Midcountry Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Midcountry Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midcountry Bank 2611 Blue Heron Dr. Marion, IL 62959 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,203 |
| Total Mortgage Loan Application Amount | $400,923,000 |
| Average Mortgage Loan Application Amount | $152,000 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $72,333 |
| Highest Applicant Income | $1,964,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Midcountry Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midcountry Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Midcountry Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midcountry Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midcountry Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midcountry Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 564 | $ 111,244,000 | $ 197,000 | $ 74,000 |
| Ramsey County Minnesota | 203 | $ 33,377,000 | $ 164,000 | $ 59,000 |
| Dakota County Minnesota | 156 | $ 30,280,000 | $ 194,000 | $ 60,000 |
| Anoka County Minnesota | 130 | $ 23,475,000 | $ 180,000 | $ 52,000 |
| McLeod County Minnesota | 83 | $ 10,239,000 | $ 123,000 | $ 62,000 |
| Wright County Minnesota | 82 | $ 15,115,000 | $ 184,000 | $ 47,000 |
| Washington County Minnesota | 63 | $ 13,248,000 | $ 210,000 | $ 77,000 |
| Williamson County Illinois | 60 | $ 5,451,000 | $ 90,000 | $ 58,000 |
| Carver County Minnesota | 49 | $ 10,509,000 | $ 214,000 | $ 86,000 |
| Sherburne County Minnesota | 49 | $ 9,386,000 | $ 191,000 | $ 59,000 |
| Scott County Minnesota | 48 | $ 10,412,000 | $ 216,000 | $ 62,000 |
| Kandiyohi County Minnesota | 39 | $ 7,008,000 | $ 179,000 | $ 80,000 |
| Franklin County Illinois | 38 | $ 2,200,000 | $ 57,000 | $ 39,000 |
| Stearns County Minnesota | 35 | $ 5,050,000 | $ 144,000 | $ 50,000 |
| Jefferson County Illinois | 26 | $ 2,351,000 | $ 90,000 | $ 66,000 |
| Saline County Illinois | 22 | $ 1,315,000 | $ 59,000 | $ 46,000 |
| Crow Wing County Minnesota | 21 | $ 4,628,000 | $ 220,000 | $ 62,000 |
| Meeker County Minnesota | 20 | $ 2,516,000 | $ 125,000 | $ 52,000 |
| St. Louis County Minnesota | 20 | $ 3,316,000 | $ 165,000 | $ 36,000 |
| Jackson County Illinois | 19 | $ 1,676,000 | $ 88,000 | $ 54,000 |
| Mille Lacs County Minnesota | 19 | $ 3,009,000 | $ 158,000 | $ 60,000 |
| Sibley County Minnesota | 18 | $ 1,829,000 | $ 101,000 | $ 51,000 |
| Benton County Minnesota | 17 | $ 2,987,000 | $ 175,000 | $ 22,000 |
| Chisago County Minnesota | 17 | $ 3,693,000 | $ 217,000 | $ 75,000 |
| Olmsted County Minnesota | 14 | $ 2,234,000 | $ 159,000 | $ 44,000 |
| Isanti County Minnesota | 10 | $ 1,573,000 | $ 157,000 | $ 51,000 |
| Maricopa County Arizona | 9 | $ 3,434,000 | $ 381,000 | $ 93,000 |
| Cass County Minnesota | 9 | $ 2,244,000 | $ 249,000 | $ 98,000 |
| Johnson County Illinois | 8 | $ 581,000 | $ 72,000 | $ 68,000 |
| Massac County Illinois | 7 | $ 316,000 | $ 45,000 | $ 40,000 |
| Itasca County Minnesota | 7 | $ 1,490,000 | $ 212,000 | $ 98,000 |
| Renville County Minnesota | 7 | $ 940,000 | $ 134,000 | $ 63,000 |
| Burnett County Wisconsin | 7 | $ 1,368,000 | $ 195,000 | $ 95,000 |
| Douglas County Minnesota | 6 | $ 2,209,000 | $ 368,000 | $ 184,000 |
| Rice County Minnesota | 6 | $ 1,004,000 | $ 167,000 | $ 21,000 |
| Marion County Illinois | 5 | $ 913,000 | $ 182,000 | $ 88,000 |
