Midwest Loan Solutions, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Midwest Loan Solutions, Inc. 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midwest Loan Solutions, Inc. 29777 Telegraph Rd. Suite 3580 Southfield, MI 48034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 988 |
| Total Mortgage Loan Application Amount | $139,172,000 |
| Average Mortgage Loan Application Amount | $118,333 |
| Highest Mortgage Loan Application Amount | $510,000 |
| Average Applicant Income | $71,666 |
| Highest Applicant Income | $531,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Midwest Loan Solutions, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midwest Loan Solutions, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Midwest Loan Solutions, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midwest Loan Solutions, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Midwest Loan Solutions, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midwest Loan Solutions, Inc.'s mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Marquette County Michigan | 196 | $ 21,432,000 | $ 109,000 | $ 69,000 |
| Houghton County Michigan | 152 | $ 15,542,000 | $ 102,000 | $ 63,000 |
| Kent County Delaware | 140 | $ 21,818,000 | $ 155,000 | $ 87,000 |
| Centre County Pennsylvania | 93 | $ 14,068,000 | $ 151,000 | $ 86,000 |
| New Castle County Delaware | 42 | $ 8,069,000 | $ 192,000 | $ 97,000 |
| San Bernardino County California | 35 | $ 4,075,000 | $ 116,000 | $ 76,000 |
| Solano County California | 34 | $ 5,806,000 | $ 170,000 | $ 90,000 |
| Baraga County Michigan | 20 | $ 1,887,000 | $ 94,000 | $ 53,000 |
| Allegheny County Pennsylvania | 19 | $ 2,192,000 | $ 115,000 | $ 85,000 |
| Honolulu County Hawaii | 18 | $ 5,402,000 | $ 300,000 | $ 103,000 |
| Beaver County Pennsylvania | 10 | $ 704,000 | $ 70,000 | $ 56,000 |
| Huntingdon County Pennsylvania | 9 | $ 756,000 | $ 84,000 | $ 55,000 |
| Sussex County Delaware | 8 | $ 1,241,000 | $ 155,000 | $ 78,000 |
| Los Angeles County California | 6 | $ 1,886,000 | $ 314,000 | $ 106,000 |
| Cook County Illinois | 5 | $ 1,327,000 | $ 265,000 | $ 118,000 |
| Keweenaw County Michigan | 5 | $ 695,000 | $ 139,000 | $ 54,000 |
| Ontonagon County Michigan | 5 | $ 296,000 | $ 59,000 | $ 65,000 |
| Chester County Pennsylvania | 5 | $ 1,382,000 | $ 276,000 | $ 118,000 |
| Gogebic County Michigan | 4 | $ 368,000 | $ 92,000 | $ 38,000 |
| Buncombe County North Carolina | 4 | $ 453,000 | $ 113,000 | $ 89,000 |
| Blair County Pennsylvania | 4 | $ 465,000 | $ 116,000 | $ 64,000 |
| Contra Costa County California | 3 | $ 1,134,000 | $ 378,000 | $ 169,000 |
| Sacramento County California | 3 | $ 563,000 | $ 187,000 | $ 67,000 |
| San Diego County California | 3 | $ 1,162,000 | $ 387,000 | $ 90,000 |
| Cecil County Maryland | 3 | $ 459,000 | $ 153,000 | $ 57,000 |
| Alger County Michigan | 3 | $ 198,000 | $ 66,000 | $ 97,000 |
| Alpena County Michigan | 3 | $ 426,000 | $ 142,000 | $ 64,000 |
| Dickinson County Michigan | 3 | $ 308,000 | $ 102,000 | $ 60,000 |
| Bergen County New Jersey | 3 | $ 866,000 | $ 288,000 | $ 72,000 |
| Salem County New Jersey | 3 | $ 386,000 | $ 128,000 | $ 62,000 |
| Jefferson County Washington | 3 | $ 952,000 | $ 317,000 | $ 165,000 |
| Napa County California | 2 | $ 391,000 | $ 195,000 | $ 137,000 |
| Orange County California | 2 | $ 843,000 | $ 421,000 | $ 117,000 |
