Midland States Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Midland States Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midland States Bank 1201 Network Centre Drive Effingham, IL 62401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,447 |
| Total Mortgage Loan Application Amount | $680,725,000 |
| Average Mortgage Loan Application Amount | $152,000 |
| Highest Mortgage Loan Application Amount | $41,605,000 |
| Average Applicant Income | $98,200 |
| Highest Applicant Income | $2,317,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Midland States Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midland States Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Midland States Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midland States Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midland States Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midland States Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Winnebago County Illinois | 647 | $ 65,695,000 | $ 101,000 | $ 85,000 |
| Kankakee County Illinois | 591 | $ 70,245,000 | $ 118,000 | $ 86,000 |
| St. Charles County Missouri | 195 | $ 45,535,000 | $ 233,000 | $ 112,000 |
| Will County Illinois | 181 | $ 31,035,000 | $ 171,000 | $ 97,000 |
| Boone County Illinois | 179 | $ 21,365,000 | $ 119,000 | $ 95,000 |
| St. Louis County Missouri | 174 | $ 34,540,000 | $ 198,000 | $ 146,000 |
| Champaign County Illinois | 149 | $ 30,365,000 | $ 203,000 | $ 100,000 |
| Effingham County Illinois | 114 | $ 21,890,000 | $ 192,000 | $ 100,000 |
| LaSalle County Illinois | 81 | $ 8,245,000 | $ 101,000 | $ 101,000 |
| Kane County Illinois | 72 | $ 30,550,000 | $ 424,000 | $ 83,000 |
| Lee County Illinois | 71 | $ 7,615,000 | $ 107,000 | $ 93,000 |
| Marion County Illinois | 51 | $ 4,385,000 | $ 85,000 | $ 75,000 |
| Fayette County Illinois | 43 | $ 4,965,000 | $ 115,000 | $ 74,000 |
| Kendall County Illinois | 42 | $ 6,530,000 | $ 155,000 | $ 105,000 |
| Bureau County Illinois | 41 | $ 2,395,000 | $ 58,000 | $ 82,000 |
| Ogle County Illinois | 41 | $ 4,895,000 | $ 119,000 | $ 92,000 |
| Monroe County Illinois | 40 | $ 5,300,000 | $ 132,000 | $ 100,000 |
| St. Louis City County Missouri | 37 | $ 27,915,000 | $ 754,000 | $ 94,000 |
| DeKalb County Illinois | 36 | $ 5,110,000 | $ 141,000 | $ 77,000 |
| Whiteside County Illinois | 36 | $ 1,940,000 | $ 53,000 | $ 85,000 |
| DuPage County Illinois | 35 | $ 19,195,000 | $ 548,000 | $ 103,000 |
| Bond County Illinois | 32 | $ 3,990,000 | $ 124,000 | $ 87,000 |
| Jefferson County Missouri | 30 | $ 4,620,000 | $ 154,000 | $ 93,000 |
| Grundy County Illinois | 24 | $ 4,910,000 | $ 204,000 | $ 94,000 |
| Cook County Illinois | 22 | $ 6,360,000 | $ 289,000 | $ 155,000 |
| Clinton County Illinois | 19 | $ 1,075,000 | $ 56,000 | $ 60,000 |
| St. Clair County Illinois | 18 | $ 6,490,000 | $ 360,000 | $ 91,000 |
| McHenry County Illinois | 17 | $ 3,325,000 | $ 195,000 | $ 94,000 |
| Piatt County Illinois | 16 | $ 3,230,000 | $ 201,000 | $ 111,000 |
| Lincoln County Missouri | 16 | $ 3,080,000 | $ 192,000 | $ 78,000 |
| Iroquois County Illinois | 15 | $ 1,655,000 | $ 110,000 | $ 74,000 |
| Stephenson County Illinois | 15 | $ 1,095,000 | $ 73,000 | $ 49,000 |
| Lake County Illinois | 14 | $ 20,920,000 | $ 1,494,000 | $ 75,000 |
| Livingston County Illinois | 13 | $ 615,000 | $ 47,000 | $ 46,000 |
| Rock County Wisconsin | 12 | $ 2,390,000 | $ 199,000 | $ 125,000 |
| Lake County Indiana | 11 | $ 2,015,000 | $ 183,000 | $ 159,000 |
| Franklin County Missouri | 11 | $ 1,565,000 | $ 142,000 | $ 64,000 |
| Clay County Illinois | 10 | $ 910,000 | $ 91,000 | $ 54,000 |
| Coles County Illinois | 10 | $ 1,050,000 | $ 105,000 | $ 64,000 |
| Madison County Illinois | 9 | $ 2,495,000 | $ 277,000 | $ 136,000 |
| Maricopa County Arizona | 8 | $ 3,690,000 | $ 461,000 | $ 341,000 |
| Jasper County Illinois | 8 | $ 700,000 | $ 87,000 | $ 52,000 |
| Vermilion County Illinois | 8 | $ 1,000,000 | $ 125,000 | $ 78,000 |
| Jefferson County Illinois | 7 | $ 875,000 | $ 125,000 | $ 90,000 |
| Macon County Illinois | 7 | $ 5,865,000 | $ 837,000 | $ 130,000 |
| Shelby County Illinois | 7 | $ 895,000 | $ 127,000 | $ 106,000 |
| Warren County Missouri | 7 | $ 2,085,000 | $ 297,000 | $ 111,000 |
