,000 | $ 46,000 |
| PITTSBURGH, PA | 12 | $ 1,980,000 | $ 165,000 | $ 47,000 |
| SAN DIEGO-CARLSBAD, CA | 12 | $ 5,090,000 | $ 424,000 | $ 46,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 12 | $ 4,470,000 | $ 372,000 | $ 73,000 |
| BOSTON, MA | 11 | $ 3,805,000 | $ 345,000 | $ 83,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 11 | $ 3,505,000 | $ 318,000 | $ 45,000 |
| CLEVELAND-ELYRIA, OH | 10 | $ 1,880,000 | $ 188,000 | $ 59,000 |
| GREENSBORO-HIGH POINT, NC | 10 | $ 2,170,000 | $ 217,000 | $ 54,000 |
| HUNTSVILLE, AL | 10 | $ 2,090,000 | $ 209,000 | $ 75,000 |
| KNOXVILLE, TN | 10 | $ 1,820,000 | $ 182,000 | $ 54,000 |
| NEW ORLEANS-METAIRIE, LA | 10 | $ 2,020,000 | $ 202,000 | $ 86,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 10 | $ 3,120,000 | $ 312,000 | $ 60,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 10 | $ 1,930,000 | $ 193,000 | $ 59,000 |
| PORT ST. LUCIE, FL | 10 | $ 2,200,000 | $ 220,000 | $ 70,000 |
| BEAUMONT-PORT ARTHUR, TX | 9 | $ 885,000 | $ 98,000 | $ 60,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 9 | $ 1,715,000 | $ 190,000 | $ 66,000 |
| EL PASO, TX | 9 | $ 1,445,000 | $ 160,000 | $ 46,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 9 | $ 1,245,000 | $ 138,000 | $ 32,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 9 | $ 1,855,000 | $ 236,000 | $ 52,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 8 | $ 1,720,000 | $ 215,000 | $ 87,000 |
| CAMDEN, NJ | 8 | $ 1,330,000 | $ 166,000 | $ 54,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 8 | $ 1,480,000 | $ 185,000 | $ 60,000 |
| JACKSON, MS | 8 | $ 910,000 | $ 113,000 | $ 50,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 8 | $ 1,310,000 | $ 163,000 | $ 41,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 8 | $ 1,000,000 | $ 125,000 | $ 66,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 8 | $ 2,180,000 | $ 272,000 | $ 49,000 |
| WARNER ROBINS, GA | 8 | $ 1,130,000 | $ 141,000 | $ 45,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 8 | $ 1,480,000 | $ 185,000 | $ 57,000 |
| AMARILLO, TX | 7 | $ 1,025,000 | $ 146,000 | $ 55,000 |
| COLUMBUS, GA-AL | 7 | $ 785,000 | $ 112,000 | $ 50,000 |
| COLUMBUS, OH | 7 | $ 855,000 | $ 122,000 | $ 44,000 |
| GARY, IN | 7 | $ 865,000 | $ 123,000 | $ 54,000 |
| HARRISBURG-CARLISLE, PA | 7 | $ 1,315,000 | $ 187,000 | $ 75,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 7 | $ 1,365,000 | $ 210,000 | $ 63,000 |
| NEW BERN, NC | 7 | $ 895,000 | $ 127,000 | $ 40,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 7 | $ 1,535,000 | $ 219,000 | $ 62,000 |
| SPRINGFIELD, MO | 7 | $ 775,000 | $ 110,000 | $ 41,000 |
| TUCSON, AZ | 7 | $ 1,965,000 | $ 280,000 | $ 110,000 |
| WORCESTER, MA-CT | 7 | $ 2,105,000 | $ 300,000 | $ 85,000 |
| YORK-HANOVER, PA | 7 | $ 1,225,000 | $ 175,000 | $ 64,000 |
| KILLEEN-TEMPLE, TX | 6 | $ 1,110,000 | $ 185,000 | $ 75,000 |
| LAFAYETTE, LA | 6 | $ 710,000 | $ 118,000 | $ 64,000 |
| MACON-BIBB COUNTY, GA | 6 | $ 490,000 | $ 81,000 | $ 36,000 |
| PANAMA CITY, FL | 6 | $ 1,260,000 | $ 210,000 | $ 53,000 |
| RICHMOND, VA | 6 | $ 480,000 | $ 80,000 | $ 44,000 |
| TEXARKANA, TX-AR | 6 | $ 1,720,000 | $ 261,000 | $ 102,500 |
| TYLER, TX | 6 | $ 560,000 | $ 93,000 | $ 34,000 |
| WINSTON-SALEM, NC | 6 | $ 780,000 | $ 130,000 | $ 65,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 5 | $ 985,000 | $ 197,000 | $ 77,000 |
