Midwest Heritage Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Midwest Heritage Bank, Fsb 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midwest Heritage Bank, Fsb 1025 Braden Avenue, P. O. Box 331 Chariton, IA 50049 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 711 |
| Total Mortgage Loan Application Amount | $86,573,000 |
| Average Mortgage Loan Application Amount | $94,333 |
| Highest Mortgage Loan Application Amount | $500,000 |
| Average Applicant Income | $94,333 |
| Highest Applicant Income | $912,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Midwest Heritage Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midwest Heritage Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Midwest Heritage Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midwest Heritage Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Midwest Heritage Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midwest Heritage Bank, Fsb's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 217 | $ 26,725,000 | $ 123,000 | $ 97,000 |
| Lucas County Iowa | 106 | $ 6,613,000 | $ 62,000 | $ 62,000 |
| Dallas County Iowa | 64 | $ 10,476,000 | $ 163,000 | $ 115,000 |
| Story County Iowa | 41 | $ 5,392,000 | $ 131,000 | $ 82,000 |
| Warren County Iowa | 40 | $ 5,562,000 | $ 139,000 | $ 85,000 |
| Linn County Iowa | 9 | $ 1,313,000 | $ 145,000 | $ 113,000 |
| Scott County Iowa | 9 | $ 1,412,000 | $ 156,000 | $ 137,000 |
| Wayne County Iowa | 9 | $ 617,000 | $ 68,000 | $ 59,000 |
| Boone County Iowa | 7 | $ 562,000 | $ 80,000 | $ 62,000 |
| Johnson County Iowa | 7 | $ 1,307,000 | $ 186,000 | $ 163,000 |
| Pottawattamie County Iowa | 6 | $ 806,000 | $ 134,000 | $ 127,000 |
| Clay County Missouri | 6 | $ 711,000 | $ 118,000 | $ 79,000 |
| Lancaster County Nebraska | 6 | $ 613,000 | $ 102,000 | $ 52,000 |
| Fulton County Illinois | 5 | $ 437,000 | $ 87,000 | $ 52,000 |
| Clarke County Iowa | 5 | $ 201,000 | $ 40,000 | $ 77,000 |
| Marion County Iowa | 5 | $ 624,000 | $ 124,000 | $ 47,000 |
| Washington County Iowa | 5 | $ 331,000 | $ 66,000 | $ 69,000 |
| Boone County Missouri | 5 | $ 732,000 | $ 146,000 | $ 131,000 |
| Jackson County Missouri | 5 | $ 604,000 | $ 120,000 | $ 108,000 |
| Nodaway County Missouri | 5 | $ 384,000 | $ 76,000 | $ 100,000 |
| Carroll County Iowa | 4 | $ 361,000 | $ 90,000 | $ 99,000 |
| Dubuque County Iowa | 4 | $ 656,000 | $ 164,000 | $ 127,000 |
| Sarpy County Nebraska | 4 | $ 299,000 | $ 74,000 | $ 82,000 |
| Sarasota County Florida | 3 | $ 1,188,000 | $ 396,000 | $ 397,000 |
| McDonough County Illinois | 3 | $ 155,000 | $ 51,000 | $ 109,000 |
| Black Hawk County Iowa | 3 | $ 318,000 | $ 106,000 | $ 47,000 |
| Buena Vista County Iowa | 3 | $ 183,000 | $ 61,000 | $ 91,000 |
| Butler County Iowa | 3 | $ 491,000 | $ 163,000 | $ 105,000 |
| Cerro Gordo County Iowa | 3 | $ 957,000 | $ 319,000 | $ 267,000 |
| Guthrie County Iowa | 3 | $ 580,000 | $ 193,000 | $ 100,000 |
| Jefferson County Iowa | 3 | $ 121,000 | $ 40,000 | $ 81,000 |
| Monroe County Iowa | 3 | $ 191,000 | $ 63,000 | $ 42,000 |
| Douglas County Kansas | 3 | $ 334,000 | $ 111,000 | $ 378,000 |
| Camden County Missouri | 3 | $ 417,000 | $ 139,000 | $ 330,000 |
| Douglas County Nebraska | 3 | $ 558,000 | $ 186,000 | $ 168,000 |
| Platte County Nebraska | 3 | $ 246,000 | $ 82,000 | $ 66,000 |
| Lincoln County South Dakota | 3 | $ 432,000 | $ 144,000 | $ 175,000 |