| Riverside County California | 6 | $ 2,070,000 | $ 345,000 | $ 152,000 |
| Washington County Illinois | 6 | $ 690,000 | $ 115,000 | $ 100,000 |
| Johnson County Kansas | 6 | $ 2,030,000 | $ 338,000 | $ 133,000 |
| Waukesha County Wisconsin | 6 | $ 6,240,000 | $ 1,040,000 | $ 127,000 |
| Lee County Florida | 5 | $ 1,555,000 | $ 311,000 | $ 113,000 |
| Carroll County Illinois | 5 | $ 565,000 | $ 113,000 | $ 76,000 |
| Cumberland County Illinois | 5 | $ 445,000 | $ 89,000 | $ 52,000 |
| Douglas County Illinois | 5 | $ 615,000 | $ 123,000 | $ 86,000 |
| Manatee County Florida | 4 | $ 42,370,000 | $ 10,592,000 | $ 132,000 |
| Ford County Illinois | 4 | $ 540,000 | $ 135,000 | $ 109,000 |
| McLean County Illinois | 4 | $ 3,030,000 | $ 757,000 | $ 258,000 |
| Wayne County Michigan | 4 | $ 1,210,000 | $ 302,000 | $ 131,000 |
| Los Angeles County California | 3 | $ 965,000 | $ 321,000 | $ 149,000 |
| Orange County California | 3 | $ 965,000 | $ 321,000 | $ 116,000 |
| Montgomery County Illinois | 3 | $ 435,000 | $ 145,000 | $ 79,000 |
| Camden County Missouri | 3 | $ 855,000 | $ 285,000 | $ 37,000 |
| Loudoun County Virginia | 3 | $ 1,205,000 | $ 401,000 | $ 139,000 |
| Boulder County Colorado | 2 | $ 1,220,000 | $ 610,000 | $ 248,000 |
| Broomfield County Colorado | 2 | $ 770,000 | $ 385,000 | $ 170,000 |
| Denver County Colorado | 2 | $ 720,000 | $ 360,000 | $ 139,000 |
| Douglas County Colorado | 2 | $ 1,760,000 | $ 880,000 | $ 886,000 |
| El Paso County Colorado | 2 | $ 990,000 | $ 495,000 | $ 613,000 |
| Pinellas County Florida | 2 | $ 460,000 | $ 230,000 | $ 203,000 |
| Sarasota County Florida | 2 | $ 860,000 | $ 430,000 | $ 432,000 |
| Maui County Hawaii | 2 | $ 1,020,000 | $ 510,000 | $ 205,000 |
| Johnson County Illinois | 2 | $ 240,000 | $ 120,000 | $ 224,000 |
| Marshall County Illinois | 2 | $ 230,000 | $ 115,000 | $ 123,000 |
| Moultrie County Illinois | 2 | $ 190,000 | $ 95,000 | $ 56,000 |
| Peoria County Illinois | 2 | $ 800,000 | $ 400,000 | $ 364,000 |
| Randolph County Illinois | 2 | $ 100,000 | $ 50,000 | $ 30,000 |
| Richland County Illinois | 2 | $ 360,000 | $ 180,000 | $ 117,000 |
| Stark County Illinois | 2 | $ 50,000 | $ 25,000 | $ 63,000 |
| Tazewell County Illinois | 2 | $ 13,240,000 | $ 6,620,000 | $ 159,000 |
| Macomb County Michigan | 2 | $ 250,000 | $ 125,000 | $ 55,000 |
| Christian County Missouri | 2 | $ 190,000 | $ 95,000 | $ 100,000 |
| Jackson County Missouri | 2 | $ 780,000 | $ 390,000 | $ 165,000 |
| Montgomery County Missouri | 2 | $ 170,000 | $ 85,000 | $ 182,000 |
| Allegheny County Pennsylvania | 2 | $ 2,590,000 | $ 1,295,000 | $ 18,000 |
| Maury County Tennessee | 2 | $ 630,000 | $ 315,000 | $ 104,000 |
| Shelby County Tennessee | 2 | $ 440,000 | $ 220,000 | $ 158,000 |
| Wilson County Tennessee | 2 | $ 750,000 | $ 375,000 | $ 130,000 |
| Albemarle County Virginia | 2 | $ 490,000 | $ 245,000 | $ 75,000 |
| Franklin County Washington | 2 | $ 760,000 | $ 380,000 | $ 191,000 |
| Adams County Wisconsin | 2 | $ 490,000 | $ 245,000 | $ 370,000 |
| Milwaukee County Wisconsin | 2 | $ 420,000 | $ 210,000 | $ 162,000 |
| Oneida County Wisconsin | 2 | $ 330,000 | $ 165,000 | $ 136,000 |
| Walworth County Wisconsin | 2 | $ 190,000 | $ 95,000 | $ 42,000 |
| Madison County Alabama | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Pinal County Arizona | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Santa Cruz County Arizona | 1 | $ 465,000 | $ 465,000 | $ 188,000 |
| Benton County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Washington County Arkansas | 1 | $ 315,000 | $ 315,000 | $ 445,000 |
| Adams County Colorado | 1 | $ 225,000 | $ 225,000 | $ 29,000 |
| Jefferson County Colorado | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Lake County Colorado | 1 | $ 365,000 | $ 365,000 | $ 500,000 |
| Fairfield County Connecticut | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Brevard County Florida | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Collier County Florida | 1 | $ 225,000 | $ 225,000 | $ 260,000 |
| Hillsborough County Florida | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| Lake County Florida | 1 | $ 515,000 | $ 515,000 | $ 315,000 |
| Seminole County Florida | 1 | $ 235,000 | $ 235,000 | $ 618,000 |
