Midcountry Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Midcountry Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midcountry Bank 2611 Blue Heron Dr. Marion, IL 62959 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,368 |
| Total Mortgage Loan Application Amount | $314,627,000 |
| Average Mortgage Loan Application Amount | $168,333 |
| Highest Mortgage Loan Application Amount | $2,555,000 |
| Average Applicant Income | $64,333 |
| Highest Applicant Income | $1,380,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Midcountry Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midcountry Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Midcountry Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midcountry Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midcountry Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midcountry Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 97 | $ 27,640,000 | $ 284,000 | $ 120,000 |
| Franklin County Illinois | 50 | $ 2,235,000 | $ 44,000 | $ 44,000 |
| Williamson County Illinois | 50 | $ 4,276,000 | $ 85,000 | $ 52,000 |
| McLeod County Minnesota | 48 | $ 5,510,000 | $ 114,000 | $ 50,000 |
| Ramsey County Minnesota | 44 | $ 9,547,000 | $ 216,000 | $ 72,000 |
| Dakota County Minnesota | 37 | $ 7,195,000 | $ 194,000 | $ 78,000 |
| Meeker County Minnesota | 36 | $ 4,612,000 | $ 128,000 | $ 53,000 |
| Maricopa County Arizona | 32 | $ 16,071,000 | $ 502,000 | $ 72,000 |
| Saline County Illinois | 32 | $ 2,283,000 | $ 71,000 | $ 49,000 |
| Jefferson County Illinois | 30 | $ 2,425,000 | $ 80,000 | $ 54,000 |
| Stearns County Minnesota | 27 | $ 4,502,000 | $ 166,000 | $ 95,000 |
| Anoka County Minnesota | 23 | $ 5,438,000 | $ 236,000 | $ 98,000 |
| San Juan County New Mexico | 22 | $ 6,286,000 | $ 285,000 | $ 75,000 |
| Itasca County Minnesota | 20 | $ 2,322,000 | $ 116,000 | $ 48,000 |
| Carver County Minnesota | 19 | $ 4,262,000 | $ 224,000 | $ 86,000 |
| Wright County Minnesota | 17 | $ 3,176,000 | $ 186,000 | $ 57,000 |
| Washington County Minnesota | 16 | $ 3,488,000 | $ 218,000 | $ 107,000 |
| Jackson County Illinois | 15 | $ 1,871,000 | $ 124,000 | $ 76,000 |
| Lee County Florida | 14 | $ 3,276,000 | $ 234,000 | $ 101,000 |
| Benton County Minnesota | 14 | $ 2,756,000 | $ 196,000 | $ 124,000 |
| Pinal County Arizona | 12 | $ 4,042,000 | $ 336,000 | $ 71,000 |
| Gallatin County Illinois | 12 | $ 593,000 | $ 49,000 | $ 37,000 |
| Los Angeles County California | 11 | $ 5,467,000 | $ 497,000 | $ 34,000 |
| Sibley County Minnesota | 11 | $ 783,000 | $ 71,000 | $ 48,000 |
| Scott County Minnesota | 10 | $ 2,659,000 | $ 265,000 | $ 72,000 |
| Olmsted County Minnesota | 7 | $ 833,000 | $ 119,000 | $ 46,000 |
| Washoe County Nevada | 7 | $ 2,598,000 | $ 371,000 | $ 74,000 |
| Pima County Arizona | 6 | $ 1,883,000 | $ 313,000 | $ 54,000 |
| Yavapai County Arizona | 6 | $ 1,966,000 | $ 327,000 | $ 41,000 |
| Hernando County Florida | 6 | $ 1,676,000 | $ 279,000 | $ 81,000 |
| Johnson County Illinois | 6 | $ 218,000 | $ 36,000 | $ 48,000 |
| Perry County Illinois | 6 | $ 447,000 | $ 74,000 | $ 51,000 |
| Renville County Minnesota | 6 | $ 570,000 | $ 95,000 | $ 54,000 |
| Whatcom County Washington | 6 | $ 1,786,000 | $ 297,000 | $ 80,000 |
| St. Croix County Wisconsin | 6 | $ 1,827,000 | $ 304,000 | $ 46,000 |
| Kern County California | 5 | $ 1,372,000 | $ 274,000 | $ 51,000 |
| San Bernardino County California | 5 | $ 1,893,000 | $ 378,000 | $ 37,000 |
| Massac County Illinois | 5 | $ 241,000 | $ 48,000 | $ 33,000 |
| Sherburne County Minnesota | 5 | $ 1,148,000 | $ 229,000 | $ 74,000 |
| Nye County Nevada | 5 | $ 1,186,000 | $ 237,000 | $ 65,000 |
| Westmoreland County Pennsylvania | 5 | $ 1,358,000 | $ 271,000 | $ 104,000 |
| Milwaukee County Wisconsin | 5 | $ 1,203,000 | $ 240,000 | $ 57,000 |
| Riverside County California | 4 | $ 2,077,000 | $ 519,000 | $ 175,000 |
| Marion County Florida | 4 | $ 1,050,000 | $ 262,000 | $ 59,000 |
| Pasco County Florida | 4 | $ 1,214,000 | $ 303,000 | $ 66,000 |
| Prince George's County Maryland | 4 | $ 1,596,000 | $ 399,000 | $ 42,000 |
| Isanti County Minnesota | 4 | $ 503,000 | $ 125,000 | $ 44,000 |
| Pine County Minnesota | 4 | $ 1,668,000 | $ 417,000 | $ 89,000 |