| Otter Tail County Minnesota | 5 | $ 732,000 | $ 146,000 | $ 58,000 |
| Pine County Minnesota | 5 | $ 729,000 | $ 145,000 | $ 132,000 |
| Polk County Minnesota | 5 | $ 740,000 | $ 148,000 | $ 73,000 |
| Wabasha County Minnesota | 5 | $ 903,000 | $ 180,000 | $ 69,000 |
| Harris County Texas | 5 | $ 1,391,000 | $ 278,000 | $ 78,000 |
| Perry County Illinois | 4 | $ 246,000 | $ 61,000 | $ 45,000 |
| Pulaski County Illinois | 4 | $ 96,000 | $ 24,000 | $ 76,000 |
| Aitkin County Minnesota | 4 | $ 765,000 | $ 191,000 | $ 98,000 |
| Lyon County Minnesota | 4 | $ 382,000 | $ 95,000 | $ 42,000 |
| Todd County Minnesota | 4 | $ 658,000 | $ 164,000 | $ 56,000 |
| Elko County Nevada | 4 | $ 1,187,000 | $ 296,000 | $ 73,000 |
| Navajo County Arizona | 3 | $ 565,000 | $ 188,000 | $ 44,000 |
| El Dorado County California | 3 | $ 1,009,000 | $ 336,000 | $ 130,000 |
| Lee County Florida | 3 | $ 1,247,000 | $ 415,000 | $ 249,000 |
| Gallatin County Illinois | 3 | $ 147,000 | $ 49,000 | $ 50,000 |
| Chippewa County Minnesota | 3 | $ 432,000 | $ 144,000 | $ 98,000 |
| Le Sueur County Minnesota | 3 | $ 421,000 | $ 140,000 | $ 22,000 |
| Mower County Minnesota | 3 | $ 489,000 | $ 163,000 | $ 69,000 |
| Jackson County Missouri | 3 | $ 447,000 | $ 149,000 | $ 49,000 |
| Carroll County New Hampshire | 3 | $ 463,000 | $ 154,000 | $ 86,000 |
| Harnett County North Carolina | 3 | $ 489,000 | $ 163,000 | $ 59,000 |
| Dane County Wisconsin | 3 | $ 555,000 | $ 185,000 | $ 62,000 |
| Sawyer County Wisconsin | 3 | $ 644,000 | $ 214,000 | $ 133,000 |
| St. Croix County Wisconsin | 3 | $ 694,000 | $ 231,000 | $ 77,000 |
| Marshall County Alabama | 2 | $ 237,000 | $ 118,000 | $ 59,000 |
| Pinal County Arizona | 2 | $ 702,000 | $ 351,000 | $ 69,000 |
| Tuolumne County California | 2 | $ 533,000 | $ 266,000 | $ 146,000 |
| Larimer County Colorado | 2 | $ 503,000 | $ 251,000 | $ 121,000 |
| Weld County Colorado | 2 | $ 687,000 | $ 343,000 | $ 54,000 |
| Alachua County Florida | 2 | $ 599,000 | $ 299,000 | $ 88,000 |
| DeKalb County Georgia | 2 | $ 606,000 | $ 303,000 | $ 69,000 |
| Union County Illinois | 2 | $ 290,000 | $ 145,000 | $ 44,000 |
| LaPorte County Indiana | 2 | $ 388,000 | $ 194,000 | $ 79,000 |
| Porter County Indiana | 2 | $ 374,000 | $ 187,000 | $ 63,000 |
| Cecil County Maryland | 2 | $ 399,000 | $ 199,000 | $ 114,000 |
| Calhoun County Michigan | 2 | $ 522,000 | $ 261,000 | $ 104,000 |
| Blue Earth County Minnesota | 2 | $ 394,000 | $ 197,000 | $ 96,000 |
| Brown County Minnesota | 2 | $ 223,000 | $ 111,000 | $ 35,000 |
| Clay County Minnesota | 2 | $ 396,000 | $ 198,000 | $ 64,000 |
| Cook County Minnesota | 2 | $ 385,000 | $ 192,000 | $ 50,000 |
| Dodge County Minnesota | 2 | $ 357,000 | $ 178,000 | $ 72,000 |
| Faribault County Minnesota | 2 | $ 369,000 | $ 184,000 | $ 29,000 |
| Goodhue County Minnesota | 2 | $ 405,000 | $ 202,000 | $ 57,000 |
| Kanabec County Minnesota | 2 | $ 474,000 | $ 237,000 | $ 109,000 |
| Pope County Minnesota | 2 | $ 233,000 | $ 116,000 | $ 60,000 |
| Steele County Minnesota | 2 | $ 259,000 | $ 129,000 | $ 47,000 |
| Waseca County Minnesota | 2 | $ 344,000 | $ 172,000 | $ 87,000 |
| Yellow Medicine County Minnesota | 2 | $ 196,000 | $ 98,000 | $ 38,000 |
| San Juan County New Mexico | 2 | $ 498,000 | $ 249,000 | $ 53,000 |
| Oswego County New York | 2 | $ 337,000 | $ 168,000 | $ 55,000 |