| Sumter County Florida | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Wakulla County Florida | 1 | $ 265,000 | $ 265,000 | $ 49,000 |
| Cobb County Georgia | 1 | $ 175,000 | $ 175,000 | $ 252,000 |
| De Witt County Illinois | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Edgar County Illinois | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Franklin County Illinois | 1 | $ 385,000 | $ 385,000 | $ 305,000 |
| Jo Daviess County Illinois | 1 | $ 315,000 | $ 315,000 | $ 666,000 |
| Mercer County Illinois | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Putnam County Illinois | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
| Rock Island County Illinois | 1 | $ 305,000 | $ 305,000 | $ 67,000 |
| Woodford County Illinois | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Allen County Indiana | 1 | $ 5,000 | $ 5,000 | $ 96,000 |
| Marshall County Indiana | 1 | $ 95,000 | $ 95,000 | $ 170,000 |
| Porter County Indiana | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| Tipton County Indiana | 1 | $ 205,000 | $ 205,000 | $ 197,000 |
| Vigo County Indiana | 1 | $ 255,000 | $ 255,000 | $ 146,000 |
| Warrick County Indiana | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Washington County Indiana | 1 | $ 335,000 | $ 335,000 | $ 105,000 |
| White County Indiana | 1 | $ 165,000 | $ 165,000 | $ 157,000 |
| Des Moines County Iowa | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Scott County Iowa | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Warren County Iowa | 1 | $ 155,000 | $ 155,000 | $ 103,000 |
| Sedgwick County Kansas | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Madison County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| Orleans County Louisiana | 1 | $ 7,195,000 | $ 7,195,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 415,000 | $ 415,000 | $ 267,000 |
| Ottawa County Michigan | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Anoka County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 81,000 |
| Carver County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Adair County Missouri | 1 | $ 515,000 | $ 515,000 | $ 310,000 |
| Clay County Missouri | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Greene County Missouri | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Platte County Missouri | 1 | $ 2,835,000 | $ 2,835,000 | $ 0 |
| Reynolds County Missouri | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Stone County Missouri | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Bergen County New Jersey | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Chemung County New York | 1 | $ 445,000 | $ 445,000 | $ 240,000 |
| Erie County New York | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Monroe County New York | 1 | $ 315,000 | $ 315,000 | $ 300,000 |
| Harnett County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Iredell County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
| Franklin County Ohio | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Geauga County Ohio | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Union County Ohio | 1 | $ 415,000 | $ 415,000 | $ 359,000 |
| Cleveland County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 139,000 |
| Multnomah County Oregon | 1 | $ 505,000 | $ 505,000 | $ 88,000 |
| Wasco County Oregon | 1 | $ 245,000 | $ 245,000 | $ 156,000 |
| Washington County Oregon | 1 | $ 375,000 | $ 375,000 | $ 222,000 |
| Monroe County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Beaufort County South Carolina | 1 | $ 1,135,000 | $ 1,135,000 | $ 248,000 |
| Crockett County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 245,000 |
| Davidson County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Hamilton County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Montgomery County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 47,000 |
| Rutherford County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 167,000 |
| Sumner County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 200,000 |
| Ellis County Texas | 1 | $ 395,000 | $ 395,000 | $ 323,000 |
| Harris County Texas | 1 | $ 335,000 | $ 335,000 | $ 61,000 |
| Travis County Texas | 1 | $ 295,000 | $ 295,000 | $ 54,000 |
