Midwest Loan Solutions, Inc. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midwest Loan Solutions, Inc. 29777 Telegraph Rd. Suite 3580 Southfield, MI 48034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 692 |
| Total Mortgage Loan Application Amount | $98,142,000 |
| Average Mortgage Loan Application Amount | $137,666 |
| Highest Mortgage Loan Application Amount | $480,000 |
| Average Applicant Income | $86,333 |
| Highest Applicant Income | $468,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Midwest Loan Solutions, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midwest Loan Solutions, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Midwest Loan Solutions, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midwest Loan Solutions, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Midwest Loan Solutions, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midwest Loan Solutions, Inc.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 136 | $ 16,055,000 | $ 118,000 | $ 83,000 |
| Kent County Delaware | 92 | $ 13,117,000 | $ 142,000 | $ 63,000 |
| Beaver County Pennsylvania | 66 | $ 6,404,000 | $ 97,000 | $ 72,000 |
| Washington County Pennsylvania | 35 | $ 4,161,000 | $ 118,000 | $ 75,000 |
| Westmoreland County Pennsylvania | 28 | $ 3,291,000 | $ 117,000 | $ 79,000 |
| New Castle County Delaware | 21 | $ 3,665,000 | $ 174,000 | $ 97,000 |
| Oakland County Michigan | 20 | $ 4,135,000 | $ 206,000 | $ 113,000 |
| Marquette County Michigan | 19 | $ 2,335,000 | $ 122,000 | $ 62,000 |
| Butler County Pennsylvania | 16 | $ 1,667,000 | $ 104,000 | $ 77,000 |
| Solano County California | 14 | $ 2,594,000 | $ 185,000 | $ 93,000 |
| Wayne County Michigan | 14 | $ 3,233,000 | $ 230,000 | $ 100,000 |
| Centre County Pennsylvania | 13 | $ 2,127,000 | $ 163,000 | $ 82,000 |
| Houghton County Michigan | 11 | $ 1,271,000 | $ 115,000 | $ 82,000 |
| Mecklenburg County North Carolina | 9 | $ 1,272,000 | $ 141,000 | $ 75,000 |
| Philadelphia County Pennsylvania | 8 | $ 1,018,000 | $ 127,000 | $ 63,000 |
| Macomb County Michigan | 6 | $ 738,000 | $ 123,000 | $ 77,000 |
| Montgomery County Pennsylvania | 6 | $ 1,257,000 | $ 209,000 | $ 86,000 |
| Sussex County Delaware | 5 | $ 597,000 | $ 119,000 | $ 50,000 |
| Baraga County Michigan | 5 | $ 693,000 | $ 138,000 | $ 52,000 |
| Livingston County Michigan | 5 | $ 1,231,000 | $ 246,000 | $ 121,000 |
| Washtenaw County Michigan | 5 | $ 1,043,000 | $ 208,000 | $ 131,000 |
| York County South Carolina | 5 | $ 638,000 | $ 127,000 | $ 80,000 |
| Ingham County Michigan | 4 | $ 708,000 | $ 177,000 | $ 110,000 |
| Essex County New Jersey | 4 | $ 487,000 | $ 121,000 | $ 69,000 |
| Delaware County Pennsylvania | 4 | $ 500,000 | $ 125,000 | $ 51,000 |
| Broward County Florida | 3 | $ 830,000 | $ 276,000 | $ 149,000 |
| Cecil County Maryland | 3 | $ 644,000 | $ 214,000 | $ 90,000 |
| Frederick County Maryland | 3 | $ 798,000 | $ 266,000 | $ 259,000 |
| Gloucester County New Jersey | 3 | $ 491,000 | $ 163,000 | $ 65,000 |
| Somerset County New Jersey | 3 | $ 742,000 | $ 247,000 | $ 77,000 |
| Gaston County North Carolina | 3 | $ 395,000 | $ 131,000 | $ 82,000 |
| Armstrong County Pennsylvania | 3 | $ 178,000 | $ 59,000 | $ 38,000 |
| Bucks County Pennsylvania | 3 | $ 766,000 | $ 255,000 | $ 93,000 |
| Fayette County Pennsylvania | 3 | $ 471,000 | $ 157,000 | $ 114,000 |
| San Diego County California | 2 | $ 355,000 | $ 177,000 | $ 78,000 |
| New London County Connecticut | 2 | $ 314,000 | $ 157,000 | $ 88,000 |
| Manatee County Florida | 2 | $ 290,000 | $ 145,000 | $ 62,000 |
| Clinton County Michigan | 2 | $ 184,000 | $ 92,000 | $ 57,000 |
| Lapeer County Michigan | 2 | $ 403,000 | $ 201,000 | $ 136,000 |
| Monroe County Michigan | 2 | $ 221,000 | $ 110,000 | $ 44,000 |
| Monmouth County New Jersey | 2 | $ 292,000 | $ 146,000 | $ 102,000 |
| Brunswick County North Carolina | 2 | $ 286,000 | $ 143,000 | $ 53,000 |
| Union County North Carolina | 2 | $ 347,000 | $ 173,000 | $ 72,000 |
