Mlb Residential Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Mlb Residential Lending, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mlb Residential Lending, Llc 51 Commerce St Springfield, NJ 07081 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2015 |
| Total Number of Mortgage Applications | 2,442 |
| Total Mortgage Loan Application Amount | $837,630,000 |
| Average Mortgage Loan Application Amount | $330,000 |
| Highest Mortgage Loan Application Amount | $2,095,000 |
| Average Applicant Income | $109,666 |
| Highest Applicant Income | $2,160,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Mlb Residential Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mlb Residential Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Mlb Residential Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mlb Residential Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Mlb Residential Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mlb Residential Lending, Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Union County New Jersey | 354 | $ 127,440,000 | $ 360,000 | $ 95,000 |
| Essex County New Jersey | 274 | $ 96,000,000 | $ 350,000 | $ 111,000 |
| Middlesex County New Jersey | 261 | $ 79,395,000 | $ 304,000 | $ 90,000 |
| Bergen County New Jersey | 187 | $ 82,675,000 | $ 442,000 | $ 128,000 |
| Passaic County New Jersey | 155 | $ 55,445,000 | $ 357,000 | $ 118,000 |
| Sussex County New Jersey | 113 | $ 30,625,000 | $ 271,000 | $ 103,000 |
| Morris County New Jersey | 84 | $ 31,630,000 | $ 376,000 | $ 124,000 |
| Somerset County New Jersey | 72 | $ 24,690,000 | $ 342,000 | $ 98,000 |
| Suffolk County New York | 70 | $ 30,450,000 | $ 435,000 | $ 127,000 |
| Nassau County New York | 64 | $ 29,570,000 | $ 462,000 | $ 148,000 |
| Hudson County New Jersey | 55 | $ 21,585,000 | $ 392,000 | $ 99,000 |
| Monmouth County New Jersey | 47 | $ 16,955,000 | $ 360,000 | $ 118,000 |
| Philadelphia County Pennsylvania | 46 | $ 10,670,000 | $ 231,000 | $ 71,000 |
| Queens County New York | 45 | $ 22,895,000 | $ 508,000 | $ 128,000 |
| Kings County New York | 43 | $ 23,605,000 | $ 548,000 | $ 119,000 |
| Clinton County New York | 32 | $ 5,450,000 | $ 170,000 | $ 73,000 |
| Burlington County New Jersey | 30 | $ 8,970,000 | $ 299,000 | $ 97,000 |
| Ocean County New Jersey | 29 | $ 8,705,000 | $ 300,000 | $ 165,000 |
| Warren County New Jersey | 28 | $ 7,680,000 | $ 274,000 | $ 77,000 |
| Mercer County New Jersey | 25 | $ 5,675,000 | $ 227,000 | $ 97,000 |
| Berks County Pennsylvania | 25 | $ 4,405,000 | $ 176,000 | $ 57,000 |
| Hunterdon County New Jersey | 24 | $ 9,120,000 | $ 380,000 | $ 139,000 |
| Bronx County New York | 23 | $ 9,105,000 | $ 395,000 | $ 81,000 |
| Richmond County New York | 20 | $ 8,720,000 | $ 436,000 | $ 117,000 |
| Monroe County Pennsylvania | 19 | $ 3,855,000 | $ 202,000 | $ 135,000 |
| Dutchess County New York | 18 | $ 4,520,000 | $ 251,000 | $ 99,000 |
| Camden County New Jersey | 17 | $ 4,195,000 | $ 246,000 | $ 75,000 |
| Delaware County Pennsylvania | 17 | $ 4,355,000 | $ 256,000 | $ 116,000 |
| Montgomery County Pennsylvania | 16 | $ 4,570,000 | $ 285,000 | $ 94,000 |
| Orange County New York | 14 | $ 4,530,000 | $ 323,000 | $ 110,000 |
| Saratoga County New York | 14 | $ 4,200,000 | $ 300,000 | $ 89,000 |
| Palm Beach County Florida | 13 | $ 3,635,000 | $ 279,000 | $ 150,000 |
| Westchester County New York | 13 | $ 5,825,000 | $ 448,000 | $ 123,000 |
| St. Lawrence County New York | 12 | $ 1,850,000 | $ 154,000 | $ 75,000 |
| Atlantic County New Jersey | 11 | $ 2,545,000 | $ 231,000 | $ 75,000 |
