Midcountry Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Midcountry Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midcountry Bank 2611 Blue Heron Dr. Marion, IL 62959 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,368 |
| Total Mortgage Loan Application Amount | $314,627,000 |
| Average Mortgage Loan Application Amount | $168,333 |
| Highest Mortgage Loan Application Amount | $2,555,000 |
| Average Applicant Income | $64,333 |
| Highest Applicant Income | $1,380,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Midcountry Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midcountry Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Midcountry Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midcountry Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midcountry Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midcountry Bank's mortgage activity for 2007.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 284 | $ 68,975,000 | $ 290,500 | $ 82,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 44 | $ 20,113,000 | $ 457,000 | $ 71,000 |
| ST. CLOUD, MN | 41 | $ 7,258,000 | $ 177,000 | $ 105,000 |
| FARMINGTON, NM | 22 | $ 6,286,000 | $ 285,000 | $ 75,000 |
| CAPE CORAL-FORT MYERS, FL | 14 | $ 3,276,000 | $ 234,000 | $ 101,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 13 | $ 3,535,000 | $ 271,000 | $ 71,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 11 | $ 3,211,000 | $ 291,000 | $ 95,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 11 | $ 5,467,000 | $ 497,000 | $ 34,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 9 | $ 2,556,000 | $ 284,000 | $ 63,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 9 | $ 3,970,000 | $ 441,000 | $ 98,000 |
| ROCHESTER, MN | 9 | $ 1,190,000 | $ 132,000 | $ 73,000 |
| ALBUQUERQUE, NM | 8 | $ 2,731,000 | $ 341,000 | $ 66,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 8 | $ 1,947,000 | $ 243,000 | $ 72,000 |
| RENO-SPARKS, NV | 8 | $ 2,975,000 | $ 371,000 | $ 82,000 |
| ORLANDO-KISSIMMEE, FL | 7 | $ 2,647,000 | $ 378,000 | $ 105,000 |
| PITTSBURGH, PA | 7 | $ 2,099,000 | $ 299,000 | $ 115,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 7 | $ 3,355,000 | $ 492,500 | $ 69,500 |
| BELLINGHAM, WA | 6 | $ 1,786,000 | $ 297,000 | $ 80,000 |
| DENVER-AURORA, CO | 6 | $ 1,998,000 | $ 333,000 | $ 47,000 |
| PRESCOTT, AZ | 6 | $ 1,966,000 | $ 327,000 | $ 41,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 6 | $ 1,087,000 | $ 181,000 | $ 50,000 |
| TUCSON, AZ | 6 | $ 1,883,000 | $ 313,000 | $ 54,000 |
| BAKERSFIELD, CA | 5 | $ 1,372,000 | $ 274,000 | $ 51,000 |
| COLUMBUS, OH | 5 | $ 1,317,000 | $ 263,000 | $ 63,000 |
| KANSAS CITY, MO-KS | 5 | $ 1,498,000 | $ 288,500 | $ 91,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 5 | $ 1,736,000 | $ 347,000 | $ 91,000 |
| BALTIMORE-TOWSON, MD | 4 | $ 1,390,000 | $ 347,000 | $ 66,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 4 | $ 1,185,000 | $ 296,000 | $ 54,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 4 | $ 1,060,000 | $ 265,000 | $ 46,000 |
| DALLAS-PLANO-IRVING, TX | 4 | $ 1,019,000 | $ 254,000 | $ 89,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 4 | $ 2,282,000 | $ 570,500 | $ 38,500 |
| OCALA, FL | 4 | $ 1,050,000 | $ 262,000 | $ 59,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 4 | $ 1,684,000 | $ 421,000 | $ 27,000 |
| RICHMOND, VA | 4 | $ 1,069,000 | $ 267,000 | $ 46,000 |
| ROCHESTER, NY | 4 | $ 944,000 | $ 236,000 | $ 70,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 4 | $ 1,449,000 | $ 362,000 | $ 63,000 |
| ALBANY, GA | 3 | $ 737,000 | $ 245,000 | $ 43,000 |
| BIRMINGHAM-HOOVER, AL | 3 | $ 735,000 | $ 245,000 | $ 66,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 3 | $ 566,000 | $ 205,000 | $ 58,000 |
| CLARKSVILLE, TN-KY | 3 | $ 768,000 | $ 256,000 | $ 57,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 3 | $ 539,000 | $ 179,000 | $ 18,000 |
| DULUTH, MN-WI | 3 | $ 478,000 | $ 159,000 | $ 47,000 |
| EDISON, NJ | 3 | $ 1,396,000 | $ 465,000 | $ 36,000 |