| DURHAM-CHAPEL HILL, NC | 5 | $ 1,275,000 | $ 255,000 | $ 48,000 |
| GRAND JUNCTION, CO | 5 | $ 915,000 | $ 183,000 | $ 49,000 |
| HOMOSASSA SPRINGS, FL | 5 | $ 775,000 | $ 155,000 | $ 47,000 |
| MONTGOMERY, AL | 5 | $ 755,000 | $ 151,000 | $ 81,000 |
| NEWARK, NJ-PA | 5 | $ 1,495,000 | $ 230,000 | $ 69,000 |
| OCALA, FL | 5 | $ 715,000 | $ 143,000 | $ 44,000 |
| OGDEN-CLEARFIELD, UT | 5 | $ 1,305,000 | $ 261,000 | $ 56,000 |
| PEORIA, IL | 5 | $ 415,000 | $ 83,000 | $ 40,000 |
| PUEBLO, CO | 5 | $ 555,000 | $ 111,000 | $ 24,000 |
| SANTA ROSA, CA | 5 | $ 1,575,000 | $ 315,000 | $ 51,000 |
| SEBASTIAN-VERO BEACH, FL | 5 | $ 1,525,000 | $ 305,000 | $ 45,000 |
| TUSCALOOSA, AL | 5 | $ 715,000 | $ 143,000 | $ 54,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 5 | $ 2,555,000 | $ 511,000 | $ 98,000 |
| BAKERSFIELD, CA | 4 | $ 720,000 | $ 180,000 | $ 46,000 |
| BREMERTON-SILVERDALE, WA | 4 | $ 940,000 | $ 235,000 | $ 55,000 |
| CINCINNATI, OH-KY-IN | 4 | $ 810,000 | $ 202,000 | $ 76,000 |
| FORT SMITH, AR-OK | 4 | $ 400,000 | $ 100,000 | $ 64,000 |
| GAINESVILLE, FL | 4 | $ 620,000 | $ 155,000 | $ 107,000 |
| HICKORY-LENOIR-MORGANTON, NC | 4 | $ 560,000 | $ 140,000 | $ 36,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 4 | $ 540,000 | $ 135,000 | $ 44,000 |
| JACKSONVILLE, NC | 4 | $ 570,000 | $ 142,000 | $ 62,000 |
| JEFFERSON CITY, MO | 4 | $ 580,000 | $ 145,000 | $ 72,000 |
| JOHNSON CITY, TN | 4 | $ 770,000 | $ 192,000 | $ 69,000 |
| LONGVIEW, TX | 4 | $ 430,000 | $ 107,000 | $ 38,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 4 | $ 2,080,000 | $ 520,000 | $ 57,000 |
| OLYMPIA-TUMWATER, WA | 4 | $ 930,000 | $ 232,000 | $ 55,000 |
| PUNTA GORDA, FL | 4 | $ 450,000 | $ 112,000 | $ 46,000 |
| SALT LAKE CITY, UT | 4 | $ 810,000 | $ 202,000 | $ 64,000 |
| SHERMAN-DENISON, TX | 4 | $ 680,000 | $ 170,000 | $ 81,000 |
| SPOKANE-SPOKANE VALLEY, WA | 4 | $ 780,000 | $ 195,000 | $ 50,000 |
| TRENTON, NJ | 4 | $ 900,000 | $ 225,000 | $ 113,000 |
| WILMINGTON, NC | 4 | $ 720,000 | $ 180,000 | $ 43,000 |
| ALBANY, GA | 3 | $ 355,000 | $ 118,000 | $ 51,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 3 | $ 1,605,000 | $ 535,000 | $ 43,000 |
| BANGOR, ME | 3 | $ 435,000 | $ 145,000 | $ 60,000 |
| BECKLEY, WV | 3 | $ 315,000 | $ 105,000 | $ 46,000 |
| BOISE CITY, ID | 3 | $ 695,000 | $ 231,000 | $ 40,000 |
| CHATTANOOGA, TN-GA | 3 | $ 775,000 | $ 258,000 | $ 76,000 |
| CHEYENNE, WY | 3 | $ 995,000 | $ 331,000 | $ 76,000 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 535,000 | $ 178,000 | $ 59,000 |
| CORPUS CHRISTI, TX | 3 | $ 485,000 | $ 161,000 | $ 68,000 |
| DECATUR, AL | 3 | $ 295,000 | $ 98,000 | $ 24,000 |
| DOTHAN, AL | 3 | $ 205,000 | $ 68,000 | $ 58,000 |
| FLORENCE, SC | 3 | $ 375,000 | $ 125,000 | $ 58,000 |
| FORT WAYNE, IN | 3 | $ 645,000 | $ 215,000 | $ 94,000 |
| FRESNO, CA | 3 | $ 895,000 | $ 298,000 | $ 129,000 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 565,000 | $ 188,000 | $ 62,000 |
| GREELEY, CO | 3 | $ 645,000 | $ 215,000 | $ 58,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 3 | $ 345,000 | $ 115,000 | $ 45,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 415,000 | $ 138,000 | $ 51,000 |
| LINCOLN, NE | 3 | $ 535,000 | $ 178,000 | $ 98,000 |
| MCALLEN-EDINBURG-MISSION, TX | 3 | $ 375,000 | $ 125,000 | $ 48,000 |