| Merrimack County New Hampshire | 4 | $ 1,403,000 | $ 350,000 | $ 106,000 |
| Strafford County New Hampshire | 4 | $ 679,000 | $ 169,000 | $ 47,000 |
| Sandoval County New Mexico | 4 | $ 1,553,000 | $ 388,000 | $ 75,000 |
| Snohomish County Washington | 4 | $ 1,449,000 | $ 362,000 | $ 63,000 |
| Pierce County Wisconsin | 4 | $ 1,599,000 | $ 399,000 | $ 105,000 |
| Cochise County Arizona | 3 | $ 633,000 | $ 211,000 | $ 129,000 |
| Yuma County Arizona | 3 | $ 1,062,000 | $ 354,000 | $ 106,000 |
| Calaveras County California | 3 | $ 913,000 | $ 304,000 | $ 25,000 |
| Lake County California | 3 | $ 849,000 | $ 283,000 | $ 36,000 |
| Orange County California | 3 | $ 1,891,000 | $ 630,000 | $ 0 |
| San Diego County California | 3 | $ 2,068,000 | $ 689,000 | $ 0 |
| Adams County Colorado | 3 | $ 621,000 | $ 207,000 | $ 52,000 |
| Orange County Florida | 3 | $ 899,000 | $ 299,000 | $ 126,000 |
| Polk County Florida | 3 | $ 663,000 | $ 221,000 | $ 28,000 |
| Fulton County Georgia | 3 | $ 1,027,000 | $ 342,000 | $ 103,000 |
| Cook County Illinois | 3 | $ 650,000 | $ 216,000 | $ 21,000 |
| Hardin County Illinois | 3 | $ 401,000 | $ 133,000 | $ 48,000 |
| Pulaski County Illinois | 3 | $ 248,000 | $ 82,000 | $ 71,000 |
| Oxford County Maine | 3 | $ 745,000 | $ 248,000 | $ 65,000 |
| Anne Arundel County Maryland | 3 | $ 1,070,000 | $ 356,000 | $ 51,000 |
| Lenawee County Michigan | 3 | $ 711,000 | $ 237,000 | $ 118,000 |
| Aitkin County Minnesota | 3 | $ 625,000 | $ 208,000 | $ 99,000 |
| Blue Earth County Minnesota | 3 | $ 399,000 | $ 133,000 | $ 50,000 |
| Kandiyohi County Minnesota | 3 | $ 364,000 | $ 121,000 | $ 54,000 |
| Mille Lacs County Minnesota | 3 | $ 806,000 | $ 268,000 | $ 159,000 |
| St. Louis County Minnesota | 3 | $ 478,000 | $ 159,000 | $ 47,000 |
| Todd County Minnesota | 3 | $ 446,000 | $ 148,000 | $ 50,000 |
| Carroll County New Hampshire | 3 | $ 630,000 | $ 210,000 | $ 47,000 |
| Greene County New York | 3 | $ 1,026,000 | $ 342,000 | $ 168,000 |
| Suffolk County New York | 3 | $ 1,274,000 | $ 424,000 | $ 95,000 |
| Lane County Oregon | 3 | $ 545,000 | $ 181,000 | $ 63,000 |
| Berkeley County South Carolina | 3 | $ 989,000 | $ 329,000 | $ 72,000 |
| Bell County Texas | 3 | $ 809,000 | $ 269,000 | $ 85,000 |
| El Paso County Texas | 3 | $ 896,000 | $ 298,000 | $ 95,000 |
| Harris County Texas | 3 | $ 671,000 | $ 223,000 | $ 100,000 |
| Pierce County Washington | 3 | $ 877,000 | $ 292,000 | $ 65,000 |
| Sawyer County Wisconsin | 3 | $ 677,000 | $ 225,000 | $ 154,000 |
| Waukesha County Wisconsin | 3 | $ 970,000 | $ 323,000 | $ 69,000 |
| Mohave County Arizona | 2 | $ 391,000 | $ 195,000 | $ 21,000 |
| Navajo County Arizona | 2 | $ 285,000 | $ 142,000 | $ 30,000 |
| San Joaquin County California | 2 | $ 497,000 | $ 248,000 | $ 60,000 |
| San Mateo County California | 2 | $ 1,186,000 | $ 593,000 | $ 0 |
| Santa Clara County California | 2 | $ 940,000 | $ 470,000 | $ 24,000 |
| Trinity County California | 2 | $ 748,000 | $ 374,000 | $ 0 |
| Ventura County California | 2 | $ 2,053,000 | $ 1,026,000 | $ 357,000 |
| El Paso County Colorado | 2 | $ 380,000 | $ 190,000 | $ 40,000 |
| La Plata County Colorado | 2 | $ 690,000 | $ 345,000 | $ 50,000 |
| Mesa County Colorado | 2 | $ 490,000 | $ 245,000 | $ 30,000 |
| Pueblo County Colorado | 2 | $ 360,000 | $ 180,000 | $ 72,000 |
| Charlotte County Florida | 2 | $ 1,472,000 | $ 736,000 | $ 20,000 |
| Hillsborough County Florida | 2 | $ 356,000 | $ 178,000 | $ 42,000 |
| Lake County Florida | 2 | $ 915,000 | $ 457,000 | $ 133,000 |
| Osceola County Florida | 2 | $ 833,000 | $ 416,000 | $ 45,000 |
| Volusia County Florida | 2 | $ 410,000 | $ 205,000 | $ 49,000 |
| Gwinnett County Georgia | 2 | $ 327,000 | $ 163,000 | $ 44,000 |
| Lee County Georgia | 2 | $ 426,000 | $ 213,000 | $ 65,000 |
| Washington County Illinois | 2 | $ 191,000 | $ 95,000 | $ 21,000 |
| Wayne County Illinois | 2 | $ 70,000 | $ 35,000 | $ 48,000 |
| LaPorte County Indiana | 2 | $ 323,000 | $ 161,000 | $ 54,000 |
| Bourbon County Kansas | 2 | $ 275,000 | $ 137,000 | $ 74,000 |
| Miami County Kansas | 2 | $ 493,000 | $ 246,000 | $ 88,000 |
| Montgomery County Maryland | 2 | $ 1,098,000 | $ 549,000 | $ 0 |
| Berkshire County Massachusetts | 2 | $ 495,000 | $ 247,000 | $ 24,000 |
| Jackson County Michigan | 2 | $ 515,000 | $ 257,000 | $ 73,000 |
