Midamerica National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Midamerica National Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midamerica National Bank 100 W. Elm Street Canton, IL 61520 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 280 |
| Total Mortgage Loan Application Amount | $30,230,000 |
| Average Mortgage Loan Application Amount | $101,250 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $106,500 |
| Highest Applicant Income | $1,634,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Midamerica National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midamerica National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Midamerica National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midamerica National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midamerica National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midamerica National Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Illinois | 106 | $ 9,460,000 | $ 89,000 | $ 83,000 |
| McDonough County Illinois | 34 | $ 3,530,000 | $ 103,000 | $ 148,000 |
| Marshall County Illinois | 14 | $ 1,420,000 | $ 101,000 | $ 86,000 |
| Peoria County Illinois | 9 | $ 1,255,000 | $ 139,000 | $ 118,000 |
| Knox County Illinois | 4 | $ 1,030,000 | $ 257,000 | $ 125,000 |
| Woodford County Illinois | 4 | $ 350,000 | $ 87,000 | $ 75,000 |
| Laurel County Kentucky | 4 | $ 280,000 | $ 70,000 | $ 51,000 |
| Maricopa County Arizona | 3 | $ 885,000 | $ 295,000 | $ 189,000 |
| Mason County Illinois | 3 | $ 365,000 | $ 121,000 | $ 122,000 |
| Kent County Michigan | 3 | $ 345,000 | $ 115,000 | $ 61,000 |
| Wayne County Michigan | 3 | $ 235,000 | $ 78,000 | $ 73,000 |
| Chester County Pennsylvania | 3 | $ 245,000 | $ 81,000 | $ 79,000 |
| Arapahoe County Colorado | 2 | $ 260,000 | $ 130,000 | $ 126,000 |
| Weld County Colorado | 2 | $ 250,000 | $ 125,000 | $ 74,000 |
| Ada County Idaho | 2 | $ 110,000 | $ 55,000 | $ 91,000 |
| Adams County Illinois | 2 | $ 400,000 | $ 200,000 | $ 125,000 |
| Cook County Illinois | 2 | $ 270,000 | $ 135,000 | $ 82,000 |
| Fayette County Illinois | 2 | $ 320,000 | $ 160,000 | $ 98,000 |
| Hancock County Illinois | 2 | $ 310,000 | $ 155,000 | $ 80,000 |
| Sangamon County Illinois | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Tazewell County Illinois | 2 | $ 520,000 | $ 260,000 | $ 148,000 |
| Anoka County Minnesota | 2 | $ 200,000 | $ 100,000 | $ 60,000 |
| Washington County Minnesota | 2 | $ 160,000 | $ 80,000 | $ 82,000 |
| Wright County Minnesota | 2 | $ 190,000 | $ 95,000 | $ 75,000 |
| Wood County Ohio | 2 | $ 130,000 | $ 65,000 | $ 61,000 |
| Cumberland County Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 56,000 |
| Elbert County Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Pinellas County Florida | 1 | $ 675,000 | $ 675,000 | $ 318,000 |
| Polk County Florida | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Henry County Georgia | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Franklin County Idaho | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Washington County Idaho | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Bureau County Illinois | 1 | $ 115,000 | $ 115,000 | $ 127,000 |
| Henry County Illinois | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| McLean County Illinois | 1 | $ 95,000 | $ 95,000 | $ 136,000 |
| Menard County Illinois | 1 | $ 95,000 | $ 95,000 | $ 445,000 |
| Putnam County Illinois | 1 | $ 45,000 | $ 45,000 | $ 160,000 |
| Lawrence County Indiana | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Morgan County Indiana | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Black Hawk County Iowa | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Bremer County Iowa | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Butler County Kansas | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Caldwell County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Clay County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Jackson County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 106,000 |
| Lincoln County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Allen County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 19,000 |
| Anne Arundel County Maryland | 1 | $ 125,000 | $ 125,000 | $ 128,000 |
| Harford County Maryland | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Barry County Michigan | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Eaton County Michigan | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Genesee County Michigan | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Grand Traverse County Michigan | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Livingston County Michigan | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Monroe County Michigan | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Oakland County Michigan | 1 | $ 75,000 | $ 75,000 | $ 86,000 |
| Ottawa County Michigan | 1 | $ 35,000 | $ 35,000 | $ 116,000 |
| Washtenaw County Michigan | 1 | $ 95,000 | $ 95,000 | $ 147,000 |
| Olmsted County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 94,000 |
| Camden County Missouri | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Cass County Missouri | 1 | $ 15,000 | $ 15,000 | $ 156,000 |
| Jefferson County Missouri | 1 | $ 15,000 | $ 15,000 | $ 95,000 |
| Moniteau County Missouri | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Morgan County Missouri | 1 | $ 65,000 | $ 65,000 | $ 236,000 |
| Ralls County Missouri | 1 | $ 65,000 | $ 65,000 | $ 141,000 |
| Gloucester County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Onondaga County New York | 1 | $ 95,000 | $ 95,000 | $ 110,000 |
| Saratoga County New York | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Gallia County Ohio | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Stark County Ohio | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Berks County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 115,000 |
| Greene County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 126,000 |
| Monroe County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 192,000 |
| Montgomery County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Somerset County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Carter County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Brazoria County Texas | 1 | $ 145,000 | $ 145,000 | $ 120,000 |
| Franklin County Virginia | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Newport News County Virginia | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Logan County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 118,000 |
| Dane County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| Dunn County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 366,000 |
| Kenosha County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Midamerica National Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 215 | $23,295,000 | $108,000 | $1,005,000 | $95,000 | $1,634,000 |
| Cash-out Refinancing | 39 | $4,355,000 | $111,000 | $675,000 | $97,000 | $318,000 |
| Refinancing | 15 | $1,975,000 | $131,000 | $455,000 | $150,000 | $1,021,000 |
| Home Improvement | 11 | $605,000 | $55,000 | $195,000 | $84,000 | $208,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 217 | $24,625,000 | $113,000 | $1,005,000 | $100,000 | $1,634,000 |
| Not Provided | 29 | $2,465,000 | $85,000 | $155,000 | $97,000 | $366,000 |
| Not applicable | 15 | $1,905,000 | $127,000 | $285,000 | $0 | $0 |
| Hispanic | 10 | $620,000 | $62,000 | $115,000 | $65,000 | $116,000 |
| Black or African American | 4 | $250,000 | $62,000 | $125,000 | $75,000 | $128,000 |
| Asian | 3 | $205,000 | $68,000 | $105,000 | $129,000 | $176,000 |
| American Indian or Alaskan Native | 2 | $160,000 | $80,000 | $85,000 | $78,000 | $93,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 279 | $30,115,000 | $107,000 | $1,005,000 | $98,000 | $1,634,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $115,000 | $115,000 | $115,000 | $94,000 | $94,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 155 | $18,615,000 | $120,000 | $1,005,000 | $111,000 | $1,634,000 |
| Application Approved But Not Accepted | 54 | $5,090,000 | $94,000 | $175,000 | $79,000 | $167,000 |
| Application Withdrawn By Applicant | 39 | $4,165,000 | $106,000 | $255,000 | $98,000 | $269,000 |
| Application Denied By Financial Institution | 29 | $1,995,000 | $68,000 | $475,000 | $72,000 | $222,000 |
| File Closed For Incompleteness | 3 | $365,000 | $121,000 | $195,000 | $119,000 | $183,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 280 | $30,230,000 | $107,000 | $1,005,000 | $98,000 | $1,634,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midamerica National Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midamerica National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.