| Salt Lake County Utah | 1 | $ 405,000 | $ 405,000 | $ 60,000 |
| Utah County Utah | 1 | $ 455,000 | $ 455,000 | $ 103,000 |
| Chittenden County Vermont | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Prince William County Virginia | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| Benton County Washington | 1 | $ 455,000 | $ 455,000 | $ 368,000 |
| King County Washington | 1 | $ 285,000 | $ 285,000 | $ 353,000 |
| Whatcom County Washington | 1 | $ 13,505,000 | $ 13,505,000 | $ 0 |
| Green County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Jefferson County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 131,000 |
| Juneau County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 293,000 |
| Kenosha County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Sheboygan County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| Winnebago County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 94,000 |
| Wood County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Park County Wyoming | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Midland States Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,394 | $276,880,000 | $198,000 | $12,505,000 | $112,000 | $826,000 |
| Home Purchase | 1,216 | $314,500,000 | $258,000 | $41,605,000 | $75,000 | $1,697,000 |
| Other Purpose | 441 | $22,255,000 | $50,000 | $665,000 | $110,000 | $951,000 |
| Cash-out Refinancing | 359 | $64,255,000 | $178,000 | $845,000 | $108,000 | $2,317,000 |
| Home Improvement | 37 | $2,835,000 | $76,000 | $905,000 | $86,000 | $329,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,653 | $381,275,000 | $143,000 | $1,445,000 | $102,000 | $2,317,000 |
| Hispanic | 312 | $38,620,000 | $123,000 | $475,000 | $61,000 | $466,000 |
| Black or African American | 152 | $18,110,000 | $119,000 | $515,000 | $77,000 | $484,000 |
| Not applicable | 119 | $199,265,000 | $1,674,000 | $41,605,000 | $0 | $0 |
| Not Provided | 119 | $23,565,000 | $198,000 | $2,505,000 | $117,000 | $618,000 |
| Asian | 85 | $18,735,000 | $220,000 | $595,000 | $132,000 | $698,000 |
| American Indian or Alaskan Native | 5 | $595,000 | $119,000 | $305,000 | $87,000 | $124,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $55,000 | $55,000 | $55,000 | $126,000 | $126,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,155 | $638,205,000 | $202,000 | $41,605,000 | $102,000 | $2,317,000 |
| FHA-insured (Federal Housing Administration) | 178 | $24,050,000 | $135,000 | $325,000 | $55,000 | $279,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 67 | $7,045,000 | $105,000 | $205,000 | $46,000 | $87,000 |
| VA-guaranteed (Veterans Administration) | 47 | $11,425,000 | $243,000 | $545,000 | $80,000 | $310,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,528 | $459,610,000 | $181,000 | $13,505,000 | $99,000 | $2,317,000 |
| Application Withdrawn By Applicant | 362 | $87,490,000 | $241,000 | $12,505,000 | $100,000 | $1,697,000 |
| Application Denied By Financial Institution | 357 | $36,995,000 | $103,000 | $1,285,000 | $82,000 | $746,000 |
| Application Approved But Not Accepted | 164 | $91,080,000 | $555,000 | $41,605,000 | $114,000 | $951,000 |
| File Closed For Incompleteness | 36 | $5,550,000 | $154,000 | $515,000 | $94,000 | $375,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,090 | $643,730,000 | $208,000 | $41,605,000 | $100,000 | $2,317,000 |
| Debt-To-Income Ratio | 132 | $15,150,000 | $114,000 | $735,000 | $61,000 | $262,000 |
| Credit History | 131 | $11,095,000 | $84,000 | $1,285,000 | $90,000 | $746,000 |
| Collateral | 58 | $5,050,000 | $87,000 | $535,000 | $113,000 | $476,000 |
| Other | 14 | $2,250,000 | $160,000 | $385,000 | $77,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,085,000 | $155,000 | $285,000 | $79,000 | $131,000 |
| Employment History | 6 | $740,000 | $123,000 | $195,000 | $23,000 | $58,000 |
| Credit Application Incomplete | 5 | $945,000 | $189,000 | $395,000 | $142,000 | $350,000 |
| Unverifiable Information | 4 | $680,000 | $170,000 | $255,000 | $62,000 | $105,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midland States Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midland States Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.