| Marquette County Michigan | 2 | $ 130,000 | $ 65,000 | $ 38,000 |
| Shiawassee County Michigan | 2 | $ 547,000 | $ 273,000 | $ 42,000 |
| Chisago County Minnesota | 2 | $ 493,000 | $ 246,000 | $ 83,000 |
| Goodhue County Minnesota | 2 | $ 254,000 | $ 127,000 | $ 67,000 |
| Lake County Minnesota | 2 | $ 695,000 | $ 347,000 | $ 210,000 |
| Rice County Minnesota | 2 | $ 466,000 | $ 233,000 | $ 101,000 |
| Polk County Missouri | 2 | $ 455,000 | $ 227,000 | $ 65,000 |
| Flathead County Montana | 2 | $ 625,000 | $ 312,000 | $ 113,000 |
| Clark County Nevada | 2 | $ 514,000 | $ 257,000 | $ 75,000 |
| Lyon County Nevada | 2 | $ 990,000 | $ 495,000 | $ 0 |
| Belknap County New Hampshire | 2 | $ 426,000 | $ 213,000 | $ 51,000 |
| Rockingham County New Hampshire | 2 | $ 408,000 | $ 204,000 | $ 57,000 |
| Sullivan County New Hampshire | 2 | $ 515,000 | $ 257,000 | $ 60,000 |
| Mercer County New Jersey | 2 | $ 838,000 | $ 419,000 | $ 136,000 |
| Monmouth County New Jersey | 2 | $ 833,000 | $ 416,000 | $ 55,000 |
| Bernalillo County New Mexico | 2 | $ 699,000 | $ 349,000 | $ 115,000 |
| Grant County New Mexico | 2 | $ 686,000 | $ 343,000 | $ 88,000 |
| Santa Fe County New Mexico | 2 | $ 830,000 | $ 415,000 | $ 125,000 |
| Valencia County New Mexico | 2 | $ 479,000 | $ 239,000 | $ 0 |
| Monroe County New York | 2 | $ 700,000 | $ 350,000 | $ 92,000 |
| Wayne County New York | 2 | $ 244,000 | $ 122,000 | $ 48,000 |
| Columbus County North Carolina | 2 | $ 475,000 | $ 237,000 | $ 84,000 |
| Geauga County Ohio | 2 | $ 432,000 | $ 216,000 | $ 27,000 |
| Madison County Ohio | 2 | $ 320,000 | $ 160,000 | $ 51,000 |
| Rogers County Oklahoma | 2 | $ 350,000 | $ 175,000 | $ 49,000 |
| Allegheny County Pennsylvania | 2 | $ 741,000 | $ 370,000 | $ 142,000 |
| Luzerne County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 42,000 |
| Richland County South Carolina | 2 | $ 450,000 | $ 225,000 | $ 84,000 |
| Montgomery County Tennessee | 2 | $ 615,000 | $ 307,000 | $ 59,000 |
| Williamson County Tennessee | 2 | $ 640,000 | $ 320,000 | $ 98,000 |
| Bastrop County Texas | 2 | $ 356,000 | $ 178,000 | $ 91,000 |
| Brazoria County Texas | 2 | $ 806,000 | $ 403,000 | $ 48,000 |
| Collin County Texas | 2 | $ 640,000 | $ 320,000 | $ 132,000 |
| Fort Bend County Texas | 2 | $ 520,000 | $ 260,000 | $ 94,000 |
| Galveston County Texas | 2 | $ 764,000 | $ 382,000 | $ 131,000 |
| Liberty County Texas | 2 | $ 450,000 | $ 225,000 | $ 100,000 |
| Wise County Texas | 2 | $ 355,000 | $ 177,000 | $ 54,000 |
| Tooele County Utah | 2 | $ 464,000 | $ 232,000 | $ 17,000 |
| Clark County Washington | 2 | $ 1,278,000 | $ 639,000 | $ 0 |
| Chippewa County Wisconsin | 2 | $ 148,000 | $ 74,000 | $ 32,000 |
| Racine County Wisconsin | 2 | $ 649,000 | $ 324,000 | $ 86,000 |
| Sheboygan County Wisconsin | 2 | $ 503,000 | $ 251,000 | $ 82,000 |
| Waushara County Wisconsin | 2 | $ 687,000 | $ 343,000 | $ 100,000 |
| Campbell County Wyoming | 2 | $ 522,000 | $ 261,000 | $ 77,000 |
| Baldwin County Alabama | 1 | $ 350,000 | $ 350,000 | $ 97,000 |
| Chilton County Alabama | 1 | $ 300,000 | $ 300,000 | $ 85,000 |
| Elmore County Alabama | 1 | $ 248,000 | $ 248,000 | $ 79,000 |
| Etowah County Alabama | 1 | $ 111,000 | $ 111,000 | $ 24,000 |
| Jefferson County Alabama | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Madison County Alabama | 1 | $ 22,000 | $ 22,000 | $ 194,000 |
| Mobile County Alabama | 1 | $ 524,000 | $ 524,000 | $ 131,000 |
| St. Clair County Alabama | 1 | $ 210,000 | $ 210,000 | $ 60,000 |
| Matanuska-Susitna County Alaska | 1 | $ 317,000 | $ 317,000 | $ 0 |
| Coconino County Arizona | 1 | $ 349,000 | $ 349,000 | $ 91,000 |
| Graham County Arizona | 1 | $ 180,000 | $ 180,000 | $ 74,000 |
| Faulkner County Arkansas | 1 | $ 278,000 | $ 278,000 | $ 93,000 |
| Grant County Arkansas | 1 | $ 270,000 | $ 270,000 | $ 78,000 |
| Pope County Arkansas | 1 | $ 130,000 | $ 130,000 | $ 69,000 |
| Alameda County California | 1 | $ 374,000 | $ 374,000 | $ 77,000 |
| Amador County California | 1 | $ 300,000 | $ 300,000 | $ 60,000 |
| Contra Costa County California | 1 | $ 548,000 | $ 548,000 | $ 0 |
| Del Norte County California | 1 | $ 315,000 | $ 315,000 | $ 69,000 |
| El Dorado County California | 1 | $ 331,000 | $ 331,000 | $ 0 |
