Millennium Capital Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Millennium Capital Inc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Millennium Capital Inc 1601 Washington Plaza Reston, VA 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,360 |
| Total Mortgage Loan Application Amount | $335,291,000 |
| Average Mortgage Loan Application Amount | $224,035 |
| Highest Mortgage Loan Application Amount | $2,385,000 |
| Average Applicant Income | $99,178 |
| Highest Applicant Income | $1,067,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Millennium Capital Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Millennium Capital Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Millennium Capital Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Millennium Capital Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Millennium Capital Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Millennium Capital Inc's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 299 | $ 88,157,000 | $ 294,000 | $ 113,000 |
| Loudoun County Virginia | 165 | $ 46,603,000 | $ 282,000 | $ 88,000 |
| Prince William County Virginia | 128 | $ 32,832,000 | $ 256,000 | $ 74,000 |
| Clark County Nevada | 114 | $ 21,616,000 | $ 189,000 | $ 81,000 |
| Prince George's County Maryland | 53 | $ 10,411,000 | $ 196,000 | $ 75,000 |
| Montgomery County Maryland | 51 | $ 15,832,000 | $ 310,000 | $ 69,000 |
| District of Columbia County District Of Columbia | 38 | $ 11,136,000 | $ 293,000 | $ 131,000 |
| Fauquier County Virginia | 31 | $ 6,786,000 | $ 218,000 | $ 71,000 |
| Stafford County Virginia | 26 | $ 5,898,000 | $ 226,000 | $ 80,000 |
| Anne Arundel County Maryland | 25 | $ 4,642,000 | $ 185,000 | $ 96,000 |
| Arlington County Virginia | 25 | $ 8,624,000 | $ 344,000 | $ 99,000 |
| Wake County North Carolina | 20 | $ 3,064,000 | $ 153,000 | $ 59,000 |
| Culpeper County Virginia | 18 | $ 3,609,000 | $ 200,000 | $ 76,000 |
| Manassas County Virginia | 15 | $ 3,210,000 | $ 214,000 | $ 74,000 |
| Alexandria County Virginia | 14 | $ 4,971,000 | $ 355,000 | $ 116,000 |
| Spotsylvania County Virginia | 14 | $ 2,608,000 | $ 186,000 | $ 75,000 |
| Warren County Virginia | 13 | $ 1,468,000 | $ 112,000 | $ 78,000 |
| Howard County Maryland | 11 | $ 3,580,000 | $ 325,000 | $ 125,000 |
| Frederick County Virginia | 11 | $ 1,788,000 | $ 162,000 | $ 66,000 |
| Manassas Park County Virginia | 10 | $ 2,301,000 | $ 230,000 | $ 81,000 |
| Fairfield County Connecticut | 9 | $ 3,227,000 | $ 358,000 | $ 232,000 |
| Frederick County Maryland | 9 | $ 1,766,000 | $ 196,000 | $ 93,000 |
| Chesterfield County Virginia | 8 | $ 1,012,000 | $ 126,000 | $ 68,000 |
| Baltimore County Maryland | 7 | $ 1,599,000 | $ 228,000 | $ 94,000 |
| Sussex County Delaware | 6 | $ 3,151,000 | $ 525,000 | $ 160,000 |
| Charles County Maryland | 6 | $ 1,085,000 | $ 180,000 | $ 76,000 |
| Worcester County Maryland | 6 | $ 1,222,000 | $ 203,000 | $ 96,000 |
| Henrico County Virginia | 6 | $ 752,000 | $ 125,000 | $ 30,000 |
| Jefferson County West Virginia | 6 | $ 1,596,000 | $ 266,000 | $ 102,000 |
| Harford County Maryland | 5 | $ 953,000 | $ 190,000 | $ 65,000 |
| Caroline County Virginia | 5 | $ 853,000 | $ 170,000 | $ 90,000 |
| Berkeley County West Virginia | 5 | $ 816,000 | $ 163,000 | $ 55,000 |
| Los Angeles County California | 4 | $ 1,199,000 | $ 299,000 | $ 70,000 |
| San Diego County California | 4 | $ 1,455,000 | $ 363,000 | $ 137,000 |
| Durham County North Carolina | 4 | $ 539,000 | $ 134,000 | $ 39,000 |
| Horry County South Carolina | 4 | $ 488,000 | $ 122,000 | $ 69,000 |
| Falls Church County Virginia | 4 | $ 1,307,000 | $ 326,000 | $ 75,000 |