| DuPage County Illinois | 2 | $ 497,000 | $ 248,000 | $ 145,000 |
| Orleans County Louisiana | 2 | $ 184,000 | $ 92,000 | $ 33,000 |
| Queen Anne's County Maryland | 2 | $ 412,000 | $ 206,000 | $ 80,000 |
| Ingham County Michigan | 2 | $ 131,000 | $ 65,000 | $ 32,000 |
| Washtenaw County Michigan | 2 | $ 216,000 | $ 108,000 | $ 113,000 |
| Dakota County Minnesota | 2 | $ 521,000 | $ 260,000 | $ 122,000 |
| St. Louis County Missouri | 2 | $ 261,000 | $ 130,000 | $ 72,000 |
| Transylvania County North Carolina | 2 | $ 347,000 | $ 173,000 | $ 77,000 |
| Oklahoma County Oklahoma | 2 | $ 277,000 | $ 138,000 | $ 94,000 |
| Butler County Pennsylvania | 2 | $ 244,000 | $ 122,000 | $ 70,000 |
| Clearfield County Pennsylvania | 2 | $ 158,000 | $ 79,000 | $ 55,000 |
| Delaware County Pennsylvania | 2 | $ 364,000 | $ 182,000 | $ 116,000 |
| Erie County Pennsylvania | 2 | $ 319,000 | $ 159,000 | $ 98,000 |
| Mifflin County Pennsylvania | 2 | $ 318,000 | $ 159,000 | $ 90,000 |
| Philadelphia County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 69,000 |
| Tarrant County Texas | 2 | $ 153,000 | $ 76,000 | $ 56,000 |
| Maricopa County Arizona | 1 | $ 84,000 | $ 84,000 | $ 71,000 |
| Pima County Arizona | 1 | $ 329,000 | $ 329,000 | $ 230,000 |
| Butte County California | 1 | $ 56,000 | $ 56,000 | $ 155,000 |
| Fresno County California | 1 | $ 92,000 | $ 92,000 | $ 49,000 |
| Kern County California | 1 | $ 401,000 | $ 401,000 | $ 114,000 |
| Mariposa County California | 1 | $ 160,000 | $ 160,000 | $ 124,000 |
| Merced County California | 1 | $ 119,000 | $ 119,000 | $ 68,000 |
| Placer County California | 1 | $ 295,000 | $ 295,000 | $ 163,000 |
| San Francisco County California | 1 | $ 395,000 | $ 395,000 | $ 73,000 |
| San Luis Obispo County California | 1 | $ 414,000 | $ 414,000 | $ 101,000 |
| Tehama County California | 1 | $ 104,000 | $ 104,000 | $ 89,000 |
| Yolo County California | 1 | $ 231,000 | $ 231,000 | $ 60,000 |
| Arapahoe County Colorado | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Bent County Colorado | 1 | $ 18,000 | $ 18,000 | $ 32,000 |
| Denver County Colorado | 1 | $ 108,000 | $ 108,000 | $ 127,000 |
| El Paso County Colorado | 1 | $ 167,000 | $ 167,000 | $ 42,000 |
| Jefferson County Colorado | 1 | $ 222,000 | $ 222,000 | $ 61,000 |
| Rio Blanco County Colorado | 1 | $ 15,000 | $ 15,000 | $ 15,000 |
| Hartford County Connecticut | 1 | $ 104,000 | $ 104,000 | $ 39,000 |
| New London County Connecticut | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Lee County Florida | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
| Pinellas County Florida | 1 | $ 115,000 | $ 115,000 | $ 21,000 |
| Volusia County Florida | 1 | $ 400,000 | $ 400,000 | $ 125,000 |
| Carroll County Georgia | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Cobb County Georgia | 1 | $ 113,000 | $ 113,000 | $ 45,000 |
| Gwinnett County Georgia | 1 | $ 370,000 | $ 370,000 | $ 405,000 |
| Henry County Georgia | 1 | $ 229,000 | $ 229,000 | $ 130,000 |
| Newton County Georgia | 1 | $ 150,000 | $ 150,000 | $ 87,000 |
| Lake County Illinois | 1 | $ 390,000 | $ 390,000 | $ 120,000 |
| McHenry County Illinois | 1 | $ 252,000 | $ 252,000 | $ 98,000 |
| St. Joseph County Indiana | 1 | $ 140,000 | $ 140,000 | $ 47,000 |
| Boone County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 93,000 |
| Trimble County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 106,000 |
