Military Family Home Loans, Ll Mortgage Lending & HMDA Data, 2011
In 2011, Military Family Home Loans, Ll of Winston-Salem, NC reported 234 mortgage applications totaling $44.4 million. The average application was for $189,696, and applicants reported an average income of $114,470. 76% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (14), Denver-Aurora-Broomfield, CO (8) and Houston-Sugar Land-Baytown, TX (8) (applications in parentheses).
| Mortgage Company & Address | Military Family Home Loans, Ll 100 N Main Street Mac D4001-063 Winston-Salem, NC 27101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 234 |
| Total Mortgage Loan Application Amount | $44,389,000 |
| Average Mortgage Loan Application Amount | $189,696 |
| Highest Mortgage Loan Application Amount | $450,000 |
| Average Applicant Income | $114,470 |
| Highest Applicant Income | $1,245,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Military Family Home Loans, Ll filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 6 | $ 1,912,000 | $ 318,666 | $ 125,000 |
| Bexar, Texas | 5 | $ 640,000 | $ 128,000 | $ 93,000 |
| Harris, Texas | 5 | $ 941,000 | $ 188,200 | $ 133,000 |
| Fairfax, Virginia | 5 | $ 974,000 | $ 194,800 | $ 98,000 |
| Clackamas, Oregon | 4 | $ 960,000 | $ 240,000 | $ 110,000 |
| Collin, Texas | 4 | $ 724,000 | $ 181,000 | $ 119,000 |
| Bernalillo, New Mexico | 3 | $ 597,000 | $ 199,000 | $ 85,000 |
| Loudoun, Virginia | 3 | $ 678,000 | $ 226,000 | $ 110,000 |
| Shelby, Alabama | 2 | $ 295,000 | $ 147,500 | $ 82,000 |
| San Diego, California | 2 | $ 419,000 | $ 209,500 | $ 76,000 |
| Arapahoe, Colorado | 2 | $ 373,000 | $ 186,500 | $ 94,000 |
| Denver, Colorado | 2 | $ 521,000 | $ 260,500 | $ 180,000 |
| Jefferson, Colorado | 2 | $ 672,000 | $ 336,000 | $ 139,000 |
| Larimer, Colorado | 2 | $ 460,000 | $ 230,000 | $ 109,000 |
| Hartford, Connecticut | 2 | $ 584,000 | $ 292,000 | $ 121,000 |
| District of Columbia, District Of Columbia | 2 | $ 516,000 | $ 258,000 | $ 100,000 |
| Miami-Dade, Florida | 2 | $ 725,000 | $ 362,500 | $ 125,000 |
| Orange, Florida | 2 | $ 548,000 | $ 274,000 | $ 204,000 |
| Kootenai, Idaho | 2 | $ 552,000 | $ 276,000 | $ 162,000 |
| Marion, Indiana | 2 | $ 234,000 | $ 117,000 | $ 62,000 |
| Johnson, Kansas | 2 | $ 189,000 | $ 94,500 | $ 60,000 |
| Anne Arundel, Maryland | 2 | $ 473,000 | $ 236,500 | $ 105,000 |
| Baltimore City, Maryland | 2 | $ 528,000 | $ 264,000 | $ 113,000 |
| Plymouth, Massachusetts | 2 | $ 599,000 | $ 299,500 | $ 139,000 |
| Clark, Nevada | 2 | $ 342,000 | $ 171,000 | $ 85,000 |
| Santa Fe, New Mexico | 2 | $ 649,000 | $ 324,500 | $ 140,000 |
| Suffolk, New York | 2 | $ 711,000 | $ 355,500 | $ 215,000 |
| Durham, North Carolina | 2 | $ 520,000 | $ 260,000 | $ 149,000 |
| Oklahoma, Oklahoma | 2 | $ 206,000 | $ 103,000 | $ 106,000 |
| Wagoner, Oklahoma | 2 | $ 140,000 | $ 70,000 | $ 86,000 |
| Allegheny, Pennsylvania | 2 | $ 293,000 | $ 146,500 | $ 126,000 |
| Philadelphia, Pennsylvania | 2 | $ 113,000 | $ 56,500 | $ 48,000 |
| Beaufort, South Carolina | 2 | $ 305,000 | $ 152,500 | $ 57,000 |
| Spartanburg, South Carolina | 2 | $ 208,000 | $ 104,000 | $ 77,000 |
| Hamilton, Tennessee | 2 | $ 321,000 | $ 160,500 | $ 70,000 |
| Brazos, Texas | 2 | $ 510,000 | $ 255,000 | $ 156,000 |
| Montgomery, Texas | 2 | $ 258,000 | $ 129,000 | $ 168,000 |
| King, Washington | 2 | $ 440,000 | $ 220,000 | $ 274,000 |