| EL PASO, TX | 3 | $ 896,000 | $ 298,000 | $ 95,000 |
| EUGENE-SPRINGFIELD, OR | 3 | $ 545,000 | $ 181,000 | $ 63,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 3 | $ 809,000 | $ 269,000 | $ 85,000 |
| LAKELAND, FL | 3 | $ 663,000 | $ 221,000 | $ 28,000 |
| LYNCHBURG, VA | 3 | $ 703,000 | $ 234,000 | $ 95,000 |
| NASSAU-SUFFOLK, NY | 3 | $ 1,274,000 | $ 424,000 | $ 95,000 |
| SALT LAKE CITY, UT | 3 | $ 738,000 | $ 246,000 | $ 51,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 3 | $ 2,068,000 | $ 689,000 | $ 0 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 3 | $ 1,891,000 | $ 630,000 | $ 0 |
| TACOMA, WA | 3 | $ 877,000 | $ 292,000 | $ 65,000 |
| TULSA, OK | 3 | $ 600,000 | $ 200,000 | $ 58,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 3 | $ 1,074,000 | $ 358,000 | $ 52,000 |
| YUMA, AZ | 3 | $ 1,062,000 | $ 354,000 | $ 106,000 |
| AUSTIN-ROUND ROCK, TX | 2 | $ 356,000 | $ 178,000 | $ 91,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 2 | $ 1,098,000 | $ 549,000 | $ 0 |
| BOSTON-QUINCY, MA | 2 | $ 565,000 | $ 282,000 | $ 130,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 788,000 | $ 394,000 | $ 83,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 2 | $ 520,000 | $ 260,000 | $ 39,000 |
| COLORADO SPRINGS, CO | 2 | $ 380,000 | $ 190,000 | $ 40,000 |
| COLUMBIA, SC | 2 | $ 450,000 | $ 225,000 | $ 84,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 410,000 | $ 205,000 | $ 49,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 539,000 | $ 269,000 | $ 92,000 |
| EAU CLAIRE, WI | 2 | $ 148,000 | $ 74,000 | $ 32,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 355,000 | $ 177,000 | $ 54,000 |
| GRAND JUNCTION, CO | 2 | $ 490,000 | $ 245,000 | $ 30,000 |
| JACKSON, MI | 2 | $ 515,000 | $ 257,000 | $ 73,000 |
| JACKSONVILLE, FL | 2 | $ 368,000 | $ 184,000 | $ 66,000 |
| LANSING-EAST LANSING, MI | 2 | $ 383,000 | $ 191,000 | $ 44,000 |
| LAS VEGAS-PARADISE, NV | 2 | $ 514,000 | $ 257,000 | $ 75,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 548,000 | $ 274,000 | $ 85,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 2 | $ 376,000 | $ 188,000 | $ 34,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 323,000 | $ 161,000 | $ 54,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 2 | $ 922,000 | $ 461,000 | $ 38,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2 | $ 2,053,000 | $ 1,026,000 | $ 357,000 |
| PITTSFIELD, MA | 2 | $ 495,000 | $ 247,000 | $ 24,000 |
| PUEBLO, CO | 2 | $ 360,000 | $ 180,000 | $ 72,000 |
| PUNTA GORDA, FL | 2 | $ 1,472,000 | $ 736,000 | $ 20,000 |
| RACINE, WI | 2 | $ 649,000 | $ 324,000 | $ 86,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 2 | $ 831,000 | $ 415,000 | $ 0 |
| SAN ANTONIO, TX | 2 | $ 362,000 | $ 181,000 | $ 66,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 2 | $ 1,186,000 | $ 593,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2 | $ 940,000 | $ 470,000 | $ 24,000 |
| SANTA FE, NM | 2 | $ 830,000 | $ 415,000 | $ 125,000 |
| SCRANTON--WILKES-BARRE, PA | 2 | $ 270,000 | $ 135,000 | $ 42,000 |
| SHEBOYGAN, WI | 2 | $ 503,000 | $ 251,000 | $ 82,000 |
| SIOUX FALLS, SD | 2 | $ 200,000 | $ 100,000 | $ 72,000 |
| SPRINGFIELD, MO | 2 | $ 455,000 | $ 227,000 | $ 65,000 |
| STOCKTON, CA | 2 | $ 497,000 | $ 248,000 | $ 60,000 |
| TRENTON-EWING, NJ | 2 | $ 838,000 | $ 419,000 | $ 136,000 |
| AKRON, OH | 1 | $ 192,000 | $ 192,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 185,000 | $ 185,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 210,000 | $ 210,000 | $ 38,000 |
| AMARILLO, TX | 1 | $ 190,000 | $ 190,000 | $ 45,000 |
| ANCHORAGE, AK | 1 | $ 317,000 | $ 317,000 | $ 0 |
| ANDERSON, SC | 1 | $ 189,000 | $ 189,000 | $ 120,000 |
| ASHEVILLE, NC | 1 | $ 180,000 | $ 180,000 | $ 67,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 160,000 | $ 160,000 | $ 39,000 |
| BATTLE CREEK, MI | 1 | $ 221,000 | $ 221,000 | $ 77,000 |
| BAY CITY, MI | 1 | $ 170,000 | $ 170,000 | $ 67,000 |