| Winchester County Virginia | 4 | $ 644,000 | $ 161,000 | $ 70,000 |
| Hartford County Connecticut | 3 | $ 309,000 | $ 103,000 | $ 83,000 |
| New Castle County Delaware | 3 | $ 506,000 | $ 168,000 | $ 48,000 |
| Palm Beach County Florida | 3 | $ 286,000 | $ 95,000 | $ 31,000 |
| DeKalb County Georgia | 3 | $ 378,000 | $ 126,000 | $ 77,000 |
| Johnson County Kansas | 3 | $ 481,000 | $ 160,000 | $ 55,000 |
| Washington County Maryland | 3 | $ 510,000 | $ 170,000 | $ 65,000 |
| Gloucester County New Jersey | 3 | $ 566,000 | $ 188,000 | $ 76,000 |
| Johnston County North Carolina | 3 | $ 528,000 | $ 176,000 | $ 186,000 |
| Bucks County Pennsylvania | 3 | $ 621,000 | $ 207,000 | $ 69,000 |
| Chester County Pennsylvania | 3 | $ 650,000 | $ 216,000 | $ 90,000 |
| Montgomery County Pennsylvania | 3 | $ 695,000 | $ 231,000 | $ 114,000 |
| Charleston County South Carolina | 3 | $ 708,000 | $ 236,000 | $ 117,000 |
| Travis County Texas | 3 | $ 456,000 | $ 152,000 | $ 69,000 |
| Maricopa County Arizona | 2 | $ 308,000 | $ 154,000 | $ 42,000 |
| Fresno County California | 2 | $ 313,000 | $ 156,000 | $ 58,000 |
| San Bernardino County California | 2 | $ 576,000 | $ 288,000 | $ 90,000 |
| New London County Connecticut | 2 | $ 301,000 | $ 150,000 | $ 64,000 |
| Pinellas County Florida | 2 | $ 321,000 | $ 160,000 | $ 70,000 |
| Henry County Georgia | 2 | $ 441,000 | $ 220,000 | $ 107,000 |
| DuPage County Illinois | 2 | $ 118,000 | $ 59,000 | $ 38,000 |
| Baltimore City County Maryland | 2 | $ 524,000 | $ 262,000 | $ 87,000 |
| St. Mary's County Maryland | 2 | $ 164,000 | $ 82,000 | $ 90,000 |
| Essex County Massachusetts | 2 | $ 513,000 | $ 256,000 | $ 125,000 |
| Caldwell County Missouri | 2 | $ 131,000 | $ 65,000 | $ 65,000 |
| Washoe County Nevada | 2 | $ 714,000 | $ 357,000 | $ 137,000 |
| Sussex County New Jersey | 2 | $ 513,000 | $ 256,000 | $ 123,000 |
| Suffolk County New York | 2 | $ 546,000 | $ 273,000 | $ 152,000 |
| Mecklenburg County North Carolina | 2 | $ 628,000 | $ 314,000 | $ 147,000 |
| Wayne County North Carolina | 2 | $ 216,000 | $ 108,000 | $ 49,000 |
| Franklin County Ohio | 2 | $ 400,000 | $ 200,000 | $ 82,000 |
| Fairfax City County Virginia | 2 | $ 700,000 | $ 350,000 | $ 107,000 |
| Fredericksburg County Virginia | 2 | $ 478,000 | $ 239,000 | $ 67,000 |
| Greene County Virginia | 2 | $ 245,000 | $ 122,000 | $ 47,000 |
| Hanover County Virginia | 2 | $ 399,000 | $ 199,000 | $ 77,000 |
| Hopewell County Virginia | 2 | $ 105,000 | $ 52,000 | $ 45,000 |
| Orange County Virginia | 2 | $ 539,000 | $ 269,000 | $ 56,000 |
| Portsmouth County Virginia | 2 | $ 221,000 | $ 110,000 | $ 95,000 |
| Prince George County Virginia | 2 | $ 234,000 | $ 117,000 | $ 46,000 |
| Richmond City County Virginia | 2 | $ 49,000 | $ 24,000 | $ 18,000 |
| Anchorage County Alaska | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| Cochise County Arizona | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Mohave County Arizona | 1 | $ 118,000 | $ 118,000 | $ 80,000 |
| Pima County Arizona | 1 | $ 210,000 | $ 210,000 | $ 113,000 |
| Alameda County California | 1 | $ 58,000 | $ 58,000 | $ 230,000 |
| Butte County California | 1 | $ 48,000 | $ 48,000 | $ 13,000 |
| Kern County California | 1 | $ 126,000 | $ 126,000 | $ 64,000 |
| Orange County California | 1 | $ 566,000 | $ 566,000 | $ 132,000 |
| Riverside County California | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| San Francisco County California | 1 | $ 86,000 | $ 86,000 | $ 85,000 |
| San Mateo County California | 1 | $ 504,000 | $ 504,000 | $ 132,000 |
| Santa Clara County California | 1 | $ 298,000 | $ 298,000 | $ 91,000 |
| Solano County California | 1 | $ 354,000 | $ 354,000 | $ 122,000 |