| Fresno County California | 1 | $ 483,000 | $ 483,000 | $ 0 |
| Imperial County California | 1 | $ 320,000 | $ 320,000 | $ 131,000 |
| Placer County California | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Plumas County California | 1 | $ 425,000 | $ 425,000 | $ 155,000 |
| San Luis Obispo County California | 1 | $ 489,000 | $ 489,000 | $ 0 |
| Shasta County California | 1 | $ 356,000 | $ 356,000 | $ 84,000 |
| Siskiyou County California | 1 | $ 340,000 | $ 340,000 | $ 87,000 |
| Sonoma County California | 1 | $ 400,000 | $ 400,000 | $ 85,000 |
| Tuolumne County California | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Boulder County Colorado | 1 | $ 387,000 | $ 387,000 | $ 129,000 |
| Douglas County Colorado | 1 | $ 871,000 | $ 871,000 | $ 61,000 |
| Garfield County Colorado | 1 | $ 450,000 | $ 450,000 | $ 110,000 |
| Gilpin County Colorado | 1 | $ 299,000 | $ 299,000 | $ 64,000 |
| Larimer County Colorado | 1 | $ 402,000 | $ 402,000 | $ 0 |
| Logan County Colorado | 1 | $ 136,000 | $ 136,000 | $ 112,000 |
| Montrose County Colorado | 1 | $ 216,000 | $ 216,000 | $ 72,000 |
| Rio Blanco County Colorado | 1 | $ 196,000 | $ 196,000 | $ 60,000 |
| Weld County Colorado | 1 | $ 285,000 | $ 285,000 | $ 111,000 |
| Fairfield County Connecticut | 1 | $ 417,000 | $ 417,000 | $ 127,000 |
| Hartford County Connecticut | 1 | $ 417,000 | $ 417,000 | $ 133,000 |
| Litchfield County Connecticut | 1 | $ 400,000 | $ 400,000 | $ 0 |
| New London County Connecticut | 1 | $ 549,000 | $ 549,000 | $ 89,000 |
| Sussex County Delaware | 1 | $ 230,000 | $ 230,000 | $ 58,000 |
| Alachua County Florida | 1 | $ 403,000 | $ 403,000 | $ 0 |
| Brevard County Florida | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Broward County Florida | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Clay County Florida | 1 | $ 168,000 | $ 168,000 | $ 53,000 |
| Duval County Florida | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Highlands County Florida | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Levy County Florida | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Martin County Florida | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Pinellas County Florida | 1 | $ 289,000 | $ 289,000 | $ 83,000 |
| Washington County Florida | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Bartow County Georgia | 1 | $ 157,000 | $ 157,000 | $ 106,000 |
| Bibb County Georgia | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Dougherty County Georgia | 1 | $ 311,000 | $ 311,000 | $ 0 |
| Henry County Georgia | 1 | $ 306,000 | $ 306,000 | $ 78,000 |
| Paulding County Georgia | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Richmond County Georgia | 1 | $ 160,000 | $ 160,000 | $ 39,000 |
| Seminole County Georgia | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Boundary County Idaho | 1 | $ 348,000 | $ 348,000 | $ 0 |
| Franklin County Idaho | 1 | $ 180,000 | $ 180,000 | $ 66,000 |
| Kootenai County Idaho | 1 | $ 331,000 | $ 331,000 | $ 0 |
| Latah County Idaho | 1 | $ 288,000 | $ 288,000 | $ 104,000 |
| Nez Perce County Idaho | 1 | $ 150,000 | $ 150,000 | $ 145,000 |
| Oneida County Idaho | 1 | $ 200,000 | $ 200,000 | $ 63,000 |
| Effingham County Illinois | 1 | $ 83,000 | $ 83,000 | $ 214,000 |
| Greene County Illinois | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| McHenry County Illinois | 1 | $ 410,000 | $ 410,000 | $ 122,000 |
| Menard County Illinois | 1 | $ 200,000 | $ 200,000 | $ 74,000 |
| Randolph County Illinois | 1 | $ 67,000 | $ 67,000 | $ 30,000 |
| Winnebago County Illinois | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Elkhart County Indiana | 1 | $ 200,000 | $ 200,000 | $ 36,000 |
| Henry County Indiana | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Lake County Indiana | 1 | $ 310,000 | $ 310,000 | $ 106,000 |
| Owen County Indiana | 1 | $ 142,000 | $ 142,000 | $ 73,000 |
| Putnam County Indiana | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Black Hawk County Iowa | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Madison County Iowa | 1 | $ 289,000 | $ 289,000 | $ 98,000 |
| Marshall County Iowa | 1 | $ 384,000 | $ 384,000 | $ 91,000 |
| Polk County Iowa | 1 | $ 250,000 | $ 250,000 | $ 86,000 |