| BILLINGS, MT | 1 | $ 200,000 | $ 200,000 | $ 40,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 207,000 | $ 207,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 142,000 | $ 142,000 | $ 73,000 |
| BOULDER, CO | 1 | $ 387,000 | $ 387,000 | $ 129,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 417,000 | $ 417,000 | $ 127,000 |
| CANTON-MASSILLON, OH | 1 | $ 221,000 | $ 221,000 | $ 0 |
| CHARLESTON, WV | 1 | $ 225,000 | $ 225,000 | $ 127,000 |
| COEUR D'ALENE, ID | 1 | $ 331,000 | $ 331,000 | $ 0 |
| CUMBERLAND, MD-WV | 1 | $ 288,000 | $ 288,000 | $ 84,000 |
| EL CENTRO, CA | 1 | $ 320,000 | $ 320,000 | $ 131,000 |
| ELKHART-GOSHEN, IN | 1 | $ 200,000 | $ 200,000 | $ 36,000 |
| FARGO, ND-MN | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| FLAGSTAFF, AZ | 1 | $ 349,000 | $ 349,000 | $ 91,000 |
| FLINT, MI | 1 | $ 306,000 | $ 306,000 | $ 190,000 |
| FOND DU LAC, WI | 1 | $ 207,000 | $ 207,000 | $ 70,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 402,000 | $ 402,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1 | $ 360,000 | $ 360,000 | $ 0 |
| FRESNO, CA | 1 | $ 483,000 | $ 483,000 | $ 0 |
| GADSDEN, AL | 1 | $ 111,000 | $ 111,000 | $ 24,000 |
| GAINESVILLE, FL | 1 | $ 403,000 | $ 403,000 | $ 0 |
| GARY, IN | 1 | $ 310,000 | $ 310,000 | $ 106,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 289,000 | $ 289,000 | $ 80,000 |
| GREELEY, CO | 1 | $ 285,000 | $ 285,000 | $ 111,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 1 | $ 200,000 | $ 200,000 | $ 56,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 325,000 | $ 325,000 | $ 73,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 350,000 | $ 350,000 | $ 126,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 417,000 | $ 417,000 | $ 133,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 417,000 | $ 417,000 | $ 140,000 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 153,000 | $ 153,000 | $ 64,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 1 | $ 250,000 | $ 250,000 | $ 62,000 |
| HUNTSVILLE, AL | 1 | $ 22,000 | $ 22,000 | $ 194,000 |
| INDIANAPOLIS-CARMEL, IN | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 218,000 | $ 218,000 | $ 96,000 |
| KINGSTON, NY | 1 | $ 167,000 | $ 167,000 | $ 144,000 |
| KNOXVILLE, TN | 1 | $ 200,000 | $ 200,000 | $ 113,000 |
| LAFAYETTE, LA | 1 | $ 198,000 | $ 198,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 148,000 | $ 148,000 | $ 43,000 |
| LAWTON, OK | 1 | $ 192,000 | $ 192,000 | $ 73,000 |
| LEBANON, PA | 1 | $ 152,000 | $ 152,000 | $ 35,000 |
| LEWISTON, ID-WA | 1 | $ 150,000 | $ 150,000 | $ 145,000 |
| LEWISTON-AUBURN, ME | 1 | $ 266,000 | $ 266,000 | $ 111,000 |
| LINCOLN, NE | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
| LOGAN, UT-ID | 1 | $ 180,000 | $ 180,000 | $ 66,000 |
| LONGVIEW, WA | 1 | $ 300,000 | $ 300,000 | $ 51,000 |
| LUBBOCK, TX | 1 | $ 141,000 | $ 141,000 | $ 68,000 |
| MACON, GA | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| MANSFIELD, OH | 1 | $ 187,000 | $ 187,000 | $ 61,000 |
| MEDFORD, OR | 1 | $ 414,000 | $ 414,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 1 | $ 306,000 | $ 306,000 | $ 115,000 |
| MOBILE, AL | 1 | $ 524,000 | $ 524,000 | $ 131,000 |
| MONROE, MI | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| MONTGOMERY, AL | 1 | $ 248,000 | $ 248,000 | $ 79,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 417,000 | $ 417,000 | $ 99,000 |
| MUSKEGON-NORTON SHORES, MI | 1 | $ 150,000 | $ 150,000 | $ 38,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| NEWARK-UNION, NJ-PA | 1 | $ 623,000 | $ 623,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 1 | $ 549,000 | $ 549,000 | $ 89,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 131,000 | $ 131,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 243,000 | $ 243,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| PORT ST. LUCIE, FL | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 1 | $ 417,000 | $ 417,000 | $ 75,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1 | $ 550,000 | $ 550,000 | $ 142,000 |