| Minnehaha County South Dakota | 3 | $ 844,000 | $ 281,000 | $ 293,000 |
| Appanoose County Iowa | 2 | $ 558,000 | $ 279,000 | $ 85,000 |
| Cherokee County Iowa | 2 | $ 199,000 | $ 99,000 | $ 120,000 |
| Decatur County Iowa | 2 | $ 80,000 | $ 40,000 | $ 59,000 |
| Dickinson County Iowa | 2 | $ 25,000 | $ 12,000 | $ 77,000 |
| Hamilton County Iowa | 2 | $ 234,000 | $ 117,000 | $ 66,000 |
| Jasper County Iowa | 2 | $ 248,000 | $ 124,000 | $ 119,000 |
| Lee County Iowa | 2 | $ 406,000 | $ 203,000 | $ 137,000 |
| Madison County Iowa | 2 | $ 198,000 | $ 99,000 | $ 85,000 |
| Mahaska County Iowa | 2 | $ 236,000 | $ 118,000 | $ 58,000 |
| Marshall County Iowa | 2 | $ 311,000 | $ 155,000 | $ 195,000 |
| Ringgold County Iowa | 2 | $ 151,000 | $ 75,000 | $ 64,000 |
| Wapello County Iowa | 2 | $ 401,000 | $ 200,000 | $ 119,000 |
| Johnson County Kansas | 2 | $ 173,000 | $ 86,000 | $ 70,000 |
| Miami County Kansas | 2 | $ 244,000 | $ 122,000 | $ 39,000 |
| Shawnee County Kansas | 2 | $ 371,000 | $ 185,000 | $ 125,000 |
| Dakota County Minnesota | 2 | $ 367,000 | $ 183,000 | $ 63,000 |
| Steele County Minnesota | 2 | $ 358,000 | $ 179,000 | $ 81,000 |
| Buchanan County Missouri | 2 | $ 201,000 | $ 100,000 | $ 192,000 |
| Cole County Missouri | 2 | $ 73,000 | $ 36,000 | $ 40,000 |
| Dodge County Nebraska | 2 | $ 216,000 | $ 108,000 | $ 86,000 |
| Providence County Rhode Island | 2 | $ 507,000 | $ 253,000 | $ 271,000 |
| Brookings County South Dakota | 2 | $ 532,000 | $ 266,000 | $ 269,000 |
| Dane County Wisconsin | 2 | $ 209,000 | $ 104,000 | $ 70,000 |
| Maricopa County Arizona | 1 | $ 270,000 | $ 270,000 | $ 298,000 |
| Pima County Arizona | 1 | $ 104,000 | $ 104,000 | $ 77,000 |
| Pinal County Arizona | 1 | $ 268,000 | $ 268,000 | $ 442,000 |
| Yavapai County Arizona | 1 | $ 98,000 | $ 98,000 | $ 63,000 |
| Butte County California | 1 | $ 23,000 | $ 23,000 | $ 83,000 |
| Douglas County Colorado | 1 | $ 409,000 | $ 409,000 | $ 100,000 |
| Brevard County Florida | 1 | $ 417,000 | $ 417,000 | $ 360,000 |
| Osceola County Florida | 1 | $ 417,000 | $ 417,000 | $ 472,000 |
| Sumter County Florida | 1 | $ 36,000 | $ 36,000 | $ 60,000 |
| Adams County Illinois | 1 | $ 312,000 | $ 312,000 | $ 182,000 |
| Henry County Illinois | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Cass County Iowa | 1 | $ 42,000 | $ 42,000 | $ 59,000 |
| Clinton County Iowa | 1 | $ 212,000 | $ 212,000 | $ 312,000 |
| Emmet County Iowa | 1 | $ 87,000 | $ 87,000 | $ 56,000 |
| Fayette County Iowa | 1 | $ 6,000 | $ 6,000 | $ 32,000 |
| Hardin County Iowa | 1 | $ 7,000 | $ 7,000 | $ 61,000 |
| Kossuth County Iowa | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Montgomery County Iowa | 1 | $ 120,000 | $ 120,000 | $ 119,000 |
| Muscatine County Iowa | 1 | $ 168,000 | $ 168,000 | $ 42,000 |
| Page County Iowa | 1 | $ 2,000 | $ 2,000 | $ 45,000 |
| Sioux County Iowa | 1 | $ 139,000 | $ 139,000 | $ 70,000 |
| Union County Iowa | 1 | $ 130,000 | $ 130,000 | $ 130,000 |
| Woodbury County Iowa | 1 | $ 67,000 | $ 67,000 | $ 23,000 |
| Leavenworth County Kansas | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Mitchell County Kansas | 1 | $ 83,000 | $ 83,000 | $ 70,000 |
| Pottawatomie County Kansas | 1 | $ 185,000 | $ 185,000 | $ 112,000 |
| Blue Earth County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Brown County Minnesota | 1 | $ 52,000 | $ 52,000 | $ 38,000 |
| Hennepin County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 280,000 |