| Snohomish, Washington | 2 | $ 355,000 | $ 177,500 | $ 71,000 |
| Dane, Wisconsin | 2 | $ 336,000 | $ 168,000 | $ 82,000 |
| Baldwin, Alabama | 1 | $ 96,000 | $ 96,000 | $ 63,000 |
| Elmore, Alabama | 1 | $ 114,000 | $ 114,000 | $ 93,000 |
| Etowah, Alabama | 1 | $ 256,000 | $ 256,000 | $ 118,000 |
| Russell, Alabama | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
| Maricopa, Arizona | 1 | $ 193,000 | $ 193,000 | $ 75,000 |
| Benton, Arkansas | 1 | $ 200,000 | $ 200,000 | $ 184,000 |
| Garland, Arkansas | 1 | $ 120,000 | $ 120,000 | $ 47,000 |
| Pulaski, Arkansas | 1 | $ 117,000 | $ 117,000 | $ 73,000 |
| Stone, Arkansas | 1 | $ 171,000 | $ 171,000 | $ 52,000 |
| Contra Costa, California | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Lassen, California | 1 | $ 133,000 | $ 133,000 | $ 64,000 |
| Merced, California | 1 | $ 109,000 | $ 109,000 | $ 77,000 |
| Monterey, California | 1 | $ 287,000 | $ 287,000 | $ 188,000 |
| Orange, California | 1 | $ 300,000 | $ 300,000 | $ 84,000 |
| Riverside, California | 1 | $ 182,000 | $ 182,000 | $ 103,000 |
| Sacramento, California | 1 | $ 50,000 | $ 50,000 | $ 78,000 |
| San Bernardino, California | 1 | $ 101,000 | $ 101,000 | $ 33,000 |
| Santa Clara, California | 1 | $ 200,000 | $ 200,000 | $ 200,000 |
| Shasta, California | 1 | $ 123,000 | $ 123,000 | $ 60,000 |
| Sonoma, California | 1 | $ 405,000 | $ 405,000 | $ 200,000 |
| Yuba, California | 1 | $ 136,000 | $ 136,000 | $ 137,000 |
| Adams, Colorado | 1 | $ 60,000 | $ 60,000 | $ 100,000 |
| Boulder, Colorado | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Custer, Colorado | 1 | $ 182,000 | $ 182,000 | $ 93,000 |
| Douglas, Colorado | 1 | $ 246,000 | $ 246,000 | $ 102,000 |
| Middlesex, Connecticut | 1 | $ 282,000 | $ 282,000 | $ 54,000 |
| Sussex, Delaware | 1 | $ 110,000 | $ 110,000 | $ 52,000 |
| Lake, Florida | 1 | $ 56,000 | $ 56,000 | $ 69,000 |
| Pasco, Florida | 1 | $ 131,000 | $ 131,000 | $ 132,000 |
| Pinellas, Florida | 1 | $ 250,000 | $ 250,000 | $ 130,000 |
| St. Johns, Florida | 1 | $ 160,000 | $ 160,000 | $ 69,000 |
| Camden, Georgia | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Cherokee, Georgia | 1 | $ 124,000 | $ 124,000 | $ 46,000 |
| DeKalb, Georgia | 1 | $ 315,000 | $ 315,000 | $ 479,000 |
| Lowndes, Georgia | 1 | $ 169,000 | $ 169,000 | $ 96,000 |
| Hawaii, Hawaii | 1 | $ 171,000 | $ 171,000 | $ 69,000 |
| Honolulu, Hawaii | 1 | $ 176,000 | $ 176,000 | $ 194,000 |
| Maui, Hawaii | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Bonneville, Idaho | 1 | $ 103,000 | $ 103,000 | $ 40,000 |
| Elkhart, Indiana | 1 | $ 144,000 | $ 144,000 | $ 66,000 |
| Noble, Indiana | 1 | $ 283,000 | $ 283,000 | $ 142,000 |
| Linn, Iowa | 1 | $ 197,000 | $ 197,000 | $ 104,000 |
| Polk, Iowa | 1 | $ 130,000 | $ 130,000 | $ 72,000 |
| Edmonson, Kentucky | 1 | $ 102,000 | $ 102,000 | $ 82,000 |
| Jefferson, Kentucky | 1 | $ 138,000 | $ 138,000 | $ 92,000 |
| Kenton, Kentucky | 1 | $ 119,000 | $ 119,000 | $ 100,000 |
| Scott, Kentucky | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Lafourche, Louisiana | 1 | $ 193,000 | $ 193,000 | $ 95,000 |
| Hancock, Maine | 1 | $ 219,000 | $ 219,000 | $ 69,000 |
| Waldo, Maine | 1 | $ 152,000 | $ 152,000 | $ 131,000 |
| Calvert, Maryland | 1 | $ 300,000 | $ 300,000 | $ 136,000 |