| MERCED, CA | 3 | $ 765,000 | $ 255,000 | $ 61,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 535,000 | $ 178,000 | $ 81,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 3 | $ 995,000 | $ 331,000 | $ 29,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 3 | $ 965,000 | $ 321,000 | $ 30,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 3 | $ 685,000 | $ 228,000 | $ 55,000 |
| READING, PA | 3 | $ 535,000 | $ 178,000 | $ 53,000 |
| SALINAS, CA | 3 | $ 1,275,000 | $ 425,000 | $ 40,000 |
| SANTA MARIA-SANTA BARBARA, CA | 3 | $ 1,055,000 | $ 351,000 | $ 85,000 |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $ 365,000 | $ 121,000 | $ 47,000 |
| SPARTANBURG, SC | 3 | $ 685,000 | $ 228,000 | $ 51,000 |
| SUMTER, SC | 3 | $ 505,000 | $ 168,000 | $ 71,000 |
| TACOMA-LAKEWOOD, WA | 3 | $ 835,000 | $ 278,000 | $ 76,000 |
| TALLAHASSEE, FL | 3 | $ 235,000 | $ 78,000 | $ 36,000 |
| VALLEJO-FAIRFIELD, CA | 3 | $ 865,000 | $ 288,000 | $ 29,000 |
| WACO, TX | 3 | $ 345,000 | $ 115,000 | $ 36,000 |
| YUMA, AZ | 3 | $ 225,000 | $ 75,000 | $ 38,000 |
| ABILENE, TX | 2 | $ 210,000 | $ 105,000 | $ 48,000 |
| ALBUQUERQUE, NM | 2 | $ 640,000 | $ 320,000 | $ 79,000 |
| ALEXANDRIA, LA | 2 | $ 430,000 | $ 215,000 | $ 115,000 |
| BARNSTABLE TOWN, MA | 2 | $ 540,000 | $ 270,000 | $ 57,000 |
| BLOOMINGTON, IL | 2 | $ 400,000 | $ 200,000 | $ 79,000 |
| BLOOMINGTON, IN | 2 | $ 190,000 | $ 95,000 | $ 31,000 |
| CHARLOTTESVILLE, VA | 2 | $ 320,000 | $ 160,000 | $ 44,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 200,000 | $ 100,000 | $ 60,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 2 | $ 320,000 | $ 160,000 | $ 54,000 |
| ELGIN, IL | 2 | $ 410,000 | $ 205,000 | $ 62,000 |
| ERIE, PA | 2 | $ 150,000 | $ 75,000 | $ 33,000 |
| EVANSVILLE, IN-KY | 2 | $ 260,000 | $ 130,000 | $ 38,000 |
| FLINT, MI | 2 | $ 180,000 | $ 90,000 | $ 22,000 |
| FORT COLLINS, CO | 2 | $ 550,000 | $ 275,000 | $ 109,000 |
| GADSDEN, AL | 2 | $ 270,000 | $ 135,000 | $ 41,000 |
| GOLDSBORO, NC | 2 | $ 440,000 | $ 220,000 | $ 46,000 |
| HAMMOND, LA | 2 | $ 210,000 | $ 105,000 | $ 42,000 |
| HANFORD-CORCORAN, CA | 2 | $ 420,000 | $ 210,000 | $ 64,000 |
| HINESVILLE, GA | 2 | $ 180,000 | $ 90,000 | $ 77,000 |
| HOT SPRINGS, AR | 2 | $ 270,000 | $ 135,000 | $ 63,000 |
| HOUMA-THIBODAUX, LA | 2 | $ 360,000 | $ 180,000 | $ 52,000 |
| KOKOMO, IN | 2 | $ 130,000 | $ 65,000 | $ 59,000 |
| LANCASTER, PA | 2 | $ 180,000 | $ 90,000 | $ 46,000 |
| LEBANON, PA | 2 | $ 250,000 | $ 125,000 | $ 40,000 |
| LEWISTON, ID-WA | 2 | $ 230,000 | $ 115,000 | $ 19,000 |
| MORRISTOWN, TN | 2 | $ 280,000 | $ 140,000 | $ 49,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 430,000 | $ 215,000 | $ 52,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 540,000 | $ 270,000 | $ 101,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 2 | $ 280,000 | $ 140,000 | $ 41,000 |
| PROVIDENCE-WARWICK, RI-MA | 2 | $ 300,000 | $ 150,000 | $ 32,000 |
| PROVO-OREM, UT | 2 | $ 350,000 | $ 175,000 | $ 47,000 |
| SALEM, OR | 2 | $ 400,000 | $ 200,000 | $ 37,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 2 | $ 870,000 | $ 435,000 | $ 29,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 2 | $ 270,000 | $ 135,000 | $ 56,000 |
| SEBRING, FL | 2 | $ 650,000 | $ 325,000 | $ 87,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 180,000 | $ 90,000 | $ 54,000 |
| SPRINGFIELD, IL | 2 | $ 170,000 | $ 85,000 | $ 32,000 |
| ST. GEORGE, UT | 2 | $ 510,000 | $ 255,000 | $ 52,000 |