| Leavenworth County Kansas | 1 | $ 435,000 | $ 435,000 | $ 119,000 |
| Lyon County Kansas | 1 | $ 197,000 | $ 197,000 | $ 69,000 |
| Wyandotte County Kansas | 1 | $ 300,000 | $ 300,000 | $ 97,000 |
| Garrard County Kentucky | 1 | $ 154,000 | $ 154,000 | $ 88,000 |
| Jefferson County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Spencer County Kentucky | 1 | $ 246,000 | $ 246,000 | $ 68,000 |
| Jefferson County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| Lafayette County Louisiana | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Terrebonne County Louisiana | 1 | $ 250,000 | $ 250,000 | $ 62,000 |
| Androscoggin County Maine | 1 | $ 266,000 | $ 266,000 | $ 111,000 |
| Lincoln County Maine | 1 | $ 102,000 | $ 102,000 | $ 20,000 |
| York County Maine | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Allegany County Maryland | 1 | $ 288,000 | $ 288,000 | $ 84,000 |
| Baltimore County Maryland | 1 | $ 320,000 | $ 320,000 | $ 112,000 |
| St. Mary's County Maryland | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Hampshire County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 67,000 |
| Nantucket County Massachusetts | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 450,000 | $ 450,000 | $ 104,000 |
| Suffolk County Massachusetts | 1 | $ 115,000 | $ 115,000 | $ 157,000 |
| Worcester County Massachusetts | 1 | $ 350,000 | $ 350,000 | $ 95,000 |
| Alcona County Michigan | 1 | $ 240,000 | $ 240,000 | $ 117,000 |
| Bay County Michigan | 1 | $ 170,000 | $ 170,000 | $ 67,000 |
| Calhoun County Michigan | 1 | $ 221,000 | $ 221,000 | $ 77,000 |
| Clinton County Michigan | 1 | $ 136,000 | $ 136,000 | $ 32,000 |
| Eaton County Michigan | 1 | $ 247,000 | $ 247,000 | $ 57,000 |
| Genesee County Michigan | 1 | $ 306,000 | $ 306,000 | $ 190,000 |
| Grand Traverse County Michigan | 1 | $ 299,000 | $ 299,000 | $ 102,000 |
| Kent County Michigan | 1 | $ 289,000 | $ 289,000 | $ 80,000 |
| Livingston County Michigan | 1 | $ 251,000 | $ 251,000 | $ 40,000 |
| Monroe County Michigan | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Muskegon County Michigan | 1 | $ 150,000 | $ 150,000 | $ 38,000 |
| Ottawa County Michigan | 1 | $ 153,000 | $ 153,000 | $ 64,000 |
| Tuscola County Michigan | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Van Buren County Michigan | 1 | $ 218,000 | $ 218,000 | $ 96,000 |
| Becker County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Beltrami County Minnesota | 1 | $ 296,000 | $ 296,000 | $ 90,000 |
| Cass County Minnesota | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Clay County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Crow Wing County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 57,000 |
| Dodge County Minnesota | 1 | $ 93,000 | $ 93,000 | $ 31,000 |
| Douglas County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 225,000 |
| Fillmore County Minnesota | 1 | $ 317,000 | $ 317,000 | $ 0 |
| Hubbard County Minnesota | 1 | $ 316,000 | $ 316,000 | $ 210,000 |
| Le Sueur County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 108,000 |
| Nicollet County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 103,000 |
| Otter Tail County Minnesota | 1 | $ 360,000 | $ 360,000 | $ 78,000 |
| Pennington County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Steele County Minnesota | 1 | $ 98,000 | $ 98,000 | $ 55,000 |
| Wabasha County Minnesota | 1 | $ 264,000 | $ 264,000 | $ 301,000 |
| Barry County Missouri | 1 | $ 110,000 | $ 110,000 | $ 31,000 |
| Butler County Missouri | 1 | $ 210,000 | $ 210,000 | $ 51,000 |
| Iron County Missouri | 1 | $ 128,000 | $ 128,000 | $ 23,000 |
| Jackson County Missouri | 1 | $ 270,000 | $ 270,000 | $ 84,000 |
| St. Clair County Missouri | 1 | $ 255,000 | $ 255,000 | $ 13,000 |
| Carbon County Montana | 1 | $ 200,000 | $ 200,000 | $ 40,000 |
| Hill County Montana | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Lake County Montana | 1 | $ 280,000 | $ 280,000 | $ 48,000 |
| Powell County Montana | 1 | $ 359,000 | $ 359,000 | $ 94,000 |
| Sanders County Montana | 1 | $ 134,000 | $ 134,000 | $ 44,000 |
| Cherry County Nebraska | 1 | $ 211,000 | $ 211,000 | $ 60,000 |
| Douglas County Nebraska | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
| Churchill County Nevada | 1 | $ 235,000 | $ 235,000 | $ 48,000 |
