Midcountry Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Midcountry Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midcountry Bank 7825 Washington Ave. S., Ste. 120 Bloomington, MN 55439 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,109 |
| Total Mortgage Loan Application Amount | $201,470,000 |
| Average Mortgage Loan Application Amount | $197,666 |
| Highest Mortgage Loan Application Amount | $11,750,000 |
| Average Applicant Income | $88,333 |
| Highest Applicant Income | $1,428,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Midcountry Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midcountry Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Midcountry Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midcountry Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midcountry Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midcountry Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 268 | $ 65,320,000 | $ 243,000 | $ 69,000 |
| Dakota County Minnesota | 131 | $ 19,048,000 | $ 145,000 | $ 64,000 |
| Ramsey County Minnesota | 123 | $ 18,967,000 | $ 154,000 | $ 68,000 |
| Washington County Minnesota | 75 | $ 13,809,000 | $ 184,000 | $ 91,000 |
| McLeod County Minnesota | 52 | $ 5,853,000 | $ 112,000 | $ 64,000 |
| Anoka County Minnesota | 44 | $ 5,893,000 | $ 133,000 | $ 59,000 |
| Wright County Minnesota | 44 | $ 8,019,000 | $ 182,000 | $ 72,000 |
| Scott County Minnesota | 29 | $ 4,300,000 | $ 148,000 | $ 68,000 |
| Carver County Minnesota | 25 | $ 5,659,000 | $ 226,000 | $ 95,000 |
| Crow Wing County Minnesota | 25 | $ 3,981,000 | $ 159,000 | $ 76,000 |
| Stearns County Minnesota | 24 | $ 5,521,000 | $ 230,000 | $ 100,000 |
| Williamson County Illinois | 21 | $ 1,479,000 | $ 70,000 | $ 61,000 |
| Meeker County Minnesota | 21 | $ 3,690,000 | $ 175,000 | $ 80,000 |
| Sibley County Minnesota | 19 | $ 1,573,000 | $ 82,000 | $ 123,000 |
| Franklin County Illinois | 16 | $ 966,000 | $ 60,000 | $ 49,000 |
| Isanti County Minnesota | 10 | $ 1,497,000 | $ 149,000 | $ 69,000 |
| Chisago County Minnesota | 9 | $ 1,704,000 | $ 189,000 | $ 77,000 |
| Sherburne County Minnesota | 9 | $ 1,798,000 | $ 199,000 | $ 75,000 |
| St. Croix County Wisconsin | 8 | $ 1,489,000 | $ 186,000 | $ 84,000 |
| Le Sueur County Minnesota | 7 | $ 1,090,000 | $ 155,000 | $ 45,000 |
| Burnett County Wisconsin | 7 | $ 1,094,000 | $ 156,000 | $ 102,000 |
| Washburn County Wisconsin | 6 | $ 828,000 | $ 138,000 | $ 91,000 |
| Beltrami County Minnesota | 5 | $ 5,322,000 | $ 1,064,000 | $ 66,000 |
| Benton County Minnesota | 5 | $ 644,000 | $ 128,000 | $ 91,000 |
| Clay County Minnesota | 5 | $ 397,000 | $ 79,000 | $ 86,000 |
| Rice County Minnesota | 5 | $ 535,000 | $ 107,000 | $ 47,000 |
| Massac County Illinois | 4 | $ 168,000 | $ 42,000 | $ 33,000 |
| Aitkin County Minnesota | 4 | $ 872,000 | $ 218,000 | $ 103,000 |
| Kandiyohi County Minnesota | 4 | $ 353,000 | $ 88,000 | $ 42,000 |
| Olmsted County Minnesota | 4 | $ 682,000 | $ 170,000 | $ 55,000 |
| Renville County Minnesota | 4 | $ 731,000 | $ 182,000 | $ 100,000 |
| Union County Illinois | 3 | $ 272,000 | $ 90,000 | $ 59,000 |
| Cass County Minnesota | 3 | $ 447,000 | $ 149,000 | $ 42,000 |
| Morrison County Minnesota | 3 | $ 521,000 | $ 173,000 | $ 79,000 |
| Nicollet County Minnesota | 3 | $ 321,000 | $ 107,000 | $ 55,000 |
| Steele County Minnesota | 3 | $ 507,000 | $ 169,000 | $ 76,000 |
| Polk County Wisconsin | 3 | $ 342,000 | $ 114,000 | $ 61,000 |
| Faulkner County Arkansas | 2 | $ 153,000 | $ 76,000 | $ 50,000 |
| San Diego County California | 2 | $ 1,005,000 | $ 502,000 | $ 68,000 |