| Calcasieu County Louisiana | 1 | $ 59,000 | $ 59,000 | $ 20,000 |
| Washington County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| York County Maine | 1 | $ 204,000 | $ 204,000 | $ 46,000 |
| Montgomery County Maryland | 1 | $ 417,000 | $ 417,000 | $ 116,000 |
| Prince George's County Maryland | 1 | $ 241,000 | $ 241,000 | $ 153,000 |
| Allegan County Michigan | 1 | $ 106,000 | $ 106,000 | $ 96,000 |
| Benzie County Michigan | 1 | $ 89,000 | $ 89,000 | $ 21,000 |
| Clinton County Michigan | 1 | $ 79,000 | $ 79,000 | $ 94,000 |
| Delta County Michigan | 1 | $ 108,000 | $ 108,000 | $ 56,000 |
| Kalamazoo County Michigan | 1 | $ 86,000 | $ 86,000 | $ 72,000 |
| Presque Isle County Michigan | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Wayne County Michigan | 1 | $ 32,000 | $ 32,000 | $ 79,000 |
| Wexford County Michigan | 1 | $ 131,000 | $ 131,000 | $ 39,000 |
| Deer Lodge County Montana | 1 | $ 63,000 | $ 63,000 | $ 115,000 |
| Clark County Nevada | 1 | $ 54,000 | $ 54,000 | $ 176,000 |
| Essex County New Jersey | 1 | $ 248,000 | $ 248,000 | $ 60,000 |
| Gloucester County New Jersey | 1 | $ 270,000 | $ 270,000 | $ 88,000 |
| Mercer County New Jersey | 1 | $ 196,000 | $ 196,000 | $ 118,000 |
| Middlesex County New Jersey | 1 | $ 344,000 | $ 344,000 | $ 77,000 |
| Monmouth County New Jersey | 1 | $ 158,000 | $ 158,000 | $ 67,000 |
| Colfax County New Mexico | 1 | $ 53,000 | $ 53,000 | $ 35,000 |
| Cumberland County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 164,000 |
| Dare County North Carolina | 1 | $ 408,000 | $ 408,000 | $ 531,000 |
| Forsyth County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 38,000 |
| Guilford County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 77,000 |
| McDowell County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 118,000 |
| Onslow County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Swain County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 125,000 |
| Wake County North Carolina | 1 | $ 252,000 | $ 252,000 | $ 36,000 |
| Fairfield County Ohio | 1 | $ 84,000 | $ 84,000 | $ 114,000 |
| Hamilton County Ohio | 1 | $ 127,000 | $ 127,000 | $ 29,000 |
| Mahoning County Ohio | 1 | $ 23,000 | $ 23,000 | $ 155,000 |
| Marion County Ohio | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| Canadian County Oklahoma | 1 | $ 152,000 | $ 152,000 | $ 120,000 |
| Sequoyah County Oklahoma | 1 | $ 150,000 | $ 150,000 | $ 69,000 |
| Clinton County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 70,000 |
| Cumberland County Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 50,000 |
| Lancaster County Pennsylvania | 1 | $ 302,000 | $ 302,000 | $ 106,000 |
| Lycoming County Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 203,000 |
| Washington County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 42,000 |
| Westmoreland County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 28,000 |
| York County Pennsylvania | 1 | $ 141,000 | $ 141,000 | $ 46,000 |
| York County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 82,000 |
| Madison County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 27,000 |
| Roane County Tennessee | 1 | $ 24,000 | $ 24,000 | $ 35,000 |
| Washington County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 86,000 |
| Wilson County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Dallas County Texas | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Rockwall County Texas | 1 | $ 143,000 | $ 143,000 | $ 116,000 |