| Tulare County California | 1 | $ 90,000 | $ 90,000 | $ 29,000 |
| El Paso County Colorado | 1 | $ 171,000 | $ 171,000 | $ 120,000 |
| Jefferson County Colorado | 1 | $ 284,000 | $ 284,000 | $ 103,000 |
| Tolland County Connecticut | 1 | $ 139,000 | $ 139,000 | $ 69,000 |
| Duval County Florida | 1 | $ 94,000 | $ 94,000 | $ 47,000 |
| Lee County Florida | 1 | $ 189,000 | $ 189,000 | $ 98,000 |
| Martin County Florida | 1 | $ 226,000 | $ 226,000 | $ 400,000 |
| Volusia County Florida | 1 | $ 436,000 | $ 436,000 | $ 252,000 |
| Nez Perce County Idaho | 1 | $ 98,000 | $ 98,000 | $ 80,000 |
| LaPorte County Indiana | 1 | $ 285,000 | $ 285,000 | $ 68,000 |
| Jackson County Iowa | 1 | $ 123,000 | $ 123,000 | $ 46,000 |
| Story County Iowa | 1 | $ 100,000 | $ 100,000 | $ 59,000 |
| Jefferson County Kentucky | 1 | $ 276,000 | $ 276,000 | $ 134,000 |
| Oxford County Maine | 1 | $ 212,000 | $ 212,000 | $ 45,000 |
| Caroline County Maryland | 1 | $ 131,000 | $ 131,000 | $ 44,000 |
| Carroll County Maryland | 1 | $ 111,000 | $ 111,000 | $ 72,000 |
| Wicomico County Maryland | 1 | $ 170,000 | $ 170,000 | $ 34,000 |
| Kalamazoo County Michigan | 1 | $ 213,000 | $ 213,000 | $ 57,000 |
| Livingston County Michigan | 1 | $ 181,000 | $ 181,000 | $ 122,000 |
| Hennepin County Minnesota | 1 | $ 322,000 | $ 322,000 | $ 144,000 |
| Jackson County Missouri | 1 | $ 318,000 | $ 318,000 | $ 96,000 |
| St. Louis County Missouri | 1 | $ 160,000 | $ 160,000 | $ 77,000 |
| Nye County Nevada | 1 | $ 99,000 | $ 99,000 | $ 24,000 |
| Carroll County New Hampshire | 1 | $ 294,000 | $ 294,000 | $ 155,000 |
| Bergen County New Jersey | 1 | $ 127,000 | $ 127,000 | $ 36,000 |
| Hudson County New Jersey | 1 | $ 464,000 | $ 464,000 | $ 230,000 |
| Mercer County New Jersey | 1 | $ 180,000 | $ 180,000 | $ 211,000 |
| Monmouth County New Jersey | 1 | $ 738,000 | $ 738,000 | $ 200,000 |
| Somerset County New Jersey | 1 | $ 258,000 | $ 258,000 | $ 160,000 |
| Warren County New Jersey | 1 | $ 186,000 | $ 186,000 | $ 77,000 |
| Kings County New York | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| Onondaga County New York | 1 | $ 41,000 | $ 41,000 | $ 20,000 |
| Orange County New York | 1 | $ 171,000 | $ 171,000 | $ 172,000 |
| Richmond County New York | 1 | $ 223,000 | $ 223,000 | $ 46,000 |
| Alamance County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 55,000 |
| Carteret County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 25,000 |
| Catawba County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 16,000 |
| Chatham County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 67,000 |
| Dare County North Carolina | 1 | $ 310,000 | $ 310,000 | $ 165,000 |
| Forsyth County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Greene County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 43,000 |
| Iredell County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Lee County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 54,000 |
| Lincoln County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Pasquotank County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 34,000 |
| Rutherford County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 66,000 |
| Union County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 38,000 |
| Clermont County Ohio | 1 | $ 136,000 | $ 136,000 | $ 58,000 |
| Cuyahoga County Ohio | 1 | $ 152,000 | $ 152,000 | $ 53,000 |
| Summit County Ohio | 1 | $ 90,000 | $ 90,000 | $ 29,000 |
| Berks County Pennsylvania | 1 | $ 683,000 | $ 683,000 | $ 394,000 |
| Luzerne County Pennsylvania | 1 | $ 307,000 | $ 307,000 | $ 132,000 |