| Elko County Nevada | 1 | $ 321,000 | $ 321,000 | $ 90,000 |
| Humboldt County Nevada | 1 | $ 300,000 | $ 300,000 | $ 94,000 |
| Storey County Nevada | 1 | $ 377,000 | $ 377,000 | $ 139,000 |
| Cheshire County New Hampshire | 1 | $ 198,000 | $ 198,000 | $ 54,000 |
| Coos County New Hampshire | 1 | $ 145,000 | $ 145,000 | $ 28,000 |
| Grafton County New Hampshire | 1 | $ 270,000 | $ 270,000 | $ 95,000 |
| Bergen County New Jersey | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Essex County New Jersey | 1 | $ 623,000 | $ 623,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 380,000 | $ 380,000 | $ 154,000 |
| Middlesex County New Jersey | 1 | $ 563,000 | $ 563,000 | $ 0 |
| Lincoln County New Mexico | 1 | $ 180,000 | $ 180,000 | $ 64,000 |
| Socorro County New Mexico | 1 | $ 361,000 | $ 361,000 | $ 238,000 |
| Clinton County New York | 1 | $ 127,000 | $ 127,000 | $ 128,000 |
| Orange County New York | 1 | $ 417,000 | $ 417,000 | $ 75,000 |
| Otsego County New York | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Queens County New York | 1 | $ 560,000 | $ 560,000 | $ 0 |
| Saratoga County New York | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Sullivan County New York | 1 | $ 323,000 | $ 323,000 | $ 118,000 |
| Ulster County New York | 1 | $ 167,000 | $ 167,000 | $ 144,000 |
| Westchester County New York | 1 | $ 692,000 | $ 692,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 101,000 |
| Camden County North Carolina | 1 | $ 348,000 | $ 348,000 | $ 101,000 |
| Catawba County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 140,000 |
| Craven County North Carolina | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Gates County North Carolina | 1 | $ 326,000 | $ 326,000 | $ 72,000 |
| Madison County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 67,000 |
| Mecklenburg County North Carolina | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Pamlico County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Rowan County North Carolina | 1 | $ 453,000 | $ 453,000 | $ 108,000 |
| Ashtabula County Ohio | 1 | $ 245,000 | $ 245,000 | $ 47,000 |
| Auglaize County Ohio | 1 | $ 269,000 | $ 269,000 | $ 65,000 |
| Belmont County Ohio | 1 | $ 196,000 | $ 196,000 | $ 48,000 |
| Carroll County Ohio | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Clermont County Ohio | 1 | $ 180,000 | $ 180,000 | $ 78,000 |
| Columbiana County Ohio | 1 | $ 111,000 | $ 111,000 | $ 31,000 |
| Cuyahoga County Ohio | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Delaware County Ohio | 1 | $ 295,000 | $ 295,000 | $ 124,000 |
| Hocking County Ohio | 1 | $ 194,000 | $ 194,000 | $ 115,000 |
| Knox County Ohio | 1 | $ 162,000 | $ 162,000 | $ 78,000 |
| Licking County Ohio | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Lucas County Ohio | 1 | $ 267,000 | $ 267,000 | $ 93,000 |
| Pickaway County Ohio | 1 | $ 285,000 | $ 285,000 | $ 88,000 |
| Putnam County Ohio | 1 | $ 246,000 | $ 246,000 | $ 47,000 |
| Richland County Ohio | 1 | $ 187,000 | $ 187,000 | $ 61,000 |
| Summit County Ohio | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Trumbull County Ohio | 1 | $ 300,000 | $ 300,000 | $ 174,000 |
| Warren County Ohio | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Bryan County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Caddo County Oklahoma | 1 | $ 162,000 | $ 162,000 | $ 71,000 |
| Carter County Oklahoma | 1 | $ 234,000 | $ 234,000 | $ 60,000 |
| Comanche County Oklahoma | 1 | $ 192,000 | $ 192,000 | $ 73,000 |
| Tulsa County Oklahoma | 1 | $ 250,000 | $ 250,000 | $ 76,000 |
| Columbia County Oregon | 1 | $ 253,000 | $ 253,000 | $ 57,000 |
| Jackson County Oregon | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Josephine County Oregon | 1 | $ 330,000 | $ 330,000 | $ 104,000 |
| Klamath County Oregon | 1 | $ 285,000 | $ 285,000 | $ 135,000 |
| Linn County Oregon | 1 | $ 405,000 | $ 405,000 | $ 104,000 |
| Washington County Oregon | 1 | $ 153,000 | $ 153,000 | $ 51,000 |
| Berks County Pennsylvania | 1 | $ 217,000 | $ 217,000 | $ 46,000 |
| Carbon County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 38,000 |
| Franklin County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 34,000 |
| Greene County Pennsylvania | 1 | $ 149,000 | $ 149,000 | $ 65,000 |