| Richmond County North Carolina | 2 | $ 164,000 | $ 82,000 | $ 56,000 |
| Butler County Pennsylvania | 2 | $ 626,000 | $ 313,000 | $ 93,000 |
| Knox County Tennessee | 2 | $ 830,000 | $ 415,000 | $ 212,000 |
| Bell County Texas | 2 | $ 169,000 | $ 84,000 | $ 68,000 |
| Polk County Texas | 2 | $ 312,000 | $ 156,000 | $ 73,000 |
| Middlesex County Virginia | 2 | $ 508,000 | $ 254,000 | $ 127,000 |
| Grant County Washington | 2 | $ 505,000 | $ 252,000 | $ 70,000 |
| Kitsap County Washington | 2 | $ 503,000 | $ 251,000 | $ 137,000 |
| Snohomish County Washington | 2 | $ 992,000 | $ 496,000 | $ 87,000 |
| Thurston County Washington | 2 | $ 422,000 | $ 211,000 | $ 159,000 |
| Bayfield County Wisconsin | 2 | $ 327,000 | $ 163,000 | $ 168,000 |
| Milwaukee County Wisconsin | 2 | $ 557,000 | $ 278,000 | $ 95,000 |
| Pierce County Wisconsin | 2 | $ 530,000 | $ 265,000 | $ 24,000 |
| Polk County Wisconsin | 2 | $ 334,000 | $ 167,000 | $ 42,000 |
| Baldwin County Alabama | 1 | $ 317,000 | $ 317,000 | $ 114,000 |
| Madison County Alabama | 1 | $ 323,000 | $ 323,000 | $ 130,000 |
| Marion County Alabama | 1 | $ 171,000 | $ 171,000 | $ 44,000 |
| St. Clair County Alabama | 1 | $ 166,000 | $ 166,000 | $ 45,000 |
| Graham County Arizona | 1 | $ 274,000 | $ 274,000 | $ 68,000 |
| Yavapai County Arizona | 1 | $ 186,000 | $ 186,000 | $ 47,000 |
| Yuma County Arizona | 1 | $ 355,000 | $ 355,000 | $ 99,000 |
| Hot Spring County Arkansas | 1 | $ 46,000 | $ 46,000 | $ 67,000 |
| Lonoke County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Pulaski County Arkansas | 1 | $ 136,000 | $ 136,000 | $ 43,000 |
| Sebastian County Arkansas | 1 | $ 143,000 | $ 143,000 | $ 79,000 |
| Union County Arkansas | 1 | $ 360,000 | $ 360,000 | $ 106,000 |
| Kern County California | 1 | $ 262,000 | $ 262,000 | $ 99,000 |
| Los Angeles County California | 1 | $ 697,000 | $ 697,000 | $ 194,000 |
| Placer County California | 1 | $ 546,000 | $ 546,000 | $ 103,000 |
| Sacramento County California | 1 | $ 480,000 | $ 480,000 | $ 180,000 |
| San Bernardino County California | 1 | $ 273,000 | $ 273,000 | $ 95,000 |
| Huerfano County Colorado | 1 | $ 245,000 | $ 245,000 | $ 49,000 |
| Pueblo County Colorado | 1 | $ 310,000 | $ 310,000 | $ 198,000 |
| Teller County Colorado | 1 | $ 365,000 | $ 365,000 | $ 110,000 |
| Tolland County Connecticut | 1 | $ 297,000 | $ 297,000 | $ 68,000 |
| Kent County Delaware | 1 | $ 384,000 | $ 384,000 | $ 69,000 |
| Brevard County Florida | 1 | $ 283,000 | $ 283,000 | $ 90,000 |
| Duval County Florida | 1 | $ 228,000 | $ 228,000 | $ 52,000 |
| Hillsborough County Florida | 1 | $ 358,000 | $ 358,000 | $ 104,000 |
| Lake County Florida | 1 | $ 409,000 | $ 409,000 | $ 161,000 |
| Manatee County Florida | 1 | $ 307,000 | $ 307,000 | $ 71,000 |
| Nassau County Florida | 1 | $ 280,000 | $ 280,000 | $ 64,000 |
| Walton County Florida | 1 | $ 211,000 | $ 211,000 | $ 120,000 |
| Clayton County Georgia | 1 | $ 139,000 | $ 139,000 | $ 55,000 |
| Harris County Georgia | 1 | $ 220,000 | $ 220,000 | $ 50,000 |
| Walker County Georgia | 1 | $ 312,000 | $ 312,000 | $ 94,000 |
| Ada County Idaho | 1 | $ 349,000 | $ 349,000 | $ 83,000 |
| Latah County Idaho | 1 | $ 328,000 | $ 328,000 | $ 93,000 |
| Alexander County Illinois | 1 | $ 22,000 | $ 22,000 | $ 35,000 |
| Cook County Illinois | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Pope County Illinois | 1 | $ 138,000 | $ 138,000 | $ 31,000 |