| Schenectady County New York | 9 | $ 1,525,000 | $ 169,000 | $ 66,000 |
| New Castle County Delaware | 8 | $ 2,000,000 | $ 250,000 | $ 97,000 |
| Gloucester County New Jersey | 8 | $ 1,580,000 | $ 197,000 | $ 80,000 |
| Albany County New York | 8 | $ 1,560,000 | $ 195,000 | $ 106,000 |
| Broward County Florida | 7 | $ 1,885,000 | $ 269,000 | $ 131,000 |
| Lee County Florida | 7 | $ 2,535,000 | $ 362,000 | $ 202,000 |
| Orange County Florida | 7 | $ 2,025,000 | $ 289,000 | $ 108,000 |
| Osceola County Florida | 7 | $ 2,025,000 | $ 289,000 | $ 107,000 |
| Monroe County New York | 6 | $ 630,000 | $ 105,000 | $ 262,000 |
| Luzerne County Pennsylvania | 6 | $ 1,090,000 | $ 181,000 | $ 46,000 |
| Fairfield County Connecticut | 4 | $ 1,150,000 | $ 287,000 | $ 103,000 |
| New Haven County Connecticut | 4 | $ 1,300,000 | $ 325,000 | $ 92,000 |
| Hernando County Florida | 4 | $ 800,000 | $ 200,000 | $ 85,000 |
| St. Lucie County Florida | 4 | $ 1,210,000 | $ 302,000 | $ 119,000 |
| Rockland County New York | 4 | $ 1,590,000 | $ 397,000 | $ 99,000 |
| Bucks County Pennsylvania | 4 | $ 1,200,000 | $ 300,000 | $ 79,000 |
| Northampton County Pennsylvania | 4 | $ 660,000 | $ 165,000 | $ 74,000 |
| Sussex County Delaware | 3 | $ 965,000 | $ 321,000 | $ 65,000 |
| Miami-Dade County Florida | 3 | $ 785,000 | $ 261,000 | $ 520,000 |
| Pinellas County Florida | 3 | $ 865,000 | $ 288,000 | $ 172,000 |
| Polk County Florida | 3 | $ 655,000 | $ 218,000 | $ 50,000 |
| Cumberland County New Jersey | 3 | $ 725,000 | $ 241,000 | $ 81,000 |
| Essex County New York | 3 | $ 535,000 | $ 178,000 | $ 83,000 |
| Fulton County New York | 3 | $ 245,000 | $ 81,000 | $ 95,000 |
| Oneida County New York | 3 | $ 535,000 | $ 178,000 | $ 61,000 |
| Pike County Pennsylvania | 3 | $ 635,000 | $ 211,000 | $ 137,000 |
| Brevard County Florida | 2 | $ 520,000 | $ 260,000 | $ 109,000 |
| Manatee County Florida | 2 | $ 960,000 | $ 480,000 | $ 67,000 |
| Pasco County Florida | 2 | $ 970,000 | $ 485,000 | $ 183,000 |
| Seminole County Florida | 2 | $ 310,000 | $ 155,000 | $ 133,000 |
| Volusia County Florida | 2 | $ 610,000 | $ 305,000 | $ 65,000 |
| Montgomery County New York | 2 | $ 360,000 | $ 180,000 | $ 86,000 |
| Putnam County New York | 2 | $ 680,000 | $ 340,000 | $ 140,000 |
| Carbon County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 92,000 |
| Lackawanna County Pennsylvania | 2 | $ 410,000 | $ 205,000 | $ 60,000 |
| Lehigh County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 38,000 |
| Schuylkill County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 51,000 |
| Hartford County Connecticut | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Kent County Delaware | 1 | $ 355,000 | $ 355,000 | $ 119,000 |
| Collier County Florida | 1 | $ 305,000 | $ 305,000 | $ 178,000 |
| Flagler County Florida | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Hillsborough County Florida | 1 | $ 375,000 | $ 375,000 | $ 66,000 |
| Sarasota County Florida | 1 | $ 235,000 | $ 235,000 | $ 202,000 |
| Salem County New Jersey | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Chenango County New York | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Franklin County New York | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Herkimer County New York | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Jefferson County New York | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| New York County New York | 1 | $ 585,000 | $ 585,000 | $ 119,000 |
| Niagara County New York | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Ontario County New York | 1 | $ 175,000 | $ 175,000 | $ 289,000 |