| Lebanon County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 35,000 |
| Monroe County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Perry County Pennsylvania | 1 | $ 350,000 | $ 350,000 | $ 126,000 |
| Schuylkill County Pennsylvania | 1 | $ 156,000 | $ 156,000 | $ 58,000 |
| Wayne County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Newport County Rhode Island | 1 | $ 550,000 | $ 550,000 | $ 142,000 |
| Anderson County South Carolina | 1 | $ 189,000 | $ 189,000 | $ 120,000 |
| Dorchester County South Carolina | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 47,000 |
| Pickens County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 56,000 |
| York County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| McCook County South Dakota | 1 | $ 110,000 | $ 110,000 | $ 24,000 |
| Minnehaha County South Dakota | 1 | $ 90,000 | $ 90,000 | $ 120,000 |
| Pennington County South Dakota | 1 | $ 170,000 | $ 170,000 | $ 39,000 |
| Claiborne County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 42,000 |
| Davidson County Tennessee | 1 | $ 360,000 | $ 360,000 | $ 62,000 |
| Johnson County Tennessee | 1 | $ 252,000 | $ 252,000 | $ 52,000 |
| Loudon County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 113,000 |
| Robertson County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 61,000 |
| Shelby County Tennessee | 1 | $ 306,000 | $ 306,000 | $ 115,000 |
| Stewart County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 52,000 |
| Sumner County Tennessee | 1 | $ 536,000 | $ 536,000 | $ 137,000 |
| White County Tennessee | 1 | $ 263,000 | $ 263,000 | $ 44,000 |
| Burnet County Texas | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Colorado County Texas | 1 | $ 295,000 | $ 295,000 | $ 84,000 |
| Dallas County Texas | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Denton County Texas | 1 | $ 248,000 | $ 248,000 | $ 95,000 |
| Eastland County Texas | 1 | $ 153,000 | $ 153,000 | $ 75,000 |
| Henderson County Texas | 1 | $ 137,000 | $ 137,000 | $ 43,000 |
| Houston County Texas | 1 | $ 250,000 | $ 250,000 | $ 114,000 |
| La Salle County Texas | 1 | $ 250,000 | $ 250,000 | $ 96,000 |
| Lubbock County Texas | 1 | $ 141,000 | $ 141,000 | $ 68,000 |
| McLennan County Texas | 1 | $ 156,000 | $ 156,000 | $ 74,000 |
| Medina County Texas | 1 | $ 150,000 | $ 150,000 | $ 81,000 |
| Milam County Texas | 1 | $ 190,000 | $ 190,000 | $ 56,000 |
| Potter County Texas | 1 | $ 190,000 | $ 190,000 | $ 45,000 |
| Somervell County Texas | 1 | $ 288,000 | $ 288,000 | $ 98,000 |
| Wilson County Texas | 1 | $ 212,000 | $ 212,000 | $ 52,000 |
| Salt Lake County Utah | 1 | $ 274,000 | $ 274,000 | $ 118,000 |
| Utah County Utah | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Weber County Utah | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Chittenden County Vermont | 1 | $ 500,000 | $ 500,000 | $ 85,000 |
| Franklin County Vermont | 1 | $ 288,000 | $ 288,000 | $ 82,000 |
| Rutland County Vermont | 1 | $ 242,000 | $ 242,000 | $ 60,000 |
| Augusta County Virginia | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Bedford County Virginia | 1 | $ 300,000 | $ 300,000 | $ 144,000 |
| Bedford City County Virginia | 1 | $ 290,000 | $ 290,000 | $ 61,000 |
| Campbell County Virginia | 1 | $ 113,000 | $ 113,000 | $ 81,000 |
| Fairfax County Virginia | 1 | $ 525,000 | $ 525,000 | $ 105,000 |
| Fauquier County Virginia | 1 | $ 690,000 | $ 690,000 | $ 188,000 |
| Franklin County Virginia | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| King and Queen County Virginia | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Louisa County Virginia | 1 | $ 214,000 | $ 214,000 | $ 65,000 |
| Montgomery County Virginia | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Powhatan County Virginia | 1 | $ 513,000 | $ 513,000 | $ 88,000 |
| Prince William County Virginia | 1 | $ 544,000 | $ 544,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 128,000 | $ 128,000 | $ 33,000 |
| Suffolk County Virginia | 1 | $ 218,000 | $ 218,000 | $ 71,000 |
| Surry County Virginia | 1 | $ 221,000 | $ 221,000 | $ 85,000 |
| Chelan County Washington | 1 | $ 204,000 | $ 204,000 | $ 72,000 |
| Cowlitz County Washington | 1 | $ 300,000 | $ 300,000 | $ 51,000 |