| Erie County Pennsylvania | 2 | $ 145,000 | $ 72,000 | $ 50,000 |
| Huntingdon County Pennsylvania | 2 | $ 175,000 | $ 87,000 | $ 50,000 |
| Culpeper County Virginia | 2 | $ 398,000 | $ 199,000 | $ 71,000 |
| Fairfax County Virginia | 2 | $ 608,000 | $ 304,000 | $ 100,000 |
| Loudoun County Virginia | 2 | $ 261,000 | $ 130,000 | $ 189,000 |
| Manassas County Virginia | 2 | $ 344,000 | $ 172,000 | $ 59,000 |
| Mobile County Alabama | 1 | $ 36,000 | $ 36,000 | $ 49,000 |
| Fresno County California | 1 | $ 219,000 | $ 219,000 | $ 102,000 |
| Napa County California | 1 | $ 204,000 | $ 204,000 | $ 80,000 |
| Riverside County California | 1 | $ 129,000 | $ 129,000 | $ 50,000 |
| San Bernardino County California | 1 | $ 158,000 | $ 158,000 | $ 50,000 |
| Denver County Colorado | 1 | $ 300,000 | $ 300,000 | $ 125,000 |
| Fairfield County Connecticut | 1 | $ 332,000 | $ 332,000 | $ 81,000 |
| Hartford County Connecticut | 1 | $ 73,000 | $ 73,000 | $ 104,000 |
| District of Columbia County District Of Columbia | 1 | $ 73,000 | $ 73,000 | $ 62,000 |
| Brevard County Florida | 1 | $ 81,000 | $ 81,000 | $ 47,000 |
| Collier County Florida | 1 | $ 204,000 | $ 204,000 | $ 86,000 |
| Escambia County Florida | 1 | $ 107,000 | $ 107,000 | $ 107,000 |
| Lee County Florida | 1 | $ 98,000 | $ 98,000 | $ 81,000 |
| Martin County Florida | 1 | $ 237,000 | $ 237,000 | $ 88,000 |
| Miami-Dade County Florida | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Orange County Florida | 1 | $ 149,000 | $ 149,000 | $ 137,000 |
| Osceola County Florida | 1 | $ 124,000 | $ 124,000 | $ 25,000 |
| Pasco County Florida | 1 | $ 87,000 | $ 87,000 | $ 32,000 |
| Polk County Florida | 1 | $ 59,000 | $ 59,000 | $ 49,000 |
| Sarasota County Florida | 1 | $ 280,000 | $ 280,000 | $ 122,000 |
| St. Lucie County Florida | 1 | $ 108,000 | $ 108,000 | $ 76,000 |
| Volusia County Florida | 1 | $ 374,000 | $ 374,000 | $ 140,000 |
| McHenry County Illinois | 1 | $ 90,000 | $ 90,000 | $ 87,000 |
| Will County Illinois | 1 | $ 209,000 | $ 209,000 | $ 127,000 |
| Greene County Indiana | 1 | $ 59,000 | $ 59,000 | $ 52,000 |
| Johnson County Indiana | 1 | $ 220,000 | $ 220,000 | $ 176,000 |
| Washington County Indiana | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
| Cumberland County Maine | 1 | $ 119,000 | $ 119,000 | $ 52,000 |
| Waldo County Maine | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Caroline County Maryland | 1 | $ 62,000 | $ 62,000 | $ 35,000 |
| Garrett County Maryland | 1 | $ 100,000 | $ 100,000 | $ 307,000 |
| Harford County Maryland | 1 | $ 110,000 | $ 110,000 | $ 174,000 |
| Howard County Maryland | 1 | $ 123,000 | $ 123,000 | $ 46,000 |
| Kent County Maryland | 1 | $ 178,000 | $ 178,000 | $ 67,000 |
| Montgomery County Maryland | 1 | $ 403,000 | $ 403,000 | $ 112,000 |
| Prince George's County Maryland | 1 | $ 395,000 | $ 395,000 | $ 109,000 |
| Cheboygan County Michigan | 1 | $ 99,000 | $ 99,000 | $ 87,000 |
| Chippewa County Michigan | 1 | $ 80,000 | $ 80,000 | $ 63,000 |
| Jackson County Michigan | 1 | $ 164,000 | $ 164,000 | $ 82,000 |
| Kent County Michigan | 1 | $ 91,000 | $ 91,000 | $ 55,000 |
| Luce County Michigan | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Mason County Michigan | 1 | $ 316,000 | $ 316,000 | $ 110,000 |
| Menominee County Michigan | 1 | $ 118,000 | $ 118,000 | $ 83,000 |
| Montmorency County Michigan | 1 | $ 300,000 | $ 300,000 | $ 204,000 |
| Saginaw County Michigan | 1 | $ 94,000 | $ 94,000 | $ 80,000 |
| St. Clair County Michigan | 1 | $ 281,000 | $ 281,000 | $ 88,000 |
| Jefferson County Missouri | 1 | $ 101,000 | $ 101,000 | $ 86,000 |
| Bergen County New Jersey | 1 | $ 118,000 | $ 118,000 | $ 129,000 |
| Burlington County New Jersey | 1 | $ 148,000 | $ 148,000 | $ 62,000 |
| Camden County New Jersey | 1 | $ 156,000 | $ 156,000 | $ 73,000 |
| Cumberland County New Jersey | 1 | $ 190,000 | $ 190,000 | $ 136,000 |
| Hudson County New Jersey | 1 | $ 336,000 | $ 336,000 | $ 138,000 |