| STOCKTON-LODI, CA | 2 | $ 640,000 | $ 320,000 | $ 48,000 |
| VALDOSTA, GA | 2 | $ 270,000 | $ 135,000 | $ 81,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 460,000 | $ 230,000 | $ 152,500 |
| YUBA CITY, CA | 2 | $ 470,000 | $ 235,000 | $ 68,000 |
| ALBANY, OR | 1 | $ 505,000 | $ 505,000 | $ 69,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 305,000 | $ 305,000 | $ 29,000 |
| BAY CITY, MI | 1 | $ 165,000 | $ 165,000 | $ 27,000 |
| BEND-REDMOND, OR | 1 | $ 345,000 | $ 345,000 | $ 85,000 |
| BILLINGS, MT | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 375,000 | $ 375,000 | $ 152,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| CHARLESTON, WV | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| COEUR D'ALENE, ID | 1 | $ 155,000 | $ 155,000 | $ 22,000 |
| COLUMBUS, IN | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| DECATUR, IL | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
| EUGENE, OR | 1 | $ 125,000 | $ 125,000 | $ 17,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| GAINESVILLE, GA | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| GETTYSBURG, PA | 1 | $ 365,000 | $ 365,000 | $ 164,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| IDAHO FALLS, ID | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| JACKSON, MI | 1 | $ 295,000 | $ 295,000 | $ 61,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 375,000 | $ 375,000 | $ 168,000 |
| JOHNSTOWN, PA | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| JONESBORO, AR | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| JOPLIN, MO | 1 | $ 35,000 | $ 35,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 255,000 | $ 255,000 | $ 67,000 |
| LAKE CHARLES, LA | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| LANSING-EAST LANSING, MI | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
| LAREDO, TX | 1 | $ 55,000 | $ 55,000 | $ 9,000 |
| LAS CRUCES, NM | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| MADERA, CA | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| MADISON, WI | 1 | $ 295,000 | $ 295,000 | $ 32,000 |
| MANHATTAN, KS | 1 | $ 315,000 | $ 315,000 | $ 210,000 |
| MANSFIELD, OH | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| MEDFORD, OR | 1 | $ 305,000 | $ 305,000 | $ 45,000 |
| MIDLAND, MI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| MOBILE, AL | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| MODESTO, CA | 1 | $ 245,000 | $ 245,000 | $ 63,000 |
| MUNCIE, IN | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| OCEAN CITY, NJ | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| PARKERSBURG-VIENNA, WV | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| PINE BLUFF, AR | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| ROANOKE, VA | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| ROCHESTER, MN | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| ROCKY MOUNT, NC | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 725,000 | $ 725,000 | $ 207,000 |
| SANTA FE, NM | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| SHEBOYGAN, WI | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| ST. CLOUD, MN | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| ST. JOSEPH, MO-KS | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| STATE COLLEGE, PA | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| TERRE HAUTE, IN | 1 | $ 65,000 | $ 65,000 | $ 19,000 |