| Carroll County Indiana | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Madison County Indiana | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Marshall County Indiana | 1 | $ 176,000 | $ 176,000 | $ 126,000 |
| Noble County Indiana | 1 | $ 192,000 | $ 192,000 | $ 42,000 |
| St. Joseph County Indiana | 1 | $ 61,000 | $ 61,000 | $ 43,000 |
| Fremont County Iowa | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Linn County Iowa | 1 | $ 111,000 | $ 111,000 | $ 38,000 |
| Muscatine County Iowa | 1 | $ 136,000 | $ 136,000 | $ 44,000 |
| Cherokee County Kansas | 1 | $ 251,000 | $ 251,000 | $ 143,000 |
| Shawnee County Kansas | 1 | $ 150,000 | $ 150,000 | $ 74,000 |
| St. John the Baptist County Louisiana | 1 | $ 296,000 | $ 296,000 | $ 103,000 |
| Cumberland County Maine | 1 | $ 402,000 | $ 402,000 | $ 0 |
| Harford County Maryland | 1 | $ 432,000 | $ 432,000 | $ 82,000 |
| Montgomery County Maryland | 1 | $ 508,000 | $ 508,000 | $ 78,000 |
| Berkshire County Massachusetts | 1 | $ 299,000 | $ 299,000 | $ 114,000 |
| Suffolk County Massachusetts | 1 | $ 340,000 | $ 340,000 | $ 94,000 |
| Jackson County Michigan | 1 | $ 177,000 | $ 177,000 | $ 74,000 |
| Washtenaw County Michigan | 1 | $ 211,000 | $ 211,000 | $ 98,000 |
| Becker County Minnesota | 1 | $ 217,000 | $ 217,000 | $ 79,000 |
| Beltrami County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 18,000 |
| Carlton County Minnesota | 1 | $ 122,000 | $ 122,000 | $ 23,000 |
| Fillmore County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Hubbard County Minnesota | 1 | $ 312,000 | $ 312,000 | $ 204,000 |
| Koochiching County Minnesota | 1 | $ 151,000 | $ 151,000 | $ 67,000 |
| Lake County Minnesota | 1 | $ 72,000 | $ 72,000 | $ 33,000 |
| Martin County Minnesota | 1 | $ 168,000 | $ 168,000 | $ 38,000 |
| Morrison County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Nicollet County Minnesota | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Nobles County Minnesota | 1 | $ 372,000 | $ 372,000 | $ 160,000 |
| Pennington County Minnesota | 1 | $ 71,000 | $ 71,000 | $ 29,000 |
| Swift County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 32,000 |
| Wadena County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Alcorn County Mississippi | 1 | $ 239,000 | $ 239,000 | $ 91,000 |
| Hancock County Mississippi | 1 | $ 218,000 | $ 218,000 | $ 123,000 |
| Boone County Missouri | 1 | $ 263,000 | $ 263,000 | $ 100,000 |
| Franklin County Missouri | 1 | $ 83,000 | $ 83,000 | $ 33,000 |
| St. Louis County Missouri | 1 | $ 328,000 | $ 328,000 | $ 97,000 |
| Flathead County Montana | 1 | $ 261,000 | $ 261,000 | $ 58,000 |
| Lewis and Clark County Montana | 1 | $ 320,000 | $ 320,000 | $ 87,000 |
| Carson City County Nevada | 1 | $ 303,000 | $ 303,000 | $ 65,000 |
| Monmouth County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 101,000 |
| Bernalillo County New Mexico | 1 | $ 400,000 | $ 400,000 | $ 111,000 |
| Dona Ana County New Mexico | 1 | $ 252,000 | $ 252,000 | $ 99,000 |
| Grant County New Mexico | 1 | $ 196,000 | $ 196,000 | $ 41,000 |
| Sandoval County New Mexico | 1 | $ 288,000 | $ 288,000 | $ 53,000 |
| Livingston County New York | 1 | $ 200,000 | $ 200,000 | $ 110,000 |
| Otsego County New York | 1 | $ 114,000 | $ 114,000 | $ 31,000 |
| Ulster County New York | 1 | $ 280,000 | $ 280,000 | $ 27,000 |