| Martin County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Mower County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 63,000 |
| Nicollet County Minnesota | 1 | $ 271,000 | $ 271,000 | $ 120,000 |
| Rice County Minnesota | 1 | $ 18,000 | $ 18,000 | $ 90,000 |
| St. Louis County Minnesota | 1 | $ 131,000 | $ 131,000 | $ 260,000 |
| Waseca County Minnesota | 1 | $ 9,000 | $ 9,000 | $ 53,000 |
| Adair County Missouri | 1 | $ 18,000 | $ 18,000 | $ 100,000 |
| Cass County Missouri | 1 | $ 408,000 | $ 408,000 | $ 348,000 |
| Johnson County Missouri | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Linn County Missouri | 1 | $ 36,000 | $ 36,000 | $ 120,000 |
| Morgan County Missouri | 1 | $ 14,000 | $ 14,000 | $ 18,000 |
| Platte County Missouri | 1 | $ 296,000 | $ 296,000 | $ 324,000 |
| Saline County Missouri | 1 | $ 120,000 | $ 120,000 | $ 75,000 |
| Taney County Missouri | 1 | $ 179,000 | $ 179,000 | $ 91,000 |
| Hall County Nebraska | 1 | $ 110,000 | $ 110,000 | $ 41,000 |
| Knox County Nebraska | 1 | $ 38,000 | $ 38,000 | $ 62,000 |
| Stanton County Nebraska | 1 | $ 69,000 | $ 69,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Midwest Heritage Bank, Fsb in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 467 | $64,838,000 | $138,000 | $490,000 | $103,000 | $912,000 |
| Home Purchase | 161 | $19,899,000 | $123,000 | $500,000 | $98,000 | $805,000 |
| Home Improvement | 83 | $1,836,000 | $22,000 | $240,000 | $82,000 | $607,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 682 | $83,621,000 | $122,000 | $500,000 | $101,000 | $912,000 |
| Asian | 10 | $1,465,000 | $146,000 | $199,000 | $76,000 | $146,000 |
| Not Provided | 9 | $275,000 | $30,000 | $62,000 | $66,000 | $112,000 |
| Black or African American | 5 | $492,000 | $98,000 | $163,000 | $49,000 | $88,000 |
| Hispanic | 5 | $720,000 | $144,000 | $223,000 | $60,000 | $99,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 616 | $73,589,000 | $119,000 | $500,000 | $105,000 | $912,000 |
| FHA-insured (Federal Housing Administration) | 87 | $12,470,000 | $143,000 | $409,000 | $62,000 | $140,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $514,000 | $64,000 | $204,000 | $36,000 | $62,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 405 | $46,244,000 | $114,000 | $500,000 | $116,000 | $805,000 |
| Application Approved But Not Accepted | 161 | $23,031,000 | $143,000 | $417,000 | $79,000 | $360,000 |
| Application Denied By Financial Institution | 133 | $15,653,000 | $117,000 | $490,000 | $75,000 | $912,000 |
| Application Withdrawn By Applicant | 12 | $1,645,000 | $137,000 | $259,000 | $71,000 | $125,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 67 | $6,627,000 | $98,000 | $417,000 | $56,000 | $115,000 |
| Collateral | 28 | $3,574,000 | $127,000 | $417,000 | $101,000 | $472,000 |
| Debt-To-Income Ratio | 18 | $2,319,000 | $128,000 | $285,000 | $51,000 | $126,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $919,000 | $131,000 | $244,000 | $75,000 | $124,000 |
| Other | 7 | $1,195,000 | $170,000 | $490,000 | $73,000 | $136,000 |
| Unverifiable Information | 6 | $1,019,000 | $169,000 | $410,000 | $237,000 | $912,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midwest Heritage Bank, Fsb's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midwest Heritage Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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