| Somerset County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| Georgetown County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Lexington County South Carolina | 1 | $ 107,000 | $ 107,000 | $ 26,000 |
| Colonial Heights County Virginia | 1 | $ 70,000 | $ 70,000 | $ 61,000 |
| Dinwiddie County Virginia | 1 | $ 71,000 | $ 71,000 | $ 20,000 |
| Fluvanna County Virginia | 1 | $ 132,000 | $ 132,000 | $ 32,000 |
| Franklin County Virginia | 1 | $ 126,000 | $ 126,000 | $ 29,000 |
| King George County Virginia | 1 | $ 147,000 | $ 147,000 | $ 59,000 |
| Montgomery County Virginia | 1 | $ 125,000 | $ 125,000 | $ 203,000 |
| New Kent County Virginia | 1 | $ 132,000 | $ 132,000 | $ 32,000 |
| Newport News County Virginia | 1 | $ 79,000 | $ 79,000 | $ 126,000 |
| Page County Virginia | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Petersburg County Virginia | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Rappahannock County Virginia | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Roanoke City County Virginia | 1 | $ 62,000 | $ 62,000 | $ 193,000 |
| Rockbridge County Virginia | 1 | $ 370,000 | $ 370,000 | $ 290,000 |
| Rockingham County Virginia | 1 | $ 141,000 | $ 141,000 | $ 66,000 |
| York County Virginia | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Island County Washington | 1 | $ 214,000 | $ 214,000 | $ 73,000 |
| Thurston County Washington | 1 | $ 248,000 | $ 248,000 | $ 76,000 |
| Monongalia County West Virginia | 1 | $ 43,000 | $ 43,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Millennium Capital Inc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 768 | $189,248,000 | $218,708 | $2,385,000 | $101,708 | $1,067,000 |
| Refinancing | 588 | $144,577,000 | $213,233 | $1,000,000 | $89,733 | $800,000 |
| Home Improvement | 4 | $1,466,000 | $450,000 | $618,000 | $210,500 | $300,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 762 | $193,169,000 | $231,966 | $2,385,000 | $101,866 | $1,067,000 |
| Not Provided | 181 | $42,106,000 | $194,500 | $866,000 | $91,700 | $800,000 |
| Asian | 178 | $46,501,000 | $217,888 | $620,000 | $95,111 | $300,000 |
| Black or African American | 132 | $31,036,000 | $193,363 | $819,000 | $60,818 | $200,000 |
| Hispanic | 96 | $20,400,000 | $225,666 | $515,000 | $72,888 | $198,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,618,000 | $230,000 | $364,000 | $62,333 | $168,000 |
| American Indian or Alaskan Native | 4 | $461,000 | $110,666 | $158,000 | $39,333 | $80,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,307 | $324,244,000 | $213,030 | $2,385,000 | $94,818 | $1,067,000 |
| FHA-insured (Federal Housing Administration) | 48 | $9,986,000 | $189,666 | $299,000 | $50,333 | $141,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,061,000 | $188,500 | $312,000 | $54,000 | $64,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,329 | $327,720,000 | $215,454 | $2,385,000 | $91,212 | $1,067,000 |
| Application Withdrawn By Applicant | 19 | $5,405,000 | $275,125 | $675,000 | $159,375 | $400,000 |
| Application Denied By Financial Institution | 7 | $1,030,000 | $129,000 | $565,000 | $64,250 | $96,000 |
| File Closed For Incompleteness | 3 | $757,000 | $252,333 | $318,000 | $94,000 | $98,000 |
| Application Approved But Not Accepted | 2 | $379,000 | $189,000 | $300,000 | $93,000 | $126,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 5 | $306,000 | $75,333 | $100,000 | $54,000 | $85,000 |
| Collateral | 2 | $724,000 | $362,000 | $565,000 | $85,500 | $96,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Millennium Capital Inc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Millennium Capital Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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