| Alamance County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 82,000 |
| Mecklenburg County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 58,000 |
| Robeson County North Carolina | 1 | $ 207,000 | $ 207,000 | $ 75,000 |
| Rockingham County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 31,000 |
| Wake County North Carolina | 1 | $ 414,000 | $ 414,000 | $ 176,000 |
| Belmont County Ohio | 1 | $ 183,000 | $ 183,000 | $ 61,000 |
| Crawford County Ohio | 1 | $ 170,000 | $ 170,000 | $ 80,000 |
| Monroe County Ohio | 1 | $ 132,000 | $ 132,000 | $ 103,000 |
| Montgomery County Ohio | 1 | $ 304,000 | $ 304,000 | $ 199,000 |
| Warren County Ohio | 1 | $ 270,000 | $ 270,000 | $ 59,000 |
| Canadian County Oklahoma | 1 | $ 302,000 | $ 302,000 | $ 131,000 |
| Oklahoma County Oklahoma | 1 | $ 425,000 | $ 425,000 | $ 191,000 |
| Tulsa County Oklahoma | 1 | $ 119,000 | $ 119,000 | $ 40,000 |
| Curry County Oregon | 1 | $ 405,000 | $ 405,000 | $ 88,000 |
| Douglas County Oregon | 1 | $ 350,000 | $ 350,000 | $ 86,000 |
| Multnomah County Oregon | 1 | $ 340,000 | $ 340,000 | $ 80,000 |
| Umatilla County Oregon | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Allegheny County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Dauphin County Pennsylvania | 1 | $ 273,000 | $ 273,000 | $ 107,000 |
| Edgefield County South Carolina | 1 | $ 162,000 | $ 162,000 | $ 46,000 |
| Jasper County South Carolina | 1 | $ 167,000 | $ 167,000 | $ 90,000 |
| Oconee County South Carolina | 1 | $ 412,000 | $ 412,000 | $ 116,000 |
| Richland County South Carolina | 1 | $ 218,000 | $ 218,000 | $ 56,000 |
| Loudon County Tennessee | 1 | $ 398,000 | $ 398,000 | $ 116,000 |
| Austin County Texas | 1 | $ 236,000 | $ 236,000 | $ 93,000 |
| Denton County Texas | 1 | $ 220,000 | $ 220,000 | $ 68,000 |
| Franklin County Texas | 1 | $ 217,000 | $ 217,000 | $ 120,000 |
| Galveston County Texas | 1 | $ 230,000 | $ 230,000 | $ 134,000 |
| Hays County Texas | 1 | $ 246,000 | $ 246,000 | $ 80,000 |
| Kaufman County Texas | 1 | $ 164,000 | $ 164,000 | $ 51,000 |
| Kendall County Texas | 1 | $ 324,000 | $ 324,000 | $ 110,000 |
| Kerr County Texas | 1 | $ 184,000 | $ 184,000 | $ 44,000 |
| Liberty County Texas | 1 | $ 176,000 | $ 176,000 | $ 156,000 |
| Montgomery County Texas | 1 | $ 89,000 | $ 89,000 | $ 52,000 |
| Parker County Texas | 1 | $ 168,000 | $ 168,000 | $ 86,000 |
| Webb County Texas | 1 | $ 87,000 | $ 87,000 | $ 68,000 |
| Wilson County Texas | 1 | $ 191,000 | $ 191,000 | $ 100,000 |
| Washington County Utah | 1 | $ 462,000 | $ 462,000 | $ 80,000 |
| Weber County Utah | 1 | $ 497,000 | $ 497,000 | $ 160,000 |
| Augusta County Virginia | 1 | $ 311,000 | $ 311,000 | $ 67,000 |
| Chesterfield County Virginia | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Greene County Virginia | 1 | $ 272,000 | $ 272,000 | $ 66,000 |
| Powhatan County Virginia | 1 | $ 417,000 | $ 417,000 | $ 121,000 |
| Clark County Washington | 1 | $ 460,000 | $ 460,000 | $ 123,000 |
| Lewis County Washington | 1 | $ 235,000 | $ 235,000 | $ 87,000 |
| Mason County Washington | 1 | $ 333,000 | $ 333,000 | $ 123,000 |
| Pierce County Washington | 1 | $ 210,000 | $ 210,000 | $ 113,000 |
| Spokane County Washington | 1 | $ 290,000 | $ 290,000 | $ 76,000 |
| Yakima County Washington | 1 | $ 267,000 | $ 267,000 | $ 57,000 |