| Frederick, Maryland | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Montgomery, Maryland | 1 | $ 391,000 | $ 391,000 | $ 1,245,000 |
| Prince George's, Maryland | 1 | $ 151,000 | $ 151,000 | $ 103,000 |
| Hampshire, Massachusetts | 1 | $ 333,000 | $ 333,000 | $ 155,000 |
| Norfolk, Massachusetts | 1 | $ 301,000 | $ 301,000 | $ 160,000 |
| Suffolk, Massachusetts | 1 | $ 223,000 | $ 223,000 | $ 53,000 |
| Alcona, Michigan | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Crawford, Michigan | 1 | $ 202,000 | $ 202,000 | $ 107,000 |
| Kalamazoo, Michigan | 1 | $ 277,000 | $ 277,000 | $ 100,000 |
| Oakland, Michigan | 1 | $ 159,000 | $ 159,000 | $ 89,000 |
| Carver, Minnesota | 1 | $ 377,000 | $ 377,000 | $ 149,000 |
| Hinds, Mississippi | 1 | $ 96,000 | $ 96,000 | $ 79,000 |
| Caldwell, Missouri | 1 | $ 53,000 | $ 53,000 | $ 43,000 |
| Greene, Missouri | 1 | $ 81,000 | $ 81,000 | $ 75,000 |
| Jefferson, Missouri | 1 | $ 146,000 | $ 146,000 | $ 110,000 |
| Phelps, Missouri | 1 | $ 101,000 | $ 101,000 | $ 50,000 |
| Lewis and Clark, Montana | 1 | $ 188,000 | $ 188,000 | $ 77,000 |
| Merrimack, New Hampshire | 1 | $ 256,000 | $ 256,000 | $ 72,000 |
| Burlington, New Jersey | 1 | $ 122,000 | $ 122,000 | $ 61,000 |
| Camden, New Jersey | 1 | $ 113,000 | $ 113,000 | $ 105,000 |
| Cape May, New Jersey | 1 | $ 77,000 | $ 77,000 | $ 36,000 |
| Monmouth, New Jersey | 1 | $ 347,000 | $ 347,000 | $ 175,000 |
| Ocean, New Jersey | 1 | $ 148,000 | $ 148,000 | $ 69,000 |
| Dona Ana, New Mexico | 1 | $ 176,000 | $ 176,000 | $ 47,000 |
| Grant, New Mexico | 1 | $ 273,000 | $ 273,000 | $ 180,000 |
| Dutchess, New York | 1 | $ 241,000 | $ 241,000 | $ 88,000 |
| Erie, New York | 1 | $ 241,000 | $ 241,000 | $ 93,000 |
| Monroe, New York | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Nassau, New York | 1 | $ 204,000 | $ 204,000 | $ 125,000 |
| Orange, New York | 1 | $ 121,000 | $ 121,000 | $ 65,000 |
| Tompkins, New York | 1 | $ 279,000 | $ 279,000 | $ 114,000 |
| Currituck, North Carolina | 1 | $ 118,000 | $ 118,000 | $ 80,000 |
| Mecklenburg, North Carolina | 1 | $ 197,000 | $ 197,000 | $ 85,000 |
| Moore, North Carolina | 1 | $ 57,000 | $ 57,000 | $ 158,000 |
| Randolph, North Carolina | 1 | $ 196,000 | $ 196,000 | $ 105,000 |
| Wake, North Carolina | 1 | $ 197,000 | $ 197,000 | $ 159,000 |
| Greene, Ohio | 1 | $ 189,000 | $ 189,000 | $ 104,000 |
| Huron, Ohio | 1 | $ 91,000 | $ 91,000 | $ 130,000 |
| Stark, Ohio | 1 | $ 158,000 | $ 158,000 | $ 92,000 |
| Tulsa, Oklahoma | 1 | $ 143,000 | $ 143,000 | $ 104,000 |
| Grant, Oregon | 1 | $ 69,000 | $ 69,000 | $ 38,000 |
| Lane, Oregon | 1 | $ 272,000 | $ 272,000 | $ 58,000 |
| Lincoln, Oregon | 1 | $ 125,000 | $ 125,000 | $ 109,000 |
| Marion, Oregon | 1 | $ 146,000 | $ 146,000 | $ 59,000 |
| Multnomah, Oregon | 1 | $ 102,000 | $ 102,000 | $ 47,000 |
| Yamhill, Oregon | 1 | $ 113,000 | $ 113,000 | $ 57,000 |
| Bucks, Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 159,000 |
| Delaware, Pennsylvania | 1 | $ 237,000 | $ 237,000 | $ 166,000 |
| Northampton, Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 142,000 |
| York, Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 44,000 |
| Anderson, South Carolina | 1 | $ 132,000 | $ 132,000 | $ 119,000 |
| Dorchester, South Carolina | 1 | $ 267,000 | $ 267,000 | $ 137,000 |
| Greenville, South Carolina | 1 | $ 122,000 | $ 122,000 | $ 36,000 |
| Lexington, South Carolina | 1 | $ 188,000 | $ 188,000 | $ 75,000 |