| Jefferson County Washington | 1 | $ 274,000 | $ 274,000 | $ 69,000 |
| Klickitat County Washington | 1 | $ 332,000 | $ 332,000 | $ 89,000 |
| Lewis County Washington | 1 | $ 350,000 | $ 350,000 | $ 102,000 |
| Okanogan County Washington | 1 | $ 261,000 | $ 261,000 | $ 66,000 |
| Pend Oreille County Washington | 1 | $ 344,000 | $ 344,000 | $ 112,000 |
| Skagit County Washington | 1 | $ 417,000 | $ 417,000 | $ 99,000 |
| Stevens County Washington | 1 | $ 150,000 | $ 150,000 | $ 61,000 |
| Whitman County Washington | 1 | $ 320,000 | $ 320,000 | $ 102,000 |
| Yakima County Washington | 1 | $ 329,000 | $ 329,000 | $ 65,000 |
| Berkeley County West Virginia | 1 | $ 325,000 | $ 325,000 | $ 73,000 |
| Kanawha County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 127,000 |
| Burnett County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 137,000 |
| Crawford County Wisconsin | 1 | $ 153,000 | $ 153,000 | $ 36,000 |
| Dodge County Wisconsin | 1 | $ 210,000 | $ 210,000 | $ 50,000 |
| Dunn County Wisconsin | 1 | $ 360,000 | $ 360,000 | $ 118,000 |
| Fond du Lac County Wisconsin | 1 | $ 207,000 | $ 207,000 | $ 70,000 |
| Jefferson County Wisconsin | 1 | $ 350,000 | $ 350,000 | $ 126,000 |
| Lafayette County Wisconsin | 1 | $ 253,000 | $ 253,000 | $ 101,000 |
| Polk County Wisconsin | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 248,000 | $ 248,000 | $ 68,000 |
| Washington County Wisconsin | 1 | $ 383,000 | $ 383,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for Midcountry Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 979 | $248,740,000 | $254,000 | $2,555,000 | $73,000 | $1,380,000 |
| Refinancing | 340 | $62,521,000 | $183,000 | $1,324,000 | $66,000 | $480,000 |
| Home Improvement | 49 | $3,366,000 | $68,000 | $726,000 | $54,000 | $126,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 998 | $205,565,000 | $205,000 | $2,555,000 | $74,000 | $1,380,000 |
| Not Provided | 198 | $54,240,000 | $273,000 | $871,000 | $77,000 | $290,000 |
| Not applicable | 65 | $23,878,000 | $367,000 | $999,000 | $13,000 | $226,000 |
| Hispanic | 50 | $14,695,000 | $293,000 | $975,000 | $65,000 | $199,000 |
| Black or African American | 43 | $11,563,000 | $268,000 | $536,000 | $69,000 | $171,000 |
| Asian | 8 | $2,998,000 | $374,000 | $800,000 | $68,000 | $248,000 |
| American Indian or Alaskan Native | 6 | $1,688,000 | $281,000 | $386,000 | $72,000 | $110,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,287 | $304,733,000 | $236,000 | $2,555,000 | $72,000 | $1,380,000 |
| FHA-insured (Federal Housing Administration) | 53 | $7,136,000 | $134,000 | $263,000 | $59,000 | $214,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $1,628,000 | $77,000 | $203,000 | $32,000 | $56,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,130,000 | $161,000 | $220,000 | $42,000 | $66,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 763 | $156,526,000 | $205,000 | $1,324,000 | $73,000 | $1,380,000 |
| Application Denied By Financial Institution | 311 | $74,641,000 | $240,000 | $1,500,000 | $73,000 | $714,000 |
| Application Withdrawn By Applicant | 183 | $45,155,000 | $246,000 | $2,555,000 | $79,000 | $594,000 |
| Loan Purchased By The Institution | 58 | $22,426,000 | $386,000 | $999,000 | $0 | $0 |
| Application Approved But Not Accepted | 52 | $15,737,000 | $302,000 | $700,000 | $79,000 | $462,000 |
| File Closed For Incompleteness | 1 | $142,000 | $142,000 | $142,000 | $35,000 | $35,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 151 | $41,854,000 | $277,000 | $1,500,000 | $85,000 | $714,000 |
| Credit History | 75 | $11,185,000 | $149,000 | $830,000 | $56,000 | $213,000 |
| Debt-To-Income Ratio | 35 | $5,917,000 | $169,000 | $495,000 | $52,000 | $301,000 |
| Other | 23 | $7,704,000 | $334,000 | $974,000 | $91,000 | $316,000 |
| Collateral | 12 | $2,998,000 | $249,000 | $489,000 | $82,000 | $271,000 |
| Unverifiable Information | 8 | $3,323,000 | $415,000 | $975,000 | $51,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,608,000 | $268,000 | $1,000,000 | $44,000 | $61,000 |
| Mortgage Insurance Denied | 1 | $52,000 | $52,000 | $52,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midcountry Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midcountry Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.