| Barron County Wisconsin | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Buffalo County Wisconsin | 1 | $ 114,000 | $ 114,000 | $ 31,000 |
| Eau Claire County Wisconsin | 1 | $ 109,000 | $ 109,000 | $ 26,000 |
| Ozaukee County Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 159,000 |
| Vernon County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Washington County Wisconsin | 1 | $ 333,000 | $ 333,000 | $ 46,000 |
| Waukesha County Wisconsin | 1 | $ 279,000 | $ 279,000 | $ 49,000 |
| Sweetwater County Wyoming | 1 | $ 324,000 | $ 324,000 | $ 122,000 |
Mortgage Loan Application Detail Totals for Midcountry Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,190 | $230,307,000 | $193,000 | $1,077,000 | $65,000 | $646,000 |
| Home Purchase | 936 | $163,809,000 | $175,000 | $1,200,000 | $66,000 | $568,000 |
| Home Improvement | 77 | $6,807,000 | $88,000 | $382,000 | $86,000 | $1,964,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,811 | $332,630,000 | $183,000 | $1,200,000 | $68,000 | $646,000 |
| Not Provided | 122 | $25,090,000 | $205,000 | $878,000 | $74,000 | $192,000 |
| Black or African American | 92 | $13,546,000 | $147,000 | $359,000 | $69,000 | $1,964,000 |
| Hispanic | 87 | $15,307,000 | $175,000 | $697,000 | $44,000 | $194,000 |
| Asian | 62 | $10,505,000 | $169,000 | $456,000 | $60,000 | $322,000 |
| Not applicable | 20 | $2,559,000 | $127,000 | $589,000 | $0 | $0 |
| American Indian or Alaskan Native | 6 | $931,000 | $155,000 | $365,000 | $49,000 | $110,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $355,000 | $118,000 | $180,000 | $74,000 | $106,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,159 | $208,422,000 | $179,000 | $546,000 | $51,000 | $1,964,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 921 | $173,678,000 | $188,000 | $1,200,000 | $88,000 | $646,000 |
| VA-guaranteed (Veterans Administration) | 65 | $13,068,000 | $201,000 | $554,000 | $54,000 | $243,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 58 | $5,755,000 | $99,000 | $260,000 | $37,000 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,644 | $301,626,000 | $183,000 | $1,077,000 | $65,000 | $646,000 |
| Application Denied By Financial Institution | 249 | $41,306,000 | $165,000 | $1,200,000 | $61,000 | $568,000 |
| Application Withdrawn By Applicant | 226 | $41,408,000 | $183,000 | $943,000 | $79,000 | $1,964,000 |
| File Closed For Incompleteness | 44 | $9,395,000 | $213,000 | $456,000 | $61,000 | $174,000 |
| Application Approved But Not Accepted | 40 | $7,188,000 | $179,000 | $398,000 | $79,000 | $230,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 67 | $12,574,000 | $187,000 | $1,200,000 | $74,000 | $568,000 |
| Collateral | 59 | $11,244,000 | $190,000 | $546,000 | $62,000 | $171,000 |
| Credit History | 47 | $4,512,000 | $96,000 | $284,000 | $45,000 | $113,000 |
| Debt-To-Income Ratio | 33 | $4,549,000 | $137,000 | $371,000 | $61,000 | $326,000 |
| Other | 19 | $3,806,000 | $200,000 | $508,000 | $73,000 | $162,000 |
| Unverifiable Information | 18 | $3,595,000 | $199,000 | $369,000 | $40,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $963,000 | $192,000 | $244,000 | $58,000 | $104,000 |
| Mortgage Insurance Denied | 1 | $63,000 | $63,000 | $63,000 | $16,000 | $16,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midcountry Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midcountry Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.