| PROVO-OREM, UT | 1 | $ 187,000 | $ 187,000 | $ 0 |
| RAPID CITY, SD | 1 | $ 170,000 | $ 170,000 | $ 39,000 |
| READING, PA | 1 | $ 217,000 | $ 217,000 | $ 46,000 |
| REDDING, CA | 1 | $ 356,000 | $ 356,000 | $ 84,000 |
| ROANOKE, VA | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| ROCKFORD, IL | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1 | $ 489,000 | $ 489,000 | $ 0 |
| SANTA ROSA-PETALUMA, CA | 1 | $ 400,000 | $ 400,000 | $ 85,000 |
| SPRINGFIELD, IL | 1 | $ 200,000 | $ 200,000 | $ 74,000 |
| SPRINGFIELD, MA | 1 | $ 265,000 | $ 265,000 | $ 67,000 |
| TOLEDO, OH | 1 | $ 267,000 | $ 267,000 | $ 93,000 |
| WACO, TX | 1 | $ 156,000 | $ 156,000 | $ 74,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1 | $ 251,000 | $ 251,000 | $ 40,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| WENATCHEE, WA | 1 | $ 204,000 | $ 204,000 | $ 72,000 |
| WHEELING, WV-OH | 1 | $ 196,000 | $ 196,000 | $ 48,000 |
| WORCESTER, MA | 1 | $ 350,000 | $ 350,000 | $ 95,000 |
| YAKIMA, WA | 1 | $ 329,000 | $ 329,000 | $ 65,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 300,000 | $ 300,000 | $ 174,000 |
Mortgage Loan Application Detail Totals for Midcountry Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 979 | $248,740,000 | $254,000 | $2,555,000 | $73,000 | $1,380,000 |
| Refinancing | 340 | $62,521,000 | $183,000 | $1,324,000 | $66,000 | $480,000 |
| Home Improvement | 49 | $3,366,000 | $68,000 | $726,000 | $54,000 | $126,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 998 | $205,565,000 | $205,000 | $2,555,000 | $74,000 | $1,380,000 |
| Not Provided | 198 | $54,240,000 | $273,000 | $871,000 | $77,000 | $290,000 |
| Not applicable | 65 | $23,878,000 | $367,000 | $999,000 | $13,000 | $226,000 |
| Hispanic | 50 | $14,695,000 | $293,000 | $975,000 | $65,000 | $199,000 |
| Black or African American | 43 | $11,563,000 | $268,000 | $536,000 | $69,000 | $171,000 |
| Asian | 8 | $2,998,000 | $374,000 | $800,000 | $68,000 | $248,000 |
| American Indian or Alaskan Native | 6 | $1,688,000 | $281,000 | $386,000 | $72,000 | $110,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,287 | $304,733,000 | $236,000 | $2,555,000 | $72,000 | $1,380,000 |
| FHA-insured (Federal Housing Administration) | 53 | $7,136,000 | $134,000 | $263,000 | $59,000 | $214,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $1,628,000 | $77,000 | $203,000 | $32,000 | $56,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,130,000 | $161,000 | $220,000 | $42,000 | $66,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 763 | $156,526,000 | $205,000 | $1,324,000 | $73,000 | $1,380,000 |
| Application Denied By Financial Institution | 311 | $74,641,000 | $240,000 | $1,500,000 | $73,000 | $714,000 |
| Application Withdrawn By Applicant | 183 | $45,155,000 | $246,000 | $2,555,000 | $79,000 | $594,000 |
| Loan Purchased By The Institution | 58 | $22,426,000 | $386,000 | $999,000 | $0 | $0 |
| Application Approved But Not Accepted | 52 | $15,737,000 | $302,000 | $700,000 | $79,000 | $462,000 |
| File Closed For Incompleteness | 1 | $142,000 | $142,000 | $142,000 | $35,000 | $35,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 151 | $41,854,000 | $277,000 | $1,500,000 | $85,000 | $714,000 |
| Credit History | 75 | $11,185,000 | $149,000 | $830,000 | $56,000 | $213,000 |
| Debt-To-Income Ratio | 35 | $5,917,000 | $169,000 | $495,000 | $52,000 | $301,000 |
| Other | 23 | $7,704,000 | $334,000 | $974,000 | $91,000 | $316,000 |
| Collateral | 12 | $2,998,000 | $249,000 | $489,000 | $82,000 | $271,000 |
| Unverifiable Information | 8 | $3,323,000 | $415,000 | $975,000 | $51,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,608,000 | $268,000 | $1,000,000 | $44,000 | $61,000 |
| Mortgage Insurance Denied | 1 | $52,000 | $52,000 | $52,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midcountry Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midcountry Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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