| Fayette, Tennessee | 1 | $ 236,000 | $ 236,000 | $ 92,000 |
| Jefferson, Tennessee | 1 | $ 143,000 | $ 143,000 | $ 70,000 |
| Lincoln, Tennessee | 1 | $ 130,000 | $ 130,000 | $ 93,000 |
| Marshall, Tennessee | 1 | $ 98,000 | $ 98,000 | $ 34,000 |
| Robertson, Tennessee | 1 | $ 107,000 | $ 107,000 | $ 84,000 |
| Brazoria, Texas | 1 | $ 186,000 | $ 186,000 | $ 339,000 |
| Burnet, Texas | 1 | $ 132,000 | $ 132,000 | $ 158,000 |
| Dallas, Texas | 1 | $ 68,000 | $ 68,000 | $ 42,000 |
| El Paso, Texas | 1 | $ 226,000 | $ 226,000 | $ 150,000 |
| Hays, Texas | 1 | $ 225,000 | $ 225,000 | $ 250,000 |
| Parker, Texas | 1 | $ 60,000 | $ 60,000 | $ 147,000 |
| Tarrant, Texas | 1 | $ 176,000 | $ 176,000 | $ 226,000 |
| Taylor, Texas | 1 | $ 293,000 | $ 293,000 | $ 240,000 |
| Williamson, Texas | 1 | $ 121,000 | $ 121,000 | $ 90,000 |
| Salt Lake, Utah | 1 | $ 136,000 | $ 136,000 | $ 89,000 |
| Utah, Utah | 1 | $ 146,000 | $ 146,000 | $ 97,000 |
| Bedford, Virginia | 1 | $ 132,000 | $ 132,000 | $ 75,000 |
| Chesapeake, Virginia | 1 | $ 212,000 | $ 212,000 | $ 131,000 |
| Culpeper, Virginia | 1 | $ 293,000 | $ 293,000 | $ 230,000 |
| Falls Church, Virginia | 1 | $ 364,000 | $ 364,000 | $ 216,000 |
| Henrico, Virginia | 1 | $ 405,000 | $ 405,000 | $ 375,000 |
| Poquoson, Virginia | 1 | $ 138,000 | $ 138,000 | $ 52,000 |
| Richmond City, Virginia | 1 | $ 72,000 | $ 72,000 | $ 40,000 |
| Virginia Beach, Virginia | 1 | $ 168,000 | $ 168,000 | $ 178,000 |
| Chelan, Washington | 1 | $ 189,000 | $ 189,000 | $ 196,000 |
| Thurston, Washington | 1 | $ 222,000 | $ 222,000 | $ 52,000 |
| Hancock, West Virginia | 1 | $ 86,000 | $ 86,000 | $ 76,000 |
| Jefferson, West Virginia | 1 | $ 101,000 | $ 101,000 | $ 33,000 |
| Kanawha, West Virginia | 1 | $ 123,000 | $ 123,000 | $ 141,000 |
| Brown, Wisconsin | 1 | $ 228,000 | $ 228,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for Military Family Home Loans, Ll in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 201 | $38,763,000 | $192,000 | $417,000 | $116,000 | $1,245,000 |
| Home Purchase | 23 | $3,888,000 | $169,000 | $405,000 | $100,000 | $339,000 |
| Home Improvement | 10 | $1,738,000 | $173,000 | $450,000 | $117,000 | $337,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 184 | $34,501,000 | $187,000 | $450,000 | $107,000 | $479,000 |
| Not Provided | 36 | $7,056,000 | $196,000 | $405,000 | $157,000 | $1,245,000 |
| Hispanic | 11 | $2,290,000 | $208,000 | $405,000 | $106,000 | $246,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $138,000 | $138,000 | $138,000 | $92,000 | $92,000 |
| American Indian or Alaskan Native | 1 | $136,000 | $136,000 | $136,000 | $89,000 | $89,000 |
| Black or African American | 1 | $268,000 | $268,000 | $268,000 | $112,000 | $112,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 234 | $44,389,000 | $189,000 | $450,000 | $115,000 | $1,245,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 179 | $34,699,000 | $193,000 | $450,000 | $115,000 | $1,245,000 |
| Application Approved But Not Accepted | 55 | $9,690,000 | $176,000 | $417,000 | $112,000 | $400,000 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Military Family Home Loans, Ll's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Military Family Home Loans, Ll's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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