| Alexander County Illinois | 2 | $ 76,000 | $ 38,000 | $ 48,000 |
| Jackson County Illinois | 2 | $ 162,000 | $ 81,000 | $ 76,000 |
| Jefferson County Illinois | 2 | $ 132,000 | $ 66,000 | $ 50,000 |
| St. Joseph County Indiana | 2 | $ 151,000 | $ 75,000 | $ 60,000 |
| Becker County Minnesota | 2 | $ 207,000 | $ 103,000 | $ 74,000 |
| Cook County Minnesota | 2 | $ 691,000 | $ 345,000 | $ 250,000 |
| Mower County Minnesota | 2 | $ 135,000 | $ 67,000 | $ 33,000 |
| Pine County Minnesota | 2 | $ 262,000 | $ 131,000 | $ 128,000 |
| Polk County Minnesota | 2 | $ 128,000 | $ 64,000 | $ 48,000 |
| Tarrant County Texas | 2 | $ 254,000 | $ 127,000 | $ 209,000 |
| Montgomery County Alabama | 1 | $ 299,000 | $ 299,000 | $ 72,000 |
| Pima County Arizona | 1 | $ 101,000 | $ 101,000 | $ 47,000 |
| Pulaski County Arkansas | 1 | $ 370,000 | $ 370,000 | $ 76,000 |
| Denver County Colorado | 1 | $ 525,000 | $ 525,000 | $ 114,000 |
| New Castle County Delaware | 1 | $ 258,000 | $ 258,000 | $ 68,000 |
| Clay County Florida | 1 | $ 363,000 | $ 363,000 | $ 118,000 |
| Collier County Florida | 1 | $ 100,000 | $ 100,000 | $ 82,000 |
| Manatee County Florida | 1 | $ 347,000 | $ 347,000 | $ 154,000 |
| Pasco County Florida | 1 | $ 67,000 | $ 67,000 | $ 20,000 |
| Bibb County Georgia | 1 | $ 170,000 | $ 170,000 | $ 38,000 |
| Gwinnett County Georgia | 1 | $ 200,000 | $ 200,000 | $ 96,000 |
| Gallatin County Illinois | 1 | $ 15,000 | $ 15,000 | $ 123,000 |
| Hamilton County Illinois | 1 | $ 67,000 | $ 67,000 | $ 57,000 |
| Johnson County Illinois | 1 | $ 7,000 | $ 7,000 | $ 117,000 |
| Pope County Illinois | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Saline County Illinois | 1 | $ 5,000 | $ 5,000 | $ 13,000 |
| Winnebago County Illinois | 1 | $ 98,000 | $ 98,000 | $ 79,000 |
| Hendricks County Indiana | 1 | $ 424,000 | $ 424,000 | $ 150,000 |
| Allamakee County Iowa | 1 | $ 42,000 | $ 42,000 | $ 162,000 |
| Floyd County Iowa | 1 | $ 95,000 | $ 95,000 | $ 118,000 |
| Geary County Kansas | 1 | $ 176,000 | $ 176,000 | $ 78,000 |
| Trigg County Kentucky | 1 | $ 162,000 | $ 162,000 | $ 63,000 |
| Jefferson County Louisiana | 1 | $ 320,000 | $ 320,000 | $ 190,000 |
| St. Martin County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| St. Tammany County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Berkshire County Massachusetts | 1 | $ 938,000 | $ 938,000 | $ 194,000 |
| Wayne County Michigan | 1 | $ 36,000 | $ 36,000 | $ 51,000 |
| Brown County Minnesota | 1 | $ 107,000 | $ 107,000 | $ 115,000 |
| Dodge County Minnesota | 1 | $ 181,000 | $ 181,000 | $ 104,000 |
| Faribault County Minnesota | 1 | $ 66,000 | $ 66,000 | $ 62,000 |
| Itasca County Minnesota | 1 | $ 96,000 | $ 96,000 | $ 90,000 |
| Kanabec County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 39,000 |
| Mille Lacs County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 51,000 |
| St. Louis County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 306,000 |
| Todd County Minnesota | 1 | $ 127,000 | $ 127,000 | $ 75,000 |
| Winona County Minnesota | 1 | $ 1,925,000 | $ 1,925,000 | $ 0 |
| Boone County Missouri | 1 | $ 129,000 | $ 129,000 | $ 42,000 |
| Platte County Missouri | 1 | $ 165,000 | $ 165,000 | $ 167,000 |
| Cumberland County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 98,000 |
| Harnett County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 91,000 |
| Scotland County North Carolina | 1 | $ 31,000 | $ 31,000 | $ 54,000 |
| Oklahoma County Oklahoma | 1 | $ 351,000 | $ 351,000 | $ 38,000 |
| Monroe County Pennsylvania | 1 | $ 416,000 | $ 416,000 | $ 143,000 |