| TOLEDO, OH | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| TOPEKA, KS | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| WICHITA FALLS, TX | 1 | $ 375,000 | $ 375,000 | $ 109,000 |
| WICHITA, KS | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| WILLIAMSPORT, PA | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| WINCHESTER, VA-WV | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| YAKIMA, WA | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Mid-Continent Funding, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 844 | $173,220,000 | $205,000 | $765,000 | $69,000 | $524,000 |
| Refinancing | 814 | $138,490,000 | $170,000 | $1,275,000 | $36,000 | $470,000 |
| Cash-out Refinancing | 591 | $123,295,000 | $208,000 | $1,135,000 | $73,000 | $702,000 |
| Other Purpose | 9 | $2,915,000 | $323,000 | $1,445,000 | $33,000 | $79,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,317 | $252,765,000 | $191,000 | $1,445,000 | $56,000 | $470,000 |
| Not Provided | 468 | $97,470,000 | $208,000 | $1,065,000 | $65,000 | $702,000 |
| Black or African American | 307 | $51,055,000 | $166,000 | $555,000 | $53,000 | $250,000 |
| Hispanic | 131 | $26,665,000 | $203,000 | $635,000 | $62,000 | $247,000 |
| American Indian or Alaskan Native | 16 | $4,700,000 | $293,000 | $765,000 | $83,000 | $274,000 |
| Asian | 15 | $4,465,000 | $297,000 | $625,000 | $69,000 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $525,000 | $175,000 | $205,000 | $55,000 | $80,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 1,354 | $292,150,000 | $215,000 | $765,000 | $68,000 | $702,000 |
| FHA-insured (Federal Housing Administration) | 746 | $105,620,000 | $141,000 | $505,000 | $37,000 | $203,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 158 | $40,150,000 | $254,000 | $1,445,000 | $78,000 | $470,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 930 | $188,240,000 | $202,000 | $1,135,000 | $60,000 | $274,000 |
| Application Withdrawn By Applicant | 504 | $100,330,000 | $199,000 | $1,445,000 | $63,000 | $702,000 |
| File Closed For Incompleteness | 372 | $66,000,000 | $177,000 | $1,275,000 | $46,000 | $470,000 |
| Application Denied By Financial Institution | 344 | $63,740,000 | $185,000 | $635,000 | $58,000 | $524,000 |
| Application Approved But Not Accepted | 108 | $19,610,000 | $181,000 | $545,000 | $55,000 | $241,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,914 | $374,180,000 | $195,000 | $1,445,000 | $58,000 | $702,000 |
| Debt-To-Income Ratio | 74 | $14,530,000 | $196,000 | $555,000 | $45,000 | $109,000 |
| Credit History | 70 | $12,460,000 | $178,000 | $475,000 | $64,000 | $266,000 |
| Credit Application Incomplete | 60 | $12,680,000 | $211,000 | $635,000 | $63,000 | $261,000 |
| Collateral | 55 | $9,615,000 | $174,000 | $565,000 | $62,000 | $181,000 |
| Other | 45 | $7,245,000 | $161,000 | $375,000 | $52,000 | $124,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $2,970,000 | $148,000 | $515,000 | $60,000 | $132,000 |
| Unverifiable Information | 13 | $2,385,000 | $183,000 | $465,000 | $44,000 | $67,000 |
| Mortgage Insurance Denied | 5 | $1,125,000 | $225,000 | $295,000 | $70,000 | $98,000 |
| Employment History | 2 | $730,000 | $365,000 | $485,000 | $283,000 | $524,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid-Continent Funding, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mid-Continent Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.