| Fairfax County Virginia | 1 | $ 227,000 | $ 227,000 | $ 180,000 |
| Henrico County Virginia | 1 | $ 110,000 | $ 110,000 | $ 56,000 |
| Richmond City County Virginia | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Hancock County West Virginia | 1 | $ 63,000 | $ 63,000 | $ 75,000 |
| Brown County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Dane County Wisconsin | 1 | $ 153,000 | $ 153,000 | $ 194,000 |
| Douglas County Wisconsin | 1 | $ 73,000 | $ 73,000 | $ 64,000 |
| Outagamie County Wisconsin | 1 | $ 316,000 | $ 316,000 | $ 126,000 |
| Ozaukee County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 250,000 |
| Vilas County Wisconsin | 1 | $ 209,000 | $ 209,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Midwest Loan Solutions, Inc. in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 815 | $120,499,000 | $147,000 | $510,000 | $82,000 | $531,000 |
| Home Purchase | 167 | $18,069,000 | $108,000 | $390,000 | $64,000 | $405,000 |
| Home Improvement | 6 | $604,000 | $100,000 | $131,000 | $69,000 | $106,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 722 | $95,965,000 | $132,000 | $510,000 | $77,000 | $531,000 |
| Not Provided | 173 | $26,815,000 | $155,000 | $456,000 | $88,000 | $531,000 |
| Black or African American | 42 | $7,230,000 | $172,000 | $482,000 | $76,000 | $214,000 |
| Hispanic | 25 | $3,596,000 | $143,000 | $389,000 | $73,000 | $120,000 |
| Asian | 15 | $2,855,000 | $190,000 | $417,000 | $83,000 | $154,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,506,000 | $278,000 | $507,000 | $81,000 | $166,000 |
| American Indian or Alaskan Native | 2 | $205,000 | $102,000 | $114,000 | $58,000 | $87,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 988 | $139,172,000 | $140,000 | $510,000 | $79,000 | $531,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 647 | $86,426,000 | $133,000 | $510,000 | $79,000 | $531,000 |
| Application Approved But Not Accepted | 206 | $34,108,000 | $165,000 | $496,000 | $90,000 | $527,000 |
| Application Denied By Financial Institution | 95 | $12,922,000 | $136,000 | $456,000 | $55,000 | $129,000 |
| Application Withdrawn By Applicant | 24 | $4,042,000 | $168,000 | $482,000 | $67,000 | $176,000 |
| Preapproval Denied by Financial Institution | 15 | $1,559,000 | $103,000 | $205,000 | $57,000 | $116,000 |
| Preapproval Approved but not Accepted | 1 | $115,000 | $115,000 | $115,000 | $49,000 | $49,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 34 | $5,391,000 | $158,000 | $380,000 | $48,000 | $116,000 |
| Credit History | 25 | $2,671,000 | $106,000 | $205,000 | $54,000 | $120,000 |
| Collateral | 24 | $3,181,000 | $132,000 | $456,000 | $63,000 | $129,000 |
| Mortgage Insurance Denied | 11 | $1,261,000 | $114,000 | $204,000 | $60,000 | $90,000 |
| Other | 10 | $1,291,000 | $129,000 | $417,000 | $54,000 | $129,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $407,000 | $135,000 | $175,000 | $77,000 | $102,000 |
| Unverifiable Information | 2 | $249,000 | $124,000 | $162,000 | $54,000 | $54,000 |
| Employment History | 1 | $30,000 | $30,000 | $30,000 | $26,000 | $26,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midwest Loan Solutions, Inc.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midwest Loan Solutions, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.