| Venango County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 16,000 |
| York County Pennsylvania | 1 | $ 273,000 | $ 273,000 | $ 77,000 |
| Charleston County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 72,000 |
| Dorchester County South Carolina | 1 | $ 204,000 | $ 204,000 | $ 99,000 |
| Greenville County South Carolina | 1 | $ 208,000 | $ 208,000 | $ 38,000 |
| Bell County Texas | 1 | $ 127,000 | $ 127,000 | $ 67,000 |
| Harris County Texas | 1 | $ 31,000 | $ 31,000 | $ 22,000 |
| Suffolk County Virginia | 1 | $ 181,000 | $ 181,000 | $ 32,000 |
| Barron County Wisconsin | 1 | $ 424,000 | $ 424,000 | $ 193,000 |
| Jackson County Wisconsin | 1 | $ 143,000 | $ 143,000 | $ 51,000 |
| Pierce County Wisconsin | 1 | $ 850,000 | $ 850,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midcountry Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 882 | $137,840,000 | $156,000 | $10,425,000 | $66,000 | $684,000 |
| Refinancing | 199 | $59,775,000 | $300,000 | $11,750,000 | $98,000 | $1,428,000 |
| Home Improvement | 28 | $3,855,000 | $137,000 | $571,000 | $101,000 | $335,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 732 | $121,772,000 | $166,000 | $1,300,000 | $81,000 | $1,428,000 |
| Hispanic | 228 | $27,056,000 | $118,000 | $415,000 | $50,000 | $356,000 |
| Black or African American | 50 | $6,767,000 | $135,000 | $442,000 | $59,000 | $230,000 |
| Not Provided | 39 | $5,079,000 | $130,000 | $395,000 | $87,000 | $628,000 |
| Asian | 28 | $5,528,000 | $197,000 | $1,000,000 | $100,000 | $355,000 |
| Not applicable | 18 | $33,922,000 | $1,884,000 | $11,750,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $474,000 | $67,000 | $133,000 | $58,000 | $77,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $872,000 | $124,000 | $314,000 | $89,000 | $216,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 766 | $141,465,000 | $184,000 | $11,750,000 | $79,000 | $1,428,000 |
| FHA-insured (Federal Housing Administration) | 238 | $40,956,000 | $172,000 | $338,000 | $57,000 | $256,000 |
| VA-guaranteed (Veterans Administration) | 68 | $13,847,000 | $203,000 | $639,000 | $74,000 | $356,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 37 | $5,202,000 | $140,000 | $270,000 | $49,000 | $136,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 857 | $160,153,000 | $186,000 | $11,750,000 | $73,000 | $1,428,000 |
| Application Denied By Financial Institution | 124 | $19,135,000 | $154,000 | $938,000 | $66,000 | $356,000 |
| Application Withdrawn By Applicant | 102 | $17,754,000 | $174,000 | $1,050,000 | $81,000 | $415,000 |
| File Closed For Incompleteness | 12 | $1,775,000 | $147,000 | $400,000 | $56,000 | $119,000 |
| Application Approved But Not Accepted | 12 | $2,544,000 | $212,000 | $1,000,000 | $92,000 | $355,000 |
| Loan Purchased By The Institution | 2 | $109,000 | $54,000 | $104,000 | $44,000 | $44,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 56 | $8,560,000 | $152,000 | $566,000 | $71,000 | $356,000 |
| Other | 19 | $1,329,000 | $69,000 | $259,000 | $65,000 | $216,000 |
| Debt-To-Income Ratio | 18 | $4,050,000 | $225,000 | $938,000 | $54,000 | $194,000 |
| Collateral | 15 | $2,226,000 | $148,000 | $640,000 | $86,000 | $322,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,006,000 | $167,000 | $356,000 | $45,000 | $101,000 |
| Credit Application Incomplete | 5 | $805,000 | $161,000 | $294,000 | $55,000 | $77,000 |
| Employment History | 5 | $1,159,000 | $231,000 | $639,000 | $43,000 | $78,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midcountry Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midcountry Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.