| Otsego County New York | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Rensselaer County New York | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| Sullivan County New York | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Ulster County New York | 1 | $ 335,000 | $ 335,000 | $ 79,000 |
| Chester County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 100,000 |
| Columbia County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
| Cumberland County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 115,000 |
| Warren County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Mlb Residential Lending, Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,422 | $517,930,000 | $364,000 | $2,095,000 | $105,000 | $1,309,000 |
| Refinancing | 572 | $177,820,000 | $310,000 | $865,000 | $106,000 | $2,160,000 |
| Cash-out Refinancing | 448 | $141,880,000 | $316,000 | $835,000 | $118,000 | $452,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 876 | $300,930,000 | $343,000 | $975,000 | $92,000 | $1,030,000 |
| White | 832 | $275,020,000 | $330,000 | $2,095,000 | $125,000 | $2,160,000 |
| Black or African American | 555 | $188,665,000 | $339,000 | $1,575,000 | $100,000 | $512,000 |
| Asian | 92 | $39,290,000 | $427,000 | $935,000 | $128,000 | $484,000 |
| Not Provided | 85 | $33,295,000 | $391,000 | $825,000 | $120,000 | $503,000 |
| American Indian or Alaskan Native | 1 | $195,000 | $195,000 | $195,000 | $72,000 | $72,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $235,000 | $235,000 | $235,000 | $57,000 | $57,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,534 | $508,120,000 | $331,000 | $2,095,000 | $121,000 | $2,160,000 |
| FHA-insured (Federal Housing Administration) | 862 | $313,590,000 | $363,000 | $985,000 | $85,000 | $503,000 |
| VA-guaranteed (Veterans Administration) | 40 | $14,760,000 | $369,000 | $975,000 | $85,000 | $203,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,160,000 | $193,000 | $315,000 | $55,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,557 | $538,965,000 | $346,000 | $985,000 | $108,000 | $1,309,000 |
| Application Withdrawn By Applicant | 628 | $216,260,000 | $344,000 | $2,095,000 | $108,000 | $2,160,000 |
| File Closed For Incompleteness | 158 | $46,270,000 | $292,000 | $1,575,000 | $101,000 | $512,000 |
| Application Denied By Financial Institution | 86 | $29,890,000 | $347,000 | $865,000 | $93,000 | $570,000 |
| Application Approved But Not Accepted | 13 | $6,245,000 | $480,000 | $835,000 | $156,000 | $332,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,356 | $807,740,000 | $342,000 | $2,095,000 | $108,000 | $2,160,000 |
| Debt-To-Income Ratio | 35 | $11,695,000 | $334,000 | $615,000 | $90,000 | $570,000 |
| Collateral | 12 | $5,180,000 | $431,000 | $695,000 | $117,000 | $432,000 |
| Other | 11 | $2,615,000 | $237,000 | $445,000 | $79,000 | $117,000 |
| Employment History | 8 | $3,330,000 | $416,000 | $865,000 | $101,000 | $211,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,550,000 | $318,000 | $485,000 | $84,000 | $118,000 |
| Credit History | 7 | $2,485,000 | $355,000 | $775,000 | $89,000 | $190,000 |
| Unverifiable Information | 4 | $1,830,000 | $457,000 | $655,000 | $103,000 | $125,000 |
| Credit Application Incomplete | 1 | $205,000 | $205,000 | $205,000 | $78,000 | $78,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mlb Residential Lending, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mlb Residential Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.