| Middlesex County New Jersey | 1 | $ 226,000 | $ 226,000 | $ 68,000 |
| Union County New Jersey | 1 | $ 181,000 | $ 181,000 | $ 150,000 |
| Alamance County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 51,000 |
| Cleveland County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 80,000 |
| Iredell County North Carolina | 1 | $ 27,000 | $ 27,000 | $ 48,000 |
| Columbiana County Ohio | 1 | $ 90,000 | $ 90,000 | $ 79,000 |
| Cuyahoga County Ohio | 1 | $ 63,000 | $ 63,000 | $ 57,000 |
| Summit County Ohio | 1 | $ 216,000 | $ 216,000 | $ 130,000 |
| Warren County Ohio | 1 | $ 143,000 | $ 143,000 | $ 143,000 |
| Berks County Pennsylvania | 1 | $ 201,000 | $ 201,000 | $ 77,000 |
| Cambria County Pennsylvania | 1 | $ 101,000 | $ 101,000 | $ 62,000 |
| Carbon County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 71,000 |
| Chester County Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 105,000 |
| Dauphin County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 56,000 |
| Greene County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Lackawanna County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 85,000 |
| Lancaster County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 89,000 |
| Luzerne County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 53,000 |
| Somerset County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Horry County South Carolina | 1 | $ 161,000 | $ 161,000 | $ 168,000 |
| Shelby County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 263,000 |
| Cameron County Texas | 1 | $ 160,000 | $ 160,000 | $ 275,000 |
| Tarrant County Texas | 1 | $ 223,000 | $ 223,000 | $ 83,000 |
| Alexandria County Virginia | 1 | $ 404,000 | $ 404,000 | $ 174,000 |
| Arlington County Virginia | 1 | $ 79,000 | $ 79,000 | $ 83,000 |
| Franklin County Virginia | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Hampton County Virginia | 1 | $ 224,000 | $ 224,000 | $ 49,000 |
| Newport News County Virginia | 1 | $ 229,000 | $ 229,000 | $ 106,000 |
| Orange County Virginia | 1 | $ 318,000 | $ 318,000 | $ 48,000 |
| Thurston County Washington | 1 | $ 169,000 | $ 169,000 | $ 179,000 |
| Douglas County Wisconsin | 1 | $ 153,000 | $ 153,000 | $ 88,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 462 | $68,140,000 | $147,000 | $480,000 | $82,000 | $468,000 |
| Home Purchase | 193 | $24,885,000 | $128,000 | $390,000 | $79,000 | $307,000 |
| Home Improvement | 37 | $5,117,000 | $138,000 | $328,000 | $98,000 | $228,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 492 | $69,913,000 | $142,000 | $480,000 | $83,000 | $468,000 |
| Not Provided | 116 | $15,940,000 | $137,000 | $380,000 | $81,000 | $320,000 |
| Black or African American | 44 | $6,249,000 | $142,000 | $395,000 | $67,000 | $206,000 |
| Asian | 19 | $3,347,000 | $176,000 | $417,000 | $103,000 | $275,000 |
| Hispanic | 16 | $2,262,000 | $141,000 | $254,000 | $71,000 | $206,000 |
| American Indian or Alaskan Native | 4 | $388,000 | $97,000 | $123,000 | $47,000 | $72,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $43,000 | $43,000 | $43,000 | $50,000 | $50,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 692 | $98,142,000 | $141,000 | $480,000 | $82,000 | $468,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 397 | $57,458,000 | $144,000 | $417,000 | $84,000 | $277,000 |
| Application Denied By Financial Institution | 122 | $15,143,000 | $124,000 | $390,000 | $70,000 | $307,000 |
| Application Withdrawn By Applicant | 91 | $13,577,000 | $149,000 | $395,000 | $83,000 | $288,000 |
| File Closed For Incompleteness | 72 | $10,584,000 | $147,000 | $480,000 | $89,000 | $468,000 |
| Application Approved But Not Accepted | 10 | $1,380,000 | $138,000 | $237,000 | $82,000 | $151,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midwest Loan Solutions, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midwest Loan Solutions, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.